{"id":102481,"date":"2009-12-07T00:00:00","date_gmt":"2009-12-06T18:30:00","guid":{"rendered":"https:\/\/www.legalindia.com\/judgments\/dr-k-radhakrishnan-nair-vs-chairman-on-7-december-2009"},"modified":"2017-11-10T09:19:26","modified_gmt":"2017-11-10T03:49:26","slug":"dr-k-radhakrishnan-nair-vs-chairman-on-7-december-2009","status":"publish","type":"post","link":"https:\/\/www.legalindia.com\/judgments\/dr-k-radhakrishnan-nair-vs-chairman-on-7-december-2009","title":{"rendered":"Dr.K.Radhakrishnan Nair vs Chairman on 7 December, 2009"},"content":{"rendered":"<div class=\"docsource_main\">Kerala High Court<\/div>\n<div class=\"doc_title\">Dr.K.Radhakrishnan Nair vs Chairman on 7 December, 2009<\/div>\n<pre>       \n\n  \n\n  \n\n \n \n  IN THE HIGH COURT OF KERALA AT ERNAKULAM\n\nOP.No. 3036 of 2001(J)\n\n\n\n1. DR.K.RADHAKRISHNAN NAIR\n                      ...  Petitioner\n\n                        Vs\n\n1. CHAIRMAN,M.D.,ORIENITAL INSURANCE CO.LTD\n                       ...       Respondent\n\n                For Petitioner  :SRI.P.R.VENKETESH\n\n                For Respondent  :SRI.MGK.MENON\n\nThe Hon'ble MR. Justice S.SIRI JAGAN\n\n Dated :07\/12\/2009\n\n O R D E R\n                            S.SIRI JAGAN, J.\n\n                      ==================\n\n                          O.P.No. 3036 of 2001\n\n                      ==================\n\n               Dated this the 7th day of December, 2009\n\n                            J U D G M E N T\n<\/pre>\n<p>      The petitioner is an Administrative Officer (Legal) of the Oriental<\/p>\n<p>Insurance Company Ltd. In this original petition, he is challenging<\/p>\n<p>disciplinary proceedings against him, which resulted in imposition of<\/p>\n<p>the punishment of reduction of basic pay by four stages in the time<\/p>\n<p>scale on him. Disciplinary proceedings were initiated by issuing Ext.P1<\/p>\n<p>memo of charges. The memo of of charges related to the settlement of<\/p>\n<p>claims in motor accident claims on the recommendation of the<\/p>\n<p>petitioner, which according to the respondents, could not have been<\/p>\n<p>settled. The allegation was that the petitioner did not have the<\/p>\n<p>financial authority to do so, since the amount was beyond the limits<\/p>\n<p>prescribed for the petitioner to exercise such discretion. Despite Ext.P2<\/p>\n<p>written statement of defence, an enquiry was conducted and the<\/p>\n<p>enquiry officer submitted Ext.P3 enquiry report, in which, he found the<\/p>\n<p>petitioner guilty of four charges. Show cause notice was issued to the<\/p>\n<p>petitioner for imposition of punishment, to which also, the petitioner<\/p>\n<p>submitted objections. However, by Ext.P6 order, the punishment of<\/p>\n<p>reduction in basic pay by four stages in the time scale was imposed on<\/p>\n<p>the petitioner. The petitioner&#8217;s appeal against that punishment was<\/p>\n<p>dismissed by Ext.P8. The petitioner submitted a memorial before the<\/p>\n<p><span class=\"hidden_text\">o.p.3036\/01                            2<\/span><\/p>\n<p>Chairman and by Ext.P10 order that was also rejected. The petitioner<\/p>\n<p>has filed this original petition challenging Exts.P6, P8 and P10 orders,<\/p>\n<p>seeking the following reliefs:\n<\/p>\n<blockquote><p>     &#8220;a)    To call for the records leading to Exhibits P6, P8 and P10 order and<br \/>\n            issue a writ in the nature of certiorari or any other appropriate writ<br \/>\n            order or direction.\n<\/p><\/blockquote>\n<blockquote><p>      b)    To declare that the petitioner is entitled to get the period during<br \/>\n            which he was placed under suspension ie. from 23.5.1996 to<br \/>\n            30.7.1998 treated as on duty and also for consequential benefits<br \/>\n            including seniority, promotions and arrears of salary etc.<\/p>\n<\/blockquote>\n<blockquote><p>      c)    To issue a writ in the nature of mandamus or any other<br \/>\n            appropriate writ order or direction commanding the respondents 1<br \/>\n            to 3 to grant all consequential benefits based on the prayer (a) and\n<\/p><\/blockquote>\n<blockquote><p>            (b) to the petitioner including seniority, promotions and arrears of<br \/>\n            salary etc.&#8221;<\/p><\/blockquote>\n<p>      2.    The petitioner does not have any case that the enquiry was<\/p>\n<p>conducted in violation of principles of natural justice or procedural<\/p>\n<p>formalities laid down by the rules. The only contention is that the<\/p>\n<p>findings of the enquiry officer and that of the disciplinary authority are<\/p>\n<p>perverse and against the evidence adduced in the enquiry. He takes<\/p>\n<p>me through the enquiry report, his objections to the same filed before<\/p>\n<p>the disciplinary authority and the order of the disciplinary authority.<\/p>\n<p>      3.    He points out that even after the enquiry officer found that<\/p>\n<p>there is no evidence to show that the petitioner has exceeded the<\/p>\n<p>financial authority, in Ext.P6 order, the disciplinary authority has found<\/p>\n<p>him guilty of that misconduct also, without issuing any notice to the<\/p>\n<p><span class=\"hidden_text\">o.p.3036\/01                         3<\/span><\/p>\n<p>petitioner to show cause why the disciplinary authority should not<\/p>\n<p>differ from the findings of the enquiry officer. He would further submit<\/p>\n<p>that the findings in respect of the four charges were also perverse. He<\/p>\n<p>points out that his recommendations were approved by the manager<\/p>\n<p>and the manager was not preceded against. According to him, in so far<\/p>\n<p>as there is no allegation that his recommendations for settlement of<\/p>\n<p>the cases were not actuated by any other motives, the mere act of<\/p>\n<p>recommending for settlement of the cases would not constitute any<\/p>\n<p>misconduct simply because the enquiry officer and the disciplinary<\/p>\n<p>authority were of opinion that the cases should not have been settled.<\/p>\n<p>      4.    A counter affidavit has been filed by the respondents. The<\/p>\n<p>senior counsel appearing for the respondents would oppose the<\/p>\n<p>contentions of the petitioner. According to him, the enquiry officer has<\/p>\n<p>specifically found the petitioner guilty of four misconducts. He points<\/p>\n<p>out that this Court cannot sit in appeal over the findings of the enquiry<\/p>\n<p>officer and the disciplinary authority. This Court can only look into<\/p>\n<p>whether the disciplinary proceedings have been conducted strictly in<\/p>\n<p>accordance with the procedure prescribed and the principles of natural<\/p>\n<p>justice. In so far as the petitioner has no case that the procedure and<\/p>\n<p>the principles of natural justice have not been followed, this Court<\/p>\n<p>cannot re-appreciate the evidence adduced before the enquiry officer<\/p>\n<p><span class=\"hidden_text\">o.p.3036\/01                           4<\/span><\/p>\n<p>and come to the conclusion other than that of the enquiry officer and<\/p>\n<p>the disciplinary authority. He submits that the enquiry officer and the<\/p>\n<p>disciplinary authority have given reasons for their conclusion, which<\/p>\n<p>are not in any way perverse, without which finding, this Court cannot<\/p>\n<p>interfere with the findings of the enquiry officer or that of the<\/p>\n<p>disciplinary authority.\n<\/p>\n<p>      5.    I have considered the rival contentions in detail.<\/p>\n<p>      6.    The enquiry officer has narrated the articles of charges in<\/p>\n<p>Ext.P3 report, which are as follows:\n<\/p>\n<blockquote><p>      &#8220;K.Radhakrishnan Nair while functioning as Administrative Officer (Legal)<br \/>\n      MTPCO, Cochin during the years 1992-1994 committed misconduct<br \/>\n      mentioned under:\n<\/p><\/blockquote>\n<blockquote><p>      1.    He with a malafide intension compromised the following Motor<br \/>\n            claims at MACT in violation of the policy conditions and contrary to<br \/>\n            the legal opinion of Panel Advocate by misusing his official<br \/>\n            position:-\n<\/p><\/blockquote>\n<blockquote><p>      a)    O.P.No.4036\/90 &#8211; Cl.No.441702\/1\/B\/MV\/200\/92 for Rs.47,500\/-\n<\/p><\/blockquote>\n<blockquote><p>      b)    O.P.No.1614\/92 &#8211; Cl.No.440205\/5\/MV\/93\/152 for Rs.18,000\/-\n<\/p><\/blockquote>\n<blockquote><p>      c)    He had with a malafide intension changed the office file of O.P<br \/>\n            No.4036\/90 &#8211; Cl.No.441702\/1\/B\/MV\/200\/92 in order to camouflage<br \/>\n            his misdemeanour, hence tampered with the office record.\n<\/p><\/blockquote>\n<blockquote><p>      2.    He got the Cl.No.O.P(M.V.)\/2184\/92 and 2188\/92 compromised for<br \/>\n            Rs.47,500\/- and Rs.23,000\/- for the minor injuries sustained by<br \/>\n            him and his wife respectively by misusing his official position and<br \/>\n            influence at MTPCO, Cochin.\n<\/p><\/blockquote>\n<blockquote><p>      3.    He compromised following claims at MACT, Clandestinely without<br \/>\n            informing the higher authority and by exceeding his financial<br \/>\n            authority:-\n<\/p><\/blockquote>\n<blockquote><p>      a)    O.Ps.Nos.737\/93 &#8211; 743\/93 at MACT, Perumbavoor for Rs.38,000\/-\n<\/p><\/blockquote>\n<p><span class=\"hidden_text\">o.p.3036\/01                               5<\/span><\/p>\n<blockquote><p>              Rs.28,500\/- Rs.41,500\/- Rs.42,500\/-, Rs.42,500\/-, Rs.35,000\/-<br \/>\n              and Rs.32,000\/- respectively.\n<\/p><\/blockquote>\n<blockquote><p>      b)      O.P Nos.646\/93, 647\/93, 648\/93, 649\/93 and 661\/93 at MACT<br \/>\n              Ernakulam for Rs.30,000\/-, Rs.37,500\/- Rs.32,500\/- Rs.22,500\/-<br \/>\n              and Rs.32,500\/- respectively.\n<\/p><\/blockquote>\n<blockquote><p>      4.      He compromised the following claims without obtaining the<br \/>\n              supporting documents\/flouting the procedure\/in excess of his<br \/>\n              financial authority.\n<\/p><\/blockquote>\n<blockquote><p>               A- O.P(MV)    187\/91        MACT, Perumbavoor         Rs.68,000\/-\n<\/p><\/blockquote>\n<pre>               B-O.P(MV).    1168\/92                -do-             Rs.60,000\/-\n               C-O.P(MV).    149\/92                 --do-            Rs.82,500\/-\n               D-O.P(MV). 107\/91                    -do-             Rs.27,500\/-\n               E-O.P(MV).    4157\/90                -do-             Rs.50,000\/-\n               F-O.P(MV).    36\/92         MACT, Ernakulam           Rs.65,000\/-\n               G-O.P(MV). 1445\/92          MACT, Perumbavoor      Rs.2,90,000\/-\n               H-O.P(MV). 1140\/92          MACT Perumbavoor          Rs.27,000\/-\n\n\n<\/pre>\n<blockquote><p>               In regard to MACT, Ernakulam, Case No.O.P(MV).No.1377\/91 the<br \/>\n      claim which should not have been settled out of Court was settled by him<br \/>\n      for Rs.34,000\/- which is beyond his financial authority and causing<br \/>\n      wrongful loss to the Company. He tampered the remarks of the then AAO<br \/>\n      (Legal), Sri.K.Jayaram, by deleting the word &#8216;not fit&#8217; and adding once<br \/>\n      again the word &#8216;fit&#8217; prefixing (for settlement).\n<\/p><\/blockquote>\n<blockquote><p>               He by his above acts has failed to maintain absolute integrity<br \/>\n      exhibited conduct which is unbecoming of Public Servant and acted in a<br \/>\n      manner prejudicial to the interest of the Company thereby violated Rule 3\n<\/p><\/blockquote>\n<blockquote><p>      (i)(i)(iii) and 4(1) and (5) of the General Insurance (CDA) Rules 1975.&#8221;\n<\/p><\/blockquote>\n<p>As is clear from the same, the same relates to 25 motor accident<\/p>\n<p>claims. The allegation was that in all the 25 motor accident claims, the<\/p>\n<p>petitioner recommended settling of the cases wrongly. But the enquiry<\/p>\n<p>officer found the petitioner guilty only of charge Nos.1(a), 4(F), 4(H)<\/p>\n<p>and 5. In respect of charge No.1(a), the enquiry officer entered the<\/p>\n<p>following findings:\n<\/p>\n<blockquote><p>      &#8220;Charge No.1 (a): O.P NO.1614\/92 &#8211; Claim No.440205\/5\/MV\/93\/152<\/p>\n<p><span class=\"hidden_text\">o.p.3036\/01                              6<\/span><\/p>\n<p>      (Refer Statement of imputation of Misconduct etc.).\n<\/p><\/blockquote>\n<blockquote><p>      File in respect of the above MACT case has been marked through PW5 as<br \/>\n      Exhibit No. P9 on 7.7.1997 while taking evidence in Chennai.\n<\/p><\/blockquote>\n<blockquote><p>      As pointed out by the Charged Officer by his Question No.1 in respect of<br \/>\n      the above case in his Cross Examination of PW5 and admitted by PW5 the<br \/>\n      Learners&#8217; Licence possessed by the Rider Mr.Anilkumar M.J. Is in the file.<br \/>\n      Licence No. is 2389\/87 dated 12.09.1991 is valid for the period from<br \/>\n      12.09.1991 to 11.03.1992 and then renewed the same for the period<br \/>\n      from 13.07.1992 to 12.01.1993. it is therefore seen that there was no<br \/>\n      licence at the material time i.e. 12.07.1992 either Learners&#8217; or otherwise.<br \/>\n      Driving vehicle without possessing a valid Driving Licence is in violation to<br \/>\n      the policy conditions.\n<\/p><\/blockquote>\n<blockquote><p>      The Charged Officer is a well qualified person entrusted with the duty of<br \/>\n      processing Legal files to protect the interest of the Company.\n<\/p><\/blockquote>\n<blockquote><p>      For the sake of argument it could be argued that the case was settled<br \/>\n      (there is no case by the Charged officer) by the Manager Mr.C.M.Kora on<br \/>\n      the basis of the submission by PW7 &amp; PW8, the charged Officer could not<br \/>\n      escape from the responsibility of properly guiding and assisting the<br \/>\n      Manager.\n<\/p><\/blockquote>\n<blockquote><p>      There is no case by the Charged Officer that the settlement was a<br \/>\n      &#8220;Mistake of Omission&#8221;. Hence there is no other alternate but to conclude<br \/>\n      that the settlement in this case was as a result of &#8220;Mistake of<br \/>\n      Commission&#8221; committed by the Charged officer.\n<\/p><\/blockquote>\n<blockquote><p>      Thus charge by the Disciplinary Authority that the Charged Officer has<br \/>\n      compromised the case in violation of the policy condition is &#8220;PROVED&#8221;<br \/>\n      beyond doubt.<\/p><\/blockquote>\n<p>      However, the Company&#8217;s interest was protected by filing &#8220;Affidavit&#8221; and<br \/>\n      getting Compromise award cancelled.&#8217;<\/p>\n<p>      7.     In reply to the show cause notice issued by the enquiry<\/p>\n<p>authority, the petitioner gave the following reply in respect of the<\/p>\n<p>findings on that charge:\n<\/p>\n<blockquote><p>      &#8220;Charge No.1 a O.P.No.1614\/92 MACT Ernakulam<\/p>\n<p>      This is the only case in which the enquiry officer has subscribed a view<br \/>\n      that the charge is proved. However, he has also concluded that the<br \/>\n      company&#8217;s interest was protected by filing affidavit and getting<\/p>\n<p><span class=\"hidden_text\">o.p.3036\/01                               7<\/span><\/p>\n<p>      compromise award cancelled. This case was disposed of after a regular<br \/>\n      trial on 2nd August, 1997. I was under the impression that the presenting<br \/>\n      officer would have disclosed the factum of this disposal. A photocopy of<br \/>\n      the Award is now enclosed. It can be seen that a sum of Rs.18,800\/-<br \/>\n      (Eighteen thousand eight hundred) with 12% interest was awarded<br \/>\n      against the Oriental Insurance Co. Ltd. which stands duly paid without<br \/>\n      filing any appeal. Earlier compromise was for Rs.18000\/- without any<br \/>\n      interest.\n<\/p><\/blockquote>\n<blockquote><p>      Comparing the two awards it can be seen that compromised amount was<br \/>\n      much less only. At any stretch of imagination it is therefore unjust to<br \/>\n      brand the honest attempt of the above compromise as a misconduct.\n<\/p><\/blockquote>\n<blockquote><p>      The satisfaction of the above award dated 2.8.97 will prove my<br \/>\n      contentions in my written statement dated 22nd July 96 and in my<br \/>\n      argument note dated 23rd January, 98.\n<\/p><\/blockquote>\n<blockquote><p>      The finding of the Enquiry Officer is a non-speaking one. He has gone<br \/>\n      wrong in not considering and not assessing the legal evidence. He has<br \/>\n      also failed to deal with the questions of law and fact.\n<\/p><\/blockquote>\n<blockquote><p>      The settlement of this case was in the year 1993. Learner&#8217;s licence was<br \/>\n      then considered as a duly valid licence. As in the case of permanent<br \/>\n      licence if he had a leaner licence though expired later at the material time<br \/>\n      of the accident liability is there on the insurer and it does not amount to<br \/>\n      any violations.\n<\/p><\/blockquote>\n<blockquote><p>      In the year 1996 only an authoritative decision was pronounced by the<br \/>\n      Supreme Court holding that the Learner&#8217;s licence was not a duly valid<br \/>\n      licence. Please see <a href=\"\/doc\/1426543\/\">New India Assurance Co. v. M.M.Tambe,<\/a> 1996 ACJ\n<\/p><\/blockquote>\n<blockquote><p>      253.<\/p>\n<p>      In the circumstance, is it just to ignore the case law on the subject ? A<br \/>\n      legal officer of the company either qualified or not, experienced or not,<br \/>\n      has to necessarily acknowledge consider and adopt the law declared by<br \/>\n      the courts. It is pertinent to note that, no circular was also issued to the<br \/>\n      department to disown liability in the case of learner&#8217;s licence.\n<\/p><\/blockquote>\n<blockquote><p>      Only after the pronouncement of the Supreme Court in the year 1996<br \/>\n      confirming the above (1996 ACJ 253) the lower courts have started<br \/>\n      following the same.\n<\/p><\/blockquote>\n<blockquote><p>      Even statutory provisions of the Motor Vehicles Act, 1988 such as S.149<br \/>\n      (2) a (11) or section 3 does not give any positive reference that Learners<br \/>\n      Licences are not duly valid licences.\n<\/p><\/blockquote>\n<blockquote><p>      Therefore the enquiry officer ought to have critically examined and found<br \/>\n      that the stand taken by me is nothing but a bonafide one. It is difficult to<\/p>\n<p><span class=\"hidden_text\">o.p.3036\/01                               8<\/span><\/p>\n<p>      forecast in the year 93 the development of the year 96.\n<\/p><\/blockquote>\n<blockquote><p>      There is neither mistake of commission nor omission. Being fraction of his<br \/>\n      imagination your honour may be kind enough to ignore it.\n<\/p><\/blockquote>\n<blockquote><p>      It is humbly submitted and prayed that I may be exonerated absolutely<br \/>\n      from the above part of his perverse finding.&#8221;<\/p><\/blockquote>\n<p>      8.     In respect of 4(F), the findings of the enquiry officer are as<\/p>\n<p>follows:\n<\/p>\n<blockquote><p>      IV (f) O.P (MV)No.36\/92 of MACT Ernakulam<\/p>\n<p>      The charge is that serious irregularities were committed in settling the<br \/>\n      claim by the charged Officer. It was settled without verification of Driving<br \/>\n      Licence of the accused driver in the accident.\n<\/p><\/blockquote>\n<blockquote><p>      The case file in this case has been marked as Exhibit           No.P-14 on<br \/>\n      8.7.1997 through Mr.Abdul Kader (PW5).\n<\/p><\/blockquote>\n<blockquote><p>      The charged officer made a comment on page No.2 of the Investigation<br \/>\n      Report that &#8220;it is difficult to prove otherwise and there is no case for not<br \/>\n      having the DL. In the particular circumstance it would be better to settle<br \/>\n      the case.&#8221;\n<\/p><\/blockquote>\n<blockquote><p>      The Charged officer in his argument note writes &#8220;According to the<br \/>\n      Presenting Officer despite the case is compromised by the Manager, being<br \/>\n      legal officer a duty is vested to guide the manager with valid reason not<br \/>\n      to go in for settlements.&#8221;\n<\/p><\/blockquote>\n<blockquote><p>      The views of the presenting officer is correct and acceptable.\n<\/p><\/blockquote>\n<blockquote><p>      The Charged officer could not escape from his responsibility when he has<br \/>\n      encouraged the Manager to settle the claim instead of discouraging him.\n<\/p><\/blockquote>\n<blockquote><p>      The charged officer has sought protection under the Circular marked as<br \/>\n      Exhibit No.D-3.\n<\/p><\/blockquote>\n<blockquote><p>      Under the head verification of Driving Licence eventuality (d) reads:\n<\/p><\/blockquote>\n<blockquote><p>      &#8220;Police Authorities might seize the driving licence and later on return the<br \/>\n      same to the driver       without noting the particulars and also had not<br \/>\n      prosecuted the driver. The insurance company also does not get any<br \/>\n      response from the owner to produce the driving licence for verification.&#8221;\n<\/p><\/blockquote>\n<blockquote><p>      In the instant case the protection sought is not available in as much as:\n<\/p><\/blockquote>\n<p><span class=\"hidden_text\">o.p.3036\/01                              9<\/span><\/p>\n<blockquote><p>              (1)   Police authorities did not seize the D\/L.\n<\/p><\/blockquote>\n<blockquote><p>              (2)   No attempt was made by the Insurance Company to verify<br \/>\n      the D\/L by obtaining it from the owner or Driver except that an ordinary<br \/>\n      letter was addressed to the insured.\n<\/p><\/blockquote>\n<blockquote><p>      As such the Charged Officer is wrong in recommending the claim for<br \/>\n      settlement which ultimately resulted in settlement of the claim and loss to<br \/>\n      the Company. The claim should not have been settled and atleast sought<br \/>\n      the protection available to the insurance Company under section 95 of the<br \/>\n      Motor Vehicle Act 1939.\n<\/p><\/blockquote>\n<blockquote><p>      The presenting Officer submits in his argument note &#8220;But at any rate<br \/>\n      settling   the    case   by   compromise       is   not   appropriate.  Here<br \/>\n      Mr.Radhakrishnan Nair supported the decision taken by the Manager in<br \/>\n      haste. The theory adopted by Mr.K.Radhakrishnan Nair BOSE IS<br \/>\n      CORRECT is not at all appreciated and hence he has committed<br \/>\n      CONTRIBUTORY NEGLIGENCE in the disposal of this case, though<br \/>\n      FORTUNATELY the entire blame cannot be put on the Charged Officer.&#8221;\n<\/p><\/blockquote>\n<blockquote><p>      The view expressed by the Presenting Officer is acceptable without doubt.\n<\/p><\/blockquote>\n<blockquote><p>      The presenting officer submits that the entire blame could not be put on<br \/>\n      the Charged officer as the claim was settled by the Manager of MTPCO.\n<\/p><\/blockquote>\n<blockquote><p>      However, as already explained above, the Charged officer should not<br \/>\n      have recommended settlement of the claim at all. Hence there is no other<br \/>\n      alternative but to conclude that the charges levelled against the Charged<br \/>\n      officer is &#8220;PARTLY PROVED&#8221; in as much as he has recommended a claim<br \/>\n      which otherwise should not have been recommended.&#8221;\n<\/p><\/blockquote>\n<p>The petitioner&#8217;s reply to the same before the disciplinary authority is<\/p>\n<p>as follows:\n<\/p>\n<blockquote><p>       &#8220;OP (MV) 36\/92 MACT Ernakulam<\/p>\n<p>       Findings of the enquiry officer are:\n<\/p><\/blockquote>\n<blockquote><p>       (a)    There is contributory negligence only on the charged officer as the<br \/>\n       claim was settled by the Manager of the MTP Co.\n<\/p><\/blockquote>\n<blockquote><p>       (b)    He has no other alternative but to conclude that the charges<br \/>\n       levelled against the charged officer is &#8216;partly proved&#8217; in as much as he has<br \/>\n       recommended a claim which            otherwise should not have         been<br \/>\n       recommended.\n<\/p><\/blockquote>\n<p><span class=\"hidden_text\">o.p.3036\/01                             10<\/span><\/p>\n<blockquote><p>      As submitted earlier, &#8216;partly proved&#8217; charges are nothing but &#8216;Not proved&#8217;<br \/>\n      charges in the eye of law and facts.\n<\/p><\/blockquote>\n<blockquote><p>      As admitted by the presenting officer and proved by the charged officer<br \/>\n      the claim was settled by the manager of the M.T.P. CO. Enquiry officer<br \/>\n      has also found the same. It is true that I have written my opinion on the<br \/>\n      investigation report such as it would base better to settle the case. This<br \/>\n      is generally done when a report is gone through.\n<\/p><\/blockquote>\n<blockquote><p>      There is no evidence to prove by the presenting officer that the Manager<br \/>\n      who settled the case solely relied on my writing.\n<\/p><\/blockquote>\n<blockquote><p>      In the absence of such a positive reference any where or atleast in the<br \/>\n      note for satisfaction of the award it is unjust and baseless to find that I<br \/>\n      have encouraged settlement. I do not think that it is possible also. PW5<br \/>\n      Abdul Kader had clearly confirmed that Manager Mr.Korah himself has<br \/>\n      settled mostly big cases (See his Cross -QA- 67). Finding that protection<br \/>\n      under the circular Ext.No.D3 is not available is also baseless and<br \/>\n      incorrect.\n<\/p><\/blockquote>\n<blockquote><p>      Circular envisages that it will be advisable to presume that the driver was<br \/>\n      holding valid licence as normally courts have been deciding the cases<br \/>\n      based on such presumption in the following eventualities.\n<\/p><\/blockquote>\n<blockquote><p>      (1)     When the police had not prosecuted the driver.\n<\/p><\/blockquote>\n<blockquote><p>      (2)     When the Insurance Company also does not get any response from<br \/>\n      the owner or the driver to produce the DL for verification.\n<\/p><\/blockquote>\n<blockquote><p>      In the instant case both eventualities have been there. It is an<br \/>\n      undisputed fact that the police had not prosecuted the driver and Enquiry<br \/>\n      officer himself has found that a letter was addressed to the insured<br \/>\n      asking for DL verification.\n<\/p><\/blockquote>\n<blockquote><p>      Disregarding the same he found that no attempt was made by the<br \/>\n      insurer.\n<\/p><\/blockquote>\n<blockquote><p>      Therefore the above finding is without any valid reason and is against the<br \/>\n      truth.\n<\/p><\/blockquote>\n<blockquote><p>      As provided in the last para of Ext.D3, it will be extremely difficult for the<br \/>\n      Insurers to prove the contention, particularly when the police does not<br \/>\n      prosecute the driver on this count of not holding valid licence.\n<\/p><\/blockquote>\n<blockquote><p>      Presenting officer had no case that the insurance company is in no way<br \/>\n      liable for compensation.\n<\/p><\/blockquote>\n<p><span class=\"hidden_text\">o.p.3036\/01                             11<\/span><\/p>\n<blockquote><p>      In the circumstances, the finding that an innocent but valid personal<br \/>\n      remark was aimed to encourage the manger is a mere suspicion and<br \/>\n      presumption. A bonafide expression of a dealing officer can never be<br \/>\n      branded as as misconduct. When the main charge is held as not proved<br \/>\n      the individual existence of those alleged partly proved facts are absolutely<br \/>\n      questionable in any sense.&#8221;<\/p><\/blockquote>\n<p>      9.     In respect of charge No.4(H), the findings is of the enquiry<\/p>\n<p>officer are as follows:\n<\/p>\n<blockquote><p>      &#8220;IV(h) O.P(M.V).No.1140\/92 &#8211; MACT Perumbavoor<\/p>\n<p>      Charges:\n<\/p><\/blockquote>\n<blockquote><p>      1.     Mr.Radhakrishnan Nair compromised the case without obtaining<br \/>\n      supporting documents\/flouting the procedure\/in excess of his Financial<br \/>\n      Authority.\n<\/p><\/blockquote>\n<blockquote><p>      2.     The insured vehicle was a Private car. On verification of police<br \/>\n      records it was found that the vehicle was registered as a Taxi and not a<br \/>\n      private car. As there was violation of policy condition this case was not fit<br \/>\n      for settlement but case was compromised for Rs.27,000\/- and<br \/>\n      Shri.Radhakrishnan Nair prepared the NOTE.\n<\/p><\/blockquote>\n<blockquote><p>      The case file has been marked as Exhibit No.P15 on 8.7.1997 through<br \/>\n      PW5.\n<\/p><\/blockquote>\n<blockquote><p>      With regard to the first charge a lot of discussions were held in various<br \/>\n      cases. In the light of the discussions:-\n<\/p><\/blockquote>\n<blockquote><p>      PW7 and PW8 admits that the Charged officer was invariably accomprnled<br \/>\n      (sic) by the Manager and almost all the case are settled by the manager.<br \/>\n      The statement of DW-1 is not on confident terms. He being a raw hand<br \/>\n      (joined services of the Company in August 1993, and the case was settled<br \/>\n      in September 1993) his evidence could be ignored in this case.\n<\/p><\/blockquote>\n<blockquote><p>      With regard to documents, FIR, Wound Certificate, Medical Bills etc. are in<br \/>\n      the file.\n<\/p><\/blockquote>\n<blockquote><p>      Hence it is concluded that Charge (1) under IV(h) O.P(M.V.)1140\/92<br \/>\n      MACT Perumbavoor is &#8220;NOT PROVED&#8221;.\n<\/p><\/blockquote>\n<blockquote><p>      Now coming to the other charges Copy of the policy is in the file which<br \/>\n      shows that the vehicle is covered under the policy as a PRIVATE CAR.\n<\/p><\/blockquote>\n<blockquote><p>      The police documents are in the file which proves that the vehicle was a<\/p>\n<p><span class=\"hidden_text\">o.p.3036\/01                              12<\/span><\/p>\n<p>      Tourist Car right at the time of insurance. As such the plea that there is<br \/>\n      a misrepresentation of material facts and besides savings on premium<br \/>\n      could be accepted. Since the policy is not taken for the purpose for which<br \/>\n      the vehicle is registered it could be considered that the claim is not fit for<br \/>\n      compromise settlement.\n<\/p><\/blockquote>\n<blockquote><p>      The Charged officer states that he has not prepared the NOTE and that<br \/>\n      somebody else has prepared it. Even if the plea is accepted he could not<br \/>\n      escape from the responsibility for recommending the case for satisfaction<br \/>\n      of the Award.\n<\/p><\/blockquote>\n<blockquote><p>      The Arguments raised by the Charged officer otherwise are irrelevant as<br \/>\n      far as the charges referred to above are concerned.\n<\/p><\/blockquote>\n<blockquote><p>      Hence it is held that the charges referred to in IV(h)(2) as above are<br \/>\n      &#8220;PROVED&#8217;.\n<\/p><\/blockquote>\n<blockquote><p>      It is therefore finally concluded that the charges are &#8220;PARTLY PROVED&#8221;.\n<\/p><\/blockquote>\n<p>The petitioner&#8217;s answer to the same before the disciplinary authority is<\/p>\n<p>as follows:\n<\/p>\n<blockquote><p>       &#8220;IV(h) O.P (MV) 1140\/92 MACT Perumbavoor<\/p>\n<p>       The main charge was held &#8216;not proved.&#8217; It has been found that this case<br \/>\n       was settled by the manager alone with the required documents.\n<\/p><\/blockquote>\n<blockquote><p>       Despite, the enquiry officer wrongly finds that a minor responsibility lies<br \/>\n       up on me to guide properly an higher authority. Your honour can see that<br \/>\n       it is not at all an acceptable proposition. It is alleged, that I have initialled<br \/>\n       the Note which is branded as recommending as well.\n<\/p><\/blockquote>\n<blockquote><p>       The enquiry officer ought not have held had he correctly examined the<br \/>\n       statutory provisions and assessed the value of evidence.\n<\/p><\/blockquote>\n<blockquote><p>       Sections 149(2) (a) (1) a &amp; c and 2(b) if correctly interpreted there will<br \/>\n       not be any scope for violation.\n<\/p><\/blockquote>\n<blockquote><p>       S. 149(2)(a) (1) a is not attracted the vehicle being registered as a Taxi,<br \/>\n       similarly S.149 (2)(a)(1) c is not attracted being the vehicle not a<br \/>\n       transport vehicle.\n<\/p><\/blockquote>\n<blockquote><p>       Lastly S.149(2) b is also not attracted since the R.C. Book is a document<br \/>\n       necessarily to be verified by the insurer before giving insurance. It is<br \/>\n       difficult to contend that the insured did not give the R.C.Book deliberately<br \/>\n       for verification being an impossible eventuality.\n<\/p><\/blockquote>\n<p><span class=\"hidden_text\">o.p.3036\/01                             13<\/span><\/p>\n<blockquote><p>      Undoubtedly being a clear case of liability it is unjust to brand my<br \/>\n      initialling as a misconduct. This is only a bonafide act for the best<br \/>\n      interests of the company. Your honour may kindly appreciate the same<br \/>\n      and exonerate me from the charges wrongly concluded by the E.O.&#8221;<\/p><\/blockquote>\n<p>      10.      In respect of charge No.5 the findings of the enquiry officer<\/p>\n<p>are as follows:\n<\/p>\n<blockquote><p>      V. O.P(MV) No.1377\/91 MACT Ernakulam<\/p>\n<p>      Charges:\n<\/p><\/blockquote>\n<blockquote><p>      1.       The claim which should not have been settled out of court was<br \/>\n      settled for Rs.34,000\/-.\n<\/p><\/blockquote>\n<blockquote><p>      2.       Tampered the remarks of the then AAO (Legal) Shri.K.Jayaram by<br \/>\n      deleting the words &#8220;Not fit&#8221; to    read as fit for settlement.\n<\/p><\/blockquote>\n<blockquote><p>      3.       The Charged Officer settled the claim beyond his financial authority<br \/>\n      which should not have been settled out of Court.\n<\/p><\/blockquote>\n<blockquote><p>      Observation\/Findings:\n<\/p><\/blockquote>\n<blockquote><p>      The case file is marked as Exhibit No.P16 on 8.7.97 through PW-5.\n<\/p><\/blockquote>\n<blockquote><p>      Presenting officer Submits:\n<\/p><\/blockquote>\n<blockquote><p>      The accident resulting in injury to the petitioner occurred on 11.8.1991.\n<\/p><\/blockquote>\n<blockquote><p>      FIR lodged through Court order only on 4.10.1991.\n<\/p><\/blockquote>\n<blockquote><p>      As per the report to police and the FIR the vehicle involved is KL7\/A-<br \/>\n      8701. But the charge sheet is against vehicle No.KCF-3570.\n<\/p><\/blockquote>\n<blockquote><p>      As per investigation report also the vehicle involved is KL7\/A-8701.\n<\/p><\/blockquote>\n<blockquote><p>      The claim should not have been compromised.\n<\/p><\/blockquote>\n<blockquote><p>      Mr.K.Jayaram has made remarks on the file to say that the claim is not fit<br \/>\n      for settlement and the Charged officer altered it to read as fit for<br \/>\n      settlement.\n<\/p><\/blockquote>\n<blockquote><p>      The claim was compromised for Rs.34,000\/-\n<\/p><\/blockquote>\n<blockquote><p>      By this settlement the Charged Officer committed a serious offence of<\/p>\n<p><span class=\"hidden_text\">o.p.3036\/01                              14<\/span><\/p>\n<p>      tampering with the documents and settling the claim misusing his<br \/>\n      financial authority. In fact the claim should not have been compromised.\n<\/p><\/blockquote>\n<blockquote><p>      Charged Officer submits:-\n<\/p><\/blockquote>\n<blockquote><p>      (a)     it is a fit case:\n<\/p><\/blockquote>\n<blockquote><p>      There is clear cut police charge sheet against KCF 3570. This was due to<br \/>\n      the intervention of the Court which will not affect the importance of that<br \/>\n      charge. There is no case that it is wrong charge. This was the opinion<br \/>\n      expressed by the Manager which is correct also. According to the<br \/>\n      Manager and myself the case was fit for compromise and after discussing<br \/>\n      with the Manager, only the word &#8220;Not&#8221; were struck off in order to avoid<br \/>\n      unnecessary writing on the front file cover. Mr.Jayaram was freely<br \/>\n      admitting that it is a fit case since this offending vehicle was duly charged<br \/>\n      by the police, claim form had been submitted by the insured admitting<br \/>\n      the accident, there was compliance of 64 VB and driver and owner were<br \/>\n      also defended by the Company.\n<\/p><\/blockquote>\n<blockquote><p>      (b)     Charged officer has discharged his duty as per rules as instructed<br \/>\n      by the Manager. Since the case is compromised by the Manager, question<br \/>\n      of exceeding the Financial authority does not arise at all. This was a Court<br \/>\n      settlement Uniform practice is adopted in all cases. In the peculiar<br \/>\n      circumstances of MTPCO the primary works involved in the cases were<br \/>\n      under taken by the dealing officer of the concerned subsidiary. Payment<br \/>\n      voucher when passed by the Manager is his written approval of the claim.\n<\/p><\/blockquote>\n<blockquote><p>      It is APPROVED that the claim which should not have been settled out of<br \/>\n      Court was settled for Rs.34,000\/-\n<\/p><\/blockquote>\n<blockquote><p>      The Charged Officer&#8217;s submission that Mr.Jayaram has freely accepted<br \/>\n      that it is a fit case for settlement could not be accepted. The Question to<br \/>\n      Mr.Jayaram was hypothetical viz.\n<\/p><\/blockquote>\n<blockquote><p>      &#8220;Is it a fit case when an offending vehicle is duly charged by the police<br \/>\n      and claim form submitted by the insured admitting the accident section<br \/>\n      64 VB is complied with and driver and owner were also defended by the<br \/>\n      Company&#8221;\n<\/p><\/blockquote>\n<blockquote><p>      The reply of Mr.Jayaram could be correct. But here the offending vehicle<br \/>\n      itself is on dispute. One cannot believe that the petitioner is mistaken in<br \/>\n      reporting to police. The FIR is lodged more than 50 days after the<br \/>\n      accident.\n<\/p><\/blockquote>\n<blockquote><p>      The Scouts Investigation Report on Accident Reports:\n<\/p><\/blockquote>\n<blockquote><p>      &#8220;In this connection it merits mention that the vehicle reported to have<br \/>\n      been involved in the accident was KL7\/A 8701 and the registration<\/p>\n<p><span class=\"hidden_text\">o.p.3036\/01                             15<\/span><\/p>\n<p>      number recorded in the FIR also was that. Even the complaint lodged by<br \/>\n      the injured one month after the accident before the JSMC for directions to<br \/>\n      the police to proceed against the offender the vehicle impleaded was KL<br \/>\n      7\/A-8701 but strangely in the charge sheet the vehicle impleaded was<br \/>\n      found to the KCF-3570&#8243;.\n<\/p><\/blockquote>\n<blockquote><p>      Copies of the WS filed by the driver, owner etc. are not in the file.\n<\/p><\/blockquote>\n<blockquote><p>      Thus when there was dispute with regard to the involved vehicle it is<br \/>\n      natural that the claim should not be compromised. But in the case it is<br \/>\n      compromised.\n<\/p><\/blockquote>\n<blockquote><p>      The Charged officer has admitted that he has altered the remarks of<br \/>\n      Mr.Jayaram on the file. The reason behind alteration is immaterial.\n<\/p><\/blockquote>\n<blockquote><p>      Hence the charge that the remarks on the file has been tampered is<br \/>\n      deemed to be &#8220;PROVED&#8221;.\n<\/p><\/blockquote>\n<blockquote><p>      The charge that the Charged officer settled the claim beyond his Financial<br \/>\n      Authority does not seem to have persuaded by the Presenting Officer.<br \/>\n      Moreover the subject has been discussed in detail. hence it is concluded<br \/>\n      that the charge is &#8216;NOT PROVED&#8217;.\n<\/p><\/blockquote>\n<blockquote><p>      Thus it is concluded that the charges levelled against the charged Officer<br \/>\n      is held &#8216;PARTLY PROVED.\n<\/p><\/blockquote>\n<p>The reply of the petitioner is as follows:\n<\/p>\n<blockquote><p>      V. O.P(MV) 1377\/91 MACT Ernakulam<\/p>\n<p>      The main charge was held &#8216;not proved&#8217;. Despite, the enquiry officer<br \/>\n      wrongly concludes that the charge is partly proved As (sic) submitted<br \/>\n      earlier, in the eye of law partly proved charges shall be regarded as &#8216;Not<br \/>\n      proved&#8217;. After having found that the case was compromised by the<br \/>\n      manager he finds fault with me for carrying out his instruction, to correct<br \/>\n      the remarks on the file as &#8216;Fit case&#8217; Enquiry officer further finds that the<br \/>\n      reason behind alteration is immaterial.\n<\/p><\/blockquote>\n<blockquote><p>      The above finding is not only perverse and is against the facts. It is the<br \/>\n      pious duty of the enquiry officer to examine and assess the evidence<br \/>\n      whether there is any malafide attempt. He ought to have considered the<br \/>\n      reasons that have brought in evidence by me &#8211; such as<\/p>\n<p>      (1) KCF 3570 was duly chargesheeted.\n<\/p><\/blockquote>\n<blockquote><p>      (2)    Insured had admitted the accident, claim Form duly filled and<br \/>\n      given, S.64 V B completed.\n<\/p><\/blockquote>\n<p><span class=\"hidden_text\">o.p.3036\/01                             16<\/span><\/p>\n<blockquote><p>       (3)    Company already taken defense of owner and driver.\n<\/p><\/blockquote>\n<blockquote><p>       (4)    police charge could not be challenged.\n<\/p><\/blockquote>\n<blockquote><p>       If the reasons were duly considered by him he could have easily<br \/>\n       concluded that the noting of the charged officer on the file cover as &#8216;fit<br \/>\n       case&#8217; is nothing but a bonafide act just to identify the file. It is also<br \/>\n       submitted that a usage of the word tampering is surely a misnomer and<br \/>\n       misfit in the circumstance.\n<\/p><\/blockquote>\n<blockquote><p>       By any stretch of imagination it is impossible to brand the above noting<br \/>\n       as a misconduct.\n<\/p><\/blockquote>\n<blockquote><p>       For the above reasons I humbly request your goodself to reconsider the<br \/>\n       findings that are adverse in nature with an open mind. Since there is no<br \/>\n       pith and substance for his wrong conclusion I must be honourably<br \/>\n       acquitted from all the allegations and charges.&#8221;<\/p><\/blockquote>\n<p>       11.    The enquiry officer has specifically found that the petitioner<\/p>\n<p>is not guilty of the allegation that the petitioner has exceeded his<\/p>\n<p>financial authority in recommending the cases for settlement.<\/p>\n<p>However, in Ext.P6 order, the disciplinary authority has found as<\/p>\n<p>follows:\n<\/p>\n<blockquote><p>              &#8220;Hence it can be construed that the MACT Court award settlements<br \/>\n       made by Sh Nair were definitely for an higher amount exceeding his<br \/>\n       financial authority. Further more Sh Nair being a responsible officer of the<br \/>\n       Company should have applied his mind judiciously before recommending<br \/>\n       the claim amount to his superiors.&#8221;\n<\/p><\/blockquote>\n<p>It is admitted before me that before entering such a finding contrary to<\/p>\n<p>the finding of the enquiry officer, the disciplinary authority has not<\/p>\n<p>issued any notice to the petitioner to show cause why the disciplinary<\/p>\n<p>authority should not differ from the findings of the enquiry officer. It is<\/p>\n<p>settled law that without such an opportunity to the delinquent the<\/p>\n<p><span class=\"hidden_text\">o.p.3036\/01                        17<\/span><\/p>\n<p>disciplinary authority cannot differ from the findings of the enquiry<\/p>\n<p>officer. As such, the finding in Ext.P6 that the petitioner has exceeded<\/p>\n<p>his financial authority in settling cases is clearly perverse and<\/p>\n<p>unsustainable.\n<\/p>\n<p>      12.   As far as charge No.1(a) is concerned, it is clear that the<\/p>\n<p>petitioner&#8217;s recommendation was approved by the manager also and in<\/p>\n<p>fact, as is clear from the reply filed by the petitioner, ultimately the<\/p>\n<p>case was decided on merits and the amount awarded was Rs.18,800\/-,<\/p>\n<p>whereas the petitioner recommended the settling of the case for<\/p>\n<p>Rs.18,000\/-. There is no case for the respondents that in giving such a<\/p>\n<p>recommendation, the petitioner was actuated by any motive other<\/p>\n<p>than the interest of the insurance company. Apart from that, it is<\/p>\n<p>admitted before me that the manager who has agreed with the<\/p>\n<p>recommendation of the petitioner has not been proceeded against. At<\/p>\n<p>the most, the opinion of the petitioner may have been wrong. That<\/p>\n<p>cannot constitute a misconduct as such.\n<\/p>\n<p>      13.   The same reason would hold good for the findings in<\/p>\n<p>respect of other charges also. No arguments have been advanced<\/p>\n<p>before me that in making those recommendations, the petitioner was<\/p>\n<p>actuated by any other motives than the interest of the insurance<\/p>\n<p>company. In this connection, it must also be noted that out of 25<\/p>\n<p><span class=\"hidden_text\">o.p.3036\/01                         18<\/span><\/p>\n<p>cases, in respect of which the petitioner has been proceeded against,<\/p>\n<p>the enquiry officer himself found him not guilty in respect of 21 claims.<\/p>\n<p>Whether a claim is fit to be settled is a matter of opinion. Opinions<\/p>\n<p>may differ from one person to another. Simply because opinion of the<\/p>\n<p>enquiry officer and the disciplinary authorities&#8217; opinion do not tally with<\/p>\n<p>those of the petitioner and his superior officer, the action of the<\/p>\n<p>petitioner does not constitute a misconduct unless the action is<\/p>\n<p>actuated by considerations other than the best interests of the<\/p>\n<p>insurance company. Here there is no such allegation. It cannot also be<\/p>\n<p>held that no reasonable person would make such recommendation. In<\/p>\n<p>fact I am of opinion that the officers who bona fide give such<\/p>\n<p>recommendations for settling motor accident claims cannot be<\/p>\n<p>proceeded against for misconduct only for the reason that the enquiry<\/p>\n<p>officer and the disciplinary authority do not agree with the<\/p>\n<p>recommendation, since if such proceedings are sustained, no officer<\/p>\n<p>would come forward to give a recommendation for settling any matter<\/p>\n<p>in respect of motor accident claims for fear of they also be proceeded<\/p>\n<p>against. In fact in such a situation, Section 89 of the CPC would come<\/p>\n<p>redundant at least in the case of motor accident claims where<\/p>\n<p>insurance companies are involved. I do not think that the insurance<\/p>\n<p>company should resort to such methods to stifle the successful<\/p>\n<p><span class=\"hidden_text\">o.p.3036\/01                           19<\/span><\/p>\n<p>implementation of alternate dispute redressal mechanisms which are<\/p>\n<p>statutorily recognised. As such, I am of opinion that the misconducts<\/p>\n<p>stated to have been proved against the petitioner cannot be regarded<\/p>\n<p>as misconducts at all. Therefore, the entire disciplinary proceedings<\/p>\n<p>against the petitioner are unsustainable on that ground. Accordingly,<\/p>\n<p>Exts.P6, P8 and P10 are quashed. The petitioner would be entitled to<\/p>\n<p>all service benefits as if no disciplinary proceedings have been initiated<\/p>\n<p>against the petitioner. The competent authority shall pass orders<\/p>\n<p>restoring all service benefits including promotions, which were denied<\/p>\n<p>to the petitioner based on the disciplinary action, within two months<\/p>\n<p>from the date of receipt of a certified copy of this judgment.<\/p>\n<p>      The original petition is disposed of as above.\n<\/p>\n<p>                                                         Sd\/-\n<\/p>\n<pre>sdk+                                               S.SIRI JAGAN, JUDGE\n\n          \/\/\/True copy\/\/\/\n\n\n\n\n                               P.A. to Judge\n\n    S.SIRI JAGAN, J.\n\n==================\n\n O.P.No. 3036 of 2001-J\n\n==================\n\n\n\n\n    J U D G M E N T\n\n\n  7th December, 2009\n\n<\/pre>\n","protected":false},"excerpt":{"rendered":"<p>Kerala High Court Dr.K.Radhakrishnan Nair vs Chairman on 7 December, 2009 IN THE HIGH COURT OF KERALA AT ERNAKULAM OP.No. 3036 of 2001(J) 1. DR.K.RADHAKRISHNAN NAIR &#8230; Petitioner Vs 1. CHAIRMAN,M.D.,ORIENITAL INSURANCE CO.LTD &#8230; Respondent For Petitioner :SRI.P.R.VENKETESH For Respondent :SRI.MGK.MENON The Hon&#8217;ble MR. Justice S.SIRI JAGAN Dated :07\/12\/2009 O R D E R S.SIRI [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[8,21],"tags":[],"class_list":["post-102481","post","type-post","status-publish","format-standard","hentry","category-high-court","category-kerala-high-court"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Dr.K.Radhakrishnan Nair vs Chairman on 7 December, 2009 - Free Judgements of Supreme Court &amp; High Court | Legal India<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.legalindia.com\/judgments\/dr-k-radhakrishnan-nair-vs-chairman-on-7-december-2009\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Dr.K.Radhakrishnan Nair vs Chairman on 7 December, 2009 - Free Judgements of Supreme Court &amp; 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