{"id":110774,"date":"2008-08-13T00:00:00","date_gmt":"2008-08-12T18:30:00","guid":{"rendered":"https:\/\/www.legalindia.com\/judgments\/the-housing-development-finance-vs-the-district-collector-on-13-august-2008"},"modified":"2015-05-10T05:16:45","modified_gmt":"2015-05-09T23:46:45","slug":"the-housing-development-finance-vs-the-district-collector-on-13-august-2008","status":"publish","type":"post","link":"https:\/\/www.legalindia.com\/judgments\/the-housing-development-finance-vs-the-district-collector-on-13-august-2008","title":{"rendered":"The Housing Development Finance vs The District Collector on 13 August, 2008"},"content":{"rendered":"
Kerala High Court<\/div>\n
The Housing Development Finance vs The District Collector on 13 August, 2008<\/div>\n
       \n\n  \n\n  \n\n \n \n  IN THE HIGH COURT OF KERALA AT ERNAKULAM\n\nWP(C).No. 6697 of 2007(V)\n\n\n1. THE HOUSING DEVELOPMENT FINANCE\n                      ...  Petitioner\n\n                        Vs\n\n\n\n1. THE DISTRICT COLLECTOR,\n                       ...       Respondent\n\n2. THE ADDITIONAL DISTRICT MAGISTRATE,\n\n3. THE TAHASILDAR, KOZHIKODE TALUK,\n\n4. THE VILLAGE OFFICER,\n\n5. ABDUL RAHMAN.P., PATTERKANDY HOUSE,\n\n6. ABDUL RAHMAN.P., N.B.R.HOUSE,\n\n7. ABDUL KADER.P., PATTERKANDY HOUSE,\n\n                For Petitioner  :SRI.KKM.SHERIF\n\n                For Respondent  :GOVERNMENT PLEADER\n\nThe Hon'ble MR. Justice J.B.KOSHY\nThe Hon'ble MR. Justice P.N.RAVINDRAN\n\n Dated :13\/08\/2008\n\n O R D E R\n<\/pre>\n
                    J.B. Koshy & P.N.Ravindran, JJ.\n<\/p>\n
                    ————————————–
\n                W.P.(C) Nos.6697 and 28106 of 2007
\n                           and 6349 of 2008\n<\/p>\n
                    —————————————
\n            Dated this the 13th day of August, 2008<\/p>\n
                                 Judgment<\/p>\n
Koshy,J.\n<\/p>\n
            In these three writ petitions, authorised officer of the<\/p>\n
financial institutions approached the District Collector under section<\/p>\n
14 of the Securitisation and Reconstruction of Financial Assets and<\/p>\n
Enforcement of Security Interest Act, 2002 (in short `the<\/p>\n
Securitisation Act’). Section 13 (4) (a) of the Act reads as follows:\n<\/p>\n
                   “(4) In case the borrower fails to discharge
\n            his disability in full within the period specified in
\n            sub-section (2), the secured creditor may take
\n            recourse to one or more of the following
\n            measures to recover his secured debt, namely:<\/p>\n<\/blockquote>\n
                          “(a) take possession of the secured
\n                   assets of the borrower including the right
\n                   to transfer by way of lease, assignment or
\n                   sale for realizing the secured asset.”\n<\/p><\/blockquote>\n
Under section 14, if an application is made before it, District<\/p>\n
Magistrate is bound to give assistance to the secured creditor in<\/p>\n
taking possession of the secured asset. Section 14 (1) and (2) read<\/p>\n
as follows:\n<\/p><\/blockquote>\n
                   “14.     Chief Metropolitan Magistrate or
\n            District Magistrate to assist secured creditor in
\n            taking possession of secured asset:- (1) Where
\n            the possession of any secured asset is required<\/p>\n
W.P.(C)Nos.6697 & 28106\/2007            2<\/span>
\n                 6349\/2008<\/p>\n
              to be taken by the secured creditor or if any of
\n              the secured assets is required to be sold or
\n              transferred by the secured creditor under the
\n              provisions of this Act, the secured creditor may,
\n              for the purpose of taking possession or control
\n              of any such secured assets, request, in writing,
\n              the Chief Metropolitan Magistrate or the District
\n              Magistrate within whose jurisdiction any such
\n              secured asset or other documents relating
\n              thereto may be situated or found, to take
\n              possession thereof, and the Chief Metropolitan
\n              Magistrate or as the case may be, the District
\n              Magistrate shall, on such request being made to
\n              him —\n<\/p><\/blockquote>\n
                            (a) take possession of such asset and
\n                     documents relating thereto; and<\/p>\n<\/blockquote>\n
                            (b)   forward    such    asset    and
\n                     documents to the secured creditor.\n<\/p><\/blockquote>\n
                      (2)   For    the   purpose    of  securing
\n              compliance with the provisions of sub-section
\n              (1), the Chief Metropolitan Magistrate or the
\n              District Magistrate may take or cause to be
\n              taken such steps and use, or cause to be used,
\n              such     force,   as  may,   in  his  opinion,  be
\n              necessary.”<\/p><\/blockquote>\n
<\/blockquote>\n
              2. Contention of the petitioner in W.P.(C) No.6697 of<\/p>\n
2007 is that he filed Ext.P2 application, but, no action is being<\/p>\n
taken.      In W.P.(C) Nos.28106 of 2007 and 6349 of 2008,<\/p>\n
applications were filed before the Collector. The Collector simply<\/p>\n
sent the matter to the Commissioner of Police and Tahsildar for<\/p>\n
necessary action. The Tahsildar, thereafter, forwarded the same to<\/p>\n
the Village Officer.        Section 14 contains provision to enable the<\/p>\n
W.P.(C)Nos.6697 & 28106\/2007         3<\/span>
\n                 6349\/2008<\/p>\n
secured creditor to take the assistance of District Magistrate in<\/p>\n
taking possession of the secured asset. When the authorised officer<\/p>\n
of the secured creditor makes an application for assistance for<\/p>\n
taking possession, he is bound to take possession of such asset and<\/p>\n
documents relating thereto and forward such asset and documents<\/p>\n
to the secured creditor.      Section 14 (2) of the Act, specifically<\/p>\n
authorises him to take such steps        or force necessary for the<\/p>\n
purpose of compliance with the provisions of section (1) and mere<\/p>\n
forwarding of the application to the Police or Tahsildar is not<\/p>\n
enough. Therefore, these writ petitions are disposed of directing the<\/p>\n
District Collector to dispose of the application to take action as<\/p>\n
provided under section 14 of the Securitisation Act as expeditiously<\/p>\n
as possible, according to law. While taking possession, he can get<\/p>\n
the assistance of the Police or any other step.<\/p>\n
                                                  J.B.Koshy
\n                                                    Judge<\/p>\n
                                               P.N.Ravindran
\n                                                    Judge<\/p>\n
vaa<\/p>\n
W.P.(C)Nos.6697 & 28106\/2007    4<\/span>
\n                 6349\/2008<\/p>\n
                                             J.B. KOSHY
\n                                                 AND
\n                                      P.N.RAVINDRAN,JJ.\n<\/p>\n
                                   ————————————-
\n                                W.P.(C) Nos.6697 and 28106
\n                                 of 2007 and 6349 of 2008\n<\/p>\n
                                   ————————————-\n<\/p>\n
                                             Judgment<\/p>\n
                                     Dated: 13th August, 2008<\/p>\n<\/blockquote>\n","protected":false},"excerpt":{"rendered":"
Kerala High Court The Housing Development Finance vs The District Collector on 13 August, 2008 IN THE HIGH COURT OF KERALA AT ERNAKULAM WP(C).No. 6697 of 2007(V) 1. THE HOUSING DEVELOPMENT FINANCE … Petitioner Vs 1. THE DISTRICT COLLECTOR, … Respondent 2. THE ADDITIONAL DISTRICT MAGISTRATE, 3. THE TAHASILDAR, KOZHIKODE TALUK, 4. THE VILLAGE OFFICER, […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[8,21],"tags":[],"class_list":["post-110774","post","type-post","status-publish","format-standard","hentry","category-high-court","category-kerala-high-court"],"yoast_head":"\nThe Housing Development Finance vs The District Collector on 13 August, 2008 - Free Judgements of Supreme Court & High Court | Legal India<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.legalindia.com\/judgments\/the-housing-development-finance-vs-the-district-collector-on-13-august-2008\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The Housing Development Finance vs The District Collector on 13 August, 2008 - 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