{"id":11094,"date":"2008-03-17T00:00:00","date_gmt":"2008-03-16T18:30:00","guid":{"rendered":"https:\/\/www.legalindia.com\/judgments\/ms-united-india-insurance-co-ltd-vs-y-gopala-reddy-on-17-march-2008"},"modified":"2014-04-29T15:04:01","modified_gmt":"2014-04-29T09:34:01","slug":"ms-united-india-insurance-co-ltd-vs-y-gopala-reddy-on-17-march-2008","status":"publish","type":"post","link":"https:\/\/www.legalindia.com\/judgments\/ms-united-india-insurance-co-ltd-vs-y-gopala-reddy-on-17-march-2008","title":{"rendered":"M\/S United India Insurance Co Ltd vs Y Gopala Reddy on 17 March, 2008"},"content":{"rendered":"
Karnataka High Court<\/div>\n
M\/S United India Insurance Co Ltd vs Y Gopala Reddy on 17 March, 2008<\/div>\n
Author: A.S.Bopanna<\/div>\n<\/p>\n
<\/pre>\n
nmmmn rams THE 17E may or nmnnH\u00a52\ufb01\ufb01\u00a7\ufb01,<\/p>\n
BEFORE<\/p>\n
THE HQNIBLE HR. Jvsriam\u00e9 3 \u00e9 \ufb01\ufb01a\u00e9n\ufb01g : x<\/p>\n
WRIT PETITION No.14\u00e9a47\ufb01F :b\u00a7\u00a7\u00a5jG$\u20ac\u00a7c}R_<\/p>\n
uununuru-u—-In-up<\/p>\n
1 ma U!-JIT}3D’_IE%DIP1; I\ufb02a\ufb01ksamcm. -co LTD
\n13::-i main G:=s*:%:E.. =
\nEUILEING, no.25_, :n’a’.c::. .1=:.o’Jn=.::; .__
\nEmrsmioa\ufb01 mi\u00bb r:-.r:11,” $3′?  I1’T”5
\nMnw\ufb01\ufb01\ufb01\ufb01” % “= %*\u00bbV j’ ~
\n%_=$ ::[;~v~ \u00abV , fv W;.. PETiTT\ufb01\ufb01ER %%
\naim’ s2’~=::r ;.:fe~2*.1$rn1a3:s:\u00bbn’c;t;a-r:12:.__:~io1%.._2R1 A H 1m:\u00a2xMnsH’,- <\/p>\n
1  a~;r_ %r:.-::\u00bb:*u’V~w-.V *
\nEH12}. A”\u00a2’E’hLP1.P’PPa. REDIW, 35 YEARS _
\nV:-am. i’3!.*.5…’\u00a7_?’f’_!-5?’: i\ufb01\ufb01i A mum,  aback<\/p>\n
A \u00bb_a:\u00a7i.Hgate.L.-:1:-‘:3<\/p>\n
‘s2’\u00e9h\ufb011unnn1
\n. syn PERUMAL-<\/p>\n
=wn. 446, 14TH cnoss
\n‘I. E;.n:.!\u20acF;n-.3339-.!3,HF_3;
\nAunxsonz pus?\n<\/p>\n
“x’:h%EGP:ia”-3’F’\u00bb.E<\/p>\n
:-4:’ ,  J<\/p>\n
3 MUNR. VH3-Zi\ufb01
\n155.953 WIIJAYPLN, 34 ‘(E335
\nFL-‘PL Hill. #253, 7.1 E\ufb01\ufb01\ufb01\ufb01
\nELIYEHAGRR, SPLRAIKI GATE _\n<\/p>\n
-3.2′. MERGER, BANGALORE 560. I\u00a775′..Y<\/p>\n
2<\/span>
\n4<\/span><\/p>\n
.. ‘nspaunnnf\u00a7L’f<\/p>\n
HQTIQE T9 “Z_ AHD R<\/p>\n
THI3 WRIT PETITION Is FILED umn\ufb01af\u00e9gwignss
\n225 RD E97 0? THE CGF\u00a7TTTUTi\ufb01\ufb01 GF*IN\ufb01$3f?R.\u00a5I\ufb01G
\nTD euaeu THE auneusnw AND .AWhRD “Eh3SED’ BY, THE<\/p>\n
mwon ACCIDENT CLAIMS Tnxagguan, .ms\u00b0zjx_:..o’R.E,-_1:s; <\/p>\n
no. 2435-5’T,a’99, ETD. “1.Cu’$!;’G5″VIIJ’E\u00ab,AI-3;:(..;t’:,.’x_<\/p>\n
 PETITION -:o1I\u00bb1IA&4zcV;”–.tT:a”r\u00a7: ‘mii*~.vP.RE.i;:3h’i’NAnY.”<\/p>\n
HEARING IN ‘E’ ensue THIS nay; THE CQUBT EADE_THE<\/p>\n
FDLLGEIMG:\n<\/p>\n
0EEQh E R”-tf-‘<\/p>\n
:-..:—-\n<\/p>\n
Though the  in Grdera to
\ntake at~aa’1;;$m.’i11::__ra;s\u00a7\u00e9ct\u00e9:”t$f..,,i;fr\u00a7{3f>=c>n:u1ents 2 and 3,
\n  award that before the<\/p>\n
 4:;-.t::.1y7fV ‘ thfj” fix-“st: res-pen..’.ient-In5ur=e.n,.e<\/p>\n
\u00a32-smpes.-ny ‘ _i~ petitioner herein had<\/p>\n
_r:c:sr1t\u00abLz4<"':*-;nI;_\u00a7a-ci.,'1:h:Asa?v_  put forth by the claimant.<\/p>\n
'-':..\/':"I"'::—ma "–l5aartive'-ti""\u00a2ounsel fan: the petiticvnar has<\/p>\n
"'  =    fjjil ed a meme: fur di spansation .<\/p>\n
3-.ccart..Zi..g1y z1:;sti\u00ab:_a is: dispensed.<\/p>\n
 Since a short: point arises for
\ncnnsideratiun; the pet\u00e9itiun i taken up for<\/p>\n
dispaaal mud disposed of by this order.<\/p>\n
5.:\n<\/p>\n
 : have heard Sri Shi’af.”az.*ii2-g\ufb01qwda.
\nlearnad counsel appearing far tha pa\ufb01iEiQ\ufb01mig<\/p>\n
#. The grievance p\ufb01t:fdit\ufb01V\u00a7y0t\ufb01ai1;&\u00aennd J<\/p>\n
counsel an behalf @f,thh”get;\ufb01i&\ufb01\u00e9r is th\ufb01t
\ntha H%ET was nat jua\u00a7$\u00a3i\u00e9\u00e9,i# h\ufb01ldi\ufb01g that tha
\ninsuxmnca Ca\u00a2Q$y ,i\u00a7’\ufb01i\u00a7\u00e9\u00a7ia to pay the
\ncampenaaticn.; \u00e9\u00a7’:\u00a7\ufb01\u00a7\u00a3: fi\ufb01\u00a7f’ instance and
\nthare&ft\u00a7E;$_g\u00a3\u00a7n\ufb01iyg i;ib\u00a7\u00a3ty’ ta recavar the
\nBameimrizl . V ‘<\/p>\n
u n_ E<\/p>\n
_ n-;1.,….\ufb02 ..”.r,…;’=.. __ 1.1.- …_.L.’ -_ .t_ _…
\nJ}’ ARV .’\ufb02\ufb01\ufb02 U& hu\ufb01 yuL\u00a2u\u00a2uuuL $3: nu<\/p>\n
_~\u00a7dq\ufb01ht EhQ.;gelicy’ had been, isauad, since a<\/p>\n
 * gh\ufb01qu\u00e9 had been made out by tha owner of the<\/p>\n
.”Vv\u00e9hi\ufb01J%  in that regard but the cheque had<\/p>\n
“b6un\u00a7ed and apprapriata notice had been isaued<\/p>\n
I-I;\n<\/p>\n
\u00bb I3<\/p>\n
the annex of the ve.icle= nannita t –
\n, _a. L-1…. ‘ll!.I|IP’I’l 1.-…. …..,-.._…1..- ………. 1…… A-1…<\/p>\n
V3.2 L p LIL? L’l.HI.L.o -I. \ufb02\ufb02\ufb01 ‘ILL U\ufb02g -LI ‘3.-‘ULIZI LU Lilli
\ncnncluaiwn that the Insurance Company is<\/p>\n
liable to pay.\n<\/p>\n
,1 %’——–IP<\/p>\n
6. ‘lfhe learned counsel <:ontent1$'~: 'j:1:iia1 15<\/p>\n
nut: cans car thuosa ceases   ti1'\u00a3-'\u00a3~a _"?w'aB<\/p>\n
vi-alation c-f teams cvfi-);3'i::l:it;:'\u00a7r;'A <\/p>\n
itself waa mat c3::Ti ., t:hI,9\u00ab.  of J<\/p>\n
auaidsant and a…-===  pa}?   9: I.\u00bb-r\u00a21…1:<\/p>\n
cazmm: "ma madm. H<\/p>\n
'3'  .. ::t;:u:*.._ ':\u00a7A3A}.'1\u00a2=1-,;  2 v'c\u00e9'_:"E  the contention
\nad=rar;L:\u00a5\u00e9?;i.,     iga &tnc'd counsel for the
\n1_:_m't\u00a7'i 'L? ii\u00e9sna  "- Ii . , jg! $311331  of the judgment and<\/p>\n
a\u00e9fsatd }-_::a-.s~5,';s<#.". tlfza T'.'s-.'.31–…'.."'"." =.-.:ul::1 ir…….-**h’ce=-.*.:e twat<\/p>\n
the “*\u00abs;-nc<:r:j.\u00bb:1a1i'~: '~..1\u00a5i.s.c1 nccurra-:3. on \ufb01:':'-.I.'i6.1\u00a7$'9.<\/p>\n
 1231i'-a~v–.p\u00abslicy had been issued in favour of<\/p>\n
 c=\u00abf the vehicle ta be valid fmra<\/p>\n
"'%'<:ae:_'..\u00a3'~$'\u00a7;':,f.c39 1:-:3 03.04.2000, the cheque drawn on<\/p>\n
 Cnmm-ans Hank, came to he dishcmoured<\/p>\n
 .._. .. _-…. .ilt s-n.-nu I
\n'xfu..I.. 'ml-a..cJ.t.' u-IE auffl\ufb02i\ufb01\ufb02t .'f'\\.'i.4"I'h'.".s G11  Th9<\/p>\n
Insauranc-ta Campany therefore, issu-and a notice
\non 2\ufb01.O4.l9EI9 tn the uuwnar cf the vehicle<\/p>\n
irxtixruating that 1:119 policy is cancelled in<\/p>\n
1<\/span>
\nJ}<\/p>\n
View of the ahaqua being bounc9drg_ This
\ndefence had been taken by the  I\ufb013\ufb01:ance<\/p>\n
Campany bafure the HECT. The Mh\ufb02f hi? h\u00e9ti\u00e9ad<\/p>\n
the said defence a$&”*h\u00a7\u20ac\u00ab{\u00a7\u00e9h\u00a7\ufb02’toHgth\u00a7t<\/p>\n
concluaimn that the noting \u00a7ai&pta_;h@#\u00a7tbaan ‘<\/p>\n
issue\ufb02 by the Insvra\ufb01ce C\u00e9my\ufb01m [IE \ufb01at
\nas aarved on its \u00a7\ufb01\ufb01\u00a7:tVtEhi3″c9\ufb01s1usion cf
\ntha MAST is attata\u00e9u\ufb01 fat t$\u00a7*teasan that even
\nthmuqh t\ufb01g m\ufb02\ufb01\u00e9t ti th\ufb01 \ufb01t\ufb02icle was a party
\nhefar\u00e9 \ufb01A\ufb01%{\u00a7\ufb01a \ufb01g: \ufb01\ufb01\ufb01sarad not taken up such
\n;\u00ab”\u00a2c\ufb01t%\ufb01ti;n’ th\ufb01t “the; natice had not been<\/p>\n
\ufb01’1″‘ a<\/p>\n
nunnuun f u–u-no<\/p>\n
-5 g:=a1-‘Ln.-r-\u00a7’ ‘~i-..\u00ab’-L =.’!– 7.5m” and 1-‘ha?-a’F’n’mn__
\n4- I-ru-~rdr’V~I I-‘.5-V . g.a.an…_o.u. ‘_ Inuaavur-Q-‘\\l\u00a2-‘Ib’-1-‘Ur<\/p>\n
pre\u00e9umptionAcbu3& not have bean &rawn by the<\/p>\n
\ufb025H$\ufb01T, T\ufb01\u00e9refare, ths reasoning adopted by the<\/p>\n
 “~uA\ufb01Tiw\ufb01uld indicate perveraity on the faca of<\/p>\n
ttit’t\u00e9n\ufb013Vtherefura, the judgment insufar aw<\/p>\n
‘figi\ufb01g the liability on the Insurance Comany<\/p>\n
” 6-..–. .-in-.m-1.:-m-nu’: 6-  4 mm” aw-sxtrupsaa znvrqoto.-as-urn!” J”I$’U’hU|Il||u+’ ‘nu.
\n‘ . URI’ Kin ‘h-‘ 33$ -5-: ‘U U-{\u00a35 -I-35$ HLQSLMV all”!-I” ‘LL10 ‘I-la-L5-LIAN!’ KI SIT<\/p>\n
sustaine\u00e9.\n<\/p>\n<\/p>\n
8. \ufb01ccordingly ta the said. extent, the
\njudgment and award dated 10.G2.20Q5 p\u00a7aBad in<\/p>\n
rm: ma.249′:r\/1999 is modified. I’Ei::”i:’gA V]\u00a7i\u00ab\u00a7i::$:_”‘_tf1a,j:<\/p>\n
the aacond :eapondent~\u00a2wher of t\ufb01\u00a7C?\u00a7hicia i$k*<\/p>\n
liable ta pay the cap\u00a7n5@tian a$axded hQxtha <\/p>\n
a.’hl”h’-I<\/p>\n
ma ‘1’ to. the :.:la1’1″:=”‘~i:… “~._<\/p>\n
with th\u00a7d,”a\u00a3$\u00a7\u00e9 \ufb02 \ufb01c\ufb01i\u00a3i\u00a2atiana, the
\npatitiqn \u00a7tan&$;d;\ufb01p\u00a7\u00e9\u00a7du@\ufb02f: No order an to<\/p>\n
cust\ufb01i  u ”\n<\/p>\n
f5JE{“x  “~HHv …..<\/p>\n","protected":false},"excerpt":{"rendered":"
Karnataka High Court M\/S United India Insurance Co Ltd vs Y Gopala Reddy on 17 March, 2008 Author: A.S.Bopanna nmmmn rams THE 17E may or nmnnH\u00a52\ufb01\ufb01\u00a7\ufb01, BEFORE THE HQNIBLE HR. Jvsriam\u00e9 3 \u00e9 \ufb01\ufb01a\u00e9n\ufb01g : x WRIT PETITION No.14\u00e9a47\ufb01F :b\u00a7\u00a7\u00a5jG$\u20ac\u00a7c}R_ uununuru-u—-In-up 1 ma U!-JIT}3D’_IE%DIP1; I\ufb02a\ufb01ksamcm. -co LTD 13::-i main G:=s*:%:E.. = EUILEING, no.25_, :n’a’.c::. .1=:.o’Jn=.::; […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[8,20],"tags":[],"class_list":["post-11094","post","type-post","status-publish","format-standard","hentry","category-high-court","category-karnataka-high-court"],"yoast_head":"\nM\/S United India Insurance Co Ltd vs Y Gopala Reddy on 17 March, 2008 - Free Judgements of Supreme Court & High Court | Legal India<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.legalindia.com\/judgments\/ms-united-india-insurance-co-ltd-vs-y-gopala-reddy-on-17-march-2008\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"M\/S United India Insurance Co Ltd vs Y Gopala Reddy on 17 March, 2008 - 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