{"id":11431,"date":"2008-03-07T00:00:00","date_gmt":"2008-03-06T18:30:00","guid":{"rendered":"https:\/\/www.legalindia.com\/judgments\/the-branch-manager-ms-united-vs-razia-begum-wo-basha-sab-on-7-march-2008"},"modified":"2018-07-08T11:30:21","modified_gmt":"2018-07-08T06:00:21","slug":"the-branch-manager-ms-united-vs-razia-begum-wo-basha-sab-on-7-march-2008","status":"publish","type":"post","link":"https:\/\/www.legalindia.com\/judgments\/the-branch-manager-ms-united-vs-razia-begum-wo-basha-sab-on-7-march-2008","title":{"rendered":"The Branch Manager M\/S United … vs Razia Begum W\/O Basha Sab on 7 March, 2008"},"content":{"rendered":"
Karnataka High Court<\/div>\n
The Branch Manager M\/S United … vs Razia Begum W\/O Basha Sab on 7 March, 2008<\/div>\n
Author: Manjula Chellur Nagaraj<\/div>\n
M\u00a3*'A.NU.'?74li95\n\nare THE HIGH cou RT or KARNATAKA AT zsameanoms  j\nDATED '1'!-{IS THE 7m mm or MARCH 33008   '  '- \" '\n\nPR ESiS3N'l'\n\n \n\nTHE HON}-3LEi'm5;.JUS'l'1CE , T\nAND     '~_ \u00ab . 'T\n'mm HONBLE MR.JUS'1'lQE ARA}; 'AuARA.,r_; _ \" '\n\nM.:+'.A.No.7741\/2<2(i;:i%\u00a3wc3V. '\n1:3BJ'i'WEE.N: ' '\nTHE BRANCH MANAGER\n\nM\/S m~u'1*w INDIA 1NsureAmcr:'T-,._, REGIGQAL \u00a3_)l*'F_ICE,' ..  ,  \nBAN<.;ALo;<r;-1'  2,   Ai'PELi.AN'i'\n(BY SRi.A.r&.VI}3NK;\u00a2;'\u00a3'kf\u00a7S\u00a7}i ' ANv:3_:sx\u00a3..;<.R1sHNA1aH, ADVS3\nAND: V' % ' A 3 n\n\n_. ,1. RA'\/3.133 BEGAN! W '\/0. 3:53am sans,\n --.ACkE-D ABE)U'339 YEARS\n .H0.U_SE_WE.FEV \n _ B"0}{KASAGAR VILAGE\n1.<\/pre>\n
-;0sH.~;’1*v(f1′}v,,_s:2LLARY DIST.\n<\/p>\n
‘ 2. R.HaNU,MA:~r:’=’HAkA1Du(a;
\nL HANUMANTHA RAYA\n<\/p>\n
–   S\/O R.vENKATAswAMY,
\n., ESCJKKASAGAR VILLAGE
\n= _r:<)s\u00a3%.1\u00ab:'1' ('13, BELLARY L)\u00a3S'i'.  RESPONDts3N'l'S<\/p>\n
 .._ (BY $m.v.LAxsaM1KAN'1'H REDDY, ADV. FOR R—1)<\/p>\n
 , 'i'H1S Ai'PEAL 18 FILED U\/S. 30 (1) OF THE WC AC1',
\n"AGAINSF THE JUDGMENT AND QRDER DATED 27.4.2005<\/p>\n
MFA.ND.7'M1I'U5<\/p>\n
fact, the learned Advocate for the appe\ufb02ant–1ns1_ufen.ee.,_<\/p>\n
company, called upon. the ownepinsured to   .\n<\/p>\n
driving license of the deceased   the  dd  <\/p>\n
RC Book. The Commissioner, except <\/p>\n
examination of R.W.~iz\/Adm\u00a3i;ie#;ratie’s1 Qf\ufb01ice-\ufb01.A..’:.deV<\/p>\n
damage the ease of the diebuesed
\nanything about the Qf  valid driving
\nlicense held by  burden has
\nto be     for decision
\nhas a.1%”    Para 105 of the
\njudgxnei-Wait    in the case of National<\/p>\n
 Singh and others<\/p>\n
_  in    T1531 is the complete answer to<\/p>\n
 the iqfuejsiien, which reads as under:\n<\/p>\n
_ 1  The summary of our findings to the
\n” .__”VdvariQLis’:-.Vieeues as raised in these petitions are as
\n f<;l'i'ewe:''
\n" ti) Chapter x1 of the Motor Vehiciee Act.
\n1988 providing compuisory insurance
\nof vehicles against third party risks is\n<\/p>\n
9. social welfare legislation to extend<\/p>\n
relief by cempcnsation to victims of<\/p>\n
\/”\n<\/p>\n
M.FA.N(.}.’?741I05<\/p>\n
of fulfilling the condition cf the pqiicyf ‘
\nregarding use of vehicles duis’  _
\nlicensed driver or :Qne:_-which iwia.s..inot’V\u00bb”-.e
\ndisquali\ufb01ed tn _driveiat”–the l”fI’\u00ab:l.\u00a2i’le”_’l4?BT.I”3i,” ii i
\ntime. i  d  .\n<\/p>\n
(iv) “he insurancel”-..:_0arnpanieSl_iI are,
\nhowev6lT\u00a7’~V.1Withi l.a_  .  d ‘avoid V their
\nliability iiI’t}t_3iStii nc\u00a7t::’only’l:i.\u00a7%sLti3blish the
\n_availahie’ ” ‘ efejneeigi, _  the said
\ni  rn1ist~–a.li~io establish
\n ,of the owner of
\n ….  t;;:\u00a2VV_vgna\u00a2t1\u00a2;’i .l;:fV1V\u00a2V_V,:iburden of proof
\n ” iyould be on them.\n<\/p>\n
i(v)l Jcannot iay dawn any
\ni   to how said burden would
\n it  die;-ehlarged inasmuch as the same
\ni”WGu’l’d depend upon the facts and
\n  circumstances of each case.\n<\/p>\n
 Even where the insurer is able to
\nii 2  prove breach on the part of the
\ninsured concerning the policy
\ncondition rmarding holding of a valid
\nlicence by the driver or his
\nqualification to drive during the
\nrelevant period, the insurer would not
\nbe allowed to avoid its liability
\nIf towards insured unless the said<\/p>\n
exercise reasonable care in the Hla\ufb01fti’  .. 5 \u00bb<\/p>\n
Mt*’A.N0.?741f05<\/p>\n
said power of the tribunal isi’\u00ab._notf.:
\nrestricted todecide the\u00bbcl_aim:_si interaiae.  _ V
\nbetwwn claimant oi:Aclairmi3i1ts:t[o’nAone’   it<\/p>\n
side and insured, ineureij and driver’. it E<\/p>\n
on the other,,{*~.,….\u00a21n the couirse\u00a5._of\u00ab..
\nadjudica\ufb01ng  _V  ‘  for
\ncompeni5a_tion:’ in and i  toe’ . ._ decide’  the
\navailability   defences to
\nthe insauter,   has
\n‘i’nccessa_ril}; the  jiirisdiction
\n .. inter se between
\n____ H  i.nsurcr’–an’d  The decision<\/p>\n
 =   thewclairns and disputes<\/p>\n
 the insurer and<\/p>\n
i’i.;1s”i.:red in the course of adjudication<\/p>\n
  ‘of? claini. for compensation by the
\niclairoants and the award made<\/p>\n
 thereon is enforceable and executable
\n in the same manner as provided in
\nsection 174 of the Act for enforcement<\/p>\n
and execution of the award in favour<\/p>\n
of the claimants.\n<\/p>\n
(X) Where on adjudimtion of the claim
\nunder the Act the tribunal arrives at a
\nconclusion that the insurer has
\nsatisfactorily proved its defence in<\/p>\n
accordance with the provisions of<\/p>\n
arising in use of motor vehicle.    . it<\/p>\n
Mb’A.N0.?74lI05<\/p>\n
Sections 149(2 read with sub–section V
\n(7); as interpreted by this Oourtfw ”<\/p>\n
above, the Tribunal can direct   A d’<\/p>\n
the insurer is liable to be I’E’:i!I’.I\u00a7l.’l”‘1-‘_B;V(:(1′}”.:VA’t’~.VVt’ ”
\nby the insured for the’
\nand other arnountstyhiehe it been  Vf
\ncompelled to  to “the..thirdj \u00b0
\nunder the awerdVu:’tif..the ti’ib__uz1a_l;
\ndetertnination ____of-..v_c!aim  the
\n‘i’r%bun2=:__1_”will be ;\u00a2n{\u00a2;t~:\u00a7a.b1c and the
\nmoney found  to  inemfer from
\n_ti=ze_ insu”i’ed– }~’;ilVl” on a
\n \u00e9eertifieete %i\\s’s;’ue\u00a7:i .ey”‘the.v7mbuna1 to<\/p>\n
     same manner<\/p>\n
 ….   of the Act as
\nA A’ ‘ Vajjfears.  9 “ee _ land revenue. The<\/p>\n
‘ e Vee;.–:::f\u00a3;:;a;\u00e9te–+…ei:: be issued for the
\nd  Iteconteryies arrmrs of land revenue
\nV  , only if”, ae required by sub–section (3)<\/p>\n
of”‘Se’c;tion 168 of the Act the insured
\n  fails to deposit the amount awarded
\n favour of the insurer Within thirty
\ndays from the date of announcement
\nof the award by the tribune}.\n<\/p>\n
(xi) The provtsions contained in sub-
\nsection (4) with proviso thereunder
\nthe subsection (5) which are
\nintended to cover speci\ufb01ed<\/p>\n
MFA.NU.’7′?41l\u00a3)5<\/p>\n
contingencies mentioned thcrein;””ie   <\/p>\n
enable the insurer to recover ar\u00a3m__\u00a71ntV*-..  %
\npaid under the c:on.tra~<:.t_of   V
\non behalf of the iI1S:1:lI'6(\u00a7-A:_.=~.\u00abf.c>re
\ncourt  VVc;ais\u00e9s.v{%rl:\u00a7cr\u00a2\u00a7’ rgixaren facts
\nand <;\u00e9ir:uri1fsta1uges  .\u00a3.3V\u00a7:lj;1:{\ufb01*1.ii\u00a7$;\u00a7.ti0n of
\n'  Qairris   delay the
\n   "i':hc._ ciaims of the<\/p>\n
_ ….  _   '?;ri_\u00bb(_;t_ir:'1.s'."'._ V' "\n<\/p>\n
   a\ufb01ove said paragraph would<\/p>\n
clarify the Lsmatign \u00a7\u00e9\u00a2.1rd~~’i$osition how izne defence raised<\/p>\n
  111s.u:r\u00e9rV “iias to be discharged and When?\n<\/p>\n
  ‘gxcept referring to the defence of the<\/p>\n
ir1m4rrer,V_t\ufb01r\u00e9?..V_C}>mmissioner does not attach the liability on<\/p>\n
 insurer to indemnify the owncr on account of tcrms and<\/p>\n
5 cgndmons of the poucy.\n<\/p>\n
4. Under thcse circumstances, it is just and proper<\/p>\n
to a\ufb01brd an opportunity to both the parties to lead further<\/p>\n","protected":false},"excerpt":{"rendered":"
Karnataka High Court The Branch Manager M\/S United … vs Razia Begum W\/O Basha Sab on 7 March, 2008 Author: Manjula Chellur Nagaraj M\u00a3*’A.NU.’?74li95 are THE HIGH cou RT or KARNATAKA AT zsameanoms j DATED ‘1’!-{IS THE 7m mm or MARCH 33008 ‘ ‘- ” ‘ PR ESiS3N’l’ THE HON}-3LEi’m5;.JUS’l’1CE , T AND ‘~_ \u00ab […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[8,20],"tags":[],"class_list":["post-11431","post","type-post","status-publish","format-standard","hentry","category-high-court","category-karnataka-high-court"],"yoast_head":"\nThe Branch Manager M\/S United ... vs Razia Begum W\/O Basha Sab on 7 March, 2008 - Free Judgements of Supreme Court & High Court | Legal India<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.legalindia.com\/judgments\/the-branch-manager-ms-united-vs-razia-begum-wo-basha-sab-on-7-march-2008\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The Branch Manager M\/S United ... vs Razia Begum W\/O Basha Sab on 7 March, 2008 - 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