{"id":116157,"date":"1997-09-25T00:00:00","date_gmt":"1997-09-24T18:30:00","guid":{"rendered":"https:\/\/www.legalindia.com\/judgments\/andhra-bank-vs-inturi-narayana-and-ors-on-25-september-1997"},"modified":"2016-08-19T02:29:41","modified_gmt":"2016-08-18T20:59:41","slug":"andhra-bank-vs-inturi-narayana-and-ors-on-25-september-1997","status":"publish","type":"post","link":"https:\/\/www.legalindia.com\/judgments\/andhra-bank-vs-inturi-narayana-and-ors-on-25-september-1997","title":{"rendered":"Andhra Bank vs Inturi Narayana And Ors. on 25 September, 1997"},"content":{"rendered":"<div class=\"docsource_main\">Andhra High Court<\/div>\n<div class=\"doc_title\">Andhra Bank vs Inturi Narayana And Ors. on 25 September, 1997<\/div>\n<div class=\"doc_citations\">Equivalent citations: 1997 (6) ALT 392<\/div>\n<div class=\"doc_author\">Author: C Sastri<\/div>\n<div class=\"doc_bench\">Bench: C Sastri<\/div>\n<\/p>\n<pre><\/pre>\n<p>JUDGMENT<\/p>\n<p>C.V.N. Sastri, J.<\/p>\n<p>1. This appeal filed by the Andhra Bank, Plaintiff in the suit, relates to the question of interest only. While decreeing the suit, the trial Court scaled down the interest as per Act IV of 1938 on the ground that the defendants are agriculturists. It is the settled position that after the introduction of Section 21-A in the Banking Regulation Act, 1949 by amending Act 1 of 1984 Courts have no power to scale down the interest in respect of debts due to Banks. A Full Bench of this Court in State Bank of Hyderabad v. Advath Sakru, 1993 (1) An.W.R. 380 .considered this question elaborately and held that Section 21-A of the Banking Regulation Act, 1949 applies to all transactions entered into between the banking company and its debtor whether the transaction was entered into prior to its commencement or after and that Section 21-A applies to pending appeals irrespective of the fact whether a decree was passed giving relief to the debtot or not. It was also held that Section 21-A makes no distinction between an advance made for agricultural purpose or for commercial purpose and it equally applies to both. It was further held that the provisions of Usurious Loans Act, 1918 (Act 10 of 1918) as amended by Usurious Loans 25 (Madras Amendment) Act 8 of 1936 Section 3 and Madras Agriculturists Debt Relief Act, 1938 (Act IV of 1938) were not applicable to the advances made by banks to agriculturists.\n<\/p>\n<p>2. In view of the said Full Bench judgment the appeal is allowed and the suit is decreed with costs as prayed for. But in the appeal each party to bear its own costs.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Andhra High Court Andhra Bank vs Inturi Narayana And Ors. on 25 September, 1997 Equivalent citations: 1997 (6) ALT 392 Author: C Sastri Bench: C Sastri JUDGMENT C.V.N. Sastri, J. 1. This appeal filed by the Andhra Bank, Plaintiff in the suit, relates to the question of interest only. While decreeing the suit, the trial [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[10,8],"tags":[],"class_list":["post-116157","post","type-post","status-publish","format-standard","hentry","category-andhra-high-court","category-high-court"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Andhra Bank vs Inturi Narayana And Ors. on 25 September, 1997 - Free Judgements of Supreme Court &amp; High Court | Legal India<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.legalindia.com\/judgments\/andhra-bank-vs-inturi-narayana-and-ors-on-25-september-1997\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Andhra Bank vs Inturi Narayana And Ors. on 25 September, 1997 - Free Judgements of Supreme Court &amp; 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