{"id":121522,"date":"2010-09-22T00:00:00","date_gmt":"2010-09-21T18:30:00","guid":{"rendered":"https:\/\/www.legalindia.com\/judgments\/k-saravana-so-k-kalavathi-vs-the-new-india-assurance-co-ltd-on-22-september-2010"},"modified":"2015-07-05T19:50:50","modified_gmt":"2015-07-05T14:20:50","slug":"k-saravana-so-k-kalavathi-vs-the-new-india-assurance-co-ltd-on-22-september-2010","status":"publish","type":"post","link":"https:\/\/www.legalindia.com\/judgments\/k-saravana-so-k-kalavathi-vs-the-new-india-assurance-co-ltd-on-22-september-2010","title":{"rendered":"K Saravana S\/O K Kalavathi vs The New India Assurance Co Ltd on 22 September, 2010"},"content":{"rendered":"<div class=\"docsource_main\">Karnataka High Court<\/div>\n<div class=\"doc_title\">K Saravana S\/O K Kalavathi vs The New India Assurance Co Ltd on 22 September, 2010<\/div>\n<div class=\"doc_author\">Author: S.N.Satyanarayana<\/div>\n<\/p>\n<pre><\/pre>\n<p>-3,<\/p>\n<p>&#8216;.22.I().i\u00a3(}()l he was r(~z-1dn1i\u00a3t.c*(&#8216;.1 to hospital for E5 days to<br \/>\nE.1\u00a3}(.1(.&#8217;.i&#8221;\u00a7__\u00a7() skin gF2Il\ufb01.il3\u00a7{. &#8216;I-EC x.a.::&#8217;:ss c&lt;):1fi1&#039;1&lt;~:c&#039;i to his house with<\/p>\n<p>\\VE&#039;%1k(&#039;i&#039;. as he waias not c&lt;)1&#039;n.i&quot;&lt;}rt:.1E..)1.&lt;\u00e9 with w;1lk(*r Inc {HE _{I_0w:T1<\/p>\n<p>mg:-gin on [.(3.12.2()()l z&#039;:u1c&#039;1 ss::i&#039;t&quot;e1*c&#8217;1 one more f&#8217;l&#8217;:1Cl.lif&#8217;~(:3&#8243;1.(i&#8221;~\u00a7.\u00a7&#8217;i{?<\/p>\n<p>.&#8217;:$2-1.l.IE.(.&#8217; are-&gt;21. AgaE11. h(:.&#8217; was 2-1(:i111ii.t.\u20acE*(1 1.0 h()rspit:~1..E 1&#8242;()_z&#8221;&#8221;.&#8217;\u00ab\u00a3 ;)(\u00a7f&#8217;i:.\u00a7(1&#8212;-A:&#8217;t&gt;i:1 his lt_2\u00a7_&gt;;&#8230;.w_;.&#8217;1s [_iLit3 it1A .&#8221;:I&#8217;?() F&#8217;  \u00e9&#8217;u1(ig V<\/p>\n<p>1&#8217;aea1&lt;:(1 s111&#039;)scqt.1.&lt;%1&#039;1t;.1y.<\/p>\n<p>3. As 3. r(?s11.EE of 25-1{&#8216;ci(&#8216;1e-*[:1e,.,,.,_(%\u00a7;1i1I&#8217;:aT1jL.suft\u00a7?i&#8221;ed&#8221;d\u00e9gi\ufb01x.-L}\u00a7ng<br \/>\ninjury to ]&#8217;1is right&#8221; leg, fzzsigzg A()\u00a37..t&#8221;.(&#8220;.)&#8217;t&gt;t &#8220;with :1i&#8217;1klr-&gt;_ Iff.3i;3t,I&#8217;iCf.iI1g<br \/>\nilc-:&gt;e:.i1.)ili&#8217;iy z.11&#8242;:(.1 1;1c)ve1r1c*z1{4&#8242;(1II :f.ig}&#8217;\u00a7I \u00a7&#8217;;f(.i0t a1::1zi.(_;\u00bb:&#8217;1_u$ing (&#8216;1iffi(r1.1\u00a3t.y<\/p>\n<p>in wz&#8217;:iki;&#8217;1g. l&#8221;1&#8243;&#8216;c&gt;.1j1r&#8217;t&lt;-?. \/1&#039;1&#039;&lt;&#039;3&#039;~&quot;.13](rd._Tc:_laiir&#039;:1.V  &quot;ae1,it.i0I1 seekixxg<\/p>\n<p>(:0mpe1&#039;3$z1t.i-(111 I{:+;&#039;.{&#039;S,(.)(),O(}()\/a In the CO&#039;L1I&#039;{,<br \/>\nbelow, tf1e&lt;.i}&lt;w1_. 0i&#039;=z1(%&#039;&lt;:i&#039;(l(2;&#039;\u00a7&quot;i; i&#039;11(iVer1t 21n:}t.i&#8221;&#8221;&#8216;i&#8217;:I$m'(*(1 \\v\u00a7.t.i1 I.&#8221; I&#8221;\u20acfSp()[.1d{3{l1. was not<\/p>\n<p> (%i.s&#8217;p:&#8211;11;t&gt;t;iV_,V&#8217;~A &#8220;\u00a7v&#8217;Tl&#8217;\u00a7.i&#8217;tl1.(?II&#8217;, E&#8217;1.:E.ss E:()spi&#8217;i,::1..3isatiozl zuld m&#8217;1(.le1&#8217;g0\u00e9.1.&#8217;1g<\/p>\n<p>t.s:&#8217;:-&#8220;&#8216;:&#8217;\u00a3;1;:1(:1&#8243;1VI.&#8217;iTQr__3g\u00a7)&#8217;\u00e9ri()(i 21. p(?1&#8217;i.&lt;)(i (J37 a.1:)01.1t 45 days was aiso nut.<\/p>\n<p>(1i.ss1:i&quot;t41I:r::{i_ by.;m&#8217;:s. &#8216;The? c&#8217;:&lt;)11rt. iwcfow on z;1ppro(ti:1\u20ac&#039;i()12 of<\/p>\n<p> ~t1&#039;1.(t ()r;Til,V_(91v&#039;i(i(%r&#039;}(&#039;:(r of c&#039;%]21i2:11z&#039;mt&#039;s; :1mE&quot;1&#039;1m&#039;, K;1.121va.i;}1i as i1&quot;W. .1.<\/p>\n<p>., 2.s:&#039;1cV\u00a7&quot;&#039;\u00abI;}&#039;1 i)0c?1.(::r. who i_.1*(~:&#8217;1%;'&lt;:.*<i>(&gt;(ic;&gt;(&#8216;1 Ea&#8221;)<\/p>\n<p>W<\/p>\n<p><span class=\"hidden_text\">-4-<\/span><\/p>\n<p>2-:\\~&#8217;z;m&#8217;.\u00a3 (&#8216;.()IIl;)(&#8216;.&#8217;\u00a3l.'&#8221;v&#8217;ElIi(i)l1 in :3 .'&#8221;51l\u00a7&#8217;1&#8217;l of Rs.&#8217;l,58,(}OO\/~. &#8216;i&#8221;h;\u00a7.{|&#8217;ia*\\I(?(1 [&gt;55 the (IllI\u00a31l1{l1I&#8217;I1 Of c(&#8216;)I&#8217;npm1s\u00e9;1i&#8217;\u00a7()11<\/p>\n<p>}l\u00a3&#8217;1S c()n&#8217;1{% up in i:.11i:~; :;:;)p(.=:;1l s&lt;&#039;&lt;:k1&#039;n;g; (&quot;Il}&#039;l\u00a3lEl(&#039;.(&quot;l&#039;l1(&#039;I~&quot;!\u00a7&quot;&quot;Of<\/p>\n<p>S51 H&quot;! C&#039; .\n<\/p>\n<p>5. In this pro(&#8216;(*(.=(.\u00a3.i.n;__gs; only i:i*1&#8242;(A&#8217;}M i&#8217;I&#8217;1sL.1rE?r&#8217; of[Vi-&gt;13i(1E&lt;i* :is&#039;~<\/p>\n<p>(?()1:1t.(%st.i11g the C12-iilll lbzf (&#039;.I&#039;lh.E&#8211;II}(Y(&#039;?l}&quot;l(?lfli;V<br \/>\n(5. On going t!&#039;1mL.|5._{h Ehc i;&#039;uj\u00a7a,1gz1&lt;:(i _;&#039;.11.(1gu1E:r1.i\u00a7&quot;azaiiti aiso<br \/>\nt.he gr(mr1cls urg;(:(i in t&#039;,h&#8211;&#039;is\u00a7 app.(=:&#039;;1&#039;.1  Te1i()w*ing&quot;po:1A1&#039;it. arises<\/p>\n<p>for &lt;:0nsi(1\u00a72_:&#8217;$::I:&#8217;   <\/p>\n<p> iv: :Tr;&#8217;:;tV11c?1.:9\u20ac,t&#8217;31;:&#8217;cE&#8217;c).\u00a7_&#8217;11;&#8217;&gt;(%m;:i:{.i01: axvarcicd by the court\n<\/p>\n<p>i)\u00e9&gt;I0\\v &#8216;alt f{.&#8217;~:V7   &#8216;;&#8217;141.&lt;;i and ;)r();&#039;)e1&quot;? Or d()(%.&lt;3 it<\/p>\n<p>(&#039;f\u00e9\ufb01l for&quot;mih:&#039;:I1(&#039;:m1i:&#039;I1t&quot;&#039;E32 this z-11)I&#039;)eal&#039;?\n<\/p>\n<p> xi-1&#8211;Ir;-arci t&#8217;f4i&#8217;:Vt:&gt;__'(_&#8217;_::_)\u00ab1;use} for z&#8217;xp[)&lt;-iiani, zmci re:spr)n&lt;i.r&#8217;:t.<\/p>\n<p>&#8220;._v i;.&#8217;1:$:&#8217;:.I:;;1.1(:(i &#8216;z:(}\u00ab:1;{pz1_.1:1y.\n<\/p>\n<p>&#8216;h {jI:i &#8216;!;(}E::{:)[)!&#8217;E'(?iE5l1E0}; of the c=.=\\,r1&#8217;.d(=-.r&#8217;1(:(-. e.14vz1i.1a\u00a5;)I on<\/p>\n<p>1&#8242;(\u00e9(&#8216;:()!'(&#8216;\u00a7 \u00a32&#8243;- 1&#8217;A&#8230;~; $;(3k\u00e91&#8243;1 izlmt ihc i&#8217;.}\u00e9%iIi!\u00a3\u00a3I&#8217;I.I was ;;1ge(i about E3 ye:-u&#8217;s<\/p>\n<p>,2&#8217;1:m:Ll__a(* 13111:&#8217; of ;:(%(*\u00a7(E&lt;*:.;1; E\u00e9ajalr}-* s1:f&#039;f(=&#039;:.&#039;(*(i. by him in $325&#039;<\/p>\n<p>&quot;W2<\/p>\n<p>I<br \/>\nU:\n<\/p>\n<p>I<\/p>\n<p>z.1(*.(&#8216;.i(.i(;&#8217;I&#8221;1{ has z*es11It(&gt;(.! in p(&#8216;\u00a7&#8217;E!1\u00e9iEl(&#8216;I&#8217;II disalA)ilit.y to him due to<\/p>\n<p>ikzsiorl of his right. foot wiifl ;.u1k.\u00a7e. &#8216;I&#8217;E1e:'(:*. is r(:(1t.1ct.ir)1&#8243;1 .u&#8221;i7-.&gt;%&#8217;1is<\/p>\n<p>right&#8221;. 1&lt;&#039;*\u00a7_;{ 10 an E&quot;X{E&#039;1&#039;lI  of 1 zmcl {\/2 (_:ms., wI&quot;1i{&#8220;V(&#8216;2&#8242;(}\u00a3ll\u00a7\u00a7i3.l1S_E}{._iV(.)&#8217;ii&#8217; t,()&#8221;-?::V&#8217;1{.&#8217; &#8216; <\/p>\n<p>(.&#8217;.l2;1.i1&#8217;11a1:\u00a3. as 1.1x.1.r.i(.&#8217;r:\n<\/p>\n<p>1 paina;&#8217;1(1s:1i&#8217;fk_rr\u00a7;&#8217;1g V\n<\/p>\n<p>2) arnonities   &#8212;\n<\/p>\n<pre>3] r11e\u00a2iic211 x[)e11s&lt;;\u00a7\u00a7,.     :. .I{s.3\u20aci,b(}b\/--\n4) ir1cide:1t.aE (.&#039;)(I)\u20actIlS&#039;(&#039;?:5j~j.&#039;_&#039;A Q&#039;     5,000\/~\n5) loss 0i&quot;'t'1\u00a7;VL'\u00a2':'2::i'V:as-1'---.i;i;:. \"~    Rs.10,0oQ\u00a2\n\n '-\"(&gt;.i.2.:.l Rs.'1,58zOO0g-\n\n<\/pre>\n<p>8. &#8216;3&#8217;hi; ()piI1i()1&#8217;1 thzit (:()mpensai.\u00a70:&#8217;1<\/p>\n<p>:.:\\v:1.1*d:-\u00e9&lt;.i by &#039;Vt.h,e &#039;c:&lt;i&#039;|.11&#039;f&quot;-1)(3\u00a7&lt;&#039;)w :.1r1(.&#039;I(~\u00e9r the i&#039;1e::-uji pain \u00a3;1E&#039;1d<\/p>\n<p>&quot;&#039;ss1;f\u00a7i:rii1g_\u00a7.;&#039;L110853&#039; of ;1..I1iEriif&#039;i&lt;&#039;s a.1:1c&#039;E loss of education (toes not<\/p>\n<p> 9;-;;&#039;:;_T_ f&#039;(::&#039;_ &quot;i11t.(&#039;::x&#039;f&#039;i3y&#039;(f::00. 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E&#8211;\u20acs.l8,{}{)(}f its iI1.(.:oI.&#039;1&#039;0(ti.. &#039;i&#039;hc-= 1&#039;1&#039;1e.:(&#039;iic2&#039;:1<\/p>\n<p>Lag&#039;<\/p>\n<p>.. 7 ..\n<\/p>\n<p>(w-\u00bb&#8217;ide1&#8243;.a(t{&#8216; z1.v:1.i.l;11&#8217;)Ie-&#8216; on 1&#8243;&lt;,*(&#039;r.&#039;m&#039;i SE.\u00a31E(&#039;, {F1211 he }&#039;1:}\u00a3s S1iff(\u00a5I&quot;;l&#8217;1t. log at 459\/0 10 5(&#8216;}&#8217;?\/.<\/p>\n<p>which would ho 1&#8243;()1.1;,e;!&#8221;:|y ;1m1m(i 18% to \u20ac116&#8242; u\/Ir10l\u00a2;..= }.&#8217;5Qdy.<\/p>\n<p>&#8216;E&#8217;I::{*|'(*if'()1&#8217;r~ ii. wou\u00a7(&#8216;1 1&#8217;)(&#8216;j11S1 ami pz&#8217;opc*1&#8242; in i\u00e9lkf? iIl&#8217;1(* \\\u00ab&#8217;.t-:&#8217;.}.&#8221;l&#8221;(3KV.&#8221;V &#8220;r&#8217;1:4(1\u20ac..1\u00a7r-.<\/p>\n<p>disabiiiifg at 20%. 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