{"id":133815,"date":"2010-11-19T00:00:00","date_gmt":"2010-11-18T18:30:00","guid":{"rendered":"https:\/\/www.legalindia.com\/judgments\/the-national-insurance-co-ltd-vs-k-p-gopala-poduval-on-19-november-2010"},"modified":"2015-10-20T20:17:22","modified_gmt":"2015-10-20T14:47:22","slug":"the-national-insurance-co-ltd-vs-k-p-gopala-poduval-on-19-november-2010","status":"publish","type":"post","link":"https:\/\/www.legalindia.com\/judgments\/the-national-insurance-co-ltd-vs-k-p-gopala-poduval-on-19-november-2010","title":{"rendered":"The National Insurance Co.Ltd vs K.P.Gopala Poduval on 19 November, 2010"},"content":{"rendered":"<div class=\"docsource_main\">Kerala High Court<\/div>\n<div class=\"doc_title\">The National Insurance Co.Ltd vs K.P.Gopala Poduval on 19 November, 2010<\/div>\n<pre>       \n\n  \n\n  \n\n \n \n  IN THE HIGH COURT OF KERALA AT ERNAKULAM\n\nMACA.No. 1601 of 2008()\n\n\n1. THE NATIONAL INSURANCE CO.LTD,\n                      ...  Petitioner\n\n                        Vs\n\n\n\n1. K.P.GOPALA PODUVAL, AGED 67,\n                       ...       Respondent\n\n2. C.N.BALAKRISHNAN, S\/O.NARAYANAN,\n\n3. SHAJU, S\/O.KESAVAN, VECHILI HOUSE,\n\n                For Petitioner  :SRI.E.M.JOSEPH\n\n                For Respondent  :SRI.G.BALAMURALEEDHARAN (PARAVUR)\n\nThe Hon'ble MR. Justice A.K.BASHEER\nThe Hon'ble MR. Justice P.Q.BARKATH ALI\n\n Dated :19\/11\/2010\n\n O R D E R\n            K. BASHEER &amp; P.Q. BARKATH ALI, JJ.\n           ----------------------------------------------------------\n                       M.A.C.A.No.1601 OF 2008\n            ---------------------------------------------------------\n              Dated this the 19th day of November, 2010\n\n                                JUDGMENT\n<\/pre>\n<p>Basheer, J.\n<\/p>\n<p>         The only question that arises for consideration in this appeal is<\/p>\n<p>whether the Tribunal was justified in exonerating the Insurance<\/p>\n<p>Company from the liability to indemnify the owner of the vehicle. It is<\/p>\n<p>true   that  the    Tribunal,     nevertheless,      gave     liberty to the<\/p>\n<p>appellant\/Insurance Company to recover the amount of compensation<\/p>\n<p>from the owner after satisfying the award . The above view was taken<\/p>\n<p>by the Tribunal noticing the fact that a &#8220;Package Policy&#8221; did not cover<\/p>\n<p>the risk of a passenger in a private car since no additional premium<\/p>\n<p>was paid. However, the issue is no more res integra since it has been<\/p>\n<p>clarified by the Insurance Regulatory Authority that a passenger in a<\/p>\n<p>private car also will be entitled to compensation, if the vehicle is<\/p>\n<p>covered under a Package Policy.\n<\/p>\n<p>      2.    Learned counsel for the appellant fairly concedes that in<\/p>\n<p>view of the clarification issued by the Authority, the appellant will be<\/p>\n<p><span class=\"hidden_text\">MACA.No.1601\/2008                   2<\/span><\/p>\n<p>liable to indemnify the owner. It is brought to our notice that the<\/p>\n<p>appellant has already deposited part of the amount awarded by the<\/p>\n<p>Tribunal. Learned counsel submits that the balance amount will also be<\/p>\n<p>deposited without any further delay.\n<\/p>\n<p>      3.    In that view of the matter, the impugned award is modified<\/p>\n<p>and it is held that the entire liability to pay compensation to the<\/p>\n<p>claimant shall be cast on the appellant\/Insurance Company.<\/p>\n<p>      The appeal is disposed of in the above terms.<\/p>\n<p>                                          A.K. BASHEER, JUDGE<\/p>\n<p>                                     P.Q. BARKATH ALI, JUDGE<br \/>\nsv<\/p>\n<p><span class=\"hidden_text\">MACA.No.1601\/2008    2<\/span><\/p>\n<p><span class=\"hidden_text\">MACA.No.1601\/2008    2<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Kerala High Court The National Insurance Co.Ltd vs K.P.Gopala Poduval on 19 November, 2010 IN THE HIGH COURT OF KERALA AT ERNAKULAM MACA.No. 1601 of 2008() 1. THE NATIONAL INSURANCE CO.LTD, &#8230; Petitioner Vs 1. K.P.GOPALA PODUVAL, AGED 67, &#8230; Respondent 2. C.N.BALAKRISHNAN, S\/O.NARAYANAN, 3. SHAJU, S\/O.KESAVAN, VECHILI HOUSE, For Petitioner :SRI.E.M.JOSEPH For Respondent :SRI.G.BALAMURALEEDHARAN [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[8,21],"tags":[],"class_list":["post-133815","post","type-post","status-publish","format-standard","hentry","category-high-court","category-kerala-high-court"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>The National Insurance Co.Ltd vs K.P.Gopala Poduval on 19 November, 2010 - Free Judgements of Supreme Court &amp; High Court | Legal India<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.legalindia.com\/judgments\/the-national-insurance-co-ltd-vs-k-p-gopala-poduval-on-19-november-2010\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The National Insurance Co.Ltd vs K.P.Gopala Poduval on 19 November, 2010 - Free Judgements of Supreme Court &amp; 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