{"id":137878,"date":"2009-11-16T00:00:00","date_gmt":"2009-11-15T18:30:00","guid":{"rendered":"https:\/\/www.legalindia.com\/judgments\/m-j-suresh-vs-ms-new-india-assurance-co-ltd-on-16-november-2009"},"modified":"2017-11-04T14:45:29","modified_gmt":"2017-11-04T09:15:29","slug":"m-j-suresh-vs-ms-new-india-assurance-co-ltd-on-16-november-2009","status":"publish","type":"post","link":"https:\/\/www.legalindia.com\/judgments\/m-j-suresh-vs-ms-new-india-assurance-co-ltd-on-16-november-2009","title":{"rendered":"M J Suresh vs M\/S New India Assurance Co Ltd on 16 November, 2009"},"content":{"rendered":"<div class=\"docsource_main\">Karnataka High Court<\/div>\n<div class=\"doc_title\">M J Suresh vs M\/S New India Assurance Co Ltd on 16 November, 2009<\/div>\n<div class=\"doc_author\">Author: N.K.Patil &amp; V.Jagannathan<\/div>\n<pre>IN THE HIGH COURT OF KARNATAICA AT BANGALORE\n1.3m'-\u00a351)'1\"1~1t$'rm2 team DAY OF f\\1()\\='I'\u00a31\\\/II:3\u00a5.\u00a3R.;'~iZC)\u00ab\u00a3}\u00a7i}.._\n2 PRESENT I\nTHE HON'BLE MR. JUsT1cE4N.Kfii;qri*.:1.   \nAND \nTHE HON'BLI3 MR. JU&amp;31}\"rc_B;  \nM.F.A.NQ. 1 1  2005 (M'vg..A \n\u00a33E'I'WE3EN: ' ' ' H 2 ' .\nM..J.S1.11'esh S\/Q'Jzjgya:'1:eihEf2\ufb01i\u00a7 LI1_4i.}1.:V-  V .\nA\u00e9loci 2'1b()u\u20ac 37        \nR\/ 0. 'I'y2'1;_{21_r?a_\u00a7'2I_;':eig;1*:If. '\u20acTf_jz;_]]a}&lt;(&#039;::t*  V .\nC1&quot;11&#039;\u00a31&#039;2&#039;1ciu1&#039;gz-1I_}i\u00a791,. &#039; &quot;    \nV ____    &#039;\u00ab1.;:____  &#039;  &#039;  ...A;.)pe11am1\n(By Sndt. Sp(}r.;\u00a7&#039;\u00a71}_\\_;T&#039;\u00a7------IE \u00a7&#039;01&#039;_ Sri.I).R.E\\Ia1ggz&#039;11&#039;e.1&#039;\u00a72&#039;1. z&#039;\\d\\\u00bb&#039;{)(.&#039;\u00a3;1Et&#039;)\nAND:  &#039; V &#039;\n1. IV!\/s..s NL&#039;K&#039;i&#039;~vE1i(ii.E&#039;\u00a7V }j:\\sS&quot;.:_11&#039;Vzf1&quot;f1V(?(* (.70. E,[d..\n\nIii\u00bb-&#039; &#039;Vi  E5 1&#039;21 E i(?AE1_V Ma&#039;-:1&#039;1z.1,g{e1&#039;.\n--_&#039;__%&#039;(m{1.:1.. Co-op St)L&#039;:&#039;it*&#039;i&#039;y building.\n\n&#039;  Ncm&quot; .T;!_E&#039;1A&#039;1&#039;l\u00ab.&lt;;: c.):&#039;1&#039;n.~c. xmz-wi Ci1&quot;&lt;*Ic.\n\nM     Sri. \u00a5&quot;.E&#039;3.Raj1.1. Adv('a1\n\n' C3111i\"1'\u00ab17;1t1m';,{\u00e9.1';--\n\n; K.M2;1nju\u00a7;:;.1;'i ha S\/(1) K.'v\".Li1'1g21;')pz':.\n\nCE' 'e-.1 E3611 E 50 yea rs.\n\nO\\-V'11\u20ac\u00a7:f of E {em 1 iontf :1\n\n.A _SPfL 'Hd(.)i' No.Kf\\~ E6\/E'{~875().\nV V 'ix:\/c). V21ltiaikim-1ga1'. Ch\u20aclH\u00a35lkL.'I'(\" '%'&lt;m-&#039;r1.\n\n&#039;  {Ssh it 1&#039;z.1c11.z1&quot;\u00a7.\u00a7a I&#039;)isL.\n Re-rsp(.:1:c11'11.s\n\n \n  \n \n\nR2\u00ab \u00a7\\I()Ei('\u00a3' EVIV AC1 ;1;g;\"1i1\"1}=s\u00bb1[ 1.111-*\njLk(;1g1':1c'1'11 zzmcl em-'a1\"(1 (1\u00a31I('(\"i 11.5.2()O\u00a3S 1.1);-1&gt;ssc(\"i_ \u00bbi\u00a7'1~._?\\.f{'v'C\nNo.58\/O4 [564\/2004) on the {\ufb01lo 0E'1hC Clix-'i] tJt1c.[gggf('ES1'jI)'1:1.}\u00a2g;\n\nAc\u00a7{'ll. 1'.\/1\/\\(.,\"'I'. CI'1z1IE;1kc1*c. pz1:\"1ly z-Lllc.J\\\\'i:'1g 111:' (&gt;.!__2'1iriE'v.pc1_i1\u00a7im.'1\nfor ('()I]1[}CT:1SE'11i()l'1 z-md scoI&lt;En;;&#039; (&#039;:1l&#039;:e1mtc.*1T:1r::&#039;1t U1.&quot;&#039;(SD11:{)&#039;\u20ac?.1l&#039;S1-if.&#039;i(.).f1 &#039;\n\nThis MFA \u00a3?()U1El}_\u00e9_{ on i&#039;()I&#039; i1L&#039;$\ufb01.E;I&#039;:&#039;}.s;;{&#039;,&quot; l}I1iS}.:_.v(}1.}:;{3 VN.&#039;K&#039;.\nPATIL, -1.. delivered the fo\u00a7I(.)wi1&#039;1g:&quot;&#039;;  &#039;   I  \nJ U .I&#039;).(_&#039;&#039;} M 33;];\n\nThis appeal by 1&#039; he c&#039;121i&quot;1&#039;n};i&#039;111 is (&#039;i&#039;i2fn_~.(\u00a7:1.js=3\u00a5::E z:1 &#039;g21i1&#039;1s1 the\n\n_judg.\u00a7,n1er1t anci axvarci-~.\u00a71a11e\u00a71~&quot;&#039;1 1 i_?f-  2&#039;O&quot;G&#039;cL,~&#039;; )21ss&lt;_&#039;(i in\nM.\\\/. C. No. 58\/2004 {.56 \/-:2()Q\u00e9i\u00a7--}V.iv m7i- l\u00a7m}&#039; E7&quot;_1p of (.;&#039;.m1 J n(ig__\u00a7c\n\n{Sr.If)v11.} 2u&#039;1&#039;ri&#039;&quot; .__Ac1d&#039;Ei&#039;iVt.5:m:.Vi  &#039;M\u00bbc&#039;i)\u00a7(u*~ ;}&#039;ic_tcici(*:1E Claims\n&#039;1&#039;1&#039;il):.1zV1&#039;:1&#039;i&#039;;&#039; . _C;-heft?1i\u00a7:}\u00a7r;&#039;1&#039;C-.,_  (1&#039;&lt;_}1*&quot;&quot;&quot;sI\u00a7():&quot;1. &quot;I&#039;ribm1z11&#039;). for\ntr[1ha1it%g&#039;1&#039;i1c1*:1 .(:)f7.&#039;t&quot;mi1v})6;-1,:\u00e9zV.;.1ion on the ground the-1:, the\n\n(&#039;0Inpc.*1&#039;1sai&#039;i.r)1&#039;i &lt;)\u00a7&#039; \u00a7:&#039;{sA.&quot;v1.&#039;1&quot;&#039;3.150\/~ z.:w2u&#039;c1&lt;.*(i in l&quot;av()ur (.)I&quot;1l&#039;1c=:*\n\n (&quot;E\u00a3::.iI&#039;1:&#039;12&#039;i_\u00a3&#039;2\u00ab.i&#039; a_pp011ai&#039;fI\u00a3&#039;j&quot;L15; 2-1;gai:&quot;1.s&#039;1&#039; his ctl2&quot;1in1 for  13.50\n\n __ i&quot;;-d,{Iu&#039;is; _  %i:v1.V\u00a31&#039;:&#039;i_\u00e9_qz1z11&#039;0.\n\n2,~~_ f&#039;.}&#039;lT1c&#039; ap1)eIlam&#039; (rlzlinls 10 be an E1c(ttrice11\n\n (&#039;01111*zw,I.I&quot;:t)r. cr:;11&quot;1&#039;1i1&#039;1g :1 sum of R.s.6.0()O\/~ per m011Eh. Ho\n\n&quot; -,\\1va:a.:sfa1g__geci about 37 yezirss, as on the date of a() A.\u00a7Vi, he \\x-'as;\n\n \n\n\n\n ' \\t!2'I':;'s$. n\n\np:'(..)\"1i\u00a2&gt;\"L.=11f' 111a:1:1c1' a11(.l (ia;1:~;!1m;i\u00bb--. \u00e9\"::\u00a3z\u00bbi'%1'.}s!' 1l\"\u00a3c\u00a7'=\n\nmotor cycle-4= oE'1'!'u:\u00e9 :;1ppciI:;-1111. on'\u00bb.g=:('co;.:.1591t k=&gt;.1'w!:i'irt?i4:\"!-1_c\"*i:kj-1!\n\ndown and susta~n'nec1 grievoi_,1's:._ViI1j1_.:r'-\ufb01ves 1,0 iii-S \u00bb!L=*v\u00a37t._!pg_g .21n\u00ab3. \n\no1l':er injuries. In'm'1e('lia-}i_(%'i3f,  'xx-*21s;_ sfl*:i1'i(m:! 10\nGovernment. Hqucmly\n\n:'c\u00e91'c=.1'1j'L'\u00e9\"(:1\" i ()1  !\"1 E 1 p\ufb01. J '{)_i':1g,_;j1:)si it V Cont re. I)z1\\*z11:g'c':'e, wh c- re-r\nhe? t&lt;&quot;)c&#039;)\u00a5; 1&#039;u-1*1.!1&lt;:~1*&#039;i=:f\u00e9:21i1&#039;z.1t%&#039;1\u00bbn He was il-1&amp;1}-)E]{&#039;i(\/1&#039;1&#039;1 in SL&#039;.\\-&#039;L&quot;.l&#039;E11\n\nH0._3pii&#039;:a1ls &#039;\\\u00bb.'c:'*e'1.l'.(.&gt;L\"?c'ra;\u00a3sic'&gt;11s. 1.012-a}l_v for a pcrioci 01' 32\n\nV  '  O1f1~.Vgaiar([:;1'ic\\\/ous injL.:ri&lt;3s susiaineci\n\nin&quot;-\u00ab.__1l&#039;1L: &#039;aL{L5~i(ie1&#039;11_&#039; the .&#039;;.Epp(.&#039;1l:;-11&#039;}? l&#039;&quot;ilmi the claim pcti1io1&#039;1\n\n&quot; _b\u20ac:f()re=---i&#039;11e &#039;\u00a3&#039;r1&#039;bL1nal secki11g c()mp&lt;-:1T1sati&lt;)11 of 21 sum of\n\n&quot;&quot;_RS&quot;&#039;1&#039;-3.50 lakhs 21g21ir1s1: the respondents. The said claim<\/pre>\n<p>&#8211;&#8220;pe1i1io1&#8217;1 hzici (&#8216;D1110 up 1&#8217;01&#8217; &lt;&#039;t on file zmd<\/p>\n<p>2111.91&#8242; e-1pp1&#8243;c(ti;11i011 of I&#8217;.1&#8243;1c oral aulci &lt;.l&#8217;\u00bb&#8217;i._c1&#8243;e:1&lt;i?c-&#039;.<\/p>\n<p>allowed the oiaim pc1it:i'&#8221;-a2.f;:e.1:.i:\u00a7&#8217;:\u00a7__of<\/p>\n<p>l&#8221;{s.1,13.}5()\/\u00bb \\-\\&#8217;iEl&#8221;1 i111o1&#8217;L%.=\u00bb*I all 6&#8242;?\/E; per2-1.I.:.z.IV1_i&#8221;r:1 &#8216;ET1}'()\u00a711 {&#8220;1910 ..<\/p>\n<p>date of pe1it.ion {ill the (f21:E__(.&#8217; :u._f <\/p>\n<p>dis.&lt;.s2:1t&#039;isI&#039;ie(.1 with the qL121r1tm&#039;1_&#039;_y of &lt;\u00a7umpe11s:;ai&quot;i0:\u00bb,w;1\\~.rgi1&#039;(.1(+(1VV&#039;2<\/p>\n<p>by the &#039;1&#039;ribunal. \u00a3110 a.1\u00a7)!.)C!l2.1\ufb01&#039;i. ire in ;~1;_;~p\u00a2;11 E){?E&#039;&lt;..)1&#039;c this<br \/>\nCourt., seeking e;&#039;1l1211&#039;1-c_\u00e9iI1e1&#039;.11 (2)?v(.?U!1&#039;l})6i71.S&amp;1ti0I1.<\/p>\n<p>4. We }&#8217;1.:.&#8217;1_\\:e hvt,&#8217;-\u00a3:Ii&#8221;C\u00a7. fh;ai1*11&#8242;::_c1&#8242; (&#8220;&#8216;V&#8221;-_&#8217;)la1..ii;.\u00a7{.&#8217;1 for appeliant<\/p>\n<p>211&#8217;1c.i 1tf211&#8217;1:i(%ci.. VL5:()111&#8243;11:&#8217;;~&#8217;sVVc5-*1 _E&#8217;b\u00bb:: i;1.s3z_.1 _1*\u00e9ii&#8217;1;c:&#8217;+:; thzlt.<\/p>\n<p> flap V(1CjffilF}&#8217;f&#8217;%I}_(VT(&#8216;% of ac(ricic1&#8217;1t&#8217; 21nd Ihe I&#8217;CSl..iH.2.1Il1 ir1_;&#8217;uric$<\/p>\n<p>ssL1*:~s&#8217;_t21i1V_1c~ci_\ufb02y 21ppcElaI1t are not in (1i.&lt;;put&#039;.(*. A(.i11&quot;1iIICdly.<\/p>\n<p> the 21pp\u00e9l1e111\u20ac. 112-13 sust.e1ir&#039;1ecl grievous \u00a7l&#039;1j1lI&#039;i\u20acS to his left.<\/p>\n<p> and \\.-x-1:15; i1&#039;1&#8211;pe-11icnt&#039; in sc\\!cr:;1l H(.).&lt;;1&#039;)it.2&#039;\u00bb1l$ on s\\=&#8217;c1&#8217;21.l<\/p>\n<p>&#8216; * \u00bbv.c)&lt;r(&#039;&#039;e=1si(&#039;)11s for 1: 101.21! pCi(.)c&#039;1 of 32 ($213-*8 e;1n&lt;..1 he lms<\/p>\n<p>;\n<\/p>\n<p>1.11&#8217;1&lt;.1cr:*5,{1&#8217;T1y 2&#8217;1p})C2-lrs to be on the mxver satin ._ .1&#8243;~..&#8217;i&#8217;1&#8217;~1,\u00a2rr:i1_&gt;;*L%: u<\/p>\n<p>havingg regarci to the 1121t&#8217;t1re (&#8216;)i.lf i1&#8217;2_jAu;~ficS=,_ &#8216;c:!1i&#8217;r:\u00bb11&#8217;i\u00a3\u00a7:&#8217;1_ ag:\u00e9.(!<\/p>\n<p>1&#8217;1;-m11&#8217;e of 1&#8242;.1&#8243;ez111&#8217;11c:1I&#8217;. \\\\=~&#8217;c -&#8216;{L&#8221;-;;&#8217;..l_&#8217;3&#8217;1 it &#8216;:&#8217;-it 1:) m-&#8216;\u00a7&#8217;2&#8217;1&#8243;:A:g}&#8217;..:._1V 3-;L3m&#8217;1 (&#8216;;.f <\/p>\n<p>Rs.3O.OOOT\/~ {ow2,11&#8217;ds ;)z1i:[:_&#8217;__\u00a7i&#8217;1:.(} &#8211;.sL:1&#8217;i&#8221;\u00e9.1*1:1cgs  agai1&#8217;ast&#8217;<br \/>\nRs.15.000\/~.\n<\/p>\n<p>ES. &#8216;1&#8243;hc &#8216;_}&#8221;1&#8217;iV}):.11m&#8217;I&#8217; 91-;r_\u00e9r..} in&#8217;. ;s.\u00a7v\u00bb\u00a2;i1&#8242;(:ii1ag2; 2:1 :11e2:1g{r&lt;&quot;:<br \/>\nsum  (&#039;)&#039;F&quot;&quot;R:es.. l \/_.&quot;~.1h\\xr;:1z&quot;dS&#039;V (&#039;01&#039;1vc*.ye1I1(::0. ntmrisliing<br \/>\nfood emd &#039;21t.{c?~1&#039;}(:I2\\A:_:&quot;1E._ (&#039;1)V\u00e9i:f\u00a7;@s. A(in1il.{.c(Hy. the E-1{)})C&#039;HE&#039;1!11.<\/p>\n<p>\\-va.s.i_11 p;1i.i.}s on !$(.&#8217;\\-&#8216;L*.!&#8217;dl n(&#8216;.cz:s:;i&lt;.31&#039;1ss<\/p>\n<p> &amp;\\\u00bb\\~&quot;hi\u00e9iif\u00bb-.&quot;mi&#039;:1}:ly (.&#039;&lt;)i&#039;\ufb01\u00e9S\u00ab to 32 day:-3 and 1&#039;1;1.;01&#8243;tc<\/p>\n<p>1  Vi11V_i-:&#8217;\u00e9cW 0.;.)(&#8216;.-:&#8221;V2&#8217;ii[1:.i(m5. &#8216;1&#8217;l1r 1&#8217;l1i. &#8220;l&#8221;ribm&#8221;121l lmss i&#8217;21ih'(&#8216;} to award ally&#8217; z1mo1n11&#8242;<\/p>\n<p>-~710\\v211&#8217;cis loss of ir1c0mT dilfillg {rc211.11&#8217;1cm period. &#8216;F1&#8217;1c<\/p>\n<p>-&#8216;4_&#8217;_&#8217;__\u00bb_,.,_&#8230;..-w<\/p>\n<p>(3<\/p>\n<p>-c&#8217;1}.)pcl!a1:&#8217;}1 11219. 12111011 t1*cz1In'&#8221;1c11l for 2k p01&#8217;i&lt;)d of \u00a332 (&#039;Ian-*5 mi.<br \/>\nin pa&quot;-11.i\u00e9*111&#039; and s!&#039;1(&#039;)uIc&#039;E 1&#039;12-1\\=&#039;e Iak01&quot;: f()!l(.)w up I.1&#039;(=&#039;e&#039;:1&#039;1&quot;z1t:11t<br \/>\nalso. in-1\\&#039;i:&quot;1g 1&#039;c-*g,\u00a7e;11&#039;c1 to H165&#039; l1&amp;1I1.1l&#039;(1 of in_juricr.&#039;,'()l&#8217;j!..&#8217;.&#8217;._:}I)y&#8217; &#8216;-&#8216;;1V:&#8217;!&gt;iVVl&#8221;&#8216;i1,..<\/p>\n<p>&#8220;1&#8221;herei&#8217;ore. preSun'&#8221;1ing 111211. he has I&#8217;.2[1l&lt;c1T1H__1V f&#039;e;zt1Ij(:111 .:i1&quot;1~d &#039;<\/p>\n<p>1&#039;()!lu\\.v up t:&#039;02.1{.:&#039;11c:1&#039;:t F01&quot; a 1)(&#039;:&#039; :&#039;()(.l _A()f\u00ab&#8211;VlW()&#039;: m.(.)i&quot;H }&#039;T1V_s;Wz_.:j_11A:&#8217;1&#8243;1c at&#8217;Rs&#8217;;&#8212;4.()(){)}&#8217;~ . 150.1&#8242; nj}sc)&#8221;:&#8217;1*.}&#8217;.1&#8217;= <\/p>\n<p>as against Rs.6,000\/&#8211; C1a1i11&#8217;1\u00e9&#8217;C1_b3,\u00ab&#8217;_ }1i:7&#8217;1;&#8212;\\?y?A\u20ac%&#8217;i1\\x-r\u00e9zirri a :~&#8217;.L11&#8217;n<\/p>\n<p>of Rs.8,000\/- undel&#8221;   &#8221;\n<\/p>\n<p>8. The &#8216;IHfil;)1:11;.1.1.hgirrs \u00a3\u00a711.S() (?i&#8221;i'{&#8216;(i&#8221;&#8216;i.!f&#8217;:i&#8221; \u00e91\\\u00ab&#8217;v211*(1:&#8217;1&#8217;1;_g only 21<\/p>\n<p>s1.11&#8217;h (&#8216;)l'&#8221; &#8216;R3510.GOO\/.4&#8217;\u00bb._:&#8217;Ti=11ia_r<\/p>\n<p>limb &#8216;;1r1cl.V&#8217;3O% in respect of i&#8221;i&#8217;1c&#8217;:: whoie body. 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