{"id":148983,"date":"2006-02-22T00:00:00","date_gmt":"2006-02-21T18:30:00","guid":{"rendered":"https:\/\/www.legalindia.com\/judgments\/new-india-assurance-co-ltd-vs-bhudi-singh-parmar-on-22-february-2006"},"modified":"2017-08-24T20:54:07","modified_gmt":"2017-08-24T15:24:07","slug":"new-india-assurance-co-ltd-vs-bhudi-singh-parmar-on-22-february-2006","status":"publish","type":"post","link":"https:\/\/www.legalindia.com\/judgments\/new-india-assurance-co-ltd-vs-bhudi-singh-parmar-on-22-february-2006","title":{"rendered":"New India Assurance Co. Ltd. vs Bhudi Singh Parmar on 22 February, 2006"},"content":{"rendered":"<div class=\"docsource_main\">National Consumer Disputes Redressal<\/div>\n<div class=\"doc_title\">New India Assurance Co. Ltd. vs Bhudi Singh Parmar on 22 February, 2006<\/div>\n<div class=\"doc_citations\">Equivalent citations: IV (2006) CPJ 30 NC<\/div>\n<div class=\"doc_bench\">Bench: K G Member, P Shenoy<\/div>\n<\/p>\n<pre><\/pre>\n<p>ORDER<\/p>\n<p>K.S. Gupta, J. (Presiding Member)<\/p>\n<p>1. Mr. Justice K.S. Gupta, Presiding Member-Petitioner was opposite party No. 2. Respondent No. 1\/complainant took loan of Rs. 1,50,000 from respondent No. 2\/opposite party No. 1 for construction of house sometime in September, 1998. Under the terms of loan the respondent No. 1 got the house insured with the petitioner through the Bank for Rs. 2 lacs from 1998 to 2005 also covering the risk of subsidence of soil and land slide. It was alleged that in the night of 10.8.2002 there was heavy rain and cracks developed in the walls of three rooms and varanda due to subsidence. Petitioner was intimated of the damage to the house on 12.8.2002, By the letter dated 22.11.2002 the petitioner repudiated the claim. Thereafter, respondent No. 1 filed complaint seeking certain reliefs which was contested by the petitioner. Bhupendra Singh, Surveyor appointed by Insurance Company acting on the opinion of Vipin Kumar (Civil Engineer) at Haridwar recommended payment of Rs. 2,537 towards damage to the insured house. D.G. Gaur, Diploma Engineer (Civil) appointed by respondent No. 1 in his estimate assessed the damage to the house at Rs. 1,06,000. On the basis of report of said Surveyor, the District Forum directed the petitioner to pay a sum of Rs. 2,537 to respondent No. 1. In appeal against District Forum&#8217;s order by respondent No. 1 the State Commission enhanced the compensation to Rs. 1,06,000 based on the report of D.C. Gaur. It is this order which is being challenged by the Insurance Company in this revision.\n<\/p>\n<p>2. Submission advanced by Mr. G.L. Chawla for petitioner was that ignoring the report of Bhupender Singh, Surveyor the State Commission ought not to have awarded amount of Rs. 1,06,000 towards damage to the house. Order of State Commission would show that the said Surveyor&#8217;s report was based on the opinion of Vipin Gupta, Civil Engineer who never visited the damaged house. Having considered the extent of damage and repair work to be carried to restore the house as reflected in the estimate prepared by said D.C. Gaur, we are of the view that State Commission had rightly awarded the said amount ignoring the report of Surveyor and relying on the report of Mr. Gaur. There is no illegality or jurisdictional error in the order passed by State Commission warranting interference in revisional jurisdiction under Section 21(b) of Consumer Protection Act, 1986. Revision petition is, therefore, dismissed.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>National Consumer Disputes Redressal New India Assurance Co. Ltd. vs Bhudi Singh Parmar on 22 February, 2006 Equivalent citations: IV (2006) CPJ 30 NC Bench: K G Member, P Shenoy ORDER K.S. Gupta, J. (Presiding Member) 1. Mr. Justice K.S. Gupta, Presiding Member-Petitioner was opposite party No. 2. Respondent No. 1\/complainant took loan of Rs. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-148983","post","type-post","status-publish","format-standard","hentry","category-judgements"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>New India Assurance Co. Ltd. vs Bhudi Singh Parmar on 22 February, 2006 - Free Judgements of Supreme Court &amp; High Court | Legal India<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.legalindia.com\/judgments\/new-india-assurance-co-ltd-vs-bhudi-singh-parmar-on-22-february-2006\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"New India Assurance Co. Ltd. vs Bhudi Singh Parmar on 22 February, 2006 - Free Judgements of Supreme Court &amp; High Court | Legal India\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.legalindia.com\/judgments\/new-india-assurance-co-ltd-vs-bhudi-singh-parmar-on-22-february-2006\" \/>\n<meta property=\"og:site_name\" content=\"Free Judgements of Supreme Court &amp; High Court | Legal India\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/LegalindiaCom\/\" \/>\n<meta property=\"article:published_time\" content=\"2006-02-21T18:30:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2017-08-24T15:24:07+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i0.wp.com\/www.legalindia.com\/judgments\/wp-content\/uploads\/sites\/5\/2025\/09\/legal-india-icon.jpg?fit=512%2C512&ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"512\" \/>\n\t<meta property=\"og:image:height\" content=\"512\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Legal India Admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@legaliadmin\" \/>\n<meta name=\"twitter:site\" content=\"@Legal_india\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Legal India Admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/new-india-assurance-co-ltd-vs-bhudi-singh-parmar-on-22-february-2006#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/new-india-assurance-co-ltd-vs-bhudi-singh-parmar-on-22-february-2006\"},\"author\":{\"name\":\"Legal India Admin\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#\\\/schema\\\/person\\\/0bfdffe9059fb8bb24a86d094609c5ea\"},\"headline\":\"New India Assurance Co. Ltd. vs Bhudi Singh Parmar on 22 February, 2006\",\"datePublished\":\"2006-02-21T18:30:00+00:00\",\"dateModified\":\"2017-08-24T15:24:07+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/new-india-assurance-co-ltd-vs-bhudi-singh-parmar-on-22-february-2006\"},\"wordCount\":428,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#organization\"},\"articleSection\":[\"Judgements\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/new-india-assurance-co-ltd-vs-bhudi-singh-parmar-on-22-february-2006#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/new-india-assurance-co-ltd-vs-bhudi-singh-parmar-on-22-february-2006\",\"url\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/new-india-assurance-co-ltd-vs-bhudi-singh-parmar-on-22-february-2006\",\"name\":\"New India Assurance Co. Ltd. vs Bhudi Singh Parmar on 22 February, 2006 - Free Judgements of Supreme Court &amp; High Court | Legal India\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#website\"},\"datePublished\":\"2006-02-21T18:30:00+00:00\",\"dateModified\":\"2017-08-24T15:24:07+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/new-india-assurance-co-ltd-vs-bhudi-singh-parmar-on-22-february-2006#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/new-india-assurance-co-ltd-vs-bhudi-singh-parmar-on-22-february-2006\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/new-india-assurance-co-ltd-vs-bhudi-singh-parmar-on-22-february-2006#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"New India Assurance Co. Ltd. vs Bhudi Singh Parmar on 22 February, 2006\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#website\",\"url\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/\",\"name\":\"Free Judgements of Supreme Court & High Court | Legal India\",\"description\":\"Search and read the latest judgements, orders, and rulings from the Supreme Court of India and all High Courts. A comprehensive database for lawyers, advocates, and law students.\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#organization\"},\"alternateName\":\"Free judgements of Supreme Court & High Court of India | Legal India\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#organization\",\"name\":\"Judgements of Supreme Court & High Court | Legal India\",\"alternateName\":\"Legal India\",\"url\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/wp-content\\\/uploads\\\/sites\\\/5\\\/2025\\\/09\\\/legal-india-icon.jpg\",\"contentUrl\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/wp-content\\\/uploads\\\/sites\\\/5\\\/2025\\\/09\\\/legal-india-icon.jpg\",\"width\":512,\"height\":512,\"caption\":\"Judgements of Supreme Court & High Court | Legal India\"},\"image\":{\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/LegalindiaCom\\\/\",\"https:\\\/\\\/x.com\\\/Legal_india\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#\\\/schema\\\/person\\\/0bfdffe9059fb8bb24a86d094609c5ea\",\"name\":\"Legal India Admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/4faa9d728ed1af3b73d52225c7f12901ac726fe6f7ea0a3348a1d51f3a930987?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/4faa9d728ed1af3b73d52225c7f12901ac726fe6f7ea0a3348a1d51f3a930987?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/4faa9d728ed1af3b73d52225c7f12901ac726fe6f7ea0a3348a1d51f3a930987?s=96&d=mm&r=g\",\"caption\":\"Legal India Admin\"},\"sameAs\":[\"https:\\\/\\\/www.legalindia.com\",\"https:\\\/\\\/x.com\\\/legaliadmin\"],\"url\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/author\\\/legal-india-admin\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"New India Assurance Co. Ltd. vs Bhudi Singh Parmar on 22 February, 2006 - Free Judgements of Supreme Court &amp; High Court | Legal India","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.legalindia.com\/judgments\/new-india-assurance-co-ltd-vs-bhudi-singh-parmar-on-22-february-2006","og_locale":"en_US","og_type":"article","og_title":"New India Assurance Co. Ltd. vs Bhudi Singh Parmar on 22 February, 2006 - Free Judgements of Supreme Court &amp; High Court | Legal India","og_url":"https:\/\/www.legalindia.com\/judgments\/new-india-assurance-co-ltd-vs-bhudi-singh-parmar-on-22-february-2006","og_site_name":"Free Judgements of Supreme Court &amp; High Court | Legal India","article_publisher":"https:\/\/www.facebook.com\/LegalindiaCom\/","article_published_time":"2006-02-21T18:30:00+00:00","article_modified_time":"2017-08-24T15:24:07+00:00","og_image":[{"width":512,"height":512,"url":"https:\/\/i0.wp.com\/www.legalindia.com\/judgments\/wp-content\/uploads\/sites\/5\/2025\/09\/legal-india-icon.jpg?fit=512%2C512&ssl=1","type":"image\/jpeg"}],"author":"Legal India Admin","twitter_card":"summary_large_image","twitter_creator":"@legaliadmin","twitter_site":"@Legal_india","twitter_misc":{"Written by":"Legal India Admin","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.legalindia.com\/judgments\/new-india-assurance-co-ltd-vs-bhudi-singh-parmar-on-22-february-2006#article","isPartOf":{"@id":"https:\/\/www.legalindia.com\/judgments\/new-india-assurance-co-ltd-vs-bhudi-singh-parmar-on-22-february-2006"},"author":{"name":"Legal India Admin","@id":"https:\/\/www.legalindia.com\/judgments\/#\/schema\/person\/0bfdffe9059fb8bb24a86d094609c5ea"},"headline":"New India Assurance Co. Ltd. vs Bhudi Singh Parmar on 22 February, 2006","datePublished":"2006-02-21T18:30:00+00:00","dateModified":"2017-08-24T15:24:07+00:00","mainEntityOfPage":{"@id":"https:\/\/www.legalindia.com\/judgments\/new-india-assurance-co-ltd-vs-bhudi-singh-parmar-on-22-february-2006"},"wordCount":428,"commentCount":0,"publisher":{"@id":"https:\/\/www.legalindia.com\/judgments\/#organization"},"articleSection":["Judgements"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.legalindia.com\/judgments\/new-india-assurance-co-ltd-vs-bhudi-singh-parmar-on-22-february-2006#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.legalindia.com\/judgments\/new-india-assurance-co-ltd-vs-bhudi-singh-parmar-on-22-february-2006","url":"https:\/\/www.legalindia.com\/judgments\/new-india-assurance-co-ltd-vs-bhudi-singh-parmar-on-22-february-2006","name":"New India Assurance Co. Ltd. vs Bhudi Singh Parmar on 22 February, 2006 - Free Judgements of Supreme Court &amp; High Court | Legal India","isPartOf":{"@id":"https:\/\/www.legalindia.com\/judgments\/#website"},"datePublished":"2006-02-21T18:30:00+00:00","dateModified":"2017-08-24T15:24:07+00:00","breadcrumb":{"@id":"https:\/\/www.legalindia.com\/judgments\/new-india-assurance-co-ltd-vs-bhudi-singh-parmar-on-22-february-2006#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.legalindia.com\/judgments\/new-india-assurance-co-ltd-vs-bhudi-singh-parmar-on-22-february-2006"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.legalindia.com\/judgments\/new-india-assurance-co-ltd-vs-bhudi-singh-parmar-on-22-february-2006#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.legalindia.com\/judgments\/"},{"@type":"ListItem","position":2,"name":"New India Assurance Co. Ltd. vs Bhudi Singh Parmar on 22 February, 2006"}]},{"@type":"WebSite","@id":"https:\/\/www.legalindia.com\/judgments\/#website","url":"https:\/\/www.legalindia.com\/judgments\/","name":"Free Judgements of Supreme Court & High Court | Legal India","description":"Search and read the latest judgements, orders, and rulings from the Supreme Court of India and all High Courts. A comprehensive database for lawyers, advocates, and law students.","publisher":{"@id":"https:\/\/www.legalindia.com\/judgments\/#organization"},"alternateName":"Free judgements of Supreme Court & High Court of India | Legal India","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.legalindia.com\/judgments\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.legalindia.com\/judgments\/#organization","name":"Judgements of Supreme Court & High Court | Legal India","alternateName":"Legal India","url":"https:\/\/www.legalindia.com\/judgments\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.legalindia.com\/judgments\/#\/schema\/logo\/image\/","url":"https:\/\/www.legalindia.com\/judgments\/wp-content\/uploads\/sites\/5\/2025\/09\/legal-india-icon.jpg","contentUrl":"https:\/\/www.legalindia.com\/judgments\/wp-content\/uploads\/sites\/5\/2025\/09\/legal-india-icon.jpg","width":512,"height":512,"caption":"Judgements of Supreme Court & High Court | Legal India"},"image":{"@id":"https:\/\/www.legalindia.com\/judgments\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/LegalindiaCom\/","https:\/\/x.com\/Legal_india"]},{"@type":"Person","@id":"https:\/\/www.legalindia.com\/judgments\/#\/schema\/person\/0bfdffe9059fb8bb24a86d094609c5ea","name":"Legal India Admin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/4faa9d728ed1af3b73d52225c7f12901ac726fe6f7ea0a3348a1d51f3a930987?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4faa9d728ed1af3b73d52225c7f12901ac726fe6f7ea0a3348a1d51f3a930987?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/4faa9d728ed1af3b73d52225c7f12901ac726fe6f7ea0a3348a1d51f3a930987?s=96&d=mm&r=g","caption":"Legal India Admin"},"sameAs":["https:\/\/www.legalindia.com","https:\/\/x.com\/legaliadmin"],"url":"https:\/\/www.legalindia.com\/judgments\/author\/legal-india-admin"}]}},"modified_by":null,"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack_likes_enabled":true,"jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/posts\/148983","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/comments?post=148983"}],"version-history":[{"count":0,"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/posts\/148983\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/media?parent=148983"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/categories?post=148983"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/tags?post=148983"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}