{"id":165062,"date":"2010-05-07T00:00:00","date_gmt":"2010-05-06T18:30:00","guid":{"rendered":"https:\/\/www.legalindia.com\/judgments\/pankajbhai-vs-the-on-7-may-2010"},"modified":"2017-09-21T09:39:18","modified_gmt":"2017-09-21T04:09:18","slug":"pankajbhai-vs-the-on-7-may-2010","status":"publish","type":"post","link":"https:\/\/www.legalindia.com\/judgments\/pankajbhai-vs-the-on-7-may-2010","title":{"rendered":"Pankajbhai vs The on 7 May, 2010"},"content":{"rendered":"<div class=\"docsource_main\">Gujarat High Court<\/div>\n<div class=\"doc_title\">Pankajbhai vs The on 7 May, 2010<\/div>\n<div class=\"doc_author\">Author: Mr.S.J.Mukhopadhaya,&amp;Nbsp;Honourable Mr.Justice Kureshi,&amp;Nbsp;<\/div>\n<pre>   Gujarat High Court Case Information System \n\n  \n  \n    \n\n \n \n    \t      \n         \n\t    \n\t\t   Print\n\t\t\t\t          \n\n  \n\n\n\t \n\t \n\t \n\t \n\t \n\t \n\t \n\t \n\t\n\n\n \n\n\n\t \n\nSCA\/14629\/2007\t 8\/ 9\tORDER \n \n \n\n\t\n\n \n\nIN\nTHE HIGH COURT OF GUJARAT AT AHMEDABAD\n \n\n \n\n\n \n\nSPECIAL\nCIVIL APPLICATION No. 14629 of 2007\n \n\n \n \n=========================================\n\n\n \n\nPANKAJBHAI\nBABULAL DAVE - Petitioner(s)\n \n\nVersus\n \n\nTHE\nSTATE BANK OF INDIA &amp; 1 - Respondent(s)\n \n\n=========================================\n \nAppearance : \nMR\nPUSHPADATTA VYAS for the Petitioner. \nMS NALINI S LODHA for\nRespondent no.1. \nMR MANISH J PATEL and MR HEMAL A DAVE for\nRespondent no.2. \n========================================= \n\n \n\t  \n\t \n\t  \n\t\t \n\t\t\t \n\nCORAM\n\t\t\t: \n\t\t\t\n\t\t\n\t\t \n\t\t\t \n\nHONOURABLE\n\t\t\tTHE CHIEF JUSTICE MR. S.J. MUKHOPADHAYA\n\t\t\n\t\n\t \n\t\t \n\t\t\t \n\n \n\n\t\t\t\n\t\t\n\t\t \n\t\t\t \n\nand\n\t\t\n\t\n\t \n\t\t \n\t\t\t \n\n \n\n\t\t\t\n\t\t\n\t\t \n\t\t\t \n\nHONOURABLE\n\t\t\tMR.JUSTICE AKIL KURESHI\n\t\t\n\t\n\n \n\n \n \n\n\n \n\nDate\n: 07\/05\/2010 \n\n \n\n \n \n\t\t\t\t\tORAL\nORDER<\/pre>\n<p>(Per<br \/>\n: HONOURABLE MR.JUSTICE AKIL KURESHI)<\/p>\n<p>\t\tThe<br \/>\npetitioner has filed this petition challenging the order dated 8th<br \/>\nJune, 2007 passed by Debt Recovery Appellate Tribunal, Ahmedabad in<br \/>\nAppeal No. 23 of 2007 filed by the petitioner herein. He has also<br \/>\nprayed for quashing and setting aside the notice dated 17th February,<br \/>\n2007 produced at Annexure &#8220;A&#8221; to the petition under which<br \/>\nresidential property of the petitioner was put to auction sale by the<br \/>\nrespondent no.1 Bank.\n<\/p>\n<p>2.\t\tIt<br \/>\nis not in dispute that the petitioner was a borrower of the<br \/>\nrespondent bank, the secured creditor, having become a guarantor to a<br \/>\nloan obtained by the principal borrower from the bank. It is also not<br \/>\nin dispute that the principal amount alongwith accumulated interest<br \/>\nwas not repaid. The respondent bank therefore, initiated proceedings<br \/>\nunder The Securitisation and Reconstruction of Financial Assents and<br \/>\nEnforcement of Security Interest Act, 2002 (hereinafter referred to<br \/>\nas &#8220;The Securitisation Act&#8221; for short).\n<\/p>\n<p>3.\t\tNotice<br \/>\nunder Section 13(2) of the Act was issued. Under Section 13(4) of the<br \/>\nAct, the respondent Bank also took possession of the property in<br \/>\nquestion. Till then the petitioner took no steps. It is a case of the<br \/>\nrespondent bank that thereafter, the property in question was put to<br \/>\nauction sale.\n<\/p>\n<p>4.\t\tIt<br \/>\nappears that the petitioner, at one stage, approached the respondent<br \/>\nbank seeking benefit of One Time Settlement. In this regard, from the<br \/>\nbank a communication was issued to the petitioner on 21st January,<br \/>\n2006 indicating that the petitioner should pay the minimum amount of<br \/>\nRs. 7,50,000\/- and further that his application for One Time<br \/>\nSettlement should be received before 31st March, 2006 and that<br \/>\nsettlement should be reached latest by 30th June, 2006. It is a case<br \/>\nof the petitioner that though he had shown his willingness to abide<br \/>\nby the terms of the One Time Settlement, the respondent bank neither<br \/>\naccepted nor rejected his request. According to the bank, however,<br \/>\nthe offer of the petitioner was not unconditional. He had never shown<br \/>\nhis willingness to repay the entire debt as per One Time Settlement<br \/>\nterms and had shown his readiness to pay only part of the debt. To<br \/>\nthis aspect, we shall revert at a later stage.\n<\/p>\n<p>5.\t\tSince<br \/>\nthe bank was of the opinion that One Time Settlement offer had not<br \/>\nbeen worked out, the bank proceeded further with auction of the<br \/>\nproperty, the possession of which was taken under Securitisation Act.<br \/>\nA public notice was issued on 17th February, 2007 fixing the upset<br \/>\nprice at Rs. 7,50,000\/-.\n<\/p>\n<p>6.\t\tIt<br \/>\nappears that pursuant to the said auction notice, the auction was<br \/>\nheld, the property was sold for a sum of Rs.11,51,000\/-. It is the<br \/>\ncase of the bank that the sale has been confirmed and the sale<br \/>\ncertificate has also been issued in favour of the highest bidder upon<br \/>\npayment of the full price.\n<\/p>\n<p>7.\t\tThe<br \/>\npetitioner moved an application before Debt Recovery Appellate<br \/>\nTribunal being Appeal No. 23 of 2007. He challenged the sale notice<br \/>\ndated 17th February, 2007. This application was dismissed by the<br \/>\nimpugned order dated 8th June, 2007. The contention of the petitioner<br \/>\nthat no notice was issued to him before the auction was held, was<br \/>\nturned down on interpretation of Rule 9(1) as well as Rule 8(6) of<br \/>\nthe Security Interest (Enforcement) Rules, 2002. (&#8220;Rules&#8221;<br \/>\nfor short).\n<\/p>\n<p>8.\t\tIt<br \/>\nis this order of the Tribunal which  the petitioner has challenged in<br \/>\nthis petition alongwith the auction notice dated 17th February, 2007.\n<\/p>\n<p>9.\t\tBefore<br \/>\nus, the learned counsel for the petitioner vehemently submitted that<br \/>\nthe respondent bank did not finally reply to the request of the<br \/>\npetitioner for the benefit of One Time Settlement. Reliance was<br \/>\nplaced on the decision of <a href=\"\/doc\/546947\/\">Sardar Associates and Others vs. Punjab and<br \/>\nSind Bank and Others<\/a>  reported in (2009) 8 SCC 257, to contend that<br \/>\nsuch one One Time Settlement scheme is not discretionary and the<br \/>\nBank, if the borrower had shown willingness to abide was duty bound<br \/>\nto accept terms.\n<\/p>\n<p>10.\t\tIt<br \/>\nwas further contended that no notice was issued to the borrower.<br \/>\nReliance was placed on Rules   6,5,8 as well as 9(1) of the Rules to<br \/>\ncontend that individual notice to the borrower was necessary. Relying<br \/>\non proviso to sub-rule 6(1) of the Rules, it was contended that only<br \/>\nin case where the property is sought to be sold either through tender<br \/>\nor public auction, and by way of additional mode, a notice was<br \/>\nrequired to be published in the newspapers. In all cases, however, it<br \/>\nwas incumbent upon the bank to serve individual notice to the<br \/>\nborrower.\n<\/p>\n<p>11.\t\tRelying<br \/>\non the decision of the Apex Court in case of Commissioner<br \/>\nof Commercial Taxes, Board of Revenue, Madras and another vs.<br \/>\nRamkishan Shrikishan Jhaver etc. reported in AIR 1968 SC 59,<br \/>\nit was contended that a proviso if the context so provides can also<br \/>\nbe viewed as an individual provision and it is not always necessary<br \/>\nthat proviso is added to the statute by way of an exception to the<br \/>\nmain provision.\n<\/p>\n<p>12.\t\tReliance<br \/>\nwas also placed on the decision in the case of Kishorilal<br \/>\nvs. Sales Officer, District Land Development Bank and others<br \/>\nreported in 2006(7) SCC 496 to contend that when there is<br \/>\nno due notice to the borrower, the auction sale must fail.\n<\/p>\n<p>13.\t\tOn<br \/>\nthe other hand, learned counsel appearing for the respondent bank<br \/>\ncontended that the order passed by the Debt Recovery Tribunal was not<br \/>\nchallenged in the Appeal before Debt Recovery Appellate Tribunal<br \/>\nthough a statutory appeal was available.\n<\/p>\n<p>\t\tIt<br \/>\nwas contended that the possession of the  property was taken by the<br \/>\nbank after following due   process. That the property was in<br \/>\npossession of the neighbour and the keys were handed over to the<br \/>\nbank. At that stage, the petitioner ought to have known about steps<br \/>\ntaken by the bank.\n<\/p>\n<p>\t\tIt<br \/>\nwas contended that public notice was issued, one in Gujarati<br \/>\nnewspaper circulated in Mahesana, where the party is situated and<br \/>\nanother in Business Standard being circulated from Ahmedabad. It is<br \/>\nnot possible to believe that the petitioner was not aware about such<br \/>\npublication.\n<\/p>\n<p>\t\tIt<br \/>\nwas contended that the previous auction attempts had failed since no<br \/>\noffers were available from prospective borrowers. At this stage, the<br \/>\npetitioner made no move to challenge the auction process.\n<\/p>\n<p>\t\tIt<br \/>\nwas further contended that the petitioner approached Debt Recovery<br \/>\nTribunal against the notice for auction, meaning thereby the<br \/>\npetitioner was aware about notice being issued in the newspapers.\n<\/p>\n<p>\t\tIt<br \/>\nwas further contended that the petitioner never agreed to repay the<br \/>\nentire debt as per One Time Settlement, the bank therefore, could not<br \/>\nhave accepted such an offer which was conditional in nature.\n<\/p>\n<p>14.\t\tPreviously,<br \/>\nby an order dated 8th March, 2010 though we had inquired from the<br \/>\nlearned counsel for the petitioner whether the petitioner would be<br \/>\nwilling to deposit interest at the rate of 12% in favour of the<br \/>\nauction-purchaser, the learned counsel orally conveyed that the<br \/>\npetitioner would be so willing. However, no affidavit has been filed<br \/>\nto this effect. In any case, neither the bank nor the<br \/>\nauction-purchaser agreed to accept such an offer. We have therefore,<br \/>\nno option but to decide the petition on merits.\n<\/p>\n<p>15.\t\tHaving<br \/>\nheard learned counsel at considerable length and having perused the<br \/>\nmaterial on record, we find that the issue of non-acceptance of One<br \/>\nTime Settlement in favour of the petitioner needs summary conclusion.<br \/>\nWhat is pointed out by the learned counsel for the bank, the<br \/>\npetitioner had not shown willingness to pay the entire amount that<br \/>\nwould have been payable under One Time Settlement. His willingness<br \/>\nwas to pay only part of the burden. One Time Settlement does not<br \/>\nenvisage acceptance of amount in part. The stand of the bank that<br \/>\nsuch an offer being a conditional one could not have been accepted,<br \/>\nwarrants no interference. In that view of the matter, non-conveyance<br \/>\nof the bank to the petitioner about  his letter would not be fatal to<br \/>\nthe proceedings. Had the offer of the petitioner been unconditional,<br \/>\nperhaps, the bank was duty bound to consider the same in terms of the<br \/>\nscheme and convey its decision to the petitioner before taking<br \/>\nfurther steps.\n<\/p>\n<p>16.\t\tWith<br \/>\nrespect to the requirement of the individual notice, we may notice<br \/>\nrelevant statutory provisions at this stage. Rule 8 of the Rules<br \/>\npertains to the sale of immovable secured assets. Rule  9 pertains to<br \/>\ntime of sale, issue of sale certificate and delivery of possession<br \/>\netc. The relevant portion of the provisions reads as follows:\n<\/p>\n<p>&#8220;8. Sale<br \/>\nof immovable secured assets-\n<\/p>\n<p>(1) xxx   xxx<br \/>\nxxx<\/p>\n<p>(2) xxx   xxx<br \/>\nxxx<\/p>\n<p>(3) xxx   xxx<br \/>\nxxx<\/p>\n<p>(4) xxx   xxx<br \/>\nxxx<\/p>\n<p>(5) Before<br \/>\neffecting sale of the immovable property referred to in sub-rule (1)<br \/>\nof rule 9, the authorised officer shall obtain valuation of the<br \/>\nproperty from an approved valuer and in consultation with the secured<br \/>\ncreditor, fix the reserve price of the property and may sell the<br \/>\nwhole or any part of such immovable secured asset by any of the<br \/>\nfollowing methods:-\n<\/p>\n<p>(a) by<br \/>\nobtaining quotations from the persons dealing with     similar<br \/>\nsecured assets or otherwise interested in buying the such assets; or <\/p>\n<p>(b) by inviting<br \/>\ntenders from the public;\n<\/p>\n<p>(c)  by holding<br \/>\npublic auction; or<\/p>\n<p>(d)  by private<br \/>\ntreaty.\n<\/p>\n<p>(6)  The<br \/>\nauthorised officer shall serve to the borrower a notice of thirty<br \/>\ndays for sale of the immovable secured assets, under sub-rule (5):\n<\/p>\n<p>\t\tProvided that<br \/>\nif the sale of such secured asset is being effected by either<br \/>\ninviting tenders from the public or by holding public auction, the<br \/>\nsecured creditor shall cause a public notice in two leading<br \/>\nnewspapers one in vernacular language having sufficient circulation<br \/>\nin the locality by setting out the terms of the sale, which shall<br \/>\ninclude-\n<\/p>\n<p>(a) The<br \/>\ndescription of the immovable property to be sold, including the<br \/>\ndetails of the encumbrances known to the secured creditor;\n<\/p>\n<p>(b)  the<br \/>\nsecured debt for recovery of which the property is to be sold;\n<\/p>\n<p>(c)  reserve<br \/>\nprice, below which the property may not be sold;\n<\/p>\n<p>(d)  time and<br \/>\nplace of public auction or the time after which sale by any other<br \/>\nmode shall be completed;\n<\/p>\n<p>(e) depositing<br \/>\nearnest money as may be stipulated by the secured creditor;\n<\/p>\n<p>(f)  any other<br \/>\nthing which the authorised officer considers it material for a<br \/>\npurchaser to know in order to judge the nature and value of the<br \/>\nproperty;\n<\/p>\n<p>9.  Time of<br \/>\nsale, issues of sale certificate and delivery of possession etc. &#8211;\n<\/p>\n<p>(1) No sale of<br \/>\nimmovable property under these rules shall take place before th<br \/>\nexpiry of thirty days from the date on which the public notice of<br \/>\nsale is published in newspapers as referred to in the proviso to<br \/>\nsub-rule (6) or notice of sale has been served to the borrower.&#8221;\n<\/p>\n<p>17.\t\tUpon<br \/>\nperusal of the above noted provisions, one would find that under<br \/>\nsub-rule (1) of Rule 9 of the Rules, it is provided that no sale of<br \/>\nimmovable asset under this Rule shall take place before expiry of 30<br \/>\ndays from the date on which public notice of sale is published as<br \/>\nreferred to in sub-rule 6 or notice of sale has been served to the<br \/>\nborrower.\n<\/p>\n<p>\t\tTherefore,<br \/>\nreverting to the provisions of sub-rule (6), one finds that it<br \/>\nrequires an authorised officer to serve to the borrower a notice of<br \/>\n30 days for sale of immovable secured assets under Sub-rule (5).<br \/>\nProviso however, provides that if sale of such secured assets is<br \/>\nbeing effected, either by inviting tenders from the public or by<br \/>\nholding a public auction, the secured creditor is required to cause a<br \/>\npublic notice in two leading news papers, one in Vernacular and<br \/>\nanother having sufficient circulation.\n<\/p>\n<p>18.\t\tIt<br \/>\ncan thus be seen that though ordinary mode of serving a notice to<br \/>\nthe borrower of auction of 30 days of individual notice, however,<br \/>\nwhere under  four modes envisaged for disposal of the property, the<br \/>\nbank proposes to sell the property either by way of tender or by way<br \/>\nof a public auction, it is sufficient if the notice is published in<br \/>\ntwo newspapers as provided under the proviso to sub-rule 6 of Rule 8<br \/>\nof the Rules. To our mind, the proviso provides for exception to the<br \/>\nmain requirement of the individual notice to a borrower in case of<br \/>\nwhere the bank proposes to sell the property either by auction or by<br \/>\na tender. The purpose appears to be quite simple. If through tender<br \/>\nor through public auction, members of public are required to be<br \/>\ninvited to bid for the property, additional individual notice to the<br \/>\nborrower in such a case would not be necessary since the secured<br \/>\ncreditor in any case would be required to issue a public notice for<br \/>\nthe same. Significantly, in the proviso, the words having used &#8220;shall<br \/>\ncause a public notice&#8221; and does not use the words &#8220;shall<br \/>\nalso cause a public notice&#8221;. This, to our mind is one of the<br \/>\ncommunications that the proviso to be made an exception to the main<br \/>\nrequirement contained in the main Rule 6.\n<\/p>\n<p>19.\t\tIn<br \/>\nthe present case, admittedly, public notices were issued. It is not<br \/>\npossible to hold that the petitioner was not aware about said steps<br \/>\nbeing initiated by the bank. He took no steps to raise objection at<br \/>\nthat stage. The allegation of fraud are neither pleaded on record nor<br \/>\nany individual is joined in the petition by name. Such allegations<br \/>\nare therefore, not taken into account in this petition.\n<\/p>\n<p>20.\t\tBefore<br \/>\nclosing, we may notice that under an order dated 11th April, 2008,<br \/>\nthe petitioner was required to deposit a sum of Rs. 11,51,000\/-<br \/>\nbefore this Court. Learned counsel for the petitioner pointed out<br \/>\nthat the said amount was deposited on 2nd May, 2008. If the<br \/>\npetitioner applies for refund of such amount to the Registry, the<br \/>\nsame shall be paid to the petitioner through an account payee cheque<br \/>\nafter due verification alongwith accrued interest, if any.\n<\/p>\n<p>21.\t\tSubject<br \/>\nto above directions, the petition is dismissed. Rule is discharged.<br \/>\nNo costs.\n<\/p>\n<p>                    (S.J.Mukhopadhaya,C.J.)<\/p>\n<p>                    (Akil<br \/>\nKureshi,J)<\/p>\n<p>***vcdarji<\/p>\n<p>\t\t   \u00a0\u00a0\u00a0<\/p>\n<p>\t\t   Top<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Gujarat High Court Pankajbhai vs The on 7 May, 2010 Author: Mr.S.J.Mukhopadhaya,&amp;Nbsp;Honourable Mr.Justice Kureshi,&amp;Nbsp; Gujarat High Court Case Information System Print SCA\/14629\/2007 8\/ 9 ORDER IN THE HIGH COURT OF GUJARAT AT AHMEDABAD SPECIAL CIVIL APPLICATION No. 14629 of 2007 ========================================= PANKAJBHAI BABULAL DAVE &#8211; Petitioner(s) Versus THE STATE BANK OF INDIA &amp; 1 &#8211; [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[16,8],"tags":[],"class_list":["post-165062","post","type-post","status-publish","format-standard","hentry","category-gujarat-high-court","category-high-court"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Pankajbhai vs The on 7 May, 2010 - Free Judgements of Supreme Court &amp; High Court | Legal India<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.legalindia.com\/judgments\/pankajbhai-vs-the-on-7-may-2010\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pankajbhai vs The on 7 May, 2010 - Free Judgements of Supreme Court &amp; High Court | Legal India\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.legalindia.com\/judgments\/pankajbhai-vs-the-on-7-may-2010\" \/>\n<meta property=\"og:site_name\" content=\"Free Judgements of Supreme Court &amp; High Court | Legal India\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/LegalindiaCom\/\" \/>\n<meta property=\"article:published_time\" content=\"2010-05-06T18:30:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2017-09-21T04:09:18+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i0.wp.com\/www.legalindia.com\/judgments\/wp-content\/uploads\/sites\/5\/2025\/09\/legal-india-icon.jpg?fit=512%2C512&ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"512\" \/>\n\t<meta property=\"og:image:height\" content=\"512\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Legal India Admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@legaliadmin\" \/>\n<meta name=\"twitter:site\" content=\"@Legal_india\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Legal India Admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"12 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/pankajbhai-vs-the-on-7-may-2010#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/pankajbhai-vs-the-on-7-may-2010\"},\"author\":{\"name\":\"Legal India Admin\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#\\\/schema\\\/person\\\/0bfdffe9059fb8bb24a86d094609c5ea\"},\"headline\":\"Pankajbhai vs The on 7 May, 2010\",\"datePublished\":\"2010-05-06T18:30:00+00:00\",\"dateModified\":\"2017-09-21T04:09:18+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/pankajbhai-vs-the-on-7-may-2010\"},\"wordCount\":2291,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#organization\"},\"articleSection\":[\"Gujarat High Court\",\"High Court\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/pankajbhai-vs-the-on-7-may-2010#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/pankajbhai-vs-the-on-7-may-2010\",\"url\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/pankajbhai-vs-the-on-7-may-2010\",\"name\":\"Pankajbhai vs The on 7 May, 2010 - Free Judgements of Supreme Court &amp; High Court | Legal India\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#website\"},\"datePublished\":\"2010-05-06T18:30:00+00:00\",\"dateModified\":\"2017-09-21T04:09:18+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/pankajbhai-vs-the-on-7-may-2010#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/pankajbhai-vs-the-on-7-may-2010\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/pankajbhai-vs-the-on-7-may-2010#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Pankajbhai vs The on 7 May, 2010\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#website\",\"url\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/\",\"name\":\"Free Judgements of Supreme Court & High Court | Legal India\",\"description\":\"Search and read the latest judgements, orders, and rulings from the Supreme Court of India and all High Courts. A comprehensive database for lawyers, advocates, and law students.\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#organization\"},\"alternateName\":\"Free judgements of Supreme Court & High Court of India | Legal India\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#organization\",\"name\":\"Judgements of Supreme Court & High Court | Legal India\",\"alternateName\":\"Legal India\",\"url\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/wp-content\\\/uploads\\\/sites\\\/5\\\/2025\\\/09\\\/legal-india-icon.jpg\",\"contentUrl\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/wp-content\\\/uploads\\\/sites\\\/5\\\/2025\\\/09\\\/legal-india-icon.jpg\",\"width\":512,\"height\":512,\"caption\":\"Judgements of Supreme Court & High Court | Legal India\"},\"image\":{\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/LegalindiaCom\\\/\",\"https:\\\/\\\/x.com\\\/Legal_india\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#\\\/schema\\\/person\\\/0bfdffe9059fb8bb24a86d094609c5ea\",\"name\":\"Legal India Admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/4faa9d728ed1af3b73d52225c7f12901ac726fe6f7ea0a3348a1d51f3a930987?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/4faa9d728ed1af3b73d52225c7f12901ac726fe6f7ea0a3348a1d51f3a930987?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/4faa9d728ed1af3b73d52225c7f12901ac726fe6f7ea0a3348a1d51f3a930987?s=96&d=mm&r=g\",\"caption\":\"Legal India Admin\"},\"sameAs\":[\"https:\\\/\\\/www.legalindia.com\",\"https:\\\/\\\/x.com\\\/legaliadmin\"],\"url\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/author\\\/legal-india-admin\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Pankajbhai vs The on 7 May, 2010 - Free Judgements of Supreme Court &amp; High Court | Legal India","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.legalindia.com\/judgments\/pankajbhai-vs-the-on-7-may-2010","og_locale":"en_US","og_type":"article","og_title":"Pankajbhai vs The on 7 May, 2010 - Free Judgements of Supreme Court &amp; High Court | Legal India","og_url":"https:\/\/www.legalindia.com\/judgments\/pankajbhai-vs-the-on-7-may-2010","og_site_name":"Free Judgements of Supreme Court &amp; High Court | Legal India","article_publisher":"https:\/\/www.facebook.com\/LegalindiaCom\/","article_published_time":"2010-05-06T18:30:00+00:00","article_modified_time":"2017-09-21T04:09:18+00:00","og_image":[{"width":512,"height":512,"url":"https:\/\/i0.wp.com\/www.legalindia.com\/judgments\/wp-content\/uploads\/sites\/5\/2025\/09\/legal-india-icon.jpg?fit=512%2C512&ssl=1","type":"image\/jpeg"}],"author":"Legal India Admin","twitter_card":"summary_large_image","twitter_creator":"@legaliadmin","twitter_site":"@Legal_india","twitter_misc":{"Written by":"Legal India Admin","Est. reading time":"12 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.legalindia.com\/judgments\/pankajbhai-vs-the-on-7-may-2010#article","isPartOf":{"@id":"https:\/\/www.legalindia.com\/judgments\/pankajbhai-vs-the-on-7-may-2010"},"author":{"name":"Legal India Admin","@id":"https:\/\/www.legalindia.com\/judgments\/#\/schema\/person\/0bfdffe9059fb8bb24a86d094609c5ea"},"headline":"Pankajbhai vs The on 7 May, 2010","datePublished":"2010-05-06T18:30:00+00:00","dateModified":"2017-09-21T04:09:18+00:00","mainEntityOfPage":{"@id":"https:\/\/www.legalindia.com\/judgments\/pankajbhai-vs-the-on-7-may-2010"},"wordCount":2291,"commentCount":0,"publisher":{"@id":"https:\/\/www.legalindia.com\/judgments\/#organization"},"articleSection":["Gujarat High Court","High Court"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.legalindia.com\/judgments\/pankajbhai-vs-the-on-7-may-2010#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.legalindia.com\/judgments\/pankajbhai-vs-the-on-7-may-2010","url":"https:\/\/www.legalindia.com\/judgments\/pankajbhai-vs-the-on-7-may-2010","name":"Pankajbhai vs The on 7 May, 2010 - Free Judgements of Supreme Court &amp; High Court | Legal India","isPartOf":{"@id":"https:\/\/www.legalindia.com\/judgments\/#website"},"datePublished":"2010-05-06T18:30:00+00:00","dateModified":"2017-09-21T04:09:18+00:00","breadcrumb":{"@id":"https:\/\/www.legalindia.com\/judgments\/pankajbhai-vs-the-on-7-may-2010#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.legalindia.com\/judgments\/pankajbhai-vs-the-on-7-may-2010"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.legalindia.com\/judgments\/pankajbhai-vs-the-on-7-may-2010#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.legalindia.com\/judgments\/"},{"@type":"ListItem","position":2,"name":"Pankajbhai vs The on 7 May, 2010"}]},{"@type":"WebSite","@id":"https:\/\/www.legalindia.com\/judgments\/#website","url":"https:\/\/www.legalindia.com\/judgments\/","name":"Free Judgements of Supreme Court & High Court | Legal India","description":"Search and read the latest judgements, orders, and rulings from the Supreme Court of India and all High Courts. A comprehensive database for lawyers, advocates, and law students.","publisher":{"@id":"https:\/\/www.legalindia.com\/judgments\/#organization"},"alternateName":"Free judgements of Supreme Court & High Court of India | Legal India","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.legalindia.com\/judgments\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.legalindia.com\/judgments\/#organization","name":"Judgements of Supreme Court & High Court | Legal India","alternateName":"Legal India","url":"https:\/\/www.legalindia.com\/judgments\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.legalindia.com\/judgments\/#\/schema\/logo\/image\/","url":"https:\/\/www.legalindia.com\/judgments\/wp-content\/uploads\/sites\/5\/2025\/09\/legal-india-icon.jpg","contentUrl":"https:\/\/www.legalindia.com\/judgments\/wp-content\/uploads\/sites\/5\/2025\/09\/legal-india-icon.jpg","width":512,"height":512,"caption":"Judgements of Supreme Court & High Court | Legal India"},"image":{"@id":"https:\/\/www.legalindia.com\/judgments\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/LegalindiaCom\/","https:\/\/x.com\/Legal_india"]},{"@type":"Person","@id":"https:\/\/www.legalindia.com\/judgments\/#\/schema\/person\/0bfdffe9059fb8bb24a86d094609c5ea","name":"Legal India Admin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/4faa9d728ed1af3b73d52225c7f12901ac726fe6f7ea0a3348a1d51f3a930987?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4faa9d728ed1af3b73d52225c7f12901ac726fe6f7ea0a3348a1d51f3a930987?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/4faa9d728ed1af3b73d52225c7f12901ac726fe6f7ea0a3348a1d51f3a930987?s=96&d=mm&r=g","caption":"Legal India Admin"},"sameAs":["https:\/\/www.legalindia.com","https:\/\/x.com\/legaliadmin"],"url":"https:\/\/www.legalindia.com\/judgments\/author\/legal-india-admin"}]}},"modified_by":null,"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack_likes_enabled":true,"jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/posts\/165062","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/comments?post=165062"}],"version-history":[{"count":0,"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/posts\/165062\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/media?parent=165062"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/categories?post=165062"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/tags?post=165062"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}