{"id":168055,"date":"2008-08-21T00:00:00","date_gmt":"2008-08-20T18:30:00","guid":{"rendered":"https:\/\/www.legalindia.com\/judgments\/o-k-pocker-vs-state-bank-of-india-on-21-august-2008"},"modified":"2017-08-24T10:40:00","modified_gmt":"2017-08-24T05:10:00","slug":"o-k-pocker-vs-state-bank-of-india-on-21-august-2008","status":"publish","type":"post","link":"https:\/\/www.legalindia.com\/judgments\/o-k-pocker-vs-state-bank-of-india-on-21-august-2008","title":{"rendered":"O.K.Pocker vs State Bank Of India on 21 August, 2008"},"content":{"rendered":"<div class=\"docsource_main\">Kerala High Court<\/div>\n<div class=\"doc_title\">O.K.Pocker vs State Bank Of India on 21 August, 2008<\/div>\n<pre>       \n\n  \n\n  \n\n \n \n  IN THE HIGH COURT OF KERALA AT ERNAKULAM\n\nWP(C).No. 24631 of 2008(G)\n\n\n1. O.K.POCKER, VALIYADUTH HOUSE,\n                      ...  Petitioner\n\n                        Vs\n\n\n\n1. STATE BANK OF INDIA, REPRESENTED BY ITS\n                       ...       Respondent\n\n2. AUTHORISED OFFICER, STATE BANK OF INDIA\n\n3. BRANCH MANAGER, STATE BANK OF INDIA,\n\n                For Petitioner  :SRI.B.V.JOY SANKER\n\n                For Respondent  :SRI.K.JAYAKUMAR\n\nThe Hon'ble MR. Justice S.SIRI JAGAN\n\n Dated :21\/08\/2008\n\n O R D E R\n                        S. SIRI JAGAN, J.\n                ------------------------------------\n                  W.P.(C)No.24631 OF 2008\n              ----------------------------------------\n               Dated this the 21st day of August, 2008\n\n                             JUDGMENT\n<\/pre>\n<p>      The petitioner is a defaulter in repayment of loan amounts<\/p>\n<p>due from him to the respondents. The petitioner submits that<\/p>\n<p>the loan is a house building loan and the petitioner may be<\/p>\n<p>permitted to regularise the loan account by paying the defaulted<\/p>\n<p>instalments and he may be allowed to continue payment of the<\/p>\n<p>regular instalments in accordance with the loan agreement.<\/p>\n<p>      2.   This is opposed by the learned counsel for the<\/p>\n<p>respondents, who would submit that the petitioner has not paid<\/p>\n<p>any amount in repayment of the loan amounts and as such he is<\/p>\n<p>not entitled to any reliefs in the matter.\n<\/p>\n<p>      3.   After hearing both sides, I feel that the petitioner can<\/p>\n<p>be given another opportunity to regularise the loan account and<\/p>\n<p>continue to pay the future instalments as per the loan agreement<\/p>\n<p>without default. Accordingly, the writ petition is disposed of with<\/p>\n<p>the following directions:\n<\/p>\n<p><span class=\"hidden_text\">W.P.(c)No.24631\/08               2<\/span><\/p>\n<p>      The petitioner shall pay an amount of Rs.1,50,000\/-<\/p>\n<p>(Rupees One lakh fifty thousand only) before 10th September<\/p>\n<p>2008. On such payment, the respondents shall regularise the<\/p>\n<p>petitioner&#8217;s loan account and allow the petitioner to pay off the<\/p>\n<p>future instalments in accordance with the loan agreement. If<\/p>\n<p>the petitioner remits the Rs.1,50,000\/- and the future<\/p>\n<p>instalments on the due dates as per the loan agreement,<\/p>\n<p>further proceedings under the Act shall be kept in abeyance.<\/p>\n<p>However, if the petitioner fails to pay the Rs.1,50,000\/- and<\/p>\n<p>any of the future instalments, it would be open to the<\/p>\n<p>respondents to continue proceedings as now initiated without<\/p>\n<p>having to issue any fresh notice or proceedings in that regard.<\/p>\n<p>                                       S. SIRI JAGAN, JUDGE<\/p>\n<p>Acd<\/p>\n<p><span class=\"hidden_text\">W.P.(c)No.24631\/08    3<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Kerala High Court O.K.Pocker vs State Bank Of India on 21 August, 2008 IN THE HIGH COURT OF KERALA AT ERNAKULAM WP(C).No. 24631 of 2008(G) 1. O.K.POCKER, VALIYADUTH HOUSE, &#8230; Petitioner Vs 1. STATE BANK OF INDIA, REPRESENTED BY ITS &#8230; Respondent 2. AUTHORISED OFFICER, STATE BANK OF INDIA 3. BRANCH MANAGER, STATE BANK OF [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[8,21],"tags":[],"class_list":["post-168055","post","type-post","status-publish","format-standard","hentry","category-high-court","category-kerala-high-court"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>O.K.Pocker vs State Bank Of India on 21 August, 2008 - Free Judgements of Supreme Court &amp; High Court | Legal India<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.legalindia.com\/judgments\/o-k-pocker-vs-state-bank-of-india-on-21-august-2008\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"O.K.Pocker vs State Bank Of India on 21 August, 2008 - Free Judgements of Supreme Court &amp; 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