{"id":178099,"date":"2007-08-13T00:00:00","date_gmt":"2007-08-12T18:30:00","guid":{"rendered":"https:\/\/www.legalindia.com\/judgments\/mrs-ratna-alexander-bhambhani-vs-ruby-complexes-pvt-ltd-and-on-13-august-2007"},"modified":"2017-12-13T07:39:19","modified_gmt":"2017-12-13T02:09:19","slug":"mrs-ratna-alexander-bhambhani-vs-ruby-complexes-pvt-ltd-and-on-13-august-2007","status":"publish","type":"post","link":"https:\/\/www.legalindia.com\/judgments\/mrs-ratna-alexander-bhambhani-vs-ruby-complexes-pvt-ltd-and-on-13-august-2007","title":{"rendered":"Mrs. Ratna Alexander Bhambhani vs Ruby Complexes Pvt. Ltd. And &#8230; on 13 August, 2007"},"content":{"rendered":"<div class=\"docsource_main\">National Consumer Disputes Redressal<\/div>\n<div class=\"doc_title\">Mrs. Ratna Alexander Bhambhani vs Ruby Complexes Pvt. Ltd. And &#8230; on 13 August, 2007<\/div>\n<pre>  \n \n \n \n \n \n NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION\n  \n \n\n\n\n\n\n\n\n \n\n\n\n \n\nNATIONAL CONSUMER DISPUTES REDRESSAL\nCOMMISSION\n\n \n\n  NEW DELHI\n\n \n\n\u00a0\n\n \n\n \u00a0 \u00a0FIRST APPEAL No. 566\nOF\u00a0\u00a0\u00a0 2006\n\n \n\n(from the\norder dated\u00a0 18.4.2006\u00a0\u00a0\u00a0 in Comp. No.80\/2001 \n\n \n\n\u00a0 of\nthe State Commission,  Gujarat)\n\n \n\n\u00a0\n\n \n\nMrs. Ratna Alexander Bhambhani\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\nAppellant \n\n \n\n\u00a0\n\n \n\nVersus\n\n \n\n\u00a0\n\n \n\nRuby Complexes Pvt. Ltd. and\nothers\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\n Respondents\n\n \n\n\u00a0\n\n \n\n BEFORE :\n\n \n\n\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\nHONBLE MR.JUSTICE M.B. SHAH, PRESIDENT\n\n \n\n\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\nMRS. RAJYALAKSHMI RAO, MEMBER\n\n \n\n\u00a0\n\n \n\nFor the\nAppellant\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\n:\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Mr.\u00a0 Sukumar\nPattjoshi, Advocate \n\n \n\n\u00a0\n\n \n\nFor the Respondents \u00a0\n:\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Mr.\u00a0 S.J. Mehta,\u00a0 Advocate\u00a0\u00a0\u00a0 \n\n \n\n\u00a0\n\n \n\n 13.08.2007\n\n ORDER\n<\/pre>\n<p>\u00a0<\/p>\n<p> M.B. SHAH, J., PRESIDENT<\/p>\n<p>Heard the learned counsel for the parties.\n<\/p>\n<p>Being<br \/>\naggrieved\u00a0 and dissatisfied by the judgement and order dated 18.4.2006<br \/>\npassed\u00a0 in Complaint No.80 of 2001 by the State Consumer Disputes<br \/>\nRedressal Commission Gujarat State,\u00a0 at\u00a0 Ahmedabad,<br \/>\nthe complainant has preferred this appeal.\u00a0\n<\/p>\n<p>\u00a0Undisputedly,<br \/>\nby an Agreement dated 31.12.1996 the complainant has agreed to purchase a flat<br \/>\nfor a\u00a0 consideration of<br \/>\nRs.9,10,000\/-.\u00a0\u00a0 It was also agreed that possession of the said flat<br \/>\nwas to be delivered to the complainant on or before 31.12.1998.\n<\/p>\n<p>It is the say of<br \/>\nthe complainant that the complainant paid a sum of Rs.30,000\/- on<br \/>\n6.9.1996,\u00a0 Rs.7,20,000\/- on 28.2.1997\u00a0 and Rs.1,60,000\/- on 1.1.1997<br \/>\ni.e. in all Rs.9,10,000\/- to the respondents.\u00a0 There is no dispute between<br \/>\nthe parties with regard to payment of the above stated amounts.\u00a0\n<\/p>\n<p>She further<br \/>\ncontends that\u00a0 in addition to the aforesaid<br \/>\namounts,\u00a0 she had\u00a0 paid\u00a0 an amount of Rs.\n<\/p>\n<p>3,60,000\/-\u00a0 in cash on 26.12.1996 to the Opp.<br \/>\nParties-Builders.\u00a0 In support of this contention,\u00a0<br \/>\nreliance is placed upon the\u00a0 Pass Book\u00a0 of Bharat<br \/>\nOverseas Bank\u00a0 which shows that the said amount\u00a0 of Rs.3,60,000\/- was<br \/>\nwithdrawn by the complainant\u00a0 on the said date.\n<\/p>\n<p>\u00a0 She has<br \/>\nalso relied\u00a0 on the cheque\u00a0<br \/>\ngiven to Ms. Bhadresh K. Shah for 1501 Pounds encashable at National Westminister<br \/>\nBank,   London.\u00a0 Similarly,<br \/>\nanother\u00a0 cheque was<br \/>\nissued for 1501 Pounds\u00a0 in favour of Jayshree B. Shah and a third cheque<br \/>\nwas issued in favour of Kalpana\u00a0<br \/>\nS. Shah on\u00a0 the same Bank.\u00a0 All the cheques<br \/>\nwere issued on 29.12.1996.\u00a0 The total\u00a0 comes<br \/>\nto 4603 Pounds   Sterling.\u00a0\u00a0\n<\/p>\n<p>On that basis, the Complainant has calculated\u00a0 the<br \/>\nequivalent value in Indian Ruppee at\u00a0<br \/>\nRs.2,90,000\/-.\u00a0 The Complainant has pointed out that the cheques were issued at the instance of one of the partners<br \/>\nof the builder, namely, Mr. Badresh K.\n<\/p>\n<p>Shah.\u00a0\u00a0 Mrs. Jayshree B. Shah\u00a0\u00a0<br \/>\nis the wife of Badresh K. Shah. The said cheques were\u00a0 credited in favour of respective persons, who are the relatives of the<br \/>\npartners of builders.\n<\/p>\n<p>Thereafter, as<br \/>\nthe possession of the flat was not delivered, as agreed, the complainant was<br \/>\nrequired to approach the State Commission by filing Complaint on 4.5.2001 with<br \/>\na prayer to direct the Builders\u00a0 to complete the<br \/>\nentire work of the flat as per the specification shown in the advertisement and<br \/>\nto pay a sum of Rs.19,99,950\/- with interest @ 13.5% per annum from the date of<br \/>\napplication till realization.\u00a0 The amount of Rs.19,99,950\/-<br \/>\nwas calculated on various counts,\u00a0 as mentioned in paragraph 23 of the<br \/>\ncomplaint.\u00a0\n<\/p>\n<p>After<br \/>\nconsidering the facts,\u00a0 the complaint was partly allowed by the State<br \/>\nCommission and the Builders were directed to carry out the remaining work as<br \/>\nper the brochure,\u00a0 within one months\u00a0 time after mutually adjusting<br \/>\nthe dates, failing which builders were directed to pay a sum of Rs.1,27,650\/-<br \/>\nwith costs of Rs.2500\/-.\n<\/p>\n<p> Findings:\n<\/p>\n<p>Learned counsel<br \/>\nappearing on behalf of the appellant submitted that the State Commission<br \/>\nmaterially erred in not considering the payment of the extra amount\u00a0 by<br \/>\nthe complainant to the\u00a0\u00a0 Builders,\u00a0\u00a0\u00a0\u00a0 by merely<br \/>\nobserving that\u00a0 as there was a denial by the builders with regard to the<br \/>\nreceipt of the three cheques on the names of the<br \/>\nrelatives of Opp. Party(s) in pound sterling because<br \/>\nsuch\u00a0 transactions on the\u00a0 face of it may raise ugly question<br \/>\nunrelated to this complaint and will not contribute to solve or help to solve<br \/>\nthe complaint.\n<\/p>\n<p>In our view, the<br \/>\napproach of the State Commission is totally unjustified because there is no<br \/>\ndenial on the part of Mr. Badresh K. Shah with regard<br \/>\nto the said cheques.\u00a0 Further,\u00a0<br \/>\nthe complainant has issued the three cheques<br \/>\non the same day i.e. 29.12.1996 in favour of<br \/>\nrelatives of partners of the builders. There is no other reason\u00a0 mentioned by the Builder to contend that the\u00a0<br \/>\ncomplainant was required to issue the cheques in the<br \/>\nname of said three ladies in   London<br \/>\nwho are not related to complainant.\u00a0\n<\/p>\n<p>Further, in the<br \/>\nevidence, which was recorded by the State Commission, Mr.Badresh<br \/>\nK. Shah has admitted that Mrs. Jayshree B. Shah is<br \/>\nhis wife and that\u00a0 he does not remember whether<br \/>\nthe cheque was drawn on the Nat West<br \/>\nBank.\u00a0\u00a0 He has not denied the issuance of the said cheques or receipt of the said amount.\n<\/p>\n<p>Hence,\u00a0 the receipt\u00a0 of the said amount cannot be<br \/>\ndisputed as\u00a0 the same was paid by cheques and<br \/>\nthe cheques were\u00a0 also encashed<br \/>\nby the relatives of one of the partners.\u00a0 That\u00a0<br \/>\namount comes to Rs.2,90,000\/-. Considering this aspect, respondents are<br \/>\nrequired to refund the amount of Rs.2,90,000\/- .\u00a0\n<\/p>\n<p>Secondly, it is<br \/>\ncontended by the complainant that she paid Rs.3,60,000\/-<br \/>\nin cash on 26.12.1996 to the builders as demanded by them.\u00a0 For this<br \/>\npurpose, she has relied upon the Bank entry whereby she has withdrawn Rs.3,60,000\/- in cash on 26.12.1996.\u00a0 In our view, it would<br \/>\nbe difficult for us to accept\u00a0 the said<br \/>\ncontention as there is no other evidence in support of the say of the<br \/>\ncomplainant that she was compelled to pay the said amount in cash to the<br \/>\nbuilders.\u00a0 We cannot presume that the said amount was paid to the<br \/>\nbuilders.\n<\/p>\n<p>Further, apart<br \/>\nfrom the aforesaid payments, it is apparent that the flat remained incomplete<br \/>\nfor years together and it was finally completed after the direction issued by<br \/>\nthis Commission.\u00a0 As against this, learned counsel for the Opp. Party pointed out that even before the State<br \/>\nCommission, Builders were prepared to complete the construction work as per<br \/>\nrequirement of the brochure but the complainant was not permitting them to<br \/>\ncomplete the said work and she was regularly visiting the UK.\n<\/p>\n<p>Learned counsel<br \/>\nMr. Mehta also\u00a0 submitted that the complainant<br \/>\nwas required to pay maintenance charges as well as car parking and development<br \/>\ncharges which according to Mr. Mehta comes to Rs. 2 lacs which she has not paid uptil<br \/>\nnow despite taking possession. Therefore, the builders were not at fault in<br \/>\ncompleting the construction work.\n<\/p>\n<p>It appears that<br \/>\npossession of the flat was given to the complainant by the intervention of<br \/>\nPolice help on 11.11.2000.\u00a0 No doubt, it was an incompleted\u00a0 flat. As the dispute persisted, as per direction<br \/>\ngiven by the State Commission, registered documents were executed in favour of the complainant with regard to the said<br \/>\nflat.\u00a0\u00a0 It is to be stated that on the basis of our direction Punchnama with regard to the construction of the flat was<br \/>\nprepared.\u00a0 As per the Punchnama\u00a0 the flat was fully constructed as per the<br \/>\nbrochure.\u00a0 No doubt, there is an endorsement made in the Punchnama by the complainant that it was not to her<br \/>\nsatisfaction.\n<\/p>\n<p>Further,<br \/>\nthe\u00a0 complainant has pointed out that as per the payment schedule which<br \/>\nhas been given by the Opp. Parties, covered car<br \/>\nparking charges was for a sum of Rs.50,000\/- and for life time maintenance<br \/>\ncharges and development charges\u00a0 were required to be paid\u00a0 i.e. Rs.40,000\/-<br \/>\nand\u00a0 Rs.25,000\/- respectively.\u00a0 The total comes to Rs.1,15,000\/-.\u00a0\n<\/p>\n<p>Considering the<br \/>\naforesaid aspect, in our view, it would be just and proper to direct the<br \/>\nrespondents\u00a0 to refund the amount of Rs.2,90,000\/- by deducting\u00a0<br \/>\nRs.1,15,000\/- which comes to Rs.1,75,000\/- and also pay interest @ 10% p.a. on<br \/>\nRs.9,10,000\/- for 1 year and 10 months\u00a0 delay in delivering the<br \/>\npossession, which comes to approximately Rs.1,66,833\/- and cost of litigation<br \/>\ni.e. in all Rs.50,000\/-.\u00a0 Respondents, in all,\u00a0<br \/>\nshall pay a sum of\u00a0\u00a0 Rs.3,91,833\/-\u00a0 ( Rs.1,75,000 +<br \/>\nRs.166,833\/- + Rs.50,000\/-) within a period of 6 weeks from today.\u00a0 The<br \/>\nAppeal stands disposed of accordingly.\n<\/p>\n<p>\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0<\/p>\n<p>Sd\/-\n<\/p>\n<p>J.\n<\/p>\n<p>(M.B. SHAH)<\/p>\n<p>PRESIDENT<\/p>\n<p>Sd\/-\n<\/p>\n<p>(RAJYALAKSHMI RAO)<\/p>\n<p>MEMBER<\/p>\n<p>SG\/17<\/p>\n<p>\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"<p>National Consumer Disputes Redressal Mrs. Ratna Alexander Bhambhani vs Ruby Complexes Pvt. Ltd. And &#8230; on 13 August, 2007 NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION NEW DELHI \u00a0 \u00a0 \u00a0FIRST APPEAL No. 566 OF\u00a0\u00a0\u00a0 2006 (from the order dated\u00a0 18.4.2006\u00a0\u00a0\u00a0 in Comp. No.80\/2001 \u00a0 of the State Commission, Gujarat) \u00a0 Mrs. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-178099","post","type-post","status-publish","format-standard","hentry","category-judgements"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Mrs. Ratna Alexander Bhambhani vs Ruby Complexes Pvt. Ltd. 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