{"id":18130,"date":"2009-12-03T00:00:00","date_gmt":"2009-12-02T18:30:00","guid":{"rendered":"https:\/\/www.legalindia.com\/judgments\/ms-national-insurance-company-vs-rudramma-on-3-december-2009"},"modified":"2015-04-01T10:53:47","modified_gmt":"2015-04-01T05:23:47","slug":"ms-national-insurance-company-vs-rudramma-on-3-december-2009","status":"publish","type":"post","link":"https:\/\/www.legalindia.com\/judgments\/ms-national-insurance-company-vs-rudramma-on-3-december-2009","title":{"rendered":"M\/S National Insurance Company &#8230; vs Rudramma on 3 December, 2009"},"content":{"rendered":"<div class=\"docsource_main\">Karnataka High Court<\/div>\n<div class=\"doc_title\">M\/S National Insurance Company &#8230; vs Rudramma on 3 December, 2009<\/div>\n<div class=\"doc_author\">Author: Subhash B.Adi<\/div>\n<pre>iv A \n\nEN THE HEGH COURT OF KARNATAKA AT BANGALORE\n\nDATED THIS THE 03*\" DAY or DECEMBER 2o09;*t_\n\nBEFORE\n\nTHE HON'BLE E\\\/lR.JUSTlCEZ SUBHASH 33930? ff}  \nMISCELLANEOUS FIRST APPEAL..N0.\u00abitt\u00a7Ri'_5\/'2{'I'02\"   it\n\nBETWEEN:\n\nM\/s Nationai insurance\n\nCompany Ltd,\n\nRegional Office,\n\nShubharam Complex,\n\n144, MG. Road,   ;\n\nBangatore - 560 001   _  '\n\nRepresented byits    _,   ' \nAdministrative Of_t'ii';er.Q' _ _     V \" ';;\"A'PPELLANT\n\n(By Sri.A.I\\\/1. venrgat\u00e9sig,Ariyiflr 'A A; \n\nAND:\n\n1. Smt. Ru\"clr_arTIma',_  A\n\nW\/A0 tate N'ag_appa* @\"'Na2jara\u00a7,\nAged about 25 ryeva_rs,_\n\n2 A  fate Nagappa @ Nagaraj,\n' ' Agedjbo_t\u00a3'i 63\/ears,\n\nA  l\\\u00a3l.ayamr~n_a:l}..' Di.\/0 Eate Nagappa @ Nagara},\n\nAged \"aE;)oLIt 4 years:\n\n A Nagara}, S\/'0 late Nagappa @ Nagarag',\n\n' -,,\u00a2\"A.ged about 2 years 3 months\n\n..'Sl.2 to 4 are minors,\nRepresented by their mother\nAnd natura\u00e9 guardian\nSl.No.1 above.\n\n\n\nAil are residing at\nMallapura Village,\nAlur Post,\n\nDavangere Taiuk.\n\n5. A\/iahadevappa,\n\nS\/o T. Thimmappa,\n\nMajor,   \n\nT. Nulenur Village, V '\n\nHD. Pura Hobli,    \" _ A ~ \nHolalkere Taluk.  _ W.g..\"RESPQIND'ENTif~3  \n\n(By sir. B.i&lt;_ ivianiunath, Adv&#039; for C\/&#039;F{&#039;;\u00bb.1:aV:&quot;&#039;to 4\nR5 Served) _   \n\nThis Miscellaneous First Appeal is f&#039;il.edlun.d~er Section 30(1)\nof the Workmen&#039;s jCompen&#039;salti~on_&#039;A.c&#039;s, against the order cit:\n30.3.2002 passed &#039; &#039;in.&#039;WCA\/C3143\/O0; the file of the\nCommissioner for&quot;Wolr_kme&#039;n7.s._c_Cem;0&#039;ensation, Davanagere, partly\nallowing the claim petltion&quot;&#039;fer4_c&#039;oir&quot;npensat&#039;ion.\n\n for -hearing this day, the Court\ndeliveredthefoll&#039;owinQ:.&#039;j&#039;-~._gg i    &#039;\n\n&quot;    ,_.&#039;4.V_:&#039;_,&#039;.___&#039;\u00a7_).._r.&quot;3&#039;i\\li E N T\n\n \n\n appeal  insurer against the award dated 30&quot;&#039;\n\n by the Commissioner for Workmen&#039;s\n\n CotnpensationagfjDjavaarigere (hereinafter referred to as &#039;the\n\n C0mmissio.n&quot;e.r&#039;);&quot;\n\n    l9?;espondents--1 to 4 are the legal representatives of the\n\n&quot;ta&#039;dec_ea.sed driver, who died in an accident that occurred on\n\n it is alleged that, the deceased driver was engaged by\n\n\n\nrespondent No.5 and during the course of his employment, while<\/pre>\n<p>he was driving the vehicte in question, met with an accident and<br \/>\nsuccumbed to the said injuries. it is further alleged that,_4atV_t-h:l;.;.t_ime<br \/>\nof the incident, the deceased was drawing a salary.<br \/>\nper month and Rs.50\/- batta per day. Befnorge  .<br \/>\nbehatf oi the ctaimahts, one witness<br \/>\nP5 were marked and on behali&#8221;ot&#8221;*the<br \/>\nexamined and Exs.Rt to R3__were  it I&#8217; V<\/p>\n<p>3. The principal coitt.e&#8217;ntgio&#8211;n.  ._urged before the<br \/>\nCommission was that,&#8217;  vn&#8217;o&#8217;.v&#8221;l&#8217;i.cence, as such,<\/p>\n<p>engaging the ._d.e&#8211;cea&#8217;s:e_\u00abd ~to__dri.ve.__\u00ab&#8211;the vehicle without licence<\/p>\n<p>amounts tci&#8217;vioVlatirdn__Vo_t  ptoir&#8217;ision.sVo&#8217;tl the Motor Vehicles Act and<br \/>\nin view of the &#8216;same,&#8217;prli&#8217;ma&#8217;i&#8217;~3r:::&#8221;iiability being on the employet and<\/p>\n<p>employe_r~haAving&#8221; violated theprovisions of the Motor Vehicles Act,<\/p>\n<p>:&#8217;V:.v.\u00a7he&#8217;lill\u00e9urer\ufb01s no? liabie\ufb02to pay the compensation. However, the<\/p>\n<p>said negatived by the Commissioner and the<\/p>\n<p>9&#8242; &#8220;liabilitAy*-..__was~&#8217;fi.\u00a7{.edi or&#8217;: the insurer intera\/Ia by determining the<\/p>\n<p>&#8220;&#8216;Tlfcompehsativon at F%s.2,t6,9tO\/&#8211; with interest. It is against this<\/p>\n<p> this appeal has been filed.\n<\/p>\n<p> &#8221; 4. Sri_A_l\\\/l.Venkatesh, leamed Counsel for the appellant<\/p>\n<p>xhsubmitted that, before the Commissioner, on behatf of the insurer,<\/p>\n<p>:9?\n<\/p>\n<p>objection statement was filed interalia disputing the deceased<br \/>\nhaving licence. in this regard, a notice was aiso issued. to the<br \/>\nowner of the vehicle and further, the Police has registe_re,d:&#8211;a:c_ase<br \/>\nfor violation of Section 3 of the l\\\/iotor Vehicies<br \/>\nwhen there is no licence, the Commissloyner was&#8217;<br \/>\nfixing the liability on the insurer. in this<br \/>\ncharge sheet and also ail9Qe&#8217;d..:&#8217;i~h.at theas&#8217;cl.aiVm.ants&#8217;A&#8211;h.a~rie<br \/>\nproduced the iicence nor the ownesrss&#8217;:oi._titeg&#8217; ve.hicie,._ha,d produced<br \/>\nany licence. Despite this, thest)ommissio&#8217;ner.:sghasVerroneously fixed<br \/>\nthe liability on the4ih&#8217;s.ureri&#8221;&#8221;&#8216;Heiisiltaigigtssoass&#8217;:&#8217;ei{.ise&#8217;dss.on the judgment<br \/>\nreported in &#8216;N  .rie,g i.migrrei of NATIONAL<br \/>\nINSURANCE-   ii,~si\u00ab\/5&#8217; nA\/ AND OTHERS and<br \/>\nsubmitteda*t.ha&#8217;t,&#8221;   similar circumstances has held<\/p>\n<p>that, in case thie._Vve.hicie_  by a person having no licence, the<\/p>\n<p>.~&#8221;i.nsurer&#8217;i&#8217;s  luiables&#8221;&#8216;to.p_ayv compensation. He submitted that, the<\/p>\n<p>&#8220;a.wa.rd&#8221;is greguirie-d:&#8221;te_be set aside.<\/p>\n<p>S,.r_*i.'&#8221;:.&#8217;isK.i\\\/ianiunath, learned Counsel appearing for the<\/p>\n<p>iii<\/p>\n<p>-4&#8230;.ifi,&#8217;\u20aciaimants&#8217;submitted that; though before the Commissioner, a<\/p>\n<p>s_&#8217;c_ont_ention was raised as regard to the deceased not having licence<\/p>\n<p>a ..s_,to-tdrive the vehicle in question, however, when a notice was issued<\/p>\n<p>as s by the insurer to the owner of the vehicie, the owner has replied to<\/p>\n<p><span class=\"hidden_text\">47<\/span><\/p>\n<p>the said notice and has stated that the deceased was having<br \/>\nlicence and on verification of the licence; he had allowed him to<\/p>\n<p>drive the vehicte. He also stated that, even on the date of acc\u00e9tdent,<\/p>\n<p>the deceased had ticence. But, during the course oi;th~e.fac_cide&#8217;ri~L<\/p>\n<p>the said licence has been lost and submitted th_a.t,.E.t:&#8217;:irs  a  <\/p>\n<p>that the deceased was driving the vehicle witghouutg <\/p>\n<p>judgment of the Apex Court is not.\u00bbap.plicatjl.e&#8217;to   it<\/p>\n<p>6. The only question._thatg..l&#8217;s&#8221; raisedt._.before&#8221;-this: Court is,<br \/>\nwhether the insurer is liabte topayVjlrlcompeinsaltion on the ground<br \/>\nthat the deceased_.i\\ivas&#8217;not hav&#8217;inq.\u00ab:Eicen&#8217;ceV-to&#8221;drive the vehicle.<\/p>\n<p>7. lnsofarilas-&#8220;this.&#8217;aspect.is&#8221;concerned, from the records it is<br \/>\nseen that the &#8216;insurer  a Eegal notice to the employer as<\/p>\n<p>per E&gt;&lt;.P2. &quot;Eu&quot;t:eViho.xiirn&#039;e.:faappeiared before the Court and had filed<\/p>\n<p>_.-&#039;reply tothe:  no&#039;ti&#039;c*e\u00ab,.,w_hich reads as under:<\/p>\n<p>  &#8211;vffFfE&#8217;PL&#8221;Y..TO NOTICE FILED ON BEHALF OF<\/p>\n<p>&#8221;   &#8216;  &#8221; RSPONDENT i\\lO.1<\/p>\n<p> respondent No.1 begs to submit reply to<br \/>\nnotice as hereunder\u00bb<\/p>\n<p>_ Late Nagappa @ Nagaraj was an employee with<br \/>\n_ this respondent. As on the date of accident, he was<br \/>\n having valid driving licence to drive the tractor-trailor.<\/p>\n<p>On the date of accident he was kept the o&#8217;riving<br \/>\nlicence with him. After his death, the driving licence<br \/>\nwas whereabout not known to this respondent.<\/p>\n<p>,(}e<\/p>\n<p>The owner in the said reply has categoricalty stated that, he had<\/p>\n<p>engaged the deceased after verifying the licence and on tghegdate<\/p>\n<p>of accident, the deceased had kept the licence with <\/p>\n<p>the death, it is not known as to what happened  <\/p>\n<p>From the statement of the owner it  thlat <\/p>\n<p>taken care to engage a person having licence to driver. the v&#8221;eh&#8217;icle&#8217;g<\/p>\n<p>and this tact is not disputed by the'&#8221;wi:Vtnes_s e$&lt;&#039;anl&#039;l&#039;rieVd  hehalt oi<br \/>\nthe insurer. in KUSUM   wherein a person<br \/>\ndrives the vehicle without liceVnc&#039;eA._ahd:ithatttlt.etcAtb.I&#039;Vrte&#039;ving been proved<br \/>\nand admitted, the 2lE\\t3&quot;\u20acf;&#039;&lt;:i&#039;-.&#039;\\.&#039;V3O.t,:?&#039;.&quot;{&#039;  insurer is not liable<br \/>\nto pay  driven in violation ot the<br \/>\nprovisions but this is not the<br \/>\ncase wherethye&quot;vehic.l_e&#039;KAt.i\u00e9A~.rlri&quot;t&lt;en\u00ab by a person without licence. No<\/p>\n<p>steps are tal+<\/p>\n<p>contract, it is for the insurer to prove the same. in this case, except<br \/>\nthe bare denial, nothing has been done by the insurer. in these<br \/>\ncircumstances, i find that there is no error commit_t.ed&#8217;-.._oy.._ the<\/p>\n<p>I Commissioner and as such, no ground for in&#8217;ierference&#8221;.&#8221;&#8221; &#8221; &#8216;<\/p>\n<p>Accordingly, the appeai faiEsJJa&#8217;nd&#8217;\u00absa~rne;&#8217; is&#8221;r.di.s&#8217;rrii&#8217;sse.d.C7<\/p>\n<p>However, the rate of interest is modifiecix. Ciaimantistare enVti=tie&#8217;d&#8217;forL<\/p>\n<p>interest @ 7&#8217;\/2% from the date of&#8221;peti&#8217;t.ion<br \/>\nand 12% from the date  or payment,<br \/>\nwhichever is earlier. The  deeds;i&#8217;,j&#8217;Vf;iCe.ti.transferred to the<br \/>\nCommissioner     V Compensation,<br \/>\nDavangere.    C ._  4&#8242;  &#8216; .. ii<br \/>\n ____      &#8216;  <\/p>\n<p>\u00a7sf.:7~?\u00a7.::<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Karnataka High Court M\/S National Insurance Company &#8230; vs Rudramma on 3 December, 2009 Author: Subhash B.Adi iv A EN THE HEGH COURT OF KARNATAKA AT BANGALORE DATED THIS THE 03*&#8221; DAY or DECEMBER 2o09;*t_ BEFORE THE HON&#8217;BLE E\\\/lR.JUSTlCEZ SUBHASH 33930? ff} MISCELLANEOUS FIRST APPEAL..N0.\u00abitt\u00a7Ri&#8217;_5\/&#8217;2{&#8216;I&#8217;02&#8221; it BETWEEN: M\/s Nationai insurance Company Ltd, Regional Office, Shubharam [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[8,20],"tags":[],"class_list":["post-18130","post","type-post","status-publish","format-standard","hentry","category-high-court","category-karnataka-high-court"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>M\/S National Insurance Company ... vs Rudramma on 3 December, 2009 - Free Judgements of Supreme Court &amp; High Court | Legal India<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.legalindia.com\/judgments\/ms-national-insurance-company-vs-rudramma-on-3-december-2009\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"M\/S National Insurance Company ... vs Rudramma on 3 December, 2009 - Free Judgements of Supreme Court &amp; High Court | Legal India\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.legalindia.com\/judgments\/ms-national-insurance-company-vs-rudramma-on-3-december-2009\" \/>\n<meta property=\"og:site_name\" content=\"Free Judgements of Supreme Court &amp; High Court | Legal India\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/LegalindiaCom\/\" \/>\n<meta property=\"article:published_time\" content=\"2009-12-02T18:30:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2015-04-01T05:23:47+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i0.wp.com\/www.legalindia.com\/judgments\/wp-content\/uploads\/sites\/5\/2025\/09\/legal-india-icon.jpg?fit=512%2C512&ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"512\" \/>\n\t<meta property=\"og:image:height\" content=\"512\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Legal India Admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@legaliadmin\" \/>\n<meta name=\"twitter:site\" content=\"@Legal_india\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Legal India Admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/ms-national-insurance-company-vs-rudramma-on-3-december-2009#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/ms-national-insurance-company-vs-rudramma-on-3-december-2009\"},\"author\":{\"name\":\"Legal India Admin\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#\\\/schema\\\/person\\\/0bfdffe9059fb8bb24a86d094609c5ea\"},\"headline\":\"M\\\/S National Insurance Company &#8230; vs Rudramma on 3 December, 2009\",\"datePublished\":\"2009-12-02T18:30:00+00:00\",\"dateModified\":\"2015-04-01T05:23:47+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/ms-national-insurance-company-vs-rudramma-on-3-december-2009\"},\"wordCount\":990,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#organization\"},\"articleSection\":[\"High Court\",\"Karnataka High Court\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/ms-national-insurance-company-vs-rudramma-on-3-december-2009#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/ms-national-insurance-company-vs-rudramma-on-3-december-2009\",\"url\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/ms-national-insurance-company-vs-rudramma-on-3-december-2009\",\"name\":\"M\\\/S National Insurance Company ... vs Rudramma on 3 December, 2009 - Free Judgements of Supreme Court &amp; High Court | Legal India\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#website\"},\"datePublished\":\"2009-12-02T18:30:00+00:00\",\"dateModified\":\"2015-04-01T05:23:47+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/ms-national-insurance-company-vs-rudramma-on-3-december-2009#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/ms-national-insurance-company-vs-rudramma-on-3-december-2009\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/ms-national-insurance-company-vs-rudramma-on-3-december-2009#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"M\\\/S National Insurance Company &#8230; vs Rudramma on 3 December, 2009\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#website\",\"url\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/\",\"name\":\"Free Judgements of Supreme Court & High Court | Legal India\",\"description\":\"Search and read the latest judgements, orders, and rulings from the Supreme Court of India and all High Courts. A comprehensive database for lawyers, advocates, and law students.\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#organization\"},\"alternateName\":\"Free judgements of Supreme Court & High Court of India | Legal India\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#organization\",\"name\":\"Judgements of Supreme Court & High Court | Legal India\",\"alternateName\":\"Legal India\",\"url\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/wp-content\\\/uploads\\\/sites\\\/5\\\/2025\\\/09\\\/legal-india-icon.jpg\",\"contentUrl\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/wp-content\\\/uploads\\\/sites\\\/5\\\/2025\\\/09\\\/legal-india-icon.jpg\",\"width\":512,\"height\":512,\"caption\":\"Judgements of Supreme Court & High Court | Legal India\"},\"image\":{\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/LegalindiaCom\\\/\",\"https:\\\/\\\/x.com\\\/Legal_india\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#\\\/schema\\\/person\\\/0bfdffe9059fb8bb24a86d094609c5ea\",\"name\":\"Legal India Admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/4faa9d728ed1af3b73d52225c7f12901ac726fe6f7ea0a3348a1d51f3a930987?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/4faa9d728ed1af3b73d52225c7f12901ac726fe6f7ea0a3348a1d51f3a930987?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/4faa9d728ed1af3b73d52225c7f12901ac726fe6f7ea0a3348a1d51f3a930987?s=96&d=mm&r=g\",\"caption\":\"Legal India Admin\"},\"sameAs\":[\"https:\\\/\\\/www.legalindia.com\",\"https:\\\/\\\/x.com\\\/legaliadmin\"],\"url\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/author\\\/legal-india-admin\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"M\/S National Insurance Company ... vs Rudramma on 3 December, 2009 - Free Judgements of Supreme Court &amp; High Court | Legal India","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.legalindia.com\/judgments\/ms-national-insurance-company-vs-rudramma-on-3-december-2009","og_locale":"en_US","og_type":"article","og_title":"M\/S National Insurance Company ... vs Rudramma on 3 December, 2009 - Free Judgements of Supreme Court &amp; High Court | Legal India","og_url":"https:\/\/www.legalindia.com\/judgments\/ms-national-insurance-company-vs-rudramma-on-3-december-2009","og_site_name":"Free Judgements of Supreme Court &amp; High Court | Legal India","article_publisher":"https:\/\/www.facebook.com\/LegalindiaCom\/","article_published_time":"2009-12-02T18:30:00+00:00","article_modified_time":"2015-04-01T05:23:47+00:00","og_image":[{"width":512,"height":512,"url":"https:\/\/i0.wp.com\/www.legalindia.com\/judgments\/wp-content\/uploads\/sites\/5\/2025\/09\/legal-india-icon.jpg?fit=512%2C512&ssl=1","type":"image\/jpeg"}],"author":"Legal India Admin","twitter_card":"summary_large_image","twitter_creator":"@legaliadmin","twitter_site":"@Legal_india","twitter_misc":{"Written by":"Legal India Admin","Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.legalindia.com\/judgments\/ms-national-insurance-company-vs-rudramma-on-3-december-2009#article","isPartOf":{"@id":"https:\/\/www.legalindia.com\/judgments\/ms-national-insurance-company-vs-rudramma-on-3-december-2009"},"author":{"name":"Legal India Admin","@id":"https:\/\/www.legalindia.com\/judgments\/#\/schema\/person\/0bfdffe9059fb8bb24a86d094609c5ea"},"headline":"M\/S National Insurance Company &#8230; vs Rudramma on 3 December, 2009","datePublished":"2009-12-02T18:30:00+00:00","dateModified":"2015-04-01T05:23:47+00:00","mainEntityOfPage":{"@id":"https:\/\/www.legalindia.com\/judgments\/ms-national-insurance-company-vs-rudramma-on-3-december-2009"},"wordCount":990,"commentCount":0,"publisher":{"@id":"https:\/\/www.legalindia.com\/judgments\/#organization"},"articleSection":["High Court","Karnataka High Court"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.legalindia.com\/judgments\/ms-national-insurance-company-vs-rudramma-on-3-december-2009#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.legalindia.com\/judgments\/ms-national-insurance-company-vs-rudramma-on-3-december-2009","url":"https:\/\/www.legalindia.com\/judgments\/ms-national-insurance-company-vs-rudramma-on-3-december-2009","name":"M\/S National Insurance Company ... vs Rudramma on 3 December, 2009 - Free Judgements of Supreme Court &amp; High Court | Legal India","isPartOf":{"@id":"https:\/\/www.legalindia.com\/judgments\/#website"},"datePublished":"2009-12-02T18:30:00+00:00","dateModified":"2015-04-01T05:23:47+00:00","breadcrumb":{"@id":"https:\/\/www.legalindia.com\/judgments\/ms-national-insurance-company-vs-rudramma-on-3-december-2009#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.legalindia.com\/judgments\/ms-national-insurance-company-vs-rudramma-on-3-december-2009"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.legalindia.com\/judgments\/ms-national-insurance-company-vs-rudramma-on-3-december-2009#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.legalindia.com\/judgments\/"},{"@type":"ListItem","position":2,"name":"M\/S National Insurance Company &#8230; vs Rudramma on 3 December, 2009"}]},{"@type":"WebSite","@id":"https:\/\/www.legalindia.com\/judgments\/#website","url":"https:\/\/www.legalindia.com\/judgments\/","name":"Free Judgements of Supreme Court & High Court | Legal India","description":"Search and read the latest judgements, orders, and rulings from the Supreme Court of India and all High Courts. A comprehensive database for lawyers, advocates, and law students.","publisher":{"@id":"https:\/\/www.legalindia.com\/judgments\/#organization"},"alternateName":"Free judgements of Supreme Court & High Court of India | Legal India","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.legalindia.com\/judgments\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.legalindia.com\/judgments\/#organization","name":"Judgements of Supreme Court & High Court | Legal India","alternateName":"Legal India","url":"https:\/\/www.legalindia.com\/judgments\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.legalindia.com\/judgments\/#\/schema\/logo\/image\/","url":"https:\/\/www.legalindia.com\/judgments\/wp-content\/uploads\/sites\/5\/2025\/09\/legal-india-icon.jpg","contentUrl":"https:\/\/www.legalindia.com\/judgments\/wp-content\/uploads\/sites\/5\/2025\/09\/legal-india-icon.jpg","width":512,"height":512,"caption":"Judgements of Supreme Court & High Court | Legal India"},"image":{"@id":"https:\/\/www.legalindia.com\/judgments\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/LegalindiaCom\/","https:\/\/x.com\/Legal_india"]},{"@type":"Person","@id":"https:\/\/www.legalindia.com\/judgments\/#\/schema\/person\/0bfdffe9059fb8bb24a86d094609c5ea","name":"Legal India Admin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/4faa9d728ed1af3b73d52225c7f12901ac726fe6f7ea0a3348a1d51f3a930987?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4faa9d728ed1af3b73d52225c7f12901ac726fe6f7ea0a3348a1d51f3a930987?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/4faa9d728ed1af3b73d52225c7f12901ac726fe6f7ea0a3348a1d51f3a930987?s=96&d=mm&r=g","caption":"Legal India Admin"},"sameAs":["https:\/\/www.legalindia.com","https:\/\/x.com\/legaliadmin"],"url":"https:\/\/www.legalindia.com\/judgments\/author\/legal-india-admin"}]}},"modified_by":null,"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack_likes_enabled":true,"jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/posts\/18130","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/comments?post=18130"}],"version-history":[{"count":0,"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/posts\/18130\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/media?parent=18130"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/categories?post=18130"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/tags?post=18130"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}