{"id":187769,"date":"1996-10-25T00:00:00","date_gmt":"1996-10-24T18:30:00","guid":{"rendered":"https:\/\/www.legalindia.com\/judgments\/state-bank-of-bikaner-jaipur-vs-srinath-gupta-anr-on-25-october-1996"},"modified":"2017-09-12T13:14:07","modified_gmt":"2017-09-12T07:44:07","slug":"state-bank-of-bikaner-jaipur-vs-srinath-gupta-anr-on-25-october-1996","status":"publish","type":"post","link":"https:\/\/www.legalindia.com\/judgments\/state-bank-of-bikaner-jaipur-vs-srinath-gupta-anr-on-25-october-1996","title":{"rendered":"State Bank Of Bikaner &amp; Jaipur vs Srinath Gupta &amp; Anr on 25 October, 1996"},"content":{"rendered":"<div class=\"docsource_main\">Supreme Court of India<\/div>\n<div class=\"doc_title\">State Bank Of Bikaner &amp; Jaipur vs Srinath Gupta &amp; Anr on 25 October, 1996<\/div>\n<div class=\"doc_author\">Author: Kirpal.J.<\/div>\n<div class=\"doc_bench\">Bench: J.S. Verma, B.N. Kirpal<\/div>\n<pre>           PETITIONER:\nSTATE BANK OF BIKANER &amp; JAIPUR\n\n\tVs.\n\nRESPONDENT:\nSRINATH GUPTA &amp; ANR.\n\nDATE OF JUDGMENT:\t25\/10\/1996\n\nBENCH:\nJ.S. VERMA, B.N. KIRPAL\n\n\n\n\nACT:\n\n\n\nHEADNOTE:\n\n\n\nJUDGMENT:\n<\/pre>\n<p>\t\t      J U D G M E N T<br \/>\n     KIRPAL.J.\n<\/p>\n<p>     This appeal  by special  leave arises from the judgment<br \/>\nof the\tDivision Bench\tof the\tRajasthan High\tCourt  which<br \/>\ndismissed the  appeal filed  by the  appellant\tagainst\t the<br \/>\njudgment of  the Single\t Judge\twho  had  allowed  the\twrit<br \/>\npetition filed by respondent No. 1 quashing the order of the<br \/>\nCentral Government Industrial Tribunal (hereinafter referred<br \/>\nto as  &#8216;the Tribunal) which had upheld dismissal of the said<br \/>\nrespondent No.\t1 pursuant  to the proceeding which had been<br \/>\nheld.\n<\/p>\n<p>     Respondent No. 1 was initially appointed as cashier-cum\n<\/p>\n<p>-godown keeper\tby the\tappellant bank\tin the year 1961. He<br \/>\nwas promoted  as Head-Cashier on 25.3.1970 and was posted at<br \/>\nSunel Branch  of the Bank. In June, 1973, he was transferred<br \/>\nto Sangod Branch.\n<\/p>\n<p>     On 31.3.1975  the appellant  lodged  with\tthe  Central<br \/>\nBureau\tof   Investigation  (hereinatter   referred  to\t  as<br \/>\n&#8216;C.B.I.&#8217;) an  F.I.R. in\t which it  was, inter  alia, alleged<br \/>\nthat while working as the cashier at the Sunel Branch during<br \/>\nthe year  1970-1971, the  said respondent  had demanded\t and<br \/>\naccepted illegal  gratification from  a number of persons in<br \/>\nconsideration of  his showing  favours to  them\t in  getting<br \/>\ntheir loans  sanctioned.  The  C.B.I.  submitted  its  final<br \/>\nreport on  21.2.1977 stating  that no  reliable evidence was<br \/>\navailable  in  support\tof  the\t allegations  and  that\t the<br \/>\nevidence against  the said  respondent was scanty. The final<br \/>\nreport was  accepted  by  the  Court  on  2.11.1977  and  no<br \/>\nprosecution of the respondent took place.\n<\/p>\n<p>     In the  meantime departmental disciplinary proceeadings<br \/>\nwere commenced by the appellant. On 22.3.1976 a charge-sheet<br \/>\nwas served on the respondent. Those charge wee as follows:\n<\/p>\n<p>     &#8220;1)    You\t demanded  and\taccepted<br \/>\n     bribe from the following persons as<br \/>\n     mentioned\t  against    each    for<br \/>\n     arranging sanction of bank loans in<br \/>\n     their favour:<\/p>\n<pre>\n     NAME\t\t AMOUNT OF BRIBE\n    S\/Shri\t\t   Rs.\n    Ashraf Ali\t\t   50\/-\n    Dhana Lal\t\t   50\/-\n    Raghu Nath\t\t  100\/-\n    Mitthu Lal\t\t   50\/-\n    Mohan Lal\t\t  350\/-\n    Bapu Lal\t\t  300\/-\n    Ram Singh\t\t  350\/-\n    Kanhi Ram\t\t  350\/-\n    Mangu\t\t  375\/-\n<\/pre>\n<p>     ii)   You demanded and accepted Rs.\n<\/p>\n<p>     20\/- in  the month\t of may\t 1973 as<br \/>\n     bribe from\t smt. Phuli Bai sweepers<br \/>\n     at\t Sunel\t Branch\t for   arranging<br \/>\n     payment of\t bonus amounting  to Rs.\n<\/p>\n<p>     80\/- payable to her.\n<\/p>\n<p>     iii)   You\t demanded  and\taccepted<br \/>\n     bribe of  Rs. 500\/-  (Rs. 50\/-  per<br \/>\n     month) w.e.f.  August, 1972 to May,<br \/>\n     1973  from\t  Shri\tNemi  Chand  for<br \/>\n     arranging\tfor   him  a   temporary<br \/>\n     appointment of a Peon at the branch<br \/>\n     on 5th August, 1972.\n<\/p>\n<p>     iv)   You\traised a fictitious loan<br \/>\n     of Rs.  1000\/- at the branch in the<br \/>\n     name  of  one  Shri  Panna\t Lal  by<br \/>\n     getting the same guaranteed by your<br \/>\n     brother Shri Jagdish Chandra.&#8221;\n<\/p>\n<p>     After the\tInquiry Officer\t was appointed,\t the inquiry<br \/>\nproceedings commenced. Deposition of a number of prosecution<br \/>\nwitnesses was  recorded including  the statements  of Ashraf<br \/>\nAli and Dhanna Lal, from whom bribe was alleged to have been<br \/>\ndemanded for  getting the loan sanctioned. Some of the other<br \/>\nwitnesses,  however,   turned  hostile.\t Statements  of\t the<br \/>\nconcerned witnesses including those of Ashraf Ali and Dhanna<br \/>\nLal had earlier been recorded by the appellant under Section<br \/>\n161 Cr.P.C. During the examination of these witnesses before<br \/>\nthe inquiry officer, these statements were brought on record<br \/>\nas part\t of the\t deposition. It appears that copies of these<br \/>\nstatements were\t given to  the respondent workman in advance<br \/>\nand the\t contents of the same were admitted by the witnesses<br \/>\nand opportunity\t was given  to the  said workman  to  cross-<br \/>\nexamine them.\n<\/p>\n<p>     The Inquiry  Officer submitted  his report on 10.2.1979<br \/>\nand as\ta  consequence\tthereof,  a  notice  was  issued  to<br \/>\nrespondent No.\t1  to  show  cause  why\t he  should  not  be<br \/>\ndismissed from service. A reply was submitted by the workman<br \/>\non 11.3.1979 and on 27.6.1979, the appellant passed an order<br \/>\ndismissing him from service. An appeal, against the order of<br \/>\ndismissal  filed   before  the\t appropriate  authority\t was<br \/>\ndismissed on 2.8.1979.\n<\/p>\n<p>     The  respondent   then  approached\t  the\tConciliation<br \/>\nOfficer,  Kota\t and  a\t failure  report  was  sent  to\t the<br \/>\nGovernment. Thereupon  the Central  Government referred\t the<br \/>\nfollowing dispute to the Tribunal :\n<\/p>\n<p>     &#8220;Whether\tthe    action\tof   the<br \/>\n     management of State Bank of Bikaner<br \/>\n     &amp; Jaipur  in dismissing  Shri  S.N.\n<\/p>\n<p>     Gupta, Head Cashier, Pipalda Branch<br \/>\n     in District  Kota with  effect from<br \/>\n     6.7.1979 is  justified If\tnot,  to<br \/>\n     what   relief    is   the\t workman<br \/>\n     concerned entitled ?&#8221;\n<\/p>\n<p>     Vide  Award  dt.  9.4.1984,  the  Tribunal\t upheld\t the<br \/>\ndismissal of  the said\trespondent. The workman then filed a<br \/>\nwrit petition  number 631  of 1984 before the Rajasthan High<br \/>\nCourt at  Jaipur. By  judgment dated 17.12.1984 the Award of<br \/>\nthe Tribunal  was set  aside  and  the\tcase  remanded\twith<br \/>\ncertain directions,  inter alia, relating to the question as<br \/>\nto whether  the domestic  enquiry was  defective or  not and<br \/>\nwhether the punishment awarded was justified. Thereafter the<br \/>\nTribunal again\tpassed an  award dated\t29.5.1985 confirming<br \/>\nits earlier decision and it upheld the dismissal of the said<br \/>\nrespondent.\n<\/p>\n<p>     The respondent  No. 1  then filed a fresh writ petition<br \/>\nin the Rajasthan High Court. Vide judgment dated 5.8.1992, a<br \/>\nSingle Judge  of the  High Court  allowed the writ petition.<br \/>\nThe award  dated 29.5  1985 was quashed and respondent No. 1<br \/>\nwas directed  to be  taken on  duty forthwith.\tIn regard to<br \/>\nback wages,  it was  held that\trespondent No.\t1  would  be<br \/>\nentitled to  50% of  the total amount which may be found due<br \/>\nto him\tsubject to  any deduction therefrom if he had worked<br \/>\nduring that  period. The  appellant  then  filed  an  appeal<br \/>\nbefore the Division Bench of the High Court but the same was<br \/>\ndismissed on  21.10.1992 with a modification that respondent<br \/>\nbe paid 30% of salary or the period during which the inquiry<br \/>\nhad remained  pending. Aggrieved  by the  said judgment, the<br \/>\nappellant has preferred the present appeal.\n<\/p>\n<p>     The respondent  had succeded  before the  High Court on<br \/>\ntwo grounds,  firstly; the High Court came to the conclusion<br \/>\nthat the  statements which  had been  recorded\tunder  under<br \/>\nSection 161  Cr.P.C. were not admissible and, therefore, the<br \/>\ndacision of  the  Tribunal  stood  vitiated.  Secondly,\t the<br \/>\nSingle Judge  had  also\t held  that  during  the  course  of<br \/>\ndisciplinary  proceedings,  C.B.I.  Inspector  had  remained<br \/>\ntherein and  his  presence  itself  had\t also  vitiated\t the<br \/>\nproceedings because the witnesses were under a fear to state<br \/>\nthe whole  truth contrary  to what had been recorded earlier<br \/>\nby the C.B.I. Inspector.\n<\/p>\n<p>     As regards the statements under Section 161 Cr.P.C. are<br \/>\nconcerned, we find that the said statements were supplied to<br \/>\nthe respondent\ton 1.11.1976. The evidence of these persons,<br \/>\nwe are\tinformed, was  recorded on  5.4.1977. The  procedure<br \/>\nwhich was  followed by\tthe Inquiry Officer, relating to the<br \/>\ntaking on  record of  these  statements\t under\tSection\t 161<br \/>\nCr.P.C. would be evident from the proceedings of the Inquiry<br \/>\nOfficer which are as follows:\n<\/p>\n<blockquote><p>     &#8220;The bank\trepresentative\tproduced<br \/>\n     his  witness   Sri\t Dhannalal   s\/o<br \/>\n     Mangilal  residence  of  Sunel  for<br \/>\n     evidence. At  this moment\tSri S.L.<br \/>\n     Gupta,   employees\t  representative<br \/>\n     raised   his   objection\tto   the<br \/>\n     procedure of  reading the statement<br \/>\n     of\t  the\t witnesses    by    bank<br \/>\n     representative previously recorded.<br \/>\n     With  a   view   to   offer   equal<br \/>\n     opportunity to  both the  sides and<br \/>\n     to enable\tthe bank  to present the<br \/>\n     case in  the proper  manner,  as  a<br \/>\n     norm of  the  domestic  enquiry,  I<br \/>\n     allow this\t Procedure  to\tcontinue<br \/>\n     and proceed further in the case.<br \/>\n     The  statement   of  Dhannalal  s\/o<br \/>\n     Mangilal previously recorded by the<br \/>\n     CBI Inspector  was read over to him<br \/>\n     by\t the  bank  representative.  Sri<br \/>\n     Dhannalal admitted\t the contents of<br \/>\n     the statement.\n<\/p><\/blockquote>\n<blockquote><p>     Cross\t  examination\t      by<br \/>\n     defence&#8230;&#8230;&#8230;.&#8221;<\/p><\/blockquote>\n<p>     According to  the appellant  in respect  of Ashraf\t Ali<br \/>\nalso a\tsimilar procedure  was followed.  It  is  now  well-<br \/>\nsettled that strict rules of evidence are not applicable and<br \/>\nare not\t required to  be followed in domestic inquiry [ e.g.<br \/>\nsee State  of Haryana  Vs. Rattan  Singh 1982  (1) LLJ.46 ].<br \/>\nWhat has  to be\t ensured is  that the  principles of natural<br \/>\njustuce are complied with and the delinquent workman has the<br \/>\nopportunity of defending himself.\n<\/p>\n<p>     The statements  under Section  161 Cr.P.C.\t may not  be<br \/>\nadmissible in  the criminal  trial, but\t the said statemetns<br \/>\ncan be\tproduced in a disciplinary inquiry like the present.<br \/>\nThe person  who made  the statement has been examined before<br \/>\nthe inquiry  officer. It  was open  to the  witness to\thave<br \/>\nstated orally  the entire  contents of\twhat was recorded in<br \/>\nhis statement under Section 161 Cr.P.C. Instead of following<br \/>\nthis time  consuming procedure,\t the said statement recorded<br \/>\nunder Section  161 Cr.P.C.  was read over to the witness who<br \/>\nadmitted the  contents thereof.\t In  this  way\tthe  earlier<br \/>\nstatement under\t Section 161  Cr.P.C. became  a part  of the<br \/>\nexamination-in-chief  of  the  witness\tbefore\tthe  Inquiry<br \/>\nOfficer. It  is not  in dispute that the said statements had<br \/>\nbeen given to the respondent in advance and full opportunity<br \/>\nwas granted  to the  respondent\t to  crossexamine  the\tsaid<br \/>\nwitnesses.  This   being  the\tcase,  it  is  difficult  to<br \/>\nappreciate as  to how  the High Court could have come to the<br \/>\nconclusion that the inquiry proceedings stood vitiated.\n<\/p>\n<p>     In coming to the aforesaid conclusion, we are fortified<br \/>\nby the decision of a Constitution Bench of this Court in the<br \/>\ncase of\t STATE OF MYSORE VS. S.S. MAKAPUR, 1963 [2] SCR 943.<br \/>\nIn that\t case also,  statements of  witnesses which had been<br \/>\nrecorded behind\t the back  of the  delinquent  officer\twere<br \/>\ntaken on  record and an opportunity of cross-examination was<br \/>\ngiven. The  High Court\thad come  to the conclusion that the<br \/>\nprinciples of  natural justice had not been followed because<br \/>\nof the\tadmission in  evidence\tof  such  statements.  While<br \/>\nallowing the  appeal and  rejecting the\t contention  of\t the<br \/>\nrespondent  therein,  this  Court  in  S.S.  Makapur&#8217;s\tcase<br \/>\n(supra) at page 951 observed as follows:\n<\/p>\n<blockquote><p>     &#8220;When   the   evidence   is   oral,<br \/>\n     normally  the  examination\t of  the<br \/>\n     witness will  in its entirety, take<br \/>\n     place before the party charged, who<br \/>\n     will  have\t  full\topportunity   of<br \/>\n     cross-examining him.  The\tposition<br \/>\n     is\t the  same  when  a  witness  is<br \/>\n     called,   the    statement\t   given<br \/>\n     previously by  him behind\tthe back<br \/>\n     of the  party is  put to  him,  and<br \/>\n     admitted  in   evidence,\ta   copy<br \/>\n     thereof is\t given to the party, and<br \/>\n     he\t is   given  an\t opportunity  to<br \/>\n     cross-examine him.\t To  require  in<br \/>\n     that case\tthat the contents of the<br \/>\n     previous\tstatement    should   be<br \/>\n     repeated by  the  witness\tword  by<br \/>\n     word, and\tsentence by sentence, is<br \/>\n     to insist\ton bare\t technicalities,<br \/>\n     and rules\tof natural  justice  are<br \/>\n     matters  not   of\t from\tbut   of<br \/>\n     substance. In  our Opinion they are<br \/>\n     sufficiently  complied   with  when<br \/>\n     previous\tstatements    given   by<br \/>\n     witnesses are  read over  to  them,<br \/>\n     marked on\ttheir admission,  copies<br \/>\n     thereof  of  given\t to  the  person<br \/>\n     charged,  and   he\t is   given   an<br \/>\n     opportunity to cross-examine them.&#8221;<\/p><\/blockquote>\n<p>     The aforesaid  obervations apply in the present case as<br \/>\nwell. In  KHATRI &amp;  ORS. ETC.  Vs. STATE  OF  BIHAR  &amp;\tORS.<br \/>\n1981(3) SCR  145 dealing  with petition\t under Article 32 of<br \/>\nthe Constitution,  the question arose whether the statements<br \/>\nmade  before   the  police   officer  in   the\t course\t  of<br \/>\ninvestigation could  be directed  to be produced and whether<br \/>\nthe bar\t of Section  162 Cr.P.C.  applied or  not.  In\tthis<br \/>\nconnection, it was observed, at page 152, as follows:\n<\/p>\n<blockquote><p>     &#8220;It bars  the use\tof any statement<br \/>\n     made before a police officer in the<br \/>\n     course of\tan  investigation  under<br \/>\n     Chanter XII,  whether recorded in a<br \/>\n     police diary  or otherwise,  but by<br \/>\n     the express  terms of  the\t Section<br \/>\n     this bar  is applicable  only where<br \/>\n     such statement is sought to be used<br \/>\n     at any  inquiry or trial in respect<br \/>\n     of any  offence under investigation<br \/>\n     at the time when such statement was<br \/>\n     made&#8217;. If the statement made before<br \/>\n     a police  officer in  the course of<br \/>\n     an investigation  under chapter XII<br \/>\n     is\t sought\t  to  be   used\t in  any<br \/>\n     proceeding other than an inquiry or<br \/>\n     trial or  even  at\t an  inquiry  of<br \/>\n     trial but\tin respect of an offence<br \/>\n     other than\t that  which  was  under<br \/>\n     investigation at the time when such<br \/>\n     statement\twas  made,  the\t bar  or<br \/>\n     Section   162    would    not    be<br \/>\n     attracted.&#8221;<\/p><\/blockquote>\n<p>     Mr.  Tarkunde,  learned  counsel  for  the\t respondent,<br \/>\nhowever,   placed   strong   reliance\ton   the   following<br \/>\nobservations of this court in M\/S. KOSORAM COTTON MILLS LTD.<br \/>\nVS. GANGADHAR AND OTHERS, 1964(2) SCR 809 at page 827:\n<\/p>\n<blockquote><p>     &#8220;Further  we   can\t take\tjudicial<br \/>\n     notice of the fact that many of our<br \/>\n     industrial workers\t are  illiterate<br \/>\n     and     sometimes\t    even     the<br \/>\n     representatives of labour union may<br \/>\n     not be  present tc\t defend them. In<br \/>\n     such a case to read over a prepared<br \/>\n     statement in a few minutes and then<br \/>\n     ask the  workmen to  cross- examine<br \/>\n     would  make   a  mockery\tof   the<br \/>\n     opporturity  that\t  the  rules  of<br \/>\n     natural justice  require  that  the<br \/>\n     workmen  should   have  to\t  defend<br \/>\n     themselves.   It\t seems\t to   us<br \/>\n     therefore that  when one is dealing<br \/>\n     with    domestic\t inquiries    in<br \/>\n     industrial\t matters,   the\t  proper<br \/>\n     course for\t the  management  is  to<br \/>\n     examine  the   witnesses  from  the<br \/>\n     beginning\tto   the  end\tin   the<br \/>\n     presence  of  the\tworkman\t at  the<br \/>\n     enquiry  itself.  Oral  examination<br \/>\n     always takes  much\t longer\t than  a<br \/>\n     mere   reading    of   a\tprepared<br \/>\n     statement of  the same  length  and<br \/>\n     brings  home   the\t evidence   more<br \/>\n     clearly to\t the person against whom<br \/>\n     the   inquiry    is   being   held.<br \/>\n     Generally\tspeaking   therefore  we<br \/>\n     should expect a domestic inquiry by<br \/>\n     the  management   to  the\tof  this<br \/>\n     kind.&#8221;<\/p><\/blockquote>\n<p>     The  aforesaid   observations  do\t imply\t that\toral<br \/>\nexamination should  take place\tand reading  of\t a  prepared<br \/>\nstatement may  cause prejudice\tbut the\t Court did  not hold<br \/>\nthat the  procedure which  was referred to in SHIBAVASAPPA&#8217;S<br \/>\nCASE (supra) was illegal. In fact in the very next sentence,<br \/>\nit was observed in the said case as follows:\n<\/p>\n<blockquote><p>     &#8220;Even so  we recognise the force of<br \/>\n     the  argument   on\t behalf\t of  the<br \/>\n     appellant that  the main principles<br \/>\n     of natural\t justice  cannot  change<br \/>\n     from  tribunal   to  tribunal   and<br \/>\n     therefore, it  may be  possible  to<br \/>\n     have another method of conducting a<br \/>\n     domestic inquiry  (though we  again<br \/>\n     repeat that  this should not be the<br \/>\n     rule but the exception) and that is<br \/>\n     in\t the   manner\tlaid   down   in<br \/>\n     Shibavasappa&#8217;s  case.  The\t minimum<br \/>\n     that   we\t  shall\t  expect   where<br \/>\n     witnesses are not examined from the<br \/>\n     very beginning  at the  enquiry  in<br \/>\n     the presence  of the person charged<br \/>\n     is that  the person  charged should<br \/>\n     be given  a copy  of the statements<br \/>\n     made by  the witnesses which are to<br \/>\n     be used  at  the  inquiry\twell  in<br \/>\n     advance before  the inquiry  begins<br \/>\n     and when  we say  that the\t copy of<br \/>\n     the statements should be given well<br \/>\n     in advance\t we mean  that it should<br \/>\n     be given  at least\t two days before<br \/>\n     the inquiry is to begin.&#8221;<\/p><\/blockquote>\n<p>     In the  present  case,  statements\t under\tSection\t 161<br \/>\nCr.P.C. had  been given\t to respondent\tNo, 1  a  number  of<br \/>\nmonths before  the witnesses  were examined. Therefore, even<br \/>\nthe minimum  requirement which\tis referred  to\t in  KESORAM<br \/>\nCOTTON MILLS LTD. case (supra) was complied with.\n<\/p>\n<p>     From the aforesaid discussion the only conclusion which<br \/>\ncould  be  arrived  at\tis  that  in  the  present  case  no<br \/>\nillegality had\tbeen  committed\t by  taking  on\t record\t the<br \/>\nstatements which had been made under Section 161 Cr.P.C. and<br \/>\nthe conclusion\tof the\tHigh Court  which has  held that the<br \/>\ndisciplinary proceedings stood vitiated, is not correct.\n<\/p>\n<p>     Coming to the question with regard to the presence of a<br \/>\nC.B.I. Inspector  during the  disciplinary proceedings,\t Mr.<br \/>\nG.L Sanghi, learned counsel for the appellant, has drawn our<br \/>\nattention to the observation in the award of the Tribunal in<br \/>\nwhich it  is stated that the C.B.I. Inspector was one of the<br \/>\nwitnesses in  the enquiry.  When the objection regarding his<br \/>\npresence was  raised then  he was  removed from\t there. This<br \/>\nbeing so,  one of  the reasons given by the single Judge for<br \/>\nsetting aside  the award,  was based  on a wrong premise. In<br \/>\nfact, the  Division Bench  did not base its decision on this<br \/>\nground.\n<\/p>\n<p>     For the  aforesaid reasons, this appeal is allowed. The<br \/>\nJudgments of  the Single Judge and the Division Bench of the<br \/>\nRajasthan High\tCourt are  set aside. During the pendency of<br \/>\nthis appeal,  by reason\t of the interim order passed by this<br \/>\nCourt, certain payments have been made to the respondent. In<br \/>\nthe circumstances  of the  case we direct that the amount so<br \/>\npaid is not required to be refunded. There will be, however,<br \/>\nno order as to costs.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Supreme Court of India State Bank Of Bikaner &amp; Jaipur vs Srinath Gupta &amp; Anr on 25 October, 1996 Author: Kirpal.J. Bench: J.S. Verma, B.N. Kirpal PETITIONER: STATE BANK OF BIKANER &amp; JAIPUR Vs. RESPONDENT: SRINATH GUPTA &amp; ANR. DATE OF JUDGMENT: 25\/10\/1996 BENCH: J.S. VERMA, B.N. KIRPAL ACT: HEADNOTE: JUDGMENT: J U D G [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[30],"tags":[],"class_list":["post-187769","post","type-post","status-publish","format-standard","hentry","category-supreme-court-of-india"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>State Bank Of Bikaner &amp; Jaipur vs Srinath Gupta &amp; Anr on 25 October, 1996 - Free Judgements of Supreme Court &amp; High Court | Legal India<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.legalindia.com\/judgments\/state-bank-of-bikaner-jaipur-vs-srinath-gupta-anr-on-25-october-1996\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"State Bank Of Bikaner &amp; 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