{"id":188418,"date":"2008-12-01T00:00:00","date_gmt":"2008-11-30T18:30:00","guid":{"rendered":"https:\/\/www.legalindia.com\/judgments\/the-oriental-insurance-co-ltd-vs-thankachan-on-1-december-2008"},"modified":"2016-08-03T09:04:07","modified_gmt":"2016-08-03T03:34:07","slug":"the-oriental-insurance-co-ltd-vs-thankachan-on-1-december-2008","status":"publish","type":"post","link":"https:\/\/www.legalindia.com\/judgments\/the-oriental-insurance-co-ltd-vs-thankachan-on-1-december-2008","title":{"rendered":"The Oriental Insurance Co. Ltd vs Thankachan on 1 December, 2008"},"content":{"rendered":"
Kerala High Court<\/div>\n
The Oriental Insurance Co. Ltd vs Thankachan on 1 December, 2008<\/div>\n
       \n\n  \n\n  \n\n \n \n  IN THE HIGH COURT OF KERALA AT ERNAKULAM\n\nMACA.No. 2613 of 2008(Y)\n\n\n1. THE ORIENTAL INSURANCE CO. LTD.,\n                      ...  Petitioner\n\n                        Vs\n\n\n\n1. THANKACHAN, S\/O.PALAMATTOM VARGHESE,\n                       ...       Respondent\n\n2. SHIBU DAVID, S\/O.CHUNDATTUSSERY\n\n3. U.V.AUGUSTINE, URAKATH HOUSE,\n\n                For Petitioner  :SRI.GEORGE CHERIAN (THIRUVALLA)\n\n                For Respondent  :SRI.P.V.BABY(CAVEATOR)\n\nThe Hon'ble MR. Justice J.B.KOSHY\nThe Hon'ble MR. Justice THOMAS P.JOSEPH\n\n Dated :01\/12\/2008\n\n O R D E R\n<\/pre>\n
              J.B. Koshy & Thomas P.Joseph, JJ.\n<\/p>\n
                ————————————–
\n                  M.A.C.A. No. 2613 of 2008\n<\/p>\n
                —————————————
\n       Dated this the 1st day of December, 2008<\/p>\n
                             Judgment<\/p>\n
Koshy,J.\n<\/p>\n
            First respondent in this case sustained very serious<\/p>\n
injuries in a motor accident on 17.11.2000.           He applied for<\/p>\n
compensation under section 163-A of the Motor Vehicles Act. He<\/p>\n
sustained several fractures. More than Rupees Two lakhs was spent<\/p>\n
by him for treatment. Even though claim petition was originally filed<\/p>\n
under section 163-A (1), considering the fact that he cannot recover<\/p>\n
the entire medical expenses on the basis of the application filed by<\/p>\n
him, application   was converted under section 166 of the Motor<\/p>\n
Vehicles Act. Tribunal found that the accident occurred due to the<\/p>\n
negligence of the claimant himself.       Claimant was driving the<\/p>\n
vehicle. No other vehicle was involved. Tribunal found as follows:<\/p>\n
                  “The petitioner’s case simply is that while
\n            he was driving the car No. KL-8\/G 7909 the said
\n            car    got   involved    in   an    accident  at
\n            Mazhuvanchery and the petitioner does not
\n            explain how the accident occurred or who was
\n            responsible for the accident. The Ext.A1 F.I.R.
\n            was registered by the police against the
\n            petitioner and Ext.A2 charge was laid against
\n            him by the police after investigation.       The<\/p>\n
M.A.C.A.No.2613\/2008                   2<\/span><\/p>\n
              petitioner has no explanation for the charge
\n              against him. It appears that he did not adduce
\n              any oral evidence of his own for fear that the
\n              exact reason for the accident would come out.
\n              Any way, it is practically not in dispute that the
\n              accident occurred due to the negligence or
\n              carelessness on the part of the petitioner
\n              himself. Accordingly, it is found that the motor
\n              accident involving the car No.KL-8\/G 7909 at
\n              Mazhuvanchery on 17.11.2000 occurred due to
\n              the negligence on the part of the petitioner who
\n              was the driver of the said car at the time of the
\n              accident.”<\/p>\n
A vehicle can overturn due to many reasons like skidding etc.<\/p>\n
Tribunal     found    that    in   Workmen’s      Compensation   case,<\/p>\n
Commissioner can award compensation irrespective of negligence,<\/p>\n
and awarded compensation of Rs.4,15,100\/- with 7% interest.<\/p>\n
Section 3 of the Workmen’s Compensation Act (for short ‘the Act’)<\/p>\n
states as follows:\n<\/p>\n
                     “3. Employer’s liability for compensation:-
\n              (1) If personal injury is caused to a workman by
\n              accident arising out of and in the course of his
\n              employment, his employer shall be liable to pay
\n              compensation in accordance with the provisions
\n              of this Chapter:\n<\/p><\/blockquote>\n
                     Provided that the employer shall not be
\n              so liable —\n<\/p><\/blockquote>\n
                     (a) in respect of any injury which does not
\n              result in the total or partial disablement of the
\n              workman for a period exceeding three days;\n<\/p><\/blockquote>\n
                     (b) in respect of any injury, not resulting
\n              in death or permanent total disablement
\n              caused by an accident which is directly
\n              attributable to —\n<\/p><\/blockquote>\n
M.A.C.A.No.2613\/2008                    3<\/span><\/p>\n
                          (i) the workman having been at the
\n                    time thereof under the influence of drink or
\n                    drugs, or<\/p>\n<\/blockquote>\n
                          (ii) the willful   disobedience of the
\n                    workman to an order expressly given,or to
\n                    a rule expressly framed, for the purpose of
\n                    securing the safety of workmen, or<\/p>\n<\/blockquote>\n
                          (iii) the willful removal or disregard
\n                    by the workman of any safety guard or
\n                    other device which he knew to have been
\n                    provided for the purpose of securing the
\n                    safety of workman, …”\n<\/p><\/blockquote>\n<\/blockquote>\n
There is no contention or pleading by the appellant that he willfully<\/p>\n
disobeyed any rule or willfully removed any safety device as<\/p>\n
mentioned in clause (b) of the proviso to section 3 of the Act so as<\/p>\n
to deny compensation. Even if a claim is considered under the<\/p>\n
provisions of the Workmen’s Compensation Act, compensation can<\/p>\n
be determined only with respect to the provisions of that Act.<\/p><\/blockquote>\n
             2. The driver was specifically covered by the insurance<\/p>\n
policy for the liability under the Workmen’s Compensation Act.<\/p>\n
Even though income was claimed as Rs.4,000\/-, maximum income<\/p>\n
that can be claimed during the relevant time of accident under the<\/p>\n
Workmen’s Compensation Act is only Rs.2,000\/- and considering his<\/p>\n
age, apt relevant factor is 175.54. 27% was the disability assessed<\/p>\n
by the doctor. Therefore, compensation payable will be 175.54 x<\/p>\n
2000 x 27 x 60 = Rs.56,874.96 rounded to Rs.56,875\/-.            The<\/p>\n
        100     100<\/p>\n
M.A.C.A.No.2613\/2008                4<\/span><\/p>\n
claimant will be entitled to Rs.56,875\/- with 12% interest from the<\/p>\n
date of application till its deposit. Even though interest provided<\/p>\n
under section 4A of the Act is 12% per annum from the date when<\/p>\n
compensation fell due (date of accident) since claim was filed<\/p>\n
under section 166 of the Motor Vehicles Act, Motor Accidents<\/p>\n
Claims Tribunal considered interest only from the date of<\/p>\n
application as provided under section 171 of the Motor Vehicles<\/p>\n
Act. The above amount need be deposited by the insurance<\/p>\n
company after deducting the amount already deposited.<\/p>\n
             The appeal is allowed to the above extent.<\/p>\n
                                                 J.B.Koshy
\n                                                   Judge<\/p>\n
                                            Thomas P. Joseph
\n                                                   Judge<\/p>\n
vaa<\/p>\n
M.A.C.A.No.2613\/2008    5<\/span><\/p>\n
                                    J.B. KOSHY
\n                                         AND
\n                           THOMAS P.JOSEPH,JJ.\n<\/p>\n<\/p>\n
                          ————————————-
\n                            M.A.C.A.No.2613\/2008\n<\/p>\n
                          ————————————-<\/p>\n
                                     Judgment<\/p>\n
                             Date:1st December,2008<\/p>\n","protected":false},"excerpt":{"rendered":"
Kerala High Court The Oriental Insurance Co. Ltd vs Thankachan on 1 December, 2008 IN THE HIGH COURT OF KERALA AT ERNAKULAM MACA.No. 2613 of 2008(Y) 1. THE ORIENTAL INSURANCE CO. LTD., … Petitioner Vs 1. THANKACHAN, S\/O.PALAMATTOM VARGHESE, … Respondent 2. SHIBU DAVID, S\/O.CHUNDATTUSSERY 3. U.V.AUGUSTINE, URAKATH HOUSE, For Petitioner :SRI.GEORGE CHERIAN (THIRUVALLA) For […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[8,21],"tags":[],"class_list":["post-188418","post","type-post","status-publish","format-standard","hentry","category-high-court","category-kerala-high-court"],"yoast_head":"\nThe Oriental Insurance Co. 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