{"id":189770,"date":"2009-11-12T00:00:00","date_gmt":"2009-11-11T18:30:00","guid":{"rendered":"https:\/\/www.legalindia.com\/judgments\/national-insurance-co-ltd-vs-b-n-shivarajappa-so-late-on-12-november-2009"},"modified":"2014-06-13T07:32:38","modified_gmt":"2014-06-13T02:02:38","slug":"national-insurance-co-ltd-vs-b-n-shivarajappa-so-late-on-12-november-2009","status":"publish","type":"post","link":"https:\/\/www.legalindia.com\/judgments\/national-insurance-co-ltd-vs-b-n-shivarajappa-so-late-on-12-november-2009","title":{"rendered":"National Insurance Co Ltd vs B N Shivarajappa S\/O Late &#8230; on 12 November, 2009"},"content":{"rendered":"<div class=\"docsource_main\">Karnataka High Court<\/div>\n<div class=\"doc_title\">National Insurance Co Ltd vs B N Shivarajappa S\/O Late &#8230; on 12 November, 2009<\/div>\n<div class=\"doc_author\">Author: N.K.Patil And N.Ananda<\/div>\n<pre>1N THE HIGH COURT OF KARNATAKA AT BANGALORE\nDATED THIS THE 12?\" DAY OF NOVEMBER, 2009\n\nPRESENT\n\n\"ms HONBLE MR.JUS'I'ICE N.K.PAT1L..__\"4~   \n\nAND\n\nTHE HONBLE MR.JUs'm'&lt;31%:&#039;N.. AIDQAISEDA&#039;   \n\nM.F.A. No.6152\/2e69._E\u00a7&#039;*{MDVe&#039;V&#039;D}  -. \u00ab. &quot;  A A\n\nBETWEEN\n\nNational Insurance Co. :Ltd.\n\n#9, Lingaraju Complex   _ 1 . V\n\nGandhi Bazaar, Basavanagudi  ._ u _\nBangalorem\u00e9l, now represented by its  1-. \nRegional Manager  _&#039; A&#039; &#039;~ _  - \nNational insuifare\u00e9t? Co_&#039;\u00abLt&lt;3-   ,  \n\n  \n144, M_.G.-Road&#039;; &#039;I:&#039;3,\u00a5ig\ufb0110&#039;I\u00a7?&#039;56&#039;O&#039;00l.  Appeilant\n\n{By Sriyuetizs AN &amp; S.Maheshwara, Advocates}\n\nIj1I,I;_?f:&quot; \u00bb\n\n&#039;V  1.,  I&#039;:\u00a7u.eN.T$jf1iya1*ajappa\n\nA  _ 6. Late&#039;-.Nanjeg0Wda\n D NOW_a\u00a7\u00a7ed*&#039;about 57 years\n\n2. S_i*n&quot;t,ei:akshmamma\n,. 0. B.N.ShiVaraj appa\nNew aged about 53 years\n\n Mahaiakshmi\nD\/0. Late Dharmegowda\nNow aged about 12 years\n\n\n\n4. Revanth\nD\/o. Late Dharmegowda\n\nNow aged about 5 years\n\nRespondents 3 81 4 herein since minors, . \nrep. by their natural guardian\/ grand father \nthe 151 respondent herein.  &quot;\n\nAll are r\/0. Thotagere, R.Go11ahaHi   j; \nDasanapura Hobli &#039;  &#039;\nBangalore North--562 123.\n\n5. R.Srinivasa\n\nS\/ o. Ran1achandr_a\n\nAge: Major V j    _ \n\nR\/ a: No.758, 8H1 Mair1.,.Kan{1a}a Nagara,_\n\nBangalore-560 079. &#039;~ _  1   Respondents\n(By Sri G:B&#039;.&#039;Na&#039;ndis&#039;h ; --.Gowda,f_&quot;--.._A\u00e9Vocate for Sri\n\nR.B.Sadasiva_ppa.5;:Advoeate-__for__\u00ab  R.&#039;2eServed; R3 &amp; R4,\nminors rep: by _.I7&lt;}_: R5.--seeg,;ee- ofprnotzice is dispensed with)\nIr;i&#039;e%&quot;eppefa1 re&#039;;4\ufb011e&amp;\u00bb..j}m_de\u00a7:&quot;&quot;eect1on 173(1) of MV Act,\nagaingfvvghe&#039;judgrnent  dated 20.10.2005, passed\nin MVC N0,\u00a7315\/20914;  file of the emu Judge [Sr.Dn.}\n&amp; Member.  Kunigal, awarding compensation\n\n &#039;  drntgfsrest at 65\/2)&#039; &#039;per&#039;annum from the date of petition.\n\n  coming on for hearing this day, N.\nANANDAr t=_1&#039;,;ae11x\u00bbered the following:\n\n\n\nJ U D G M E N T\n<\/pre>\n<p>The Insurance Company has filed this<br \/>\naside the impugned award, inter alia<br \/>\nclaimants have failed to prove that-accidentin&#8217;_:vd_u&#8217;es_tilovnl&#8211;ihadg<br \/>\noccurred due to rash and<br \/>\ninsured Vehicle viz auto\ufb01ckshauf&#8217;~~bearing._  it<br \/>\n5478. The learned Counsel for-Insurance Conipanyiihas also<br \/>\ncontended that  by Tribunal is<\/p>\n<p>excessive.\n<\/p>\n<p>2. We,    __i!&#8217;V1.jt\u00ablv.ll\ufb01tislhnaswamy, learned<\/p>\n<p>Counselmforcr and Sr: G.B.Nandish<\/p>\n<p>Gowda, ll&#8211;ea1&#8217;ned &#8211;Coui_1~sei\u00ab .f_o&#8217;1&#8217;\u00bb. clairnant.<\/p>\n<p>3.  Sri &#8220;&#8216;A&#8217;l_N;i(rishnaswamy, learned Counsel for<\/p>\n<p> Cljonipany would submit that evidence adduced by<\/p>\n<p> clearly establish that at the time of<\/p>\n<p>accident; &#8216;t:l.ain1ant was travelling in autorickshaw bearing<\/p>\n<p>:&#8221;R.egn.l\\lo.KA&#8211;02~B~5478 and a lorry, whose registration<\/p>\n<p> _l&#8217;nVumbl&#8217;er is not knowri dashed against autorickshaw. After<\/p>\n<p>ll   irnrestigation, police have submitted &#8216;C&#8217;-report, stating that<\/p>\n<p>offending vehicle could not be traced. In the circumstances,<\/p>\n<p>the Tribunal is not justified in fastening liability a.Vo&#8217;nulthe<\/p>\n<p>insured and insurer of autorickshaw inVolx\u00e99ed&#8221;&#8216; .<\/p>\n<p>accident.\n<\/p>\n<p>4. The learned Counsel for lnsutfancel&#8217;C.on1pan\u00a7i&#8221;haVs&#8217;.2<\/p>\n<p>relied on the judgments of the..vr:&#8221;S&#8217;u.Vpreniea._Co&#8211;ui~t.  in it<\/p>\n<p>(1977) 2 sea page sssun the&#8221;ca&#8217;se&#8217;of. Minu&#8221;i&#8217;3.l\\\/lehta and<\/p>\n<p>another Vs. Balkrishnaa&#8217;   and another]<br \/>\nand AIR 2007 sc:&#8221;1509 {ih&#8221;tru\u00e9;  Oriental Insurance Co.<\/p>\n<pre>\nLtd. Vs.  ifs \n\n5'.     claimants would submit\n<\/pre>\n<p>that as  as deceas;e~dll&#8217;i&#8217;s.coneemed, it is a case of composite<\/p>\n<p>negligence. l&#8221;lThe1&#8217;efore.A&#8221;thle*\u00b0claimants could proceed against<\/p>\n<p> ..v&#8217;one.&#8217;:}_df the joint t.ort\u00abfeasoIs. even if the name of other tort\u00bb<\/p>\n<p>V&#8217;  lfeasor  known.\n<\/p>\n<p> V  l..lV:\u00a3?V\u00a31l&#8217;T1\u20ac(i Counsel for claimants has placed<\/p>\n<p> reliancellon  F ull Bench judgment of this Court, reported in<\/p>\n<p>  KARNATAKA 149 [in the case of Karnataka State<\/p>\n<p>i ;\n<\/p>\n<p>&#8216;J  &#8216;<br \/>\n  &#8216; &#8220;s r<\/p>\n<p>Road Transport Corporation, Bangalore and etc. Vs. Arun<br \/>\nalias Aravind and etc.).\n<\/p>\n<p>In the case on hand, evidence of first inforngiant. of<\/p>\n<p>accident nameiy PW3&#8211;K.G.Lakshmana, would_:reveal.&#8217;__:&#8217;<\/p>\n<p>accident took place due to contributory negligence&#8217;  &lt;:l_ri-Jge1&#039;*  C <\/p>\n<p>of lorry and driver of autorickshawfiherefore, it7is._:n&#039;otia case&#039;<\/p>\n<p>Where claimants have not at ailaddticeld&#039;..evident:e:in tproof  <\/p>\n<p>negligence. In the circumstancesdaxzhat has  the<br \/>\nSupreme Court in the aforestated  is lnotlapplicable<\/p>\n<p>to the case on hand.\n<\/p>\n<p>7;&#8221;rii&#8217; ardecisiid\ufb01nl relported i\ufb01&#8217;AtR 2004 KARNATAKA 149<br \/>\n{in the caseof KarnV.ataka_:lVS.tai;e Road Transport Corporation,<\/p>\n<p>Bangalore and &#8216;etc.V  alias Aravind and etc.}, the Full<\/p>\n<p> &#8216;~   v:ti&#8221;;i_s Cotirt\ufb02ias he1d:&#8211;\n<\/p>\n<p>_   next point to be considered is<br \/>\n and remedy of the joint tort-\n<\/p>\n<p> feas&#8217;orA.fvvho satisfied the award. It is clear from<br \/>\nprovisions of section 175 of the Act that<\/p>\n<p>it \u00abwhere claims Tribunal has been established for<\/p>\n<p>&#8220;any area, no Civil Court shall have jurisdiction<\/p>\n<p>adjudicated upon by the Tribunal. Section 168 _<\/p>\n<p>of the Act. enables the Tribunai to make an7l._ <\/p>\n<p>award determining the amount of compensation&#8217; *  <\/p>\n<p>which appears to it to be just and to specify    <\/p>\n<p>erson or yersons to whom com ensa.tion&#8211;.s&#8217;haH.. &#8216;<\/p>\n<p>be paid and in making the aavardl <\/p>\n<p>shall specify the amount which_sl3&#8211;all bellpaid .by it <\/p>\n<p>the insu.i&#8217;e.:.&#8217; or owner &#8216;or'&#8221;d_river&#8221;vof thelvehilcie&#8230; <\/p>\n<p>involved in the accidentlli&#8217;i&#8217;orl&#8221;oy allerilanylgof<br \/>\nthem, as the case~.1jraayri5e. 174lHo&#8217;f the<br \/>\nAct provides that4l&#8217;vvhere_gVany \ufb02laemAoun.t is due<br \/>\nfrom any ilersonvpunder an  ciajms<br \/>\nTribunal&#8221; f&#8217;1&#8243;i&#8217;.&#8217;3fi=7&#8217;~\u00a7t&#8217;-.&#8217;OI1 &#8220;ania&#8217;ppiicati&#8217;on.made to it by<br \/>\nperson&#8221;    amount, issue a<br \/>\ncertigficate &#8216; iorg_the.,_  to the Collector and<br \/>\nthe C{illA7\u20acl{&#8216;,t{);jV shall\u00e9vjproceed to recover the same<br \/>\n saunealAimaiinlerd..&#8211;as an arrears of land<\/p>\n<p>revenue. in  our finding that the<\/p>\n<p>gggclainaant proceed against either or both of<br \/>\njoint i(&#8216;)2*tl~ileasvors where both the joint tortw<br \/>\n  parties, if the claimant proceeds<br \/>\n  one of the joint tort-feasors, one<\/p>\n<p> joint&#8217; ielrtv~leaso:* having satisfied the award, can<\/p>\n<p>proceed in recover the amount held to be<\/p>\n<p>it ll\ufb01payable by the other tort&#8211;feasto:r under the<\/p>\n<p>&#8220;same award in accordance with section 174 of<\/p>\n<p>the Act. I&#8217;ioweve:&#8217;, where the claimant has filed a<\/p>\n<p>3&#8243;\u00bb? u\/::&amp;\u00a3&#8217;~~&#8221;W&#8221;\n<\/p>\n<p>E<br \/>\n\u00bb c<br \/>\nAl<\/p>\n<p>petition against one of the joint tort&#8211;feasors, to<br \/>\ndo which he is entitled to, the joint tort&#8211;feasor is<br \/>\nbound to satisfy the award and negligence of<br \/>\nthe other tort-feasors. cannot be a defence to <\/p>\n<p>reduce compensation payable to the claimanptppb <\/p>\n<p>So far as the claimant is concerned, his  <\/p>\n<p>cannot be defeated or reduced due to i&#8217;]OvIl,&#8217;:&#8217; <\/p>\n<p>impleadiilg of other t9Fl\u00a7*feasor;&#8221;&#8221;<br \/>\nappoitionment of<br \/>\nblarneworthiness between  tortfeasors it<br \/>\nwould arise oniy whenlilboth are&#8221;partiesi\u00bb.Vto&#8221;:.et&#8217;he&#8230;<br \/>\npetition. If other joint tortifeasor isinotiltniadeg a<br \/>\nparty. it is always it  the irnpleaded<br \/>\nrespondents to Viignpleabled &#8220;joint tort-<br \/>\nfeasors so i&#8217;\u00a7&#8211;}g1&#8217;\u20ac thei&#8217;r&#8221;i&#8217;especti_Ve blvarnielworthiness<\/p>\n<p>can be &#8216;a\u00a73pg3i9tio11ed\u00ab._so_ as to enable them to<br \/>\nclairn. cc)-1&#8217;1t.i&#8217;ib&#8217;tttio.n:&#8221;&#8221;.-f1t:)m the other if the<\/p>\n<p>clairharit. &lt;:hr.)osese.to proceed to recover the<\/p>\n<p>ppgjiarnotint &quot;zaxyarded&#039; from one of them only. It is<\/p>\n<p>&#039;weii settlecl  in the absence of both the joint<\/p>\n<p>  it would not be appropriate to<\/p>\n<p>&quot; &#8211;._3a}5po;~.i;io&#039;n&#039;neggiigence or biameworthiness as the<\/p>\n<p> said .\u00a7&#039;i.ndi.\u00a7:g would not be binding on the other<\/p>\n<p>jovinit to1&#039;i&#039;~i&#039;easor, who is not a party to the<\/p>\n<p>it proceedirigs and Courts and Tribunals should<\/p>\n<p>not pass _\u00a7i.;(.igment or order, which cannot be<\/p>\n<p>executed. However, the only joint tort-feasor,<\/p>\n<p>W? E &#039;W  3<\/p>\n<p>who is made a party to the petition and<br \/>\nsatisfied the award cannot be said to be withoutig <\/p>\n<p>any remedv. It is open to him to <\/p>\n<p>contribution from the other joint tort&#8211;fee_..sor  is<\/p>\n<p>the extent of his blamewotthiness. _&#8211;&#039;i&#039;E1e:.::lFiiil.:<br \/>\nBench in Ganesh&#039;s case (ILEQ  Karit<br \/>\nhas st1ggesi&#039;ed as follows:&#8211;   _l t&#039;  . . __<br \/>\n&quot;xxxx XXXX  cases where  <\/p>\n<p>the joint t&quot;ort.\u00abi&quot;easors are netjmade aspiartiesvvito<br \/>\nthe procecciings, &quot;such .ofmtli.e; joint tort&#8211;Vf&#039;easor<br \/>\ni.e., drivez&#039;. owner\u00e9lanci the Vehicle,<br \/>\nwho saiiisiic;&#8211;as the awaifcig the same<br \/>\nproceedi;iig::;&#039;g;.gVg  ..ci\u00a7&#039;iver, owner<br \/>\nand &quot;oi:  Vehicle, which has<br \/>\ncan_sed&quot;\u00bb.Vg&#039;Vi.i&#039;1;e.;:__ aceide:nt&quot; \u00abovnwvfaccount of the<br \/>\nr.ieglige1n{{e;:-7..of the -dntirer of the said Vehicle. This<br \/>\nproceciure. :ll&#039;\u00a7~.V V\ufb01rzti-:VVeZ&#039;r&quot;E;:,:&#039; is permissible in proper<\/p>\n<p>undei&#039;stai;i&#039;lii;.g&#039; Cf &quot;Se_e&#039;ti0n 110-17 of the Act, and<\/p>\n<p>git _woulcE&quot; ..;_-_1lso subserve the Very object of<\/p>\n<p>5&#8230;kcharptler-VII} oi&#8221;&#8221;&#8216;the Act which intends to give<\/p>\n<p> &#8211;i.ex;jeci:ii:io&#8217;i:&#8211;s; and effective relief to the Victims of<\/p>\n<p>V&#8221;l.._the\u00abn&#8217;_iotOi:&#8221;V'{ic&lt;:i(lents or the legal representatives<\/p>\n<p> off &#039;i,I1e~&quot; pc:&quot;.:~&quot;e1is who are killed in such<\/p>\n<p>aceiiclents.\n<\/p>\n<p>13, &#8216;i&#8221;lic- Division Bench making this<\/p>\n<p>&#8216;A reference felt that while making the abovesaid<\/p>\n<p>.  .\n<\/p>\n<p>but<\/p>\n<p>suggestions the question as to whether an<br \/>\napplication (ran be filed in a disposed of petition <\/p>\n<p>and in some cases modified in appeal and the} <\/p>\n<p>remedy of a tort&#8211;feasor who has satisfied&#8230;.tpheg&#8217;:&#8217;*:2. <\/p>\n<p>award. but. who does not know the parti.\u00abci1la.rs&#8217;  <\/p>\n<p>of the other vehicle which was respo1isib.l:ejfo&#8217;rl:<br \/>\nthe acciciem. It is well settleclthat\u00e9 pro&#8217;v_is&#8217;ions<br \/>\nthe Motor Vehicries Act regarding;&#8217;establishrrient it<br \/>\nof Claim:~; &#8216;l&#8217;1&#8217;ibunal&#8217;ll__g&#8221;&#8216;tQ. deteVrmi_r1e._v A<br \/>\ncornpensal\u00e9oh to the  of&#8217;   legal<br \/>\nI&#8217;\u20acpl&#8217;\u20acS\u20acl1{2l\u00a71-V655 of .__the  lcleoeatzellfi&#8221; &#8211; ._ in at Hlrhotor<br \/>\nVehicle ameident    a Speedy<br \/>\nand CXp\u20ac?(&#8216;lf~f&#8217;iOL1S v_f\u00a3)&#8217;}&#8217;&#8211;&#8216;.v,1._I&#8221;I:&#8217;1w topgthel&#8217;.&#8217;C*.lafiiiE1r1ts. The<br \/>\nobject of &#8216;1&#8217;i[,:l:f?:y:.a(&#8216;.t;:h.E1S bee&#8217;1&#8217;l:en.hm_erated by the<br \/>\nSupiwgrrhel&#8217;  liri-:_i.1rii~1&#8217;ed&#8221;_ lhdia &#8216; Insurance Co.<\/p>\n<p>Ltd.  &#8216;l&#8217;:\u00a7::?v\u00a7&#8221;i.iv:LVl:&#8217;iV'(2&#8217;Q03.] 3 sec 338: (AIR 2003 so<\/p>\n<p> i&#8221;i&#8217;;ll&#8217;if;*.i2&#8243;\u00a7_\u00e9&#8217;.&#8217;.*.~&#8221;V&#8217;il-b &#8216;2. it<\/p>\n<p>c&#8217;s::c1e1*&#8217;A.t.oi.;:iefine the intention of the<\/p>\n<p>_;j &#8216;legi.siat:ufc..  Vthe..cou&#8217;rse of interpretation of the<\/p>\n<p> &#8216;rel&#8217;evaIht. ;&#8217;&gt;1&#8217;visions, there can scarcely be a<\/p>\n<p>  {&#8216;:~.\u00e9.l1an that of probing into the motive<\/p>\n<p>&#8221; aganci bff3h&#8217;i;;\u00a7\u20acV&gt;?r;()}I)1&#8242;}}\u00bb&#8217; of the relevant provisions<\/p>\n<p> kc;-;epi.u.;; is&#8217;; :&#8217;111&#8217;1&#8217;1(\u00a7 the goals to be achieved by<\/p>\n<p>enaltiigig the same. Ordinarily it is not the<\/p>\n<p>A \u00ab._cor1&lt;:erh of the Eegislature whether the owner of<\/p>\n<p>&quot;the \\=-&#039;t?hi(&quot;&#039;l:&#039; ii1SI,.E.I&#039;\u20acS his vehicle or not. If the<\/p>\n<p>vehicle is 110:. insured any legal liability arising<\/p>\n<p>(ax);  5&quot;&#039;\/~&quot;&quot;&quot;&#039;\u00a3&quot;&quot;&#039;<\/p>\n<p>b<\/p>\n<p>on &#039;c1(&#039;(&#039;Ot.1:ai of third party risk will have to be<br \/>\nborne by l\u00a7&#039;h&quot; owner of the vehicle. Why then has<\/p>\n<p>the l6glSlz1\u00a7_i.Ii&#039;t&#039; insisted on a person using a_.-.__<br \/>\nmotor ve\u00a7n&#039;e;&#039;le in a public place to insure against;<br \/>\nthird part}; risk by enacting Section 94&#039;?<br \/>\nthe olaligation has not been imposed in or\u00abd__er.to.: ll&quot;<br \/>\npromote the business of the in&quot;snrers<br \/>\nthe bi.1si1&#039;1z:-Ts of the  .traxzelling~&#8211;rin&#8221;&#8216;<br \/>\nVehicles or using the .r_oad_s -.._frorIt&#8217; rthie<br \/>\nattendant upon L18-fer of l1n_o.to&#8217;1*..VehiCleslA on<br \/>\nthe I&#8217;0a1:\u00a71:.(:rl-&#8216;i;_ protection would remain a<\/p>\n<p>4;: lp1o.t:e&lt;.&#039;1io&#039;n..ori paper unless there is a guarantee<\/p>\n<p>&quot;t1ia:.. I&#039;1li1e &lt;&#039;&lt;&#039;;:&#039;1&#039;apensation awarded by the Courts<\/p>\n<p> vw&#039;o4uiicl&quot;vt.\u00a7je~-.recoverable from the persons held<\/p>\n<p>l&quot;=gliabEe~&#8211;_foi:&quot;\u00e9l&#039;1&lt;&#039;% mnseqiiences of the accident. A<\/p>\n<p> Cot1&#039;rij foam i_}\u00a73.\u00a7}-&#039; pass an award or a decree. It<\/p>\n<p>Carmot (-=2&#039;::&lt;.a:i&#039;&lt;: that such an award or decree<\/p>\n<p>A &#039;*-&#8230;_results in i.&#039;%&#039;a.e amount awarded being actually<\/p>\n<p>&quot;recovered frorii the person held liable who may<\/p>\n<p>not hzwv the resources. The exercise<\/p>\n<p>U<\/p>\n<p>unciertakt-&quot;xi by the Iaw Courts would then be an H<br \/>\nexercise in i&#039;ui;i1it.y. And the outcome of the legalh<br \/>\npI&#039;O(T@\u20acdi1i;{S which by the very nature of  &#039;&#039;<br \/>\ninvoive the &#039;time cost and money cost inyesteti<br \/>\nfrom the -&#039;\u20ac(.&#039;E&#039;d&#039;CTtT resources ofmthe CGrr1iI1\ufb01n.ity.:<br \/>\nwouid nizikc a mockery of the  i&#039; V<br \/>\nor the d(&#039;fg}&lt;&quot;l1dE-lliis of the deceased&#039;\/ictini .of*the it &#039;<br \/>\naccident. who 1he1nse1yes&#039;=~are o\ufb02bligeri<br \/>\nnot i&#039;ncoi&#039;isitie1&#039;ai3ie expentiiture_Vof  &#039;Inoney<br \/>\nand \u20ac3I1\u20ac1.&#039;f.E}&#039; in l1&#039;1&#039;iyg&quot;a~!.ion.&#039;f&#039;&quot;N&#039; it   it<br \/>\nW&#039;1-ii-*:.=;_ the opioioriiiris between for a<br \/>\nView vvh:i&quot;&lt;&#039;:&#039;i&#039;i&quot;&#039;y;xy2yf:.il1 1&#039;e1ieVe&#039;i&quot;the&quot;t:iistres.s5and misery<br \/>\nof t1&#039;1e&#039;o&#039;r; their dependants<br \/>\non__i_\u00a7Vyie&quot;&quot;o.1i\u00a3;&#039;i ii-..:a_1i_t.i ai&#039;2d?ihe..equally plausible View<br \/>\nVihi(&#039;1&quot;1&#039;Ai?\\i&#039;ii\u00a7_~.i&quot;\u00a7:\u00a7i&#039;t1Vt&quot;\u20ac&#039;\u00abE158_pI&quot;O\ufb01tability of the insurer<br \/>\n &#039;r&#039;egzV&#039;i:*:&#039;i:  occupational hazard<\/p>\n<p>u\ufb02dtgrf\ufb01thzfii V\u00a73yVi:.iri&#039;ii,hy way of business activity,<\/p>\n<p>&#039;4;:&#039;tl&quot;V1e.1.&#039;c&#039;. is i&#039;3i;-2.;-g&#039;iiy an choice. The Court cannot but<\/p>\n<p> opt i&#039;or..\u00abih:;- :&#039;\u00a2&#039;i&#039;~;i:er view. Even if one were to<\/p>\n<p>  f~ir&#8211;::&quot;i&lt;r&#039;i.1},.;&#039; docirinaire approach, the very<\/p>\n<p>i&quot;-._sai1&#039;1\u00a35:&quot;;\u00bbr;&lt;)&#039;i;{4iiissiori would emerge in obeisance to<\/p>\n<p>the&#039;cio&#8211;t&#039;\u00e9::&#039;i:ic: oi&#039; &#039;reading down&#039; the exclusion<\/p>\n<p>claui-..5e {:2 Eht&quot; Eight of the &#039;main purpose&#039;<\/p>\n<p>A&#039;ii&#039;~&#8230;yhigi1iighiv&lt;.i cariier. The effort must be to<\/p>\n<p>&quot;:1&#039;lEll&#039;1&#039;11OI]iI2&quot;.i.&quot; i&#039;E&quot;\u00a7(-&#039; two instead of aiiowirlg the<\/p>\n<p> j i<\/p>\n<p>\u00a32.\n<\/p>\n<p>exclusion clause to snipe successfully at the H<br \/>\nmain pu:&#8217;pse.&#8221; &#8216;<br \/>\nXXX  \u00bb. V<br \/>\nit 1&#8217;m~&lt;&#039;1 not be pointed out that the_.A&quot;vL*hoie&#039; <\/p>\n<p>concept oi&quot; \u00a7_{etting the Vehicie an<br \/>\nInsu1fanc\u00bb;:= Corripany is to  e&#039;asy&#039;Arnode\u00bb.,v&quot; V<br \/>\nof ggettin;-.3 compensation   Claimants, it &#039;<br \/>\notherwise in normal co:i.rse:.they&#039;vhad.tot&#039;<br \/>\ntheir claim against. the ownet&#039;from one<br \/>\nother and 11\u00a7tin1a&#039;tc.E_y execiitetj\u00e9the-._order&#039;of the<br \/>\nAccidents-; (&quot;&#039;3 laimsta&#039;   foe \u00a2:h&#039;2*\u00a7:Lag;\u00a2\/,ation of<br \/>\nsuch an1:.zt&#8217;s&#8217;_11. by sa-E~e.._o:f pvroperties  owner<\/p>\n<p>&#8216;  The piroctedurie*anrI&#8230;.\u00a7&#8217;esult of the<\/p>\n<p>of the ve; &#8216;<br \/>\nexec tttio  1 j:  &#8216;i&#8217;.&#8221;&#8216;I2\u20ac;&#8217;__ de&#8217;t&#8217;t:\u00a7Tit5&#8243;\u00bbIi\u00a31fI1\u20ac of other joint tort-<br \/>\nfeasso1*._&lt; not ..1{V1Ai_()i?V&#039;.1;}&#039;&#8211;.~,1&#039; the oniy joint tort&#8211;feasor<\/p>\n<p>_; o&#039;n,reco1&#039;fri::.. vtbcinnd to pay the compensation<br \/>\n \u20ac&#039;aWa.rdie.c&amp;i 2:; iihetiiciaiinant and the question of<br \/>\n &#039;v\u00a711;)}at)&#039;f:{i\u00a33A:i:&#039;\u00a7s;E.ia&#039;\u00a3&#039;E&#039;{ of biameworthiness in the<\/p>\n<p>&quot; -.__&#039;abs&lt;.9&#039;11r:e&quot;;;;s\u00a7&quot;that joins&quot; t0rt&#8211;feas0r does not arise.&quot;<\/p>\n<p>&#039;I&#039;he.1&#039;ei&#039;or&lt;: we\u00bb cannot accept the submission of learned<\/p>\n<p> A ..fCoi1nse1 fox&#039; 1n:~;2a2.&quot;;::1(:e Company. E I<br \/>\n..     E (4:&amp;AA_w_5;4_V. (&#039;\/\u20acp\\ :\n<\/p>\n<p><span class=\"hidden_text\">33<\/span><\/p>\n<p>Regarding quantum of eompensation:&#8211;\n<\/p>\n<p>8. The Tribunal to determine compensation under the<br \/>\nhead &#8220;loss oi&#8217; dependency&#8221; has rightly determ1&#8217;neld&#8221;\u00bbo the<\/p>\n<p>multiplier and the multipheand. The Tribunal <\/p>\n<p>compensation of Rs.68.000\/&#8211; under conventional.&#8217;   b <\/p>\n<p>Tribunal has awarded eompens.ation:A&#8217;<br \/>\nclaimants i to 4 under the head &#8220;lo4sS&#8217;of_Alove affeet:lo11l&#8217;l.l&#8217;&#8211;<br \/>\nTherefore. we 1&#8217;e-assess the eoiiipensation<br \/>\nCOI1V\u20acI&#8217;ll&#8217;,iO}&#8217;l\u00a3ill1\u20ac:&#8217;,adS as vfollows:&#8217;:&#8211;l&#8221;&#8221;&#8217; . l l l<br \/>\nClai:1&#8242;}.am.s are entitle.d&#8217;toi~ of Rs. 10,000\/&#8211;<\/p>\n<p>under the iieeuifflgoss of;  15,000\/~ under<\/p>\n<p>the headlllli&#8217;l&#8217;u1:{;l-;1fa1  &amp;._transportation charges&#8221; and<br \/>\nRs.20,0l0Q}&#8217; ui ;dei2&#8217;tl1e\u00b0l1ead.Ffloss to estate&#8221;.\n<\/p>\n<p>9. Ini;}1(-* &#8216;1&#8217;esu1t.Ax.ybe&#8221;p&#8217;ass the following-<\/p>\n<p>&#8221;   _____ _. &#8211; ORDER<\/p>\n<p>&#8216;  &#8221;  j&#8221;i*l14\u00e9i*a1;;;3:l{&#8220;a.l is accepted in part. The impugned award is<\/p>\n<p>n&#8217;1o.ciil;ied.l ll~.VTfit74ii-&#8216;ll3ensaE&#8221;ion of Rs.4~,52,000\/&#8211; awarded by<\/p>\n<p>&#8216;V Tribtinalv.;s.V1~eciuced to Rs.ai.29,000\/&#8211;. The said amount shall<\/p>\n<p> .,ca1&#8217;ryz1ntle1~esl. at 6% per annum from the date of petition till<\/p>\n<p>&#8212;  the&#8217; date of irzilisation. The rest of the impugned award is<\/p>\n<p>m  5%&#8221; &#8216;{&#8216;&#8221;&#8216;~* ir<\/p>\n<p>con\ufb01rmed. If the Insurance Company has deposited the<\/p>\n<p>amount in excess of what has been awarded in this appeal<\/p>\n<p>the same shali be refunded to Insurance Company.  &#8216;7&#8217; <\/p>\n<p>are direcied in bear their costs. Of\ufb01ce i$mdirecteC\u00a3&#8221;&#8221;tciisftfid.  <\/p>\n<p>back records aiong with a mpy of this oreler.  A. 3<\/p>\n<p>       JUDGE<br \/>\n  L  % 391\/&#8230;\n<\/p>\n<p>n JUDGE<\/p>\n<p>SNN<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Karnataka High Court National Insurance Co Ltd vs B N Shivarajappa S\/O Late &#8230; on 12 November, 2009 Author: N.K.Patil And N.Ananda 1N THE HIGH COURT OF KARNATAKA AT BANGALORE DATED THIS THE 12?&#8221; DAY OF NOVEMBER, 2009 PRESENT &#8220;ms HONBLE MR.JUS&#8217;I&#8217;ICE N.K.PAT1L..__&#8221;4~ AND THE HONBLE MR.JUs&#8217;m'&lt;31%:&#039;N.. AIDQAISEDA&#039; M.F.A. No.6152\/2e69._E\u00a7&#039;*{MDVe&#039;V&#039;D} -. \u00ab. &quot; A A [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[8,20],"tags":[],"class_list":["post-189770","post","type-post","status-publish","format-standard","hentry","category-high-court","category-karnataka-high-court"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>National Insurance Co Ltd vs B N Shivarajappa S\/O Late ... on 12 November, 2009 - Free Judgements of Supreme Court &amp; High Court | Legal India<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.legalindia.com\/judgments\/national-insurance-co-ltd-vs-b-n-shivarajappa-so-late-on-12-november-2009\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"National Insurance Co Ltd vs B N Shivarajappa S\/O Late ... on 12 November, 2009 - Free Judgements of Supreme Court &amp; 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