{"id":196675,"date":"2009-12-17T00:00:00","date_gmt":"2009-12-16T18:30:00","guid":{"rendered":"https:\/\/www.legalindia.com\/judgments\/new-india-assurance-co-ltd-vs-n-ballegowda-on-17-december-2009"},"modified":"2015-01-26T13:59:03","modified_gmt":"2015-01-26T08:29:03","slug":"new-india-assurance-co-ltd-vs-n-ballegowda-on-17-december-2009","status":"publish","type":"post","link":"https:\/\/www.legalindia.com\/judgments\/new-india-assurance-co-ltd-vs-n-ballegowda-on-17-december-2009","title":{"rendered":"New India Assurance Co Ltd vs N Ballegowda on 17 December, 2009"},"content":{"rendered":"<div class=\"docsource_main\">Karnataka High Court<\/div>\n<div class=\"doc_title\">New India Assurance Co Ltd vs N Ballegowda on 17 December, 2009<\/div>\n<div class=\"doc_author\">Author: Subhash B.Adi<\/div>\n<pre>IN THE EWEIGH COURT OF KARNATAKA AT BANGALORE\n\nDATED 'Y1---HS T}-if) 17\"' DAY OF DEC EMBER 2009\n\nBI%3I&lt;&quot;O&#039;RI._iA'  :  \"\n\nMISCELLANEOUS FIRST APPEAL No.33?\/2'e\u00a7)7'{$?V(\u00a7) % T' '\n\nBETWEEN:\n\nNew India Assu1'an.C\u20ac C0.. Li:cE..\nBrarlch Office.\n\nN0.1200, 2\"\" Cross,\n\nAshok Nagar.\n\nMandya V -  \nBy New India ASSU.I'8.I}.('.\u20ac Co--_.., :f;[d.',\nRegional Office, Unity BL1ilding; ' '\nAm1e2s:e--P. Kaiinga Rae Road,  _  '\nBangalore A 560 02.7.  \" \"\nBy its Manager.   V'\n\n(By 811. O.  '    7\n\nAND:\n\n1. N'. [\u00bb3a11:;g'ow~da._ \" '\nAged 3'7*y4eAa1;.is. ' .\nS\/:O..I_I1g\u20acg(.)\\'J_d\u00a31'.'~ ' -\nRio Siibbanai'1sI.11i Grama.\n K;&gt;19a1\u00abi\u20ac-2'e'I*{0b1i, H\n: '\u00abMaddu1f *1'af'~uk,\n3 _:v1a;\u00ab _dyfc_1 {)is.f_.1*is::1.\n\nE\\\/\u00a3':1i(&gt;1--',A\n S\/o\"E{e\u00a7~:1chappe1.\n * :R\/0 S\"abba11.e1h211Ei Gramai.\n , K\u00e9iakere 1-miobli,\n Mac1c:u;~'\u00a7a1ukg\nE Me-mdya Distn'ct..\n\n-   (i~3y Sri. Marigoxvdel, Adv. for C \/ R1.\nM\/s P. Nata:'a}u &lt;3: Associates for R2)\n\n &quot;  .. APPELLANT\n\n. . RESPOND ENTS\n\n\n\nEd\ns\n\nThis i\\\/Iiseellameous Firs&#039;: Appeal is filed uncier Section 30(1)\nof WC AC1 agai.Iisi&#039; the order dated 30.10.2006 passed in WCA\nNo.31\/2003 on {he File of the Labour Oilicrer and C0n1missior1e1&#039;\nfor Workmen C0i&quot;ripensa1.i011. Sub Division-2, Mailciya. aziwarding\n\u00a31 crompeiisaiion of Rs.2.2 1 ,692\/- with interest  12% RA.\n\nThis Appeal cttiiiiiiigg on for l&#039;1ea1&#039;ing this clay.\n\nI  ouri.\nCleiivered t,hei&#039;0llc)w&#039;i11g:  &quot; \n\nJUDGMENT\n<\/pre>\n<p>Appeal is by the insurer 21gai;&#8217;as_i_..i.he ji1dlg1iie&#8217;nl_,i: .aI.l(ll&#8217;\u00e91\\J\\\u00ab&#8217;8:I&#8217;C&#8217;ll&#8217;<\/p>\n<p>dated 30&#8242;-*1 Oei.obe1&#8242; 2006 on the :&#8217;\u00a7ile;&#8221;0f&#8221; C&#8221;o.1ir1.1~&#8217;ni&#8217;ssit;ii&#8217;ei*&#8217;iior<\/p>\n<p>Workmen&#8217;s Compensation. l\\\/lE1I1V&#8217;;ly&#8217;&amp;-_V{lI1 siiori V1*ei&#8217;e_ri~ec1V&#8230;t,Vq as &#8216;the!&#8217;<\/p>\n<p>Commissionei&#8221;).\n<\/p>\n<p>2. Respondeni. No.1 ihe.L(:l3si;:1i\u00e9i&#8217;\ufb01tl.\u00abRespondent. N02 is<\/p>\n<p>the owner. lleslaciiddeiiit:ri*4&#8217;0.-31:&#8221;lil&#8217;t::i*,_zi lc.;la,ii&#8217;1al petiiiori interaliae<\/p>\n<p>alleging il1\u00a21t4&#8242;.&#8217;evliewasl*q.*o1*l%\u00a7iiig.  Gpei\u00e91t0i* 011 the Ragi ihifashing<\/p>\n<p>machine 2&#8242;-mci&#8217; &#8216;on i&#8217;6.;:3..,e420.03e.e.__liwliile he was on employment. he<\/p>\n<p>suffered g1&#8217;ievb-\u00ab1_1s injLl1i.y{i.fi&#8221;1;si1pp()1&#8243;i&#8217;. of his claim. he aiso adduced<\/p>\n<p>ihe exricieiatie of th&#8221;e~dQc:i.er. The Commissioner c0r1sidei&#8217;i3:1g the<\/p>\n<p>V&#8221;If&#8217;1a&#8217;\u00a3&#8217;L:iV2{&#8216;\ufb01&#8217;u of &#8216;y&#8217;lD_&#8217;]&#8217;l:1&#8243;I.&#8217;y and also the income. calculated the<\/p>\n<p>(:()1.&#8217;1:.ple&#8217;r1sail1&#8242;.iciiv\u00bb-ai.&#8217;,.Rs.242L692\/&#8211; by taking into (f()I1SiClC&#8217;I&#8217;dl,lOf1 the<\/p>\n<p>loss 0i&#8217;\u00b0&#8217;e211&#8243;iiiriglc:apaciiy at 75%. As against &#8216;the said award. this<\/p>\n<p>0 V&#8217; &#8216; &#8211; 2 l&#8217;aVp:13e:2.al__ 4has'&#8221;bee ii filed.\n<\/p>\n<p>3. S1&#8217;i.O.l\\\/Iahesli, learned Counsel for the irisurer<\/p>\n<p>l&#8221;wVel1.emem&#8221;ly contended that. even in Case of2m1put&#8217;.ai.i01.1 under ihe<\/p>\n<p>schedule i1&#8217;lj111&#8243;y._ claiinarit. is eni&#8217;i1.lecl for only 50% of the<\/p>\n<p>Comperisaiion. However, in this case, 75% of the loss of earn.i11g<\/p>\n<p>ea\u00a7.)aci1:y is a\\v.arded.\n<\/p>\n<p>4. The subsia.i&#8217;11,i.al quesiioia of law that  raised in this<br \/>\nappeal is i\ufb02hai. the .insu.rer is iioi: liable as the rriachine, \\&#8211;&#8216;L-&#8216;l_l..i'(&#8220;:&#8217;l,1 weis<\/p>\n<p>alleged :0 have Caused injury.  not a ITEOTOI&#8217; Vehic:l.e..;*\u00bbm..c&#8217;l&#8217; iioi,<\/p>\n<p>Covered under the l\\\/ioior Vehicles Act. or under t.he&#8221;&#8221;g1oli&lt;iy.. d\ufb02inl &quot;this <\/p>\n<p>regard, the appellants counsel has ;1&#039;ji&quot;od1:iee(ig in,sura\u00abnce&#039;&quot;policy<\/p>\n<p>and siaied that. whai is insured &#039;is. lVlii.SLil)&#039;ijSl&#039;1i Power &quot;~1&#039;i.lrei&#039;*~af1du<\/p>\n<p>not thrashing maehirie.\n<\/p>\n<p>5. While (T()1&#8217;1SiClt?I&#8217;i1&#8242;}gf&#8217;l,l&#8217;1.f: 1.1a:l:iire  iIV1vl:L1l&#8217;y. the Commissioner<\/p>\n<p>with due regard lo the medical e-\\%ideii1c:e._Va;r.id. _a_l.so due regard to<\/p>\n<p>the 11a&#8217;:ure&#8221;ol* a_\\iC.:LTatl:(\u00a7f.&#8217;}&#8217;-113$&#8221;lTO1,1i&#8217;lCl&#8221;&#8221;ihell. the injury has disabled<\/p>\n<p>the e,lair11a&#8217;m&#8217;. irom c:\u00e91i7ryiii1gVoi&lt;2__his job that he was doing earlier, as<\/p>\n<p>a result. CorI&quot;ir:41.issioi1e.r has vijalieii 75% of loss of earning Capacity.<\/p>\n<p> I\ufb01iiririg ihe coLi.i&#039;se of the argument, learned Counsel<br \/>\nap.pea_ei&quot;ii&#039;ig.V_l&#039;or &quot;i.h&#039;e.vifesp()nde1&#039;1I. No.2 ~a owner of the machine has<\/p>\n<p>filed ijhe i;;:oi;)y of the policy and pointed out that, the policy<\/p>\n<p>K -yeovers i&#039;li&#039;cr.vg_\u00a7\u00e9&#039;aii1 {thrashing ii&#039;1aehir1e._ which is exclusively insured<\/p>\n<p>&#039;  ai:ilci&#039;.1;_he&quot;A.&#039;said Copy is produced along wii;.l1 memo. The appellants<\/p>\n<p> .._&#039;::C&#039;()L1]l1S\u20ac&#039;l had taken time to verify ihe same and siilnmiiied that.<\/p>\n<p>. _&#039; fhe said copy be placed on record. Accordingly, same is taken on<\/p>\n<p>record. The copy of the policy produced along with the memo by<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Karnataka High Court New India Assurance Co Ltd vs N Ballegowda on 17 December, 2009 Author: Subhash B.Adi IN THE EWEIGH COURT OF KARNATAKA AT BANGALORE DATED &#8216;Y1&#8212;HS T}-if) 17&#8243;&#8216; DAY OF DEC EMBER 2009 BI%3I&lt;&quot;O&#039;RI._iA&#8217; : &#8221; MISCELLANEOUS FIRST APPEAL No.33?\/2&#8217;e\u00a7)7&#8242;{$?V(\u00a7) % T&#8217; &#8216; BETWEEN: New India Assu1&#8217;an.C\u20ac C0.. Li:cE.. Brarlch Office. N0.1200, 2&#8243;&#8221; [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[8,20],"tags":[],"class_list":["post-196675","post","type-post","status-publish","format-standard","hentry","category-high-court","category-karnataka-high-court"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>New India Assurance Co Ltd vs N Ballegowda on 17 December, 2009 - Free Judgements of Supreme Court &amp; High Court | Legal India<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.legalindia.com\/judgments\/new-india-assurance-co-ltd-vs-n-ballegowda-on-17-december-2009\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"New India Assurance Co Ltd vs N Ballegowda on 17 December, 2009 - Free Judgements of Supreme Court &amp; 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