{"id":217439,"date":"2008-11-19T00:00:00","date_gmt":"2008-11-18T18:30:00","guid":{"rendered":"https:\/\/www.legalindia.com\/judgments\/rajan-p-vs-k-j-john-on-19-november-2008"},"modified":"2014-08-15T08:31:53","modified_gmt":"2014-08-15T03:01:53","slug":"rajan-p-vs-k-j-john-on-19-november-2008","status":"publish","type":"post","link":"https:\/\/www.legalindia.com\/judgments\/rajan-p-vs-k-j-john-on-19-november-2008","title":{"rendered":"Rajan.P. vs K.J.John on 19 November, 2008"},"content":{"rendered":"
Kerala High Court<\/div>\n
Rajan.P. vs K.J.John on 19 November, 2008<\/div>\n
       \n\n  \n\n  \n\n \n \n  IN THE HIGH COURT OF KERALA AT ERNAKULAM\n\nMACA.No. 228 of 2006()\n\n\n1. RAJAN.P., S\/O.PULLAN,CHIRAYIL\n                      ...  Petitioner\n\n                        Vs\n\n\n\n1. K.J.JOHN, S\/O.IDICHERIYAN,\n                       ...       Respondent\n\n2. UDAYAN.K., S\/O.KUNJAN PILLAI,\n\n3. NATIONAL INSURANCE CO. LTD.,\n\n                For Petitioner  :SRI.VIJU THOMAS\n\n                For Respondent  :SRI.MATHEWS JACOB (SR.)\n\nThe Hon'ble MR. Justice C.N.RAMACHANDRAN NAIR\nThe Hon'ble MR. Justice HARUN-UL-RASHID\n\n Dated :19\/11\/2008\n\n O R D E R\n                                                                                   C.R.\n                    C.N.RAMACHANDRAN NAIR &\n                           HARUN-UL-RASHID, JJ.\n               ....................................................................\n                           M.A.C.A. No.228 of 2006\n               ....................................................................\n             Dated this the 19th day of November, 2008.\n\n                                      JUDGMENT\n<\/pre>\n
Ramachandran Nair, J.\n<\/p>\n
      The appeal is filed against the order of the MACT dismissing a<\/p>\n
claim petition filed by the appellant for compensation for injury<\/p>\n
sustained by him in an accident claimed by him to be road accident.<\/p>\n
We have heard counsel appearing for the appellant, Senior counsel<\/p>\n
appearing for the Insurance Company and counsel appearing for the<\/p>\n
registered owner of the vehicle involved in the accident.<\/p>\n
      2. The facts leading to the case are the following. On 4.3.1998 at<\/p>\n
around 7.30 p.m. a load of marble was being unloaded in the house<\/p>\n
premises of a person who purchased and transported marble to his<\/p>\n
house in the same truck. The appellant’s case is that while unloading<\/p>\n
the marble, driver of the vehicle took it in the reverse gear which led to<\/p>\n
a marble piece falling on his left leg causing serious injury. Before the<\/p>\n
MACT, Insurance Company pleaded that accident occurred in a private<\/p>\n
                                   2<\/span><\/p>\n
premises i.e. in the compound of a house and that accident is not on<\/p>\n
account of any rash and negligent driving of the vehicle and it is an<\/p>\n
accident that took place while unloading the goods from a stationary<\/p>\n
truck. The MACT accepted the plea of the Insurance Company and<\/p>\n
held that there is no policy coverage because accident did not take<\/p>\n
place in a public place which is a requirement for liability for the<\/p>\n
Insurance Company under Section 147 of the Motor Vehicles Act.<\/p>\n
Counsel for the appellant submitted that accident occurred while the<\/p>\n
vehicle was taken in the reverse direction by the driver when marble<\/p>\n
was being unloaded.       However, Senior counsel for the Insurance<\/p>\n
Company brought to our notice the Police record which shows that for<\/p>\n
the accident occurred on 4.3.1998, a private complaint was filed on<\/p>\n
23.7.1998 and pursuant to court orders, the Investigation Officer found<\/p>\n
that the accident happened when      marble was unloaded from the<\/p>\n
stationary truck and based on this he contended that the case of the<\/p>\n
appellant that accident took place when the driver took the vehicle in<\/p>\n
the reverse is a bogus one. The belated complaint filed and the case<\/p>\n
put forward by the appellant that the accident took place when the<\/p>\n
                                    3<\/span><\/p>\n
vehicle was moved in the reverse direction by the driver is an absolute<\/p>\n
bogus case and is created only to ensure recovery of compensation<\/p>\n
from the Insurance Company.        Needless to mention that all involved<\/p>\n
including the driver of the vehicle helped in the venture. However, we<\/p>\n
believe the findings in the final report submitted by the Police which is<\/p>\n
strengthened by the delay in filing of complaint itself and we, therefore,<\/p>\n
hold that the accident occurred while marble was unloaded from the<\/p>\n
stationary lorry.\n<\/p>\n
      3. Even though we have found part of the case put forward by the<\/p>\n
appellant against him, we still feel the ground on which MACT<\/p>\n
declined compensation is not tenable because MACT decided the case<\/p>\n
against the appellant only because the accident took place in a private<\/p>\n
premises i.e. in the house compound. Counsel for the appellant relied<\/p>\n
on decisions of this court in NAZEEMA V. SEBASTIAN<\/a> (1987(1)<\/p>\n
KLT 370), UNITED INDIA INSURANCE COMPANY V. PIERCE<\/p>\n
LESLIE INDIA LTD.<\/a> (2000(1) KLJ 460) and ALIAS V. PAUL<\/a> (2003<\/p>\n
(2) KLT 992). In one case this court held that when entry of transport<\/p>\n
vehicle is permitted in a factory premises, such premises constitute a<\/p>\n
                                    4<\/span><\/p>\n
“public place” for the purpose of liability for compensation payable by<\/p>\n
the Insurance Company under Section 147 of the Motor Vehicles Act.<\/p>\n
Similarly in the other two cases this court held that road leading to a<\/p>\n
stone quarry and workshop premises can be treated as public place for<\/p>\n
the purpose of Section 2(34) of the Motor Vehicles Act.       Section 2<\/p>\n
(34) of the Motor Vehicles Act defines public place as follows:<\/p>\n
            “Public place” means a road street way, or other
\n      place, whether a thoroughfare or not, to which the public
\n      have a right of access and includes any place or stand at
\n      which passengers are picked up or set down by a stage
\n      carriage.\n<\/p><\/blockquote>\n
From the above we are of the view that public place does not have a<\/p>\n
restricted meaning in as much as it is not to be taken as a place where<\/p>\n
public have uncontrolled access at all times.     “Public place” for the<\/p>\n
purpose of the Act has to be understood with reference to the places to<\/p>\n
which a vehicle has access.       It is specifically mentioned in the<\/p>\n
definition that any place of stand at which passengers are picked up or<\/p>\n
set down by a stage carriage is a public place. While this applies to<\/p>\n
vehicles carrying passengers, the definition does not deal with places<\/p>\n
of access to goods vehicles. We are of the view that wherever goods<\/p>\n
                                     5<\/span><\/p>\n
vehicles are allowed entry, the workers engaged in loading, unloading<\/p>\n
and the crew also have access. In this case the person involved is a<\/p>\n
headload worker and obviously he has a right of access to the place for<\/p>\n
his work, though he is not a crew member or a regular employee of the<\/p>\n
vehicle.     While this is a case of truck allowed inside the house<\/p>\n
compound where construction was carrying on, for the purpose of<\/p>\n
unloading of goods, several godowns provide access to goods vehicles<\/p>\n
and headload workers so that loading and unloading from vehicles are<\/p>\n
done in the godowns. Obviously construction sites, godowns etc. are<\/p>\n
not places where public have uncontrolled right of access. However,<\/p>\n
access is provided to employees, crew members of goods vehicles,<\/p>\n
loading-unloading workers etc. for the purpose of carrying out their<\/p>\n
work involving use of the vehicle. Unless places like this where<\/p>\n
restricted entry is permitted to specified class of people for the purpose<\/p>\n
of handling goods in the form of loading and unloading of goods are<\/p>\n
treated as public places, the very purpose of insurance coverage under<\/p>\n
Section 147 of the Act will be defeated. It is clear from Section 147<\/p>\n
that liability under the policy is not restricted for accident taking place<\/p>\n
                                    6<\/span><\/p>\n
on public roads. On the other hand, instead of using public road, the<\/p>\n
coverage under the policy is for accidents taking place in public place<\/p>\n
which in our view, has a wide meaning covering private places of the<\/p>\n
kind referred above where restricted access is provided to limited class<\/p>\n
of public which can be even for specific purposes. We, therefore, hold<\/p>\n
that the private premises of a house where goods vehicle is allowed<\/p>\n
entry, is a public place for the purpose of Section 2(34) of the Motor<\/p>\n
Vehicles Act which leads to liability for the Insurance Company<\/p>\n
subject to satisfying other conditions of the policy.<\/p>\n
      4. The next question to be considered is whether the appellant is<\/p>\n
entitled to compensation for the injury sustained while unloading<\/p>\n
goods from the stationary truck. Counsel has relied on decision of this<\/p>\n
court in NEW INDIA ASSURANCE CO. LTD. V. LAKSHMI<\/a> (2000<\/p>\n
(3) KLT 80) whereunder this court has held that injury sustained<\/p>\n
during the course of unloading goods is an accident taking place on<\/p>\n
account of use of the vehicle. The use of a transport vehicle obviously<\/p>\n
involves loading of goods, transporting the same and unloading the<\/p>\n
goods. All those engaged in loading and unloading are using the truck<\/p>\n
                                   7<\/span><\/p>\n
during such time. Therefore, any accident arising during loading and<\/p>\n
unloading will also be an accident arising on account of use of the<\/p>\n
vehicle. Therefore, the appellant’s claim for compensation against the<\/p>\n
Insurance Company is maintainable because the accident arose on<\/p>\n
account of use of the vehicle and as already held by us, the accident<\/p>\n
occurred in a public place.  However, the MACT has not considered<\/p>\n
the question whether the claim is maintainable under Section 166 of<\/p>\n
the Motor Vehicles Act because of it’s finding         that there is no<\/p>\n
coverage under the policy as the accident took place in a private<\/p>\n
premises. Since we have found this issue in favour of the appellants,<\/p>\n
we have to necessarily remand the matter to the MACT for<\/p>\n
reconsideration.  However, we make it clear that the MACT should<\/p>\n
consider the case of the Insurance Company based on the final report<\/p>\n
of the Police Officer who conducted the investigation and found that<\/p>\n
accident took place while goods were loaded from stationary truck and<\/p>\n
the case put forward by the appellant that the accident took place while<\/p>\n
vehicle was reversed by the driver is factually incorrect. The MACT is<\/p>\n
directed to examine the claim critically with specific reference to the<\/p>\n
                                    8<\/span><\/p>\n
final report of the Police and the belated private complaint filed by the<\/p>\n
appellant four months after the date of the accident. The appellant will<\/p>\n
produce copy of this judgment before the MACT for issuing notice to<\/p>\n
respondents and for adjudicating the matter afresh.<\/p>\n
                                    C.N.RAMACHANDRAN NAIR
\n                                    Judge<\/p>\n
                                    HARUN-UL-RASHID
\n                                    Judge
\npms<\/p>\n","protected":false},"excerpt":{"rendered":"
Kerala High Court Rajan.P. vs K.J.John on 19 November, 2008 IN THE HIGH COURT OF KERALA AT ERNAKULAM MACA.No. 228 of 2006() 1. RAJAN.P., S\/O.PULLAN,CHIRAYIL … Petitioner Vs 1. K.J.JOHN, S\/O.IDICHERIYAN, … Respondent 2. UDAYAN.K., S\/O.KUNJAN PILLAI, 3. NATIONAL INSURANCE CO. LTD., For Petitioner :SRI.VIJU THOMAS For Respondent :SRI.MATHEWS JACOB (SR.) The Hon’ble MR. Justice […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[8,21],"tags":[],"class_list":["post-217439","post","type-post","status-publish","format-standard","hentry","category-high-court","category-kerala-high-court"],"yoast_head":"\nRajan.P. vs K.J.John on 19 November, 2008 - Free Judgements of Supreme Court & High Court | Legal India<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.legalindia.com\/judgments\/rajan-p-vs-k-j-john-on-19-november-2008\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Rajan.P. vs K.J.John on 19 November, 2008 - 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