{"id":218877,"date":"2010-04-12T00:00:00","date_gmt":"2010-04-11T18:30:00","guid":{"rendered":"https:\/\/www.legalindia.com\/judgments\/united-india-insurance-company-vs-bhanwariya-ors-on-12-april-2010"},"modified":"2015-02-06T20:16:21","modified_gmt":"2015-02-06T14:46:21","slug":"united-india-insurance-company-vs-bhanwariya-ors-on-12-april-2010","status":"publish","type":"post","link":"https:\/\/www.legalindia.com\/judgments\/united-india-insurance-company-vs-bhanwariya-ors-on-12-april-2010","title":{"rendered":"United India Insurance Company … vs Bhanwariya & Ors on 12 April, 2010"},"content":{"rendered":"
Rajasthan High Court – Jodhpur<\/div>\n
United India Insurance Company … vs Bhanwariya & Ors on 12 April, 2010<\/div>\n
                                            1\n\n             IN THE HIGH COURT OF JUDICATURE FOR RAJASTHAN\n                              AT JODHPUR\n\n                                    :JUDGMENT:\n\n\n\n             United India Insurance Company Ltd.\n                         Vs.\n             Bhanwariya & Others\n             (S.B. Civil Misc. Appeal No.617\/1997)\n\n\n\n             DATE OF JUDGMENT :                   April 12, 2010\n\n                                     PRESENT\n\n                HON'BLE MR. JUSTICE GOPAL KRISHAN VYAS\n                __________________________________________\n\n\n             Mr. R.K. Mehta for the appellant.\n             Mr. S. Saruparia for the respondents.\nReportable\n\n             BY THE COURT :<\/pre>\n
                   Appellant United India Insurance Company has<\/p>\n
             preferred this appeal under Section 30 of the Workman<\/p>\n
             Compensation Act against judgment dated 31.03.1997<\/p>\n
             passed by the Commissioner, Workman Compensation,<\/p>\n
             Udaipur   in   Case    No.44\/93,     whereby,    the    learned<\/p>\n
             Commissioner passed award in favour of respondent<\/p>\n
             No1 applicant and a sum of Rs.83,515\/- was allowed as<\/p>\n
             compensation along with interest at the rate of 6% after<\/p>\n
             one   month    from     the   date   of   accident,    which   is<\/p>\n
             02.03.1991,     till    payment      of    the   amount        of
\n                               2<\/span><\/p>\n
compensation; and, further ordered to pay penalty of<\/p>\n
Rs.20,878\/-, 25% of the amount of compensation,<\/p>\n
within 60 days.\n<\/p>\n
     First of all, with regard to imposition of penalty<\/p>\n
upon the insurance company, learned counsel for the<\/p>\n
appellant   invited   attention   of    the   Court   towards<\/p>\n
judgment of this Bench rendered in the case of United<\/p>\n
India Insurance Company Ltd. Vs. Smt. Kanwari Devi &<\/p>\n
Others, reported in MACD 2010 (1) (Raj.) 196, in which,<\/p>\n
while following the judgment of Hon’ble Supreme Court,<\/p>\n
rendered in Kamla Chaturvedi’s case, (2009) 1 SCC<\/p>\n
487, this Bench has held that liability of penalty against<\/p>\n
the insurance company is not justified and it is to be<\/p>\n
paid by the employer.       Therefore, while following the<\/p>\n
above   judgment,     the   liability   fastened    upon   the<\/p>\n
insurance company vide impugned judgment dated<\/p>\n
31.03.1997 with regard to penalty is hereby set aside<\/p>\n
as against the insurance company and shifted upon the<\/p>\n
employer.     If the said amount has been paid to the<\/p>\n
claimant the insurance company shall be entitled to<\/p>\n
recover the said amount from the employer.<\/p>\n
     Learned      counsel   for   the   insurance     company<\/p>\n
vehemently argued that the Commissioner, Workman<\/p>\n
Compensation has committed an error while awarding
\n                               3<\/span><\/p>\n
compensation in favour of the respondents because<\/p>\n
while passing the award the learned Commissioner has<\/p>\n
not considered the policy of tractor No.RJB 6360, upon<\/p>\n
which, the accident took place.                  The insurance<\/p>\n
company has covered the risk of driver only and risk of<\/p>\n
cleaner was not covered by the appellant insurance<\/p>\n
company, therefore, the award impugned deserves to<\/p>\n
be quashed.\n<\/p>\n
      It is submitted in the appeal that the learned<\/p>\n
Commissioner has erred in not considering the sitting<\/p>\n
capacity of the tractor No.RJB 6360 which is evident<\/p>\n
from the registration certificate of the tractor which was<\/p>\n
on file, in which, it is clearly mentioned that the sitting<\/p>\n
capacity, including the driver, is one; meaning thereby,<\/p>\n
the insurance company has insured the driver only and<\/p>\n
not other person because it is not permissible by the<\/p>\n
registering authority.      The net argument of learned<\/p>\n
counsel     for   the   appellant    is   that    the   learned<\/p>\n
Commissioner      has erred       in holding the insurance<\/p>\n
company liable for the risk of cleaner            which is not<\/p>\n
covered under the policy.\n<\/p>\n
      Learned     counsel   for     the   appellant,    for   the<\/p>\n
aforesaid    purpose,    invited    my     attention    towards<\/p>\n
regulation 28 of the Rules of Road Regulations 1989, in
\n                                    4<\/span><\/p>\n
which, it is provided that a driver while driving a tractor<\/p>\n
shall not carry or allow any person to be carried on the<\/p>\n
tractor and a driver of goods carriage shall not shall not<\/p>\n
carry in the driver’s cabin more number of persons than<\/p>\n
that is mentioned in the registration certificate and shall<\/p>\n
not carry passengers for hire or reward. While referring<\/p>\n
to Regulation 28, learned counsel for the appellant<\/p>\n
invited my attention towards judgment reported in 2009<\/p>\n
ACJ 1828 of the High Court of Chhattisgarh, rendered in<\/p>\n
the case of Royal Sundaram Alliance Insurance Co. Ltd.<\/p>\n
Vs. Eshwar & Others, in which, said regulation was<\/p>\n
considered and it has been held that according to<\/p>\n
Regulation 28 of the Rules of Road Regulations, the<\/p>\n
driver is prohibited to be carried on a tractor.<\/p>\n
      Learned      counsel         appearing        on     behalf    of<\/p>\n
respondents submits that in this case conduct of the<\/p>\n
appellant   is   required     to       be   seen.        Before     the<\/p>\n
Commissioner,          Workman              Compensation,           no<\/p>\n
documentary evidence whatsoever was produced by the<\/p>\n
appellant insurance company, so also, no evidence<\/p>\n
whatsoever       has   been   produced         by    the    insurance<\/p>\n
company and, on the contrary, counsel for the appellant<\/p>\n
is misleading this Court that in view of Regulation 28 of<\/p>\n
the Rules of Road Regulations, 1989, the driver is
\n                               5<\/span><\/p>\n
prohibited to carry or allow any person to be carried on<\/p>\n
a tractor.\n<\/p>\n
        While inviting my attention towards judgment<\/p>\n
reported in 2006 ACJ 2212, New India Assurance Co.<\/p>\n
Ltd. Vs. Sita & Others, it is submitted by learned<\/p>\n
counsel appearing on behalf of the workman that as per<\/p>\n
the said judgment the plea taken by the petitioner for<\/p>\n
the first time before this Court cannot be considered.<\/p>\n
        I have considered the rival submissions made by<\/p>\n
both the parties and perused the judgments cited by<\/p>\n
both the parties and, so also, the facts of the present<\/p>\n
case.\n<\/p>\n
        Admittedly,   the   insurance   company    is    not<\/p>\n
disputing the accident nor it is disputed that the<\/p>\n
workman was cleaner upon the tractor in question.         It<\/p>\n
is also one of the important aspects of the matter that<\/p>\n
no documentary evidence whatsoever was produced by<\/p>\n
the insurance company which is evident from the<\/p>\n
observation made by the workman in para 5 of the<\/p>\n
judgment.        It is also not disputed by the appellant<\/p>\n
insurance company that the vehicle in question was<\/p>\n
insured with the insurance company.       Further, there is<\/p>\n
no   objection    before    the   Commissioner,   Workman<\/p>\n
Compensation that the claimant was passenger upon
\n                              6<\/span><\/p>\n
the tractor.   In this view of the matter, if no evidence<\/p>\n
was produced by the insurance company before the<\/p>\n
Workman Compensation Commissioner, then, in view of<\/p>\n
the judgment reported in 2006 ACJ 2212, rendered in<\/p>\n
the case of New India Assurance Co. Ltd. Vs. Sita &<\/p>\n
Others (supra), at this stage, the appellant cannot be<\/p>\n
permitted to raise any ground contrary to the plea<\/p>\n
taken     before      the     Commissioner,       Workman<\/p>\n
Compensation.       Para 21 of the aforesaid judgment<\/p>\n
reads as under :\n<\/p>\n
        “21. Therefore, in view of the above legal
\n        position even if the more number of
\n        persons were travelling in the truck then it
\n        has no adverse affect on the claim of the
\n        claimants and upon the claim of the
\n        insured to claim reimbursement from the
\n        insurance company.           The judgments
\n        relied upon by learned counsel for the
\n        appellant which was delivered in the cases
\n        of New India Assurance Co. Ltd. v. Asha
\n        Rani,<\/a> 2003 ACJ 1 (SC) and Oriental
\n        Insurance Co. Ltd. v. Devireddy Konada
\n        Reddy, 2003 ACJ 468 (SC), have no
\n        application to the facts of this case in view
\n        of the fact that the insurance company
\n        itself specifically undertook liability of the
\n        persons engaged in the work of unloading
\n        of the fodder in this case, I do not find any
\n        force in the submission of the learned
\n        counsel for the appellant that the
\n        appellant can take plea of limit of liability
\n        at this stage on the plea that the
\n        insurance company can be directed to pay
\n        the compensation to the claimants only up
\n        to the extent of the amount which can be
\n        awarded to the employees under the
\n        provisions        of     the      Workmen’s
\n                               7<\/span><\/p>\n
           Compensation Act, 1923. Neither it was
\n           pleaded by the insurance company in the
\n           reply nor it was argued before the
\n           Tribunal and nor it has been raised as
\n           ground in the memo of appeal.”<\/p><\/blockquote>\n
      As a result of the foregoing, this appeal is partly<\/p>\n
allowed.      While upholding the award passed in favour<\/p>\n
of   the    workman    by   the   Commissioner,   Workman<\/p>\n
Compensation, impugned award is modified to the<\/p>\n
extent that the liability fastened upon the insurance<\/p>\n
company vide impugned judgment dated 31.03.1997<\/p>\n
with regard to penalty is hereby set aside as against the<\/p>\n
insurance company and shifted upon the employer.       If<\/p>\n
the said amount has been paid to the claimant the<\/p>\n
insurance company shall be entitled to recover the said<\/p>\n
amount from the employer.\n<\/p>\n<\/p>\n
                             (Gopal Krishan Vyas) J.\n<\/p>\n
Ojha, a.<\/p>\n","protected":false},"excerpt":{"rendered":"
Rajasthan High Court – Jodhpur United India Insurance Company … vs Bhanwariya & Ors on 12 April, 2010 1 IN THE HIGH COURT OF JUDICATURE FOR RAJASTHAN AT JODHPUR :JUDGMENT: United India Insurance Company Ltd. Vs. Bhanwariya & Others (S.B. Civil Misc. Appeal No.617\/1997) DATE OF JUDGMENT : April 12, 2010 PRESENT HON’BLE MR. JUSTICE […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[8,19],"tags":[],"class_list":["post-218877","post","type-post","status-publish","format-standard","hentry","category-high-court","category-rajasthan-high-court-jodhpur"],"yoast_head":"\nUnited India Insurance Company ... vs Bhanwariya & Ors on 12 April, 2010 - Free Judgements of Supreme Court & High Court | Legal India<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.legalindia.com\/judgments\/united-india-insurance-company-vs-bhanwariya-ors-on-12-april-2010\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"United India Insurance Company ... vs Bhanwariya & Ors on 12 April, 2010 - 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