{"id":219759,"date":"2008-08-06T00:00:00","date_gmt":"2008-08-05T18:30:00","guid":{"rendered":"https:\/\/www.legalindia.com\/judgments\/united-india-insurance-co-ltd-vs-vijayakumar-so-prabhakar-on-6-august-2008"},"modified":"2017-09-11T15:05:56","modified_gmt":"2017-09-11T09:35:56","slug":"united-india-insurance-co-ltd-vs-vijayakumar-so-prabhakar-on-6-august-2008","status":"publish","type":"post","link":"https:\/\/www.legalindia.com\/judgments\/united-india-insurance-co-ltd-vs-vijayakumar-so-prabhakar-on-6-august-2008","title":{"rendered":"United India Insurance Co Ltd vs Vijayakumar, S\/O. Prabhakar on 6 August, 2008"},"content":{"rendered":"<div class=\"docsource_main\">Karnataka High Court<\/div>\n<div class=\"doc_title\">United India Insurance Co Ltd vs Vijayakumar, S\/O. Prabhakar on 6 August, 2008<\/div>\n<div class=\"doc_author\">Author: N.Kumar<\/div>\n<pre>IVII 3 VINIVI'\n\n\n\n.. ---- 9-\u00bb'uv9II -auburn': 'VI uwl\ufb01xtllrllrlliri I!\n\nwry, \"\n\n' - _: :_-\\;_\\,,\u00a2vs=\u00bb\/.v\/,,A,'%\n\n\"X.\n\n2\u00bb-\n\nE:\n\n95\n\ng 's. _; s \n\nE x 5:\"\n\u00ab\\~a:_s&lt;*\\.vs&amp;&quot;&quot;&quot;&#039;W\n\n. 4*\nxx 5%\n\n&#039;\u00b0&quot;*m\n\nEEF\u20ac}%\n\nW&#039; T\ufb02 HIGH $091? 93&#039; KA3K&amp;T.GI.&amp; AT \nmrsn T!-HS THE am mm or AUGUST zoos % j i 37%; AL V\n\n*mnm&#039;mnm.Jus&#039;mW     Ak\n\n \n\n2 wrmn  \nW 21. ST P53316155&#039; BU1I;nmc\u00a7\n\n \n\nIsm$;E&#039;\u00a3IM&#039; , k \n&#039;\u00a7*}~H?:*4:)UG;Ei zz.g+9.:.&lt;:;z\u00bb;.\u00a2s;;.::;12*x=~zcm,\nmwrmm mnmmammma: (.20 um,\nsHAHxm\ufb01ANAR\u00a5$AKa &#039;\ngamma, M \nEISSEQALOREE it,&#039;BY&#039;I&#039;I&#039;S\n -  mxaaga M&quot;GQPEi&#039;A&quot;I&#039;I-IA aw\n  .   &#039;   PETl&#039;1&#039;IONER\n\n I     :  0 MAI-IESH - ADV!\n\n :3 vwawmxma szomammxm\n* k    g = 3%? ms, mo ma 5 5 czzzasa,\n% A  ,M\u20ac0KAMB1KATEIWI.E s&#039;mEE*r.\n   HmI\u00bbmHB~HALLI,\n\n&#039;   A&quot;a\u00a3;&quot;\u00a7Q.K K{}.&#039;M.\ufb01.R\nMmm Sm RAMU, H0 2213\n5 mm, mm cmcw I-&#039;2C}.A.D,\nmw man,\n\nammmm 13 \\x\/\n\n\n\n--vn --an... w-up-on\u00bb: urn nurunnurnnruua-1 suvll Iuwrvnl VII I&#039;:-Instr-|Ir\\l\\U1 IHIIII Vaiul\ufb01l\ufb02l Nil l\\l&#039;\u00a7l\\I&#039;IlIIl&quot;&#039;M&#039;\\l&quot;I !\u00a3&quot;II\\WfI BVIUI\n\n3 K vgmmmn\nMMGR\n310 zmmma, ms 756, co\ufb01rxon\nCGLGHY, 9 amcx, JAYANAGAR\nBANGALORE 56\n\n4 K R mnmsn\nMMDR, 8:0 smzmms\nHm 1519315,&#039; ASHOK NAGAE.\nI moon, 10 cnoas, n:  T  \nIsrma, mnammxanx      e\nammwaa V    RESBONDEHTS\n\n(By 5:-i A 3 smzsza;  \n\nms wm:%?E&#039;_I&#039;:110H Is k*\u00a7ILa&#039;.13iI1i1);3R ARHCLES\n226 mm 22?. &#039;---0F?j&quot;_&#039;Ei&#039;EIg\u00ab _\u20acl{)N1S*.T\u00a3*&#039;\u00a31J&#039;lfION OF INDML\nmmm m \u00e9fQ13\u00a3i&#039;.3.I~l&#039;  mm AWARD\nmama Q&#039;?._1\ufb02Q.${K3i&#039;5:3-?p\u00a78;3E3)VV\ufb02&#039;f M,v.::.5&amp;4 or 2004 on\n&#039;1&#039;!-IE mg UF.&#039; M~\u20acIJffi&#039;0R_ ACCIDENT CLAIMS\nimmaa, C\u00a333.IR&quot;\u00a3&#039;.&quot;\u20ac\u00a3)F  mums, BANGALORE\nvms Amt-A a; B.   _    \n\n        \n\n2    %  \u00a7Aim*z_m_m mam mmmmcz co rm\n _ i*3s_&#039;-I\ufb01. 21,&#039;=s%&#039;1* 14fA&quot;I&#039;RICKS BUILDING,\nSE_UM\u00a7RW, BANGALORE 25\n&#039;\ufb01&#039;*iRE2&#039;3&#039;Ut&#039;}H REGIONAL OFFICE . UHITED E1 DIA\n 1:\u00a7$::.7Rn1I&#039;cE cc: L&#039;rm.,sHANKaRA1mRAYA1m\n~ mmma, MG. ROAIJ,\n\n    550 001  APPELLANT\n\n{Bysz-1oMA1~na:sH~A1:3v3\n\n  4 *9\nlV\u00a7V1EII'}I moss,\n5.3!-{OK NAmm_;n away:\nI sfzaam, mmaaaamxanx\n\n           ngsmnmnm\n\n   L  _  camsn ma ClR1- ADV}\n\n\" MR5 szf\u00a7:;%zW.z:m;s 1*?3(1) cur MVACT Ammsr TI-IE\n\n .mmz~mN*3' Mm AWARD Eu-.TED:o7;10;2oo5 PASSED\n\n  _  mwm N'\u00a3i);E:83f 2904 on rm: FILE OF 'rim vm ADDL.\n\n% '5.r\u00a7.;_}j'f3'-,H:'_.; mum up %JALL musas &amp; mmna,\n\n    z\u00a2&amp;.mr~;a%;%.nmm0mLrrAN AREA, BANGALORE, (scen-\n %\u00a7\u00a73.waRr&gt;mG c01u11=B.NsATIoH QF Rs.92,oc-01- WITH\n\nFQREGNATE CGST AND IITIEREST @ 6% PA.\n\nms 'WRIT PE'Z'I'I'IOI'I ARI) NH'? coma on\n\n  man PRELIMARY I-iEARING ms rm' THE COURT \nmm. mm FGLLOWWG; \\.\\\/\n\n\n\n-nu-I -so-won an-r-aux wt I\\f'll'\\E'I\u00a3'lIl'Il\\l\"'| a\u00a7E\u00a7'%if\u00a3\"i \\t\\lI.ll|\n\ncaannm: bx: mm Iiabxa and mm-atom they sought \n\ndhmhual sf the writ petition.\n\n3, The txzihrunal framed      \n\ngamma' d as Pm. They mmf  a  s    I? \n\nH Fral-mash and ma Ashnk.  \nEmm ta R19. On   an\nMuxthgr was\u00bb  produeecl\nthe a mirant     R2 respect1vu1y' .\nM t:r2'.a1W\u00a7f thg: widmce an\nresztmi    is amzttitled ta\n\nE.f3.,'?\ufb02,\ufb01\u00a7 5\ufb01f~. as'  and \ufb01nr the son Vijay\n\n  awarded an compema\ufb01cvn.\n\n-$2 yivmme is preferred by the hmumnm\n\n  the.aw\u00b0arcl in favnnr of Frabhahr.\n  awm-dead no the awn is 1%\u00bb than\n,._. _ %\u00e9\u00a7;m;.ma:--, m aw: lien, the-.:-mm, they have\n g:\u00ab:1'eferre&amp; this Writ petitintm. Tibia is how bath these\n\nmmmm\u00a3htwmgemm%r .\n\n\n\n-.... -....-u --wu-nu up. IIt'Il'IIwl\"'Il'Il\\r\\ In-UII 'urinal \\l'I lur-hI\\1I.Iv'I1!1I'I-r'l lll\\il'a \\uI\\Ih!I\\i \\ulI' I'-l'|l\\I'l'|Il'|l\\f\u00a7 I\"Ii'u3l\"l 999'\n\nEu Sri (3 Mnhmh, learned munsel app-aarix1g.'\nthe inaumntzm Cow' aontcnda that in    \" \n'Jahixziuas am, 1933, \ufb01ar mm   \n\"me get' undezr swz.2(3r.&gt;; um  \ndmw, whme a alight.   \n\nParlkmzt whm   '\ufb01?:~*:._finijti\u00a7\ufb01nr1\u00ab-Aof\ufb01tlre\n\"\ufb02w\ufb01 im 193$} Act.   a person\nin paasma\ufb01an of  aocidmt\n\u00abam held an be'   the pmem\nAm, the  whose: name. the\nvehicle   he camuia that\nwhat:   was the \"Omm\" at' that:\n\n  am caf the madam, the\n\n mt rakesrx in his mama, it was\n\n   of the Fm: respondent Mn\ufb01smk<\/pre>\n<p>  while obtainixig the. policy Aahok<br \/>\n  not the &#8220;Qwnm&#8221;, but by Inn-\u00abdin-cloaurm af<\/p>\n<p>% %   rm and by a reprmentatian of fact which<br \/>\n me, am paling! was obtained and mm it in<br \/>\n &#8216; w\ufb01 and mmrammbxe. Tmugh, this point was raised<\/p>\n<p>awargua::1,n*munn1di:inotczcmide1&#8217;t}:esam\u00a2and<\/p>\n<p>V<\/p>\n<p>any-12:11;-u:rIa\\a&#8221;I ill&#8217;?! I Vt\ufb01llll<\/p>\n<p>thcrefmrm. M mm fer aattirzg-aside the award of <\/p>\n<p>trihmwl m the mctant :3? fastening the liability   <\/p>\n<p>Imuraxwe C%..<\/p>\n<pre>\n\n6.. PW ma\ufb01a, Bmrrmd eougaai  \n\nxmpcmdenis supported the  \n\n3-1'\" in  aformaii\naontmmions,    relevant\n\n   of the Act\nwmch regcjs  AA \" \n\n    a person in whose\n\n<\/pre>\n<p> V&#8217; &#8216;1&#8217;;I_;.\ufb021I\ufb02&amp;AE&#8221;\u00a3 \ufb02J \ufb02&#8217;sl\u20ac\u00a72&#8243; vehicle stands twinned, and<br \/>\n _  is 9. minor. 151$ guardian<\/p>\n<p>&#8221; ._umi&#8217;f.&amp;3.1?a:::hL&#8221;_~v,~:.t;:i:&#8217;;j(:it&#8217;, and in. relat\ufb02on 9:: as xmtar<\/p>\n<p> k the 3-ubjm of a him-\n<\/p>\n<p>.  m&#8217; an agr-%ex1t af<br \/>\n 1aaa.ae.o_1;~ an mmem -of hypothmtien, the<\/p>\n<p> &#8220;\u00a7..&#8221;~hi&#8217;*1fSv@Xi in poaswaicm of the vehicle under<\/p>\n<p>    W.\n<\/p>\n<p> &#8220;swam&#8221; xsvaiummctaeagh with req  of<\/p>\n<p>  and }&#8217;%.n1\u00a7m. uf\ufb01ability which reads as undar:<\/p>\n<p>..v..- w-vs:-nu vs nu&#8211;u=nI:13r&#8217;u\\r| 5!!&#8217;-&#8216;M&#8217;! VVUI<\/p>\n<p>{3} In :2re3\u00abe::r tn oomply with the rcaquirwtss<\/p>\n<p>mi&#8217; this Chapter, a policy cf inauxam muat <\/p>\n<p>he a. policy which &#8211;\n<\/p>\n<p>Ija} fm \ufb01sauad by .9. pmon who  <\/p>\n<p>authoriaeci irxsurmr; and   <\/p>\n<p>{B} Fzzmuxm the pemcm or  <\/p>\n<p>pemans speci\ufb01ed in the     <\/p>\n<p>mum smi\ufb01ed in a:\ufb02::~_secti;2:;&#8217;i52)-   <\/p>\n<p>{ii awlmt any  whim gray 3<br \/>\nam cieath\ufb02&#8217; or  two<br \/>\narty pman;  ef<br \/>\n padss- &#8216;er  &#8216; &#8220;is.tut}&#8217;1;7:&#8217;;2r&#8217;ia&amp;<\/p>\n<p>  e:f\u00ab%a%%mirdp.ar2-,v caused<br \/>\n~._b3v $33 a.riniugTm1t&#8221;::f  ms of the<\/p>\n<p> &#8220;&#8221;&#8221;  &#8211; _ <\/p>\n<p>&#8220;a\u00a7L$ins:_t1&#8243;1\u00a2&#8221;:i\u00a2at\ufb01&#8217;-.9f&#8211;~nr bodily &#8216;m._;&#8217;ury 12::<br \/>\narzgf  an ptxbiic service<br \/>\n_ aa;3;:Jm&#8217;=_by~&#8221;&#8216;ar arising out cf the<\/p>\n<p>V, ._i &#8221; ma aims vehicle &#8216;mm. a public place<\/p>\n<p>     ta thc pr::~.=13o&#8217; to sub-section<\/p>\n<p>{&#8216;1}&#8217;,;_~a pa\ufb01cy of ixzaumw refarwd to in<\/p>\n<p>&amp;?Jb*i$a\u00e9GiiDR (1), 3&amp;1! nmwaer any liability<\/p>\n<p> in raspact of any ax:x:1da11&#8242; 1:, up<br \/>\n&#8221;  the fcx\ufb02ww\ufb01m lin\ufb01m namljr. -\u00bb<\/p>\n<p>&#8216;    &#8211; Vgag save as pavmaided in clause [b] the amount of<\/p>\n<p>Eability incuxreci;\n<\/p>\n<p>Mix: rwpeczt of 4.1% to any property of an<br \/>\nth&#8217;n&#8217;dparty,a%itofrupeessixf11o1mand:<\/p>\n<p>Prowride\u00e9 that any pohicy of inauranue issued<br \/>\nw\ufb01thamr\ufb01nlitw\ufb01ab\ufb01litymtdinferce,<\/p>\n<p>inzmdiamely be\ufb01am the m m till&#8217;<\/p>\n<p>VTIETVIITI I IIQVI I EXT!&#8217;<\/p>\n<p>the date cf<br \/>\nearlier.\n<\/p>\n<p>It is S\u00a2cticn&#8217;149 which mam an ab\ufb01ggtisz\ufb01 A T<br \/>\nIxxurarm {Tawny to satisfy the iv <\/p>\n<p><span class=\"hidden_text\">16<\/span><\/p>\n<p>expiry cf such pelk.-y wmclmm <\/p>\n<p>wwsoh rmda as madam&#8217;:\n<\/p>\n<p>Saac:.3.49: Duty of<br \/>\nimum\u00e9 rin reapaat s::a&#8217;:f&#8217;&#8230;_&#8217;c_.l:'&#8221;V%:-h1-&lt;:.\u00a5.&#8211;  <\/p>\n<p>m If, mam a _ &quot;\n<\/p>\n<p>    _\u00a7u1i*&amp;ec\ufb01nn<br \/>\n{3} &lt;2a\u00a3&#039;:&#039;au_e:*.v::~:vti:n1::L&#039; 1.14&#039;? in  of the:<\/p>\n<p> &#039;pc*3:&#039;a\u00a2&#039;:1 has been<\/p>\n<p>&#8211;wec.:1eci, Judgmt far award in<\/p>\n<p>T  siii:&#8217;i:2;&#8217;liabi1i1y as is<br \/>\n   t0__ba__cra1\u00e9ered<\/p>\n<p>twapolicsr<\/p>\n<p>&#8216; ._unc1c:r.&#8221;e3siu.a5e&#8212;.,[b3 sf aubsec\ufb01on [1]<\/p>\n<p>  :&#8217;1fv$iac\ufb01z:1&#8242;:ti&#8211; &#8220;EE!;$7  a liability<\/p>\n<p> hy \ufb02ie harm :::If the pcalicyi<\/p>\n<p>(air  the pmvisinns qf aectian<\/p>\n<p>    ub% agmnst any<br \/>\n  maul-ad by the po\ufb01cy, then,<\/p>\n<p>T. _ &#8211;  that the imurezr<br \/>\n&#8221; A  be entitled to avoid or cancel<\/p>\n<p>&#8220;pr may have avu\ufb01dad or c:anoe&amp;<\/p>\n<p> policy, the insm&#8217;m* 3113!},<\/p>\n<p>subject to the pravia\u00e9ona nf than<br \/>\nsection. pay to the peraan mt\ufb02led<br \/>\nto the benefit of the \u00abimam any<br \/>\nsum not  the mam<br \/>\naamrw. payabh the:&#8217;e1n1der, as if<br \/>\nhe warn the judgm1t dabtor, in<br \/>\nrespect of the liability, together<br \/>\nwith my mzzauunt payable in<br \/>\nrwpwt cat&#8217; mam and any mm:\n<\/p>\n<p>payablaa in rmpact of intcmeat on<br \/>\nthat sun: by v\u00a3r&#8217;twe cf any<\/p>\n<p>M&#8217;\/A<\/p>\n<p>&#8211; &#8221; I I\\l&#8217;\\Rl&#8217;l&#8217;II&#8221;&#8216;lI\\l&#8221;I ISIYFI \u20acY9\u00a5|<br \/>\nr Itvlrvwsnpu uwu I&#8217;U&#8221;1m-t-&gt;nsxnI1sa9&#8211;1|lIl&#8217;I annual! \\\u00a2VVfR.\\R $5 l\\J&#8221;&#8216;IlkR&#8217;i&#8217;lIl&#8217;II\\vl&#8217;l IIIIIII \\I\\f\u00a5\ufb02I Y! l\\\ufb02&#8217;\\I\\I&#8217;Il&#8217;%ll&#8221;I.l1wl&#8217;\\ IiI\u20acI&#8217;I %Y9!\\I TI I\\P\\!\u00a3I&#8217;f&#8217;Il&#8217;\\i|lI III&#8217;J&#8217;II EYURI Y<\/p>\n<p>muneznt mlating ho intarcat on <\/p>\n<p>judmm.\n<\/p>\n<p>chapm X: of the Act am with  {<br \/>\nmom\u00bb: wkmle&#8221; agmrtm-&#8216; tthzr-d&#8217; mrty     <\/p>\n<p>tlairvd party whx: Tm net a aimmtgqr \u00a7:&#8217;:cr_ &amp; <\/p>\n<p>mmrmzi of inaum\ufb01 but is,<br \/>\nsuch mnmact. The    gm:<\/p>\n<p>the vemm.   and does<br \/>\nnot came    of paywt<br \/>\naf    has baen paid at mat<br \/>\n53 mt the  party, who is only<\/p>\n<p>  amt, awe am a policy imam<\/p>\n<p> mm in the aecidexzt and it<\/p>\n<p> ss%um%1;g this policy that the claim can be<br \/>\n  third party agamt the inaurar.<\/p>\n<p>r    145:1; mmim a mmmm 9f the um at&#8217;<br \/>\nV .  &#8216;::&#8221;-;i1:Qv_1&#8217;?%\ufb02\ufb02r&#8217;\u00a3t1:r which without an imuramc: policy having<br \/>\n&#8216;% %  mm in aawrdanoe with Chapter 3:: of the Motor<br \/>\nS 3 Vahicim Ant. 1%: manifest abject (if this provision is to<\/p>\n<p>mmumthethirdparty,w1mIsuEersin3&#8217;uriasduetcathe<\/p>\n<p>$3:\/&#8221;V<\/p>\n<p>up on-run -u&#8211;an-ursnn I awu&#8217;1.r5i&#8217;\u00a2r\\Ir&#8217;\\|\\r&#8217;I i\u00e9nlwallz \\-tiuf\ufb01lli<\/p>\n<p>122.<\/p>\n<p>uscmft1mxmtx:rxaa21ic1e,tog\u00a2td%mfro:cr1tk1e (mm: H .<br \/>\nafthe*w:hcia&#8217;   <\/p>\n<p>dapem\ufb02 an the \ufb01nancial ooenriitiozi or whaenoy of %<\/p>\n<p>mm aftbe vel\ufb01da which unnamed as g  &#8216;.<br \/>\nthe var\ufb01nla am: has mua-ad the  The<br \/>\nmnviaicn iii: not make minpuhoxy<br \/>\nvelhiclse arr to the mm.  in;   <\/p>\n<p>me w\ufb01wma er rm<br \/>\ncan mm three     wahicha,<br \/>\nthe much   Ham-.3 or an<br \/>\nmum m   is only with ma<br \/>\npg \ufb01n  ziotwta the property. Chloe the<br \/>\n   :3}:adm*mmen the liability to the third party<br \/>\n  recmreex&#8217; any amoum; ulndm-* or by vzirtue<br \/>\n   of me am: in wt ammm by any<\/p>\n<p>3ec5mn.i4?aftI1aActwhi:hdeahwit}1the<br \/>\n&#8216; mq  ormmmsmmm afliab\ufb01lity pmv1daa.a<br \/>\npu1icynfir1sumJ3c:a:1n.mtbeapo1icywhich&#8217;missuadby <\/p>\n<p>V<\/p>\n<p>&#8211; I\\l\\ I RE. I&#8221;Il\u00e9I&#8217; \\I\\IIII\\I &#8216;ll I\\I&#8221;lI\\l&#8217;F&#8217;Il&#8221;\\l&#8217;\\E I&#8217;ll?!&#8217; \\I\\&#8217;V\ufb02<br \/>\nv &#8212;&#8211;u-n- &#8211;4 Ilvlawu-\u00ab&#8217;-\u00a2&#8217;\u00a2:l&#8217;1!J&#8211;IvIU&#8217;D usauazn  V; II:-Illxll-t:l&#8217;II\\r&#8217;I Inliili \\a\\IlIl\\l VII l\\nl&#8221;I!\\l&#8217;Il&#8217;\\ll&#8221;&#8216;I!\\f&#8221;B IIIHI1 \\u\\lIIRI &#8216;ill l|I&#8217;f&#8217;| 5&#8221; &#8216;<\/p>\n<p>a pexrmwhca is an autheriwd imumr and irmlzraa<br \/>\npalm er alwseu of pamam spec\ufb01aed in the<br \/>\nthe mm: apeci\ufb01ead in sub-3-action (:2).  3 T<\/p>\n<p>pa}1cy&#8217; is issued umm seem&#8221; :1 147(2),  \u00a7i:.;.&#8217;\u00a3;\u00a7r.&#8217;ar:\u00a7f<br \/>\nirzaunenr be sa&amp;t3r the: jud\ufb02ntasau  <\/p>\n<p>pest-saw insured in reapect<br \/>\nmm secmn 149 star th\u00ab:;.&#8217;_1*j&#8217;s&#8211;a::t. 147* and<br \/>\n149 rv\ufb01ers m   the<br \/>\nemiti\ufb01ate xctf     by whom<br \/>\nthe po\ufb01cy      nut &amp;peci&amp;a]1y<br \/>\nstatue tkmt?%_h\u00a2_ he that ownear at&#8217; tha<\/p>\n<p>  \u00a3249  &#8220;&#8221; &#8220;as that arms: a ce:rt1f&#8217;:u:::a&#8217;m of<\/p>\n<p> as assume: in favcur of the pagan<br \/>\n policy has new effwted, mtwixhamndmg<br \/>\n  may ha entitled tr: avoid or mg} or<br \/>\n.   awidecl or aansoelled the policy, the imurer<br \/>\n ambj-mt to the wavisinrm caf Section 149, pay 1::<br \/>\n .tk1epex\u00b0ar3nwhniaexxtit1c:cib9t}1eb%1te-fthedecr\u00a2\u00a2 %<\/p>\n<p>\\;\\\/<\/p>\n<p>nu-urn-any iIa&#8217;1t&#8217;aIrIar!aIrI illirai Vail&#8217;!!!<\/p>\n<p>any am not exczaedim the sum. aasureci <\/p>\n<p>&#8216;\ufb01ne wnunds on which<br \/>\nclam&#8217; 1&#8217;3 clearly act out in sub-Sec:ta&#8217;nr;i;&#8217;.(2&#8217;j&#8217;.A_\u00a7_if:&#8217;T&#8217;A<\/p>\n<p>suumam :53 Mm the<br \/>\nt}:n: mmmz i\ufb01zlaf &#8216;i_;t.x.&#8221;1a.s.:_}1:r-n.:::};\u00ab9tuaa  of<br \/>\nsub-mmtian (21 cf  xi 1,-he ram or<br \/>\n:&#8217;:f 5 pmxdent  he will talw<br \/>\ntltle risk  Vat   and can what<\/p>\n<p>  with e\ufb01bct &lt;31&#039; certificate of<\/p>\n<p>%  15? mm with tzmzm\ufb01ar of certi\ufb01cate<\/p>\n<p> at&#039;  clause, in aub-swtien (1) of<br \/>\n the irusux-ed 21:-ma\ufb01a;-5 the mnmhip<\/p>\n<p>%  vv.-shiczc, certi\ufb01cam of immrame and the<\/p>\n<p> in the cmi\ufb01cam {shall be deemed to<br \/>\n%   &#039;maxi mum-ml in favour of ma pmon ta whom<br \/>\n  tha mam? vef\ufb01cle 7m nmia\ufb01nrred with c\ufb01act \ufb02ora the date<\/p>\n<p>the&quot;\/W<\/p>\n<p>af trans\ufb01mn. Thus, the object af iaw is in pzmtzact<\/p>\n<p>I NUVIIJIIE NI! I&#039;l3&quot;\u00a7$&quot;%I&#039;Il&#039;\u00a7Il&#039;\\I\\FI<\/p>\n<p>&quot; f\\\ufb02 [Ill IJII E9311<br \/>\n(I!?I&#039;I  VI&quot; l\\l&#039;\\\ufb01I&#039;l&#039;IIl&quot;II\\-I&quot;| TIIVHTI \\-IVIVRI &#039;Ir I\\&quot;KI&#039;f\u00a7lf\u00a7&#039;\\l\\ TIIVUIW VVINIBI &#039;IT I\\l&#039;$\ufb02IIl&#039;|Il\\l\\l&#039;\\ FIIWTI \\n\u00a5|Ill\\I \\lI&#039; l\\I&#039;I&quot;If&quot;- I5&#039;<\/p>\n<p><span class=\"hidden_text\">15<\/span><\/p>\n<p>izmgraat. at tl\ufb01rd gm:-um under all <\/p>\n<p>mv1d&#8217; esdthm&#8217;e&#8217;5wa.va33d&#8217; earta\ufb01ca&#8221; heofixmuranm. <\/p>\n<p>3. E\ufb01are a many could   <\/p>\n<p>Imuranm Comgmr\ufb01f. them  &#8221; a  <\/p>\n<p>irmtxzmme as caantmplatad pf  &#8220;It:<br \/>\nshould be a peliny isaua\u00e9<br \/>\n the pemsuza. cr  in<br \/>\nthe Imliw m m:  my<br \/>\nliabi\ufb01tjg. The  aaga\u00e9zamzmszy used the<br \/>\n  #1 favour of the<\/p>\n<p>poaljny ts:  \u00a7$:.1x2j_;c1  of the person who pays<\/p>\n<p>  in fawn: of the<\/p>\n<p>  sen::.14&#8217;7&#8242;, er Chaptar XI the: word<\/p>\n<p>  an  mining. There\ufb01nre, in<br \/>\n.  afomaia provhion, am mmmt mad it in<br \/>\n  mu&#8221;.-.m um smniubn of&#8221;(&#8216;.}w&#8217;nm&#8221;&#8221; m \ufb01nd out<\/p>\n<p>%   ma policy issued is in the name ofthe -owm-*.<\/p>\n<p>\u00a7Lh1th\u00a2:mtimpo1icytImnamcofthc(}WRERaf<\/p>\n<p>the uehicha ia cacnttmpimsuarualy  It is not without<\/p>\n<p>\\M\/&#8217;<\/p>\n<p>ur-nur-usur-u magnum: Variants&#8217;: &#8216;rt !\\l&#8221;Il\\lII&#8221;Ill&#8221;\\l\\I&#8221;I Il!\\III Iuliufllll<\/p>\n<p>atzgr mawzm &#8216;me who}: principle underlym tm <\/p>\n<p>cf hsuranm in m in-de1nni{&#8216;y the insured who pg-,\u00bbgy<br \/>\n\u00a7m&#8217;\u00a2em.i1.2ma21d mm the personal risk of   T L<br \/>\nbe mkeu a va\ufb01d policy and<br \/>\nmm m risk. has in mum.:aL    <\/p>\n<p>Similarly, an a. third party we 1<br \/>\nmakm rm insured a   and<br \/>\nabtairm a jud\ufb02vgkar  he pa<br \/>\ntha mmmmamwx    contaimd<\/p>\n<p>in Sawing&#8221; rm %;4\u00bb&#8217;\u00a7     21:: queatiszm of<\/p>\n<p>\u00ab p at  arisen. Wlxat is<br \/>\n   imam: in the acc3:1c1&#8242; t<\/p>\n<p>    is made.\u00bb \u00a31 pmym<br \/>\n whaiwr any judizt or award<br \/>\n isAfis2Va\u00a7\u00a7:a_VdA  0% these mndhium<br \/>\n Vvarxg  &#8221;  Inmxmnaa Company is liable ha<br \/>\n&#8221;   \ufb01fltfp&#8217; omwm  woulci mt aewethc<br \/>\n      cfthaeAct,w17&amp;chi.s a aamhl aa wdlas<br \/>\n  welfare Imxlauon. V&#8221;\/%<\/p>\n<p>an urururu-n Ir: lIl&#8217;I~a&lt;.&#039;~&amp;&#039;l&#039;lEr&#039;lIIS&quot;I<\/p>\n<p>.. &#8211; &quot; I\\.I&quot;| I\\l&#039;I I&quot;liVUI&quot;I in UN\n<\/p>\n<p>-annulus vvnqnl Vs i\\.9&#8217;|nnir-all-|n.r&#8217;| IIIIWII Vlllialnl &#8216;ll l\\l&#8221;!!\\I&#8217;l&#8221;lIl&#8217;|l\\l1 r}I\\Fl&#8217;| \\n\\l\\Il\\I Eli l\\!&#8221;ll\\IIl&#8217;|.IP|l|l&#8217;l l&#8217;II$I&#8217;l \\n\\O&#8217;|Jlll \\i&#8217;I I\\i&#8217;F|ll&#8221;l \\5&#8242;<\/p>\n<p>3%. A copy at&#8217; the inaurangaa policy &#8216;waned by the: <\/p>\n<p>irmumm company Tn pwodmzed. It mnmma rim<br \/>\nnumtm, mm and add:-ma and buaimaa &#8220;j~~VV1.;11\u00a2]f  %<\/p>\n<p>iz&#8217;1a:ur*$:-c&#8221;9;.,, g%a.pl3im1.a;raa, mg. 1113.,<br \/>\nmi, malct, yaar of manufactu1%&#8217;m,V figrgc cf   3<\/p>\n<p>:11&#8242; seats and ather mrhc\ufb01ularn of<br \/>\nmvidm far the amunt 92&#8217;<br \/>\nvi&#8221; the wlmh, limitation an   of<br \/>\npartimliarsv.   pc\u00e9licy is muad in 13116<br \/>\nname at?   21-9-21133 who &#8216;3<br \/>\n as iaaumi in tmtms of 833.147<\/p>\n<p> Eaf   an the dams of the aecadml<br \/>\n   made a party in the claim petition<\/p>\n<p>:   passed an mm euex1aga.imt the<br \/>\n    Owe the 1*! mpmdmt :&#8217;..e., the policy<br \/>\n mam ajuaw: and mm atthe hands af<\/p>\n<p>  ezaima neilmmalana once ha has mm a policy as<\/p>\n<p>requ7E*adLmderaac:.1-4~&#8217;? afthe Acthyvix-1:ue of 8-93.14-9 of<\/p>\n<p>m\/%<\/p>\n<p>I uavrtvnnx nwl&#8221;II&#8217;\u00bbl&#8217;rIIJ&#8221;&#8216;il\\l&#8221;I IIIVII &#8216;Il\\liJl&#8217;l<\/p>\n<p><span class=\"hidden_text\">18<\/span><\/p>\n<p>the am, am Ir13um.tme:Comany is, bound 130 <\/p>\n<p>tha saim\ufb01 smma. The said imam razed mt<br \/>\nwww af the vellicle an the dam of   %<br \/>\n , the a-ihunai mmmjnm no   T <\/p>\n<p>the  an theirmurama Compgn5?.&#8221;&#8211; <\/p>\n<pre>\n\nm. In mm of m.3,_-19  gm, \ntzribwmlhas  mg liability,\nas: an appeal    original\n   m.a.tber of the\n a Court of \ufb01ret\napw\ufb01   to moord \n\n<\/pre>\n<p>thmn \u00a7av:hi::1&#8217;r&#8217;1 &#8216;i.\u00bb;-r  natures of tm quwtien of<\/p>\n<p>   n  _____ <\/p>\n<p> ~.   of the matter, I do not see any<\/p>\n<p>    writ petition aa well as in apml.<br \/>\n.1  V  it in <\/p>\n<p>E3. Thc amunt which is deposited by tbs<\/p>\n<p> aomqumy imam this Court at the am&#8217; of<br \/>\nV&#8217; m&#8217;cferrti11gthea.ppea1,t}:1\u00a2-sanzw shallbetrammitteadtao<\/p>\n<p>\\A\/<\/p>\n<p>&#8212;. up-ruruu &#8216;pa -ur&#8217;IlIlIt&#8221;I-U&#8217;Il&#8217;l&#8221;l IIIIJII Ivitvnl VI Iirlsmlililrlllrl llli\ufb02il V09?!<\/p>\n<p>19&#8217;<\/p>\n<p>am tribunal rm-mm m-ha.-mg paid tea the cmmanta <\/p>\n<p>tkzetribuz\ufb02<\/p>\n<p> ,  Juaga f$ a <\/p>\n","protected":false},"excerpt":{"rendered":"<p>Karnataka High Court United India Insurance Co Ltd vs Vijayakumar, S\/O. Prabhakar on 6 August, 2008 Author: N.Kumar IVII 3 VINIVI&#8217; .. &#8212;- 9-\u00bb&#8217;uv9II -auburn&#8217;: &#8216;VI uwl\ufb01xtllrllrlliri I! wry, &#8221; &#8216; &#8211; _: :_-\\;_\\,,\u00a2vs=\u00bb\/.v\/,,A,&#8217;% &#8220;X. 2\u00bb- E: 95 g &#8216;s. _; s E x 5:&#8221; \u00ab\\~a:_s&lt;*\\.vs&amp;&quot;&quot;&quot;&#039;W . 4* xx 5% &#039;\u00b0&quot;*m EEF\u20ac}% W&#039; T\ufb02 HIGH [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[8,20],"tags":[],"class_list":["post-219759","post","type-post","status-publish","format-standard","hentry","category-high-court","category-karnataka-high-court"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>United India Insurance Co Ltd vs Vijayakumar, S\/O. Prabhakar on 6 August, 2008 - Free Judgements of Supreme Court &amp; High Court | Legal India<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.legalindia.com\/judgments\/united-india-insurance-co-ltd-vs-vijayakumar-so-prabhakar-on-6-august-2008\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"United India Insurance Co Ltd vs Vijayakumar, S\/O. Prabhakar on 6 August, 2008 - Free Judgements of Supreme Court &amp; High Court | Legal India\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.legalindia.com\/judgments\/united-india-insurance-co-ltd-vs-vijayakumar-so-prabhakar-on-6-august-2008\" \/>\n<meta property=\"og:site_name\" content=\"Free Judgements of Supreme Court &amp; High Court | Legal India\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/LegalindiaCom\/\" \/>\n<meta property=\"article:published_time\" content=\"2008-08-05T18:30:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2017-09-11T09:35:56+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i0.wp.com\/www.legalindia.com\/judgments\/wp-content\/uploads\/sites\/5\/2025\/09\/legal-india-icon.jpg?fit=512%2C512&ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"512\" \/>\n\t<meta property=\"og:image:height\" content=\"512\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Legal India Admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@legaliadmin\" \/>\n<meta name=\"twitter:site\" content=\"@Legal_india\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Legal India Admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"13 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/united-india-insurance-co-ltd-vs-vijayakumar-so-prabhakar-on-6-august-2008#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/united-india-insurance-co-ltd-vs-vijayakumar-so-prabhakar-on-6-august-2008\"},\"author\":{\"name\":\"Legal India Admin\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#\\\/schema\\\/person\\\/0bfdffe9059fb8bb24a86d094609c5ea\"},\"headline\":\"United India Insurance Co Ltd vs Vijayakumar, S\\\/O. Prabhakar on 6 August, 2008\",\"datePublished\":\"2008-08-05T18:30:00+00:00\",\"dateModified\":\"2017-09-11T09:35:56+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/united-india-insurance-co-ltd-vs-vijayakumar-so-prabhakar-on-6-august-2008\"},\"wordCount\":1954,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#organization\"},\"articleSection\":[\"High Court\",\"Karnataka High Court\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/united-india-insurance-co-ltd-vs-vijayakumar-so-prabhakar-on-6-august-2008#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/united-india-insurance-co-ltd-vs-vijayakumar-so-prabhakar-on-6-august-2008\",\"url\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/united-india-insurance-co-ltd-vs-vijayakumar-so-prabhakar-on-6-august-2008\",\"name\":\"United India Insurance Co Ltd vs Vijayakumar, S\\\/O. Prabhakar on 6 August, 2008 - Free Judgements of Supreme Court &amp; High Court | Legal India\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#website\"},\"datePublished\":\"2008-08-05T18:30:00+00:00\",\"dateModified\":\"2017-09-11T09:35:56+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/united-india-insurance-co-ltd-vs-vijayakumar-so-prabhakar-on-6-august-2008#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/united-india-insurance-co-ltd-vs-vijayakumar-so-prabhakar-on-6-august-2008\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/united-india-insurance-co-ltd-vs-vijayakumar-so-prabhakar-on-6-august-2008#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"United India Insurance Co Ltd vs Vijayakumar, S\\\/O. Prabhakar on 6 August, 2008\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#website\",\"url\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/\",\"name\":\"Free Judgements of Supreme Court & High Court | Legal India\",\"description\":\"Search and read the latest judgements, orders, and rulings from the Supreme Court of India and all High Courts. A comprehensive database for lawyers, advocates, and law students.\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#organization\"},\"alternateName\":\"Free judgements of Supreme Court & High Court of India | Legal India\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#organization\",\"name\":\"Judgements of Supreme Court & High Court | Legal India\",\"alternateName\":\"Legal India\",\"url\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/wp-content\\\/uploads\\\/sites\\\/5\\\/2025\\\/09\\\/legal-india-icon.jpg\",\"contentUrl\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/wp-content\\\/uploads\\\/sites\\\/5\\\/2025\\\/09\\\/legal-india-icon.jpg\",\"width\":512,\"height\":512,\"caption\":\"Judgements of Supreme Court & High Court | Legal India\"},\"image\":{\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/LegalindiaCom\\\/\",\"https:\\\/\\\/x.com\\\/Legal_india\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#\\\/schema\\\/person\\\/0bfdffe9059fb8bb24a86d094609c5ea\",\"name\":\"Legal India Admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/4faa9d728ed1af3b73d52225c7f12901ac726fe6f7ea0a3348a1d51f3a930987?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/4faa9d728ed1af3b73d52225c7f12901ac726fe6f7ea0a3348a1d51f3a930987?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/4faa9d728ed1af3b73d52225c7f12901ac726fe6f7ea0a3348a1d51f3a930987?s=96&d=mm&r=g\",\"caption\":\"Legal India Admin\"},\"sameAs\":[\"https:\\\/\\\/www.legalindia.com\",\"https:\\\/\\\/x.com\\\/legaliadmin\"],\"url\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/author\\\/legal-india-admin\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"United India Insurance Co Ltd vs Vijayakumar, S\/O. Prabhakar on 6 August, 2008 - Free Judgements of Supreme Court &amp; High Court | Legal India","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.legalindia.com\/judgments\/united-india-insurance-co-ltd-vs-vijayakumar-so-prabhakar-on-6-august-2008","og_locale":"en_US","og_type":"article","og_title":"United India Insurance Co Ltd vs Vijayakumar, S\/O. Prabhakar on 6 August, 2008 - Free Judgements of Supreme Court &amp; High Court | Legal India","og_url":"https:\/\/www.legalindia.com\/judgments\/united-india-insurance-co-ltd-vs-vijayakumar-so-prabhakar-on-6-august-2008","og_site_name":"Free Judgements of Supreme Court &amp; High Court | Legal India","article_publisher":"https:\/\/www.facebook.com\/LegalindiaCom\/","article_published_time":"2008-08-05T18:30:00+00:00","article_modified_time":"2017-09-11T09:35:56+00:00","og_image":[{"width":512,"height":512,"url":"https:\/\/i0.wp.com\/www.legalindia.com\/judgments\/wp-content\/uploads\/sites\/5\/2025\/09\/legal-india-icon.jpg?fit=512%2C512&ssl=1","type":"image\/jpeg"}],"author":"Legal India Admin","twitter_card":"summary_large_image","twitter_creator":"@legaliadmin","twitter_site":"@Legal_india","twitter_misc":{"Written by":"Legal India Admin","Est. reading time":"13 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.legalindia.com\/judgments\/united-india-insurance-co-ltd-vs-vijayakumar-so-prabhakar-on-6-august-2008#article","isPartOf":{"@id":"https:\/\/www.legalindia.com\/judgments\/united-india-insurance-co-ltd-vs-vijayakumar-so-prabhakar-on-6-august-2008"},"author":{"name":"Legal India Admin","@id":"https:\/\/www.legalindia.com\/judgments\/#\/schema\/person\/0bfdffe9059fb8bb24a86d094609c5ea"},"headline":"United India Insurance Co Ltd vs Vijayakumar, S\/O. Prabhakar on 6 August, 2008","datePublished":"2008-08-05T18:30:00+00:00","dateModified":"2017-09-11T09:35:56+00:00","mainEntityOfPage":{"@id":"https:\/\/www.legalindia.com\/judgments\/united-india-insurance-co-ltd-vs-vijayakumar-so-prabhakar-on-6-august-2008"},"wordCount":1954,"commentCount":0,"publisher":{"@id":"https:\/\/www.legalindia.com\/judgments\/#organization"},"articleSection":["High Court","Karnataka High Court"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.legalindia.com\/judgments\/united-india-insurance-co-ltd-vs-vijayakumar-so-prabhakar-on-6-august-2008#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.legalindia.com\/judgments\/united-india-insurance-co-ltd-vs-vijayakumar-so-prabhakar-on-6-august-2008","url":"https:\/\/www.legalindia.com\/judgments\/united-india-insurance-co-ltd-vs-vijayakumar-so-prabhakar-on-6-august-2008","name":"United India Insurance Co Ltd vs Vijayakumar, S\/O. Prabhakar on 6 August, 2008 - Free Judgements of Supreme Court &amp; High Court | Legal India","isPartOf":{"@id":"https:\/\/www.legalindia.com\/judgments\/#website"},"datePublished":"2008-08-05T18:30:00+00:00","dateModified":"2017-09-11T09:35:56+00:00","breadcrumb":{"@id":"https:\/\/www.legalindia.com\/judgments\/united-india-insurance-co-ltd-vs-vijayakumar-so-prabhakar-on-6-august-2008#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.legalindia.com\/judgments\/united-india-insurance-co-ltd-vs-vijayakumar-so-prabhakar-on-6-august-2008"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.legalindia.com\/judgments\/united-india-insurance-co-ltd-vs-vijayakumar-so-prabhakar-on-6-august-2008#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.legalindia.com\/judgments\/"},{"@type":"ListItem","position":2,"name":"United India Insurance Co Ltd vs Vijayakumar, S\/O. Prabhakar on 6 August, 2008"}]},{"@type":"WebSite","@id":"https:\/\/www.legalindia.com\/judgments\/#website","url":"https:\/\/www.legalindia.com\/judgments\/","name":"Free Judgements of Supreme Court & High Court | Legal India","description":"Search and read the latest judgements, orders, and rulings from the Supreme Court of India and all High Courts. A comprehensive database for lawyers, advocates, and law students.","publisher":{"@id":"https:\/\/www.legalindia.com\/judgments\/#organization"},"alternateName":"Free judgements of Supreme Court & High Court of India | Legal India","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.legalindia.com\/judgments\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.legalindia.com\/judgments\/#organization","name":"Judgements of Supreme Court & High Court | Legal India","alternateName":"Legal India","url":"https:\/\/www.legalindia.com\/judgments\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.legalindia.com\/judgments\/#\/schema\/logo\/image\/","url":"https:\/\/www.legalindia.com\/judgments\/wp-content\/uploads\/sites\/5\/2025\/09\/legal-india-icon.jpg","contentUrl":"https:\/\/www.legalindia.com\/judgments\/wp-content\/uploads\/sites\/5\/2025\/09\/legal-india-icon.jpg","width":512,"height":512,"caption":"Judgements of Supreme Court & High Court | Legal India"},"image":{"@id":"https:\/\/www.legalindia.com\/judgments\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/LegalindiaCom\/","https:\/\/x.com\/Legal_india"]},{"@type":"Person","@id":"https:\/\/www.legalindia.com\/judgments\/#\/schema\/person\/0bfdffe9059fb8bb24a86d094609c5ea","name":"Legal India Admin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/4faa9d728ed1af3b73d52225c7f12901ac726fe6f7ea0a3348a1d51f3a930987?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4faa9d728ed1af3b73d52225c7f12901ac726fe6f7ea0a3348a1d51f3a930987?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/4faa9d728ed1af3b73d52225c7f12901ac726fe6f7ea0a3348a1d51f3a930987?s=96&d=mm&r=g","caption":"Legal India Admin"},"sameAs":["https:\/\/www.legalindia.com","https:\/\/x.com\/legaliadmin"],"url":"https:\/\/www.legalindia.com\/judgments\/author\/legal-india-admin"}]}},"modified_by":null,"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack_likes_enabled":true,"jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/posts\/219759","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/comments?post=219759"}],"version-history":[{"count":0,"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/posts\/219759\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/media?parent=219759"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/categories?post=219759"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/tags?post=219759"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}