{"id":230043,"date":"2008-09-19T00:00:00","date_gmt":"2008-09-18T18:30:00","guid":{"rendered":"https:\/\/www.legalindia.com\/judgments\/united-india-insurance-co-ltd-vs-smt-t-rathnamma-wo-m-s-gopal-on-19-september-2008"},"modified":"2017-11-19T04:43:59","modified_gmt":"2017-11-18T23:13:59","slug":"united-india-insurance-co-ltd-vs-smt-t-rathnamma-wo-m-s-gopal-on-19-september-2008","status":"publish","type":"post","link":"https:\/\/www.legalindia.com\/judgments\/united-india-insurance-co-ltd-vs-smt-t-rathnamma-wo-m-s-gopal-on-19-september-2008","title":{"rendered":"United India Insurance Co Ltd vs Smt T Rathnamma W\/O M S Gopal on 19 September, 2008"},"content":{"rendered":"
Karnataka High Court<\/div>\n
United India Insurance Co Ltd vs Smt T Rathnamma W\/O M S Gopal on 19 September, 2008<\/div>\n
Author: Subhash B.Adi<\/div>\n
IN THE HIGH COURT 0? KARNATAKA,  \n\nDATED THIS THE 19TH my  2302* x\n\nBEFORE  \" T\n\nTHE HONBLE MR. J1T:$TI>CE.SE=IBH,\u00a7XSH' E\u00a7MAI\u00a7I\nM.F.J.A_ NO,??.?.}f_2_dO6_{MV1  \nBETWEEN  % L      %%\n\nUnited India  2 ' A' '\nChittzlmagaiuff B1;%:it1\u00a3:h Manag\ufb01r, jf , \"\" 'V\n\n'_   \nI{.M.g0rad,  ~ \nThrough;  ~. _  K :51:   \nUnited India I}}Su;\u00a3'\u00e9L'1C\u20ac\u00ab Ltd.,\nShankarafgtana B't1:i.1di;t;g,'\"'---  '\nM.(}.Road, B.anga;.Ic2re4--.$66' O0 1.\n\n  ..... .. 4 :APPELLANT\n\n '    Advocate.)\n\n\n\n . , , ' Sm1:.'I'.Rathnam:ma,\n. . . _   SEA 3*::ars;'W\/o M.S.Gopa1,\n   \"R;'o_Ai_:che1inganna Street,\n __\u00e9[\u00ab~__B\u00e9.s.s$ivar1I1aI1i, Chikmaglur,\n\nRESPONDENT<\/pre>\n
% ” ” (By Sri.P.P.Hegde, Advocate)<\/p>\n
This MFA is filed under Section 173(k) of MV Act
\nagainst the judgment and award dated 12-9-2005 passed in
\nMVC 356\/1999 on the file of the Civil Judge,~T'{f5r.Dn) 85
\nCJM , Member, MACT, Oluickmagalur, .. ‘  .\ufb01a_we1*ding
\ncompensation of Rs.51,500\/- with interest atl..the {fate ef\u00e96%
\nBA. from the date of ptiti\ufb01en till deposit. ‘   ..  ~<\/p>\n
This appeal coming on for _heaIm__’ gj
\ndelivered the fellowirigi 1 ‘ ~  ‘7    ‘ <\/p>\n
mm~W.Gmhe
\nThis appeal is by the
\nthe judgment and  passed in
\nMVC.356\/ 1999 on the \ufb01le  <\/p>\n
 The’  that she suffere\u00e9 grievous<\/p>\n
injury onVVV’aeeet.1V1lt_of.vfaeh and negligent driving of the van<\/p>\n
 \u00b0i8–.,l.43l5 and sought for compensation of<\/p>\n
   In support of her case she got herself<\/p>\n
e\u00a7\u00a7a._fi1ine_\u00a3l’.V’V\u00e9\u00a7e..9’P.W.1 and produced Exs.P.1 to P. 10. The<\/p>\n
 lcovnsidering the evidence held that the clalrnam is<\/p>\n
l   5.’ for cempensa\ufb01on of Rs.5 1,500\/-.<\/p>\n
3.’l’he learned counsel for the appellant submitted that<\/p>\n
l 3 the claimant herself is the owner of the vehicle which met<\/p>\n
,%:;:i<\/p>\n
with the accicieni; and appellant is the fsaid
\nvehicle. In case of owner of the yeiiicleg’ tlriei
\nliable to satisfy the claim of the    i
\nwould be only against  ooy\ufb01le
\ninsured himself. It is   was taken
\nin paragraph 4    herself is the
\nreg’s1:ered owner of the “I”I.1S11I’aI1C\u20ac policy is
\nissued in    does not cover
\nrisk .  and as such this
\nrespoxideot’  my any compensation to the<\/p>\n
petitioner? $iia’?ced.’::_’that,despite a speci\ufb01c defence, the<\/p>\n
 _ A’  basil’ “11ot_ ____ H given any \ufb01nding. The tribunal<\/p>\n
  the compensation.\n<\/p>\n
 .1’ixis11I’er is liable to pay compensation to the<\/p>\n
 individuais on behalf of the insured. If the injured himself is<\/p>\n
A  :.\u00ab’t?(i:e*\u00bb\u00abi1.:’1isured, there is no liability fixed on the insurer to<\/p>\n
  = .soiist’3z the claim of the insured. This aspect of the matter is<\/p>\n
A i ” V well settled. Since the owner of the vehicle being the<\/p>\n
claimant, she being the insured, in my opinion, the claim<\/p>\n
petition by the insured against the i_1_’.17s.’1.::.’rz: 1f.’.._L:  “not<\/p>\n
maintainable unless it is specially covereri-\u00bb  <\/p>\n
MFA is allowed and the order p}ass\u00a2f3d   I<\/p>\n
set aside. The amount in depgsit   <\/p>\n
to the appellant.\n<\/p>\n
  Saf-\n<\/p>\n
Judge<\/p>\n","protected":false},"excerpt":{"rendered":"
Karnataka High Court United India Insurance Co Ltd vs Smt T Rathnamma W\/O M S Gopal on 19 September, 2008 Author: Subhash B.Adi IN THE HIGH COURT 0? KARNATAKA, DATED THIS THE 19TH my 2302* x BEFORE ” T THE HONBLE MR. J1T:$TI>CE.SE=IBH,\u00a7XSH’ E\u00a7MAI\u00a7I M.F.J.A_ NO,??.?.}f_2_dO6_{MV1 BETWEEN % L %% United India 2 ‘ A’ […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[8,20],"tags":[],"class_list":["post-230043","post","type-post","status-publish","format-standard","hentry","category-high-court","category-karnataka-high-court"],"yoast_head":"\nUnited India Insurance Co Ltd vs Smt T Rathnamma W\/O M S Gopal on 19 September, 2008 - Free Judgements of Supreme Court & High Court | Legal India<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.legalindia.com\/judgments\/united-india-insurance-co-ltd-vs-smt-t-rathnamma-wo-m-s-gopal-on-19-september-2008\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"United India Insurance Co Ltd vs Smt T Rathnamma W\/O M S Gopal on 19 September, 2008 - 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