{"id":238601,"date":"2008-10-06T00:00:00","date_gmt":"2008-10-05T18:30:00","guid":{"rendered":"https:\/\/www.legalindia.com\/judgments\/mr-shahjada-rafi-ahmed-vs-punjab-national-bank-on-6-october-2008"},"modified":"2019-02-19T06:43:13","modified_gmt":"2019-02-19T01:13:13","slug":"mr-shahjada-rafi-ahmed-vs-punjab-national-bank-on-6-october-2008","status":"publish","type":"post","link":"https:\/\/www.legalindia.com\/judgments\/mr-shahjada-rafi-ahmed-vs-punjab-national-bank-on-6-october-2008","title":{"rendered":"Mr. Shahjada Rafi Ahmed vs Punjab National Bank on 6 October, 2008"},"content":{"rendered":"<div class=\"docsource_main\">Central Information Commission<\/div>\n<div class=\"doc_title\">Mr. Shahjada Rafi Ahmed vs Punjab National Bank on 6 October, 2008<\/div>\n<pre>             CENTRAL INFORMATION COMMISSION\n                                                                       Appeal No.2863\/ICPB\/2008\n                                                                            F. No. PBA\/2008\/684\n                                                                                 October 6, 2008\n\n               In the matter of Right to Information Act, 2005 - Section 19\n                                [Hearing on 22.9.2008 at 11.00 a.m.]\n\n\nAppellant:          Mr. Shahjada Rafi Ahmed\n\nPublic authority:   Punjab National Bank\n                    Mr. Malvinder Singh, Chief Manager &amp; CPIO\n\nParties Present:    For Respondent:<\/pre>\n<p>                    Mr. Malvinder Singh, Chief Manager<br \/>\n                    Mr. Sartaj Singh, Sr. Manager (Law)<\/p>\n<p>                    For Appellant:\n<\/p>\n<p>                    Mohd. Samshad Alam<\/p>\n<p>                                         DECISION:\n<\/p>\n<p>        The appellant has sought information under RTI Act by his letter dated 26.3.2008<br \/>\naddressed to CPIO, Punjab National Bank, Patna requesting information pertaining to<br \/>\ncertain loan account. The appellant has deposited some amount as fee to some other<br \/>\nbranch and also requested information regarding how some interest has been<br \/>\ncalculated and he has also sought information regarding the compromise proposal<br \/>\nwhich he has submitted to the Bank. Whereas the appellant while submitting the<br \/>\namount of fee has sent it to a particular branch, whereas the CPIO has been stationed<br \/>\nin circle office. The CPIO has stated in his reply the appellant has requested some<br \/>\ninformation to him as competent authority under SARFAESI Act, 2002 for which he has<br \/>\nprovided him suitable reply whereas he has not received any application under RTI Act.<br \/>\nTherefore he has not given any reply under RTI Act. This has created lot of confusion<br \/>\nin the minds of the applicant and hence he has taken up the matter with the<br \/>\nCommission. He has filed complaint before the Commission on 12.5.2008.               The<br \/>\nCommission has called for comments on 10.7.2008 which was received from the Circle<br \/>\nOffice, Patna on 16.06.2008. The case was listed for hearing on 22.9.2008 which was<br \/>\nattended by the appellant&#8217;s representative as well as Chief Manager-cum-CPIO, Circle<br \/>\nOffice, Patna along with Senior Manager (Law).\n<\/p>\n<p>2.     I have gone through the RTI application as well as replies received in this<br \/>\nconnection. The appellant could not clarify whether he has forwarded the application<br \/>\nfee along with the RTI application to the designated CPIO who is also a Chief Manager,<br \/>\nCircle Office, Patna. The appellant has shown during the hearing a receipt for payment<br \/>\nof fee. However the Chief Manager is of the view the appellant might have submitted<br \/>\nfees for getting the statement of accounts for which they have to pay certain fees. It is<br \/>\nalso learnt during the hearing though the appellant has taken some loan and he has not<br \/>\nrepaid the loan and Bank has initiated recovery proceedings under SARFAESI Act,<br \/>\n<span class=\"hidden_text\">                                                 1<\/span><br \/>\n 2002 by which they have also issued him a notice to take over the mortgage property.<br \/>\nSince the appellant has submitted the compromise proposal no action has yet been<br \/>\ntaken under SARFAESI Act, 2002 and they are working out compromise proposal and<br \/>\nthe appellant has also given his acceptance to the compromise proposal.\n<\/p>\n<p>3.      During the hearing the appellant has only stated he has not received the full<br \/>\nstatement of accounts and he has only received the credit that has been paid to him.<br \/>\nTherefore it is not clear to him how Bank has been charging interest in respect of<br \/>\noutstanding loan. When the Commission has sent notice for the hearing, the Bank has<br \/>\nsubmitted up-to-date statement of accounts dated 19.9.2008 to the concerned party.<br \/>\nCopies of the statements were made available to the appellant during the hearing itself.<br \/>\nI, therefore, advise the appellant to go through the statement of account and if he is<br \/>\nnoticing some discrepancy he should make specific mention in his letter to the<br \/>\ndesignated CPIO who attended the hearing on the day of the hearing and seek for the<br \/>\nclarification. The applicant has agreed that he would go and visit the CPIO and in case<br \/>\nif he visits his office the CPIO has been directed to provide all the clarification to him<br \/>\nafter getting the concerned loan file and accounts details from the concerned branch of<br \/>\nthe Punjab National Bank. The CPIO should also provide the particulars of first AA so<br \/>\nthat in case if he is not satisfied with the reply he can file an appeal before the first AA.<br \/>\nIt has been reiterated again and again to the PNB officials there should be a proper<br \/>\nsystem of receiving RTI application in case if the fee has been sent to different authority<br \/>\nthe concerned authority should forward it to the designated CPIO. This should be<br \/>\nfollowed very strictly in future. On these lines, the appeal is disposed of.\n<\/p>\n<p>       Let a copy of this decision be sent to the appellant and CPIO.\n<\/p>\n<p>                                                                                        Sd\/-\n<\/p>\n<p>                                                               (Padma Balasubramanian)<br \/>\n                                                        Central Information Commissioner<br \/>\nAuthenticated true copy :\n<\/p>\n<p>(Prem Singh Sagar)<br \/>\nUnder Secretary &amp; Assistant Registrar<\/p>\n<p>Address of parties :\n<\/p>\n<p>1.    Mr. Malvinder Singh, Chief Manager &amp; CPIO, Punjab National Bank, Inspection<br \/>\n      Department, Circle Office, R-Block, Chanakya Place, Patna-800001\n<\/p>\n<p>2.    Mr. Shahjada Rafi Ahmed, S\/o Mohd. Younus, 503, Makbubal Apartments,<br \/>\n      Exhibition Road, Patna, Bihar.\n<\/p>\n<p><span class=\"hidden_text\">                                             2<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Central Information Commission Mr. Shahjada Rafi Ahmed vs Punjab National Bank on 6 October, 2008 CENTRAL INFORMATION COMMISSION Appeal No.2863\/ICPB\/2008 F. No. PBA\/2008\/684 October 6, 2008 In the matter of Right to Information Act, 2005 &#8211; Section 19 [Hearing on 22.9.2008 at 11.00 a.m.] Appellant: Mr. Shahjada Rafi Ahmed Public authority: Punjab National Bank Mr. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[39,1],"tags":[],"class_list":["post-238601","post","type-post","status-publish","format-standard","hentry","category-central-information-commission","category-judgements"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Mr. Shahjada Rafi Ahmed vs Punjab National Bank on 6 October, 2008 - Free Judgements of Supreme Court &amp; High Court | Legal India<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.legalindia.com\/judgments\/mr-shahjada-rafi-ahmed-vs-punjab-national-bank-on-6-october-2008\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Mr. Shahjada Rafi Ahmed vs Punjab National Bank on 6 October, 2008 - Free Judgements of Supreme Court &amp; 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