{"id":238977,"date":"2009-01-21T00:00:00","date_gmt":"2009-01-20T18:30:00","guid":{"rendered":"https:\/\/www.legalindia.com\/judgments\/national-insurance-co-ltd-vs-bhadramma-wo-late-govinda-reddy-on-21-january-2009-2"},"modified":"2014-05-07T18:43:37","modified_gmt":"2014-05-07T13:13:37","slug":"national-insurance-co-ltd-vs-bhadramma-wo-late-govinda-reddy-on-21-january-2009-2","status":"publish","type":"post","link":"https:\/\/www.legalindia.com\/judgments\/national-insurance-co-ltd-vs-bhadramma-wo-late-govinda-reddy-on-21-january-2009-2","title":{"rendered":"National Insurance Co Ltd vs Bhadramma W\/O Late Govinda Reddy on 21 January, 2009"},"content":{"rendered":"
Karnataka High Court<\/div>\n
National Insurance Co Ltd vs Bhadramma W\/O Late Govinda Reddy on 21 January, 2009<\/div>\n
Author: K.Sreedhar Rao S.N.Satyanarayana<\/div>\n
 \n\n \n\nxx: 'FEE HEGB CQURT OF KARP\u20acA'I'1%}{';%, B1%NG;\u00e9g;i;a.'\u00a7aVVE_'__;'  \" \n\nDATEE) THIS THE 21%? my SF' &ANUARY, _':_2--:\u00a7Q'\u00a7A_T.j:~ \n\nPRB$ENT: \n\nTHE HGWBLE MR. JUsi:f:.c1:: K.4sRE;1\u00a7;a1~m:\u00e9:\"_;1ae;a'Q'* V\n\n-mg E~EON'BLE3 MR. ,a'\"U..\u00a7\u00a7\u00a7I'\u00a7C'\u00a7:'f'S;'I;\u00a7',j4 \u00a7ATYA\ufb01I\u00a7\\\u00a7AYENA\n\nM. FA. N:j.$64s'i-i \u00e9ecs. aw.-%:\"%;'3:  \ncm; M.F...p, z~\u00a7o.c\"..Q:=;,2;':2'oe:sV-- ~\n\nm.1'\u00ab'.A.       \" \nBETWEEN \" \"      *\n\nNz\u00a5E'\u00a7{)F\u20ac?xE;\"i\u00a7%.$i;?;E%AE\u20ac{3\u00a73 C3---::m'  \nT\ufb01aaucfm I'1fS\":%.:~3:f;:z*),:$i;1.t, ':';>;\u00a7*:?:<::g,\ng 144; Si;\u00a7BH\u00a3%..R3\\_M{Z-QIvEPI;E}X\u00a7_\nM.<;.R0.ar:3,BA:%<3AL<:2Ri::4'1.__  \nREP. BY iTSLg33:S"r;aN*\u00a5f Rf;\u20ac\u00a7;E'\u00a5A{}E\u00a7'R,\nSR; S,f\u00a3:3.,i%*I\u00a2%L\u00a7Nf3A?uT' '\n\n  "  .....   \u00a7,PPELLA}'%""E'\n{1:%&*' SEE B.c.$EE\ufb01'H'ARA;yLa mas, ;\u00a7iZ}$\u00ab"{}\u20ac2-\u00a73s'i'E3}\n\n g<3?\u00a7\u00a52?}. "\n\n1 " ._ SM'}T\\. 'gig\ufb01bmmma\n'w;'--<: L;'\u00a7'\u00a7'E @v:\u00a7~::>A R393?\nA'C\u00a7E_'D ABOUT 37 YEARS\n\n 1' \"::;M3'. {;\u00a7.i}M'A\n' ~:>;{> G(}VEE*\u00e9[}E's REED'?\nAGED ABOUT 1*? YEARS\n\n ' 3 M\ufb01.S?'FE';R Lem?\n\nSIG LATE} GOVENEEA REDS?\nAGES ABGUT 16 YEARS\n\n'xi\n\n\n\n \n\n4 MISS.I'\u00a3AVYA\nwe G(}\\fiNI;)A REDDY\nAGED A8015?' :3 YEARS   \n\n#2 2-4 BEING M\u00a71'-EO\u00a7~\"{S REP   *\n\nBY THEIR MOTH'E;R\"E'%~i\u00a5\u00a7j13TF~1::5~fr.\"~% _\n\nU?\n\nM\/Sv:PR09\u00a72oDU.Cfrs'~V. 3 _\n\n:\\:0.?5. 3c)1::;:>AN;\"::5:Kur\u00a7'\u00a73:,.'4  .\n\nMARUTHPsH2\u00a7L'Li, }3AN;_3ALQR._E:#3? \u00ab \n \"      ...RESP\u20ac}N{)EF~%\"I'S\n\n(BY SR:13V.N._}\u00a7s'\ufb01i..i%;\u00a2gi%H:i\u00a7eA\u00a7\u20ac3MENT ANg\u00bbV_AwA\u00a7>:\u00a3} m;I'ED:5.5.03 PASSED EN\nMVC \u00a7\u20ac\u00a3f}.12%8..1j9:4- '\u00a3:N%\u00a7H;E\"_.:?ILE _r~:.} as; _MACf1',  BANGALORE RURAL i)ES'i'RiC;\"i',\n\n B\ufb01\ufb02\ufb02rifih\ufb01\ufb02\ufb01, Pgmvgy  ALLGW\u00a7;:\"@G ma cmim PE'{'ETI\u00a3\u00a7E~E\n\"ma-\u00abc{;2v3P\u00a7;'N.SAT:o\ufb01';\"'\n\nV'=x\u00a7t;s\u00a7;A;T.r\u00a7e:;\u00e9zi:~::;i'2oe3:\n\nB\u00a7:'\u00a7\"f;_3S\u00a7EE'=\u00a7\u00a7 . '   \n\n s~~m*';. gmmzamma\n\nA. , _ s'1\u20ac}ED A368'? 3? YEAR3\n_ \"~2&sj\u00bb:> \u20ac'\u00a7{}\"'v'iN{}AE?E{3\u00a3)Y\n'-- Rio MG 9, KABEXLE PURAM\n\u00a7v\u00a7\ufb01;'fASA DIRA POST, A1'HiBELE\u20ac; HQBLE\nMEKAL 'I\"ALUK\n\n 2 Gmvia\n\nASEZQ ABQUT 19 YEARS\n\n%\/\n\n\n\n \n\n'W!\n\n3\/0 GGVENEBAREDEY\n\nRIO NO 9, KABALI PURAM\n\nMAY'2%.8\ufb01 EEERA WEST, :51'? f-%IBElI;-E3 HOBLE\n&1'% EKAL TALUK\n\nLQHIT     - V \n;?s{}E;\u00a7;) \ufb01xBOU'}' 1g YERRS    -.  '\n3\/9 <:;Qv1NDA:*er::;3D'\u00a5    " \n\nR\/G NO 9, KAEALI PEJRAM   '  \nMAYASA an-'ea. mar, &'\u00a7"'HE37f;.LE Ei\ufb02\ufb01bi A' T"\nANEKALTALUK    \n\nAGED A801}? 14 YEARSV\n\n\u00a33\/S C\u00a7(}VEN_'i}A_REDDY''V~ ; _  - ~\nRji} M3 E34', K\u00bb\u00a7.\u00a7:.ALI:1._PLwaM   - " 'V \nMAYAS? 13- 'i*RAAI.Ef}S'i";.;A_T'E-infBEL; V HOBLE\nANEKA1,T.;xLIJK"--- \u00bb    \n\nSI?\u00a7'\u00a5\u20ac3}').APPi1?LLAN'i'\u00ab.\u00a7\u00a7C':_3 AND \u00ab-'mag\n;v1IN<'3i\u00a7s \u00a7I2E:\u00a7r\u00ab:j:a-'sf '\u00a7':::1\u00a7;-\u00ab:;I__R" MQTHER AND\nNATURAL, {}L:1A:~=a;;;FA';%z_\u00a7 STJET, BHADRAMMA\n\u00bb V ' V   AP?E,E;EJ-ANTS\n\n:.g<:;3s{ SR:":::,\u00e9\u00a7:.'A$wA'r\u00a7\u00a7ANARAYANA, ASVQGATE}\n\n'  '\u00e9szigfs1\u00a7?:v\u00e9;;:xr\nMVC E\\i'O.1:281f94 ON THE\": 1:-31,33 cm my. PRL. Ci'd'Z\u00a3,.\u00ab;.i\"<,I_i}G:'"\u00a7_\n\n(SR. ms.) ag. MACF, BANGALORE WML 9~1:=3f\u00a3'I:2__:::';iTg'\nBANGALORE, PPs.RTLY ALLOWING THE _cLA1\u00a7s\u00a7~:..PE'r:T;---:::Nv..._T _\nFOR CO\u00a7'v\u00a7PENSI~'s.T\u00b0ION \ufb01s.ND SEEKEEQ-G \u00a7%3HAE\u00a7IjC.E_MEb\u00a7T' ms...\n\nCOMPE3SNA'1'E'0N,    \n\nThese appaais coming on far Ord\u00e93f$  :3a;\u00a7;g\n\nRAG .32, deiivemci the f'<}]}ov.?i11g:V \nJ:;nG2sx'a:~im*M::,\nQue Gavinda Redd}; .\u00e9':Vpa3--\u00a7\u20acI1Vg\u20acf"3;: bus k\ufb01led in\n\nan accititmt \u00a3311 1.3f?'.1994.'-.1  -account 0f the\n\nco1iisionv"i3'efxxg\u00e9:'::ii   \u00e9.3::fi~nti}:e iorry. The wife anti\n<:1r:,;i1dr\u00e9:\ufb01"--  Gf:   filed a petiti\u00e9m seeking\n\nc0mp&11sati{3:;    \ufb01led an apgeai seeking\n\n_. _ en11a;::\u00ab;:e3:m3:1t of \u00e9ampenvsatian.\n\n.A  * ..  \u00e9tjgs\u00e9lfer has filed. an appeal sacking avoidance of\n\n  that there WES 1310 caverag\ufb01 af policy\n\nV _ 911 {kg  the accidant. '\u00a7'he policy issueii is marke\ufb01 at\n\n i1a".s\u20ac,f. zero hours sf 14.7519\u00a334 to mid night of\n\n ,:r3','?.-:599:*s. Tlfge ixisnre\u00e9 had paid the pmmium amount of\n\n  -R--:s:.13{}'?',F-= 91:: \u00a333'. @994 ffhe EXR. }=~I\u00b0t3C:\u20acipi is issucci by me\n\nVinsursz' to that e\ufb01bct. T215 tribune} hag awaxria\u00e9\n\n\n\n \n\n2%'\n\ncompensaiiem sf R3.312\u20ac3\u00a3E\u00bb8f\u00ab with i:\ufb01:.s\u00a7es~;t' at \u20ac%'Ef\u00a3; pa\u00bb magi\n\n6.i1"eCte\ufb01 the G"\ufb01?l1\u20acI' azzd \ufb01zsxzmr csf me: \u00a7c:)::":z"3=' is ;"'\u00a7;\u00bba3:\n\ncamp\ufb01nsaiion. The <::\u00a3?cu1*r\u20acm:\u20act 6f the acci\ufb01yg\ufb01\u00e9  ':%:i':c\u00e9'~\n\n::\u20acgIiig&:1<::: 9f the 1(.'3\u00a7'1'\u00a7\u00abf.\u00a7:h;\u20ac: i:j;Si::v$_}rw{;1;11d cexizimeziiit\ufb01z {mm\nthe time of the a\u00a2.Z:'s;\":\u20ac_'}_\u00a7\".'f8\"3'.'1_(?,'\u20ac;V'\u00abZ\u00a7,f 1?)-x\ufb01\u00e9xnium or Whether it\ncammeilcss fmrn 'the 4:331:16-.cf :;s31;Le._ of the };:>oEis::\u00a7';' cave-r\nnote? .   V --'  \n\n5%. V\u00e9ryl. _ .g.VL\":.';V.S\u20ac\u00a7{i\"E:i1\u00a3\u00a7i:'4'fa:E:\u00a7. Rae 001111361 for the inszir\ufb01r\npiaced ;'\u20ac1ig3_;:Cr: :ipQi1'\u00bb f.i3.ci \" ';1\u00e9<:\u00a3\u00a7i011 of the Supramrz Cam: in\n\nDeeg\u00e9tw\/'*;\u00a3*'\u00a2;:p0I;f5   \ufb02eas,\u00bb India Assurance Ca, L\u00e9d\ufb01\n\n .\ufb01'2%9\u20ac3'9\u00a7AE1*\u00a7g\u00a2{3\u00a7':J-j\u00a7}8\u00a7. ':\u00a3;"\u00a75m 9 and :3, ma; :2, 3;: is heist}. 11113.3:\n\n1 L-..""VQT,.   "::;\u00a7_\u00a7;\u20ac like pmposai Sam: 13}; \ufb01x: a\u00a7p\u20ac}.L3:1"\u00a5; was;\n\n\u00a7&3c.e'ite.%\u20ac:\u00e9V"t;3\u00a7%"~tEi;~: Vinsurer an 16.61989, it requjre\ufb01 that the\nper\u00e9pd, sf _":f;ns's..1ra11rca covar shemd %e far the gaerie\ufb01\n12.3'.19\u00e93 8 to 32.\u00a7;198\u00a7? The mason Why the I.'\u20acSpt::~7.1\u00e9etnt\n\n__ -\u00bb.22:a::ta\u20aci.Vf%_;?:::a: iziauranca cave: retiwspeciivaly {mm 12.3.1988\n V, 31$; vT%=:;E}vi0u,s. 'The izlitiai insuranca policy expimd. on\n" _iV'2_'3."A\u00a7J988. Under me temzzs of fmance haztween MSEK'; 211116\n\n"1'\u00a71\u20ac"38.;)p\u20acBi-:"111?Z, apparently it wag 1150633313? :9 have an\nzx\ufb01intemnptgd and cerautixxuous insuraxace cover dining $315\n\nVV '"p\u20ac:\u00b0i0d the machine was secured in favezu" of MSEFC.\n\nTharefore, 'aha appeilani wanted the insurancg covar ta\u00bb be\n\n\n\n \n\nceurxter ;ar\u00a730:\u00a7ai. But the agsp\u00e9liant defmiteiy {iii} .Ei::3\u00a7,v:{\"1?)..'%J\u20ac\n{he fcpurfh \u00bb:::ho'i(:e of propotmding a ceneiuded C{}11\u00a7I'E?,;??_Vi\u00a3.?'\u00a7,i;:?:\n\n3 madiiicaiima \ufb02\u00e9i\ufb02i\ufb01i' pragses\u00e9sd 3:31\" agre\u00e9d to _.%:%y' \u00bbgii\u00a7\u00a7\u00a7i:z** K\npaxty. if the appeilant di\u00e9 21.91: agree: to the poiicjg c::\u00a7%;*rj'\u00a7\u00e9::g'. ' .\nEm: pericaii 23.8.1988 ti: i?,:'\"\u00a7.8.}98\u00a7 iixsiearz\u00e9 af\".ihe:j'p;ei*i>\u00aea:i._'T\n12.3.1988<\/pre>\n
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Karnataka High Court National Insurance Co Ltd vs Bhadramma W\/O Late Govinda Reddy on 21 January, 2009 Author: K.Sreedhar Rao S.N.Satyanarayana xx: ‘FEE HEGB CQURT OF KARP\u20acA’I’1%}{‘;%, B1%NG;\u00e9g;i;a.’\u00a7aVVE_’__;’ ” DATEE) THIS THE 21%? my SF’ &ANUARY, _’:_2–:\u00a7Q’\u00a7A_T.j:~ PRB$ENT: THE HGWBLE MR. JUsi:f:.c1:: K.4sRE;1\u00a7;a1~m:\u00e9:”_;1ae;a’Q’* V -mg E~EON’BLE3 MR. ,a'”U..\u00a7\u00a7\u00a7I’\u00a7C’\u00a7:’f’S;’I;\u00a7’,j4 \u00a7ATYA\ufb01I\u00a7\\\u00a7AYENA M. FA. N:j.$64s’i-i \u00e9ecs. aw.-%:”%;’3: cm; […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[8,20],"tags":[],"class_list":["post-238977","post","type-post","status-publish","format-standard","hentry","category-high-court","category-karnataka-high-court"],"yoast_head":"\nNational Insurance Co Ltd vs Bhadramma W\/O Late Govinda Reddy on 21 January, 2009 - Free Judgements of Supreme Court & High Court | Legal India<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.legalindia.com\/judgments\/national-insurance-co-ltd-vs-bhadramma-wo-late-govinda-reddy-on-21-january-2009-2\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"National Insurance Co Ltd vs Bhadramma W\/O Late Govinda Reddy on 21 January, 2009 - 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