{"id":241245,"date":"2010-02-06T00:00:00","date_gmt":"2010-02-05T18:30:00","guid":{"rendered":"https:\/\/www.legalindia.com\/judgments\/national-insurance-co-ltd-vs-smt-a-dhanalakshmi-on-6-february-2010"},"modified":"2015-01-01T22:31:34","modified_gmt":"2015-01-01T17:01:34","slug":"national-insurance-co-ltd-vs-smt-a-dhanalakshmi-on-6-february-2010","status":"publish","type":"post","link":"https:\/\/www.legalindia.com\/judgments\/national-insurance-co-ltd-vs-smt-a-dhanalakshmi-on-6-february-2010","title":{"rendered":"National Insurance Co Ltd vs Smt A Dhanalakshmi on 6 February, 2010"},"content":{"rendered":"<div class=\"docsource_main\">Karnataka High Court<\/div>\n<div class=\"doc_title\">National Insurance Co Ltd vs Smt A Dhanalakshmi on 6 February, 2010<\/div>\n<div class=\"doc_author\">Author: A.N.Venugopala Gowda<\/div>\n<pre>IN THE HIGH COURT or KARNATAKA AT BANGALORE\nDATED THIS THE 6\"?\" DAY OF FEBRUARY, 203.0 \n\nBEFORE\n\nTHE HON'BLE MR. JUSTICE A.N.VENUGOPALA'&lt;&#039;.GOW&#039;{5VAR  H\n\nM.F.A.NO.10909\/20vO8&quot;(M\\j_) \n\nBETWEEN:\n\nNationa\ufb01 Insurance 03., Ltd.,\nDo~2, La\ufb01bagh Road,\n\nThrough its Regionai OffEic.\u00e9A;-- _\n930.144, Subharam Compiex,&quot; &#039;   h \nM.G. Road, BangaAlQre~S6O._QE0--1.x_  \nRepresented  i4tE;jE\/Admf:nistra&#039;Eiv&#039;e \nMr.E&lt;ha}&#039;a P8$HaL\u00ab4..V&quot;*V.~-~&#039;:~_V  ._    .\n\nE 5;  &#039; E ...APPELLANT\n(By Sri.VB.C.:SeeEh\u00a7&#039;:E:frneVM&#039;R_Ei&#039;C,_&#039;Adv.)\nAND: _  _  .\n\n1. Sefr_\u00a3t&#039;.uAA.Dhan\u00e9\u20aca.f\u00a7Shm:i,\n\n . Aged {about 53 y&#039;e&#039;&quot;a&quot;&#039;r&quot;s&#039;,\n\nE.  B.L.iV|&#039;.ga~r,aju.\n\nAged abouir 33 years,\nS\/C B;----I,in&#039;g&quot;araju.\n\nE Beig\u00e9h adre residing at E\\lo.567,\n\n  &#039;~3T&quot;&#039;_Main, Bhuvaneshwarinagar,\n\n&quot;\u00a7R.T. Nagar, Bangaiore-S6O O32.\n\n\n\ni\\)\n\n3. Smt. Bindu Philip, Major,\nW\/O Mr. Philip,\nNo.37, Janaki Nilaya,\nAshwathanagara A.C.Post,\nBangalore-560 O45. \n...RESPOND.El\\\u00e9TS\n\n(By Sri. Chandrashekar, Adv. for M\/s Lawyer&#039;s   \n\nand R2;   ._\nR3 served)  V V\n\nThis MFA is filed under \nagainst the judgment and award dated&quot;:.,_19.3.V2_QO8 \nin MVC l\\io.3192\/2007 on the._V,VVVfi..l,e ofdthel :4&#039;? &#039;Additional = &#039;\n\n}udge, Court of Small Causes,___VVMeVrri-b_er, VMACVT, Bangalore\nSCCG--10, awarding a &#039;co&#039;mpe.\ufb01sation.__o,fV&#039;Rs.3,36,OC)O\/-- with\ninterest @ 6% pa from th-ie:dVateV of _p.etiti~on&#039;_~_till deposit.\n\n  for_VVVhVearing this day, the Court\ndelivered the folloi}iiinVgt\u00bb:,,_V&#039;=__V&#039; . V\nV V  &quot;,i_tJ.&#039;DGMENT\n\n_~&#039;l,CvhVa!|engVe&quot;&#039;-in____thi.s appeal is to the judgment and\n\n *a;ward  the MACT, awarding compensation of\n\n interest at 6% per annum. Appellant\n\n wasVVVVthe&quot;V.15&#039;VVrespondent in the claim petition filed before the<\/pre>\n<p>  VVThe claim petition had been filed by the 1&#8243; &amp; 2&#8243;&#8221;<\/p>\n<p> respondents herein. For the purpose of convenience, the<\/p>\n<p>E<\/p>\n<p>\/<\/p>\n<p>M<\/p>\n<p>parties would be referred to with reference to their rank in<br \/>\nthe MACT.\n<\/p>\n<p>2. One Lingaraju, ailegediy met with an accident<\/p>\n<p>while riding his scooter on 02.03.2007 on Queens rzioeo,<\/p>\n<p>Bangafore and sustained injuries. An FIR in respect&#8217;_,of__&#8217;_t\ufb01~EI~<\/p>\n<p>aiieged incident was lodged before the Shiva_j,i_najg.arififraffic   0 <\/p>\n<p>Police on 05.03.2007, aileging that,  <\/p>\n<p>2935 dashed against the scooter No&#8217;.&#8211;i\u00a7{&#8216;Av04~E_&#8211;.e7.3&#8217;.3&#8217;0,0&#8242; as a&#8221; 0<\/p>\n<p>result, the said person and his wifereii down ha.-.0 sostained<br \/>\ninjuries. Said Lingarajuzijawnd  .are.aIIegedVAVto have<\/p>\n<p>taken firstt&#8221;&#8216;aid.,:15reatf:&#8217;i&#8217;en&#8217;tin S&#8217;re\u00abi&#8217;f&#8217;a&#8221;&#8221;i-iuospital, Bangaiore and<br \/>\nlater Linlgarajfu&#8217; _.in. the Bhagawan Mahaveer<\/p>\n<p>Jain Hospitaia  0&#8217;L.,in&#8217;g.-airaju died in the hospitai on<\/p>\n<p> __due&#8221;V&#8217;tov-mrespiratory faiiure, infection, renai<\/p>\n<p>V.&#8217;&#8211;..faii1Vire,,Ad&#8217;iabe,tic:&#8217;nephropathy and fracture of pubic ramus.<\/p>\n<p>  -iC&#8217;iaim petition was fiied under Section 166 of<\/p>\n<p> Indian&#8221; Motor Vehicies Act, 1988, against the owner<\/p>\n<p> =i-nsurer of the said car. Ciaim petition was contested<\/p>\n<p>&#8220;ii&#8217;:\ufb02b\\,:__}the insurance company by filing its statement of<\/p>\n<p>&#8216;$2<\/p>\n<p>objections. Owner of the car, though was served with<\/p>\n<p>notice of the petition, did not file the statemei5.._t;7of<\/p>\n<p>objections. Based on the pleadings of the <\/p>\n<p>framed three issues. 1&#8243; petitioner deposed .and_:&#8221;  <\/p>\n<p>another witness was examined:=__as,.._?W?2.&#8221;<\/p>\n<p>petitioners, Exhibits P-1 to ex-3_ we&#8217;re,_1&#8217;r.-iarkeciit;for&#8217;the <\/p>\n<p>respondents, no evidence  !ed_ 0&#8242;  \ufb01oweyer, the<br \/>\ninsurance poiicy was marlred [as,~E\u00a7&amp;;R5i.&#8217;=,Appreciating the<br \/>\nevidence placed on recoArr:l,.:.lYl~AC&#8217;TV allo&#8217;wved&#8217;:tih\u00abe&#8217; claim petition<\/p>\n<p>in part and   <\/p>\n<p>4,.&#8221; &#8220;&#8221;&#8221; &#8220;i&#8221;*his_ &#8220;been preferred by the<br \/>\ninsurance 04.companjy._:&#8217;~all&#8217;egi\u00abng that, the petitioners<\/p>\n<p>misrepresented&#8221; that, AL&#8217;.inVg&#8217;araju, aged about 58 years died<\/p>\n<p>&#8217;00&#8221;-.on V-ot3.o,3:.2oo7 pe&#8221;l&#8217;l\u00abant, the accident is manipulated one to get<\/p>\n<p>compensation for the death of chronic diabetic<\/p>\n<p>\\<\/p>\n<p>\/1<\/p>\n<p>nephropathy patient Lingaraju. According to the appellant,<\/p>\n<p>the owner of the car i.e., the 2&#8243;&#8221; respondent in the claim<\/p>\n<p>petition, has also joined hands in the process of <\/p>\n<p>wrongfuf award against the insurance com;&#8221;pa&#8217;ny;&#8217;&#8212;.!:_i5y___&#8217;*_<\/p>\n<p>misrepresenting the facts. It is alleged that&#8211;,~the::decea\u00absed_:u  <\/p>\n<p>was a person of political background  hius.:d.eperid:ents_u.A<\/p>\n<p>ie, the petitioners, have rnal__r_iaged._&#8217;t&#8221;o<br \/>\nrecords and post mortem report~\u00ab..V&#8217;gto_Vsuit&#8221; claim,<br \/>\nwhich has resulted in  and<br \/>\nwrongful liability on <\/p>\n<p>5,&#8221; tttt tli&#8217;Alan.g  t&#8217;he.V.:&#8217;appealV,&#8221;&#8216;IlV.A No.2\/2008 has been<br \/>\nfiled underlOrde-rV14il&#8217;:_:~R&#8217;U&#8217;l&#8217;Fl:lt2?\u00abofC.P.C, seeking permission<\/p>\n<p>to produce twoV_V&#8217;do.c&#8217;um&#8217;enVt&#8217;s i.e., death summary issued by<\/p>\n<p> &#8216;=Bhag.a{wa;n M\u00bba.havee&#8217;r&#8221;3ain Hospital in respect of B.Lingaraju<\/p>\n<p> accident&#8217;s report prepared by the motor<\/p>\n<p>vehiclle  The petitioners have filed objections to<\/p>\n<p>%l&#8217;~..\u00ab.4_&#8221;vI.A.No.2\/21008 contending that, the averments made in the<\/p>\n<p>   in support of the application are false and created<\/p>\n<p> to? suit the convenience of wrong defence taken by the<\/p>\n<p>XX.&#8217;<\/p>\n<p><span class=\"hidden_text\">6<\/span><br \/>\ninsurance company ~ appellant and hence, the prayer for<br \/>\nproduction of additional evidence be refused.<\/p>\n<p>6. Sri B.C.Seetharama Rao, learned advocate<\/p>\n<p>appearing for the appellant ~ insurance company \\i&#8217;.&#8221;O_tJ|d<\/p>\n<p>vehemently contend that, though the accident_wa&#8221;l:|eg\u00e9&#8217;d.,l.y..V<\/p>\n<p>took place on 02.03.2007, the police  it<\/p>\n<p>resorting to acts of manipulation andfrazid  regiVsvt.eredfonVl7;<\/p>\n<p>05.03.2007 and the alleged injyuredlidied-_lon 06.703&#8242;;2o.07&#8243;&#8211;l.0&#8243;~iff*.<\/p>\n<p>is contended that, the petitione&#8211;r.s&#8221;&#8221;&#8216;have &#8220;played, the 0&#8242;<\/p>\n<p>MACT, have suppressed,&#8217; thei&#8221;&#8221;trLie&#8217;ufacts,ltwithheld the<\/p>\n<p>materialv&#8217;docurt\u00a7.entAs:(&#8216;evi:lde.n&#8217;ce alndlllhave obtained an award<br \/>\nagainst illegally. Learned counsel<\/p>\n<p>contended lat&#8221;i~.a_t,v.theA\u00b0.de&#8217;c&#8217;eased was a known case of<\/p>\n<p>.&#8212;.,.,hyp&#8217;e.rtei..;.5ion, diabetesymallites, CRF, diabetic nephropathy<\/p>\n<p>onVrnairiteinance&#8217;jhaemodialysis and though there was no<\/p>\n<p>acci.d&#8217;entva.t&#8217;aiiiinvolving the car, which was insured by the<\/p>\n<p>il&#8217;~.~.._&#8217;H.appeliantA;1- a fake accident has been brought into picture<\/p>\n<p>  &#8220;~l.&#8217;ap.dg&#8221;t&#8217;aking advantage of death of Lingaraju, by resorting to<\/p>\n<p>  acts of manipulation, the claim petition has been filed and<\/p>\n<p>\/\u00ab<\/p>\n<p>by playing fraud on the tribunal, an award has been<\/p>\n<p>obtained, which becomes clear from the <\/p>\n<p>evidence, which has been proposed to be <\/p>\n<p>seeking permission of this Court.\n<\/p>\n<p>7. Per contra, Sri Ch&#8217;a,nd&#8211;.r_&#8217;as&#8221;hel{ar&#8217;,&#8217;<\/p>\n<p>advocate appearing for the respo&#8217;adents 1__ &amp;2\u00bb~j&#8221;pet&#8217;i&#8217;tieiiers<br \/>\ncontended that, the case put :fortfri._iri&#8211;._._I.A..i&#8217;\\io&#8211;.:2\/2,Ci\u00a7O8 and<br \/>\nthe appeal are altogether\ufb02newtcaseu.&#8217;:w.h\u00a7:&#8217;eh~.. has come into<br \/>\nexistence in the appeal and  much less<br \/>\ncontested   and hence, the<br \/>\nappellant &#8216;h1a3riV5n_ot&#8217;:::\u00a7i\u00a7&#8217;e  raise the contentions<br \/>\nwhich are  taken in the statement<\/p>\n<p>of obj,e&#8217;ctions&#8221;&#8216;wfiledto t&#8217;heVi&#8221;claim petition before the MACT.<\/p>\n<p>&#8220;J&#8221;\u00abi.,eaI&#8217;=ned2,__cou~n,sel con&#8217;te&#8217;nded that, Pws -1 &amp; 2 were cross~<\/p>\n<p> by the learned counsel, who<\/p>\n<p>rep&#8217;resent_ed insurance company and nothing material<\/p>\n<p> eliciyted to doubt about the accident or the death of<\/p>\n<p>  &#8216;itingparaju, who sustained injuries in the motor vehicle<\/p>\n<p> &#8211;..\ufb01&#8217;aci}:ident and despite taking treatment, died at the hospital.<\/p>\n<p>\\<\/p>\n<p>Z<\/p>\n<p>Learned counsel contended that, the insurance company<\/p>\n<p>has taken untenable stand in the appeal, oniy to delpiriyhe<\/p>\n<p>the benefit of legitimate award passed by <\/p>\n<p>favour of the iegal representatives of the _decAefased:,: who&#8217;  <\/p>\n<p>has died on account of sustaining the injufries in_&#8217;the&#8217;~.r&#8217;ncoVtor, f<\/p>\n<p>vehicie accident caused on acc&#8217;o_unt oftiiyaction\u00e9ible <\/p>\n<p>negligence on the part of the ii&#8221;&#8221;ij._V&#8221;:respon&#8217;d-en:t&#8217;in the claim<br \/>\npetition. Learned counsel,\u00ab&#8211;mai_dei.submiywssions  support of<br \/>\nthe findings and_concluAs.io,n_s&#8211;.,ottitibu&#8217;nal,5..&#8217;i,n5&#8217;the impugned<\/p>\n<p>3&#8217;udgment\/aW,a,,itj_,&#8217;::::~i.&#8217;_.\n<\/p>\n<p>8} &#8220;&#8221;&#8221;  E&#8221;iglit\ufb01}\/e&#8217;.:E1\u00e9l&#8217;!i:S&#8217;\u20aca iheiiecm. It is true that, the<br \/>\ncase asvxlsought  in this appeal and LA<\/p>\n<p>i\\io.2[2D08  not t&#8217;ivie&#8221;&#8221;case of the insurance company<\/p>\n<p>&#8216; V&#8221;-before the i:ribunal;&#8221;&#8221;&#8221;&#8216;However, the insurance company has<\/p>\n<p>,aen\u00a7iea :al.lLthie,.:a_\u00a7,iegations made in the ciaim petition. In<\/p>\n<p> support of LA No.2\/2008, the insurance<\/p>\n<p>&#8220;i..,compa&#8217;n_yii~has stated that, the impugned award has been<\/p>\n<p>&#8216;i&#8221;obtai&#8217;i_ied by misrepresenting the facts on the basis of<\/p>\n<p>  manipulated records. According to the insurance company,<\/p>\n<p>*2<\/p>\n<p>I0<\/p>\n<p>settled by catena of decisions of the Apex Court that &#8220;fraud<br \/>\nand justice never dweil together&#8221;. It is also said<\/p>\n<p>eisewhere, &#8220;no judgment of a court, no order of a m,ir.\u00bb.iste_r<\/p>\n<p>can be aliowed to stand if it has been obtainedfby&#8211;\u00ab&#8217;fifa,uVtif;&#8217;.:.<\/p>\n<p>for fraud and un~rave|s everything&#8221;. The cont-e.nti~on&#8217;*~.ur&#8217;geci_:it  <\/p>\n<p>for consideration by the iearned adyocate. .&#8217;<\/p>\n<p>insurance company, prima~f.acie.V apVpea&#8217;i&#8217;sVto&#8217;V:&#8221;Vo;e:<br \/>\nwhen read with the contents   produced<br \/>\nalong with LA  cannot be<br \/>\nstraight away accepted&#8217;as,&#8217;add&#8217;iv.ti\u00a7l%,\u00a3fIa&#8217;i&#8221;&#8216;veyiidence and acted<br \/>\nupon, which   hearing to the<br \/>\npetitioners  &#8216;documents or to lead further<\/p>\n<p>evidence.\u00abFThe_ peti.tiAorie:rss.&#8221;have a right to question the<\/p>\n<p> autheintvicrity of V&#8217;th.e:documents now sought to be produced<\/p>\n<p>  inisura\u00e9ynce company and they shouid not be deprived<\/p>\n<p>of re-asoxn  e  rtu n i ty.\n<\/p>\n<p>   the case of S.P.Chengaivaraya Naidu (dead)<\/p>\n<p>it 1,35 Vs. Jagannath (dead) by L.Rs and others, reported<\/p>\n<p>No.2\/2008. The allegations made by the insurance<\/p>\n<p>company cannot be brushed aside without probing to&#8221;&#8212;.the<\/p>\n<p>matter. If an enquiry is held into the matter by<\/p>\n<p>by giving opportunity of hearing to both sides,   M<\/p>\n<p>will occasion to either of the parties&#8221; &#8216;ar~..dg_ &#8216;endsfovfl_just\u00e9&#8217;cex&#8221;&#8221;.<\/p>\n<p>would be well secured. If the insurance companyzisy<\/p>\n<p>provided with an opportunity &#8216;t.o&#8221;&#8221;subst&#8217;antiatej&#8221;_its&#8217;;cases&#8217; as<br \/>\nDut forth in this apll-exal, lead&#8221;&#8221;to*&#8217;\u00a7serious<br \/>\nmiscarriage of justice. lnae  respondents<br \/>\nherein\/petitioners:Qwoul(ii_AVV&#8217;n\u00a7t\ufb02::be::VAdt\u00e9fe\ufb01fedn granting an<br \/>\nopportunity to produce its<br \/>\nevidence&#8217; aparttroifni:cro&#8217;s&#8217;s.;:e&#8217;&gt;&lt;a&#039;m&#039;inEng PW.1 and PW.2. The<\/p>\n<p>interest of&#039;-the petitior:ie\u00bb~rsi&quot;&quot;_could be protected by directing<\/p>\n<p> the  to aV&#039;ffo_rdV reasonable opportunity of hearing to<\/p>\n<p> place thveir eyidence as well and also cross~examine the<\/p>\n<p>y\u00a7:i.tn&#039;ess\u00e9s\u00abo\u00a7_tri~e&quot;i&quot;nsurance company.<\/p>\n<p> &quot;the&quot;result, I allow this appeal, aside the impugned<\/p>\n<p>it &quot;gyudgmyenyt\/award passed by the MACT and direct the MACT<\/p>\n<p>&#8211;j&#8217;_-to&#8217;-consider the claim put forth by the petitioners afresh,<\/p>\n<p>&#8216;tr,<\/p>\n<p>.\u00ab s<\/p>\n<p><span class=\"hidden_text\">13<\/span><\/p>\n<p>after affording reasonable opportunity to the insurance<br \/>\ncompany to substantiate its allegations. The insurance<\/p>\n<p>company is at liberty to file additional statem.en\u00bbt:&#8221;o_f<\/p>\n<p>objections. If found necessary, the MACT is at:&#8217;_:&#8217;li&#8217;b&#8217;ert;y:<\/p>\n<p>raise additional issue. Opportunitymmay _to_:u  <\/p>\n<p>both sides to lead evidence in respect ;_of\u00abythesi,r.&#8217;irrirespedtivieiif<\/p>\n<p>cases. The parties are directed -to ap&#8217;pe&#8217;a&#8221;i&#8217; in on<br \/>\n01.03.2010 and receive furthev;r&#8217;*b:rd.e&#8217;vrsViifrothfjthei MACTL<br \/>\nSince the learned  parties have<br \/>\nundertaken to keep theircli_ent.s&#8211;.VVpireseinitkbefore the MACT<br \/>\non 01.03.2014.VG_;4ti:.ie.re  MACT to issue<br \/>\ncourt  Both parties shall co~<\/p>\n<p>operate  lithe&#8221;trib.uria&#8217;l&#8221;_;.for the early disposal of the<\/p>\n<p> matt,e\u00a7r.&#8217;V MACTV&#8217;is.._diVrect:ec:l to dispose of the matter before<\/p>\n<p>i&#8217;  is .rna_.de clear that, any observations made in this<\/p>\n<p>%\u00b0*-&#8230;_&#8221;j,udgme&#8217;nt_\u00b01shall not be construed as expression of opinion<\/p>\n<p>   merits of the matter and the tribunal shall decide<\/p>\n<p>.   matter on its merit. W<\/p>\n<p>-.4<\/p>\n<p><span class=\"hidden_text\">14<\/span><\/p>\n<p>The amount in deposit in this appeal is ordered <\/p>\n<p>refunded to the appeilant.\n<\/p>\n<p>Registry is directed to retumaathe   V<\/p>\n<p>without any deiay.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Karnataka High Court National Insurance Co Ltd vs Smt A Dhanalakshmi on 6 February, 2010 Author: A.N.Venugopala Gowda IN THE HIGH COURT or KARNATAKA AT BANGALORE DATED THIS THE 6&#8243;?&#8221; DAY OF FEBRUARY, 203.0 BEFORE THE HON&#8217;BLE MR. JUSTICE A.N.VENUGOPALA'&lt;&#039;.GOW&#039;{5VAR H M.F.A.NO.10909\/20vO8&quot;(M\\j_) BETWEEN: Nationa\ufb01 Insurance 03., Ltd., Do~2, La\ufb01bagh Road, Through its Regionai OffEic.\u00e9A;&#8211; _ [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[8,20],"tags":[],"class_list":["post-241245","post","type-post","status-publish","format-standard","hentry","category-high-court","category-karnataka-high-court"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>National Insurance Co Ltd vs Smt A Dhanalakshmi on 6 February, 2010 - Free Judgements of Supreme Court &amp; High Court | Legal India<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.legalindia.com\/judgments\/national-insurance-co-ltd-vs-smt-a-dhanalakshmi-on-6-february-2010\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"National Insurance Co Ltd vs Smt A Dhanalakshmi on 6 February, 2010 - Free Judgements of Supreme Court &amp; High Court | Legal India\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.legalindia.com\/judgments\/national-insurance-co-ltd-vs-smt-a-dhanalakshmi-on-6-february-2010\" \/>\n<meta property=\"og:site_name\" content=\"Free Judgements of Supreme Court &amp; High Court | Legal India\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/LegalindiaCom\/\" \/>\n<meta property=\"article:published_time\" content=\"2010-02-05T18:30:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2015-01-01T17:01:34+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i0.wp.com\/www.legalindia.com\/judgments\/wp-content\/uploads\/sites\/5\/2025\/09\/legal-india-icon.jpg?fit=512%2C512&ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"512\" \/>\n\t<meta property=\"og:image:height\" content=\"512\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Legal India Admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@legaliadmin\" \/>\n<meta name=\"twitter:site\" content=\"@Legal_india\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Legal India Admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"9 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/national-insurance-co-ltd-vs-smt-a-dhanalakshmi-on-6-february-2010#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/national-insurance-co-ltd-vs-smt-a-dhanalakshmi-on-6-february-2010\"},\"author\":{\"name\":\"Legal India Admin\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#\\\/schema\\\/person\\\/0bfdffe9059fb8bb24a86d094609c5ea\"},\"headline\":\"National Insurance Co Ltd vs Smt A Dhanalakshmi on 6 February, 2010\",\"datePublished\":\"2010-02-05T18:30:00+00:00\",\"dateModified\":\"2015-01-01T17:01:34+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/national-insurance-co-ltd-vs-smt-a-dhanalakshmi-on-6-february-2010\"},\"wordCount\":1623,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#organization\"},\"articleSection\":[\"High Court\",\"Karnataka High Court\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/national-insurance-co-ltd-vs-smt-a-dhanalakshmi-on-6-february-2010#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/national-insurance-co-ltd-vs-smt-a-dhanalakshmi-on-6-february-2010\",\"url\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/national-insurance-co-ltd-vs-smt-a-dhanalakshmi-on-6-february-2010\",\"name\":\"National Insurance Co Ltd vs Smt A Dhanalakshmi on 6 February, 2010 - Free Judgements of Supreme Court &amp; High Court | Legal India\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#website\"},\"datePublished\":\"2010-02-05T18:30:00+00:00\",\"dateModified\":\"2015-01-01T17:01:34+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/national-insurance-co-ltd-vs-smt-a-dhanalakshmi-on-6-february-2010#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/national-insurance-co-ltd-vs-smt-a-dhanalakshmi-on-6-february-2010\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/national-insurance-co-ltd-vs-smt-a-dhanalakshmi-on-6-february-2010#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"National Insurance Co Ltd vs Smt A Dhanalakshmi on 6 February, 2010\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#website\",\"url\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/\",\"name\":\"Free Judgements of Supreme Court & High Court | Legal India\",\"description\":\"Search and read the latest judgements, orders, and rulings from the Supreme Court of India and all High Courts. A comprehensive database for lawyers, advocates, and law students.\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#organization\"},\"alternateName\":\"Free judgements of Supreme Court & High Court of India | Legal India\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#organization\",\"name\":\"Judgements of Supreme Court & High Court | Legal India\",\"alternateName\":\"Legal India\",\"url\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/wp-content\\\/uploads\\\/sites\\\/5\\\/2025\\\/09\\\/legal-india-icon.jpg\",\"contentUrl\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/wp-content\\\/uploads\\\/sites\\\/5\\\/2025\\\/09\\\/legal-india-icon.jpg\",\"width\":512,\"height\":512,\"caption\":\"Judgements of Supreme Court & High Court | Legal India\"},\"image\":{\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/LegalindiaCom\\\/\",\"https:\\\/\\\/x.com\\\/Legal_india\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#\\\/schema\\\/person\\\/0bfdffe9059fb8bb24a86d094609c5ea\",\"name\":\"Legal India Admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/4faa9d728ed1af3b73d52225c7f12901ac726fe6f7ea0a3348a1d51f3a930987?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/4faa9d728ed1af3b73d52225c7f12901ac726fe6f7ea0a3348a1d51f3a930987?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/4faa9d728ed1af3b73d52225c7f12901ac726fe6f7ea0a3348a1d51f3a930987?s=96&d=mm&r=g\",\"caption\":\"Legal India Admin\"},\"sameAs\":[\"https:\\\/\\\/www.legalindia.com\",\"https:\\\/\\\/x.com\\\/legaliadmin\"],\"url\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/author\\\/legal-india-admin\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"National Insurance Co Ltd vs Smt A Dhanalakshmi on 6 February, 2010 - Free Judgements of Supreme Court &amp; High Court | Legal India","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.legalindia.com\/judgments\/national-insurance-co-ltd-vs-smt-a-dhanalakshmi-on-6-february-2010","og_locale":"en_US","og_type":"article","og_title":"National Insurance Co Ltd vs Smt A Dhanalakshmi on 6 February, 2010 - Free Judgements of Supreme Court &amp; High Court | Legal India","og_url":"https:\/\/www.legalindia.com\/judgments\/national-insurance-co-ltd-vs-smt-a-dhanalakshmi-on-6-february-2010","og_site_name":"Free Judgements of Supreme Court &amp; High Court | Legal India","article_publisher":"https:\/\/www.facebook.com\/LegalindiaCom\/","article_published_time":"2010-02-05T18:30:00+00:00","article_modified_time":"2015-01-01T17:01:34+00:00","og_image":[{"width":512,"height":512,"url":"https:\/\/i0.wp.com\/www.legalindia.com\/judgments\/wp-content\/uploads\/sites\/5\/2025\/09\/legal-india-icon.jpg?fit=512%2C512&ssl=1","type":"image\/jpeg"}],"author":"Legal India Admin","twitter_card":"summary_large_image","twitter_creator":"@legaliadmin","twitter_site":"@Legal_india","twitter_misc":{"Written by":"Legal India Admin","Est. reading time":"9 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.legalindia.com\/judgments\/national-insurance-co-ltd-vs-smt-a-dhanalakshmi-on-6-february-2010#article","isPartOf":{"@id":"https:\/\/www.legalindia.com\/judgments\/national-insurance-co-ltd-vs-smt-a-dhanalakshmi-on-6-february-2010"},"author":{"name":"Legal India Admin","@id":"https:\/\/www.legalindia.com\/judgments\/#\/schema\/person\/0bfdffe9059fb8bb24a86d094609c5ea"},"headline":"National Insurance Co Ltd vs Smt A Dhanalakshmi on 6 February, 2010","datePublished":"2010-02-05T18:30:00+00:00","dateModified":"2015-01-01T17:01:34+00:00","mainEntityOfPage":{"@id":"https:\/\/www.legalindia.com\/judgments\/national-insurance-co-ltd-vs-smt-a-dhanalakshmi-on-6-february-2010"},"wordCount":1623,"commentCount":0,"publisher":{"@id":"https:\/\/www.legalindia.com\/judgments\/#organization"},"articleSection":["High Court","Karnataka High Court"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.legalindia.com\/judgments\/national-insurance-co-ltd-vs-smt-a-dhanalakshmi-on-6-february-2010#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.legalindia.com\/judgments\/national-insurance-co-ltd-vs-smt-a-dhanalakshmi-on-6-february-2010","url":"https:\/\/www.legalindia.com\/judgments\/national-insurance-co-ltd-vs-smt-a-dhanalakshmi-on-6-february-2010","name":"National Insurance Co Ltd vs Smt A Dhanalakshmi on 6 February, 2010 - Free Judgements of Supreme Court &amp; High Court | Legal India","isPartOf":{"@id":"https:\/\/www.legalindia.com\/judgments\/#website"},"datePublished":"2010-02-05T18:30:00+00:00","dateModified":"2015-01-01T17:01:34+00:00","breadcrumb":{"@id":"https:\/\/www.legalindia.com\/judgments\/national-insurance-co-ltd-vs-smt-a-dhanalakshmi-on-6-february-2010#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.legalindia.com\/judgments\/national-insurance-co-ltd-vs-smt-a-dhanalakshmi-on-6-february-2010"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.legalindia.com\/judgments\/national-insurance-co-ltd-vs-smt-a-dhanalakshmi-on-6-february-2010#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.legalindia.com\/judgments\/"},{"@type":"ListItem","position":2,"name":"National Insurance Co Ltd vs Smt A Dhanalakshmi on 6 February, 2010"}]},{"@type":"WebSite","@id":"https:\/\/www.legalindia.com\/judgments\/#website","url":"https:\/\/www.legalindia.com\/judgments\/","name":"Free Judgements of Supreme Court & High Court | Legal India","description":"Search and read the latest judgements, orders, and rulings from the Supreme Court of India and all High Courts. A comprehensive database for lawyers, advocates, and law students.","publisher":{"@id":"https:\/\/www.legalindia.com\/judgments\/#organization"},"alternateName":"Free judgements of Supreme Court & High Court of India | Legal India","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.legalindia.com\/judgments\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.legalindia.com\/judgments\/#organization","name":"Judgements of Supreme Court & High Court | Legal India","alternateName":"Legal India","url":"https:\/\/www.legalindia.com\/judgments\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.legalindia.com\/judgments\/#\/schema\/logo\/image\/","url":"https:\/\/www.legalindia.com\/judgments\/wp-content\/uploads\/sites\/5\/2025\/09\/legal-india-icon.jpg","contentUrl":"https:\/\/www.legalindia.com\/judgments\/wp-content\/uploads\/sites\/5\/2025\/09\/legal-india-icon.jpg","width":512,"height":512,"caption":"Judgements of Supreme Court & High Court | Legal India"},"image":{"@id":"https:\/\/www.legalindia.com\/judgments\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/LegalindiaCom\/","https:\/\/x.com\/Legal_india"]},{"@type":"Person","@id":"https:\/\/www.legalindia.com\/judgments\/#\/schema\/person\/0bfdffe9059fb8bb24a86d094609c5ea","name":"Legal India Admin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/4faa9d728ed1af3b73d52225c7f12901ac726fe6f7ea0a3348a1d51f3a930987?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4faa9d728ed1af3b73d52225c7f12901ac726fe6f7ea0a3348a1d51f3a930987?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/4faa9d728ed1af3b73d52225c7f12901ac726fe6f7ea0a3348a1d51f3a930987?s=96&d=mm&r=g","caption":"Legal India Admin"},"sameAs":["https:\/\/www.legalindia.com","https:\/\/x.com\/legaliadmin"],"url":"https:\/\/www.legalindia.com\/judgments\/author\/legal-india-admin"}]}},"modified_by":null,"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack_likes_enabled":true,"jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/posts\/241245","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/comments?post=241245"}],"version-history":[{"count":0,"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/posts\/241245\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/media?parent=241245"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/categories?post=241245"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/tags?post=241245"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}