{"id":243119,"date":"2009-11-20T00:00:00","date_gmt":"2009-11-19T18:30:00","guid":{"rendered":"https:\/\/www.legalindia.com\/judgments\/divisional-manager-national-vs-a-k-nagendrappa-on-20-november-2009"},"modified":"2017-04-23T15:36:40","modified_gmt":"2017-04-23T10:06:40","slug":"divisional-manager-national-vs-a-k-nagendrappa-on-20-november-2009","status":"publish","type":"post","link":"https:\/\/www.legalindia.com\/judgments\/divisional-manager-national-vs-a-k-nagendrappa-on-20-november-2009","title":{"rendered":"Divisional Manager, National … vs A K Nagendrappa on 20 November, 2009"},"content":{"rendered":"
Karnataka High Court<\/div>\n
Divisional Manager, National … vs A K Nagendrappa on 20 November, 2009<\/div>\n
Author: V.Jagannathan<\/div>\n
E\n\nIN T}-IE HIGITI COURT OF KARNATAKA AT BA\u00a7\\IGALORi\u00a3\n\n.1\n\nDated: This the 2O\"1da.y of November 2009.-.___\nBEFORE O'O\n\nTHE HONBLE IVIR.JUS'I'ICE V.JAGA_NE_\\?;}iX'E\"E='iz3\u00a7N::'_'V'1'   _\n\nM.F.A.No.3666\/2007' c\/xv\"\n\nwLFJ&Nos366O,3664,3662;36\u00a7\u00a7;366@QOOZ\n\n3670,3671.3672,367313674;3676;3677;_*f\n\n3678 81 36E\u00bb3.1_\/2007\" (Y\\.\/D\ufb02\n\nBETWEEN:\n\nDIVISIONAL MANAG1':>;R'; =  \nNATIONAL 1NsLIE?;A.Nc1\u00ab: gco'; ~-1_;'m;~. _\nDIV'ISIONA.I_, ()x~'1\u00ab';.r;_;E.     \nCI--IIGATE RI M\u00a35;z?;CAI\\I'I\"\u00a31I,L\u00ab;,LB'U;.1,1):NG.\nCHAMARAJAP;f*3'l\"E3. _:DAVAN'_A_GE.\n\n_ .. NOW~.REP::,_BY :\u00bbf1*s.__1:{_E:c;--1QNA1. MANAGER.\n NA'FI'C'rNAL'?.{Nf3U'RANCE co. I..'I'D..\n R5201(JN;\u00e9\u20ac;1;.A}o::Fi--cE:; SUI'3I---IARAM COMPLEX.\n-1 44. M13; BAN(3A1,0R1::.\n\n. .. API--'EI,I,ANT\nCOMMON\n\n \"  .  Esra AN KR1VS'1'-ilm SWAMY. ADV.)\nm M:1-'?.~A;TS\u00a7C).3666\/2007:\n\n\"  K NAGf\u00a7N'I)RAPPA.\n\nS\/ O MARA.lr)P\/\u00ab\\.\n\nNOW AGED ABOUT 32 YEARS,\nOCC: AGRiCULTURf\u20ac.\n\nR\/ O K\/~\\N[--\\KA'I'I'E VELLAG E.\nCHI'I'RAI)URC1\/\\ TALLEK.\n\nC Si--IiV..2%.\"='i.*L%;. 01+' PEETITION\nTILL D23PosiT;*   1'  V' \n\n[N M.F.A:N'Q}3e\u00a760'?;A\u00ab.._  . _\nKNOW A\\G%4ABQ'L:f1' YEARS.\nR.\/O BUC_HHAV\\}'AN\u00a3iHAI.I.Y VILLAGE.\nC1?a:TmDU.RG.A' TALUK.\n\nC SIilVA\"~PMI1J_I_\u00a7'FHY.\n\n'  \/0 ..c HANIDRASHEKARAPPA\n\n _  MAJOR. OCC: OWNER OF BUS.\n  N-EAR AZAD 1\\\/111.1,. E3.D.ROAD.\n\nCI+1ITE{;ADuRGA.\n\n... RESPON D ENTS\n\n {By fsa\u00a7:__\u00b0R P SOMASHEKARAWI. ADV. FOR R2.)\n\nTHIS MFA Fltfill) U\/S ]73{l) OF MV ACT AGAINST\n\n_ .. ;'i'i\"*I 1:', J U DC': M ICNT AN D AVVARI.) DATES D: I (:5 \/ E 2 \/ 2006\n\nPASSIZD iN MVC NO. 1333\/2004 ON '1'}--[I5 FILI-E OF 'I'HE\nCIVIL JUDGE {SRDN} & ADDL. MACT. CHiTRAI')URGA.\nAWARDING COMPENSATION OF RS. 41.900\/\u00ab WiTH\n\n\n\nIN'I'l*3RES'I'  6% RA. FROM 'I'Hl\u00a7 I)\/\\'I'I\u00a7 OF I\"'E'I'ITION\nTILL DEPOSIT.\n\nIN M. F.A.NC).3664\/2007:\n\n1 RAMANNA.\n\ns\/0 RANGAPPA.\n\nNOW AGED ABOUT 43 YEAE.s_,\n0cc:AGR1CU1.;mRE. V * ._ \u00ab\nR\/BO G()BANAHALLI VILLAGEIQ A. \nCHITRADURGA.  AWARD DA'I'ED 16\/I2\/06\nB5-;.f's\"sa:,.1> 1N\"'Mj{\/C N::>.z337\/04 ON \"'1'}---11\u00bb:\u00ab: 1-'\u00a31.13 01+' THE\n\n'  \u00abvC;'--1\\\"\/11;\"E'A.JUI)I>A.\n\nAGE: MAJOR. OCC: OWNIIIR OF BUS.\n\nR\/O NEAR AZAD MILL. I3.I').ROAI_).\nCHI'I'RAI)URGA. \n\n RESPONxDEN;T_'S\n\n(By Sri R P SOMASl'\"IIEKARAlAl'-I. ADV. FOR I22_.;I\"'\"- 4'   ;_. A' \n\nTHIS MFA FILED U\/S 173(1) OF Ix\/I_'V~A(::fffI'..AO:A\u00abIN:3\ufb01I*'  \n'I'l~-{E JUDGMENT AND AwA.:I\u00e9I5\"\"I')A*II\u00ab:II) \nPASSED IN MVC f\\s'O.1385\/04'b'ON:1'.,_;'I'\u00a7--\ufb02i\u00a3\u00a3JTIEIIOIS,VQI?\"L.Lj'E*:Ii\u00a7\ufb01:,_\nCIVIL JUDGE (SRDN). I\"I_I3'E\"}..L.MI5xC'I'. 'CIA-IIITIQIIILIORGAI \n\nAWARDING A cOMPE;I\\IsA'I*IO_I\\I OF 'RS,'3;50O;{~ WITH\nINTEREST AT 6%  FROM 'TI'fII13v'V\"II.)_A'i'EC 'OI? \"'PE'I\"lTlOI\\J\nTILL DEPOSIT.  ' I V'   \n\nIN M.E'.A,I\\}UL.3E\u00a7\u00a3\u00a7S\u00ab\/20\u00a2?-IV_ . '\n\nI. GURURAIJA--R1EfDD_Yj' \"\nS \/O r;ONA.I>I2.ARVI;OI)Y.\n. ., AGI~:'I_)..,ABO'IIT'-41 YEARS.\nAR\/O TAYA\u00a3)i'\"~IQNI vII,I,AOI::.\n\n %--.';IAC:.AI.uR 'rAI,uK_.\n\n\"  -- II\/A1.. MURTHY.\n * S\/'_-C)_ CHANDRASIVIEKARAI-JPA.\n,AOIs:; MAJOR, OCC: OWNER OF' BUS.\nR\/'O NEAR AZAD MILL. B.D.ROAD.\n\" _ GHITRADURGA.\n  RESPOND[\u00a3N'l'S\n\n  \"C{I3yA'srI R I>sOIvIAsI-II~:I' I>}: THE\n C'IVIL  ;I\"I:--IjI:I\u00e9 (SR.DN}. AI)DL.MAC'I'._ CHI'I'RADURGA.\n\nAVVAFEDlI'~3C A [_COMPEl\\lSATION OF RS.2.500\/-- 'WITH\nIN'FI3;I:{_IIf,S'I' AT 6% I-'.A. FROM Tl\"-IE DI'-\\'I'E OI' I-'E'I\"ITION\n\n _'1'I\"I;_I. Ij)I+3POSI\"I'.\n\n IN IVI.F.A.I\\I'O.367O\/2007:\n\nI PR1-\\'I'HAP.\nS\/O \u00a7\\1AGI\u00a3%\\1I)I'2J\\I\"E3A\nACIIa:I:> AI3oII'I' :4 YISI'-\\I-{S.\n\n\n\n8\nINTICRESY' AT 6% PA. FROM TI'--I 171 DATE OF PIC'I'ITlO'N\n'I'l}.,L DEPOSIT.\nIN M.F.A.NO.3673\/2007:\n\n1 SHIVAKUMAR.\n\nS\/O SIDDAPPA.\n\nNOW AGED ABOUT 37 YEARS.\n\nocc; PAIN'i'ER.   :\n\nR\/O IN FRONT OF s'1'AD1L{M. '  \"\nCHHRADURGA. I f\"*\n\n2 C s1--11vA MURTI--IY, _  \ns\/0 CHANDRASI-\"lEKARAP*PA.   \nAGE: MAJOR. occ: OWNER or BUS;  \nR\/O NEAR AzA'D..V_MI1.!;'. 811;\u00bb .;R(jA_D. \" '\ncH1TRADURcA';~..T'._'--  \n   .  RE\u00a3SPON\u00a3) ENTS\n\n{By sgfi\ufb01 'P SfoMA'\u00a7I-;1_\u00a7KA}LA1A.\ufb01fADV. 1:0 R R2.}\n\nA\":*'}_1I':3MFA\"1:f1'u~:_i__:\u00bb--.__i3;'S 173(1) 09' EVIV AC1' AGAIE\\IS'I'\n'1'1\u00ab-15: JU1;)GIv:1\u00ab:N1' *--._AN~1':> AWARD I')ATI\u00a3I') 16\/ 12 \/06\nPA;s.sI~:i) EN M'VC_i\u00a7I__Q,.I9l\/O5 ON 1*;--11~: FILE OF THE CIVIL\n\n  1:'-(.sR.DN}. ADIi)L.MAC'}', C}---EITRADURGA.\n'_ COMPENSA'I'IOi\\1 or Rs.4.6.e300\/\u00bb wm--1\n\"1N'*IA*E:RE:S--'E'j_ AT 5% 1'.\/-\\. FROM 'm_\u00a3+: DATE or PETITION\n\n'1'i\"LI. I_')\u00a3:PO's1T.\n\n  \" IN-M.r5'.A.No.3674\/2007:\n\nI KRISHNA.\n\n5\/ O THIPPERU DRAPPA.\nAGED ABOUT 32 YEARS.\nOCC: PAINTER.\n\nR\/O IBUDIDANAGARA.\nCIAAIITRADURGA TOWN.\n\n\n\nll)\nTI-IIS MFA I~\"l.L,i\u00a3I) U\/S 173(1) OE Ivrv ACT AGAINST\nTHE JUDGMENT AND AWARD DATED:l6\/I2\/2006\nPASSED IN MVC NC). E96\/2005 ON TI---IE E*'lL\u00a3~Z Oi\u00a7'_ 'I\u00e9rg-II~:\n\nCIVIL JUDGES {SRDN} es: ADDL. IVIACT. CI-II1jRA:j{5I\u00a7G.A-IV.\nAWARDING COMPENSATION OF RS. 27,50.Q}'~  -\nINTEREST @ 6% PA FROM THE DATE'*--GI\u00abfy..pETITI0N\"  1'\n\nTELL DEPOSIT.\n\nEN M.F.A.NO.3677\/2007:\n\n1 MARAPPA.  \"\n\nS\/O DDDDA 'l\"I_IIIPI'AIA_%-.\u00a7._A' _\n\nAGED AE0uTv34V.yEA'Rs.V   , \nR\/O KANAMADAGLI. I--<UvD;I,IG--IIIv*II'AL--IIK,\nNOW R\/AT JDGIMATT'I"RDAD., " V  _ '\nNEAR 'I'H'IPPE3lT-:ZAlVI".I'\u00bb'1}'x T'ENIPLE:.,  \n\nCH1TRAD;.LjfRG-A. g   . \n\n2  CEIEIIVAV _ -- '\n .5\/D C:IIAI-I'D.RAsI#:I.EI\u00abg_ARA_PPA.\nAGE: MAJOR; QC-Ci OWNER OF BUS,\nR\/D, NEAR_A2;.AD...IvII1.I., B.D.ROAD.\n' 'I I_cII_I'I_*mDUI2GA.\n\n RESPONDENTS<\/pre>\n
 ‘ ,.”I’E3yTE;I’;RfI~>. jSO_MASHI\u00a3KARAlAH es: SR1 M J AI\\\/IARNATIIA.
\n w.ADVs.j~IiDR’jR:I.)<\/p>\n
 AMFA HLED U\/S I73{I] OF MV ACT AGAENST
\nTHE _  JUI’)GMEN’T AND AWARD DA’TE3I) 16\/12\/O6<\/p>\n
  ‘PASSED IN MVC NO.197\/O5 ON THIS FILE 01* THE) CIVIL
\n“‘..’;III’I)GI\u00ab: (SR.DN}. ADI)L.MAC’l’. CHITRADURGA,
\nAWARDING A COMPENSATION OF 125.4000\/M WITH<\/p>\n
lE\\\u00a7TI\u20acRI*ZST AT 6% I5′.A. FROM THE IT)ATE OF PETITION
\nTILI. IDEPOSIT.\n<\/p>\n
IN M.F.A.NO.3678\/2007:\n<\/p>\n
I KAMPLESPIWARA SWAMY.\n<\/p>\n
S \/O TI-IIIJI->I;SwAMY.\n<\/p>\n
AGED ABOUT 42 YEARS.\n<\/p>\n
R\/O HULIKERE3 VILLAGE.\n<\/p>\n
KUDLIGI TALUK.\n<\/p>\n
2 C SHIVA MURTHY. I
\nS\/OCIJANDRASHEK\/XRAPPA1._ ‘ , –
\nAGE: MAJOR. OCC: O’J\\_\/N~.F3R OI! BUS,  ‘ ”
\nR\/O NEAR AZAD iVII1,L,VO’I3,.D.ROAD’.-. ” I ”
\nCHITRADURGA_.\n<\/p>\n
V      RESPONI)f:;N’I’S<\/p>\n
[Ey SI-1 R SHASHlDl~IARA’\u00a7
\nSR1 R P SOMASI~I_EKA_R’AIAIiI. A[)V._ I\u00ab’OI>2,_R2.)<\/p>\n
THl_S.  I;-733) OEIVIV ACT AGAINST
\nTHE TIU:)VOIs\/I’E_IV\\I’I*””  IAw’AR:I)\u00b0 DATEI”): 16\/12\/2006
\nI>ASS’EIjV IAN’vOIIyfI\\ZO\u20ac.NO<.:.'a\u00a7=\u00a7)2,\/2065 ON THE I'II-I+: OI' TIIE
\nCIvIL";,IIIOOEI  ADDL. MEMBER, MAC'I'.
\nCHI"I'I2A'DIIROA;' _AIIIIAR_'1.3II\\IO COMIDENSATION OE RS.
\n291500\/* 'vJ1'\u00a7'I;I"INTEREST  6% RA. FROM TI-~-IE DATE
\nO.E:IJIa:<IfII*IOI\\I 'I'II;I;"I)I%:POSIT.<\/p>\n
' L.I'I\\:..I\\a.\u00abE.AI\\2vO';3.6SI \/2007:<\/p>\n
* .1.  iII\u20acI'ES'II;\n<\/p>\n
 V_SI’OIi’SIDOALINOAPPA.\n<\/p>\n
.. ROW AGED ABOUT 33 YEARS.\n<\/p>\n
-R\/O SONDEKERE VILLAGE.\n<\/p>\n
HIRIYUR.\n<\/p>\n
  C SHIVA MURTHY.\n<\/p>\n
S\/O CHANDRASHEKARAPPA.\n<\/p>\n
AGE): MAJOR, OCC: OVVNER OF BUS.\n<\/p>\n
R \/ O NEAR AZAD MILL. B.D.ROAD.\n<\/p>\n
CHITRADURGA.\n<\/p>\n
 RESPONDENTS
\n[By Sri R P SOMASHiiKA.RA.I.A}*I. AI’)V. 1*” OR R2.)<\/p>\n
[3<\/p>\n
Company is not liable to pay the e()n1pe:nsati()i’1. It is
\ntheref(:)re contended that once the policy is-:. eaneelled.<\/p>\n
the company will not be liable to pay <\/p>\n
4. The facts of the case are D()’t”‘..iu1’1′:di~Spt1i\u20ac~7 K b<\/p>\n
and therefore it is not iiectessa\ufb01ry to’ “tth:ro-Ltgiiq<\/p>\n
but suffice to say that. riQw_ the q–tieetiori tfh.atv”‘req1i’:ire\\;: <\/p>\n
to be considered is as  the liability z\u00e9gepetrt. of
\nthe ease. The trib’Li__h”21.1 while. v\u00e9e.hVs:i’c}.eri’ng the Iiabiiity
\naspect: has obVserved_._i.I_1:’ pic11*\u00a71 \u00a33261″ judgment. that<\/p>\n
the Vt\u00e9’heq’ue1f,iss’i\u00e9:e’d the ijwriei’ of the vehicle was<\/p>\n
dish(5r10L1.1’ed– vartd_:it;..__ii’5;._protluced at Ex.R} bearing<\/p>\n
Ciate 27.5.(_)4V_..’-e11’i1vdthe memoi’amc1Lii11 of cheques<\/p>\n
 Lmipai-d isstied b’y”Ca1ia1’a Bank is at E2x.R2. The<\/p>\n
=pt_).}iey was cancelled stibseqtieiit. to the<\/p>\n
t”:heque:~ _hf;tviI1g been diS110I1()1,1f'(;’d. In other words.<\/p>\n
 AA t5h\u20ac3..i’?].:;}L1I’aI1(1\u20ac poiiey that is produced at EXLR7 and<\/p>\n
i’  “\u00a5?8u5indit:ate that as on the date of the a.(::eiC1ent.. the<\/p>\n
fipoliey was in force and Subsequentiy it was cancelled.<\/p>\n
3\u00bb<\/p>\n
5’\/,-\/’<\/p>\n
I:\n<\/p>\n
I4\n<\/p>\n
5. The tribunal Iaking_-.3; n_ote oi’ the above facts<\/p>\n
and also relying on the judgment. of the Apex C,’-otlrt<\/p>\n
reported in 2008 ACJ page 360 has <\/p>\n
appellant. insurance Company would be lial3lep=t:(:5C’  <\/p>\n
the compensation as t.he ;lnst.irance .yp.ol’icy_V’was”1<\/p>\n
cancelled subsequent to the da’t_e”o_f t.helyar:cid’eni; on’<\/p>\n
the ground of non payi”11ehJy’oi” prelm_i_u’1n: ‘l;lvierei'()re.
\nthe tribunal l1aVll’lgl’Cgal'(lAll.()”J[l?C lva’wpla.id down by the
\nApex Court and al’ter’l~quo’tiing .-‘::ele.\\f{z1_i:i~t’ observation<\/p>\n
has put the lia;b1i’lityi1._on=’ythe  Company. The<\/p>\n
po1″t,i–oi1 ._t.hat: by the tribunal also needs<\/p>\n
to be \u20aciX{Z\u00a2l”pl@El l1’ei’eupi’i_;:ie1*:<\/p>\n
 subsetltient cancellation of the<\/p>\n
   policy in the instant: case on
\n ground that the cheque through
\n premium was paid was
\nz”f7llSl’lOI]0L1I’\u20ac?Cl, would not affect the rights<\/p>\n
of the third party which had accrued on<\/p>\n
the issuance of the policy on the date of
\nwhich the accident took place, if on the<\/p>\n
date of accident. the.re. was a policy of
\ninsurarice in respect of the vehicle in<\/p>\n
question. the third party would have a<\/p>\n
e<\/p>\n
claim against the ll'”iSi.1I”cLil'”i(..’C Conipanye-“r.
\nand the owner of the vehicle would
\nto be indemnified in res_pe(ft of
\nof that party. Subsequent Cancell.at’,_i_o’:t1
\ninsurance policy on t,he.;Jgi’ou’1id’x_of’
\npayment of premiuni would  V’ ‘
\nrights already in Al’a\\z_ou_if <\/p>\n
third party.”\n<\/p>\n
6. In View ‘o.f:7the-_ asforesajirl'”position in law,
\nthe Insui’anCe.’-Comp-‘a1’1yiieahntit  its liability as<\/p>\n
the  paijty following the<\/p>\n
policy beiiigv.isst\u00a7aed.<a'ri(i it being found to be in force
\nas on"th"e date'  th_.e""a'iteidei1t and as such. third<\/p>\n
pai"tyLwou}d'l1ave'*a claim ag\u20ac:lil'1Sl the insurance<\/p>\n
9'<\/p>\n
 " VftTeh'erefo1"e. liability put on the Insurance<\/p>\n
C~ompva11\u00a7k:'~"eannot. be faulted. but at the same time,<\/p>\n
 ..sinee'v—-"tl1e policy was cancelled following the<\/p>\n
';_id*ishonour of cheque issued by the owner towards<\/p>\n
'ipremium, the lnsuiance Company will have to be<\/p>\n
given liberty to recover the compensation amount<\/p>\n
St-\n<\/p>\n
N 5<\/p>\n","protected":false},"excerpt":{"rendered":"
Karnataka High Court Divisional Manager, National … vs A K Nagendrappa on 20 November, 2009 Author: V.Jagannathan E IN T}-IE HIGITI COURT OF KARNATAKA AT BA\u00a7\\IGALORi\u00a3 .1 Dated: This the 2O”1da.y of November 2009.-.___ BEFORE O’O THE HONBLE IVIR.JUS’I’ICE V.JAGA_NE_\\?;}iX’E”E=’iz3\u00a7N::’_’V’1′ _ M.F.A.No.3666\/2007′ c\/xv” wLFJ&Nos366O,3664,3662;36\u00a7\u00a7;366@QOOZ 3670,3671.3672,367313674;3676;3677;_*f 3678 81 36E\u00bb3.1_\/2007″ (Y\\.\/D\ufb02 BETWEEN: DIVISIONAL MANAG1′:>;R’; = NATIONAL 1NsLIE?;A.Nc1\u00ab: […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[8,20],"tags":[],"class_list":["post-243119","post","type-post","status-publish","format-standard","hentry","category-high-court","category-karnataka-high-court"],"yoast_head":"\nDivisional Manager, National ... vs A K Nagendrappa on 20 November, 2009 - 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