{"id":250013,"date":"2008-03-27T00:00:00","date_gmt":"2008-03-26T18:30:00","guid":{"rendered":"https:\/\/www.legalindia.com\/judgments\/national-insurance-co-ltd-vs-kempanna-maruthi-patil-on-27-march-2008"},"modified":"2016-05-03T13:01:29","modified_gmt":"2016-05-03T07:31:29","slug":"national-insurance-co-ltd-vs-kempanna-maruthi-patil-on-27-march-2008","status":"publish","type":"post","link":"https:\/\/www.legalindia.com\/judgments\/national-insurance-co-ltd-vs-kempanna-maruthi-patil-on-27-march-2008","title":{"rendered":"National Insurance Co Ltd vs Kempanna Maruthi Patil on 27 March, 2008"},"content":{"rendered":"<div class=\"docsource_main\">Karnataka High Court<\/div>\n<div class=\"doc_title\">National Insurance Co Ltd vs Kempanna Maruthi Patil on 27 March, 2008<\/div>\n<div class=\"doc_author\">Author: Chidananda Ullal A.S.Pachhapure<\/div>\n<pre id=\"pre_1\">IN THE HIGH comm' OF KARNATAKA AT BANGALORE\nDated this the 27th day of March, 2oo:3f:_k\nPRESENT \u00e9  %   \" \nTHE HON'BLE MRJUSTICE cHIDA}{ANDAeeiIL:\u00a7AL\u00bb \nA1'\u20acD.__   %   * M    ; \nTHE H()N'BLE MR.J[IE3C1'IQE A 3*\nM.F.A..No.,_17\ufb019.[_?i)03    \n\n\"Between:\n\nNational Insurance Ce;  \nHaving its mr\ufb01stered. ef.'_\ufb01.::e at\nNo.3, Midglletola. Stijeet,  V _ \nCa1cutta'.a11ciit\" Banga1o1'e  j. V\nRegio11.-ad 0_\u00a3\ufb01ce''a:; \u00bb    \nShubham;n~ Ciomplex,  ~\n\n144' \"1i.)I\" r'. T,-I.m,rI\"1j  * \n\nJ. Til, .1v.t '.1-.JV.V'.\\:.I'fl.\\.l.'4'V \"  '\n\nBaI1.83l01'e-5533 _\u00bb O01  *\n\nduly' --1*eprese;n't:e\u00a7:'i _'by..  4 ..--~\n\nRegior1a_1_ Mvaxiager. = _  .. Appellant\n\n\" __eAVn:l_ ;\"~.._ \" \"  \n'-S\ufb01 ?I~ier1i'\u00a7;i-=I:1'111a }v'ia1\"u'u;i Patil,\nHigldu, Male, Adult,\n\nn T R\/ e\ufb01angatihal, Hukkeri\n\n' Taluk, Belgaum District. ...Respo11de-nt\n\n(By Sri Saehin S Pvia\ufb01um, Adv. fer}\n\nThis MFA is \ufb01led under <a href=\"\/doc\/93665491\/\" id=\"a_1\">Section 173(1)<\/a> of the Motor\nVehicles Act, 1988, praying set aside the judgment and award\n\npassed by the Add}. Meter Accident. C-13.11113 '_l'1*ib1_1_n.:--1l, I-Iukkeri\n\nL \n\n\n\nat Hukkeri passed in MVC No.305\/2001 passed on\n17.12.2002<\/pre>\n<p id=\"p_1\">.\n<\/p>\n<p id=\"p_1\">This MFA coming on for final ihis day,<br \/>\nA s PACHHAPURE J, deiivered the fo11owir3i\u00a7: fi  <\/p>\n<p>. JUDGMEN  i<br \/>\nThe appellant. &#8211; h1sL1ra}1ce_&#8221;&#8216;    \ufb01ne<\/p>\n<p>. 1;\u00bb 1&#8243;x&#8230;&#8230;&#8230; &#8220;.&#8211;&#8230;. 5<br \/>\n&#8216; ; !lUULlI&#8217;fC\u00a3%..{)11 1.1.2301.\n<\/p>\n<p id=\"p_2\">I0<br \/>\n~&#8211;3<br \/>\n2:&#8217;<br \/>\n(&#8216;D<br \/>\ni<br \/>\n*2<br \/>\n&lt;<br \/>\n1:9<br \/>\nr-:\n<\/p>\n<p id=\"p_3\">:1<br \/>\nI-3<br \/>\n3&#8217;1&#8242;<br \/>\n<span class=\"hidden_text\" id=\"span_1\">13<\/span><br \/>\n0&#8217;0<br \/>\n<span class=\"hidden_text\" id=\"span_1\">-0-<\/span><br \/>\nD<br \/>\nE-\n<\/p>\n<p><span class=\"hidden_text\" id=\"span_2\">1<\/span><\/p>\n<p id=\"p_4\">131:?&#8217; .\n<\/p>\n<p id=\"p_5\">.0 .\n<\/p>\n<p id=\"p_6\">E. I<br \/>\n\u00ab-9-\n<\/p>\n<p id=\"p_7\">CT:\n<\/p>\n<p id=\"p_8\">Ii<br \/>\nES<br \/>\n\u00ab-0\u00bb<br \/>\nHo<br \/>\nD<br \/>\nE:\n<\/p>\n<p id=\"p_9\">E1<br \/>\n\u00bb.-r-\n<\/p>\n<p id=\"p_10\">5&#8242;&#8221;\n<\/p>\n<p id=\"p_11\">The a1Jpe\ufb01-anif;  :.4i&#8217;.&#8221;.:e.&#8221;&#8216;.f&#8217; &#8216; &#8221;<br \/>\n 011 the head of future loss<br \/>\nof  or the Clailll\u00e9lllt, as pointed by the<br \/>\neoilnse-lmibr!  reveals that he was working as<\/p>\n<p>t<\/p>\n<p>&#8216;V &#8216;V  9 V 9 9<br \/>\nAtcceeuaiemt 2,1 t&#8230;e C&#8230;-o},..1..i1.e See:\n<\/p>\n<p id=\"p_12\">&#8216;~&lt;<br \/>\nI<br \/>\nE:\n<\/p>\n<p id=\"p_13\">:3.\n<\/p>\n<p id=\"p_14\">E<br \/>\nE1:\n<\/p>\n<p id=\"p_15\">Sb<br \/>\n<span class=\"hidden_text\" id=\"span_3\">3<\/span>\n<\/p>\n<p id=\"p_16\">5.<br \/>\nan<\/p>\n<p>\u00bb 1*&#8211;Ii1o11Atfi11y,::suiI1 of &#8216;Rs.i2,3&#8217;2U\/&#8217;&#8211; as salary as per the C:&#8217;1&#8242;(i11&#8221;t<br \/>\n. &#8216;&#8211; ti:-&#8216;\u00bbS11v.t3(i..a.t.  Further he was also LIC agent and in that<\/p>\n<p>i;egaifd,.&#8217;_Eix.P27 and Ex.D3 have been produced, which reveal<\/p>\n<p>ii &#8216;i the claimant had earned comlnission to an extent of<\/p>\n<p>of doctor &#8212; PW.2 reveals that the claimani: had suffered<\/p>\n<p>permanent disability at 45% in the left. lower limb. Though<\/p>\n<p>f<\/p>\n<p>2,<\/p>\n<p>\u00b0&#8217;\\<br \/>\n&#8216; <\/p>\n<p>.- ij1;.v<br \/>\nJ<\/p>\n<p>the doctor did not state anything with regard to  ciisa<\/p>\n<p>z__. 4.1.&#8221; &#8211;.L_1,_ L-..1-. J.&#8217;l.\\_e !1&#8217;\\.._:&#8217;!._&#8230;.-..__1 L_.__&#8217; \u00a2__1___,. g._\u00a2-~.  -V;.__- 3<br \/>\n.l 1 LHC7 WUUIU l}U(.l_y, U15 iuuurreu \ufb02ab lzi\ufb01till J.ll|.U i_\u00ab._(_) 1b;&#8217;._U.\n<\/p>\n<p id=\"p_17\">the permanent disability at 20% of the&#8221;   and<\/p>\n<p>calculating e01I1pe1&#8217;1satioI1 inclusive heft,&#8217;  ii <\/p>\n<p>Rs.1,21,758\/&#8211; as eornmissien   <\/p>\n<p>nd awarded e rrmensa&#8217; \ufb02&#8221;&#8216;=fVPsi-.Q8.62Q[VV\u00a5&#8211;.t<\/p>\n<p>_&#8230;.- _ V&#8230;&#8212;~. &#8212; &#8212; &#8212; &#8211;r &#8211; U-.. _._v<\/p>\n<p>&#8220;&#8216;Wr-swds less urf<\/p>\n<p>wvuuu<\/p>\n<p>filture iI1C()I11C.\n<\/p>\n<p id=\"p_18\">(lei ee  l_tir;a.. he continued 1&#8230;<br \/>\nservice   -ueperative Society even after<br \/>\nthe    to show that he was<br \/>\n on the ground of disability. In<br \/>\nthat view:&#8217;ef   inelusioll of salary of the Claimant<\/p>\n<p>\u00bbA   the perusal of E:-LD3 does not reveal any<br \/>\n r  that his income from the LIC agency was<br \/>\nr\u00a7d:,1ce\u00a71iaitcr the accident. Ex.D3 &#8212; a letter of the LIC reveals<\/p>\n<p>   tliat.  business performance of the elairnant from &#8216;1\/1.2002<\/p>\n<p>r\\ 1 1 (&#8216;If&#8217;\\f\\f&#8221;) -= :5 g-u-&#8220;-n.-u- I-1r-kc; rt , ,&#8217;1-1 1-1+ 1-ma 1&#8217;3.-_I&#8217;-It-1 I&#8221;rI1t-I;-I-&#8220;I. Di:<br \/>\nUs .1. -I.-x\ufb01\\J\\J.\u00a3&#8217; LC. QILCI L u L31&#8242;. 1 IJLI P311 ILJ3<\/p>\n<p>int-93<br \/>\nH worth 125.23 Iakhs and earned commission of Rs.1,0S,095\/&#8211;<br \/>\nfor the period from 1.4.2002 to 30.11.2002. The fact of<\/p>\n<p>\/3\u00a2\\<\/p>\n<p>securing the insurance policies, commission earned by the<\/p>\n<p>el i smt is 110<\/p>\n<p>:-1*<\/p>\n<p>Th . counsel fo1f&#8230;tiie~appe11ant<\/p>\n<p>:1 A<\/p>\n<p>disputes ma (&#8216;re t we fr&#8221;etuI&#8221; -&#8220;id  by<br \/>\nthe appellant, there is no 1&#8217;ec_h.1Cii9I1    bf&#8217;.<br \/>\nclaimalit. and therefore the<br \/>\ncompensation on this heatl_V.:vp&#8221;~~   ceiiiisel of<\/p>\n<p>mf;_u_m. disability<\/p>\n<p>(&#8216;D<br \/>\nI-h &#8211; &#8216;<br \/>\n&#8217;21;\n<\/p>\n<p id=\"p_19\">and in case the  V&#8217; &#8220;&#8221;1, he ecr&#8217;1-:1 irve<\/p>\n<p>Ea<\/p>\n<p>earned still &#8216; .1i1e_re gjbyi  inete policies and getting<br \/>\ncoIn1nissit)rj.\u00ab4..V i&#8217;:fi&#8211;&#8216;fviex,1i_V~::)_:i&#8217;f &#8216;Vthe&#8221;Ii\u00a7fa1_r3ontentions, it is necessary<\/p>\n<p>for l1S&#8221;&#8221;E{\\.  {would} be the disability affecting the<\/p>\n<p> ._  3*?  be taken as permanent disability of the totai<\/p>\n<p>  would be 15% only. It is the contention of the<\/p>\n<p>i * sepurisel for the appellant. that if the elaiinaiit has suffered<\/p>\n<p> &#8216;disability, it does not aifect the earning capacity of the<\/p>\n<p>ppe\ufb01aiit as insmanee peiimes maul-:1 be secured even *..=&#8230;h<\/p>\n<p>the disability suifered by the ciaimant. As the evicience<\/p>\n<p>discloses that the claiinant has earned more iiicome than<br \/>\n&#8216;&#8221;&#8216;1&#8243;t. he was actually esanin&#8221; be.o1&#8217;e the 2-.ccic3,e_,,t~.i_,s.=.;?1f.i that it<br \/>\nwould not affect his loss of future  into<br \/>\ncorisideration the feasibility of see:<br \/>\nin the p1&#8217;ese11t days, we are  the<br \/>\nJ &#8211; . __11d proper to corlsitiee iaifecting<br \/>\nthe Inatter, if we f as commission and<\/p>\n<p>adopting I11_u..itip1ie1*   to Rs.20,69,886\/ -. Out.\n<\/p>\n<p id=\"p_20\">Thei&#8217;efofe~, vV\ufb02Z!(:f   is entitled to the compensation<\/p>\n<p>R V&#8217;  _ e1i\u00a7ur;aeratecl below: &#8216;<\/p>\n<p>;~I :31 U1 _.\u00a2&#8217;.\u00bb_.-9.&#8217;.-V \u00a3_~.D&#8221;4-s_-44_<\/p>\n<p>. V&#8221;&#8216;\u00abLossA.oi&#8221;.f11t.ure income ~ Rs.2,()6,988\/ &#8212;<br \/>\n   su\ufb01&#8217;eri11gs &#8212; Rs. 15,000]-<br \/>\n expenses &#8211; Rs. 49,000] &#8211;<br \/>\n .Loss of income during treatment ~ Rs. 4,640\/ &#8211;<br \/>\n. &#8221;  of amerlities &#8211; Rs. 10,0GO,&#8221;~<br \/>\n Diet, conveyance, attendant<br \/>\nA Charges &#8211; Rs. 5,000] &#8212;<br \/>\nFuture medical expeiises &#8212; Rs. 5,000] &#8211;\n<\/p>\n<p id=\"p_21\">____&#8230;.&#8211;_u.-&#8230;u&#8230;_-.-..&#8212;&#8212;_____<\/p>\n<p>In the circumstances, the appeal is allowed in part in<\/p>\n<p>the above terms g1&#8217;a11ti11g compensation of Rs. &#8212; with<\/p>\n<p>O\/L &#8216;r\\ T&#8217; &#8216;E&#8221;I&#8217;l&#8221;\\I&#8217;Y&#8217;h 4&#8242;<br \/>\n{U .\u00a25I.. .uuu.1 L_u<\/p>\n<p>F1<br \/>\n5&#8217;1&#8217;<br \/>\n(&#8216;D<br \/>\nan<br \/>\n[&#8220;9&#8221;\n<\/p>\n<p id=\"p_22\">9?\u00bb<br \/>\nC55<br \/>\nas<\/p>\n<p>The appellant. is diree'{&#8216;.ec1&#8243;&#8216; &#8216; to V.pa_y.  &#8216;1&#8217;l1e &#8220;a111dL111i._ &lt;31&#039;<\/p>\n<p>&#8230;&#8230;.,&#8230;..-.-&#8230;&#8230;+:&#8230;.. 1&#8230;_&#8230;,..1&#8230;..1 &#8230;:+L:&#8230;. .\u00a7:,v1_:\u00a2 &#8211;.n..1-.. 4&#039;&#8230;..,.. +\u00a7.;;:-<br \/>\nL. 1 JCILD u 1 c1WdJLlCu \\N.l|&#8230;lJ. 1 i:1t_.uL Ccna ul 1 L11;l.&#039;:\u00bb U _y.<br \/>\n.. 1-u_. -I I<br \/>\nbd\/&quot;&#039;<br \/>\n T__..1r-cc:\n<\/p>\n<p id=\"p_23\">J U\u00bb 9<br \/>\n. . &#8216; . .. I<br \/>\n. &#8220;&#8221;&#8221;&#8216;I<br \/>\nmam. Judge<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Karnataka High Court National Insurance Co Ltd vs Kempanna Maruthi Patil on 27 March, 2008 Author: Chidananda Ullal A.S.Pachhapure IN THE HIGH comm&#8217; OF KARNATAKA AT BANGALORE Dated this the 27th day of March, 2oo:3f:_k PRESENT \u00e9 % &#8221; THE HON&#8217;BLE MRJUSTICE cHIDA}{ANDAeeiIL:\u00a7AL\u00bb A1&#8217;\u20acD.__ % * M ; THE H()N&#8217;BLE MR.J[IE3C1&#8217;IQE A 3* M.F.A..No.,_17\ufb019.[_?i)03 &#8220;Between: [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[8,20],"tags":[],"class_list":["post-250013","post","type-post","status-publish","format-standard","hentry","category-high-court","category-karnataka-high-court"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>National Insurance Co Ltd vs Kempanna Maruthi Patil on 27 March, 2008 - Free Judgements of Supreme Court &amp; 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