{"id":262125,"date":"2006-04-07T00:00:00","date_gmt":"2006-04-06T18:30:00","guid":{"rendered":"https:\/\/www.legalindia.com\/judgments\/the-branch-manager-vs-ganapathi-on-7-april-2006"},"modified":"2017-05-19T21:22:14","modified_gmt":"2017-05-19T15:52:14","slug":"the-branch-manager-vs-ganapathi-on-7-april-2006","status":"publish","type":"post","link":"https:\/\/www.legalindia.com\/judgments\/the-branch-manager-vs-ganapathi-on-7-april-2006","title":{"rendered":"The Branch Manager vs Ganapathi on 7 April, 2006"},"content":{"rendered":"<div class=\"docsource_main\">Madras High Court<\/div>\n<div class=\"doc_title\">The Branch Manager vs Ganapathi on 7 April, 2006<\/div>\n<pre id=\"pre_1\">       \n\n  \n\n  \n\n \n \n BEFORE THE MADURAI BENCH OF MADRAS HIGH COURT\n\n\nDATED : 07\/04\/2006\n\n\nCORAM:\nTHE HONOURABLE MR.JUSTICE A.C.ARUMUGAPERUMAL ADITYAN\n\n\nC.M.A.No.849 of 2005\n\n\nThe Branch Manager,\nNational Insurance Company Limited,\n83, Promenade Road,\nTiruchirappalli.\t\t...\tAppellant\n\n\nVs\n\n\n1.Ganapathi\n2.Malarkodi\n3.Dhavamani\n4.Poondi Matha Shrine,\n  represented by its Father(Parish Priest),\n  Palaya koil Street,\n  Palakkarai,\n  Tiruchirappalli.\t\t...\tRespondents\n\n\t\t\t\t\t\t\t\nPrayer\n\n\nAppeal filed under <a href=\"\/doc\/147367599\/\" id=\"a_1\">Section 173<\/a> of Motor Vehicles Act, against the\njudgment and decree made in M.C.O.P.No.7 of 2004, dated 18.11.2004, on the file\nof the Motor Accidents Claims Tribunal - I Additional District and Sessions\nCourt, (PCR), Thanjavur.\n\n!For Appellant    \t...\t M\/s.S.Ramachandran\n\n\n^For Respondents  \t...\t Mr.R.Mathialagan\n\t\t\t\t for R1 to R3\n\t\t\t\t Mr.K.Baskaran for R4.\n\n\n:JUDGMENT\n<\/pre>\n<p id=\"p_1\">\tThis appeal has been preferred against the award of compensation passed in<br \/>\nM.C.O.P.No.7 of 2004, dated 18.11.2004, on the file of the Motor Accidents<br \/>\nClaims Tribunal &#8211; I Additional District and Sessions Court, (PCR), Thanjavur.<br \/>\nThe second respondent in M.C.O.P.No.7 of 2004 viz., the National Insurance<br \/>\nCompany Limited is the appellant herein.\n<\/p>\n<p id=\"p_1\">The background facts of the case sans irrelevant details are as follows:\n<\/p>\n<p id=\"p_2\">\t2. The claim petition has been preferred by the legal representatives of<br \/>\nthe deceased Arivazhagan under <a href=\"\/doc\/32775809\/\" id=\"a_1\">Section 140<\/a> and <a href=\"\/doc\/136948773\/\" id=\"a_2\">166<\/a> of the Motor Vehicles Act.<br \/>\nAccording to the claimants, the tractor bearing Registration No.TN-45-M-5087<br \/>\nbelonging to the first respondent, met with an accident on 09.03.2003 and that<br \/>\nthe deceased Arivazhagan was travelling in the said tractor on the left side of<br \/>\nthe mud guard and due to the rash and negligent driving of the driver of the<br \/>\ntractor, the said Arivazhagan fell down near Poondi Matha Koil Arch and<br \/>\nsustained grievous injuries on the right leg and subsequently died on the very<br \/>\nnext day, i.e, on 10.03.2003, at about 06.20 p.m., in the Government Hospital,<br \/>\nThanjavur, without responding to the treatment.  At the time of the accident,<br \/>\nArivazhagan was getting a salary of Rs.3,000\/- per mensum, besides Rs.50\/-<br \/>\ntowards daily batta.  The tractor was insured with the second respondent.<br \/>\nAgainst the driver of the tractor, the First Information Report was lodged under<br \/>\nCr.No.86 of 2003 of Thirukkattupalli Police Station under <a href=\"\/doc\/409589\/\" id=\"a_3\">Section 304(A)<\/a> I.P.C<br \/>\nand the driver of the tractor has also admitted the offence in C.C.No.157 of<br \/>\n2003 and convicted and sentenced to pay a fine of Rs.5,000\/-.  Hence, the<br \/>\nclaimants have filed the claim petition, claiming Rs.10 lakhs towards<br \/>\ncompensation.\n<\/p>\n<p id=\"p_3\">\t3. The first respondent in his counter has contended that the deceased<br \/>\nArivazhagan was never a cleaner under the first respondent and the manner of the<br \/>\naccident took place as stated in the claim petition is not correct.  There is<br \/>\nonly one driver seat provided in the tractor.  When the tractor was driven by<br \/>\nits driver on the date of the accident near Poondi Matha Koil Arch, Poondi, the<br \/>\ndeceased Arivazhagan asked for a lift and before the driver could stop the<br \/>\ntractor, it dashed against him and ran over on the right leg, causing grievous<br \/>\ninjuries.  The accident had not occurred due to the rash and negligent driving<br \/>\nof the driver of the tractor.  The deceased Arivazhagan was not an employee<br \/>\nunder the first respondent.  Both the tractor and trailer were insured under the<br \/>\nsecond respondent, National Insurance Company Limited.  If at all any<br \/>\ncompensation is awarded, then the second respondent alone is liable to pay the<br \/>\nsaid compensation to the claimants.\n<\/p>\n<p id=\"p_4\">\t4. The second respondent in his counter, has contended that the averments<br \/>\nin the petition that the tractor bearing Registration No.TN-45-M-5087 belonging<br \/>\nto the first respondent and that it was insured with the second respondent are<br \/>\nall not true.  There is a violation of terms and conditions of the policy.  The<br \/>\ndeceased Arivazhagan was working as a cleaner under the first respondent.  So,<br \/>\nthere was master &#8211; servant relationship existed between the first respondent and<br \/>\nthe deceased Arivazhagan and that only during the course of the employment, the<br \/>\ndeceased Arivazhagan met with an accident.  The provisions under the <a href=\"\/doc\/785258\/\" id=\"a_4\">Motor<br \/>\nVehicles Act<\/a> will not be applicable to the present facts of the case.  The<br \/>\nclaimants ought to have approached the Deputy Commissioner for Labour under<br \/>\nWorkmen&#8217;s <a href=\"\/doc\/1113485\/\" id=\"a_5\">Compensation Act<\/a> for appropriate relief.  The claimants are not the<br \/>\ndependants of the deceased Arivazhagan.  The deceased died while proceeding in a<br \/>\ntyre cart.  The second respondent is not liable to pay any compensation to the<br \/>\nclaimants.  The compensation claimed is exorbitant.\n<\/p>\n<p id=\"p_5\">\t5. Before the learned Tribunal, P.W.1 was examined and Exs.P.1 to P.4 were<br \/>\nmarked on the side of the claimants.  R.W.1 to R.W.3 were examined and Exs.R.1<br \/>\nto R.4 were marked on the side of the respondents.\n<\/p>\n<p id=\"p_6\">\t6. After going through the oral and documentary evidence let in by both<br \/>\nthe parties, the learned Tribunal has come to the conclusion that the accident<br \/>\nhad occurred only due to the rash and negligent driving of the driver of the<br \/>\ntractor bearing Registration No.TN-45-M-5087 and has awarded Rs.1,78,800\/-<br \/>\ntowards compensation with 9% interest and has directed the second respondent to<br \/>\npay the said award of compensation to the claimants.\n<\/p>\n<p id=\"p_7\">\t7. Aggrieved by the award of compensation, the second respondent \/<br \/>\nNational Insurance Company Limited, has preferred this appeal.\n<\/p>\n<p id=\"p_8\">\t8. Now, the point for determination in this appeal is whether the<br \/>\nappellant \/ second respondent \/ National Insurance Company Limited is absolved<br \/>\nfrom his liability of paying compensation to the claimants for the reasons<br \/>\nstated in the Memorandum of appeal in C.M.A.No.849 of 2005?\n<\/p>\n<p id=\"p_9\">The Point:\n<\/p>\n<p id=\"p_10\">\t9. The learned Counsel for the appellant would contend that there are<br \/>\nthree versions about the manner in which the accident had occurred.  According<br \/>\nto the claimants, the accident had occurred when the deceased Arivazhagan was<br \/>\ntravelling in the said tractor bearing Registration No.TN-45-M-5087, while he<br \/>\nwas working as a cleaner under the first respondent, the owner of the tractor.<br \/>\nBut, according to the evidence let in this case, the Doctor, R.W.2, on<br \/>\n09.03.2003, at about 11.00 a.m., when the deceased Arivazhagan was proceeding in<br \/>\na tyre cart, he fell down from the cart and one of the tyres ran over on the<br \/>\nright leg and had sustained grievous injuries and according to R.W.1, the driver<br \/>\nof the tractor which involved in the accident, while he was returning from<br \/>\nThirukkatupalli, after filling the diesel tank, the deceased Arivazhagan asked<br \/>\nfor a lift near Poondi Matha Koil Arch, and before he could stop the tractor,<br \/>\nhad dashed against him, resulting grievous injuries on the right leg of<br \/>\nArivazhagan.  R.W.1&#8217;s evidence was corroborated by the evidence of R.W.3, one<br \/>\nMadhavan.  But, soon after the accident, the First Information Report was lodged<br \/>\nby the father of the deceased Arivazhagan, who was examined as P.W.1 before the<br \/>\nlearned Tribunal.  As per Ex.P.1, the deceased Arivazhagan was working as a<br \/>\ncleaner under the first respondent in the tractor bearing Registration No.TN-45-<br \/>\nM-5087 and that he travelled in the tractor on the left side of the mud-guard<br \/>\nand at the place of the accident, he fell down from the tractor and the tractor<br \/>\nran over on the right leg of the said Arivazhagan.  There is no witness examined<br \/>\non the side of the first respondent to show that the deceased Arivazhagan was<br \/>\nworking as a cleaner under the first respondent at the time of the accident.<br \/>\nEven, the driver of the tractor who was examined as R.W.1 has denied the fact<br \/>\nthat the deceased Arivazhagan was working as a cleaner at the time of the<br \/>\naccident in the said tractor.  If the deceased Arivazhagan would have worked as<br \/>\na cleaner under the first respondent, the claimant would have produced some<br \/>\ndocumentary evidence like, pay certificate, to show that the deceased was<br \/>\nworking under the first respondent as the cleaner at the time of the accident.<br \/>\nExcept the ipsi-dixit of P.W.1, there is no documentary evidence produced on the<br \/>\nside of the claimants to show that the deceased Arivazhagan was working as a<br \/>\ncleaner under the first respondent, getting a monthly salary of Rs.1,500\/-,<br \/>\nbesides a daily batta of Rs.30\/-.  On the other hand, it is the case of the<br \/>\nclaimants that on the date of the accident, the deceased Arivazhagan had<br \/>\ntravelled in the tractor and fell down from the tractor and sustained grievous<br \/>\ninjuries.  The learned Counsel for the appellant would contend that the fact<br \/>\nthat the deceased Arivazhagan had travelled in the said tractor on the fateful<br \/>\nday, was admitted by the claimants and he had sustained grievous injuries due to<br \/>\nthe accident, resulting his death and that the position of the injured was to<br \/>\nthat of a gratuitous passenger, travelling in a goods vehicle and for the injury<br \/>\nsustained by the said gratuitous passenger, the insurance company is not liable<br \/>\nto pay any compensation as per the dictum in New India Assurance Company Limited<br \/>\nVs. Asha Rani and others reported in 2003 ACJ 1.  The facts of the said case was<br \/>\nthat the claimants have filed a claim petition for the death of a person who had<br \/>\ntravelled in the goods vehilce.  There arose a question whether the Insurance<br \/>\nCompany is liable to pay any compensation for the death of the deceased who was<br \/>\ntravelling in a goods vehicle as a gratuitous passenger, overrulling the dictum<br \/>\nin New India Assurance Company Limited Vs Satpal Singh reported in 2000 ACJ 1<br \/>\n(SC), it has been held by the Honourable Apex Court as follows:\n<\/p>\n<p id=\"p_11\">\t&#8220;<a href=\"\/doc\/785258\/\" id=\"a_6\">Under the Motor Vehicles Act<\/a> of 1939 the requirements of policies and<br \/>\nlimits of liability had been provided in <a href=\"\/doc\/1323112\/\" id=\"a_7\">Section 95<\/a>.  Proviso to <a href=\"\/doc\/777839\/\" id=\"a_8\">Section 95(1)<\/a><br \/>\nof the said Act unequivocally states that the policy shall not be required in<br \/>\ncase of a goods vehicle for passengers being carried in the said vehicle.  In<br \/>\nMallawwa Vs. Oriental Insurance Co. Ltd., 1999 ACJ 1(SC), while approving the<br \/>\nearlier decision of the Court in Pushpabai Purshottam Udeshi Vs Ranjit Ginning<br \/>\nand Pressing Co., 1977 ACJ 343 (SC), the court construed the provisions of<br \/>\n<a href=\"\/doc\/777839\/\" id=\"a_9\">Section 95(1)<\/a> (b) of the Motor Vehicles act, 1939 and held that while the<br \/>\nexpression &#8216;any person&#8217; and the expression &#8216;every motor vehicle&#8217; are in wide<br \/>\nterms but by proviso (ii) it restricts the generality of the main provision by<br \/>\nconfining the requirement to cases where the vehicle is a vehicle in which<br \/>\npassengers are carried for hire or reward or by reason of or in pursuance of a<br \/>\ncontract of employment, therefore, the vehicle had to be vehicle in which<br \/>\npassengers are carried.  The court further held that the  goods vehicle cannot<br \/>\nbe held to be a passenger vehicle even if the vehicle was found to be used on<br \/>\nsome stray occasions for carrying passengers for hire or reward.  Undoubtedly,<br \/>\nMallawwa&#8217;s case (supra) was dealing with a situation under the Motor Vehicles<br \/>\nact, 1939.\n<\/p>\n<p id=\"p_12\">\tIn Satpal&#8217;s case, 2000 ACJ 1 (SC), the court assumed that the provisions<br \/>\nof <a href=\"\/doc\/1323112\/\" id=\"a_10\">section 95<\/a> (1) of <a href=\"\/doc\/785258\/\" id=\"a_11\">Motor Vehicles Act<\/a>, 1939, are identical with <a href=\"\/doc\/87183818\/\" id=\"a_12\">Section 147<\/a><br \/>\n(1) of the <a href=\"\/doc\/785258\/\" id=\"a_13\">Motor Vehicles Act<\/a>, 1988, as it stood prior to its amendment.  But a<br \/>\ncareful scrutiny of the provisions would make it clear that prior to the<br \/>\namendment of 1994 it was not necessary for the insurer to insure against the<br \/>\nowner of the goods or his authorised representative being carried in a goods<br \/>\nvehicle.  On an erroneous impression this court came to the conclusion that the<br \/>\ninsurer would be liable to pay compensation in respect of the death or bodily<br \/>\ninjury caused to either the owner of the goods or his authorised representative<br \/>\nwhen being carried in a goods vehicle the accident occurred.  <a href=\"\/doc\/1841379\/\" id=\"a_14\">If the Motor<br \/>\nVehicles (Amendment) Act<\/a> of 1994 is examined, particularly <a href=\"\/doc\/46530\/\" id=\"a_15\">section 46<\/a> of the Act<br \/>\n54 of 1994 by which expression &#8216;injury to any person&#8217; in the original Act stood<br \/>\nsubstituted by the expression &#8216;injury to any person, including owner of the<br \/>\ngoods or his authorised representative carried in the vehicle&#8217; the conclusion is<br \/>\nirresistible that prior to the aforesaid <a href=\"\/doc\/1210757\/\" id=\"a_16\">Amendment Act<\/a> of 1994, even if widest<br \/>\ninterpretation is given to the expression &#8216;to any person&#8217; it will not cover<br \/>\neither the owner of the goods or his authorised representative being carried in<br \/>\nthe vehicle.  The objects and reasons of <a href=\"\/doc\/46530\/\" id=\"a_17\">Section 46<\/a> also states that it seeks to<br \/>\namend <a href=\"\/doc\/87183818\/\" id=\"a_18\">section 147<\/a> to include owner of the goods or his authorised representative<br \/>\ncarried in the vehicle for the purposes of liability under the insurance policy.<br \/>\nIt is no doubt true that sometimes the legislature amends the law by way of<br \/>\namplification and clarification of an inherent position which is there in the<br \/>\nstatute, but a plain meaning being given to the words used in the statute, as it<br \/>\nstood prior to its amendment of 1994, and as it stands subsequent to its<br \/>\namendment in 1994 and bearing in mind the objects and reasons engrafted in the<br \/>\namended provisions referred to earlier, it is difficult for us to construe that<br \/>\nthe expression &#8216;including owner of the goods or his authorised representative<br \/>\ncarried in the vehicle&#8217; which was added to the pre-existed expression &#8216;injury to<br \/>\nany person&#8217; is either clarificatory or amplification of the pre-existing<br \/>\nstatute.  On the other hand, it clearly demonstrates that the legislature wanted<br \/>\nto bring within the sweep of <a href=\"\/doc\/87183818\/\" id=\"a_19\">section 147<\/a> and making it compulsory for the<br \/>\ninsurer to insure even in case of a goods vehicle, the owner of the goods or his<br \/>\nauthorised representative being carried in a goods vehicle when that vehicle met<br \/>\nwith an accident and the owner of the goods or his representative either dies or<br \/>\nsuffers bodily injury.  The judgment of this Court in Satpal&#8217;s case, therefore,<br \/>\nmust be held to have not been correctly decided and the impugned judgment of the<br \/>\nTribunal as well as that of the High Court accordingly are set aside and these<br \/>\nappeals are allowed.  It is held that the insurer will not be liable for paying<br \/>\ncompensation to the owner of goods or his authorised representative on being<br \/>\ncarried in a goods vehicle when that vehicle meets with an accident and the<br \/>\nowner of goods or his representative dies or suffers any bodily injury.&#8221;\n<\/p>\n<p id=\"p_13\">\t10. So, following the above said dictum, this Court has no other option to<br \/>\nhold that the award of compensation passed in M.c.O.P.No.7 of 2004, fastening<br \/>\nthe liability on the Insurance Company to indemnify the insured for the death of<br \/>\nArivazhagan in the alleged accident, wherein he had travelled in the tractor<br \/>\nwhich involved in the accident only as a gratuitous passenger and not as a<br \/>\ncleaner.\n<\/p>\n<p id=\"p_14\">\t11. Hence, I hold on the point that the award of compensation passed  in<br \/>\nM.C.O.P.No.7 of 2004, dated 18.11.2004, on the file of the Motor Accidents<br \/>\nClaims Tribunal &#8211; I Additional District and Sessions Court, (PCR), Thanjavur, is<br \/>\nliable to be modified for the reasons stated in the Memorandum of appeal in<br \/>\nC.M.A.No.849 of 2005.  The point is answered accordingly.\n<\/p>\n<p id=\"p_15\">\t12. In the result, the appeal is allowed in part and the finding of the<br \/>\nlearned Tribunal that the appellant \/ second respondent \/ National Insurance<br \/>\nCompany Limited, is liable to indemnify the insured \/ the first respondent, is<br \/>\nset aside and the award of  compensation is liable to be paid only by the first<br \/>\nrespondent in M.C.O.P.No.7 of 2004, the owner of the tractor  bearing<br \/>\nRegistration No.TN-45-M-5087.  Since there is no dispute with regard to the<br \/>\nquantum, in other respects the award passed in M.C.O.P.No.7 of 2004, is hereby<br \/>\nconfirmed.     The  appellant   is   permitted<br \/>\nto  withdraw the amount deposited before the learned Tribunal to the credit of<br \/>\nM.C.O.P.No.7 2004 without furnishing security.  The first respondent in<br \/>\nM.C.O.P.No.7 of 2004 \/ the owner of the tractor is directed to deposit the said<br \/>\naward amount within two months with accrued interest and costs, to the credit of<br \/>\nM.C.O.P.No.7 of 2004, on the file of the Motor Accidents Claims Tribunal &#8211; I<br \/>\nAdditional District and Sessions Court, (PCR), Thanjavur, from today.  No costs.\n<\/p>\n<p id=\"p_16\">rsb<\/p>\n<p>To<br \/>\nThe Motor Accidents Claims Tribunal &#8211;\n<\/p>\n<p id=\"p_17\">I Additional District and Sessions Court,<br \/>\n(PCR),<br \/>\nThanjavur.\n<\/p>\n<p id=\"p_18\">\n","protected":false},"excerpt":{"rendered":"<p>Madras High Court The Branch Manager vs Ganapathi on 7 April, 2006 BEFORE THE MADURAI BENCH OF MADRAS HIGH COURT DATED : 07\/04\/2006 CORAM: THE HONOURABLE MR.JUSTICE A.C.ARUMUGAPERUMAL ADITYAN C.M.A.No.849 of 2005 The Branch Manager, National Insurance Company Limited, 83, Promenade Road, Tiruchirappalli. &#8230; Appellant Vs 1.Ganapathi 2.Malarkodi 3.Dhavamani 4.Poondi Matha Shrine, represented by its [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[8,13],"tags":[],"class_list":["post-262125","post","type-post","status-publish","format-standard","hentry","category-high-court","category-madras-high-court"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>The Branch Manager vs Ganapathi on 7 April, 2006 - Free Judgements of Supreme Court &amp; 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