{"id":30376,"date":"2008-11-19T00:00:00","date_gmt":"2008-11-18T18:30:00","guid":{"rendered":"https:\/\/www.legalindia.com\/judgments\/sri-m-nagaraju-so-madegowda-vs-ms-the-national-insurance-co-ltd-on-19-november-2008"},"modified":"2017-11-28T06:38:32","modified_gmt":"2017-11-28T01:08:32","slug":"sri-m-nagaraju-so-madegowda-vs-ms-the-national-insurance-co-ltd-on-19-november-2008","status":"publish","type":"post","link":"https:\/\/www.legalindia.com\/judgments\/sri-m-nagaraju-so-madegowda-vs-ms-the-national-insurance-co-ltd-on-19-november-2008","title":{"rendered":"Sri M Nagaraju S\/O Madegowda vs M\/S The National Insurance Co Ltd on 19 November, 2008"},"content":{"rendered":"
Karnataka High Court<\/div>\n
Sri M Nagaraju S\/O Madegowda vs M\/S The National Insurance Co Ltd on 19 November, 2008<\/div>\n
Author: Huluvadi G.Ramesh<\/div>\n
IN THE HIGH COGRT 05' KAR;\\EA'I'AKA Afr\nBANGALORE %  k\n\nDATED THIS THE 19\"' DAY OF N0\\r'E?s::i:B1?::i\u00a7'.9.\u00a7?\u00a7i\u00a7fE':\u00a7'_\"*\"  ~ .\n\nBEFORE \"\n\nTHE HONBLE MR. JUSTICE <\/pre>\n
MISCELLANEOUS F’IRS9I’:\u00a7.PPE$L 3m.’?7ik7 j()i<;@0s  k<\/p>\n
BE"l'WEE?i:<\/p>\n
\n\n \n\nSri.M.Nagaraja._V  I I    \nszo Madagcs.vd.\u00abz;TA  %     & \n\nAged abdut      %   %\n\nRfat 1\u00a71p,36;~ :Qa;d':::n_,\"~ *\n\n6&1 F'hase,\"3;P\u00bb.Nag?;r, _  _ \n\nBangaiore. V   ' - ...APPELLANT\n\n(By  \n\n   %%%%% \n\nV   National insurance Cf). Ltd.,\n\"  B}'\u00abii:S.Ivi\u00a7\ufb02ager,\n\n Na\ufb01\ufb01ia\ufb01ara Bank,\n  Maraihalualii,\n'Bangalore.\n\n3 \"  Sri,S'Krishr1a,\n\nS50 Saiapszryappa,\n\nAged abttmt 36 years,\n\nCable Gperatot,\n\nBhavani Road, Electrenic City,\n\n<\/pre>\n
Hebbagodi, Ban\ufb01\ufb02re. …RES?0NDE’:’-ETS<\/p>\n
(By Sri.IVI.S..Sriram, Adv. for R-1)<\/p>\n
7E**<\/p>\n
This M.F.A. is {Red under Section ‘Ac.-_t<\/p>\n
against the ju\u00e9gment and award dated 29._i*i’;95f it; <\/p>\n
No.3764i02 an the file of the \u00a3V”A\u00e9d\u00a5,_ Iudge; ‘C\u00abej1:Vrt’-:5? S3131}<\/p>\n
Causes: Member, MAUI’, 1\\\/I1\u00a2trc\u00a7pcd:itai;._ Af<~:a," ::'Ba'\ufb02;;_a}ore"'~. –:<\/p>\n
(sc:c:H.No.6}, panxy a1T1.\u00a2wingk% the \u20acl#;1iJ_{3}  * petiiiim "–for
\ncompensation and seeking frxzisgncement \u00a2a;:3\u00a7\u00a7en–s3.t%on. '<\/p>\n
This M.F.A. QQmingV.-Ga."\u00a7(3f–\u00bb\ufb01nai'hearingiithis day, the
\nCourt deiivered t\u00a51e'fQ i'\u00a7Qwi'ng:;~,  ~ <\/p>\n
 3 15;) (xvi
\n ""  is' \ufb01i'aim;ant being not satis\ufb01ed with {he
\na*.=\u00a7%11f(i"  Smaii Causes Court N{).VI,<\/p>\n
Banga'1\u00a7\u00a7re,_V'in_E3z\u00a7;\u00a3i'f'\u00b0\u00a7\u00a7io.376-4502 dated 29-11.05 s\u00e9eking fer<\/p>\n
V-':?._'\u00e9n1s,zjancemcnt'V  df""\u00a2ompcn$ation aad also challenging the<\/p>\n
  'VSa\ufb01\ufb01ili\ufb01gvuqfvf\ufb01spons\u00e9biiity an the cmmer ef the vahidc instead ef<\/p>\n
__the_ insgiief.\n<\/p>\n
2. Ascozding to the claimant, 0:; 4\u00a75.S.G2 when the
\nclaimant was *\u00a31’ave].Ii11g in a Toyota Qtzaiis bearing NQKAOS<\/p>\n
MC 7367 an N}-1.43, Baszgalere Kiir\ufb01gai Road near
\nv[\/cw<\/p>\n
Ranganafhanagar vi\ufb02age due to the rash and negEige\u00e91:ii{‘\u00bb:;iz*ix,\u00a7\u00e9z;g<\/p>\n
afthe \u00e9rivar ofthe said Vehicle in a high speed <\/p>\n
the milestone an the mad side, d1_1qta \u20achc.*i2\u00a52;:2\u00e9\u00a7%;:t,b  ‘i;\u00a7a\u00e9\u00a7iia:1tii’~–.<\/p>\n
sustaine\u00e9 injuries and imme\u00e9iafeiy1ie\u00abWa9\u00a3;._shi\ufb013d :fe.&Sa:1jayi”‘<\/p>\n
Gandhi Hospitai far treaiisiiii\u00e9iiiig.\u00bb  …1r;–i1s iispviit
\nRs.50,00{}:’– i0wa\u00a5dS…V.1\u00a716di\u00a7Hii:\u00bbii_\u00a73X;’\u00a7’\ufb01I}Se\u00a7 ii ‘aiad  suffered
\ndisability me ciaim   The owner and \ufb01ic
\ninsurer of   matter. Based on the
\npleading;  by the Tzsbunai. iieiding
\n   tmgiigence cm the part of the<\/p>\n
d1*iv\u00e9;._ {ifthed\u00e9\u00e9iiiel\ufb01’–i_ii”vzgiiestion, the Tribunal has awarded a<\/p>\n
3 4.\u00a7\u00a2dn:pentsiafiQj::\u00a77(ii’ R\u00a7.6’i__\u20ac){}0x’- by exenerating the liability an the<\/p>\n
i = .. _ I\ufb01\u00a7u%a;;\u00a7\u00a7e..company and \ufb01xing the liabiliiy on the mxmer 1:0 pay<\/p>\n
 ithiii  this appeal.\n<\/p>\n
3. Heard.\n<\/p>\n
4. it is 61:: subniissimi of the ieame\u00e9 Counsc} far the<\/p>\n
appellant that \ufb01ne ciaimant has not been suitably awarded on 3.1}
\nW<\/p>\n
the heads. As per time: evidence (if tha Doctor he hag su\ufb01bre\u00e9<\/p>\n
disability 1:0 {ha extent of 2E}%=te the M31 upper  the<\/p>\n
claimant was trave\ufb02ing in {he velxiele far  \ufb01nd<\/p>\n
the said i\u00e9abiiity is severed  \u00ab?nS:ura::’2s\u00a7\u00a7” ::o17;i}:r\u00e91n\u00a7:;. ilk; <\/p>\n
Tribunal has erroneousiy \ufb01xed th”e..\u00a7Ai%:*:bi}ify Q\u00a7\u00a7”.;’*:1’\u00a7\u00a3: <ita\u00e911sa\u00e9*"\u00a7n';-\u00e9\ufb01\ufb01xad
\nof fixing on the Insurazzce Ciaz\ufb01fxany A\u00e9s\ufb01f\ufb01ifagigg sought far it?)
\naikaw the appeal.\n<\/p>\n
5._V  tige\ufb01 Ie\ufb01r\ufb01\u00e9\u00e9i’ “{3m’1nseI appearing far the
\n\u00a7n:\u00a7n1an\u00a7\u00a7\u00e9”Lf:;\u00a7;fii?;j;any’–\ufb01as si\u00a7b1*nitt\u00e9;d that the Tribunal is justi\ufb01cd
\nin:V\u00a73_1;3sf:)’_Ix;*ingVV1}V\u00a7V\u20ac:L.Qnihe ins13r3,n.:;:.c company and fixing<\/p>\n
Q11 ihe ew?t13;.V Tim “claimant was mveliing in the vehicie as<\/p>\n
ihiaf\u00e9i  a\ufb01id’h’i’3’fisk is 110*: covered under the policy and the<\/p>\n
    by the Tribuna} eannot be \ufb01mnd t\u00e9uit with.\n<\/p>\n
A  sought \ufb01at dismissal ofthe appeal<\/p>\n
6. 133 {ha light of the arguments a\u00e9vanced, iet me<\/p>\n
\\.2<\/p>\n
consider:\n<\/p>\n
(5) Whether the Tribizzzal is justified in fixing the
\nliability an the owner although ifhr;i”e_ is an<\/p>\n
insurance ccavefagc’?\n<\/p>\n
(ii) Whether the c\u00a7.ai:z2an’t is eniitlnnci\ufb02\ufb01zir ‘c:ii:a,22{{ern$\u00a7:\u00a7”.._<\/p>\n
ofcnmpensatieyn’?\n<\/p>\n
7- As per the material _\u00a2;\u00a7*’i\u20aclf;:1:g\u00a7 01i’:”a\u00a2(\u00a7l”d aiad the wound
\ncerti\ufb01cate pr06aced,”‘t%i\u00e9; .clm_rri{a1::tll .$t:s3t_ai11ec\u00a5 fracture of left<\/p>\n
radius. The 4’flri\u00a7:vuna:l”lilalVs’V;a  “tall; Rs.3O,0{}0f3~ towards<\/p>\n
palm arid”\u00bbl,5suffE\u00a7iji\u00e92g$}’\u00ab..’l_’ On. lllll\ufb02 head of canvcyance 322$<\/p>\n
zzoufiah\ufb01agnt R.S;\u00ab;3’awardcd and R2”-;.259O0(}\/L is: awarded<\/p>\n
tglwards loss bf futrare amenities in litls. Hewever, rewards<\/p>\n
ll  “expenses cal}: a meager amaunt of Rs.2,{}()0;’- is<\/p>\n
 al;’d’V.fhe claimant weulci be entitled far enhancement of<\/p>\n
 on that heaci. There is said to be disability {If 26% in<\/p>\n
AA ‘*~t}j2el”le\ufb01 upper limb. Although nothing hag been stated :32”<\/p>\n
liemonstrated as to what is the \u00e9isability to tbs whale lmdy, it<\/p>\n
may be {:2 the ex\u00a7ent of 2—-3% and 3 luimjpsum award of<\/p>\n
Rs.l2?000f- would be appregriatc ix; this regard. The claimant
\n0443″‘<\/p>\n
thus, wmzid be entiiies\u00e9 far cnhanitrstmeilt of con:up\u00e9.;\u00a7saf\u00a3i:}:1 {If<\/p>\n
Rs.lS,(K30f- ovezr and above what has a}read\u00a7”‘%\u00e9\u00a2’n.,l:gixy\ufb01idsd<\/p>\n
with 6% interest per annum  the:F\u00e9iaaii’_at;’ *\ufb01etiVti:iaIi “‘i\u00a7.ll”‘-.V<\/p>\n
deposit.\n<\/p>\n
8. 80 fat as vtiag  {ii2:;’ce1;f1\u00e9d?v-\u00ab:xn.\u00a5>erusa\u00a5 of the
\npolicy conditions it i;’\u00a7\u00e9y*i11 t\u00a7?:4a*:”\u00a3V.i:t i4%:\u00a7:’:Vz\u00a7xLv:.\u00a2{$\ufb01i;;j;”chensive policy and
\nthe ziahixgg-%~;g%kshwa\u00a7 %\u00a7j:?\u00a5%iira;t\u00e9%’? 3,3 an the date of the
\nacside:”i’i::V’V’ig\u00a7\u00a5:’s~’fi.=.”‘  of insuemce and it is the
\n   was trave\u00a7}in.g far dcamcstic<\/p>\n
purpose’. % In’ \u00a3} x37t. v\u00e9e’W._\u00a2i’f\u00ab’\u00a3he mattctr it \ufb01g neither fer reward R01″<\/p>\n
hi\ufb01ng.  I313 “‘i’ri$ii::2;\u00a7 having noted the contcntian ef the<\/p>\n
 ‘A \u00ab s\ufb01heuid have fixed the liability on ths Insuircr as it is 3<\/p>\n
“..__ce\u00a7i1;ii_ehc’:i;Si’*\u00a7’c poiicy covering the persons trave\ufb01izzg in the<\/p>\n
‘.4″‘ve\u00a71\u00a7:::.le’  from ewner. It is aisso neat the case of the<\/p>\n
AA ‘ ..Insti:’ance corzipany that the vehicle is used for racing er on hire<\/p>\n
Wbasis. Hanna, while moclifyizzg the award passed by the<\/p>\n
Tribunal in fa\ufb01eiziiag the liabiiity an the owncr and by faste\ufb01mg<\/p>\n
the i\u00e9abiiity cf the entire comprensation amount on the Insurer<\/p>\n
i.e., Insurance ccimpanjg; it is oydarcd that the ::!aiman’; is
\ncntitied for aneiher R\u00a7;.15_,\u20ac){)0:”- over and abovs ‘T’,_\u00a7%fh.at has<\/p>\n
already been awarded with 6% interest fmrn t}2_\u00e9.:”\u00a5:i’at’s’_’af g\ufb01-s;:tit\u00e9:);1<\/p>\n
iii} \u00e9apesit. The Insurance Comgjgmy 3i:3;}’i”d\u00a7fr3$i’t::th\u00a2 <\/p>\n
campensation ammmt wiihin t:\u00a5;’;jee :1311m 1\u00a7h~3._i?r\u20ac$i:2 ‘t}jje..__;i’:;f:;: 0f ‘~. -‘<\/p>\n
receipt efthe copy Gfthig <\/p>\n
9. Accczrdingiyi’ ‘a\ufb01fw\u00e9i.    part.\n<\/p>\n
Sd\/-=
\nIudge<\/p>\n","protected":false},"excerpt":{"rendered":"
Karnataka High Court Sri M Nagaraju S\/O Madegowda vs M\/S The National Insurance Co Ltd on 19 November, 2008 Author: Huluvadi G.Ramesh IN THE HIGH COGRT 05′ KAR;\\EA’I’AKA Afr BANGALORE % k DATED THIS THE 19″‘ DAY OF N0\\r’E?s::i:B1?::i\u00a7’.9.\u00a7?\u00a7i\u00a7fE’:\u00a7’_”*” ~ . BEFORE ” THE HONBLE MR. JUSTICE MISCELLANEOUS F’IRS9I’:\u00a7.PPE$L 3m.’?7ik7 j()i<;@0s k BE"l'WEE?i: Sri.M.Nagaraja._V I […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[8,20],"tags":[],"class_list":["post-30376","post","type-post","status-publish","format-standard","hentry","category-high-court","category-karnataka-high-court"],"yoast_head":"\nSri M Nagaraju S\/O Madegowda vs M\/S The National Insurance Co Ltd on 19 November, 2008 - Free Judgements of Supreme Court & High Court | Legal India<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.legalindia.com\/judgments\/sri-m-nagaraju-so-madegowda-vs-ms-the-national-insurance-co-ltd-on-19-november-2008\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Sri M Nagaraju S\/O Madegowda vs M\/S The National Insurance Co Ltd on 19 November, 2008 - 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