{"id":32502,"date":"2008-09-25T00:00:00","date_gmt":"2008-09-24T18:30:00","guid":{"rendered":"https:\/\/www.legalindia.com\/judgments\/ms-united-india-insurance-co-ltd-vs-balappa-laxman-mutnal-on-25-september-2008"},"modified":"2015-02-05T21:50:13","modified_gmt":"2015-02-05T16:20:13","slug":"ms-united-india-insurance-co-ltd-vs-balappa-laxman-mutnal-on-25-september-2008","status":"publish","type":"post","link":"https:\/\/www.legalindia.com\/judgments\/ms-united-india-insurance-co-ltd-vs-balappa-laxman-mutnal-on-25-september-2008","title":{"rendered":"M\/S United India Insurance Co Ltd vs Balappa Laxman Mutnal on 25 September, 2008"},"content":{"rendered":"<div class=\"docsource_main\">Karnataka High Court<\/div>\n<div class=\"doc_title\">M\/S United India Insurance Co Ltd vs Balappa Laxman Mutnal on 25 September, 2008<\/div>\n<div class=\"doc_author\">Author: K.Ramanna<\/div>\n<pre>IN THE HIGH COURT OF KARNATAKA\n\nCIRCUIT BENCH AT DHARWAD\n\nDATED THIS THE mam DAY or 7    \n\nBEFORE   \n\nTHE HoN'BLE MR..;Us'r1cE if\"  \n\n \n\n1 M\/S UNETED 1rJ_DIMxsu\u00bbRAz\u00a7cE CQ.._Lf\u00a7'D\nCHITRADURGATTVHRQUGHITS _\nDNISIONA--L'OFF'\u00a3CE._  'V  '\n\nMARU'I'HIGALLi-   \nBELGAUM\u00bb, -   _  APPELLANT\n\n(By srizsmgc : s1sHi\u00a7Ie:g;A1'LA, AW. A M VENKATESH, ADV.)\n  V '. V  . . . . . \n\n1   L\u00a7.mf.APPz=.._ MUTNAL\n'AGED ABO_!J_*_I'  \"YRS\nocc' NOW NIL \nR\/AT NI..\u00a7~'F-'ANi\n 'i'Q cmxonx\n\n.:  .. Sta-T._B S\"P1JsHm1.A'r1-IA\n\n-- * wzo ;'3.S.CHIDANANDA REDDY\n '.xGE\"mAJoR\n%  V (1200 BUSIENSS\n\n\"  S-2\/AT sm TRAVELS\nHEAD ms?' omcaz ROAD\nCHITRADU-RGA \n\n\n\n3 THE MANAGER\nTATA MOTORS L:rD.,\nmu RSI! PURE BANGALORE ROAD\nNH 4 D1-IARWAD  \nowns:-2 OF eons MINI TRUCK '\n\nMH 12\/645\n\n4 THE NEW INDIA AssURANcECo--~1;rD \nBR FORT Muum V' \nTHROUGH 'r:s DIVISIONAL OFFICE _V V\nCLUB ROAD V    --    \nBELGAUM   --_  V . \" Rasvonmunsa\n\n(By Sri\/Smt : MAMATHA   ' %  \n\n=; it:#1|v.i.;-ii\",  \n\nTHIS MFA --I_S'\u00bb.F'\u00a7\u00a3.,ED U4\/s~v..'173{1) ca? MV ACT AGAINST THE\nJUDGMEN'I',.AND_ AWARE-Jw.DATED: 22--;4..'2oo5 PASSED 1!'? we NO.\n1945\/2005 on 'I'HE.Lj\u00a37'ILE3.OF.4'1\"HE ctvn. JUDGE (snow), MEMBER,\nADDL.MAc'r;.._ :HUKKs\u00a7\u00a72, \" .Aw.4;\\R-pine A COMPENSATION OF\nRs.6,14,2oo\/4.-. wrm ~1N'FER_EST6% ma. FROM THE DATE ore'\nPE'I'}'I'ION 'r11.z, REALISA\"I'lON. .-- V  \n\n1 .M',*.s\u00abUNr;%_E.1_3 '\u00a7NDiA INSURANCE co LTD\nCHITRADURGA\nTHROUGH\" yrs DWISIONAL omen\n MARiJ'I'I--'~;I GALLI\n\" .BELaAL:M  APPELLANT\n\nA   : S.SHRISHAILA, ADVFOR SR1 A M VEHKATESH, ADV.)\n' ' '  . ,  SANJAY mama: JADI-{AV\n\nAGED ABOUT 26 YRS \n\n\n\/' K\n\n\n\nR \/ ONIPPANI, TALK} K Ci-IIKODi\nD\u00a7STRiC'\u00a5' BELGAUM, NOW AT I-IUKKER!\n\n2 SM'? 8 S PUSHPALATHA\nW\/O B S CHINANANDA REDDY\nMAJOR OCC E3US!NESS\nR\/0 SRE TRAVELS, HEAD POST\nOFFECE ROAD, CHITRADURGA\n\n3 THE MANAGER  \nTATA MOTORS LTD\"  *\nABU RSII PURE BANGALORE Roxuq\u00bb\nNI-I4 DI-IARWAD %   \nOWNER OF GOODS Mrmraucx \"  } \nMI-\u00a312\/645    % '\n\n4 THE NEW ENDEA ASSURNCE Go 1:11) \" \nBRBOI?I'MUMEiAi-. '   \nTHROUGH  D21it31oNAL%o*PF1cg   \nCLUB RoAp;E~En:;.A;5M      RESPONDEN'I'{S)\n\n(By Sri\/Smtvxi' N \"suRi2ri1\u00a7:\u00e9;m%VKU\u00a7&amp;A \u00a7 JF'C.&gt;R R3 3\n \" V' V' \" v \u00a5_:}'ittn\n\nTwig  MFA 1sV\"p*:2L.\u00a7;p__':J\/3 173m OF MV ACT AGASNSI' THE\n\n\"J11a9 \naward passed by the learned M.A.C.'I'.  in%%\u00a7avc.m\u00a7;194s%\n\nand 1972 of 2005, oonsequent1y,'--v._a':\"*~.gt1n1V\"cf  \n\nRs.6,10,300]- has been avwazxxded\ufb01a   in both\nthese appeals and direcmd  in pay the said\namount together    date of Em of\nthe claim peti\u00a3:\u00a7or4:\u00a7\"\u00bbvt\u00a71i::_:\u00e9{L1\u00a7_\u00a2    Assasang the said\norder, mc;%;a;pg5\u00a21ia%i;:;   up with these two appeaaa\non the  s1ia:':--  capacity taken as 30% am\n\nboth m;M\u00a2ases%--sg%ass\u00a2s$~V m::%'mmm loss of emnings Tu tnta\ufb02y\n\n   ought to have taken the ma d'\n\n _  in respect of 1\" mspondmt in\n\n   at 50% but not at 30%. \u00ae \n\n  head 'pa1n' and su\ufb01bnng\" is also on the tuner'\n\n'   V? A , it is argued that the Clam' 8 Tribtmal has awarded\n\n   under the. hem 'future loss of wing' by\n\nH '  A\u00bb  Hla\ufb01ng into oons\ufb01 creation that he su\ufb01crs 80% of loss of earnmg'\n\nmpmity, which is inoormct. Hence, thcsc appeals.\n\n\n\n2. Heard the arguments of the    \u00bb \n\nthe appellant] insumr. Nam xeprmcntsvlfgr  ::ff\n\n3. Afber hearing' the  of .em'n3'V  vfor %'\n\nthc appellmt, the subsiantifal  for my\nconsiieramn and dacision  _  DA   9\n\na) Whether thc,  the 'l'ribt:nai 'n1\nMFA.9e$a']\u00e9\u00ae\u00a7  is jusmmd?\n\nb)    of Rs.4,60,80o\/-\n   and also towanis pain and\n justi\ufb01ed'?\n\n4.   not disputed about the injuries\n\n by; the iixespomenz in both the appeals. 1-t\n\n Iti-gt: appeals have susta'med injinim in kg and\n\n 7'Ex.P.s is a mdioo legal eeni\ufb01me issued by\n\ncxfshantha Nursing Home-, caoamk. Ex.P.7 is the\n\n  which discloses about the injuries susw\u00e9ncd by\n\n   injz-mad. Subsequently, whik: undergoing treamcmt,\n\n\n\nGokak and to that amt Ex.P.3 came to be issued by the said\n\n\/ \n5 \n . _'\n\n\n\nmmsing home. The photographs havepeexz   \n\nhis right leg below the kncc hm bce1i,A:an1'p;:iA.%iat'\u00a3:t\u00a7..:  to ii\n\nthe contents of Ex.P.8,-- 1\"   \ndisability of right lower limb.   \u00e9bngigdexutaion the\naverage life span ofthc   hes to su\ufb01cr\nfor another 40 ycgzs  has to depend on\nothers for each   awazded tmdcr\nmanned af  mm of Rs.75,00G\/- is just\nand      any reduction or\n\n _As   113%:  awarded towmris future loss\n\n \"er wrmngf   'tyV, it\"is cm that he mt right leg below the me\n\n\u00abon  of the fmily members like wi\ufb01 and ch\ufb01xvcn\n\n 11;  to face the diaicumes in neadmg 1.-cmjmvma life.\n\n  the doctor who has issued Ex.P.8 wmmxi certi\ufb01cate\n\n.'   js\ufb02that he} su\ufb01crs 80% of permanent dual)' ility. since' it is a\n\n\" injury, the amputairb n behw knee with' stump\n\n' exceeding 12.70 czas as per Hm No.21 ofthe Schedule-I Part-H of\n\n ,,,... A', \n\n.5511-I-\"'\n\n\n\nthe Woxkw\ufb01: Compensation Act, L9235_  \u00bb \n\ncxpocm to ibllow the schedule injm'iea:;._ms3' \nof earning capacity as it is a   V  \nloss of owning capacity taken by on the\nrespondent\/claimant is  4:9  under the head<\/pre>\n<p>&#8216;loss of earning   the age, mi of<br \/>\nthe     R\u00a71.2,88,000]~ &#8216; but not<br \/>\n   by the &#8216;l&#8217;1&#8217;.m&#8217;u:nal is<br \/>\nliable to   amount awanied and-&lt;:r the<\/p>\n<p>other head;   ms! does not require any<\/p>\n<p>    Therefore, 1*&#039; mspmmdcnt\/claimant is<\/p>\n<p> to_  of only Rs.4,41,300I- as what<\/p>\n<p>  by the Tribunal and to that extent, the<br \/>\n appeal   bc anowed Em pea\u00bb: by  the award<br \/>\nshy  mum. m amount of intcrcst awarded is in<\/p>\n<p>  with law and does not require any inter\u00a3ez&#039;enoc.<\/p>\n<p>M &#039; \u00bb-5. The pt msponzicnt\/claimantin MFA.No.9059\/2006 is<\/p>\n<p>  about 26 years and he slat? sustained s1m\ufb02ar&#039; type injunes&#039; .<\/p>\n<p>\/ff<\/p>\n<p>-J<br \/>\n_ . \/,<br \/>\ncg.-~&#8221;&#8216;<\/p>\n<p>As per the evidence plmod on moord,  <\/p>\n<p>amputated above the ebhw. rm; No.52-.,of  *3 <\/p>\n<p>Workmnems Compensation Act,&#8217; &#8220;1923    <\/p>\n<p>amputation bekaw shoulder with     ems Ema<br \/>\ntip of acromion the   atAA8V\u20acA)% but the<br \/>\nComm1ss1o&#8217; &#8216; net has taken   it does not<br \/>\nmquim any    towanis loss of<br \/>\nmmmm.\n<\/p>\n<p>&#8216;7.  11% not awarded my<br \/>\ncompensatien &#8221; fcf  expenms. If the 1&#8243;<br \/>\nzespondeagt in    had \ufb01led appeal  &#8216; the<\/p>\n<p> hy the Tribuma, this Court<\/p>\n<p> the same but since tmy have not \ufb01led any<\/p>\n<p> ,____appeai&#8217;  A  clann&#8217; mg&#8217; h1ghe&#8217; r compc21satt\u00a2m- &#8216; , tibme\ufb01me,<br \/>\n appc\u00e9i .m\ufb01A.\u00a7os9\/2096 is liable to be dmfmaa as them b no<\/p>\n<p> s\ufb01batgnagl qticstion oflaw invoived in this appeal.<\/p>\n<p>   ,8; bar the foregoing masons, m&#8217;A.xo.9emmooa is allowed<\/p>\n<p>  The jucigment and awaui pmsed by the lmmd Addl.<\/p>\n<p>x\u00a7Acr.Hukken&#8217;, in Mvc.No.1945\/zoos is hereby mecmw . m<\/p>\n<p>E. ,3<br \/>\n&#8216;   im.\n<\/p>\n<p>compensation awarded by the   \u00b0&#8217;is &#8216;<\/p>\n<p>reduced to na.4,41,aoo\/- together   =<\/p>\n<p>the date of\ufb01iing ofthe ciaim pcti\ufb01zm    =<\/p>\n<p>HFA.llo.9059I2006   insurer is<br \/>\nhereby    &#8216;    &#8216; _ V A  A H<\/p>\n<p>The appc\ufb02ant[insurer._ii1_   dizected to deposit<br \/>\nthe entire     anocmed Fmtemst till<br \/>\nthe date of   today. The statutory<br \/>\namount    Veappellantlinsumr, shall be<br \/>\n    for payment. The excess<br \/>\namount if -Vde912o:siteA:i&#8211;._stiy&#8221;&#8216;;1:1Ie appenam in MFA.No.9058\/2006<\/p>\n<p>&#8216;V    &#8230;.. .. &#8221;\n<\/p>\n<p>Sd\/-I<br \/>\nJudge<\/p>\n<p>-. f&#8217;MvsV<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Karnataka High Court M\/S United India Insurance Co Ltd vs Balappa Laxman Mutnal on 25 September, 2008 Author: K.Ramanna IN THE HIGH COURT OF KARNATAKA CIRCUIT BENCH AT DHARWAD DATED THIS THE mam DAY or 7 BEFORE THE HoN&#8217;BLE MR..;Us&#8217;r1cE if&#8221; 1 M\/S UNETED 1rJ_DIMxsu\u00bbRAz\u00a7cE CQ.._Lf\u00a7&#8217;D CHITRADURGATTVHRQUGHITS _ DNISIONA&#8211;L&#8217;OFF&#8217;\u00a3CE._ &#8216;V &#8216; MARU&#8217;I&#8217;HIGALLi- BELGAUM\u00bb, &#8211; _ [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[8,20],"tags":[],"class_list":["post-32502","post","type-post","status-publish","format-standard","hentry","category-high-court","category-karnataka-high-court"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>M\/S United India Insurance Co Ltd vs Balappa Laxman Mutnal on 25 September, 2008 - Free Judgements of Supreme Court &amp; High Court | Legal India<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.legalindia.com\/judgments\/ms-united-india-insurance-co-ltd-vs-balappa-laxman-mutnal-on-25-september-2008\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"M\/S United India Insurance Co Ltd vs Balappa Laxman Mutnal on 25 September, 2008 - Free Judgements of Supreme Court &amp; High Court | Legal India\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.legalindia.com\/judgments\/ms-united-india-insurance-co-ltd-vs-balappa-laxman-mutnal-on-25-september-2008\" \/>\n<meta property=\"og:site_name\" content=\"Free Judgements of Supreme Court &amp; High Court | Legal India\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/LegalindiaCom\/\" \/>\n<meta property=\"article:published_time\" content=\"2008-09-24T18:30:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2015-02-05T16:20:13+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i0.wp.com\/www.legalindia.com\/judgments\/wp-content\/uploads\/sites\/5\/2025\/09\/legal-india-icon.jpg?fit=512%2C512&ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"512\" \/>\n\t<meta property=\"og:image:height\" content=\"512\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Legal India Admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@legaliadmin\" \/>\n<meta name=\"twitter:site\" content=\"@Legal_india\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Legal India Admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.legalindia.com\/judgments\/ms-united-india-insurance-co-ltd-vs-balappa-laxman-mutnal-on-25-september-2008#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.legalindia.com\/judgments\/ms-united-india-insurance-co-ltd-vs-balappa-laxman-mutnal-on-25-september-2008\"},\"author\":{\"name\":\"Legal India Admin\",\"@id\":\"https:\/\/www.legalindia.com\/judgments\/#\/schema\/person\/0bfdffe9059fb8bb24a86d094609c5ea\"},\"headline\":\"M\/S United India Insurance Co Ltd vs Balappa Laxman Mutnal on 25 September, 2008\",\"datePublished\":\"2008-09-24T18:30:00+00:00\",\"dateModified\":\"2015-02-05T16:20:13+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.legalindia.com\/judgments\/ms-united-india-insurance-co-ltd-vs-balappa-laxman-mutnal-on-25-september-2008\"},\"wordCount\":352,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.legalindia.com\/judgments\/#organization\"},\"articleSection\":[\"High Court\",\"Karnataka High Court\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.legalindia.com\/judgments\/ms-united-india-insurance-co-ltd-vs-balappa-laxman-mutnal-on-25-september-2008#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.legalindia.com\/judgments\/ms-united-india-insurance-co-ltd-vs-balappa-laxman-mutnal-on-25-september-2008\",\"url\":\"https:\/\/www.legalindia.com\/judgments\/ms-united-india-insurance-co-ltd-vs-balappa-laxman-mutnal-on-25-september-2008\",\"name\":\"M\/S United India Insurance Co Ltd vs Balappa Laxman Mutnal on 25 September, 2008 - Free Judgements of Supreme Court &amp; High Court | Legal India\",\"isPartOf\":{\"@id\":\"https:\/\/www.legalindia.com\/judgments\/#website\"},\"datePublished\":\"2008-09-24T18:30:00+00:00\",\"dateModified\":\"2015-02-05T16:20:13+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.legalindia.com\/judgments\/ms-united-india-insurance-co-ltd-vs-balappa-laxman-mutnal-on-25-september-2008#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.legalindia.com\/judgments\/ms-united-india-insurance-co-ltd-vs-balappa-laxman-mutnal-on-25-september-2008\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.legalindia.com\/judgments\/ms-united-india-insurance-co-ltd-vs-balappa-laxman-mutnal-on-25-september-2008#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.legalindia.com\/judgments\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"M\/S United India Insurance Co Ltd vs Balappa Laxman Mutnal on 25 September, 2008\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.legalindia.com\/judgments\/#website\",\"url\":\"https:\/\/www.legalindia.com\/judgments\/\",\"name\":\"Free Judgements of Supreme Court & High Court | Legal India\",\"description\":\"Search and read the latest judgements, orders, and rulings from the Supreme Court of India and all High Courts. A comprehensive database for lawyers, advocates, and law students.\",\"publisher\":{\"@id\":\"https:\/\/www.legalindia.com\/judgments\/#organization\"},\"alternateName\":\"Free judgements of Supreme Court & High Court of India | Legal India\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.legalindia.com\/judgments\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.legalindia.com\/judgments\/#organization\",\"name\":\"Judgements of Supreme Court & High Court | Legal India\",\"alternateName\":\"Legal India\",\"url\":\"https:\/\/www.legalindia.com\/judgments\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.legalindia.com\/judgments\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.legalindia.com\/judgments\/wp-content\/uploads\/sites\/5\/2025\/09\/legal-india-icon.jpg\",\"contentUrl\":\"https:\/\/www.legalindia.com\/judgments\/wp-content\/uploads\/sites\/5\/2025\/09\/legal-india-icon.jpg\",\"width\":512,\"height\":512,\"caption\":\"Judgements of Supreme Court & High Court | Legal India\"},\"image\":{\"@id\":\"https:\/\/www.legalindia.com\/judgments\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/LegalindiaCom\/\",\"https:\/\/x.com\/Legal_india\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.legalindia.com\/judgments\/#\/schema\/person\/0bfdffe9059fb8bb24a86d094609c5ea\",\"name\":\"Legal India Admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.legalindia.com\/judgments\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/4faa9d728ed1af3b73d52225c7f12901ac726fe6f7ea0a3348a1d51f3a930987?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/4faa9d728ed1af3b73d52225c7f12901ac726fe6f7ea0a3348a1d51f3a930987?s=96&d=mm&r=g\",\"caption\":\"Legal India Admin\"},\"sameAs\":[\"https:\/\/www.legalindia.com\",\"https:\/\/x.com\/legaliadmin\"],\"url\":\"https:\/\/www.legalindia.com\/judgments\/author\/legal-india-admin\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"M\/S United India Insurance Co Ltd vs Balappa Laxman Mutnal on 25 September, 2008 - Free Judgements of Supreme Court &amp; High Court | Legal India","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.legalindia.com\/judgments\/ms-united-india-insurance-co-ltd-vs-balappa-laxman-mutnal-on-25-september-2008","og_locale":"en_US","og_type":"article","og_title":"M\/S United India Insurance Co Ltd vs Balappa Laxman Mutnal on 25 September, 2008 - Free Judgements of Supreme Court &amp; High Court | Legal India","og_url":"https:\/\/www.legalindia.com\/judgments\/ms-united-india-insurance-co-ltd-vs-balappa-laxman-mutnal-on-25-september-2008","og_site_name":"Free Judgements of Supreme Court &amp; High Court | Legal India","article_publisher":"https:\/\/www.facebook.com\/LegalindiaCom\/","article_published_time":"2008-09-24T18:30:00+00:00","article_modified_time":"2015-02-05T16:20:13+00:00","og_image":[{"width":512,"height":512,"url":"https:\/\/i0.wp.com\/www.legalindia.com\/judgments\/wp-content\/uploads\/sites\/5\/2025\/09\/legal-india-icon.jpg?fit=512%2C512&ssl=1","type":"image\/jpeg"}],"author":"Legal India Admin","twitter_card":"summary_large_image","twitter_creator":"@legaliadmin","twitter_site":"@Legal_india","twitter_misc":{"Written by":"Legal India Admin","Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.legalindia.com\/judgments\/ms-united-india-insurance-co-ltd-vs-balappa-laxman-mutnal-on-25-september-2008#article","isPartOf":{"@id":"https:\/\/www.legalindia.com\/judgments\/ms-united-india-insurance-co-ltd-vs-balappa-laxman-mutnal-on-25-september-2008"},"author":{"name":"Legal India Admin","@id":"https:\/\/www.legalindia.com\/judgments\/#\/schema\/person\/0bfdffe9059fb8bb24a86d094609c5ea"},"headline":"M\/S United India Insurance Co Ltd vs Balappa Laxman Mutnal on 25 September, 2008","datePublished":"2008-09-24T18:30:00+00:00","dateModified":"2015-02-05T16:20:13+00:00","mainEntityOfPage":{"@id":"https:\/\/www.legalindia.com\/judgments\/ms-united-india-insurance-co-ltd-vs-balappa-laxman-mutnal-on-25-september-2008"},"wordCount":352,"commentCount":0,"publisher":{"@id":"https:\/\/www.legalindia.com\/judgments\/#organization"},"articleSection":["High Court","Karnataka High Court"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.legalindia.com\/judgments\/ms-united-india-insurance-co-ltd-vs-balappa-laxman-mutnal-on-25-september-2008#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.legalindia.com\/judgments\/ms-united-india-insurance-co-ltd-vs-balappa-laxman-mutnal-on-25-september-2008","url":"https:\/\/www.legalindia.com\/judgments\/ms-united-india-insurance-co-ltd-vs-balappa-laxman-mutnal-on-25-september-2008","name":"M\/S United India Insurance Co Ltd vs Balappa Laxman Mutnal on 25 September, 2008 - Free Judgements of Supreme Court &amp; High Court | Legal India","isPartOf":{"@id":"https:\/\/www.legalindia.com\/judgments\/#website"},"datePublished":"2008-09-24T18:30:00+00:00","dateModified":"2015-02-05T16:20:13+00:00","breadcrumb":{"@id":"https:\/\/www.legalindia.com\/judgments\/ms-united-india-insurance-co-ltd-vs-balappa-laxman-mutnal-on-25-september-2008#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.legalindia.com\/judgments\/ms-united-india-insurance-co-ltd-vs-balappa-laxman-mutnal-on-25-september-2008"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.legalindia.com\/judgments\/ms-united-india-insurance-co-ltd-vs-balappa-laxman-mutnal-on-25-september-2008#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.legalindia.com\/judgments\/"},{"@type":"ListItem","position":2,"name":"M\/S United India Insurance Co Ltd vs Balappa Laxman Mutnal on 25 September, 2008"}]},{"@type":"WebSite","@id":"https:\/\/www.legalindia.com\/judgments\/#website","url":"https:\/\/www.legalindia.com\/judgments\/","name":"Free Judgements of Supreme Court & High Court | Legal India","description":"Search and read the latest judgements, orders, and rulings from the Supreme Court of India and all High Courts. A comprehensive database for lawyers, advocates, and law students.","publisher":{"@id":"https:\/\/www.legalindia.com\/judgments\/#organization"},"alternateName":"Free judgements of Supreme Court & High Court of India | Legal India","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.legalindia.com\/judgments\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.legalindia.com\/judgments\/#organization","name":"Judgements of Supreme Court & High Court | Legal India","alternateName":"Legal India","url":"https:\/\/www.legalindia.com\/judgments\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.legalindia.com\/judgments\/#\/schema\/logo\/image\/","url":"https:\/\/www.legalindia.com\/judgments\/wp-content\/uploads\/sites\/5\/2025\/09\/legal-india-icon.jpg","contentUrl":"https:\/\/www.legalindia.com\/judgments\/wp-content\/uploads\/sites\/5\/2025\/09\/legal-india-icon.jpg","width":512,"height":512,"caption":"Judgements of Supreme Court & High Court | Legal India"},"image":{"@id":"https:\/\/www.legalindia.com\/judgments\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/LegalindiaCom\/","https:\/\/x.com\/Legal_india"]},{"@type":"Person","@id":"https:\/\/www.legalindia.com\/judgments\/#\/schema\/person\/0bfdffe9059fb8bb24a86d094609c5ea","name":"Legal India Admin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.legalindia.com\/judgments\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/4faa9d728ed1af3b73d52225c7f12901ac726fe6f7ea0a3348a1d51f3a930987?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/4faa9d728ed1af3b73d52225c7f12901ac726fe6f7ea0a3348a1d51f3a930987?s=96&d=mm&r=g","caption":"Legal India Admin"},"sameAs":["https:\/\/www.legalindia.com","https:\/\/x.com\/legaliadmin"],"url":"https:\/\/www.legalindia.com\/judgments\/author\/legal-india-admin"}]}},"modified_by":null,"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack_likes_enabled":true,"jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/posts\/32502","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/comments?post=32502"}],"version-history":[{"count":0,"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/posts\/32502\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/media?parent=32502"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/categories?post=32502"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/tags?post=32502"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}