{"id":34977,"date":"1986-02-05T00:00:00","date_gmt":"1986-02-04T18:30:00","guid":{"rendered":"https:\/\/www.legalindia.com\/judgments\/s-thyagarajan-vs-unit-trust-of-india-on-5-february-1986"},"modified":"2016-08-05T11:04:41","modified_gmt":"2016-08-05T05:34:41","slug":"s-thyagarajan-vs-unit-trust-of-india-on-5-february-1986","status":"publish","type":"post","link":"https:\/\/www.legalindia.com\/judgments\/s-thyagarajan-vs-unit-trust-of-india-on-5-february-1986","title":{"rendered":"S. Thyagarajan vs Unit Trust Of India on 5 February, 1986"},"content":{"rendered":"<div class=\"docsource_main\">Karnataka High Court<\/div>\n<div class=\"doc_title\">S. Thyagarajan vs Unit Trust Of India on 5 February, 1986<\/div>\n<div class=\"doc_citations\">Equivalent citations: I (1986) ACC 467, 1986 59 CompCas 458 Kar<\/div>\n<div class=\"doc_author\">Author: M C Urs<\/div>\n<div class=\"doc_bench\">Bench: M Chandrakantaraj<\/div>\n<\/p>\n<pre><\/pre>\n<p>JUDGMENT<\/p>\n<p> M.P. Chandrakantharaj Urs, J. <\/p>\n<p> 1. The petitioners is aggrieved by the letter written by the manger of the Unit Trust of India dated December 27, 1985, by which the claim for payment of the insured amount on the death of his wife in whose favour a policy had been taken has been rejected. Her death is alleged to have been the result of negligence on the part of one Dr. Sulochana Gunasheela resulting in accidental death.\n<\/p>\n<p>2. The letter impuguened in the petition states that the death of the petitioner&#8217;s wife does not fall within the definition of &#8220;accident&#8221; as laid down in the rules of the scheme. It also refers to the fact that the petitioner had admitted that his wife suffered from fibroids inuterus at the time of joining the Unit Linked Insurance Plan, 1971, which had not been disclosed and that, therefore, the petitioner&#8217;s claim was rejected.\n<\/p>\n<p>3. It is difficult to hold the death due to the alleged negligence of the doctor should be equated to a death by accident. one decision of the Kerala High Court, relied upon by the learned counsel, does no more than state a factory workers, thought murdered when he was outside the factory, was entitled to claim workmen&#8217;s compensation as if it was on account of an accident that occurred inside the factory premises. The reasoning , correctly is that the factory worker went outside the factory for the purpose of the work of the factory and, in the course of the work, he was murdered, and, Thoman (1979) 54 FJR 556 (Ker)). That was a claim under the Workmen&#8217;s Compensation Act, 1923, and it is benificially construed in favour of the workman who was unfortunate enough to have been killed by some persons when he was performing errand for his employers who were the factory owners.\n<\/p>\n<p>4. Once negligence is attributed or the alleged death is due to that negligence and no other cause, then cause being accidental disappears. If it is asserted that it is accidental, them negligence, being filed against the doctor for negligence. If negligence is established, the petitioners will be entitled in that suit for such compensation as that court may award. But, it will be still open to doubt whether death could be considered due to accident.\n<\/p>\n<p> 5. Normally, in insurance policies, &#8220;accidents&#8221; are defined to include mishaps which occur to any person who, but for the mishap, would not have been injured or killed. Unfortunately, the learned counsel has not made available the definition of the term &#8220;accident&#8221; in the rules, as defined in the rules of the scheme refereed to by the manager in his letter impugned. In the absence of such consideration of the definition, it is prudent to go the dictionary meaning of the word &#8220;accident&#8221;.\n<\/p>\n<p> 6. Without prejudice to the right s of the petitioner to assert his rights in civil, suit either against the surgeon, who is said to have been negligent, or against the insurance company, this writ petitions is rejected.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Karnataka High Court S. Thyagarajan vs Unit Trust Of India on 5 February, 1986 Equivalent citations: I (1986) ACC 467, 1986 59 CompCas 458 Kar Author: M C Urs Bench: M Chandrakantaraj JUDGMENT M.P. Chandrakantharaj Urs, J. 1. The petitioners is aggrieved by the letter written by the manger of the Unit Trust of India [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[8,20],"tags":[],"class_list":["post-34977","post","type-post","status-publish","format-standard","hentry","category-high-court","category-karnataka-high-court"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>S. Thyagarajan vs Unit Trust Of India on 5 February, 1986 - Free Judgements of Supreme Court &amp; High Court | Legal India<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.legalindia.com\/judgments\/s-thyagarajan-vs-unit-trust-of-india-on-5-february-1986\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"S. Thyagarajan vs Unit Trust Of India on 5 February, 1986 - Free Judgements of Supreme Court &amp; High Court | Legal India\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.legalindia.com\/judgments\/s-thyagarajan-vs-unit-trust-of-india-on-5-february-1986\" \/>\n<meta property=\"og:site_name\" content=\"Free Judgements of Supreme Court &amp; High Court | Legal India\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/LegalindiaCom\/\" \/>\n<meta property=\"article:published_time\" content=\"1986-02-04T18:30:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2016-08-05T05:34:41+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i0.wp.com\/www.legalindia.com\/judgments\/wp-content\/uploads\/sites\/5\/2025\/09\/legal-india-icon.jpg?fit=512%2C512&ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"512\" \/>\n\t<meta property=\"og:image:height\" content=\"512\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Legal India Admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@legaliadmin\" \/>\n<meta name=\"twitter:site\" content=\"@Legal_india\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Legal India Admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/s-thyagarajan-vs-unit-trust-of-india-on-5-february-1986#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/s-thyagarajan-vs-unit-trust-of-india-on-5-february-1986\"},\"author\":{\"name\":\"Legal India Admin\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#\\\/schema\\\/person\\\/0bfdffe9059fb8bb24a86d094609c5ea\"},\"headline\":\"S. Thyagarajan vs Unit Trust Of India on 5 February, 1986\",\"datePublished\":\"1986-02-04T18:30:00+00:00\",\"dateModified\":\"2016-08-05T05:34:41+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/s-thyagarajan-vs-unit-trust-of-india-on-5-february-1986\"},\"wordCount\":530,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#organization\"},\"articleSection\":[\"High Court\",\"Karnataka High Court\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/s-thyagarajan-vs-unit-trust-of-india-on-5-february-1986#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/s-thyagarajan-vs-unit-trust-of-india-on-5-february-1986\",\"url\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/s-thyagarajan-vs-unit-trust-of-india-on-5-february-1986\",\"name\":\"S. Thyagarajan vs Unit Trust Of India on 5 February, 1986 - Free Judgements of Supreme Court &amp; High Court | Legal India\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#website\"},\"datePublished\":\"1986-02-04T18:30:00+00:00\",\"dateModified\":\"2016-08-05T05:34:41+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/s-thyagarajan-vs-unit-trust-of-india-on-5-february-1986#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/s-thyagarajan-vs-unit-trust-of-india-on-5-february-1986\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/s-thyagarajan-vs-unit-trust-of-india-on-5-february-1986#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"S. Thyagarajan vs Unit Trust Of India on 5 February, 1986\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#website\",\"url\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/\",\"name\":\"Free Judgements of Supreme Court & High Court | Legal India\",\"description\":\"Search and read the latest judgements, orders, and rulings from the Supreme Court of India and all High Courts. A comprehensive database for lawyers, advocates, and law students.\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#organization\"},\"alternateName\":\"Free judgements of Supreme Court & High Court of India | Legal India\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#organization\",\"name\":\"Judgements of Supreme Court & High Court | Legal India\",\"alternateName\":\"Legal India\",\"url\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/wp-content\\\/uploads\\\/sites\\\/5\\\/2025\\\/09\\\/legal-india-icon.jpg\",\"contentUrl\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/wp-content\\\/uploads\\\/sites\\\/5\\\/2025\\\/09\\\/legal-india-icon.jpg\",\"width\":512,\"height\":512,\"caption\":\"Judgements of Supreme Court & High Court | Legal India\"},\"image\":{\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/LegalindiaCom\\\/\",\"https:\\\/\\\/x.com\\\/Legal_india\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#\\\/schema\\\/person\\\/0bfdffe9059fb8bb24a86d094609c5ea\",\"name\":\"Legal India Admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/4faa9d728ed1af3b73d52225c7f12901ac726fe6f7ea0a3348a1d51f3a930987?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/4faa9d728ed1af3b73d52225c7f12901ac726fe6f7ea0a3348a1d51f3a930987?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/4faa9d728ed1af3b73d52225c7f12901ac726fe6f7ea0a3348a1d51f3a930987?s=96&d=mm&r=g\",\"caption\":\"Legal India Admin\"},\"sameAs\":[\"https:\\\/\\\/www.legalindia.com\",\"https:\\\/\\\/x.com\\\/legaliadmin\"],\"url\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/author\\\/legal-india-admin\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"S. Thyagarajan vs Unit Trust Of India on 5 February, 1986 - Free Judgements of Supreme Court &amp; High Court | Legal India","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.legalindia.com\/judgments\/s-thyagarajan-vs-unit-trust-of-india-on-5-february-1986","og_locale":"en_US","og_type":"article","og_title":"S. Thyagarajan vs Unit Trust Of India on 5 February, 1986 - Free Judgements of Supreme Court &amp; High Court | Legal India","og_url":"https:\/\/www.legalindia.com\/judgments\/s-thyagarajan-vs-unit-trust-of-india-on-5-february-1986","og_site_name":"Free Judgements of Supreme Court &amp; High Court | Legal India","article_publisher":"https:\/\/www.facebook.com\/LegalindiaCom\/","article_published_time":"1986-02-04T18:30:00+00:00","article_modified_time":"2016-08-05T05:34:41+00:00","og_image":[{"width":512,"height":512,"url":"https:\/\/i0.wp.com\/www.legalindia.com\/judgments\/wp-content\/uploads\/sites\/5\/2025\/09\/legal-india-icon.jpg?fit=512%2C512&ssl=1","type":"image\/jpeg"}],"author":"Legal India Admin","twitter_card":"summary_large_image","twitter_creator":"@legaliadmin","twitter_site":"@Legal_india","twitter_misc":{"Written by":"Legal India Admin","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.legalindia.com\/judgments\/s-thyagarajan-vs-unit-trust-of-india-on-5-february-1986#article","isPartOf":{"@id":"https:\/\/www.legalindia.com\/judgments\/s-thyagarajan-vs-unit-trust-of-india-on-5-february-1986"},"author":{"name":"Legal India Admin","@id":"https:\/\/www.legalindia.com\/judgments\/#\/schema\/person\/0bfdffe9059fb8bb24a86d094609c5ea"},"headline":"S. Thyagarajan vs Unit Trust Of India on 5 February, 1986","datePublished":"1986-02-04T18:30:00+00:00","dateModified":"2016-08-05T05:34:41+00:00","mainEntityOfPage":{"@id":"https:\/\/www.legalindia.com\/judgments\/s-thyagarajan-vs-unit-trust-of-india-on-5-february-1986"},"wordCount":530,"commentCount":0,"publisher":{"@id":"https:\/\/www.legalindia.com\/judgments\/#organization"},"articleSection":["High Court","Karnataka High Court"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.legalindia.com\/judgments\/s-thyagarajan-vs-unit-trust-of-india-on-5-february-1986#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.legalindia.com\/judgments\/s-thyagarajan-vs-unit-trust-of-india-on-5-february-1986","url":"https:\/\/www.legalindia.com\/judgments\/s-thyagarajan-vs-unit-trust-of-india-on-5-february-1986","name":"S. Thyagarajan vs Unit Trust Of India on 5 February, 1986 - Free Judgements of Supreme Court &amp; High Court | Legal India","isPartOf":{"@id":"https:\/\/www.legalindia.com\/judgments\/#website"},"datePublished":"1986-02-04T18:30:00+00:00","dateModified":"2016-08-05T05:34:41+00:00","breadcrumb":{"@id":"https:\/\/www.legalindia.com\/judgments\/s-thyagarajan-vs-unit-trust-of-india-on-5-february-1986#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.legalindia.com\/judgments\/s-thyagarajan-vs-unit-trust-of-india-on-5-february-1986"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.legalindia.com\/judgments\/s-thyagarajan-vs-unit-trust-of-india-on-5-february-1986#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.legalindia.com\/judgments\/"},{"@type":"ListItem","position":2,"name":"S. Thyagarajan vs Unit Trust Of India on 5 February, 1986"}]},{"@type":"WebSite","@id":"https:\/\/www.legalindia.com\/judgments\/#website","url":"https:\/\/www.legalindia.com\/judgments\/","name":"Free Judgements of Supreme Court & High Court | Legal India","description":"Search and read the latest judgements, orders, and rulings from the Supreme Court of India and all High Courts. A comprehensive database for lawyers, advocates, and law students.","publisher":{"@id":"https:\/\/www.legalindia.com\/judgments\/#organization"},"alternateName":"Free judgements of Supreme Court & High Court of India | Legal India","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.legalindia.com\/judgments\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.legalindia.com\/judgments\/#organization","name":"Judgements of Supreme Court & High Court | Legal India","alternateName":"Legal India","url":"https:\/\/www.legalindia.com\/judgments\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.legalindia.com\/judgments\/#\/schema\/logo\/image\/","url":"https:\/\/www.legalindia.com\/judgments\/wp-content\/uploads\/sites\/5\/2025\/09\/legal-india-icon.jpg","contentUrl":"https:\/\/www.legalindia.com\/judgments\/wp-content\/uploads\/sites\/5\/2025\/09\/legal-india-icon.jpg","width":512,"height":512,"caption":"Judgements of Supreme Court & High Court | Legal India"},"image":{"@id":"https:\/\/www.legalindia.com\/judgments\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/LegalindiaCom\/","https:\/\/x.com\/Legal_india"]},{"@type":"Person","@id":"https:\/\/www.legalindia.com\/judgments\/#\/schema\/person\/0bfdffe9059fb8bb24a86d094609c5ea","name":"Legal India Admin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/4faa9d728ed1af3b73d52225c7f12901ac726fe6f7ea0a3348a1d51f3a930987?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4faa9d728ed1af3b73d52225c7f12901ac726fe6f7ea0a3348a1d51f3a930987?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/4faa9d728ed1af3b73d52225c7f12901ac726fe6f7ea0a3348a1d51f3a930987?s=96&d=mm&r=g","caption":"Legal India Admin"},"sameAs":["https:\/\/www.legalindia.com","https:\/\/x.com\/legaliadmin"],"url":"https:\/\/www.legalindia.com\/judgments\/author\/legal-india-admin"}]}},"modified_by":null,"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack_likes_enabled":true,"jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/posts\/34977","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/comments?post=34977"}],"version-history":[{"count":0,"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/posts\/34977\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/media?parent=34977"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/categories?post=34977"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/tags?post=34977"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}