{"id":35760,"date":"2010-08-20T00:00:00","date_gmt":"2010-08-19T18:30:00","guid":{"rendered":"https:\/\/www.legalindia.com\/judgments\/rasiya-moosa-vs-state-bank-of-india-represetned-by-on-20-august-2010"},"modified":"2014-08-02T08:21:23","modified_gmt":"2014-08-02T02:51:23","slug":"rasiya-moosa-vs-state-bank-of-india-represetned-by-on-20-august-2010","status":"publish","type":"post","link":"https:\/\/www.legalindia.com\/judgments\/rasiya-moosa-vs-state-bank-of-india-represetned-by-on-20-august-2010","title":{"rendered":"Rasiya Moosa vs State Bank Of India Represetned By on 20 August, 2010"},"content":{"rendered":"<div class=\"docsource_main\">Kerala High Court<\/div>\n<div class=\"doc_title\">Rasiya Moosa vs State Bank Of India Represetned By on 20 August, 2010<\/div>\n<pre>       \n\n  \n\n  \n\n \n \n  IN THE HIGH COURT OF KERALA AT ERNAKULAM\n\nWP(C).No. 25877 of 2010(H)\n\n\n1. RASIYA MOOSA, AGED 28 YEARS,\n                      ...  Petitioner\n\n                        Vs\n\n\n\n1. STATE BANK OF INDIA REPRESETNED BY\n                       ...       Respondent\n\n2. A.C.M.SHAUKATH, ANDATHODU CHALLIL HOUSE\n\n3. SABEENA, W\/O.A.C.M.SHAUKATH, ANADATHODU\n\n4. FATHIMA ALIAS PATHUMMA,\n\n5. M.M.AMEER, S\/O.A.C.MUHAMMED ALI,\n\n6. A.C.SUBAIR, S\/O.A.C.MUHAMMED ALI,\n\n                For Petitioner  :SRI.H.B.SHENOY\n\n                For Respondent  : No Appearance\n\nThe Hon'ble MR. Justice P.R.RAMACHANDRA MENON\n\n Dated :20\/08\/2010\n\n O R D E R\n                  P.R.RAMACHANDRA MENON, J\n                    --------------------------------------------\n                     WP(C) NO. 25877 OF 2010\n                    --------------------------------------------\n            Dated this the 20th day of August, 2010\n\n                                JUDGMENT\n<\/pre>\n<p>       The petitioner who is the wife of the guarantor is before this Court,<\/p>\n<p>stated as being aggrieved of the course pursued by the respondent Bank<\/p>\n<p>in proceeding against the property over which security interest was<\/p>\n<p>created in respect of a loan extended to the 2nd respondent (the principal<\/p>\n<p>borrower) without proceeding against the said person or the other<\/p>\n<p>guarantors; inspite of the fact that the borrower had already approached<\/p>\n<p>this Court by filing WP(C) 30483\/2009 culminating in Ext.P5 judgment,<\/p>\n<p>whereby appropriate relief was extended to him, subject to the satisfaction<\/p>\n<p>of the condition, which however was not complied with.<\/p>\n<p>       2.     The learned counsel for the petitioner submits that the<\/p>\n<p>husband of the petitioner was also a party to the said proceedings, having<\/p>\n<p>been shown as the 5th respondent in Ext.P5. But since the matter was<\/p>\n<p>finalized at the admission stage, the husband could not enter appearance<\/p>\n<p>and make appropriate submissions. The learned counsel for the petitioner<\/p>\n<p>submits that the husband of the petitioner is presently working abroad and<\/p>\n<p>that the petitioner has been authorized to file the present Writ Petition so<\/p>\n<p>as to meet the immediate requirements; especially in view of the coercive<\/p>\n<p>proceedings.\n<\/p>\n<p><span class=\"hidden_text\">                                           2<\/span><br \/>\nWP(C) No. 25877\/2010<\/p>\n<p>       3.      Mr. K.K. Chandran Pillai, the learned senior counsel for the<\/p>\n<p>Bank submits on instructions that the idea and understanding of the<\/p>\n<p>petitioner that the Bank is resorting to some or other dubious means is not<\/p>\n<p>at all correct or proper. It is true that the borrower who filed the Writ Petition<\/p>\n<p>earlier before this Court leading to Ext.P5 judgment did not honour the<\/p>\n<p>commitment and this being the position, the Bank is proceeding with further<\/p>\n<p>steps for realization of the amounts due from the property of the borrower.<\/p>\n<p>It is also pointed out that the said property belonging to the borrower is<\/p>\n<p>one, where co-ownership rights are there for the wife, mother and brothers<\/p>\n<p>of the borrower who have been arrayed as the respondents 3 to 6 in the<\/p>\n<p>Writ Petition and they have also executed necessary documents in favour<\/p>\n<p>of the Bank with regard to the creation of security interest over the<\/p>\n<p>property. After considering the facts and figures and the limited grievance<\/p>\n<p>of the petitioner, the learned senior counsel for the Bank submits that the<\/p>\n<p>Bank is agreeable to proceed against the property of the borrower\/defaulter<\/p>\n<p>at the first instance and if only the income generated therefrom in the public<\/p>\n<p>auction, will the Bank proceed against the property of the petitioner&#8217;s<\/p>\n<p>husband.\n<\/p>\n<p>       4.      After hearing both the sides, this Court finds that the only relief<\/p>\n<p>now pressed before this Court is for a direction to proceed against the<\/p>\n<p>property of the petitioner&#8217;s husband only after proceeding against the<\/p>\n<p><span class=\"hidden_text\">                                      3<\/span><br \/>\nWP(C) No. 25877\/2010<\/p>\n<p>properties of the borrower\/defaulter. The grievance of the petitioner stands<\/p>\n<p>substantially redressed in view of the submissions made on behalf of the<\/p>\n<p>Bank. In the above circumstances, the submission made by the learned<\/p>\n<p>senior counsel for the Bank is recorded and the Writ Petition is disposed of.<\/p>\n<p>However it is made clear that, this will be without prejudice to the rights and<\/p>\n<p>liberties of the respondent Bank to proceed against the property of the<\/p>\n<p>husband of the petitioner, if and when necessitated, by pursuing such<\/p>\n<p>steps from the steps where it stands now.\n<\/p>\n<\/p>\n<p>                                      P.R.RAMACHANDRA MENON<br \/>\n                                                    JUDGE<br \/>\ndnc<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Kerala High Court Rasiya Moosa vs State Bank Of India Represetned By on 20 August, 2010 IN THE HIGH COURT OF KERALA AT ERNAKULAM WP(C).No. 25877 of 2010(H) 1. RASIYA MOOSA, AGED 28 YEARS, &#8230; Petitioner Vs 1. STATE BANK OF INDIA REPRESETNED BY &#8230; Respondent 2. A.C.M.SHAUKATH, ANDATHODU CHALLIL HOUSE 3. SABEENA, W\/O.A.C.M.SHAUKATH, ANADATHODU [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[8,21],"tags":[],"class_list":["post-35760","post","type-post","status-publish","format-standard","hentry","category-high-court","category-kerala-high-court"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Rasiya Moosa vs State Bank Of India Represetned By on 20 August, 2010 - Free Judgements of Supreme Court &amp; High Court | Legal India<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.legalindia.com\/judgments\/rasiya-moosa-vs-state-bank-of-india-represetned-by-on-20-august-2010\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Rasiya Moosa vs State Bank Of India Represetned By on 20 August, 2010 - Free Judgements of Supreme Court &amp; 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