{"id":38754,"date":"2008-11-20T00:00:00","date_gmt":"2008-11-19T18:30:00","guid":{"rendered":"https:\/\/www.legalindia.com\/judgments\/the-oriental-insurance-co-ltd-vs-choti-bee-on-20-november-2008"},"modified":"2016-04-03T01:06:49","modified_gmt":"2016-04-02T19:36:49","slug":"the-oriental-insurance-co-ltd-vs-choti-bee-on-20-november-2008","status":"publish","type":"post","link":"https:\/\/www.legalindia.com\/judgments\/the-oriental-insurance-co-ltd-vs-choti-bee-on-20-november-2008","title":{"rendered":"The Oriental Insurance Co Ltd vs Choti Bee on 20 November, 2008"},"content":{"rendered":"<div class=\"docsource_main\">Karnataka High Court<\/div>\n<div class=\"doc_title\">The Oriental Insurance Co Ltd vs Choti Bee on 20 November, 2008<\/div>\n<div class=\"doc_author\">Author: K.N.Keshavanarayana<\/div>\n<pre>{N THE Him comm\" or-' KARNATAKA AT BANGALORE\nDATED was THE 20*\" DAY OF NOVEMBER 2UG8\nBEFORE\n\nTHE HON'BLE MRJUSTECE K.N.KEsHAvANARAm:~jA%:'%-V\n\nMFA No. 95i2008(M\\:')\nCfw\nMFA No.2266f2QD8(N!'*.\/)\n\niN MFANO 950? 2038\n\nBETXNEEN\n\nTHE ORIENTAL INSURANCE co 1_*;__ \nmvassowm omce No.11, 2\n15' FLOGR, 1\" MAIN,\n\n{DEFENCE COLONY,\nNEARBMSRICIRCLE-i,  _ -.\n\nmo ft. ROAD, IN DHQANAGAR, \n\n1\" STAGE, aANGAL0RE.33,  _  '\nsvns REGiON,{\\L-.OFF\u00a5C\u00a3\u00a7, 2. _  - \nmg omawmu iN8\u00a7lR\ufb01.NCE C%O\"LT[3; _  \"V \nN0x44:45,4\"T?'\u00abFLQ0R...~;'. *   A'   .\nLEO sHoPP:Ns_;cQMP'a--E;&lt;,   &#039;  \nRESIDENCY Fe~::;A{,s;\u00ab:.;._ ,  \n3.ANGALoRE-T569 025:1:   - \n\nRE? BY&quot; ms BEPL%T&#039;{_M\u00a7&amp;N!EGER . &#039;\n\n APPELi_ANT\n v  _ (aaj\ufb01  3 RA.J\ufb01&#039;&amp;~s2.:;su DHARSHAN, mus.)\n\n   &quot; A\n\n    \n\nV&#039;tffQ.U\u00a5?E D{3[\u00b03{3A KHAEJAR SAB\n AGE\u00a3&quot;ABGUT 52 YEARS\n~~ RIQ.{)0E3E)ENAHALL| WLLAGE,\nKSATHYAVARA POST,\n&quot; NANISGUER, HCJBLE\n HOSKOTE TALUK,\nBFHNGALORE RURAL EESTRECT\n\n*2 CHANDPASHA \n\nSIOJATE DODDA KHADAR 33.8\nAGED ABOUT 3? YEARS\nRiO.DODDEN\ufb01sHALLi WLLAGE,\nK $ATHYAVARA POST,\nNANDGUBI, HOBLI\n\nHOSKOTE TALUK,\n\nRE RURAL DIST\n\n \n\n\n\n3 KHASH91 SEAR\n\nSfO.LATE @099; KHABAR SI&#039;-XB\nAGED ABOUT 36 YEARS\nRfO.%DDEN\ufb01\u00e9-IALLI VILLAGE,\nK SATHYAVARA POSTE\nNAND(3UD\u00a5, HOELI\n\nHOSKOTE TALUK,\n\nBANGALORE RURAL [3!S\u00b0?RlC?\n\n4 EBRAHHM   ,\n3;o.LATE DQEJDA KHADAR SAB;\nAGED ABOUT 35 YEARS \nR!0..DC)\u00a3)D\u00a3NAHALL! VILLAGQ,\n\nK SATHYAVARA P037, * =\nNANBGUDS, H{)BL\u00a5  \nHOSKOTE TALUK,  _\nBANGALORE RURAL D!STR%$&quot;E&#039;--.  &#039;\n\n5 R\ufb01M\ufb01NJ\u00a5NAPPA   &#039; _  1\n- MmORs:0.MuN:KENcHA?PA: \n\nRfO.E)ODi3.f3.&#039;ULURL,1-&#039;&lt;z&quot;E&#039;LL\u00a3\u00a5GE&#039;- _ \n\nHosKoT.E\u00ab-&quot;main  I   \n\na\u00a2NGAt_0RET&#039;LRL;.::::A;D1:fsTR:c,:T-_ &#039; \n       ...REESPON[}ENT$\n\n(BY spit.&quot;r\u00a7i&#039;T:\u00e9::3.s\u00a7%;6gLAt\u20ac%\u00a7&#039;as;s\u00a7:&#039;N;\u00e9g&#039;Aav\ufb01i\ufb01 RM\nR5 SERVED}    T   - -\n\nmas &#039;rea%;sC\u00a3L:A&#039;rsrE;&lt;5u.$&quot;FERST APPEAL SS FELED U13 173(1)\nOF MV AC&#039;? AGAINST &#039;me JUQGMENT AND AWARB DATED\n\n29.8.2529? 9As7::En&#039;:N&quot;r.-awrz NO. 862Uf20f35 an THE FILE or: THE X\u00bb\nABEZETIONAL JU coma? OF SMALL CAUSES, MEM BER, MAST,\n\n  METROEPQLHIAN ARE;i\u00a5,&quot;BANGALORE, (SCCH.N0.8), AWAREHNG A\n\nCQM\u00a57&#039;EN.3\u00a7.TEON_ OF RS. 1,80,0%- W\u00a5TH INTEREST @ 6% P13. FROM\n\n L&#039; THE&#039; DA;T.E_E&#039;0FPETIT\u00a50N &#039;rm REALISATKJN.\n\nin &#039;M FA  {SF 20%\n\n AA 1, Sm CHO&quot;?! BEE\n\n wro LATE mum FMADAR SAB\n AGED ABOUT 53 YEARS\nR13-&#039;xT [3O\u00a5f){3ENAHi3.LLi VILLAGE\nK SATH&#039;Yf~&#039;{\\fARA F--&quot;*{&#039;)S&#039;F,\nNANDAGEJQ: HOBU\nHGSKOTE,\nBANGALORE RURAL\n\nSR! CHANDPASHA\nSID LATE DODDA KHADER SAB\nAG E UT 38 YEARS\n\nI&#039;-.3\n\n \n\n\n\n9.1.:\n\nREAT DOfJDENAHALLE \\flLi\ufb01\\GE\nK SATHYAVARA POST,\nNANDAGUDI HOBL3\n\nHOSKOTE,\n\nBANGALORE RURAL\n\n3 SR! KHASEM sag\n\n3,40 LATE Beam KHMBER 833.3  _\n\nAGED ABOUT 3? YEARS 1 &#039;= ._  -1&#039; , \u00ab\nR;AT [3ODDENAHAE.Li V\u00a3Ll.AE3E   ..   A\n\nK SATHYAVARA POST, NAN DAGUDE HOB\nHOSKGTE, BANGALORE RuR_AL &quot; &quot;\n\n4 sm IBRAHIM \n3:0 LATE mama KHAIDER  \nAGED ASOUT 36 YEARS = &#039;\n\nRim DO9E&#039;JEE\\iAHALi..E &#039;?w:L:...7aGE&#039;  &quot;   \n\nK SATHYAVARA P03}, _E&lt;l\ufb01*..N omu :3_m&quot;%&lt;:-,._: &#039;FLOOR, IMAEN\n~ V _ &#039;DE&#039;EEN*\u00a3\u00a7EE._C\u00a7Z3LONY, NEAR 3 Ni SR1 CERCLE\n&quot;   10i&#039;r?t&#039;_.*-R_{}&quot;.\u00a7.D, ma DIRANAGAR\nA &#039; IST\ufb01.(3\u00a5~Z, BANGALQRE-560 038 \n REE? &#039;3-\u00a5\u00abr:&quot;$ MANAGER\n RESPGNDENTS\n\n &quot;j?r:-::s MiSCEi_U3.NEOUS FERST APPEAL is FILEEE uss \u00b0:?3(2:\u00bb\n\nTHESE MESCELi.}3\\NEOUS FIRST APPEALS COMWG ON\nFOR HEARENG, THiS BAY THE COURT DELNERED THE\n\nFOLLGVWNG:\n\n \n\n\n\nJUDGMENT\n<\/pre>\n<p>As both these appeais, one by the ciaimants and an\u00e9\u00a7h\u00e9Tr&#8217;iqy<\/p>\n<p>the insurer; arise from the same judgment and   <\/p>\n<p>Tribunal, these appeals were hearrj&#8230;.togethe\u00e9rVii\ufb01rar\ufb01fvare&#8217;being<\/p>\n<p>disposed of by this common judgment},  . ii&#8217;<\/p>\n<p><span class=\"hidden_text\">2<\/span><\/p>\n<p>2. The appellants in MFA&#8221;lSE\u00a7&#8217;;2,286fV2eI}.8&#8242; tr\ufb01\u00e9ivriii\u00e9inzantsiii<\/p>\n<p>whiie the appeiiant in h*!.E&#8217;A N9&#8242;;\u00a7$r2&#8217;\ufb02{i8&#8243;i._\u00a7s ii\u00a7\u00a2&#8217;insur\u00e9r of the<\/p>\n<p>effending vehicie beferetri\u00e9 Tribuinzr\u00e9iiv  V .\n<\/p>\n<p>3, I shat!&#8221; rarer to t\u00a7&#8217;i&#8217;\u00e9&#8221;\u00a73\u00e9r&#8217;\u00a3i-\u00e9s&#8217;  ri\u00e9fieri\u00e9rau\u00e9e to their ranking<\/p>\n<p>before  T: . V&#8217;<\/p>\n<p>4. &#8220;f&#8217;ha iapp\u00e9iia&#8217;nt.3 &#8220;k;-\u00a7i~i1g the wife and major sons of one<\/p>\n<p>  Dsvriciaivl\ufb02hader \u00e9ab~\ufb01l\u00a7;i_\u00e9c:aim petition in MVC No.862G!2005 before<\/p>\n<p>,At;r:&#8217;a.  B\u00e9rsgaioreg seeking compensation of Rs.6,00,GODi\u00bb for<\/p>\n<p>thie\u00e9i.-.g\u00a7eritra:&#8217;\u00abV&#8217;In_f__tr:i\u00a7&#8221;i\u00e9aid Dodda Khader Sab who died in the motor<\/p>\n<p>venuicie a:c:.a::&#8217;~.v\u00a3&#8217;r-*.\u00a7nt that occurred at about 6.90 AM on 23.3.2065,<\/p>\n<p>The__ respc\ufb01andent-insurer contesied the ctaim petitien an various<\/p>\n<p>A&#8217; &#8216;~~g:jr&#8217;o;:ri&#8217;ds inciuding the ground that the driver of the cffending vehicle<\/p>\n<p>i    not possess a vali\u00e9 and effective driving iicense as on the date<\/p>\n<p>of the accident, therefore, the insurer is not iiable to indemnify ihe<\/p>\n<p>insured in respect of the claim of the ciaimants. &#8216;fhe Tribunal a\ufb01er<\/p>\n<p>hoidtng enquiry, by the judgment: under appeal, hetd thet the<\/p>\n<p>accident was safety due te the negligence of the driver <\/p>\n<p>Canter vehicle bearing Ne.KA~19.A-6906, whtch  <\/p>\n<p>the appettent in MFA No.9Sf20G8. Having regerct&#8217; &#8216;t&#8217;e~the&#8217;V&#8221;et1it\u00a7enee &#8221; &#8221; &#8216;V<\/p>\n<p>ptaced by the claimants as to the avocia\u00e9tiee; Eneehte.&#8217; aha  the&#8217;<\/p>\n<p>deceased, the Trtbunai quanti\ufb01ed. theV&#8221;&#8216;tte\u00e9e of <\/p>\n<p>Rs.1,60,\ufb0108f- and by awarding  cerwentienal<br \/>\nheads, the Tribunal awereed  otV&#8217;AReA;1,80,G9G!\u00bb.<br \/>\nOn the que\ufb01ien of liability,&#8217;Vth&#8217;e&#8217;   insurer of the<br \/>\noffending vehiqte&#8221;:h.a}t fattest gte.7pr&#8217;et}eh&#8221;&#8211;t&#8217;ttat___the\u00bb erhser of the said<br \/>\nvehtcle did rtet  trettttlhveertetttectiee ticense to drive Class<\/p>\n<p>of vehia\u00a7te%tes\u00e9ei~.\u00a7te;5 tnv;&#8217;3the.e&#8221;c~e&#8217;\u00a7deht \u00abaeen that date. Therefore, the<\/p>\n<p>Trthunat&#8217;ha#ing regerett5&#8243;th:e~-tfecumerate produced by the insurer<\/p>\n<p>namety_ the e&#8217;epg&#8221;efVth.e eirivh\u00e9rth license of the driver of the offending<\/p>\n<p> ..v&#8221;Ve?\u00a3&#8217;i(EE\u00e9 hetd that  drhrer posseseed a valid ctrtvteg ttcense as on<\/p>\n<p>  eceident te drive the Ctass of vehicle invotved in the<\/p>\n<p>ax:\u00a2e~e&#8217;n:.&#8217; &#8216;.V&#8211;&#8220;tjz*_\u00a7: Vthet View of the matter the Tribunal directed the<\/p>\n<p> ieeurer. saute offending vehicte to pay the ettt\u00e9re compensation<\/p>\n<p>n V&#8217; &#8221; .,te\u00a7?et4herteith interest at 6% pa frem the date of petition tit! the date<\/p>\n<p>.&#8217;  heft hajrhment.\n<\/p>\n<p>5. Being d\u00e9e-satis\ufb01ed tetth the quantum of cerrtpeneetien<\/p>\n<p>awarded, the cieiments, and being aggrieved by the finding he the<\/p>\n<p>@<\/p>\n<p>ml<\/p>\n<p>9. Learned ceunsei appearing for the cieirnants me\u00e9e<br \/>\naveiiabte a copy cf the driving Eicence of the driver which further<\/p>\n<p>indicates that the driver was 2133:: authorised to drive trehegsert<\/p>\n<p>veh\u00e9cte w.e.f 2&#8243;z&#8217;.4.2{3$4 and the same was valid up <\/p>\n<p>The accident in qttestten has occurred on 23.3.2855.  <\/p>\n<p>above. it ts cieer that as on the datectrt-he ]the&#8217;:$1ivev:j<\/p>\n<p>possessed a driving Eicence to drive trensp::ctt&#8217;ivehrcte\u00b0. &#8211;. &#8216;E&#8217;-;.erat_}&#8217;t&#8217;.<\/p>\n<p>subsequent endersement author:i$t:\ufb01&#8217;\u00a7.Vthe driver rte trsrispcrt  &#8216;<\/p>\n<p>vehicte is not accepted on the greurV{ci\u00bb\u00bb.that_Vthe .sameMhs_.\u00a7i net been<br \/>\nproduced on record}  proctuceci.Vt[Vbjtr&#8217;tthe insurer cteariy<\/p>\n<p>indicates that as on the (tat-ev.ef:&#8217;the&#8211; eccittehtvttheiihdriver possessed<\/p>\n<p>the drie;\u00a5ingiVti_c&#8217;erijc.e  ttenspoit vehicle coming within<br \/>\nthe cetegery cf&#8217;tightA:_:m&#8217;&amp;er:&#8221;vehicles. As per the de\ufb01nition of<\/p>\n<p>Sectien 2r2?:&#8217;3~~, t_he~ vehicie to&#8221; be called es Eight motor vehicie, the<\/p>\n<p>  oni3tj&#8217;:cet3ctitionA. is, ttsitmievden weight shouid not exceed 7500 kgs.<\/p>\n<p>  &#8216;?*hcugh&#8221;,&#8217;-.t:_he&#8217;f\u00e9risurer contended that the vehicte in question was a<\/p>\n<p>heats? gecciejeehicte, to substantiate this contention, it has not<\/p>\n<p> prodtzcevctlahy material before the Court. in the absence of any<\/p>\n<p>  sec&#8217;r:\u00ab.._materiai, the contentien cf the insurer that it is heavy goods<\/p>\n<p>&#8212;  Evehiicle cannot be accepted. Having regard to the fact that the<\/p>\n<p> W\u00e9rehicie in question felts within the category of Eight motor vehicte<\/p>\n<p>am etnce the driver possessed iicence to drive Eight transport<\/p>\n<p>vehicie as p 2, in my cpinicn, the Tr\u00e9bunet is justified in<\/p>\n<p>hctdieg that the driver of the offending vehicle pcsseseed  vetid<\/p>\n<p>and effective driving ticence as on the date of the accident&#8217;<\/p>\n<p>the Ctass of vehicie invotved tn the accident.\n<\/p>\n<p>offending vehicte has been vaiicily incu.re_c_i withhttieiiirfeetjnndec-tght&#8221;<\/p>\n<p>insurer and the policy issued was in tcrce&#8221;e..e&#8217; on\u00bb.thej&#8221;dat&#8217;e:&#8221;cf the<\/p>\n<p>accident. Under these circe?&#8221;nstencee;~..theV Ta*i;b&#8221;unja!..,_VVhVae ntct.,t&gt;<\/p>\n<p>committed any error in eedciling the&#8217;\u00ab.tiab.iVlity an inevitrer of the<br \/>\noffending vehicle. I see &#8216;\u00e9gggroutid tevi&#8217;nt.erf:etet with the said \ufb01nding<br \/>\nof the Tribunal. Therefore. there 5&#8217;3: rj_o m~a\u00a3it7~in_.\u00a3ae appeat \ufb02ied by<br \/>\nthe insurer. Acc4c&#8217;f;:\ufb01n&#8217;g|y,;3-1 anstAter&#8217;k3o:i:nt&#8211;V&#8217;l\\te..1..;&#8217;<\/p>\n<p>he eeentoettjithefjudgment, the Tribunal has<br \/>\ntaken the mcnthtyinct3rn,e'&#8221;&#8216;c&#8217;f:t&#8217;Eae&#8217; deceased at Rs.2,{)\u20ac3Ui- and after<br \/>\ndeducting &#8220;1&lt;.%&#039;_$&quot;&quot; cersonal expenses cf the deceased<\/p>\n<p>has.et.Iaeti\ufb01ed theteas of dependency at Rs.1,6t&#039;3,E3GO!- by adopting<\/p>\n<p> thevthtr-n;tt&#039;iette\u00a7&#039;hc\u00a7_ 18, as actmittediy the deceased was aged 60 years.<\/p>\n<p> it &#039;ii&lt;&quot;-.__th1e&quot;&#039;cc&#039;nt_eItt&#039;gc:&#039;i of the learned counsel for the claimants that the<\/p>\n<p>inccme..__cf that deceased at Rs.2,0\u00a3J8f- per month taken by the<\/p>\n<p> Tti\u00a5eun&#039;a&#039;%..\u00ab tcc {cw having regard to the evidence on record.<\/p>\n<p> -,,$3\\cce\u00e9s&#8221;dieg to the ciaimants, the deceased was doing eucalyptus<\/p>\n<p>  __p\u00a7o!es business and he was earning mere than Rs.10,00{}f~ pm.<\/p>\n<p>from the said business. Absclutety, no documentary evidence is<br \/>\nproduced by the ciaimante to substantiate this contention. Except<\/p>\n<p>the crat evidence of the wife and one of the eons of the cteceaeed,<\/p>\n<p>b<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Karnataka High Court The Oriental Insurance Co Ltd vs Choti Bee on 20 November, 2008 Author: K.N.Keshavanarayana {N THE Him comm&#8221; or-&#8216; KARNATAKA AT BANGALORE DATED was THE 20*&#8221; DAY OF NOVEMBER 2UG8 BEFORE THE HON&#8217;BLE MRJUSTECE K.N.KEsHAvANARAm:~jA%:&#8217;%-V MFA No. 95i2008(M\\:&#8217;) Cfw MFA No.2266f2QD8(N!&#8217;*.\/) iN MFANO 950? 2038 BETXNEEN THE ORIENTAL INSURANCE co 1_*;__ mvassowm [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[8,20],"tags":[],"class_list":["post-38754","post","type-post","status-publish","format-standard","hentry","category-high-court","category-karnataka-high-court"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>The Oriental Insurance Co Ltd vs Choti Bee on 20 November, 2008 - Free Judgements of Supreme Court &amp; 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