{"id":39268,"date":"2010-01-04T00:00:00","date_gmt":"2010-01-03T18:30:00","guid":{"rendered":"https:\/\/www.legalindia.com\/judgments\/united-india-insurance-co-ltd-vs-g-h-chandrashekar-so-chandru-on-4-january-2010"},"modified":"2016-05-16T18:38:39","modified_gmt":"2016-05-16T13:08:39","slug":"united-india-insurance-co-ltd-vs-g-h-chandrashekar-so-chandru-on-4-january-2010","status":"publish","type":"post","link":"https:\/\/www.legalindia.com\/judgments\/united-india-insurance-co-ltd-vs-g-h-chandrashekar-so-chandru-on-4-january-2010","title":{"rendered":"United India Insurance Co Ltd vs G H Chandrashekar S\/O Chandru on 4 January, 2010"},"content":{"rendered":"
Karnataka High Court<\/div>\n
United India Insurance Co Ltd vs G H Chandrashekar S\/O Chandru on 4 January, 2010<\/div>\n
Author: N.K.Patil And Gowda<\/div>\n
IN THE HIGH COURT OF KARNATAKA AT \n\nDATED THIS THE 4m mu' OF JANUARY. $@1_Q'g\n\nPRESENT\n\nTHE I-ION'BLE MR.JUSTI__C.E,__N. \u00a7.{;\"1#;*r1I;\"H    M'\n\nAND\n\nTHE HONBLE MILJUSTICE B.siz_E ENIV;\u00e9.;\u00a2sfgjV'G'owft5A  _\n\nM.F.A.N0. 1 1 19*?\u00bb 2006 H{1\\\/mH\nM.F.A.No\";- 125891;-E \n\nIn M.F.A.No. 11.1\u20ac:a7}%{:2;(:r_t)6;':. \nBETWEEN:__.   \n\nUnited, India. I;'t1Si;.tan\u00bbc'e__C'0. ,' Ltd.,\nShankazj (Surayaj Naray\u00e9ma Buiiding,\nM. G. Rea-:1,Bangaim-eH.+.H~560 001.\nBy ifs Man\u00e91ger'.~   '\n\n~   \"  Appellant\n\n .%   Adv.)\n\n 1. ; G,M.'r1,vChan drashe1;ar,\n\" ~ \u00bb   Aged 2.f5\"years,\n\nA  S'\/0, Chandru,\n\nA  _ '  R--\/a.;' Galihalii, Kaiasapura Post,\n\n%  V V.  And District.\n\nLakke Hobli, Chickkamagaiur Taluk\n\n\n\nAA   Smt. G. K. Sreevidya for Sri. T. N. Vishwanath,\n\n2. Shanmuga Vadivam,\nMajor,\nParvathi Transport,\nNo.8, AKE Road,\nTrichengonciu Taluk,\nNammakkala District.  , __   ._ .,\n    Re4s'p'a'ndeni'ts \n\n[By Smt. G. K. Sreevidya f0r \ufb02  A S '  v _ ,\nSri. T. N. Vishwana'th__, AdV.e._ 'r R. 1.;'\" \n\nR-2 notice dispensec1..._With V\/0'..d\u00e91t\u00a73d_. \n\nThis MFA is filed _U\/s. ..1a*3(1} \"of MV Act against the\nJudgment and award ---d's--ted'; 1.'-3,--C6_=\u00bb2006 passed in MVC\nN0.7301\/2004 on the fi1e; ()f 'A'dd1.--.Judge, Member\nMACT--3, Court, of Sm--a1_i=. Cau_ses\",. 'M.etrop0iitan mea,\nBangalore (SC:CH.--3],I awardingkka  compensation of\nRs.2,22,500\/i._ interest @ 6% pa. from the date of\npetition  _  \n\nIn M.I?;AM.'N\"c... tj125\u00e9;\ufb01.I2soe5  \nBETwEf:1g At\n, sn. '\u00a31. chvandrgi\u00e9hekar,\n~ 0- Chahdru..___. .\n\nt _ V\" Aged  years,\n --,Rv,\/_a;.Ga'iiha11i, Kalasapura Post,\n\n-- .    Chickkamagaloor Taluk,\n' .  Chikkjsrrxangalore District.\n  .  Appellant\n\nAdv. for R. 1}\n\n &~\n\n\n\nAND'\n\n1. M\/ s. The United India insurance C0,. Ltd.,\n\nby its Regional Manager,\n\nRegional Office, No.25.\n\nShankaranarayan Building,\n\nM. G. Road,\n\nBangalore -- 560 001.\n\n2. Sri. Shanmuga Vadivarn,   \nW\/o. K. Srinivasan, 1\nMajor, Parvathi Transport,\n\nNo.8, AKE Road,  \nTrichengondu Taluk,\nNamrnakkala District. '  jg\n\n .  Respondents\n\n(By Sri. o. Mahes1i,V%i\u00a2idi}.igrfn%'   \nR.i:3--e,e-ii.ee\u00b0ziis\u00a7eiieeei.,fwii:\u00a7i V'\/o dated 01.05.2007}\n\nTiiie'iiiviF2x is \"iiiec1-ti'\/e. 1_t7':3(l1) of MV Act against the\nJudgment and '-a.ward>'d.ated:' -13--06-2006 passed in MVC\nNo.730 1'i\/2004 on'thel'\ufb01l__e\"..ot.'--~the VII Addl. Judge, Member\nMACT-J3, *C4ourt\"\"ofi\"r,'Sm'all Causes. Metropolitan Area,\nBangalore (SCCH--.E5-), partly allowing the Claim Petition for\n\n compensation and' seeking enhancement of compensation.\n\n _v'i'h:ese*.,,A:appea1s coming on for hearing, this day,\n\nN.\"i1jL VP.1jti1 JQ doirivered the following:\n\nJUDGMENT\n<\/pre>\n
 pp p These two appeals arise out of the same judgment<\/p>\n
 Gaward dated 13-06-2006 passed in MVC<\/p>\n
ll   .NoE.7301\/2004 on the file of the V11 Addl. Judge, Member<\/p>\n
AW.\n<\/p>\n
E.-\n<\/p>\n
MACT–3, Court of Small Causes, Metropo1itan_.__’Area,
\nBangalore [SCCH~3), [hereinafter referred to as <\/p>\n
for brevity).\n<\/p>\n
2. The Tribunal by its judgmentand ‘_a”v’vardj.V’Vawardtedl”:3 ‘<\/p>\n
sum of Rs.2,22,500\/– with interest  e%t”p.a.a. <\/p>\n
date of petition tin the date””o:f””\u00a3ieposit._V_  agsagt the<\/p>\n
claim of the Claimant  <\/p>\n
3. MFA No.1]._197\/{:).8…:isV.  ‘the”V”insurance Co.<\/p>\n
contending  is excessive
\nand the”    reduced and MFA
\nNo.1258_Q  claimant contending that the<\/p>\n
compensation avV’a.rded\u00bb-  Tribunal is inadequate and<\/p>\n
 it reqtjiires enhancement.\n<\/p>\n
 V  “:fa\u00a2ets of the case are:\n<\/p>\n
it   was aged about 24 years, working as<\/p>\n
 drivei’.____Ad3~That on 23-9-02 at about 11.30 13.111. when he<\/p>\n
  ‘vV\u00a7fas,_d.i’iVing his Ambassador Car bearing No.MEQ 1992 on<\/p>\n
   Dliarmapuriwsalem road, near Sanishamthaj, at that time,<\/p>\n
a lorry bearing registration No. TAL.6406 came from
\nopposite direction with high speed in a rash and negligent<\/p>\n
manner, and dashed against the car of the c1aimantJ’As a<\/p>\n
result, the claimant sustained fracture of fe_rn’urf_’ <\/p>\n
right hip and other injuries. The doctor haseeseesee the\u00bb <\/p>\n
disability at 35% to the right leg.:i.__Th_eesarrzeghdwas ‘acc.ep:Ec<\/p>\n
and compensation Wag’ deteriniriedtovvardslvlossg of future
\nincome, taking into   of occupation
\nthat the   he cannot drive
\nthe vehicle   account of the injuries
\nsustaiijijedlll\/ir”‘1e.  thelvlclaimant was admitted as
\ninpatientv  the more than 48 days and he<\/p>\n
also un.derwent two surgeries. On account of the injuries<\/p>\n
lxstlstained. the claiinant \ufb01led a claim petition. The sanie<\/p>\n
  consideration before the Tribunal on 13-<\/p>\n
‘  _ 6–(l64\u00ab… The Tribunal after careful evaluation of the oral and<\/p>\n
it Vgdociumentary evidence and other relevant material on<\/p>\n
  allowed the claim petition in part, fixing<\/p>\n
it  ” ‘contributory negligence on the part of the Claimant at 25%<\/p>\n
\/aw\u00bb
\nL<\/p>\n
and awarded Rs.2,22,500\/– with interest at 6% p.a.’ from<\/p>\n
the date of petition till the date of deposit.<\/p>\n
5. Being aggrieved by the impugned <\/p>\n
award, the Insurance Company haS’pres–ented’Vthe’ a.pp<%a1 '<\/p>\n
on the ground that the cornpensation awarded. <\/p>\n
Tribunal is excessive and 'i.tp'""'require_s' be Vreducedf<\/p>\n
whereas, the claimant has filed'  appeal 'oontending that<\/p>\n
the Tribunal has committed  .awarding just and<\/p>\n
reasonable  towards loss of future income
\nand 1oss..of ineo'1ne___durii1g"laidapperiod and not awarding
\nany cornpensatioti..toward's=.1oss of amenities.<\/p>\n
6. We  tlae learned Counsel appearing for<\/p>\n
~”=,_the;’3Ensi1i’ance”Company and the learned Counsel<\/p>\n
 papvpearing’ claimant for considerable length of time.<\/p>\n
  perusal of the judgment and award and<\/p>\n
 ‘yafter critical evaluation of the material on record, it<\/p>\n
  “idemjerges that, the Tribunal has rightiy \ufb01xed contributory<\/p>\n
 ,..,11\u00a2A:Urieg1igence on the part we driver of the offending lorry<\/p>\n
WMMAJ<\/p>\n
I<\/p>\n
Z<\/p>\n
at 75% and 25% on the part of the claimant, by assigning<\/p>\n
valid reasons in para 9 of the judgment. T hereforea,.’Fyge* do<\/p>\n
not \ufb01nd any error or illegality as such,   <\/p>\n
Tribunal. Interference by this Court”is– .not’_:ca_llued\u00bb  <\/p>\n
8. However, the Tribunal has efredira not avvardiiig<\/p>\n
and reasonable eompera.satio.n”w..towards ~…1goss”~,o’f'” future’<\/p>\n
income. It is the  _the  he was aged
\nabout 24 years  a:d1*iy–e:r  The Tribunal
\nhas taken   at Rs.3,000\/– per
\n  we accept the same.\n<\/p>\n
The dotttor  disability at 35% to the right<\/p>\n
leg and ll?\/ogto  body. The Tribunal has taken<\/p>\n
 g_ thedisability at “35?\/Q”.fOr the reason that the claimant is a<\/p>\n
 driVergbyVpro.sfes.sion and he has to pull on his life with this<\/p>\n
disability,  a driver by profession. Therefore, We<\/p>\n
lupaeceptu tliesame. In View of the judgment of the Apex<\/p>\n
A  in Sarala Verma’s Case, reported in 2009 ACJ<\/p>\n
   1298, the proper multiplier having regard to the age of<\/p>\n
\/_,,.,…m\u00bb’<\/p>\n
claimant is “18′ and not ’17’ as taken by the Tribunal.<\/p>\n
Therefore, we redetermine the compens?iti0_.n._.”‘,at<\/p>\n
Rs.2,26,800\/~ (Rs.3,000\/– x 12 x 18 x 35,’fi0o):’fttgdwgfuseii<\/p>\n
loss of future income.\n<\/p>\n
9. The Tribunal is justified <\/p>\n
towards pain and sufferings,  mevdicazl “”..;’expenses;’<\/p>\n
conveyance, nourishing foodw-‘and. attendantv–.charges and<\/p>\n
future medical expenses.-if’ isado not call for<\/p>\n
inte1’ference..–w  2 <\/p>\n
10. Further,   ergredd in not awarding any
\ncompe:{1vsaticon’d’d’vi:owards4._:a1o.ss– {of income during laid up
\nperiod. it it is  that the claimant has<\/p>\n
undergone two surgeries and he was inpatient for more<\/p>\n
   Having regard to the nature of injuries<\/p>\n
 fact that the claimant underwent two<\/p>\n
~V surgdgnerie\u00e9aa he might have taken rest at Ieast for about four<\/p>\n
it  Therefore, taking his income at Rs.3,000\/~ per<\/p>\n
4 WWWMW<\/p>\n
month, for a period of four months, we award Rs. 12,000\/-
\ntowards loss of income during laid up period.<\/p>\n
11. Further the Tribunal has erred in not awardin’g.any<\/p>\n
compensation towards loss of amenities of 1ife.;””it..’i’s.. in<\/p>\n
dispute that on account of the injuries~v-sustained, <\/p>\n
claimant underwent treatment as <\/p>\n
and also underwent two surgeries. ‘me disabi1iet3f.eassressedit ><\/p>\n
by the doctor _35%'” :’=’i’he disability is<\/p>\n
permanent__   The  has to suffer the<\/p>\n
discomfort  his future life.\n<\/p>\n
Th6f\u20acfC;f\u20ac.’– award Rs.25,000\/– towards<\/p>\n
loss of aineriities of life;\n<\/p>\n
 12.  the 1i’g’h._tJof the facts and circumstances of the<\/p>\n
   appeal filed by the Insurance Company is<\/p>\n
the appeal filed by the claimant is allowed<\/p>\n
‘V in  The judgment and award dated 13~O6\u00bb~2006<\/p>\n
 ‘2..fpasis*ed iii MVC No.7.’301\/2004 on the file of the V11 Add}.<\/p>\n
 Member MAC’I’–3 Court of Small Causes,<\/p>\n
 mf
\nii<\/p>\n
   the date of petition tiil the date of<\/p>\n
i1*ea1Ii_sati~o\u00a7t’L_V  ‘ V .\n<\/p>\n
\u00ab, 4..:ejgI%\u00a31ianced compensation :z7Rs.\/-10,600\/\u00bb~ together with<\/p>\n
Metropolitan Area, Bangaiore (SCCH–3], is hereby
\nmodified. The breakup is as under : it it
\na} Pain and sufferings Rs.\n<\/p>\n
b) Medicai expenses     'Au\n\nC] Loss ofincorne during     2  \ntreatment period    'Rs.  \n\n<\/pre>\n
(1) Loss of amenities of  25:,;00O\/~
\ne] Future  it ‘Rs. 13,000\/-\n<\/p>\n
I) Loss of future    it  235,800\/_
\n  a total compensation of
\nRs.2,68,A1{)O,\/_~, asagaidusit”\u00abRs.2,22,500\/~ awarded by the<\/p>\n
Tribv_.~11a1_. ‘i’hev”eI1.’i1a1.i’eeii1ent comes to Rs.~*-10,600\/– with<\/p>\n
“Th’e.; ddlnsurance Co. is directed to deposit the<\/p>\n
if\/W<\/p>\n
interest, Within a period of four weeks from the date of<\/p>\n
receipt of copy of the judgment.\n<\/p>\n
The enhanced compensation with pr0p\u00e9’rtion’ate
\ninterest shall be reieased in favour of  <\/p>\n
immediately on deposit of the same”‘by\u00abthe,InstirV\u00e9;i1ce–‘Cof’-V’<\/p>\n
Of\ufb01ce is directed dra*a%”‘tne’jati\/ifa rd, accordingly.<\/p>\n
  i m\/2..\n<\/p>\n
V”‘\u00b0–d”c ‘ Tud\ufb01e<\/p>\n
Sdis-ii 7
\nTudgw\u00e9<\/p>\n","protected":false},"excerpt":{"rendered":"
Karnataka High Court United India Insurance Co Ltd vs G H Chandrashekar S\/O Chandru on 4 January, 2010 Author: N.K.Patil And Gowda IN THE HIGH COURT OF KARNATAKA AT DATED THIS THE 4m mu’ OF JANUARY. $@1_Q’g PRESENT THE I-ION’BLE MR.JUSTI__C.E,__N. \u00a7.{;”1#;*r1I;”H M’ AND THE HONBLE MILJUSTICE B.siz_E ENIV;\u00e9.;\u00a2sfgjV’G’owft5A _ M.F.A.N0. 1 1 19*?\u00bb 2006 […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[8,20],"tags":[],"class_list":["post-39268","post","type-post","status-publish","format-standard","hentry","category-high-court","category-karnataka-high-court"],"yoast_head":"\nUnited India Insurance Co Ltd vs G H Chandrashekar S\/O Chandru on 4 January, 2010 - Free Judgements of Supreme Court & High Court | Legal India<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.legalindia.com\/judgments\/united-india-insurance-co-ltd-vs-g-h-chandrashekar-so-chandru-on-4-january-2010\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"United India Insurance Co Ltd vs G H Chandrashekar S\/O Chandru on 4 January, 2010 - 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