{"id":52556,"date":"2008-07-10T00:00:00","date_gmt":"2008-07-09T18:30:00","guid":{"rendered":"https:\/\/www.legalindia.com\/judgments\/v-k-chandran-vs-e-t-chandran-on-10-july-2008"},"modified":"2014-11-23T16:46:08","modified_gmt":"2014-11-23T11:16:08","slug":"v-k-chandran-vs-e-t-chandran-on-10-july-2008","status":"publish","type":"post","link":"https:\/\/www.legalindia.com\/judgments\/v-k-chandran-vs-e-t-chandran-on-10-july-2008","title":{"rendered":"V.K.Chandran vs E.T.Chandran on 10 July, 2008"},"content":{"rendered":"
Kerala High Court<\/div>\n
V.K.Chandran vs E.T.Chandran on 10 July, 2008<\/div>\n
       \n\n  \n\n  \n\n \n \n  IN THE HIGH COURT OF KERALA AT ERNAKULAM\n\nMFA.No. 281 of 1996()\n\n\n\n1. V.K.CHANDRAN\n                      ...  Petitioner\n\n                        Vs\n\n1. E.T.CHANDRAN\n                       ...       Respondent\n\n                For Petitioner  :SRI.T.RAVINDRAN,ROOPA.M.PAUL\n\n                For Respondent  :SRI.B.G.BIDAN CHANDRAN\n\nThe Hon'ble MR. Justice J.B.KOSHY\nThe Hon'ble MR. Justice P.N.RAVINDRAN\n\n Dated :10\/07\/2008\n\n O R D E R\n                J.B. KOSHY & P.N. RAVINDRAN, JJ.\n           ----------------------------------------------------\n                        M.F.A.NO.281 OF 1996\n            ----------------------------------------------------\n               Dated this the 10th day of July, 2008.\n\n                               JUDGMENT\n<\/pre>\n
Koshy, J:\n<\/p>\n<\/p>\n
       The appellant\/claimant sustained serious injuries in a motor<\/p>\n
accident on 8.4.1992.       He     was travelling in a       jeep bearing<\/p>\n
registration No.KEK 1321, which was driven by the 2nd respondent,<\/p>\n
hit on a jeep bearing Registration No.KEH 3926 driven by the 3rd<\/p>\n
respondent coming from the opposite direction and due to the<\/p>\n
collision, the appellant sustained serious multiple injuries resulting<\/p>\n
amputation of his one hand       at the shoulder level. The appellant<\/p>\n
was immediately taken      to   the Calicut   Medical College with   the<\/p>\n
severed hand. The Medical College doctors could not do anything<\/p>\n
with the amputated segment.          He was then taken to Specialists<\/p>\n
Hospital, Cochin.    But    they   were also unable      to   rejoin the<\/p>\n
amputed hand . Therefore, he was referred back to Calicut Medical<\/p>\n
College and the appellant lost his right hand through root of the<\/p>\n
upper limb. It was proved that he was a driver by profession and<\/p>\n
he    used to   earn more than Rs.100\/= per day.          But, after the<\/p>\n
accident he cannot do any work. He lost his right hand. He was<\/p>\n
MFA.NO.281\/96                                                          .\n<\/p>\n
                                    2<\/span><\/p>\n
aged 26 years. His marriage was fixed         but the bride and bride’s<\/p>\n
people     were   reluctant     for  a marital tie with     a physically<\/p>\n
handicapped person.     He applied for compensation. The insurance<\/p>\n
company of both jeeps admitted that coverage but disputed the<\/p>\n
question of negligence and amount of compensation. The Tribunal<\/p>\n
found that the accident occurred due to the negligence of the 2nd<\/p>\n
respondent\/driver of the jeep and the vehicle was duly insured by<\/p>\n
the 3rd respondent insurance company.         But against a total claim<\/p>\n
of Rs.5 lakhs, the compensation awarded was Rs.77,133\/=.          Only<\/p>\n
dispute in this appeal is regarding the quantum of compensation.<\/p>\n
With regard to the injuries, the Tribunal held as follows:<\/p>\n
             “Due   to the    accident,  the petitioner lost his
\n      right hand.      Ext.A2     is the Accident-cum-wound-
\n      certificate. From Ext.A2 I find that there is a total
\n      trumatic amputation through the root (R) limb with
\n      hypovolenie shock.      The patient    was   admitted on
\n      8.4.92. The certificate is issued by doctor of Medical
\n      College Hospital, Kozhikode. Ext.A3 is the referal O.P
\n      ticket.   There also I find a description regarding
\n      advice and physical findings.      Ext.A4 is the copy of
\n      the patient’s name and index card. In that card, it is
\n      mentioned that the case is of amputation of right arm.<\/p><\/blockquote>\n
      Ext.A5    is the specialists   hospital   report,   dated
\n      14.4.1992.     Ext.A6    is the medical bills and other
\n      connected bills. Ext.A7 is the reference card, from
\n      the specialists hospital, Palarivattom for having done
\n      plastic surgery. Date of admission there is 8.4.1992
\n      and date of discharge on 14.4.1992. Ext.A8 is driving<\/p>\n
MFA.NO.281\/96                                                      .\n<\/p>\n
                                  3<\/span><\/p>\n
      licence. Ext.A9 is cash memo issued from Nevedac
\n      Prosthetic Centre from Chandigar. Ext.X1 is the case
\n      sheet   from Medical College Hospital, Kozhikode.   It
\n      refers to various treatment given to the patient.”<\/p>\n
2.   It is not disputed that his right hand        was    completely<\/p>\n
amputated. He was present before the court and examined as<\/p>\n
PW1.    He produced his     driving licence  to prove that he is a<\/p>\n
professional driver and also produced evidence to prove that his<\/p>\n
marriage   was fixed on 29.5.1992      with one Radha which     was<\/p>\n
eventually  did not   take place   due to  the accident.   PW2, his<\/p>\n
employer deposed that he was employed as a driver. Apart from<\/p>\n
Rs.1,500\/= per month as salary, he was given Rs.10\/= per day<\/p>\n
as batta.\n<\/p>\n<\/p>\n
3.   Being a driver by profession, we are of the opinion that even<\/p>\n
without looking   on future prospects, we    can fix Rs.1,500\/= as<\/p>\n
monthly income. Considering the injuries, he was completely bed<\/p>\n
ridden for two months.     For loss of actual earnings, Tribunal has<\/p>\n
granted Rs.1,000\/=. For 2 months loss of actual earnings, Tribunal<\/p>\n
ought to have     allowed Rs.3,000\/=.    Hence,    he is entitled to<\/p>\n
Rs.2,000\/= as additional compensation    for actual loss of earnings<\/p>\n
for the period he was totally bed ridden. He was taken to Medical<\/p>\n
MFA.NO.281\/96                                                         .\n<\/p>\n
                                    4<\/span><\/p>\n
College Hospital, Calicut and Specialist Hospital, Palarivattom.    He<\/p>\n
was also    treated in Chandigar.      Rs.2,500\/= was      allowed  for<\/p>\n
treatment expenses. In the absence of bills, we are not enhancing<\/p>\n
the same.       For pain and sufferings, Rs.15,000\/= was awarded<\/p>\n
against a claim for Rs.75,000\/=. Since accident occurred in 1992,<\/p>\n
we are not enhancing the compensation granted for pain and<\/p>\n
sufferings considering the money value at that time.        For medical<\/p>\n
expenses, Tribunal awarded Rs.5333.38. He was an in patient for<\/p>\n
about a month. There will be many expenses not covered by bills.<\/p>\n
Bye stander’s expenses also have to be looked into. Hence, we are<\/p>\n
of the opinion that at least Rs.3,000\/= ought to have been granted<\/p>\n
for medical and incidental expenses including expenses for hiring a<\/p>\n
bye stander.     with  regard to    permanent    disability and loss of<\/p>\n
earning power, Tribunal held as follows:\n<\/p>\n<\/p>\n
             “Compensation      for continuing permanent
\n       disability he has claimed a sum of Rs.1,00,000\/=.
\n       No disability certificate is produced. However, he
\n       has lost his right hand. It would definitely affect
\n       his job prospectus as a driver.    So we can give
\n       a   sum     of  Rs.20,000\/=     on  that       count.\n<\/p>\n
       Compensation for the loss of earning power, he has
\n       claimed a sum of Rs.3,03,000\/=.       The multiplier
\n       method of calculation is not applicable in this case,
\n       because      there is no percentage of disability
\n       assessed not any disability certificate available.<\/p>\n
MFA.NO.281\/96                                                     .\n<\/p>\n
                                 5<\/span><\/p>\n
      Taking into consideration that the petitioner is a
\n      youngster and also    a driver  earning  a sum of
\n      Rs.1,500\/= per month.     I  feel that   a sum of
\n      Rs.30,000\/= would be the appropriate amount on
\n      this count.”\n<\/p>\n<\/p>\n
4.   Thus total amount granted for permanent disability and loss<\/p>\n
of earning capacity was Rs.50,000\/=.     He completed the age of<\/p>\n
26 years    at the time of the accident. As per the guidelines of<\/p>\n
second schedule, the apt multiplier is 18. The three Bench decision<\/p>\n
of the  Supreme Court    in Smt.Supe Dei & Others v. National<\/p>\n
Insurance Company Ltd. & Others (JT<\/a> 2002 Suppl. 1 SC 451),<\/p>\n
Abati Bezbaruch v. Deputy Director         General of Geological<\/p>\n
Survey of India &<\/a> another (2003 (3) SCC 148) and APSRTC v. M.<\/p>\n
Pentaiah Chary (AIR 2007 SCW 5689) it is held that in the absence<\/p>\n
of exceptional circumstances, second schedule should be taken for<\/p>\n
guidance for calculating compensation in claims under Section 166<\/p>\n
also. The Supreme Court in United India Insurance Co. Ltd. v.<\/p>\n
Patricia Jean Mahajan and others (JT 2002 (5) SC 74) held that<\/p>\n
except in very rare cases the multiplier shown in second schedule<\/p>\n
should not be    deviated from.    In U.P. State Road Transport<\/p>\n
Corporation & others v. Trilok Chandra<\/a> (1996 (4) SCC 362) and<\/p>\n
in New India Assurance Company Ltd. v. Charlie<\/a> (2005 (10) SCC<\/p>\n
MFA.NO.281\/96                                                          .\n<\/p>\n
                                   6<\/span><\/p>\n
722, the Hon’ble Apex Court held that highest multiplier of 18<\/p>\n
should be taken for the accident victim aged between 20 and 25.<\/p>\n
Considering the circumstances of the case, we take 17 as the apt<\/p>\n
multiplier in this case. The next question is what is the percentage<\/p>\n
of   disability to be taken for    calculating the compensation. It is<\/p>\n
true that his entire right hand was lost       even without leaving a<\/p>\n
stump. According to the claimants, being a driver his loss of earning<\/p>\n
capacity is 100%.\n<\/p>\n<\/p>\n
5.    Loss of earning capacity is different     from physical disability<\/p>\n
and as held by a five member Bench of the Apex Court in Pratap<\/p>\n
Narain Singh Deo v. Shrinivas Sabata and<\/a> another (AIR 976<\/p>\n
SC 222 = (1976) 1 SCC 289) compensation has to be awarded not<\/p>\n
with reference to loss of physical capacity, but, with reference to the<\/p>\n
loss of ‘earning capacity’ which is to be assessed with reference to<\/p>\n
the nature of job the workman was doing.        In the above case, a<\/p>\n
carpenter, whose left hand     from   elbow    was   amputated,    was<\/p>\n
granted compensation for 100% loss of earning capacity as it has<\/p>\n
the effect of total disablement as defined under Section 4(1)(c) (ii)<\/p>\n
of the Workmen’s compensation Act.\n<\/p>\n
MFA.NO.281\/96                                                        .\n<\/p>\n
                                  7<\/span><\/p>\n
6.       For amputation of right arm through shoulder, percentage<\/p>\n
of   disability is fixed  as 90%.    In the second schedule of    the<\/p>\n
Employees      State Insurance Act also, for amputation of arm<\/p>\n
through shoulder the disability fixed as 90%.     Under the Mc bride<\/p>\n
scale   also for loss of one  arm     percentage of   loss of earning<\/p>\n
capacity is fixed as 90%. Here, Tribunal examined the claimant as<\/p>\n
PW1 and satisfied that as his right arm was amputated through<\/p>\n
shoulder joint, he should have awarded compensation on multiplier<\/p>\n
method and it was wrong in doing so because medical certificate<\/p>\n
assessing percentage of disability was not produced. If the Tribunal<\/p>\n
felt that medical certificate  assessing disability was necessary, it<\/p>\n
could have referred the claimant to a medical board for assessing<\/p>\n
percentage of disability and took a reasonable view. We are of the<\/p>\n
opinion that, in this case, the claimant who was a driver lost the<\/p>\n
right hand from the shoulder level and his disability is fixed as<\/p>\n
90%.     Even though being     a driver  his actual loss of   earning<\/p>\n
capacity is 100%, he has to live with the disability through out his<\/p>\n
life.    Therefore,    compensation payable for disability and loss of<\/p>\n
earning capacity is 1500x12x90\/100×17= 2,75,400\/=.          From this,<\/p>\n
Rs.50,000\/= has to be deducted. Hence, for loss of earning capacity<\/p>\n
and permanent disability he is entitled to an additional amount of<\/p>\n
MFA.NO.281\/96                                                        .\n<\/p>\n
                                   8<\/span><\/p>\n
Rs.2,25,400\/= since his right arm was completely lost, he requires<\/p>\n
the assistance of others.      For disfiguration  and loss of marriage<\/p>\n
prospects and loss of amenities, no amount was awarded by the<\/p>\n
tribunal.  We award Rs.10,000\/= under the above heads. Hence<\/p>\n
additional  amount payable     will be Rs.2,35,400\/=.      The above<\/p>\n
amount should be deposited by the third respondent insurance<\/p>\n
company with 7% interest from the date of application,12.5.1992 till<\/p>\n
31.3.2003, the date of dismissal of the       appeal for default   and<\/p>\n
thereafter from today till the date of deposit.<\/p>\n
                                      J.B. KOSHY, JUDGE.\n<\/p>\n
                                     P.N. RAVINDRAN, JUDGE.<\/p>\n
\n\n\n   cl\n\nMFA.NO.281\/96                               .\n                 9<\/span>\n\n\n\n\n                   J.B. KOSHY &\n                   P.N. RAVINDRAN, JJ.\n\n\n\n\n                   M.F.A.NO.281 OF 1996\n\n\n\n\n                   JUDGMENT\n\n\n\n\n                    10th day of July, 2008.\n\n<\/pre>\n","protected":false},"excerpt":{"rendered":"
Kerala High Court V.K.Chandran vs E.T.Chandran on 10 July, 2008 IN THE HIGH COURT OF KERALA AT ERNAKULAM MFA.No. 281 of 1996() 1. V.K.CHANDRAN … Petitioner Vs 1. E.T.CHANDRAN … Respondent For Petitioner :SRI.T.RAVINDRAN,ROOPA.M.PAUL For Respondent :SRI.B.G.BIDAN CHANDRAN The Hon’ble MR. Justice J.B.KOSHY The Hon’ble MR. Justice P.N.RAVINDRAN Dated :10\/07\/2008 O R D E R […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[8,21],"tags":[],"class_list":["post-52556","post","type-post","status-publish","format-standard","hentry","category-high-court","category-kerala-high-court"],"yoast_head":"\nV.K.Chandran vs E.T.Chandran on 10 July, 2008 - Free Judgements of Supreme Court & High Court | Legal India<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.legalindia.com\/judgments\/v-k-chandran-vs-e-t-chandran-on-10-july-2008\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"V.K.Chandran vs E.T.Chandran on 10 July, 2008 - 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