{"id":52881,"date":"2008-07-15T00:00:00","date_gmt":"2008-07-14T18:30:00","guid":{"rendered":"https:\/\/www.legalindia.com\/judgments\/oriental-vs-by-on-15-july-2008"},"modified":"2018-12-10T02:09:35","modified_gmt":"2018-12-09T20:39:35","slug":"oriental-vs-by-on-15-july-2008","status":"publish","type":"post","link":"https:\/\/www.legalindia.com\/judgments\/oriental-vs-by-on-15-july-2008","title":{"rendered":"Oriental vs By on 15 July, 2008"},"content":{"rendered":"<div class=\"docsource_main\">Gujarat High Court<\/div>\n<div class=\"doc_title\">Oriental vs By on 15 July, 2008<\/div>\n<div class=\"doc_author\">Author: A.M.Kapadia,&amp;Nbsp;Honourable Mr.Justice Z.K.Saiyed,&amp;Nbsp;<\/div>\n<pre>   Gujarat High Court Case Information System \n\n  \n  \n    \n\n \n \n    \t      \n         \n\t    \n\t\t   Print\n\t\t\t\t          \n\n  \n\n\n\t \n\t \n\t \n\t \n\t \n\t \n\t \n\t\n\n\n \n\n\n\t \n\nCA\/5711\/2008\t 4\/ 9\tORDER \n \n \n\n\t\n\n \n\nIN\nTHE HIGH COURT OF GUJARAT AT AHMEDABAD\n \n\n \n\n\n \n\nCIVIL\nAPPLICATION - FOR STAY No. 5711 of 2008\n \n\nIn\n\n\n \n\nFIRST\nAPPEAL No. 2343 of 2008\n \n\n=========================================================\n\n \n\nORIENTAL\nINSURANCE COMPANY LTDTHROUGH AUTHORISE SIGNATORY - Applicant(s)\n \n\nVersus\n \n\nMITALBEN\nKETANBHAI PANCHASRA &amp; 3 - Opponent(s)\n \n\n=========================================================\n \nAppearance\n: \nMR\nMAULIK J SHELAT for Applicant(s) :\n1, \nNone for Opponent(s) : 1, \nMR BHARAT V. SHAH  for Opponent(s)\n: 1.2.1, 1.2.2,1.2.3  \nMR\nMUKESH PATEL AGP  for Opponent (s) :\n4, \n=========================================================\n\n\n \n\t  \n\t \n\t  \n\t\t \n\t\t\t \n\nCORAM\n\t\t\t: \n\t\t\t\n\t\t\n\t\t \n\t\t\t \n\nHONOURABLE\n\t\t\tMR.JUSTICE A.M.KAPADIA\n\t\t\n\t\n\t \n\t\t \n\t\t\t \n\n \n\n\t\t\t\n\t\t\n\t\t \n\t\t\t \n\nand\n\t\t\n\t\n\t \n\t\t \n\t\t\t \n\n \n\n\t\t\t\n\t\t\n\t\t \n\t\t\t \n\nHONOURABLE\n\t\t\tMR.JUSTICE Z.K.SAIYED\n\t\t\n\t\n\n \n\n \n \n\n\n \n\nDate\n: 15\/07\/2008 \n\n \n\n \n \n\t\t\t\tORAL\nORDER<\/pre>\n<p>(Per<br \/>\n: HONOURABLE MR.JUSTICE A.M.KAPADIA)<\/p>\n<p>1.\tBy<br \/>\nfiling instant application, the applicant\/ appellant- Oriental<br \/>\nInsurance Company Limited, has prayed to stay execution,<br \/>\nimplementation and operation of the judgment and award dated 4.7.2007<br \/>\nrendered in MACP No.52 of 2004 by the Motor Accident Claims Tribunal<br \/>\n(Main) Jamnagar by which the claim petition filed by the<br \/>\nopponents\/respondent Nos.1\/1 to 1\/3 (&#8216;the claimants&#8217; for short) being<br \/>\nheirs and legal representatives of deceased Ketanbhai Ratilal<br \/>\nPanchasra who has died in a road accident which had taken place on<br \/>\n26.9.2003, to recover total compensation of Rs.30,00,000\/- from the<br \/>\napplicant as well as respondent Nos.2, 3 and 4, has been partly<br \/>\nallowed and thereby the claimants have been awarded Rs.20,21,200\/-<br \/>\nwith interest at the rate of 10% per annum from the date of filing of<br \/>\nthe petition  and proportionate costs of the petition and accordingly<br \/>\nthe applicant and respondent Nos.2, 3 and 4 are ordered to pay<br \/>\njointly and severally the said amount to the claimants.\n<\/p>\n<p>2.\tThe<br \/>\nclaimants have filed the MACP No.52 of 2004 claiming total<br \/>\ncompensation of Rs.30 lakhs against the owners as well as insurers of<br \/>\nboth the vehicles involved in the accident for the  untimely demise<br \/>\nof Ketanbhai Panchasra in a road accident which had taken place on<br \/>\n26.9.2003 when the deceased  was working as a PSI and was going to<br \/>\nJunagadh from  Jamkandorna in a jeep bearing registration No.<br \/>\nGJ-3-G-478 owned by the District Superintendent of Police (Government<br \/>\nof Gujarat) for the purpose of investigation. The said jeep was<br \/>\ndriven by its driver who was under the employment of the District<br \/>\nSuperintendent of Police (Government of Gujarat). At that time one<br \/>\ntruck bearing registration No. GTX 2487 owned by respondent No.2,<br \/>\nBhupatbhai Rahubha Zala and insured with opponent No.3 &#8211; United India<br \/>\nInsurance Company came from the opposite direction driving it in a<br \/>\nrash and negligent manner and with excessive speed and as a result<br \/>\nthereof, both the vehicles collided each other (head on collision)<br \/>\nand in the said accident Ketanbhai died. The Tribunal has, on<br \/>\nadjudication, apportioned the negligence of  the drivers of both the<br \/>\nvehicles involved in the accident in equal proportion i.e., 50:50 and<br \/>\nthereafter quantified the dependency benefits and awarded the total<br \/>\ncompetition of Rs.20,21,200\/- together with interest at the rate of<br \/>\n10% per annum from the date of filing of the  petition and<br \/>\nproportionate costs of the claim petition.\n<\/p>\n<p>3.\tBy<br \/>\nfiling the appeal, the applicant\/appellant-insurance company has<br \/>\nchallenged the judgment and award on three counts:\n<\/p>\n<p>(i)\tthe<br \/>\ndriver of the jeep bearing registration No. GJ-3-G-478 is held<br \/>\nnegligent to the extent of 50% which is erroneous and against the<br \/>\nevidence on record;\n<\/p>\n<p>(ii)\tquantification<br \/>\nof compensation is on higher side; and<\/p>\n<p>(iii)\tthe<br \/>\napplicant\/appellant-insurance company is not liable to pay<br \/>\ncompensation because the deceased was occupying the jeep owned by the<br \/>\nDistrict Superintendent of Police (Government of Gujarat) and as per<br \/>\nthe terms and conditions of the insurance policy, risk of occupant is<br \/>\nnot covered.\n<\/p>\n<p>4.\tThis<br \/>\nCourt vide order dated 16.5.2008 has admitted the First Appeal<br \/>\nNo.2343 of 2008 whereas in this Civil Application Rule has been<br \/>\nissued and ad-interim relief in terms of para 3 (A) has been granted<br \/>\nas the amount of Rs.14,31,648\/- has been deposited by the<br \/>\napplicant-Oriental Insurance Company Limited and another insurance<br \/>\ncompany-The United India Insurance Company Limited has also deposited<br \/>\nRs.13 lakhs and odd before the Tribunal. Rs.25,000\/- deposited before<br \/>\nthis Court was also ordered to be transmitted to the concerned<br \/>\nTribunal forthwith.\n<\/p>\n<p>5.<br \/>\nMr. Shelat, learned advocate for the applicant,  contends that the<br \/>\napplicant has challenged the liability of the insurance company and<br \/>\nalso the quantification of the award as well as negligence attributed<br \/>\nto its driver. He, therefore, urges that the entire  awarded amount<br \/>\nmay be ordered to be deposited in the name of Registrar\/Nazir of the<br \/>\nconcerned Tribunal in a cumulative fixed deposit scheme.\n<\/p>\n<p>6.<br \/>\nMr. Bharat Shah, learned advocate for the claimants, submits that the<br \/>\ndeceased was travelling in the jeep in discharge of his duties as an<br \/>\nemployee of the  Government of Gujarat working under the District<br \/>\nSuperintendent of Police and, therefore, covers the risk of the<br \/>\nemployee employed by the District Superintendent of Police and hence<br \/>\nthe claimants are  entitled to receive compensation under the Workmen<br \/>\nCompensation Act and hence the insurance company  is bound to<br \/>\nindemnify the  the award which is passed against the owner of the<br \/>\njeep. He therefore urges that the amount deposited with the concerned<br \/>\nTribunal may be disbursed in favour of the claimants. It is also<br \/>\nsubmitted by Mr. Bharat Shah, learned advocate for the claimants that<br \/>\nUnited India Insurance Company Limited with whom the offending truck<br \/>\nwas insured has satisfied the award to the extent of its liability of<br \/>\n50%. Therefore also the amount deposited by the applicant with the<br \/>\nconcerned Tribunal may be disbursed  in favour of the claimants.\n<\/p>\n<p>7.\tWe<br \/>\nhave considered the submissions advanced by Mr. Maulik J. Shelat,<br \/>\nlearned advocate for the applicant-Oriental Insurance Company Limited<br \/>\nand Mr. Bharat V. Shah, learned advocate for the claimants on the<br \/>\nquestion of investment and disbursement of the amount deposited by<br \/>\nthe applicant-insurance company.\n<\/p>\n<p>8.\tIn<br \/>\nview of the rival contentions and more particularly when the<br \/>\napplicant-Oriental Insurance Company Limited is challenging its<br \/>\nliability on the ground that the policy does not cover the risk of an<br \/>\nemployee who was travelling at the time of the accident in the jeep<br \/>\ninsured by the applicant-Oriental Insurance Company Limited,<br \/>\naccording to us, if the entire awarded amount i.e., to the extent of<br \/>\n50% negligence which comes as the liability of the<br \/>\napplicant\/appellant-insurance company i.e., Rs.14,31,648\/- deposited<br \/>\nby the applicant-Oriental Insurance Company Limited is invested in<br \/>\nthe name of the Registrar\/Nazir of the concerned Tribunal in a<br \/>\ncumulative fixed deposit scheme in any nationalized bank, yielding<br \/>\nhigher rate of interest, initially for a period of one year, with a<br \/>\nfurther direction to reinvest the principal amount as well as the<br \/>\ninterest accrued thereon till the appeal is heard and finally<br \/>\ndecided, the same would meet the ends of justice.\n<\/p>\n<p>9.\tIn<br \/>\nthe peculiar circumstances of the case, we,  issue the following<br \/>\ndirections to the Motor Accident Claims Tribunal (Main), Jamnagar:\n<\/p>\n<p>The<br \/>\namount of Rs.14,31,648\/- deposited by the applicant-Oriental<br \/>\nInsurance Company Limited lying with the concerned Tribunal shall be<br \/>\ninvested in the name of the Registrar\/Nazir of the concerned Tribunal<br \/>\nin a cumulative fixed deposit scheme  in any nationalized bank,<br \/>\nyielding higher rate of interest, initially for a period of one year<br \/>\nwith a further direction to reinvest the principal amount as well as<br \/>\ninterest accrued thereon, till the appeal is heard and finally<br \/>\ndecided.\n<\/p>\n<p>10.\tWith<br \/>\nthe aforesaid observations and directions, this civil Application is<br \/>\nallowed. The impugned judgment and award dated 4.7.2007 rendered by<br \/>\nthe Motor Accident Claims Tribunal (Main) Jamnagar in MACP No. 52 of<br \/>\n2004 is stayed qua the applicant\/appellant? Oriental Insurance<br \/>\nCompany Limited till First Appeal No. 2343 of 2008 is heard and<br \/>\nfinally decided. Rule is made absolute with no order as to costs.\n<\/p>\n<p>(A.M.\n<\/p>\n<p>Kapadia, J.)<\/p>\n<p>(Z.K.\n<\/p>\n<p>Saiyed, J.)<\/p>\n<p>&#8230;\n<\/p>\n<p>(karan)<\/p>\n<p>\t\t   \u00a0\u00a0\u00a0<\/p>\n<p>\t\t   Top<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Gujarat High Court Oriental vs By on 15 July, 2008 Author: A.M.Kapadia,&amp;Nbsp;Honourable Mr.Justice Z.K.Saiyed,&amp;Nbsp; Gujarat High Court Case Information System Print CA\/5711\/2008 4\/ 9 ORDER IN THE HIGH COURT OF GUJARAT AT AHMEDABAD CIVIL APPLICATION &#8211; FOR STAY No. 5711 of 2008 In FIRST APPEAL No. 2343 of 2008 ========================================================= ORIENTAL INSURANCE COMPANY LTDTHROUGH AUTHORISE [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[16,8],"tags":[],"class_list":["post-52881","post","type-post","status-publish","format-standard","hentry","category-gujarat-high-court","category-high-court"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Oriental vs By on 15 July, 2008 - Free Judgements of Supreme Court &amp; 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