{"id":53062,"date":"2009-08-21T00:00:00","date_gmt":"2009-08-20T18:30:00","guid":{"rendered":"https:\/\/www.legalindia.com\/judgments\/new-india-assurance-company-ltd-vs-p-k-padmavathi-on-21-august-2009"},"modified":"2016-03-30T05:14:13","modified_gmt":"2016-03-29T23:44:13","slug":"new-india-assurance-company-ltd-vs-p-k-padmavathi-on-21-august-2009","status":"publish","type":"post","link":"https:\/\/www.legalindia.com\/judgments\/new-india-assurance-company-ltd-vs-p-k-padmavathi-on-21-august-2009","title":{"rendered":"New India Assurance Company Ltd vs P.K. Padmavathi on 21 August, 2009"},"content":{"rendered":"<div class=\"docsource_main\">Kerala High Court<\/div>\n<div class=\"doc_title\">New India Assurance Company Ltd vs P.K. Padmavathi on 21 August, 2009<\/div>\n<pre>       \n\n  \n\n  \n\n \n \n  IN THE HIGH COURT OF KERALA AT ERNAKULAM\n\nMACA.No. 87 of 2004()\n\n\n1. NEW INDIA ASSURANCE COMPANY LTD.,\n                      ...  Petitioner\n\n                        Vs\n\n\n\n1. P.K. PADMAVATHI, AGED 70 YEARS,\n                       ...       Respondent\n\n2. GOVINDA SHETTI, S\/O. NARASIMHAN CHETTI,\n\n3. H.P. GIRISH, S\/O. H.T. PALLASWAMI,\n\n4. UNITED INDIA INSURANCE COMPANY,\n\n5. S.V. JAAPRAKSH, S\/O. S.V.VAYYAPURI,\n\n6. S. SAKTHIVEL, S\/O. SARAVANAN,\n\n7. E.S. JAMES, S\/O. STEPHEN,\n\n                For Petitioner  :SRI.RAJAN P.KALIYATH\n\n                For Respondent  :SRI.JOHN JOSEPH VETTIKAD\n\nThe Hon'ble MR. Justice C.N.RAMACHANDRAN NAIR\nThe Hon'ble MR. Justice C.K.ABDUL REHIM\n\n Dated :21\/08\/2009\n\n O R D E R\n                  C .N. RAMACHANDRAN NAIR &amp;\n                       C. K. ABDUL REHIM, JJ.\n                  --------------------------------------------\n                       M.A.C.A. No. 87 OF 2004\n                  --------------------------------------------\n                 Dated this the 21st day of August, 2009\n\n                               JUDGMENT\n<\/pre>\n<p>Ramachandran Nair, J.\n<\/p>\n<p>      Heard standing counsel appearing for the appellant and counsel<\/p>\n<p>appearing for the claimant-respondent, and also standing counsel<\/p>\n<p>appearing for the fourth respondent. The claimant is 70 year old lady<\/p>\n<p>who lost her son aged 27 years, in the accident. Though the Claim<\/p>\n<p>Petition was filed under Section 166, it was later converted into a claim<\/p>\n<p>under Section 163A of the Act. The MACT awarded compensation<\/p>\n<p>going by the formula stated in the Second Schedule.             The total<\/p>\n<p>compensation granted is Rs. 2,04,500\/-. The MACT held that since it<\/p>\n<p>is a claim awarded under Section 163A, liability has to be shared<\/p>\n<p>between the insurance companies.             However, there is a specific<\/p>\n<p>direction to the appellant to deposit the entire amount and recover 50%<\/p>\n<p>from the fourth respondent.\n<\/p>\n<p>      2. We have heard Sri. Rajan P Kalliyath, counsel appearing for<\/p>\n<p>the appellant, who cited before us the decision of the Supreme Court in<\/p>\n<p><span class=\"hidden_text\">                                   2<\/span><\/p>\n<p>RAMESH SINGH V. SBBIR SINGH, (2008) ACC 765 (SC) wherein<\/p>\n<p>the Supreme Court held that Second Schedule prescribed under Section<\/p>\n<p>163A does not contain static principle and if the claimants are fairly<\/p>\n<p>old, the Tribunal should not grant compensation going by the age of the<\/p>\n<p>victim. Counsel for the appellant heavily relied on the age of the<\/p>\n<p>claimant, who was 70 years of age as on the date making Claim<\/p>\n<p>Petition, and according to him, the multiplier applicable going by her<\/p>\n<p>age is only 5 as against 10 taken in this case, under the Second<\/p>\n<p>Schedule. He further pointed out that even in a Section 166 claim,<\/p>\n<p>eligible compensation would have been lesser because the multiplier<\/p>\n<p>would have been only 5 and reduction in dependency should also be<\/p>\n<p>taken after the normal age of marriage of the victim who was 27 years<\/p>\n<p>at the time of his death. Counsel for the claimant on the other hand<\/p>\n<p>contended that whatever be the contentions raised, the total<\/p>\n<p>compensation granted for the death of 27 year old son of the claimant<\/p>\n<p>on whom she was depending for her livelihood is only Rs. 2,04,500\/-.<\/p>\n<p>He further pointed out that if the claim was proceeded under Section<\/p>\n<p>166, compensation would have been claimed under other heads, which<\/p>\n<p><span class=\"hidden_text\">                                    3<\/span><\/p>\n<p>is not the case herein, where the claim is considered and awarded under<\/p>\n<p>Section 163A. Eventhough we find force in the various contentions<\/p>\n<p>raised by counsel for the appellant, we do not think any interference is<\/p>\n<p>called for in this case because the total compensation awarded is Rs.<\/p>\n<p>2,04,500\/- only. Even in the case of death of a very tender child, we<\/p>\n<p>have noticed that courts have been granting compensation around Rs. 2<\/p>\n<p>lakhs. Further, even going by the decision of the Supreme Court cited<\/p>\n<p>by the appellant, wherein the Supreme Court says that life expectancy<\/p>\n<p>of the claimant should also be reckoned while fixing the multiplier.<\/p>\n<p>We find that the claimant who was 70 years of age at the time of filing<\/p>\n<p>of the Claim Petition in the year 1998 is still alive which means that she<\/p>\n<p>is 81 years of age now. Therefore going by the expectancy of life of<\/p>\n<p>the claimant, which factually stands proved, we do not find any ground<\/p>\n<p>to interfere with the multiplier applied on the facts of this case. We<\/p>\n<p>therefore leave open the contentions raised by the appellant to be raised<\/p>\n<p>in appropriate case for exhorbitant awards which may not be tenable<\/p>\n<p>under Section 163A.\n<\/p>\n<p>      3. We do not find any logic in the MACT directing the appellant<\/p>\n<p><span class=\"hidden_text\">                                   4<\/span><\/p>\n<p>to deposit the entire amount after noticing that the liability is to be<\/p>\n<p>shared between the two insurance companies.      We therefore modify<\/p>\n<p>the award directing both the insurance companies to deposit 50% of the<\/p>\n<p>amount awarded with proportionate interest.\n<\/p>\n<p>     The Appeal is dismissed, but with the above observations.<\/p>\n<p>                                    (C.N.RAMACHANDRAN NAIR)<br \/>\n                                                    Judge.\n<\/p>\n<p>                                          (C. K. ABDUL REHIM)<br \/>\n                                                    Judge.\n<\/p>\n<p>kk<\/p>\n<p><span class=\"hidden_text\">5<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Kerala High Court New India Assurance Company Ltd vs P.K. Padmavathi on 21 August, 2009 IN THE HIGH COURT OF KERALA AT ERNAKULAM MACA.No. 87 of 2004() 1. NEW INDIA ASSURANCE COMPANY LTD., &#8230; Petitioner Vs 1. P.K. PADMAVATHI, AGED 70 YEARS, &#8230; Respondent 2. GOVINDA SHETTI, S\/O. NARASIMHAN CHETTI, 3. H.P. GIRISH, S\/O. H.T. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[8,21],"tags":[],"class_list":["post-53062","post","type-post","status-publish","format-standard","hentry","category-high-court","category-kerala-high-court"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>New India Assurance Company Ltd vs P.K. 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