{"id":59582,"date":"2008-02-15T00:00:00","date_gmt":"2008-02-14T18:30:00","guid":{"rendered":"https:\/\/www.legalindia.com\/judgments\/national-insurance-company-ltd-vs-k-s-velunny-on-15-february-2008"},"modified":"2014-10-14T06:51:36","modified_gmt":"2014-10-14T01:21:36","slug":"national-insurance-company-ltd-vs-k-s-velunny-on-15-february-2008","status":"publish","type":"post","link":"https:\/\/www.legalindia.com\/judgments\/national-insurance-company-ltd-vs-k-s-velunny-on-15-february-2008","title":{"rendered":"National Insurance Company Ltd vs K.S. Velunny on 15 February, 2008"},"content":{"rendered":"<div class=\"docsource_main\">Kerala High Court<\/div>\n<div class=\"doc_title\">National Insurance Company Ltd vs K.S. Velunny on 15 February, 2008<\/div>\n<pre>       \n\n  \n\n  \n\n \n \n  IN THE HIGH COURT OF KERALA AT ERNAKULAM\n\nMFA No. 1383 of 2002(C)\n\n\n1. NATIONAL INSURANCE COMPANY LTD.,\n                      ...  Petitioner\n\n                        Vs\n\n\n\n1. K.S. VELUNNY, S\/O. SANKARAN,\n                       ...       Respondent\n\n2. GEEVARGHESE BABY, J.B. ROAD WAYS,\n\n3. UNITED INDIA INSURANCE COMPANY LTD.,\n\n                For Petitioner  :SRI.LAL GEORGE\n\n                For Respondent  :SRI.P.V.CHANDRA MOHAN\n\nThe Hon'ble MR. Justice J.B.KOSHY\nThe Hon'ble MRS. Justice K.HEMA\n\n Dated :15\/02\/2008\n\n O R D E R\n<\/pre>\n<p>                    J.B. Koshy &amp; K.Hema, JJ.\n<\/p>\n<p>                &#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8211;<br \/>\n                   M.F.A. No.1383 of 2002\n<\/p>\n<p>               &#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;<br \/>\n       Dated this the 15th day of February, 2008<\/p>\n<p>                            Judgment<\/p>\n<p>Koshy,J.\n<\/p>\n<p>           First respondent in this appeal sustained injuries during<\/p>\n<p>the course of employment and he claimed a compensation of<\/p>\n<p>Rs.2,36,472\/-. Commissioner for Workmen&#8217;s Compensation found<\/p>\n<p>that the accident arose during the course of employment and he is<\/p>\n<p>entitled to compensation and awarded a compensation of<\/p>\n<p>Rs.1,54,703\/- with interest. Only dispute is regarding the quantum<\/p>\n<p>of compensation.\n<\/p>\n<p>           2. Ext.A5 wound certificate shows the following injuries:<\/p>\n<p>                  &#8220;1. Closed fracture shaft of lower third of<br \/>\n            right femur;\n<\/p>\n<p>                  2.  Compound fracture both bones right<br \/>\n            leg upper third. Size of the wound 3 x 3 x 3 c.m.<\/p>\n<p>                  3.  Lacerated wound back of left thigh<br \/>\n            near the kneel joint.&#8221;\n<\/p>\n<p>\nDoctor assessed 30% permanent disability and loss of earning<\/p>\n<p>capacity at 70%. The disability certificate reads as follows:<\/p>\n<p><span class=\"hidden_text\">M.F.A.No. 1383\/2002                    2<\/span><\/p>\n<blockquote><p>                     &#8220;1.   Partial ankylosis of right knee with<br \/>\n               motion limited from 180o line to 45o flexion.<\/p>\n<\/blockquote>\n<blockquote><p>                     2. Mal-union of fracture shaft of femur in<br \/>\n               10o angulation.\n<\/p><\/blockquote>\n<blockquote><p>                     3. Shortening of femur by one inch.<\/p>\n<\/blockquote>\n<blockquote><p>                     4. Mal-union of fracture tibia upper third<br \/>\n               in 10o &#8211; 15o posterior bowing.<\/p>\n<\/blockquote>\n<blockquote><p>                     5. Shock and mental strain.&#8221;<\/p>\n<\/blockquote>\n<p>The tribunal examined the claimant and found that there was<\/p>\n<p>shortening of legs and he can walk only with special shoes and it<\/p>\n<p>will be very difficult for him to drive the vehicle. He was a driver by<\/p>\n<p>profession. It is a non-schedule injury. Section 4 (1) (c) (ii) of the<\/p>\n<p>Workmen&#8217;s Compensation Act provides that in the case of a non-<\/p>\n<p>schedule injury, loss of earning capacity should be fixed on the<\/p>\n<p>basis of the certificate of qualified medical practitioner and<\/p>\n<p>Explanation II provides that medical practitioner can assess the<\/p>\n<p>disability in proportion to the injuries.      Here, there is not only<\/p>\n<p>fracture tibia, but, he had a fracture of femur also. Loss of earning<\/p>\n<p>capacity for the amputation of leg              under the Workmen&#8217;s<\/p>\n<p>Compensation Act is 70 to 80%.         Here, there was no amputation,<\/p>\n<p>but, at the same time, there are serious difficulties and physical<\/p>\n<p>disability    is   different from    earning  capacity.     Considering<\/p>\n<p><span class=\"hidden_text\">M.F.A.No. 1383\/2002                 3<\/span><\/p>\n<p>Explanation II, loss of earning    capacity has to be assessed in<\/p>\n<p>proportion to the earning capacity fixed in first schedule.<\/p>\n<p>Considering these difficulties, loss of earning capacity can be only<\/p>\n<p>at 50% as per the injuries mentioned in the application. Therefore,<\/p>\n<p>compensation payable will be Rs.2000 x 60 x 184.17 x 50 =<\/p>\n<p><span class=\"hidden_text\">                                          100            100<\/span><\/p>\n<p>Rs.1,10,502\/=      with  statutory interest  as  awarded    by   the<\/p>\n<p>commissioner from 27.9.1995 (date of accident) till its deposit, that<\/p>\n<p>is, 6.9.2002.       If excess amount was deposited, it should be<\/p>\n<p>refunded to the insurance company and if any amount is due it<\/p>\n<p>should be deposited by the insurance company. Appeal is allowed<\/p>\n<p>partly.     The direction of refund of Rs.25,000\/- to the third<\/p>\n<p>respondent insurance company made by the Commissioner is not<\/p>\n<p>disturbed.\n<\/p>\n<\/p>\n<p>                                                 J.B.Koshy<br \/>\n                                                   Judge<\/p>\n<p>                                                 K. Hema<br \/>\n                                                   Judge<\/p>\n<p>vaa<\/p>\n<p><span class=\"hidden_text\">M.F.A.No. 1383\/2002    4<\/span><\/p>\n<p>                                   J.B. KOSHY<br \/>\n                                       AND<br \/>\n                                  K.HEMA ,JJ.\n<\/p>\n<\/p>\n<p>                         &#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;-<br \/>\n                         M.F.A. No. 1383 of 2002\n<\/p>\n<p>                         &#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;-<\/p>\n<p>                                   Judgment<\/p>\n<p>                         Dated:15th February, 2008<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Kerala High Court National Insurance Company Ltd vs K.S. Velunny on 15 February, 2008 IN THE HIGH COURT OF KERALA AT ERNAKULAM MFA No. 1383 of 2002(C) 1. NATIONAL INSURANCE COMPANY LTD., &#8230; Petitioner Vs 1. K.S. VELUNNY, S\/O. SANKARAN, &#8230; Respondent 2. GEEVARGHESE BABY, J.B. ROAD WAYS, 3. UNITED INDIA INSURANCE COMPANY LTD., For [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[8,21],"tags":[],"class_list":["post-59582","post","type-post","status-publish","format-standard","hentry","category-high-court","category-kerala-high-court"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>National Insurance Company Ltd vs K.S. 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