{"id":61182,"date":"2006-04-18T00:00:00","date_gmt":"2006-04-17T18:30:00","guid":{"rendered":"https:\/\/www.legalindia.com\/judgments\/the-new-india-assurance-co-vs-m-sakthivel-on-18-april-2006"},"modified":"2014-11-24T03:26:00","modified_gmt":"2014-11-23T21:56:00","slug":"the-new-india-assurance-co-vs-m-sakthivel-on-18-april-2006","status":"publish","type":"post","link":"https:\/\/www.legalindia.com\/judgments\/the-new-india-assurance-co-vs-m-sakthivel-on-18-april-2006","title":{"rendered":"The New India Assurance Co. vs M.Sakthivel on 18 April, 2006"},"content":{"rendered":"<div class=\"docsource_main\">Madras High Court<\/div>\n<div class=\"doc_title\">The New India Assurance Co. vs M.Sakthivel on 18 April, 2006<\/div>\n<pre>       \n\n  \n\n  \n\n \n \n BEFORE THE MADURAI BENCH OF MADRAS HIGH COURT\n\n\nDATED : 18\/04\/2006\n\n\nCORAM:\nTHE HONOURABLE MR.JUSTICE A.C.ARUMUGAPERUMAL ADITYAN\n\n\nC.M.A.No.621 of 1997\nand\nCross Objection No.33 of 2002\n\n\nThe New India Assurance Co., Ltd.,\nDivisional Office, represented by\nDivisional Manager,\n242-B,Kamarajar Salai,\nMadurai.\t\t\t...\t\tAppellant\n\nVs\n\n1.M.Sakthivel\n2.S.P.Muthurajan\t\t...\t\tRespondents\n\n\nPrayer\n\n\nAppeal filed under Section 173 of Motor Vehicles Act, against the\njudgment and decree made in M.C.O.P.No.6 of 1995, dated 29.10.1996, on the file\nof the Motor Accidents Claims Tribunal - Additional District and Sessions Court,\nRamanathapuram.\n\n\n!For Appellant    \t...\tMr.A.K.Baskarapandian\n\n\n^For Respondents  \t...\tMr.S.Natarajan\n\n\n:JUDGMENT\n<\/pre>\n<p>\tThis appeal has been preferred against the award passed in M.C.O.P.No.6 of<br \/>\n1995, dated 29.10.1996, on the file of the Motor Accidents Claims Tribunal &#8211;<br \/>\nAdditional District and Sessions Court, Ramanathapuram.  The claimant in<br \/>\nM.C.O.P.No.6 of 1995 has preferred Cross Objection No.33 of 2002.<br \/>\nThe short facts of the case relevant for the purpose of deciding this appeal are<br \/>\nas follows:\n<\/p>\n<p>\t2. On 12.04.1992, at about 07.00 a.m., while the claimant was riding his<br \/>\nbicycle near Sri Nithyakalyani Textile Mills Gate on the Thiruvadanai &#8211;<br \/>\nDevakottai main road, a van bearing Registration No.TCA-3215, belonging to the<br \/>\nfirst respondent, was driven by its driver in a rash and negligent manner,<br \/>\ndashed against the claimant causing grievous injuries on the right leg and right<br \/>\nknee.  The claimant was taken to the Government Hospital, Ramanathapuram where<br \/>\nhe was admitted as an inpatient from 12.04.1992 to 10.06.1992 and was admitted<br \/>\nin the Institute of Orthopaedic Research and Accident Surgery at K.K.Nagar,<br \/>\nMadurai as an inpatient from 07.05.1993 to 02.07.1993.  An operation was<br \/>\nconducted on 12.05.1993 on his right leg and steel plates were fixed to set<br \/>\nright the fractured bone.  The claimant was earning Rs.1,200\/- per mensum as a<br \/>\nlabourer in Sri Nithyakalyani Textile Mills.  The claimant had filed a claim<br \/>\napplication claiming Rs.3 lakhs towards compensation.\n<\/p>\n<p>\t3. The first respondent remained ex-parte.  The second respondent in his<br \/>\ncounter has contended that the accident had not occurred due to the rash and<br \/>\nnegligent driving of the driver of the van bearing Registration No.TCA-3215, but<br \/>\nonly due to the contributory negligence of the claimant, the accident had<br \/>\noccurred.   The second respondent in his additional counter has contended that<br \/>\nthe claim of compensation is exorbitant.\n<\/p>\n<p>\t4. Before the learned Tribunal, P.W.1 to P.W.3 were examined and Exs.P.1<br \/>\nto P.22 were marked on the side of the claimant and on the side of the<br \/>\nrespondent, neither oral nor documentary evidence was let in.\n<\/p>\n<p>\t5. After going through the available evidence, the learned Tribunal has<br \/>\ncome to a conclusion that the accident had occurred only due to the rash and<br \/>\nnegligent driving of the driver of the van bearing Registration No.TCA-3215 and<br \/>\nhas awarded Rs.1,40,000\/- towards compensation.\n<\/p>\n<p>\t6. Aggrieved by the award of compensation, the second respondent \/ New<br \/>\nIndia Assurance Company Limited has preferred this appeal in C.M.A.No.621 of<br \/>\n1997 and the claimant has preferred Cross Objection No.33 of 2002, contending<br \/>\nthat the learned Tribunal has failed to award a compensation of Rs.8,835.85<br \/>\nunder Ex.P.14 and that the award passed under the head pain and sufferings is<br \/>\nmeagre and the learned Tribunal has not considered the medical expenses to be<br \/>\nincurred in future for removing the steel plates already fixed in the right leg<br \/>\nof the claimant and the learned Tribunal has failed to award any compensation<br \/>\nunder the head extra nourishment and transportation charges and the interest<br \/>\nawarded is also low.\n<\/p>\n<p>\t7. Now, the points for determination in this appeal are:\n<\/p>\n<p>\t1. Whether the award passed  in M.C.O.P.No.6 of 1995, dated 29.10.1996, on<br \/>\nthe file of the Motor Accidents Claims Tribunal &#8211; Additional District and<br \/>\nSessions Court, Ramanathapuram, is liable to be reduced for the reasons stated<br \/>\nin the Memorandum of appeal in C.M.A.No.621 of 1997?\n<\/p>\n<p>\t2. Whether more compensation is to be awarded under medical bills,<br \/>\nEx.P.14, under the heads pain and sufferings, future medical expenses, extra<br \/>\nnourishment and transportation charges for the reasons stated in Cross Objection<br \/>\nNo.33 of 2002?\n<\/p>\n<p>Point No.1<\/p>\n<p>\t8. The learned Counsel appearing for the appellant would contend that the<br \/>\nlearned Tribunal while assessing the loss of income has fixed the monthly income<br \/>\nof the claimant as Rs.1,200\/- and has adopted multiplier 18 and after deducting<br \/>\n40% has arrived at the total loss of income as Rs.1,03,680\/- which is erroneous.\n<\/p>\n<p>\t9. As held by this Court in <a href=\"\/doc\/665053\/\">United India Insurance Company Limited vs.<br \/>\nVeluchamy and<\/a> another reported in 2005 (1) TN MAC 87 (DB), that for a permanent<br \/>\ndisability of 49%, this Court has awarded Rs.50,000\/- towards compensation under<br \/>\nthe head permanent disability.  The relevant observation in the above said<br \/>\ndictum runs as follows:\n<\/p>\n<p>&#8220;According to him, it would be difficult for him to sit, stand or attend to the<br \/>\nnature&#8217;s call and there is a possibility of the injury being worsened and also<br \/>\ngot further damaged in the operated portion.  Ultimately, he assessed his<br \/>\ndisability to the extent of 49 per cent.  The disability certificate has been<br \/>\nmarked as Ex.P.8 and X-ray as Ex.P.9&#8230;.\n<\/p>\n<p>\tIn view of the fact that he sustained disability to the extent of 49 per<br \/>\ncent, as seen from Ex.P.8, as well as the evidence of P.W.2, we grant<br \/>\nRs.50,000\/- for permanent disability&#8230;.\n<\/p>\n<p>\tIn the light of our discussion, the claimant is entitled to the following<br \/>\namounts for the heads noted against them:<\/p>\n<pre>\n 1) For permanent\n     disability - 49%\t        Rs.50,000.00\"\n\n<\/pre>\n<p>\t10. In New India Assurance Company Limited Vs. R.Loganathan and others<br \/>\nreported in 2005 ACJ 1393, a Division Bench of this Court has held that on the<br \/>\nbasis of disability certificate, Ex.P.18, in that case, for a disability of 20%,<br \/>\nthe claimant was given an award of Rs.20,000\/-.  The relevant observation in the<br \/>\nsaid dictum is as follows:\n<\/p>\n<p>\t&#8220;The learned Counsel for the cross-objector by pointing out the evidence<br \/>\nof P.W.1, P.W.2 and disability certificate, Ex.P.18, would contend that the<br \/>\nTribunal ought to have granted separate amount for permanent disability.  In the<br \/>\nlight of the fact that the doctor has assessed his disability to an extent of 20<br \/>\nper cent, we are of the view that the claimant is entitled to a sum of<br \/>\nRs.20,000\/- towards the same.&#8221;\n<\/p>\n<p>\t11. In this case, the claimant had sustained a grievous injury on the<br \/>\nright leg which is seen from Ex.P.6, Accident Register.  The Doctor, P.W.2, who<br \/>\nhad examined the claimant and conducted the surgery, had issued Ex.P.15,<br \/>\ndisability certificate, wherein he has assessed the permanent disability as 40%.<br \/>\nThere was no amputation and hence the method adopted by the learned Tribunal is<br \/>\nerroneous as decided by this Court in the above said ratios.  The learned<br \/>\nTribunal ought to have fixed the compensation for 40% permanent disability of<br \/>\nthe claimant as Rs.40,000\/- as rightly contended by the learned Counsel<br \/>\nappearing for the appellant.  The claimant is entitled to Rs.40,000\/- for 40%<br \/>\npermanent disability.  The claimant was in the hospital as an inpatient from<br \/>\n12.04.1992 to 10.06.1992 and also from 07.05.1993 to 27.05.1993 as per Ex.P.2<br \/>\nand Ex.P.16.  As per Ex.P.11, salary certificate, the claimant is drawing a<br \/>\nsalary of Rs.1,209\/- per mensum.  The claimant was working as a daily wager in<br \/>\nSri Nithyakalyani Textile Mills Limited.  Admittedly, he was in the hospital as<br \/>\nan inpatient for nearly two months and twenty days.  So, under the head, loss of<br \/>\nincome, the claimant is entitled to Rs.3,200\/- towards compensation.  On the<br \/>\nbasis of the medical bills, Ex.P.7, Ex.P.9, Ex.P.10, Ex.P.20 to Ex.P.22, the<br \/>\nlearned Tribunal has awarded Rs.13,466.65.  Ex.P.14, medical receipts were<br \/>\nrejected by the learned Tribunal on the ground that they do not contain neither<br \/>\nthe name of the Doctor who had prescribed the medicines nor the patient&#8217;s name<br \/>\nfor whom the medicines were purchased.  Apart from that, there is a manipulation<br \/>\nin the date of issue of those medical bills.  I do not find any reason to<br \/>\ninterfere with the finding of the learned Tribunal in rejecting Ex.P.14, medical<br \/>\nbills.\n<\/p>\n<p>\t12. Under the head pain and sufferings, the learned Tribunal has awarded<br \/>\nRs.5,000\/- which is reasonable.  Under the head transport to hospital, the<br \/>\nlearned Tribunal has awarded Rs.2,253.35, but this was not based on any bills.<br \/>\nThe accident had occurred at Thiruvadanai &#8211; Devakottai main road near his<br \/>\nworking place, namely, Sri Nithyakalyani Textile Mills, from there he was taken<br \/>\nto the Government Hospital, Ramanathapuram.  So, even if the claimant would have<br \/>\nengaged a taxi to go to the Government Hospital, Ramanathapuram and then to<br \/>\nMadurai where he had taken treatment from 07.05.1993 to 27.05.1993 in a private<br \/>\nNursing Home, and then to his home, certainly he would have incurred a sum of<br \/>\nRs.2,000\/- towards taxi hire charges.  Hence, I award Rs.2,000\/- as compensation<br \/>\nunder the head transport to hospital.  The learned Tribunal has not awarded any<br \/>\ncompensation under the head damages to cloth and articles.  At the time of the<br \/>\naccident, the claimant was riding on his bicycle to his working place.  So in<br \/>\nthe accident, the bicycle as well as his clothes would have got damaged.  On<br \/>\nthat score, I award Rs.1,000\/- towards compensation.  The claimant was in the<br \/>\nhospital as an inpatient for nearly two months and twenty days and he had<br \/>\nsustained a grievous injury in the right leg and it is in evidence that the<br \/>\nsurgery was conducted and plates were fixed to set right the fractured bone on<br \/>\nthe right leg.  So, taking into consideration all the grievous injuries the<br \/>\nclaimant had sustained and also the treatment he had taken as an inpatient in<br \/>\nthe hospital, Ramanathapuram as well as in the private nursing home at Madurai<br \/>\nand during the stay at hospital, certainly the claimant would have taken<br \/>\nnutritious diet to regain his stamina and vitality, so I award Rs.4,000\/- under<br \/>\nthe head extra nourishment.   During his stay in the hospital for two months and<br \/>\ntwenty days as an inpatient, he would have engaged an assistant to help him.<br \/>\nHence under the head for providing an assistant, I award Rs.3,000\/-.  The<br \/>\nDoctor, P.W.2, in his evidence, has stated that the plates and screws fixed<br \/>\nduring the surgery are to be removed by conducting another surgery and for that<br \/>\nthe claimant has to incur a sum of Rs.10,000\/-.  But the learned Tribunal has<br \/>\nnot awarded any amount towards compensation under the head future medical<br \/>\nexpenses.  Hence, I award Rs.10,000\/- towards compensation under the head future<br \/>\nmedical expenses.  So, the claimant is entitled to a compensation of<br \/>\nRs.81,666.65 (Rs.40,000\/- + Rs.3,200\/- + Rs.13,466.65 + Rs.5,000\/- + Rs.2,000\/-<br \/>\n+ Rs.1,000\/- + Rs.4,000\/- + Rs.3,000\/- + Rs.10,000\/- = Rs.81,666.65) [Rupees<br \/>\nEighty One Thousand Six Hundred and Sixty Six and paise sixty five] only.\n<\/p>\n<p>\t13. Hence, I hold on the point No.1 that the award of compensation passed<br \/>\nin M.C.O.P.No.6 of 1995, dated 29.10.1996, on the file of the Motor Accidents<br \/>\nClaims Tribunal &#8211; Additional District and Sessions Court, Ramanathapuram, is<br \/>\nliable to be reduced and fixed as Rs.81,666.65 for the reasons stated in the<br \/>\nMemorandum of appeal in C.M.A.621 of 1997.\n<\/p>\n<p>Point No:2<\/p>\n<p>\t14. In the Cross Objection, the learned Counsel for the claimant would<br \/>\nstate that without any basis, the learned Tribunal has rejected Ex.P.14, medical<br \/>\nbills.  But, the learned Tribunal has given reasons in the award for having<br \/>\nrejected Ex.P.14, medical bills.  The reason is that the medical bills under<br \/>\nEx.P.14, do not contain the name of the Doctor or the name of the patient.<br \/>\nApart from that the date has also been manipulated, and further they are not<br \/>\nrelating to the period under which the claimant was taking treatment in the<br \/>\nhospital as an inpatient and most of those bills are relating to the month of<br \/>\nOctober, November and December&#8217;1992 and January 1993 whereas the claimant was<br \/>\nunder the treatment during April to June&#8217;1992 and May &#8216;1993. So, the learned<br \/>\nTribunal has correctly rejected Ex.P.14, medical bills.  The learned Tribunal<br \/>\nhas fixed the compensation for pain and sufferings as Rs.5,000\/- as per Second<br \/>\nSchedule to Section 163 (A) of the Motor Vehicles Act [in Paragraph 4 under the<br \/>\nGeneral Damages in case of injuries and disabilities: i) pain and sufferings (a)<br \/>\ngrievous injuries &#8211;\n<\/p>\n<p>Rs.5,000\/-].  For future medical expenses, even though the learned Tribunal has<br \/>\ndiscussed it at paragraph 9, he has failed to award any compensation under the<br \/>\nhead future medical expenses.  Now, in the appeal, C.M.A.621 of 1997, we have<br \/>\nawarded Rs.10,000\/- towards compensation under the head future medical expenses.<br \/>\nFor extra nourishment and for transportation charges to hospital, in the appeal<br \/>\nwe have awarded compensation.  The learned Tribunal has correctly awarded 12%<br \/>\ninterest, taking into consideration the prevailing R.B.I rate of interest in the<br \/>\nyear 1992.  So, in the Cross Objection, the claimant is not entitled to get any<br \/>\ncompensation under Ex.P.14, medical bills and also for the enhancement of the<br \/>\nrate of interest.  In other aspects, the compensation has been awarded under the<br \/>\nhead pain and sufferings, future medical expenses, extra nourishment and<br \/>\ntransport charges to the hospital in C.M.A.No.621 of 1997.  The point No.2 is<br \/>\nanswered accordingly.\n<\/p>\n<p>\t15. In the result, the appeal is allowed and the award of compensation<br \/>\npassed in M.C.O.P.No.6 of 1995, dated 29.10.1996, on the file of the Motor<br \/>\nAccidents Claims Tribunal &#8211; Additional District and Sessions Court,<br \/>\nRamanathapuram, is reduced and fixed as Rs.81,666.65 rounded to Rs.81,667\/-<br \/>\n(Rupees Eighty One Thousand Six Hundred and Sixty Seven) only.  Cross Objection<br \/>\nNo.33 of 2002 is partly allowed as above. The claimant has already been<br \/>\npermitted to withdraw Rs.70,000\/- from the award amount as per order in<br \/>\nC.M.P.No.51 of 1998 and C.M.P.No.6221 of 1997 in C.M.A.No.621 of 1997, dated<br \/>\n06.02.1998.  The balance of the award amount with accrued interest in to be<br \/>\ndeposited in any one of the nationalised banks for one year.  The claimant is<br \/>\npermitted to withdraw the accrued interest once in three months from the above<br \/>\nsaid fixed deposit amount.  The appellant is permitted to withdraw the<br \/>\ndifference of the award amount with proportionate interest and costs.  No costs<br \/>\nin C.M.A and Cross Objection.\n<\/p>\n<p>rsb<\/p>\n<p>To<br \/>\nThe Motor Accidents Claims Tribunal &#8211;\n<\/p>\n<p>Additional District and Sessions Court,<br \/>\nRamanathapuram.\n<\/p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Madras High Court The New India Assurance Co. vs M.Sakthivel on 18 April, 2006 BEFORE THE MADURAI BENCH OF MADRAS HIGH COURT DATED : 18\/04\/2006 CORAM: THE HONOURABLE MR.JUSTICE A.C.ARUMUGAPERUMAL ADITYAN C.M.A.No.621 of 1997 and Cross Objection No.33 of 2002 The New India Assurance Co., Ltd., Divisional Office, represented by Divisional Manager, 242-B,Kamarajar Salai, Madurai. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[8,13],"tags":[],"class_list":["post-61182","post","type-post","status-publish","format-standard","hentry","category-high-court","category-madras-high-court"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>The New India Assurance Co. vs M.Sakthivel on 18 April, 2006 - Free Judgements of Supreme Court &amp; High Court | Legal India<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.legalindia.com\/judgments\/the-new-india-assurance-co-vs-m-sakthivel-on-18-april-2006\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The New India Assurance Co. vs M.Sakthivel on 18 April, 2006 - Free Judgements of Supreme Court &amp; 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