{"id":66922,"date":"2009-10-16T00:00:00","date_gmt":"2009-10-15T18:30:00","guid":{"rendered":"https:\/\/www.legalindia.com\/judgments\/the-united-india-insurance-co-ltd-vs-sri-ramamurthy-ramachandrappa-on-16-october-2009"},"modified":"2017-05-02T12:59:47","modified_gmt":"2017-05-02T07:29:47","slug":"the-united-india-insurance-co-ltd-vs-sri-ramamurthy-ramachandrappa-on-16-october-2009","status":"publish","type":"post","link":"https:\/\/www.legalindia.com\/judgments\/the-united-india-insurance-co-ltd-vs-sri-ramamurthy-ramachandrappa-on-16-october-2009","title":{"rendered":"The United India Insurance Co Ltd vs Sri Ramamurthy @ Ramachandrappa on 16 October, 2009"},"content":{"rendered":"
Karnataka High Court<\/div>\n
The United India Insurance Co Ltd vs Sri Ramamurthy @ Ramachandrappa on 16 October, 2009<\/div>\n
Author: H.Billappa<\/div>\n
IN THE HIGH COURT OF KARNATAKA AT BANGALORE\nDATED THIS THE 16\" DAY OF OCTOBER, SD09\nBEFORE '4V'R '\nTHE HON'BLE Mr. JUSTICE H $i\ufb01\u00aeAP?S\ufb02t\nMISC. FIRST APPEALVN6[94S5f2oS5F{\ufb01QlS'HE\nVC\/# A\u00bbw_ _ _ W 1?\nMISC. FIRST Ap\u00a7SDL_xo S434\/z\ufb01g\u00e9 {Evy}\nMFA.cRoSV245\/2SQSfTn M\u00a7D:9435\/2006\n\nBETWEEN :\n\n.a-um '_\n\n \n\nMTA N9f\u00a74S\u00a7%20d6:SV\n\nThe UniteS_:pdia'Tnsura\ufb01ce\u00a7\nCo.,Ltd,;xBraneh'Qffice}~w\"\n\nPolytechnic Read, '_ --\nChintamani'Tbwh;_KQ1&r'Dist.\n\nBy its RegiQnal,Office}\n\n1\"'f1cDr;VShankara\ufb01arayana\n\nBulldlngy 25, M $.Road,\n\nBahgalore\u00a5l,V\n\nVR\ufb02by_1tS Regional Manager. .. APPELLANT\n\n'; M{By_\ufb01dvD\u00e9ate Sri.P.B.Raju)\n\n1 \"Ramamurthy @ Ramachandrappa\nS\/o Krlshnappa, 31 years,\n\n,S R\/at Adavigollavarahalli,\nuamaralakunte Post,\nHchlkkaballapur Tq.,\n\nKolar Dist.\n\nV.\n\n\n\n-2\n\n2. D.K.Kempanna s\/o Dasappa,\nMajor, R\/at Khannamangala\nVillage, Chemangala Post,\nSidlaghatta Tq., Kolar Dist.\n\n3. N.B.Srinivasareddy s\/o late\nBachappa, 38 years,\nR\/at Nadampalli village & Post,\nChintamani Tq., Kolar Dist?'\n\n4. Dodda Narayanamma w\/o late, V\nKrishnappa, S3 years,.a '\nR\/at Kannamangala vill\u00e9ge, 2 _x*l , W\nSidlaghatta Tq., Kola: Dist. ~,,\"-' RESPONDENTS\n\n(Advocate Smt.S\ufb01gunagR.\ufb01eddy fer R~l)\"\n(Advocate Sri.D L Bxasaa fdr 3+4)\n(R-2 & 3 .. servad),l ' ' \"\n\nBETWEEN:\n\nMA Na \u00e9\u00e9s\u00e9r\u00e9oosp _V\n\nThe Suited I\ufb01\u00e9ia Insura\ufb01ce~\"\nCo. Ltd,,\"B:an\u00a2h Q\ufb01flceg\nP.B Noil\ufb01, Polytechnic Road,\nChintamani Town, Kola: Dist.\nBy its Regiohal ofiice,\n1\u00a5.\u00a71oor;_shankaranarayana\nBuilding, l5,\u00abM.G,Road,\nBa\ufb01galore--1. V\"'\" \"\"\"\n\n, *R\/by its Regional Manager. .. APPELLANT\n\n\"\ufb01_ {By Advo\u00e9at\u00e9 Sri.P.B.Raju)\n\nARE:\n\nlgl, Do\u00e9de Narayanamma D\/o\n\n\"*Muninarayanappa, 45 years,\n\"a_R\/at Kannamangala village,\nSidlaghatta Tq.\n\nL\/\/X\n\n\n\n2.\n\n-3\n\nD.K.Kempanna s\/o Dasappa,\nMajor, R\/at Kannamangala\nVillage, Chemangala Post,\nSidlaghatta Tq.\n\n3.N.B.Srinivasareddy s\/o late\n\n(Advocate Sri.D.L.Prasad for~R\u00a71)lMm'\n\n(R~2 & 3 served) 1 _H';\"\n\nBachappa, major,\nR\/at Nadampalli village,\nChintamani Tq.\n\nMFA. CROB NO.245\/2008:\n\nBETWEEN:\n\nRamamurthy @ Ramachandrappa'x\n\nS\/o Krishnappa,\n\n33Jyears3v\n\nR\/at Adavi gollavarahallig\n\nMaralakunteeEost,,\"\nChikkaballapur Tq.\n\nAND:\n\n1.\n\n   an\n\n(By\"Ad#ocaEe<SmtjSuguhaw\ufb01.Reddy)\n\nD.K:KampannaAs\/onbasappa,\n\n_Majorf R\/at5Khannamangala\n.\ufb02Village,"Chemangala Post,\n'sgd1aghatta"Tq.\n\n'Am;'\n\nr,_ Chikkaballapur Tq.\n\n, The Brandh Manager,\nV 'Unlted India Insurance\n"=Co;\n\nLEd., Branch Office,\nPolytechnic Road,\nChintamani Town,\n\nx;l,Chikba1lapur Dist.\n\nDodda Narayanamma w\/o late\n\nKrishnappa, 50 years,\nR\/at Kannamangala village,\n\nL\/\/\/K\n\n\u00a7"RES\ufb01\u00e9\ufb01DE\ufb01TS;\n\nCROSS~OBJECTOR\n\n\n\nSidlaghatta Tq.\nChickballapur Dist. .. RESPONEENTS\n\nMFA 9485\/2006 is filed under see.153(iy er av Act\nagainst the judgment and award dated i7}2 2006 passed\nin MVC No 13\/2000 on the file of~uthe_'civi1 "Judge\n\n(Sr.Dn.) & JMFC and Member, Addi.pMacT,'chiekbeiiapurg,\nawarding appellant compensation of RsI2;62,800[e with:\n\ninterest at 6% p.a. from the Tdate 'of"_petition, till\ndeposit. V '= V 7i ' ' * ti'\u00a5\n\nMFA 9484\/2006 is filed under see 173{1) of MV Act\nagainst the judgment and_award\\dated_28.2.2006 passed\nin MVC No.1\/O1 on the fiie of the Civil Judge (Sr.Dn.)\n& JMFC & Addl;f'_MACT; dfchinthamani, awarding\ncompensation of Rs.l;7l}200\/fni5yi*deducting interim\ncompensation paid. ff~_any,A=with interest at 6% p.a.\nfrom the date pf_the petition till its payment.\n\nMai pace 245\/2QQ8'is filed under Order--4l Ru1e~22\nof CPC against the j\ufb01dgment and award dated 17.2.2006\npassea~i;x Mvc as 13\/2000 nut the file uof Civil Judge\n{Sr.Dn.) \u00a7"QmET$ & Member, Addl. MACT, Chickballapur,\npartlyg allowingg the _olainL petition for compensation\nand seeking enhancement of compensation.\n\nl_These Appeals are coming on for admission this\ndayg the Court delivered the following:\n\nJ U D G M E N T\n<\/pre>\n
These two appeals and the Cross Objections arise<\/p>\n
V”out ‘of: the judgments and awards passed in MVC<\/p>\n
t,ne,i3\/2000 and MVC No.1\/2001.\n<\/p>\n
L\/\/\/\/<\/p>\n
2. In MVC No . 13\/2000 , the Tribunal has awarded a sum
\nof Rs.2, 62, 800\/–~ with interest at 6% p.a. from the
\ndate of petition till the date of deposit’,-._  In MVC
\n1\/2001, the Tribunal has awarded  of
\nRs . 1 , ’71 , 200\/- with interest at 6% p . a_,u* Tclate<\/p>\n
of Pitition till the date of payment; “*f*<\/p>\n
3. Aggrieved by that,  “3 ailzipellnantsinlsizrancei 3<\/p>\n
company has filed  No”. 94850\/02 and
\nNo.9484\/2006. The_ claimant rig \ufb01vc__Ng}13\/2000 has
\nfiled Cross–Objection inlmra case 2&5\/2008.<\/p>\n
4. In brief the facts aie}_ That on 20 12 1999, at<\/p>\n
about;4-300″\ufb01jT..m_f :ulnea:r’~.._i(ann–amangala village, the driver
\nof thedcar belariiing0No0AQ’CKP–1661 drove the car in a rash<\/p>\n
and vneglitjenvtv.I;i.anrisr”‘:and dashed against the deceased<\/p>\n
  “” a” result of that, the deceased<\/p>\n
v’=.L’Manjul’ar_:’1ma”lVAdsustained injuries and succumbed to the<\/p>\n
\u00e9am\u00e9f ifhefpetitioner in MVC No.13\/2000 filed claim<\/p>\n
 petition vclaiming compensation of Rs.9 lacs. The<\/p>\n
‘..f1ie’sp.ondent–~4 in MVC No.13\/2000 filed claim petition<\/p>\n
 compensation of Rs.}. la}-ch in MVC No.1\/2001.<\/p>\n
vv””‘i’he Tribunal has awarded a sum of Rs.2,6.2,800\/– in MVC<\/p>\n
Alblll<\/p>\n
No 13\/2000 and a sum of Rs.1,7l,200\/~ in MVC
\nNo.1\/2001. Aggrieved by that, the appellant~insurance
\ncompany has filed MA No.9485\/2006 V”and MFA
\nNo.94s4\/2006. The claimant in MVC ng\ufb01iai\u00e9\ufb01bo has
\nfiled Cross Objections in MFA CROB 245\/26os;ii”ti \u00ab<\/p>\n
5. The learned counsel for “the:uappel1antf;in’ MFA;<\/p>\n
No.9485\/2006 and MFA No.9484}2do6″i.\u00e9;;.the”in\u00a7ttanc\u00e9i<\/p>\n
Company contended that tho petitions ha\ufb01\u00e9”been fiied
\nin respect of the same accident and the Tribunal has
\ngranted. compensation– in jbgth “the teases which is not<\/p>\n
correct. He also snbnitted_thathMVC No.13\/2000 has<\/p>\n
been filed by the’husbandwand MVC No.1\/2001 has been
\nfiled by the nether) therefore, the Tribunal was not
\njustified in_grantind compensation in both the cases.<\/p>\n
He _therefore~,submitted that, the impugned judgments<\/p>\n
,and awards cannot be sustained in law.<\/p>\n
“55 _ is ‘against this, learned. counsel for the first<\/p>\n
respondehtnin MFA No.9485\/2001 and the Cross~objector<\/p>\n
‘”< "in MFA sacs 245\/2008 submitted that the petition filed<\/p>\n
.dby,the husband is prior to the petition fiied by the<\/p>\n
R"=uWmother. Further she submitted that the Tribunal has<\/p>\n
L"\/\/M<\/p>\n
taken the income of the deceased at Rs.60\/~ per day in
\nMVC No.13\/2000 which is not correct. She also
\nsubmitted. that the deceased. was working _asd,ax_coolie<\/p>\n
and also rendering service as a house%ni\u00a3e"_and<\/p>\n
therefore, Tribunal should have taken the income 5:<\/p>\n
the deceased at Rs-100\/~ }pe;"daay,'d=iFun;harf shes<\/p>\n
submitted that the multiplier adoptedubg\ufb02theilribtnal
\nis also not correct. She therefore submitted that the
\nimpugned judgment    No.13\/2006
\nneeds to be modifiedrlsd u l l<\/p>\n
7. The learned counsel for the \ufb01ih respondent in MEA<\/p>\n
No.9485\/2506′,.””sV{i\u00a35\u00a3h.1tt’e’dr_\\”t.h’at7;the claimant in MVC No.<\/p>\n
13\/2069 rwas *5o\u00a7* {aging “care of the deceased and<\/p>\n
therefore? he dis ;not\ufb02=entitled for any compensation.<\/p>\n
Shejjthereforee submitted that the petition in MVC<\/p>\n
iNo:l3\/2QOQ”,may be dismissed and the compensation<\/p>\n
“awarded pby\ufb01 the Tribunal in MVC No.1\/2001 may be<\/p>\n
confirmed,5<\/p>\n
v”R._ I have carefully considered the submissions made<\/p>\n
‘ bymt\ufb01@ counsel for the parties.\n<\/p>\n
L\/\/\/W<\/p>\n
9. The points that arise for my consideration are:<\/p>\n
1) Whether the Tribunal was justified in granting
\ncompensation in both the cases, ti\ufb01er, MVC
\nNo.13\/2000 and MVC No.1\/2001? ‘=”‘”\n<\/p>\n
2) Whether the Tribunal has awarded t\ufb01ustn*and
\nreasonable compensation? F.’\u00bb” “i *<\/p>\n
10. POINT NO.l: It is relevant to note} twoipetitions”<\/p>\n
have been filed in respecb of*the sens a9cident and
\ncompensation has been awardednx abeceased Manjulamma,
\nthe wife of the first respondent in M@hVNo.9485\/2006
\nhas died in the accident that occnrred on 20.12.1999.
\nThe first ;:\u00e9spsndent\u00a7pih “niFuwg:94a5\/2006 has filed
\npetition in hid he i3f\u00e9U0b and the respondent No.4 in
\nMA uo.\u00a74g5;go\u00a7\u00a2ihg\u00a7]fi1\u00a2a petition in MVC No.1\/2001
\nclaiming * compensation \u00bb The Tribunal has awarded<\/p>\n
compensation in both the cases. Two petitions cannot<\/p>\n
s”a_beL*maintained’~in’ respect of the same accident.<\/p>\n
v>.’Therefore;%Jone of them. needs to be dismissed. The<\/p>\n
petition fiied by the husband is prior to the petition<\/p>\n
flied tbyd\ufb01the mother and mother is a party in MVC<\/p>\n
“\u00bbxNo.;3\/2000 filed by the husband. Therefore, the<\/p>\n
lpetition filed by the nwther needs to be chsmissed.<\/p>\n
L\ufb02y\ufb02f<\/p>\n
_q<\/p>\n
Accordingly, MVC No.1\/2001 filed by the mother is<\/p>\n
hereby dismissed. Point No.1 answered, accordingly.<\/p>\n
11. pomr No.2: In MVC 3.3\/2000, the;”‘””1’i?ib_1:;tna.l”\u00abphas<\/p>\n
awarded a sum of Rs.2,62,800\/~. .~Towafds._lossu cf<\/p>\n
dependency the Tribunal ihasicyiwatdedd’Va,yMsnm’ iofu<\/p>\n
Rs.2,44,800\/~ taking thc_4incomen of ythed deceasedg at
\nRs.60\/– per day. The deceased \ufb01es ;?h\u00a7\u00a7\u00a7\u00e9 wife and
\nalso doing coolie ncrh.th\u00a7heteio;e, the income of the
\ndeceased can be ‘Jts\u00a7&Wy, \u00e9%jjygs,so\/- per day.
\nAccordinglyb it is[tahen.1 mhe Tsibunal has taken the
\nage of the ydeceasednias ‘\u00e9di years. The age of the
\nhusband is aisc\u00a725 years)\u00bb Therefore, the appropriate
\nmultiplier is7ld_.y\u00b0lf%the income of the deceased is
\ntaken at gs B\ufb01\/e pet day and 1\/3rd is deducted towards<\/p>\n
petsonal expenses,’ the loss of dependency per month<\/p>\n
ica@\u00a7s’\u00a3\u00a2 Rs 1600\/- 5?: anti? and per annum it comes to<\/p>\n
‘”Rs’-i’__lSiJA,”\u00a7C’0?’;-.fVf*”multiplier of 18 is adopted, then, the<\/p>\n
compensaticn payable towards loss of dependency comes<\/p>\n
V”to Rs 3;45,600\/– and accordingly, it is awarded.<\/p>\n
Ai2.” The Tribunal has awarded a sum of Rs.5000\/–<\/p>\n
uhmtowards loss of expectancy and a sum of Rs.2000\/~<\/p>\n
1,\/<\/p>\n
-Ii”?\n<\/p>\n
towards funeral expenses which is inadequate. A sum
\nof Rs.10,000\/– is awarded towards loss of expectancy
\nand a sum of Rs.5000\/– is awarded towardst funeral<\/p>\n
expenses.\n<\/p>\n
13. The compensation awarded by the Tribnhai to\ufb01ards<\/p>\n
loss of consortium and transportation charges is just:<\/p>\n
and proper and therefore, it’ does Knot ‘call ‘for
\ninterference.\n<\/p>\n
14. The total “%oomF\u00a7ngationJdrpayable comes to<\/p>\n
Rs.3,71,600\/eaand the break\ufb01u\u00e9 is \u00a7S follows:<\/p>\n
a) Towards_ldss or dependenoyi”W’ .. Rs.3,45,600~OO\n<\/p>\n
13) Towards _a.’Lds’ of~._ex’pec=t_an_cyV_ ‘
\n= ‘ ‘ i’ “of life .. Rs. 1o,ooo–oo<\/p>\n
c) Towards.fd\ufb01era1 expenses; .. Rs. 5,000–OO<\/p>\n
d) \ufb02owards loss or consortium .. Rs. 10,000–00<\/p>\n
e) Towards transportation charges .. Rs. 1,000–OO
\nTotal: Rs.3,71,600–OO
\nis’. l$t3;g,Aceordingly, the appeal in MFA No.9484\/2006 is<\/p>\n
“aiio\ufb01ed sands the judgment and award passed by the<\/p>\n
‘Tribunai in MVC \ufb01o.l\/2001 is hereby set aside and MVC<\/p>\n
so.1\/2901 is hereby dismissed. MFA. No.9485\/2006 is<\/p>\n
V\u00bb dismissed and MFA CROB.245\/2008 is allowed and the<\/p>\n
Atjudgment and award passed by the Tribunal in MVC<\/p>\n
H13\/2000 stands modified granting compensation of<\/p>\n
Rs.3,71,5oo\/– instead. of as.2,62,8oo\/v with interest<\/p>\n
at 6% p.a. from the date of petition till the date of
\nhf’ _<\/p>\n
realization. The Insurance Company fi\u00a2e., the<\/p>\n
appellant in MFA 9485\/2006 shall deposit\u00bb the “amount<\/p>\n
within 8 weeks excluding the amount already deposited.<\/p>\n
The 1” Respondent in MFA Noj9\ufb0185\/2CD6eite,,hhnshandfo\ufb01<\/p>\n
the deceased shall be entitled to he 2,UD[\u00a7UQ\/+_with<\/p>\n
interest. The Respondent;4_in MEA’3485}2UU6 i.ei} the
\nmother of the ,decease f%.\u00a7hgll “*he _}entitled to<\/p>\n
of the amount<\/p>\n
o\\\u00b0<\/p>\n
Rs.l,7l,600\/r with 7intgf\u00e9stfff,”5o
\nawarded in favour of the Res\ufb01ondents J. & 4 shall be
\ninvested in fised\u00bbde\u00a7osit.in shy nationalized bank for
\na period of three years.- The Respondents 1 & 4 shall
\nbe entitled to hdthdraw the interest accrued on it.<\/p>\n
The balance amount shall be released in favour of the<\/p>\n
W”g \ufb01res np the award, accordingly.\n<\/p>\n
The e\ufb01ount in deposit shall be transmitted to the<\/p>\n
Tribunal for disbursement.\n<\/p>\n
Sd\/~
\nIUDGE<\/p>\n
‘”R\/201009<\/p>\n","protected":false},"excerpt":{"rendered":"
Karnataka High Court The United India Insurance Co Ltd vs Sri Ramamurthy @ Ramachandrappa on 16 October, 2009 Author: H.Billappa IN THE HIGH COURT OF KARNATAKA AT BANGALORE DATED THIS THE 16″ DAY OF OCTOBER, SD09 BEFORE ‘4V’R ‘ THE HON’BLE Mr. JUSTICE H $i\ufb01\u00aeAP?S\ufb02t MISC. FIRST APPEALVN6[94S5f2oS5F{\ufb01QlS’HE VC\/# A\u00bbw_ _ _ W 1? MISC. […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[8,20],"tags":[],"class_list":["post-66922","post","type-post","status-publish","format-standard","hentry","category-high-court","category-karnataka-high-court"],"yoast_head":"\nThe United India Insurance Co Ltd vs Sri Ramamurthy @ Ramachandrappa on 16 October, 2009 - Free Judgements of Supreme Court & High Court | Legal India<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.legalindia.com\/judgments\/the-united-india-insurance-co-ltd-vs-sri-ramamurthy-ramachandrappa-on-16-october-2009\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The United India Insurance Co Ltd vs Sri Ramamurthy @ Ramachandrappa on 16 October, 2009 - Free Judgements of Supreme Court & High Court | Legal India\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.legalindia.com\/judgments\/the-united-india-insurance-co-ltd-vs-sri-ramamurthy-ramachandrappa-on-16-october-2009\" \/>\n<meta property=\"og:site_name\" content=\"Free Judgements of Supreme Court & High Court | Legal India\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/LegalindiaCom\/\" \/>\n<meta property=\"article:published_time\" content=\"2009-10-15T18:30:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2017-05-02T07:29:47+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i0.wp.com\/www.legalindia.com\/judgments\/wp-content\/uploads\/sites\/5\/2025\/09\/legal-india-icon.jpg?fit=512%2C512&ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"512\" \/>\n\t<meta property=\"og:image:height\" content=\"512\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Legal India Admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@legaliadmin\" \/>\n<meta name=\"twitter:site\" content=\"@Legal_india\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Legal India Admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"10 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/the-united-india-insurance-co-ltd-vs-sri-ramamurthy-ramachandrappa-on-16-october-2009#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/the-united-india-insurance-co-ltd-vs-sri-ramamurthy-ramachandrappa-on-16-october-2009\"},\"author\":{\"name\":\"Legal India Admin\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#\\\/schema\\\/person\\\/0bfdffe9059fb8bb24a86d094609c5ea\"},\"headline\":\"The United India Insurance Co Ltd vs Sri Ramamurthy @ Ramachandrappa on 16 October, 2009\",\"datePublished\":\"2009-10-15T18:30:00+00:00\",\"dateModified\":\"2017-05-02T07:29:47+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/the-united-india-insurance-co-ltd-vs-sri-ramamurthy-ramachandrappa-on-16-october-2009\"},\"wordCount\":1310,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#organization\"},\"articleSection\":[\"High Court\",\"Karnataka High Court\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/the-united-india-insurance-co-ltd-vs-sri-ramamurthy-ramachandrappa-on-16-october-2009#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/the-united-india-insurance-co-ltd-vs-sri-ramamurthy-ramachandrappa-on-16-october-2009\",\"url\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/the-united-india-insurance-co-ltd-vs-sri-ramamurthy-ramachandrappa-on-16-october-2009\",\"name\":\"The United India Insurance Co Ltd vs Sri Ramamurthy @ Ramachandrappa on 16 October, 2009 - Free Judgements of Supreme Court & High Court | Legal India\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#website\"},\"datePublished\":\"2009-10-15T18:30:00+00:00\",\"dateModified\":\"2017-05-02T07:29:47+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/the-united-india-insurance-co-ltd-vs-sri-ramamurthy-ramachandrappa-on-16-october-2009#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/the-united-india-insurance-co-ltd-vs-sri-ramamurthy-ramachandrappa-on-16-october-2009\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/the-united-india-insurance-co-ltd-vs-sri-ramamurthy-ramachandrappa-on-16-october-2009#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"The United India Insurance Co Ltd vs Sri Ramamurthy @ Ramachandrappa on 16 October, 2009\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#website\",\"url\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/\",\"name\":\"Free Judgements of Supreme Court & High Court | Legal India\",\"description\":\"Search and read the latest judgements, orders, and rulings from the Supreme Court of India and all High Courts. A comprehensive database for lawyers, advocates, and law students.\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#organization\"},\"alternateName\":\"Free judgements of Supreme Court & High Court of India | Legal India\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#organization\",\"name\":\"Judgements of Supreme Court & High Court | Legal India\",\"alternateName\":\"Legal India\",\"url\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/wp-content\\\/uploads\\\/sites\\\/5\\\/2025\\\/09\\\/legal-india-icon.jpg\",\"contentUrl\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/wp-content\\\/uploads\\\/sites\\\/5\\\/2025\\\/09\\\/legal-india-icon.jpg\",\"width\":512,\"height\":512,\"caption\":\"Judgements of Supreme Court & High Court | Legal India\"},\"image\":{\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/LegalindiaCom\\\/\",\"https:\\\/\\\/x.com\\\/Legal_india\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#\\\/schema\\\/person\\\/0bfdffe9059fb8bb24a86d094609c5ea\",\"name\":\"Legal India Admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/4faa9d728ed1af3b73d52225c7f12901ac726fe6f7ea0a3348a1d51f3a930987?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/4faa9d728ed1af3b73d52225c7f12901ac726fe6f7ea0a3348a1d51f3a930987?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/4faa9d728ed1af3b73d52225c7f12901ac726fe6f7ea0a3348a1d51f3a930987?s=96&d=mm&r=g\",\"caption\":\"Legal India Admin\"},\"sameAs\":[\"https:\\\/\\\/www.legalindia.com\",\"https:\\\/\\\/x.com\\\/legaliadmin\"],\"url\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/author\\\/legal-india-admin\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"The United India Insurance Co Ltd vs Sri Ramamurthy @ Ramachandrappa on 16 October, 2009 - Free Judgements of Supreme Court & High Court | Legal India","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.legalindia.com\/judgments\/the-united-india-insurance-co-ltd-vs-sri-ramamurthy-ramachandrappa-on-16-october-2009","og_locale":"en_US","og_type":"article","og_title":"The United India Insurance Co Ltd vs Sri Ramamurthy @ Ramachandrappa on 16 October, 2009 - Free Judgements of Supreme Court & High Court | Legal India","og_url":"https:\/\/www.legalindia.com\/judgments\/the-united-india-insurance-co-ltd-vs-sri-ramamurthy-ramachandrappa-on-16-october-2009","og_site_name":"Free Judgements of Supreme Court & High Court | Legal India","article_publisher":"https:\/\/www.facebook.com\/LegalindiaCom\/","article_published_time":"2009-10-15T18:30:00+00:00","article_modified_time":"2017-05-02T07:29:47+00:00","og_image":[{"width":512,"height":512,"url":"https:\/\/i0.wp.com\/www.legalindia.com\/judgments\/wp-content\/uploads\/sites\/5\/2025\/09\/legal-india-icon.jpg?fit=512%2C512&ssl=1","type":"image\/jpeg"}],"author":"Legal India Admin","twitter_card":"summary_large_image","twitter_creator":"@legaliadmin","twitter_site":"@Legal_india","twitter_misc":{"Written by":"Legal India Admin","Est. reading time":"10 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.legalindia.com\/judgments\/the-united-india-insurance-co-ltd-vs-sri-ramamurthy-ramachandrappa-on-16-october-2009#article","isPartOf":{"@id":"https:\/\/www.legalindia.com\/judgments\/the-united-india-insurance-co-ltd-vs-sri-ramamurthy-ramachandrappa-on-16-october-2009"},"author":{"name":"Legal India Admin","@id":"https:\/\/www.legalindia.com\/judgments\/#\/schema\/person\/0bfdffe9059fb8bb24a86d094609c5ea"},"headline":"The United India Insurance Co Ltd vs Sri Ramamurthy @ Ramachandrappa on 16 October, 2009","datePublished":"2009-10-15T18:30:00+00:00","dateModified":"2017-05-02T07:29:47+00:00","mainEntityOfPage":{"@id":"https:\/\/www.legalindia.com\/judgments\/the-united-india-insurance-co-ltd-vs-sri-ramamurthy-ramachandrappa-on-16-october-2009"},"wordCount":1310,"commentCount":0,"publisher":{"@id":"https:\/\/www.legalindia.com\/judgments\/#organization"},"articleSection":["High Court","Karnataka High Court"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.legalindia.com\/judgments\/the-united-india-insurance-co-ltd-vs-sri-ramamurthy-ramachandrappa-on-16-october-2009#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.legalindia.com\/judgments\/the-united-india-insurance-co-ltd-vs-sri-ramamurthy-ramachandrappa-on-16-october-2009","url":"https:\/\/www.legalindia.com\/judgments\/the-united-india-insurance-co-ltd-vs-sri-ramamurthy-ramachandrappa-on-16-october-2009","name":"The United India Insurance Co Ltd vs Sri Ramamurthy @ Ramachandrappa on 16 October, 2009 - Free Judgements of Supreme Court & High Court | Legal India","isPartOf":{"@id":"https:\/\/www.legalindia.com\/judgments\/#website"},"datePublished":"2009-10-15T18:30:00+00:00","dateModified":"2017-05-02T07:29:47+00:00","breadcrumb":{"@id":"https:\/\/www.legalindia.com\/judgments\/the-united-india-insurance-co-ltd-vs-sri-ramamurthy-ramachandrappa-on-16-october-2009#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.legalindia.com\/judgments\/the-united-india-insurance-co-ltd-vs-sri-ramamurthy-ramachandrappa-on-16-october-2009"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.legalindia.com\/judgments\/the-united-india-insurance-co-ltd-vs-sri-ramamurthy-ramachandrappa-on-16-october-2009#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.legalindia.com\/judgments\/"},{"@type":"ListItem","position":2,"name":"The United India Insurance Co Ltd vs Sri Ramamurthy @ Ramachandrappa on 16 October, 2009"}]},{"@type":"WebSite","@id":"https:\/\/www.legalindia.com\/judgments\/#website","url":"https:\/\/www.legalindia.com\/judgments\/","name":"Free Judgements of Supreme Court & High Court | Legal India","description":"Search and read the latest judgements, orders, and rulings from the Supreme Court of India and all High Courts. A comprehensive database for lawyers, advocates, and law students.","publisher":{"@id":"https:\/\/www.legalindia.com\/judgments\/#organization"},"alternateName":"Free judgements of Supreme Court & High Court of India | Legal India","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.legalindia.com\/judgments\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.legalindia.com\/judgments\/#organization","name":"Judgements of Supreme Court & High Court | Legal India","alternateName":"Legal India","url":"https:\/\/www.legalindia.com\/judgments\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.legalindia.com\/judgments\/#\/schema\/logo\/image\/","url":"https:\/\/www.legalindia.com\/judgments\/wp-content\/uploads\/sites\/5\/2025\/09\/legal-india-icon.jpg","contentUrl":"https:\/\/www.legalindia.com\/judgments\/wp-content\/uploads\/sites\/5\/2025\/09\/legal-india-icon.jpg","width":512,"height":512,"caption":"Judgements of Supreme Court & High Court | Legal India"},"image":{"@id":"https:\/\/www.legalindia.com\/judgments\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/LegalindiaCom\/","https:\/\/x.com\/Legal_india"]},{"@type":"Person","@id":"https:\/\/www.legalindia.com\/judgments\/#\/schema\/person\/0bfdffe9059fb8bb24a86d094609c5ea","name":"Legal India Admin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/4faa9d728ed1af3b73d52225c7f12901ac726fe6f7ea0a3348a1d51f3a930987?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4faa9d728ed1af3b73d52225c7f12901ac726fe6f7ea0a3348a1d51f3a930987?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/4faa9d728ed1af3b73d52225c7f12901ac726fe6f7ea0a3348a1d51f3a930987?s=96&d=mm&r=g","caption":"Legal India Admin"},"sameAs":["https:\/\/www.legalindia.com","https:\/\/x.com\/legaliadmin"],"url":"https:\/\/www.legalindia.com\/judgments\/author\/legal-india-admin"}]}},"modified_by":null,"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack_likes_enabled":true,"jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/posts\/66922","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/comments?post=66922"}],"version-history":[{"count":0,"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/posts\/66922\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/media?parent=66922"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/categories?post=66922"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/tags?post=66922"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}