{"id":67071,"date":"2011-10-31T00:00:00","date_gmt":"2011-10-30T18:30:00","guid":{"rendered":"https:\/\/www.legalindia.com\/judgments\/ram-prakash-mehra-vs-union-bank-of-india-ors-on-31-october-2011"},"modified":"2016-06-27T18:20:31","modified_gmt":"2016-06-27T12:50:31","slug":"ram-prakash-mehra-vs-union-bank-of-india-ors-on-31-october-2011","status":"publish","type":"post","link":"https:\/\/www.legalindia.com\/judgments\/ram-prakash-mehra-vs-union-bank-of-india-ors-on-31-october-2011","title":{"rendered":"Ram Prakash Mehra vs Union Bank Of India &amp; Ors. on 31 October, 2011"},"content":{"rendered":"<div class=\"docsource_main\">Delhi High Court<\/div>\n<div class=\"doc_title\">Ram Prakash Mehra vs Union Bank Of India &amp; Ors. on 31 October, 2011<\/div>\n<div class=\"doc_author\">Author: Pradeep Nandrajog<\/div>\n<pre>$~2, 3 &amp; 4\n*    IN THE HIGH COURT OF DELHI AT NEW DELHI\n\n%                                     Date of Decision: 31st October, 2011\n\n+      RFA (OS) 69\/2011\n\n       RAM PRAKASH MEHRA                  ..... Appellant\n                Through: Mr.Jagjit Singh, Advocate\n\n                                      versus\n\n       UNION BANK OF INDIA &amp; ORS.           ..... Respondents\n                Through: Mr.Gautam Gupta for Aditya Madan,\n                          Advocate for R-1\n                          Mrs.Mala Goel and Mr.Yashpal Singh,\n                          Advocates for R-6\n\n       RFA (OS) 70\/2011\n\n       POONAM MALHOTRA                       ..... Appellant\n               Through: Mr.Jagjit Singh, Advocate\n\n                                      versus\n\n       UNION BANK OF INDIA &amp; ORS.           ..... Respondents\n                Through: Mr.Gautam Gupta for Aditya Madan,\n                          Advocate for R-1\n                          Mrs.Mala Goel and Mr.Yashpal Singh,\n                          Advocates for R-6\n\n       RFA (OS) 71\/2011\n\n       HARSH ARORA                                         ..... Appellant\n               Through:               Mr.Jagjit Singh, Advocate\n\n                                      versus\n\nRFA (OS) 69\/2011, 70\/2011 &amp; 71\/2011                           Page 1 of 18\n         UNION BANK OF INDIA &amp; ORS.           ..... Respondents\n                 Through: Mr.Gautam Gupta for Aditya Madan,\n                           Advocate for R-1\n                           Mrs.Mala Goel and Mr.Yashpal Singh,\n                           Advocates for R-6\n        CORAM:\n        HON'BLE MR. JUSTICE PRADEEP NANDRAJOG\n        HON'BLE MR. JUSTICE S.P.GARG\n\n     1. Whether the Reporters of local papers may be allowed\n        to see the judgment?\n     2. To be referred to Reporter or not?\n\n     3. Whether the judgment should be reported in the Digest?\nPRADEEP NANDRAJOG, J. (Oral)\n<\/pre>\n<p>1.            Three suits pertaining to the basement, ground floor<br \/>\nand second floor of property bearing Municipal No.S-455,<br \/>\nGreater Kailash, Part-I, New Delhi, seeking a declaration that<br \/>\nSh.Krishan Gopal Sharma was neither the owner nor had any<br \/>\nright to create a mortgage on 21.12.1989 in respect of property<br \/>\nNo.S-455,      Greater      Kailash,   Part-I,   New   Delhi   and    as   a<br \/>\nconsequence declare void the notice (undated) issued by the<br \/>\nUnion Bank of India under Sub-Section 4 of Section 13 of the<br \/>\nSecuritization and Reconstruction of Financial Assets and<br \/>\nEnforcement of Security Interest Act 2002 and decree for<br \/>\ninjunction to restrain the bank from proceeding further with the<br \/>\nsale of the property have been held to be barred by virtue of<br \/>\nSection 34 of the Securitization and Reconstruction of Financial<br \/>\nAssets and Enforcement of Security Interest Act 2002.\n<\/p>\n<p><span class=\"hidden_text\">RFA (OS) 69\/2011, 70\/2011 &amp; 71\/2011                        Page 2 of 18<\/span><\/p>\n<p> 2.            Section 34 of Securitization and Reconstruction of<br \/>\nFinancial Assets and Enforcement of Security Interest Act 2002<br \/>\nreads as under:-\n<\/p>\n<blockquote><p>        &#8220;34. Civil Court not to have jurisdiction<\/p>\n<p>       No civil court shall have jurisdiction to entertain any<br \/>\n       suit or proceeding in respect of any matter which a<br \/>\n       Debts Recovery Tribunal or the Appellate Tribunal is<br \/>\n       empowered by or under this Act to determine and no<br \/>\n       injunction shall be granted by any court or other<br \/>\n       authority in respect of any action taken or to be taken<br \/>\n       in pursuance of any power conferred by or under this<br \/>\n       Act or under the Recovery of Debts Due to Banks and<br \/>\n       Financial Institutions Act, 1993.&#8221;\n<\/p><\/blockquote>\n<p>3.            A bare perusal of the language of Section 34 noted<br \/>\nabove would reveal that it bars the jurisdiction of a civil court, to<br \/>\nentertain a suit, in respect of any matter which the Debts<br \/>\nRecovery Tribunal or the Appellate Tribunal constituted under<br \/>\nthe Act is empowered to so determine. Thus, our job is to see<br \/>\nwhether the subject matter of the suit(s) filed by the appellants<br \/>\nembraced a subject matter belonging to the jurisdiction of the<br \/>\nDebts Recovery Tribunal.\n<\/p>\n<p>4.            Since acts of omission or commission give birth to<br \/>\nlitigation, we note the relevant facts.\n<\/p>\n<p>5.            DLF Housing &amp; Construction Pvt. Ltd. (hereinafter<br \/>\nreferred to as \u201eDLF\u201f) obtained a license from the Municipal<br \/>\nCorporation of Delhi to develop a parcel of land in South Delhi<br \/>\nand sell plots therein. The developed land was named Greater<br \/>\nKailash Part-I and Greater Kailash Part-II and the plot of land<br \/>\nbearing No.S-455 Greater Kailash Part-I was sold by DLF, under a<br \/>\n<span class=\"hidden_text\">RFA (OS) 69\/2011, 70\/2011 &amp; 71\/2011                   Page 3 of 18<\/span><br \/>\n sale deed dated 4.6.1964, in favour of Sh.Jai Narain Seth and<br \/>\nSh.Sharan Jeet Singh who became the free-hold owners of the<br \/>\nland in question.\n<\/p>\n<p>6.            On 5th February 1966 Jai Narain Seth sold his half-<br \/>\nshare in Plot No.S-455 Greater Kailash Part-I to his co-owner i.e.<br \/>\nSharan Jeet Singh.              The sale deed stands registered as<br \/>\nDocument No.1144, Additional Book No.1, Vol. No.1471 at pages<br \/>\n153 to 155 and the date of registration is 19th February 1966.\n<\/p>\n<p>7.            On 9th June 1989 by and under a sale deed of even<br \/>\ndate Sharan Jeet Singh sold the land to Rajesh Khurana and the<br \/>\nsale deed is registered as Document No.5026, Additional Book<br \/>\nNo.1, Volume No.6437 at pages 152-201 dated 9th June 1989.\n<\/p>\n<p>8.            Rajesh      Khurana     obtained   a   sanction   from      the<br \/>\nMunicipal Corporation of Delhi to construct a building on the plot<br \/>\nand completed construction and obtained completion certificate<br \/>\nNo.332\/CC\/90 dated 12th March 1991 from the Municipal<br \/>\nCorporation of Delhi.          The building constructed consisted of a<br \/>\nbasement, a ground floor with mezzanine, a first floor and a<br \/>\nsecond floor.\n<\/p>\n<p>9.            Thereafter, under different sale deeds executed on<br \/>\ndifferent dates in the months of February and March 1992 and<br \/>\nAugust 1991, Rajesh Khurana sold different portions of the<br \/>\nproperty to different persons and ultimately the three appellants<br \/>\npurchased the basement, the ground floor and the second floor<br \/>\nrespectively.\n<\/p>\n<p>10.           This is the line of title flowing, commencing from DLF<br \/>\nand the first purchasers under DLF being Jai Narain Seth and<br \/>\n<span class=\"hidden_text\">RFA (OS) 69\/2011, 70\/2011 &amp; 71\/2011                        Page 4 of 18<\/span><br \/>\n Sharan Jeet Singh.           Title is derived by the appellants in the<br \/>\nmanner aforesaid and suffice would it be to state that having<br \/>\nexecuted the sale deed dated 5th February 1966 conveying his<br \/>\nhalf share in the land to his co-owner Sh.Sharan Jeet Singh, as<br \/>\nper the appellants, Jai Narain Seth was left with no right, title or<br \/>\ninterest in the land.\n<\/p>\n<p>11.           On 21st December 1989, one Krishan Gopal deposited<br \/>\na sale deed executed on 5th January 1979, bearing registration<br \/>\nNo.1144, Additional Book No.1, Volume No.1471 at pages 45-47<br \/>\nwith the Sub-Registrar Delhi in respect of a loan granted by the<br \/>\nUnion Bank of India to S.K.Trading Company of which Krishan<br \/>\nGopal Sharma was alleged to be the proprietor thereof. It may<br \/>\nbe highlighted that the registration particulars as per sale deed<br \/>\ndated 5th January 1979 are the same as are of the sale deed<br \/>\ndated 5th February 1966 whereunder Jai Narain Seth conveyed<br \/>\nhis half share in the plot to the co-owner Sh.Sharan Jeet Singh.\n<\/p>\n<p>12.           There      being        default   in   the   loan   advanced       to<br \/>\nS.K.Trading Company, the bank proceeded under Section 13 of<br \/>\nthe Securitization and Reconstruction of Financial Assets and<br \/>\nEnforcement of Security Interest Act 2002 and as per the<br \/>\nmandate of sub-section (2) thereof left an undated notice at the<br \/>\nbuilding on 11th May 2001 recording therein that Krishan Gopal<br \/>\nSharma, as owner of the property had mortgaged the same to<br \/>\nthe Union Bank of India and there being outstanding dues, the<br \/>\nbank would be proceeding to sell the mortgaged property.\n<\/p>\n<p>13.           Attempts by the appellants to satisfy the bank that it<br \/>\nhad been cheated by Krishan Gopal Sharma failing in the bank<br \/>\n<span class=\"hidden_text\">RFA (OS) 69\/2011, 70\/2011 &amp; 71\/2011                               Page 5 of 18<\/span><br \/>\n to withdraw the notice issued, resulted in the three appellants<br \/>\nfiling three identical suits praying for identical decrees, in<br \/>\nrelation to different portions of the building purchased by them.\n<\/p>\n<p>14.           Without issuing summons in the suit, at the ex-parte<br \/>\nhearing, i.e. the very first day when the suits were listed before<br \/>\nCourt, the learned Single Judge held that the bar of Section 34 of<br \/>\nthe Securitization and Reconstruction of Financial Assets and<br \/>\nEnforcement of Security Interest Act 2002 rendered the plaints<br \/>\nto be rejected.\n<\/p>\n<p>15.           Clause (f) of sub-section (1) of Section 2 of the<br \/>\nSecuritization and Reconstruction of Financial Assets and<br \/>\nEnforcement of Security Interest Act 2002 defines a \u201eborrower\u201f<br \/>\nas under:-\n<\/p>\n<blockquote><p>       &#8220;(f) &#8220;borrower&#8221; means any person who has been<br \/>\n       granted financial assistance by any bank or financial<br \/>\n       institution or who has given any guarantee or created<br \/>\n       any mortgage or pledge as security for the financial<br \/>\n       assistance granted by any bank or financial institution<br \/>\n       and includes a person who becomes borrower of a<br \/>\n       securitisation company or reconstruction company<br \/>\n       consequent upon acquisition by it of any rights or<br \/>\n       interest of any bank or financial institution in relation<br \/>\n       to such financial assistance;\n<\/p><\/blockquote>\n<p>16.    A bare perusal of the definition of the word \u201eborrower\u201f<br \/>\nwould show that a borrower would be a person who has been<br \/>\ngranted financial assistance by a bank or a financial institution<br \/>\nor a person who has given guarantee or created a mortgage or<br \/>\npledge as security for the financial assistance granted and<br \/>\nwould     include      a    person    who   becomes   borrower     of   a<br \/>\nsecuritization company or reconstruction company consequent<br \/>\n<span class=\"hidden_text\">RFA (OS) 69\/2011, 70\/2011 &amp; 71\/2011                     Page 6 of 18<\/span><br \/>\n upon acquisition by it of any rights or interest of any bank or<br \/>\nfinancial institution in relation to such financial assistance.\n<\/p>\n<p>17.    Under the General Law of Devolution of Interest upon<br \/>\ndeath of a person, a borrower would include the legal<br \/>\nrepresentative of a person who would be a borrower as per the<br \/>\ndefinition of the said word in the statute.\n<\/p>\n<p>18.    Section 13 of the Securitization and Reconstruction of<br \/>\nFinancial Assets and Enforcement of Security Interest Act 2002<br \/>\ngoverns the procedure to be followed in enforcing a security. It<br \/>\nreads as under:-\n<\/p>\n<blockquote><p>       &#8220;13. Enforcement of security interest<\/p>\n<p>       (1) Notwithstanding anything contained in section 69<br \/>\n       or section 69A of the Transfer of Property Act, 1882,<br \/>\n       any security interest created in favour of any secured<br \/>\n       creditor may be enforced, without the intervention of<br \/>\n       court or tribunal, by such creditor in accordance with<br \/>\n       the provisions of this Act.\n<\/p><\/blockquote>\n<blockquote><p>       (2) Where any borrower, who is under a liability to a<br \/>\n       secured creditor under a security agreement, makes<br \/>\n       any default in repayment of secured debt or any<br \/>\n       instalment thereof, and his account in respect of such<br \/>\n       debt is classified by the secured creditor as non-<br \/>\n       performing asset, then, the secured creditor may<br \/>\n       require the borrower by notice in writing to discharge<br \/>\n       in full his liabilities to the secured creditor within sixty<br \/>\n       days from the date of notice failing which the secured<br \/>\n       creditor shall be entitled to exercise all or any of the<br \/>\n       rights under sub section (4).\n<\/p><\/blockquote>\n<blockquote><p>       (3) The notice referred to in sub-section (2) shall give<br \/>\n       details of the amount payable by the borrower and the<br \/>\n       secured assets intended to be enforced by the secured<br \/>\n<span class=\"hidden_text\">RFA (OS) 69\/2011, 70\/2011 &amp; 71\/2011                     Page 7 of 18<\/span><br \/>\n        creditor in the event of non-payment of secured debts<br \/>\n       by the borrower.\n<\/p><\/blockquote>\n<blockquote><p>       (3A) If, on receipt of the notice under sub-section (2),<br \/>\n       the borrower makes any representation or raises any<br \/>\n       objection, the secured creditor shall consider such<br \/>\n       representation or objection and if the secured creditor<br \/>\n       comes to the conclusion that such representation or<br \/>\n       objection is not acceptable or tenable, he shall<br \/>\n       communicate within one week of receipt of such<br \/>\n       representation or objection the reasons for non-<br \/>\n       acceptance of the representation or objection to the<br \/>\n       borrower:\n<\/p><\/blockquote>\n<blockquote><p>       PROVIDED that the reasons so communicated or the<br \/>\n       likely action of the secured creditor at the stage of<br \/>\n       communication of reasons shall not confer any right<br \/>\n       upon the borrower to prefer an application to the<br \/>\n       Debts Recovery Tribunal under section 17 or the Court<br \/>\n       of District Judge under section 17A.\n<\/p><\/blockquote>\n<blockquote><p>       (4) In case the borrower fails to discharge his liability<br \/>\n       in full within the period specified in sub-section (2), the<br \/>\n       secured creditor may take recourse to one or more of<br \/>\n       the following measures to recover<br \/>\n       his secured debt, namely:&#8211;\n<\/p><\/blockquote>\n<blockquote><p>       (a) take possession of the secured assets of the<br \/>\n       borrower including the right to transfer by way of<br \/>\n       lease, assignment or sale for realising the secured<br \/>\n       asset;\n<\/p><\/blockquote>\n<blockquote><p>       (b) take over the management of the business of the<br \/>\n       borrower including the right to transfer by way of<br \/>\n       lease, assignment or sale for realising the secured<br \/>\n       asset:\n<\/p><\/blockquote>\n<blockquote><p>       PROVIDED that the right to transfer by way of lease,<br \/>\n       assignment or sale shall be exercised only where the<\/p>\n<p><span class=\"hidden_text\">RFA (OS) 69\/2011, 70\/2011 &amp; 71\/2011                    Page 8 of 18<\/span><br \/>\n        substantial part of the business of the borrower is held<br \/>\n       as security for the debt:\n<\/p><\/blockquote>\n<blockquote><p>       PROVIDED FURTHER that where the management of<br \/>\n       whole of the business or part of the business is<br \/>\n       severable, the secured creditor shall take over the<br \/>\n       management of such business of the borrower which<br \/>\n       is relatable to the security for the debt.\n<\/p><\/blockquote>\n<blockquote><p>       (c) appoint any person (hereafter referred to as the<br \/>\n       manager), to manage the secured assets the<br \/>\n       possession of which has been taken over by the<br \/>\n       secured creditor;\n<\/p><\/blockquote>\n<blockquote><p>       (d) require at any time by notice in writing, any<br \/>\n       person who has acquired any of the secured assets<br \/>\n       from the borrower and from whom any money is due<br \/>\n       or may become due to the borrower, to pay the<br \/>\n       secured creditor, so much of the money as is sufficient<br \/>\n       to pay the secured debt.\n<\/p><\/blockquote>\n<blockquote><p>       (5) Any payment made by any person referred to in<br \/>\n       clause (d) of sub-section (4) to the secured creditor<br \/>\n       shall give such person a valid discharge as if he has<br \/>\n       made payment to the borrower.\n<\/p><\/blockquote>\n<blockquote><p>       (6) Any transfer of secured asset after taking<br \/>\n       possession thereof or take over of management under<br \/>\n       sub-section (4), by the secured creditor or by the<br \/>\n       manager on behalf of the secured creditor shall vest in<br \/>\n       the transferee all rights in, or in relation to, the<br \/>\n       secured asset transferred as if the transfer had been<br \/>\n       made by the owner of such secured asset.\n<\/p><\/blockquote>\n<blockquote><p>       (7) Where any action has been taken against a<br \/>\n       borrower under the provisions of sub-section (4), all<br \/>\n       costs, charges and expenses which, in the opinion of<br \/>\n       the secured creditor, have been properly incurred by<br \/>\n       him or any expenses incidental thereto, shall be<br \/>\n       recoverable from the borrower and the money which is<br \/>\n<span class=\"hidden_text\">RFA (OS) 69\/2011, 70\/2011 &amp; 71\/2011                  Page 9 of 18<\/span><br \/>\n        received by the secured creditor shall, in the absence<br \/>\n       of any contract to the contrary, be held by him in<br \/>\n       trust, to be applied, firstly, in payment of such costs,<br \/>\n       charges and expenses and secondly, in discharge of<br \/>\n       the dues of the secured creditor and the residue of the<br \/>\n       money so received shall be paid to the person entitled<br \/>\n       thereto in accordance with his rights and interests.\n<\/p><\/blockquote>\n<blockquote><p>       (8) If the dues of the secured creditor together with all<br \/>\n       costs, charges and expenses incurred by him are<br \/>\n       tendered to the secured creditor at any time before<br \/>\n       the date fixed for sale or transfer, the secured asset<br \/>\n       shall not be sold or transferred by the secured<br \/>\n       creditor, and no further step shall be taken by him for<br \/>\n       transfer or sale of that secured asset.\n<\/p><\/blockquote>\n<blockquote><p>       (9) In the case of financing of a financial asset by more<br \/>\n       than one secured creditors or joint financing of a<br \/>\n       financial asset by secured creditors, no secured<br \/>\n       creditor shall be entitled to exercise any or all of the<br \/>\n       rights conferred on him under or pursuant to sub-<br \/>\n       section (4) unless exercise of such right is agreed<br \/>\n       upon by the secured creditors representing not less<br \/>\n       than three-fourth in value of the amount outstanding<br \/>\n       as on a record date and such action shall be binding<br \/>\n       on all the secured creditors:\n<\/p><\/blockquote>\n<blockquote><p>       PROVIDED that in the case of a company in liquidation,<br \/>\n       the amount realised from the sale of secured assets<br \/>\n       shall be distributed in accordance with the provisions<br \/>\n       of section 529A of the Companies Act, 1956:\n<\/p><\/blockquote>\n<blockquote><p>       PROVIDED FURTHER that in the case of a company<br \/>\n       being wound up on or after the commencement of this<br \/>\n       Act, the secured creditor of such company, who opts<br \/>\n       to realise his security instead of relinquishing his<br \/>\n       security and proving his debt under proviso to sub-<br \/>\n       section (1) of section 529 of the Companies Act, 1956<br \/>\n       (1 of 1956), may retain the sale proceeds of his<br \/>\n       secured assets after depositing the workmen&#8217;s dues<br \/>\n<span class=\"hidden_text\">RFA (OS) 69\/2011, 70\/2011 &amp; 71\/2011                   Page 10 of 18<\/span><br \/>\n        with the liquidator in accordance with the provisions of<br \/>\n       section 529A of that Act:\n<\/p><\/blockquote>\n<blockquote><p>       PROVIDED ALSO that the liquidator referred to in the<br \/>\n       second proviso shall intimate the secured creditors the<br \/>\n       workmen&#8217;s dues in accordance with the provisions of<br \/>\n       section 529A of the Companies Act, 1956 and in case<br \/>\n       such workmen&#8217;s dues cannot be ascertained, the<br \/>\n       liquidator shall intimate the estimated amount of<br \/>\n       workmen&#8217;s dues under that section to the secured<br \/>\n       creditor and in such case the secured creditor may<br \/>\n       retain the sale proceeds of the secured assets after<br \/>\n       depositing the amount of such estimated dues<br \/>\n       with the liquidator:\n<\/p><\/blockquote>\n<blockquote><p>       PROVIDED ALSO that in case the secured creditor<br \/>\n       deposits the estimated amount of workmen&#8217;s dues,<br \/>\n       such creditor shall be liable to pay the balance of the<br \/>\n       workmen&#8217;s dues or entitled to receive the excess<br \/>\n       amount, if any, deposited by the secured creditor with<br \/>\n       the liquidator:\n<\/p><\/blockquote>\n<blockquote><p>       PROVIDED ALSO that the secured creditor shall furnish<br \/>\n       an undertaking to the liquidator to pay the balance of<br \/>\n       the workmen&#8217;s dues, if any.\n<\/p><\/blockquote>\n<blockquote><p>       Explanation : For the purposes of this sub-section,&#8211;\n<\/p><\/blockquote>\n<blockquote><p>       (a) &#8220;record date&#8221; means the date agreed upon by the<br \/>\n       secured creditors representing not less than three-<br \/>\n       fourth in value of the amount outstanding on such<br \/>\n       date;\n<\/p><\/blockquote>\n<blockquote><p>       (b)   &#8220;amount outstanding&#8221; shall include principal,<br \/>\n       interest and any other dues payable by the borrower<br \/>\n       to the secured creditor in respect of secured asset as<br \/>\n       per the books of account of the secured creditor.\n<\/p><\/blockquote>\n<blockquote><p>       (10) Where dues of the secured creditor are not fully<br \/>\n       satisfied with the sale proceeds of the secured assets,<br \/>\n<span class=\"hidden_text\">RFA (OS) 69\/2011, 70\/2011 &amp; 71\/2011                  Page 11 of 18<\/span><br \/>\n        the secured creditor may file an application in the<br \/>\n       form and manner as may be prescribed to the Debts<br \/>\n       Recovery Tribunal having jurisdiction or a competent<br \/>\n       court, as the case may be, for recovery of the balance<br \/>\n       amount from the borrower.\n<\/p><\/blockquote>\n<blockquote><p>       (11) Without prejudice to the rights conferred on the<br \/>\n       secured creditor under or by this section, the secured<br \/>\n       creditor shall be entitled to proceed against the<br \/>\n       guarantors or sell the pledged assets without first<br \/>\n       taking any of the measures specified in clauses (a) to\n<\/p><\/blockquote>\n<blockquote><p>       (d) of sub-section (4) in relation to the secured assets<br \/>\n       under this Act.\n<\/p><\/blockquote>\n<blockquote><p>       (12) The rights of a secured creditor under this Act<br \/>\n       may be exercised by one or more of his officers<br \/>\n       authorised in this behalf in such manner as may be<br \/>\n       prescribed.\n<\/p><\/blockquote>\n<blockquote><p>       (13) No borrower shall, after receipt of notice referred<br \/>\n       to in sub-section (2), transfer by way of sale, lease or<br \/>\n       otherwise (other than in the ordinary course of his<br \/>\n       business) any of his secured assets referred to in the<br \/>\n       notice, without prior written consent of the secured<br \/>\n       creditor.&#8221;\n<\/p><\/blockquote>\n<p>19.    The amended Section, with the amendments carried out in<br \/>\nlight of the decision of the Supreme Court reported as 2004 (4)<br \/>\nSCC 311 Mardia Chemical Ltd. &amp; Ors. vs. UOI &amp; Ors., vide sub-<br \/>\nsection (2) thereof, obliges the secured creditor to serve a<br \/>\nnotice upon the borrower to discharge full liability within 60 days<br \/>\nfailing which the secured creditor would be entitled to take<br \/>\nrecourse to sub-section (4) of Section 13 i.e. take possession of<br \/>\nthe secured asset and sell the same. Vide sub-section (3A) the<br \/>\nborrower has a right to represent against the proposed action. If<br \/>\naggrieved, a right of appeal has been conferred under Section<br \/>\n<span class=\"hidden_text\">RFA (OS) 69\/2011, 70\/2011 &amp; 71\/2011                  Page 12 of 18<\/span><br \/>\n 17 of the Securitization and Reconstruction of Financial Assets<br \/>\nand Enforcement of Security Interest Act 2002 and we note the<br \/>\nsame. It reads as under:-\n<\/p>\n<blockquote><p>       &#8220;17. Right to appeal<\/p>\n<p>       (1) Any person (including borrower), aggrieved by any<br \/>\n       of the measures referred to in sub-section (4) of<br \/>\n       section 13 taken by the secured creditor or his<br \/>\n       authorised officer under this Chapter, may make an<br \/>\n       application alongwith such fee, as may be prescribed<br \/>\n       to the Debts Recovery Tribunal having jurisdiction in<br \/>\n       the matter within forty-five days from the date on<br \/>\n       which such measure had been taken:\n<\/p><\/blockquote>\n<blockquote><p>       PROVIDED that different fees may be prescribed for<br \/>\n       making the application by the borrower and the<br \/>\n       person other than the borrower.\n<\/p><\/blockquote>\n<blockquote><p>       Explanation : For the removal of doubts, it is hereby<br \/>\n       declared that the communication of the reasons to the<br \/>\n       borrower by the secured creditor for not having<br \/>\n       accepted his representation or objection or the likely<br \/>\n       action of the secured creditor at the stage of<br \/>\n       communication of reasons to the borrower shall not<br \/>\n       entitle the person (including borrower) to make an<br \/>\n       application to the Debts Recovery Tribunal under this<br \/>\n       sub-section.\n<\/p><\/blockquote>\n<blockquote><p>       (2) The Debts Recovery Tribunal shall consider<br \/>\n       whether any of the measures referred to in sub-<br \/>\n       section (4) of section 13 taken by the secured creditor<br \/>\n       for enforcement of security are in accordance with the<br \/>\n       provisions of this Act and the rules made thereunder.\n<\/p><\/blockquote>\n<blockquote><p>       (3) If, the Debts Recovery Tribunal, after examining<br \/>\n       the facts and circumstances of the case and evidence<br \/>\n       produced by the parties, comes to the conclusion that<br \/>\n       any of the measures referred to in sub-section (4) of<br \/>\n       section 13, taken by the secured creditor are not in<br \/>\n<span class=\"hidden_text\">RFA (OS) 69\/2011, 70\/2011 &amp; 71\/2011                 Page 13 of 18<\/span><br \/>\n        accordance with the provisions of this Act and the<br \/>\n       rules made thereunder, and require restoration of the<br \/>\n       management of the business to the borrower or<br \/>\n       restoration of possession of the secured assets to the<br \/>\n       borrower, it may by order, declare the recourse to any<br \/>\n       one or more measures referred to in sub-section (4) of<br \/>\n       section 13 taken by the secured creditors as invalid<br \/>\n       and restore the possession of the secured assets to<br \/>\n       the borrower or restore the management of the<br \/>\n       business to the borrower, as the case may be, and<br \/>\n       pass such order as it may consider appropriate and<br \/>\n       necessary in relation to any of the recourse taken by<br \/>\n       the secured creditor under sub-section (4) of section\n<\/p><\/blockquote>\n<blockquote><p>       13.<\/p>\n<p>       (4) If, the Debts Recovery Tribunal declares the<br \/>\n       recourse taken by a secured creditor under sub-<br \/>\n       section (4) of section 13, is in accordance with the<br \/>\n       provisions of this Act and the rules made thereunder,<br \/>\n       then, notwithstanding anything contained in any other<br \/>\n       law for the time being in force, the secured creditor<br \/>\n       shall be entitled to take recourse to one or more of the<br \/>\n       measures specified under sub-section (4) of section 13<br \/>\n       to recover his secured debt.\n<\/p><\/blockquote>\n<blockquote><p>       (5) Any application made under sub-section (1) shall<br \/>\n       be dealt with by the Debts Recovery Tribunal as<br \/>\n       expeditiously as possible and disposed of within sixty<br \/>\n       days from the date of such application:\n<\/p><\/blockquote>\n<blockquote><p>       PROVIDED that the Debts Recovery Tribunal may, from<br \/>\n       time to time, extend the said period for reasons to be<br \/>\n       recorded in writing, so, however, that the total period<br \/>\n       of pendency of the application with the Debts<br \/>\n       Recovery Tribunal, shall not exceed four months from<br \/>\n       the date of making of such application made under<br \/>\n       sub-section (1).\n<\/p><\/blockquote>\n<blockquote><p>       (6) If the application is not disposed of by the Debts<br \/>\n       Recovery Tribunal within the period of four months as<br \/>\n<span class=\"hidden_text\">RFA (OS) 69\/2011, 70\/2011 &amp; 71\/2011                  Page 14 of 18<\/span><br \/>\n        specified in sub-section (5), any part to the application<br \/>\n       may make an application, in such form as may be<br \/>\n       prescribed, to the Appellate Tribunal for directing the<br \/>\n       Debts Recovery Tribunal for expeditious disposal of<br \/>\n       the application pending before the Debts Recovery<br \/>\n       Tribunal and the Appellate Tribunal may, on such<br \/>\n       application, make an order for expeditious disposal of<br \/>\n       the pending application by the Debts Recovery<br \/>\n       Tribunal.\n<\/p><\/blockquote>\n<blockquote><p>       (7) Save as otherwise provided in this Act, the Debts<br \/>\n       Recovery Tribunal shall, as far as may be, dispose of<br \/>\n       the application in accordance with the provisions of<br \/>\n       the Recovery of Debts Due to Banks and Financial<br \/>\n       Institutions Act, 1993 and the rules made thereunder.&#8221;\n<\/p><\/blockquote>\n<p>20.    Suffice would it be to state that the right of appeal has<br \/>\nbeen conferred upon any person and includes the borrower if<br \/>\nthe grievance relates to a measure referred to in sub-section (4)<br \/>\nof Section 13.\n<\/p>\n<p>21.    Any person referred to in Section 17 would obviously<br \/>\ninclude a person other than the borrower and the question<br \/>\nwould be whether this \u201eany person\u201f would include persons<br \/>\nplaced in the position as the appellants find themselves i.e.<br \/>\npersons having no concern with the financial assistance given by<br \/>\nthe bank.\n<\/p>\n<p>22.    Now, borrower as defined in the Act means not only the<br \/>\nperson who has been granted financial assistance but includes a<br \/>\nperson who has given a guarantee or created a mortgage and<br \/>\nsince the definition of the word \u201eborrower\u201f is wide enough to<br \/>\nencompass persons other than the one who has availed the<br \/>\nfinancial assistance, \u201eany person\u201f referred to in Section 17 in<\/p>\n<p><span class=\"hidden_text\">RFA (OS) 69\/2011, 70\/2011 &amp; 71\/2011                   Page 15 of 18<\/span><br \/>\n whom the right of appeal is vested would obviously be a person<br \/>\nother than a borrower. (Borrower being a person defined in the<br \/>\ndefinition of the word \u201eborrower\u201f).\n<\/p>\n<p>23.    Thus, at first blush it would appear that the view taken by<br \/>\nthe learned Single Judge is correct, but we find that in para 51 of<br \/>\nthe decision in Mardia Chemicals (Supra), fraud is one area,<br \/>\nwhere the Supreme Court has recognized continued vesting of<br \/>\njurisdiction in a Civil Court.\n<\/p>\n<p>24.    On the facts of the instant case, Explanation-II to Section 3<br \/>\nof the Transfer of Property Act 1882 needs to be considered.<br \/>\nWe note the same:-\n<\/p>\n<blockquote><p>       &#8220;Explanation II. &#8211; Any person acquiring any immovable<br \/>\n       property or any share or interest in any such property<br \/>\n       shall be deemed to have notice of the title, if any, of<br \/>\n       any person who is for the time being in actual<br \/>\n       possession thereof.&#8221;\n<\/p><\/blockquote>\n<p>25.    By the time the mortgage was created on 21.12.1989,<br \/>\npossession of the plot was with Rajesh Khurana and issue would<br \/>\narise pertaining to his possessory rights being a deemed notice<br \/>\nof his interest in the property to the bank when the mortgage<br \/>\nwas created on 21.12.1989 by Krishan Gopal Sharma.\n<\/p>\n<p>26.    The bank claims the mortgage being created on 21 st<br \/>\nDecember 1989 by deposit of the sale deed dated 5.1.1979,<br \/>\nregistration particulars whereof, as noted by us herein-above,<br \/>\nwould prima-facie evidence that it could not be so registered as<br \/>\nDocument No.1144, Additional Book No.1, Volume No.1471, the<br \/>\nparticulars of registration which it bears, for the reason these<br \/>\nare the registration particulars of the sale deed dated 5th<br \/>\n<span class=\"hidden_text\">RFA (OS) 69\/2011, 70\/2011 &amp; 71\/2011                  Page 16 of 18<\/span><br \/>\n February 1966 executed by Jai Narain Seth in favour of Sharan<br \/>\nJeet Singh.\n<\/p>\n<p>27.    A serious issue, pertaining to a serious fraud arises on the<br \/>\nfacts stated herein-above and we dwell no further lest we<br \/>\nprejudice either party at the trial as our endeavour is to note the<br \/>\nrival facts and see whether an issue pertaining to a fraud of a<br \/>\nserious kind arises for consideration in the suits filed by the<br \/>\nappellants.\n<\/p>\n<p>28.    Indeed, if the appellants prove at the trial, the sale deed<br \/>\ndated 5.2.1966 the same would evidence Jai Narain Seth being<br \/>\nleft with no title in the subject property. With reference to the<br \/>\nregistration particulars of the sale deed dated 5.1.1979, which<br \/>\nare the same as those of the sale deed dated 5.2.1966, upon<br \/>\nproof thereof, the apparent fraud could be brought to light and<br \/>\nthis may include either lack of due diligence or complicity of an<br \/>\nofficer of the bank inasmuch as a proper due diligent search of<br \/>\nthe record of the Sub-Registrar Delhi would have made known to<br \/>\nthe bank that the sale deed dated 5.1.1979 was a fraudulent<br \/>\ndocument.\n<\/p>\n<p>29.    The appellants are not claiming any title through the<br \/>\nborrower i.e. Krishan Gopal Sharma, in whose favour exists the<br \/>\nsale deed dated 5.1.1979 inasmuch as the sale deeds relied<br \/>\nupon by the appellants would evidence that the executant of the<br \/>\nsale deed dated 5.1.1979 i.e. Jai Narain Seth was left with no<br \/>\ntitle in the land on 5.2.1966. The appellants claim title through<br \/>\nSharan Jeet Singh.\n<\/p>\n<p><span class=\"hidden_text\">RFA (OS) 69\/2011, 70\/2011 &amp; 71\/2011                 Page 17 of 18<\/span><\/p>\n<p> 30.    We allow the appeals and set aside the impugned order<br \/>\ndated 31.5.2011. CS(OS) No.1405\/2011, CS(OS) No.1406\/2011<br \/>\nand CS(OS) No.1407\/2011 are restored for adjudication on<br \/>\nmerits and since the appeals restore the suit, plaint(s) which<br \/>\nwere rejected being held to be barred by law, we direct 50%<br \/>\nCourt Fee paid in appeal to be refunded to the appellants and<br \/>\nfor which the Registry would issue the necessary certificate.\n<\/p>\n<p>31.    Since the three suit plaints were rejected ex-parte without<br \/>\nnotice to the bank, we impose no costs.\n<\/p>\n<p>32.    The last mantra. Nothing stated by us herein above would<br \/>\nbe treated as an expression on the merits of the rival claims.<br \/>\nWe have noted the facts and reflected thereon to highlight the<br \/>\nissue of fraud which is surfacing and hence requiring a trial<br \/>\nbefore a Civil Court.\n<\/p>\n<p>                                      PRADEEP NANDRAJOG, J.\n<\/p>\n<p>                                      S.P.GARG, J.\n<\/p>\n<p>OCTOBER 31, 2011<br \/>\nmm \/ dk<\/p>\n<p><span class=\"hidden_text\">RFA (OS) 69\/2011, 70\/2011 &amp; 71\/2011                  Page 18 of 18<\/span>\n <\/p>\n","protected":false},"excerpt":{"rendered":"<p>Delhi High Court Ram Prakash Mehra vs Union Bank Of India &amp; Ors. on 31 October, 2011 Author: Pradeep Nandrajog $~2, 3 &amp; 4 * IN THE HIGH COURT OF DELHI AT NEW DELHI % Date of Decision: 31st October, 2011 + RFA (OS) 69\/2011 RAM PRAKASH MEHRA &#8230;.. Appellant Through: Mr.Jagjit Singh, Advocate versus [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[14,8],"tags":[],"class_list":["post-67071","post","type-post","status-publish","format-standard","hentry","category-delhi-high-court","category-high-court"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Ram Prakash Mehra vs Union Bank Of India &amp; Ors. on 31 October, 2011 - Free Judgements of Supreme Court &amp; High Court | Legal India<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.legalindia.com\/judgments\/ram-prakash-mehra-vs-union-bank-of-india-ors-on-31-october-2011\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ram Prakash Mehra vs Union Bank Of India &amp; Ors. on 31 October, 2011 - Free Judgements of Supreme Court &amp; High Court | Legal India\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.legalindia.com\/judgments\/ram-prakash-mehra-vs-union-bank-of-india-ors-on-31-october-2011\" \/>\n<meta property=\"og:site_name\" content=\"Free Judgements of Supreme Court &amp; High Court | Legal India\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/LegalindiaCom\/\" \/>\n<meta property=\"article:published_time\" content=\"2011-10-30T18:30:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2016-06-27T12:50:31+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i0.wp.com\/www.legalindia.com\/judgments\/wp-content\/uploads\/sites\/5\/2025\/09\/legal-india-icon.jpg?fit=512%2C512&ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"512\" \/>\n\t<meta property=\"og:image:height\" content=\"512\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Legal India Admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@legaliadmin\" \/>\n<meta name=\"twitter:site\" content=\"@Legal_india\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Legal India Admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"23 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/ram-prakash-mehra-vs-union-bank-of-india-ors-on-31-october-2011#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/ram-prakash-mehra-vs-union-bank-of-india-ors-on-31-october-2011\"},\"author\":{\"name\":\"Legal India Admin\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#\\\/schema\\\/person\\\/0bfdffe9059fb8bb24a86d094609c5ea\"},\"headline\":\"Ram Prakash Mehra vs Union Bank Of India &amp; Ors. on 31 October, 2011\",\"datePublished\":\"2011-10-30T18:30:00+00:00\",\"dateModified\":\"2016-06-27T12:50:31+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/ram-prakash-mehra-vs-union-bank-of-india-ors-on-31-october-2011\"},\"wordCount\":4351,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#organization\"},\"articleSection\":[\"Delhi High Court\",\"High Court\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/ram-prakash-mehra-vs-union-bank-of-india-ors-on-31-october-2011#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/ram-prakash-mehra-vs-union-bank-of-india-ors-on-31-october-2011\",\"url\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/ram-prakash-mehra-vs-union-bank-of-india-ors-on-31-october-2011\",\"name\":\"Ram Prakash Mehra vs Union Bank Of India &amp; Ors. on 31 October, 2011 - Free Judgements of Supreme Court &amp; High Court | Legal India\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#website\"},\"datePublished\":\"2011-10-30T18:30:00+00:00\",\"dateModified\":\"2016-06-27T12:50:31+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/ram-prakash-mehra-vs-union-bank-of-india-ors-on-31-october-2011#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/ram-prakash-mehra-vs-union-bank-of-india-ors-on-31-october-2011\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/ram-prakash-mehra-vs-union-bank-of-india-ors-on-31-october-2011#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Ram Prakash Mehra vs Union Bank Of India &amp; Ors. on 31 October, 2011\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#website\",\"url\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/\",\"name\":\"Free Judgements of Supreme Court & High Court | Legal India\",\"description\":\"Search and read the latest judgements, orders, and rulings from the Supreme Court of India and all High Courts. A comprehensive database for lawyers, advocates, and law students.\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#organization\"},\"alternateName\":\"Free judgements of Supreme Court & High Court of India | Legal India\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#organization\",\"name\":\"Judgements of Supreme Court & High Court | Legal India\",\"alternateName\":\"Legal India\",\"url\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/wp-content\\\/uploads\\\/sites\\\/5\\\/2025\\\/09\\\/legal-india-icon.jpg\",\"contentUrl\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/wp-content\\\/uploads\\\/sites\\\/5\\\/2025\\\/09\\\/legal-india-icon.jpg\",\"width\":512,\"height\":512,\"caption\":\"Judgements of Supreme Court & High Court | Legal India\"},\"image\":{\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/LegalindiaCom\\\/\",\"https:\\\/\\\/x.com\\\/Legal_india\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/#\\\/schema\\\/person\\\/0bfdffe9059fb8bb24a86d094609c5ea\",\"name\":\"Legal India Admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/4faa9d728ed1af3b73d52225c7f12901ac726fe6f7ea0a3348a1d51f3a930987?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/4faa9d728ed1af3b73d52225c7f12901ac726fe6f7ea0a3348a1d51f3a930987?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/4faa9d728ed1af3b73d52225c7f12901ac726fe6f7ea0a3348a1d51f3a930987?s=96&d=mm&r=g\",\"caption\":\"Legal India Admin\"},\"sameAs\":[\"https:\\\/\\\/www.legalindia.com\",\"https:\\\/\\\/x.com\\\/legaliadmin\"],\"url\":\"https:\\\/\\\/www.legalindia.com\\\/judgments\\\/author\\\/legal-india-admin\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Ram Prakash Mehra vs Union Bank Of India &amp; Ors. on 31 October, 2011 - Free Judgements of Supreme Court &amp; High Court | Legal India","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.legalindia.com\/judgments\/ram-prakash-mehra-vs-union-bank-of-india-ors-on-31-october-2011","og_locale":"en_US","og_type":"article","og_title":"Ram Prakash Mehra vs Union Bank Of India &amp; Ors. on 31 October, 2011 - Free Judgements of Supreme Court &amp; High Court | Legal India","og_url":"https:\/\/www.legalindia.com\/judgments\/ram-prakash-mehra-vs-union-bank-of-india-ors-on-31-october-2011","og_site_name":"Free Judgements of Supreme Court &amp; High Court | Legal India","article_publisher":"https:\/\/www.facebook.com\/LegalindiaCom\/","article_published_time":"2011-10-30T18:30:00+00:00","article_modified_time":"2016-06-27T12:50:31+00:00","og_image":[{"width":512,"height":512,"url":"https:\/\/i0.wp.com\/www.legalindia.com\/judgments\/wp-content\/uploads\/sites\/5\/2025\/09\/legal-india-icon.jpg?fit=512%2C512&ssl=1","type":"image\/jpeg"}],"author":"Legal India Admin","twitter_card":"summary_large_image","twitter_creator":"@legaliadmin","twitter_site":"@Legal_india","twitter_misc":{"Written by":"Legal India Admin","Est. reading time":"23 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.legalindia.com\/judgments\/ram-prakash-mehra-vs-union-bank-of-india-ors-on-31-october-2011#article","isPartOf":{"@id":"https:\/\/www.legalindia.com\/judgments\/ram-prakash-mehra-vs-union-bank-of-india-ors-on-31-october-2011"},"author":{"name":"Legal India Admin","@id":"https:\/\/www.legalindia.com\/judgments\/#\/schema\/person\/0bfdffe9059fb8bb24a86d094609c5ea"},"headline":"Ram Prakash Mehra vs Union Bank Of India &amp; Ors. on 31 October, 2011","datePublished":"2011-10-30T18:30:00+00:00","dateModified":"2016-06-27T12:50:31+00:00","mainEntityOfPage":{"@id":"https:\/\/www.legalindia.com\/judgments\/ram-prakash-mehra-vs-union-bank-of-india-ors-on-31-october-2011"},"wordCount":4351,"commentCount":0,"publisher":{"@id":"https:\/\/www.legalindia.com\/judgments\/#organization"},"articleSection":["Delhi High Court","High Court"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.legalindia.com\/judgments\/ram-prakash-mehra-vs-union-bank-of-india-ors-on-31-october-2011#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.legalindia.com\/judgments\/ram-prakash-mehra-vs-union-bank-of-india-ors-on-31-october-2011","url":"https:\/\/www.legalindia.com\/judgments\/ram-prakash-mehra-vs-union-bank-of-india-ors-on-31-october-2011","name":"Ram Prakash Mehra vs Union Bank Of India &amp; Ors. on 31 October, 2011 - Free Judgements of Supreme Court &amp; High Court | Legal India","isPartOf":{"@id":"https:\/\/www.legalindia.com\/judgments\/#website"},"datePublished":"2011-10-30T18:30:00+00:00","dateModified":"2016-06-27T12:50:31+00:00","breadcrumb":{"@id":"https:\/\/www.legalindia.com\/judgments\/ram-prakash-mehra-vs-union-bank-of-india-ors-on-31-october-2011#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.legalindia.com\/judgments\/ram-prakash-mehra-vs-union-bank-of-india-ors-on-31-october-2011"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.legalindia.com\/judgments\/ram-prakash-mehra-vs-union-bank-of-india-ors-on-31-october-2011#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.legalindia.com\/judgments\/"},{"@type":"ListItem","position":2,"name":"Ram Prakash Mehra vs Union Bank Of India &amp; Ors. on 31 October, 2011"}]},{"@type":"WebSite","@id":"https:\/\/www.legalindia.com\/judgments\/#website","url":"https:\/\/www.legalindia.com\/judgments\/","name":"Free Judgements of Supreme Court & High Court | Legal India","description":"Search and read the latest judgements, orders, and rulings from the Supreme Court of India and all High Courts. A comprehensive database for lawyers, advocates, and law students.","publisher":{"@id":"https:\/\/www.legalindia.com\/judgments\/#organization"},"alternateName":"Free judgements of Supreme Court & High Court of India | Legal India","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.legalindia.com\/judgments\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.legalindia.com\/judgments\/#organization","name":"Judgements of Supreme Court & High Court | Legal India","alternateName":"Legal India","url":"https:\/\/www.legalindia.com\/judgments\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.legalindia.com\/judgments\/#\/schema\/logo\/image\/","url":"https:\/\/www.legalindia.com\/judgments\/wp-content\/uploads\/sites\/5\/2025\/09\/legal-india-icon.jpg","contentUrl":"https:\/\/www.legalindia.com\/judgments\/wp-content\/uploads\/sites\/5\/2025\/09\/legal-india-icon.jpg","width":512,"height":512,"caption":"Judgements of Supreme Court & High Court | Legal India"},"image":{"@id":"https:\/\/www.legalindia.com\/judgments\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/LegalindiaCom\/","https:\/\/x.com\/Legal_india"]},{"@type":"Person","@id":"https:\/\/www.legalindia.com\/judgments\/#\/schema\/person\/0bfdffe9059fb8bb24a86d094609c5ea","name":"Legal India Admin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/4faa9d728ed1af3b73d52225c7f12901ac726fe6f7ea0a3348a1d51f3a930987?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4faa9d728ed1af3b73d52225c7f12901ac726fe6f7ea0a3348a1d51f3a930987?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/4faa9d728ed1af3b73d52225c7f12901ac726fe6f7ea0a3348a1d51f3a930987?s=96&d=mm&r=g","caption":"Legal India Admin"},"sameAs":["https:\/\/www.legalindia.com","https:\/\/x.com\/legaliadmin"],"url":"https:\/\/www.legalindia.com\/judgments\/author\/legal-india-admin"}]}},"modified_by":null,"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack_likes_enabled":true,"jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/posts\/67071","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/comments?post=67071"}],"version-history":[{"count":0,"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/posts\/67071\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/media?parent=67071"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/categories?post=67071"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.legalindia.com\/judgments\/wp-json\/wp\/v2\/tags?post=67071"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}