{"id":70748,"date":"2010-02-17T00:00:00","date_gmt":"2010-02-16T18:30:00","guid":{"rendered":"https:\/\/www.legalindia.com\/judgments\/new-india-assurance-company-ltd-vs-iranna-appanna-kumbar-on-17-february-2010"},"modified":"2015-03-20T20:09:27","modified_gmt":"2015-03-20T14:39:27","slug":"new-india-assurance-company-ltd-vs-iranna-appanna-kumbar-on-17-february-2010","status":"publish","type":"post","link":"https:\/\/www.legalindia.com\/judgments\/new-india-assurance-company-ltd-vs-iranna-appanna-kumbar-on-17-february-2010","title":{"rendered":"New India Assurance Company Ltd vs Iranna Appanna Kumbar on 17 February, 2010"},"content":{"rendered":"<div class=\"docsource_main\">Karnataka High Court<\/div>\n<div class=\"doc_title\">New India Assurance Company Ltd vs Iranna Appanna Kumbar on 17 February, 2010<\/div>\n<div class=\"doc_author\">Author: N.K.Patil And A.S.Pachhapure<\/div>\n<pre> \n\nIN THE HIGH COURT OF KARNATAKA, CIRCUIT BENCH AT\nDHARWAD. \n\nDATED THIS THE 17th DAY OF FEBRUARY 2010\nPRESENT \"u\nTHE HONBLE MR.JUsT1_CE .N4.K.\u00a3fAT:'L'7--}'   \nAND V A A A\nTHE HON'BLE MR. JUSTIC'E)vA.SA.'i\u00ab\"ACH_If{A15U_REH\u00bb \nMiscellaneous First Appea1_.1{g; 42:12 of zeoosuwfv)\nBetween: . A A A\nNew India Assurance 'Cvomp:any~ L:1i'Ac1.v \"  A .\nRepresented by the Deputy =Ma\u00a71ager'~. \"  ..\nNo.2--B, Unity BuiIding'Anne:xe  _  \nMission Road, Banga1QTe' e 2'?'=.ff--,  \n\nRepresenting New_I'nd\u00a7._a As;su.ra'riC'e.  \nBelgaum \"\"\" \"      \n\n.. Appellant\n\n(By Sri Shara\ufb01appaVVS:[\u00a3{CI1:vad,:\"Advocate for Sri B.C.Seetharama\nRa0,AdvoCate}._L .   ' ,  ' A\n\nAnd:\n\n 1_. \u00abSri  M\ufb01panna Kembar\n\nV Aged   years\nMajor, \u00abKa.1fi.r1Vjatigi3e1i, Talz Hukkeri\n\nBelgaum = \n\n 2; Sri Bf1a.ramaepa Yallappa Chikodi\n Major, Islafrlpur, Hukkeri Tq.\n' _:Beiga1;m .. Respondents<\/pre>\n<p> {By  &#8216;}&#8217;3&#8217;.AS.Kamate, Advocate for R-1, R-2 served 82, unrepresented)<\/p>\n<p>;&#8217;H&#8217;M\n<\/p>\n<p>-5<br \/>\nE,<\/p>\n<p>3. The Tribunal on appreciation of the oral and documentary<br \/>\nevidence and other material on the file has proceeded to award<\/p>\n<p>exorbitant compensation towards loss of future income in a sum of<\/p>\n<p>Rs.6,12,000\/&#8211; taking the disability at 100% on  the<\/p>\n<p>injury sustained in the right foot. Contending \ufb02ithati &#8220;the i<\/p>\n<p>compensation awarded towards loss of &#8221; .fu&lt;turie&#8211;r_&quot;i1&#039;1c0_rn&#039;e is<\/p>\n<p>disproportionate and requires _ substa_nit&#039;ia1 redaction &#039;after,<\/p>\n<p>reappreciation of the evidence on record, the*&#8211;app.e1i.an&#039;t\u00a2insurer is<\/p>\n<p>before this Court in this appeai as statedisuipra.<\/p>\n<p>4. We have h.earpd&#8217;:-1.ear\u00a7nedi ic&#8217;ounVsei&#8217;_jfoVr&#8221;theappeliant and the<\/p>\n<p>learned counseiiifor\u00bb_the7iriespondenteciaimant. The owner of the<\/p>\n<p>offending vehicle&#8217;-is  an&#8217;d\u00a5u~nrepresented.\n<\/p>\n<p>5. After ciareiful perusal :&#8217;).._fi..&#8221;the judgment and award passed by<\/p>\n<p>the Tribu;ijia1,&#8221;&#8216;it is eIear___t_hat the date of the accident and injury<\/p>\n<p>sustain&#8217;ed in &#8216;the_i&#8217;ac_cident are not in dispute. The doctor has<\/p>\n<p>  assessed&#8217;-.theiipierrnaneint physical disability at 27% in respect of the<\/p>\n<p> right footandyhe has undergone treatment for a period of one week<\/p>\n<p>iirupatiient in the hospitai and further the doctor has opined<\/p>\n<p>that there is functional disability and he is unable to stand, walk<br \/>\nfor long distance, run, lift weight, do laborious work, difficulty in<\/p>\n<p>climbing, walking on slopey area and restriction of forefoot, toe<\/p>\n<p>movement, deformity and swelling of foot. The Tribu~r1ia_l <\/p>\n<p>looked into this aspect of the matter and_&#8217;ii&#8221;n,ot<\/p>\n<p>compensation towards pain and suffering and ..loss -of amenities <\/p>\n<p>4&#8242;<\/p>\n<p>life and discomfort. Taking into consideration th1_e,:&#8217;dura{:l_or1, oi,<\/p>\n<p>treatment, the pain and suffering suffered by&#8221;&#8216;the&#8221;Ac.lai:rriant during&#8217;<\/p>\n<p>the treatment period and th&#8221;e..,discoimfort; hehas tofsuffer, we can<br \/>\nsafely redetermine the compensation;towairdisajjain and suffering<\/p>\n<p>and loss of amenitiesqat. Rs\u00a7,40,(i)_:C)O,Rsi,f2h,OOO\/&#8211; as against<\/p>\n<p>Rs.31,000\/fill re.stiectively awarded by the<\/p>\n<p>Tribunal. &#8212;\n<\/p>\n<p>6. Further, the Trhibunal &#8216;has erred in not awarding just and<\/p>\n<p>reasonable icompeni&#8217;sa._tion towards loss of income during laid up<\/p>\n<p>i&#8217;period&#8217;_._lt hvasyyaiwarded only Rs.3,000\/&#8211;~. The same is inadequate<\/p>\n<p>and ii&#8217;i&#8217;eqi1iresv e1i.har;&#8217;ce&#8217;ment. We have assessed the income of the<\/p>\n<p> claimant&#8221;&#8216;&#8212;-at lT_{.s.c&#8217;.:,&#8221;i500\/&#8211; p.m. and we award a sum of Rs.l3,500\/&#8211;<\/p>\n<p>  P9.1&#8243;_&#8217;iod&#8221;of three months a\ufb02qhe would not be able to work: on<\/p>\n<p>\/ <\/p>\n<p><span class=\"hidden_text\">3<\/span><\/p>\n<p>account of rest advised by the doctor and followaup medical check-<br \/>\nup. The award of the Tribunal towards conveyance, nourishment<br \/>\nand medical expenses is just and reasonable and V-&#8220;remain<\/p>\n<p>undisturbed.\n<\/p>\n<p>7. Further the Tribunal has committed a  <\/p>\n<p>miscarriage of justice in awarding a sum &#8216;o&#8217;f\u00bb&#8211;Rs.6j_412_,0O@;&#8217;- te&#8211;W.a19&#8217;ds i<\/p>\n<p>loss of future income taking into consideration the _Vin&#8211;c,ome_o*f..the<\/p>\n<p>appellant at the rate of    treatiiig the&#8217;<\/p>\n<p>permanent disability at 100% contrary&#8221;vto&#8221;the evidence\/ion record<br \/>\nand without assigning any va&#8217;lid.1*Aeasoln.:v &#8216;I&#8217;h&#8217;e.i:i_said reasoning cannot<\/p>\n<p>be sustained and it i_sfi&#8217;liabie:&#8217;toiib&#8217;e:treje&#8217;cte_d   threshold for the<\/p>\n<p>reason thatlas &#8211;.a hof._fac_t&#8221;the clairnant&#8211;resp0ndent No.1 has<\/p>\n<p>examined PW2*,,_ the ii(loctor&#8221;.gi2igeho has assessed the permanent<\/p>\n<p>fuynctionailpdisability&#8217; a.t:i27\u00b0\/oi in respect of the right foot. The said<\/p>\n<p>e&#8217;v.i_den&#8217;c.e can beaceepted as the claimant is a driver by profession<\/p>\n<p>and ioni&#8217;aceo&#8221;unit*-.o_f  injury sustained he may not be in a position<\/p>\n<p> todrive ie&#8217;ffec*tiyelyl as he was doing earlier. It is not the case of the<\/p>\n<p> &#8220;c.laimant__ that he has surrendered his driving licence. Therefore,<\/p>\n<p> w_ie.&#8217;_ca.n&#8221;saifely accept 27% disability to the right foot to determine<\/p>\n<p>T the-~compensation under the head loss of future income. The<\/p>\n<p>Tribunai has erred in assessing the income of the deceased at<\/p>\n<p>Rs.3,000\/&#8211; pm. Since the accident is of the year 20_(?4Lw:e~.s_can<\/p>\n<p>safely take the income of the deceased at Rs.4,500\/&#8211;_.<\/p>\n<p>appropriate multiplier would be 17. Therefore _t&#8217;i1&#8242;&lt;:= <\/p>\n<p>under the head Ioss of future income A.list,&#039;deiterrriinedigat<\/p>\n<p>Rs.2,4&#039;7&#039;,860\/&#8211; (Rs.4500 x 27\/iaox   algalinsf.<\/p>\n<p>123.6, 12,000\/&#8211; awarded by the Tribunal};\n<\/p>\n<p>8. For the foregoing re-a_ls:ons&#8217;i,_  appeal \ufb01led by the<br \/>\ninsurer is allowed ingpart. _.T}i.\u00a7&#8211;.jmipguVgriie&#8217;d  and award<\/p>\n<p>passed by the  as:_liu.nd.er:&#8221;&#8221;&#8221;&#8216;<\/p>\n<p>1 Loss of future &#8212;- &#8216; &#8216; Rs.2,24&#8217;7,86O<\/p>\n<p>2 injury-,._4pa1n&#8221;&#8216;an.d.\u00a7~,{ii&#8217;f\u00a2:i\ufb01g Rs. 40,000 \/-<\/p>\n<p> _ . .:Vledical eiixpensesg. Rs. 10,000\/&#8211;<\/p>\n<p> .  Covnv.e3ra&#8217;nc_e, nourishing food and Rs. 13,000\/-<br \/>\n&#8216; &#8216;V . iatVt&#8217;e:ida.nt_c&#8217;3n.arges<\/p>\n<p>5 ii 2  = Loss of._ir1porne during Eaid up period Rs. 13,500\/&#8211;<\/p>\n<p> 6 &#8211;V  oilamenities Rs. 25,000\/&#8211;\n<\/p>\n<p>V as  Total Rs.3,49,360\/&#8211;\n<\/p>\n<p>AM<\/p>\n<p>(i) The total compensation of Rs.3,49,36O is awarded as<\/p>\n<p>against Rs.6,84,000\/ &#8212; awarded by the Tribunal.<\/p>\n<p>(ii) Out of the reduced compensation of  <\/p>\n<p>\/&#8217;<br \/>\ncorrec ted * 1 ant-claimant.\n<\/p>\n<p>Vida Ofdaf 5 2nd appellan &#8216;in a nationalised bank\/ se_heduleid i&#8217;E2a.n}i&lt;i&#039;foir&quot;\u00a7i&#039;=..pei:1iod<br \/>\ndt:.l\u20ac).O3.2G16 L_~\/\/D   &#039;~  .\n<\/p>\n<p>\/\/ in)\/with proportionate interest shall be deposited iri&#8221;tlie::&#8217;nairn.e&#8217;*oi&#8217; the&#8221;. <\/p>\n<p>for a period of five years renewable ifor another period&#8217; {Eye xjears, V F<\/p>\n<p>(iii) The claimant is permitted  the interest.<\/p>\n<p>(iv) The remaining   kwithiiproportionate<br \/>\ninterest shall be released in   <\/p>\n<p>(V) Draw up  &#8221;\n<\/p>\n<p>(vi) It is  arnount deposited by the\n<\/p>\n<p>-&#8216;=119l3&#8217;311\u00a2&#8217;=1F1t&#8217;iI:.lii5\u00bbi1ilii1:\u20aci_i&#8221;ii  appellant. Further the<br \/>\nstatutory   insurer shall be transmitted to<\/p>\n<p>the Claims Tribune liifortihwiithi  ii<\/p>\n<p>Sdf-a<br \/>\nJudge<\/p>\n<p>Sela}<br \/>\ntease<\/p>\n<p>NKPJ 85 BSGJ:\n<\/p>\n<p>10.03.2010<\/p>\n<p>Order on &#8216;for being spoken to&#8217;<br \/>\nin M.F.A.No. 4712 of 2005<\/p>\n<p>The instant matter is posted &#8216;for being~V&#8221;s-picket}: to&#8217;.  &#8220;I171<\/p>\n<p>paragraph 8(ii) third line of the judgment <\/p>\n<p>typed as &#8216;2nd appellant&#8217; instead of &#8216;3,i=&#8217;&#8211;.respdhe1&#8217;e&#8217;nt&#8211;c1a\u00bbir1&#8243;zaht&#8217;;<br \/>\nbe read as &#8216;ls? responclent~cIaimant&#8217;;H&#8217;u\ufb02f\ufb01ce  &#8216;directedvvito Carry out<br \/>\nthe corrections and issue fresh..cer.&#8217;tifiet1&#8243;&#8216;cQp\u00a7}&#8217;of the jueigment to the<\/p>\n<p>counsel for the parties.\n<\/p>\n<p>56%:\n<\/p>\n<p>Eaiga<\/p>\n<p>    A&#8217; &#8230;..<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Karnataka High Court New India Assurance Company Ltd vs Iranna Appanna Kumbar on 17 February, 2010 Author: N.K.Patil And A.S.Pachhapure IN THE HIGH COURT OF KARNATAKA, CIRCUIT BENCH AT DHARWAD. DATED THIS THE 17th DAY OF FEBRUARY 2010 PRESENT &#8220;u THE HONBLE MR.JUsT1_CE .N4.K.\u00a3fAT:&#8217;L&#8217;7&#8211;}&#8217; AND V A A A THE HON&#8217;BLE MR. JUSTIC&#8217;E)vA.SA.&#8217;i\u00ab&#8221;ACH_If{A15U_REH\u00bb Miscellaneous First [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[8,20],"tags":[],"class_list":["post-70748","post","type-post","status-publish","format-standard","hentry","category-high-court","category-karnataka-high-court"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>New India Assurance Company Ltd vs Iranna Appanna Kumbar on 17 February, 2010 - Free Judgements of Supreme Court &amp; High Court | Legal India<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.legalindia.com\/judgments\/new-india-assurance-company-ltd-vs-iranna-appanna-kumbar-on-17-february-2010\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"New India Assurance Company Ltd vs Iranna Appanna Kumbar on 17 February, 2010 - Free Judgements of Supreme Court &amp; 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