{"id":71976,"date":"2009-08-27T00:00:00","date_gmt":"2009-08-26T18:30:00","guid":{"rendered":"https:\/\/www.legalindia.com\/judgments\/national-insurance-co-ltd-karwar-vs-kariyamma-beriyamma-on-27-august-2009"},"modified":"2018-06-13T00:12:04","modified_gmt":"2018-06-12T18:42:04","slug":"national-insurance-co-ltd-karwar-vs-kariyamma-beriyamma-on-27-august-2009","status":"publish","type":"post","link":"https:\/\/www.legalindia.com\/judgments\/national-insurance-co-ltd-karwar-vs-kariyamma-beriyamma-on-27-august-2009","title":{"rendered":"National Insurance Co Ltd Karwar … vs Kariyamma @ Beriyamma on 27 August, 2009"},"content":{"rendered":"
Karnataka High Court<\/div>\n
National Insurance Co Ltd Karwar … vs Kariyamma @ Beriyamma on 27 August, 2009<\/div>\n
Author: A.N.Venugopala Gowda<\/div>\n
IN THE HIGH COURT 0? KARNAYAKA AT BAP~\u00a3GAi.v.()f\u00a7E\u00bb \n\nDATED THIS THE 27*\" DAY OF AUGUST, 2569;  \" \n\nBEFORE\n\nTHE HON'BLE MR. JUSTICE A.N.'QEk:\u00a7jG\u00a33#ALA'I?-CW\u00a3\u00a7{\u00a7 .__ :'\n\nBETWEEN:\n\nNational Insurance Co.,f:Ltr.L*   (j . \n\nKarwar Branch,  'g 1-. ,\nThrough its Regional Office; \nNo.1\", Subharam vComq';$!\u00e9x,.. 'A\n\nM.G.Road, Banaafafa \u00bb~ 3563 301\";  A. \n\nRep. by its Asst, \ufb01gzfrzainisttjatiye-..Of\ufb01vcer.\nSmt.D.Kaft\u00a71ik;a\";_,.  \"    \n\n(By sn.3\u00a7c.%% segtha%ra\u00e9;za%j$Aav.,)\n\n        \n   Kafwamma @ Beriyamma,\n\n_  Age6vgbc\u00e9tzt_3;8 years,\n3. 'xiv\/o.wcmv,asopa,\n\n'R\/a. Hanagf Eail,\nHaia\ufb01hikatte Pm,\nSiddagvura Taiuk,\n\nA. Httara Kannada District.\n\n 'Krishna Murthy Ganapathy Havale,\n Since deceased by his LR's;\n\n3) Smt. Jayalakshmi,\nAged 53 years\nW\/o. iate Krishna Murthy Havaie.\n\nMisceilanggug Eirst Agggg 1 5 o.s\u00a7 2260; Ma!    \n\n. .APPE'L!.ANT\n\n \n\n\n\nb) Sri. Srikanth\nAged 31 years,\nS\/o. late Krishna Murthy Havale\n\n:2) Sri. Suresh\nAged 29 years,\nS\/o. Krishna Murthy Havaie-.__.  \n\nCause title amended as per \ufb01e    'V \nDated 24.7.2903.  %  \n\n  % '%...REs%\u00a3>._uss3D&R.f.sEcnoN 173(1) or Mv\nACT, AGAIi'-\u00a3S'?f- \" JUQGMENT =.A:ao AWARD DATED:\n25.93.2905 t=?ASSE\u00a3?JIN_\"?6VC\" :49. 549\/1995 094 THE FILE\nor THE M\u00a3MBER,i\"fV 'MACT, PUTTUR, D.I<., AWARDING\nCOMPEf-J_SATI\u00a3)f\\E'VV\u20ac3E 'Rs.\u00ab\u00a22%,~550\/~ WITH INTEREST AT THE\nRATE OF-6% F.A.'"vCiN'R.S';38.,150\/- AND omscrvme THE\nAPPELLANTHEREEN Tc: 9290517 THE SAME.\n\n{This aV;J;5e:\u00a7f' ha sxing been reserved, the Court\n\n" ' \u00ab. . :1-e\u00a3i\u00a3!_e"i*eq;\u00a7.. _theA fo\ufb01owi\ufb01g\u00e9\n\n.1.!.!_Q_\u00a7..H_E._I!_I\n\n-mas afis\u00e9eai is directed against the Judgment and\n\n\ufb01wayd am 25.3.2905 made in we 349\/1995 by the\n\n T._"\u00a5b\u00a5,a_6t'*r'*'Accident Ciaims Tribunai, Puttur, D.K.\n\nD\n\n \n\n\n\n2. For the purpose of convenience, the perticeefere\n\nreferred to, with reference to their rank  _\n\npetftion before the Motor Accident Claims T\ufb01benie\ufb01e  "~11:  h\n\n3. ?etEtioner \ufb01led claim petition  6*?"\n\nthe Indian Motor Vehicles  1988;" for  of \n\ncompensation, due to the  on"ec_x;euni: of the\ninjuries sustained by herth the n;_\u00a7ote~:.'_'_eeh\u00a7c_Ee accident that\n\noccurred on 26.3.1995 vw--n\u00a7!'e:VsheA'eraetreireziing in a motor\n\nvehicEe:vt'be"ar*\u00a7e\u00a7;_Re\u00a7$Vi$tret\u00a7t3n eo;""s<A 25\/M---921. The said\nvehicIeV"beie_nged: respondent and was insured<\/pre>\n
with the ;\u00e9nd,.%respQnd:.en’t~;”‘%V Notice of the cteim petition<\/p>\n
 ..Vhevinig  Aisseed,~—–t–hough both the respondents entered<\/p>\n
 the 2″‘ respondent\/Insurance Company<\/p>\n
\ufb01ieddhihts  statement and contested the claim on<\/p>\n
‘evarieuue \ufb01ronnde. Based on the pieadings of the parties, 4<\/p>\n
  were raised. Petitioner deposed as PW.1 and one<\/p>\n
‘  \u00a3AA>’&\u00a7.5e’9yraprakash Shetty was examinw as PW.2. Exs.P1 to<\/p>\n
  were marked. By consent, the insurance policy was<\/p>\n
marked as Ex.R1. Appreciating the evidence on record<\/p>\n
‘t<\/p>\n
\/,.\n<\/p>\n
ciaim petition though the 1″ respondent had <\/p>\n
6.11.1997.\n<\/p>\n
9. However, the L.Rs of the said   V<\/p>\n
have been brought on record in  <\/p>\n
LA. Ne.1\/2007, seeking condo.n_atIoh”of”deiay 3443 <\/p>\n
in fmng the appiication to bringi””ett::i’e L.Rs  setting
\naside abatement prayed: ‘\ufb01e  and ordering the<\/p>\n
%..Rs to be brought on mra ‘i..A.\ufb01o.3\/2007,<\/p>\n
by an ofdek  this”Cou:t heid as fotiows;
\n“Ivi1~.a’n\u00aby everidt,;_ejV~the..jiege\u00e9 representatives are at
\niiberty-to-set-_op._ttse\u00a7f defence in so far as the
\nQeppea! is”‘coh:cern:ed. As a matter of formaitty,
\n it tS(oeVie.’_requife”that they be brought on record
\nV ”  “‘fof*..:fe;\u00a7re;se.nting the second respondent. It is
\n address the merits of the case<\/p>\n
 imiepeiidentiy”.\n<\/p>\n
tt “A10. Since the L.Rs have been impteaded, the matter<\/p>\n
  mrequires re-\u00abconsideration. The tribunal may have to find<\/p>\n
out whether the 1..Rs of the deceased su\ufb01wed to any<\/p>\n
\/-\n<\/p>\n
estate of the deceased and are answerable to    <\/p>\n
any, that may be passed on aPPri’.~ciatl.on ‘_e”vVi.denca_jon’..i it<\/p>\n
record. The L.Rs of the deceased?owne’i*V vuiiii <\/p>\n
provided with an opportunitly–_L”toV_\ufb01le”ttie\u00a7r_statariiazitj of ” it<\/p>\n
objections and contest. theVAi.cla’i’m”‘~~petition–…__. \ufb01lmilariy<\/p>\n
claimant shouid be aiioviedcto”pr\u20ac\u00e9$f}e the <\/p>\n
11. Ex.R1_is an    by making a<\/p>\n
reference to d:aci_si’on’_\u00a7%epor’l:@’VvinV_2tili0 AC3, 1039 and<\/p>\n
2000  satisfy the award on the
\nappeilaritiu placed reilance on the said<\/p>\n
decisions without..iooi\u00a7ini:j””.into the factual background of<\/p>\n
.–vi,i.,thev-Viagasea. baforellwit; “” which is clearly impermissible. A<\/p>\n
  precedent on its own facts. Each case<\/p>\n
pfesei1tsv.itsi::}giaiin features. It is not everything said by a<\/p>\n
“‘~.-4.._’__”-.Judge ir’lFl’_li3\u00a76 giving judgment that constitutes a precedent.<\/p>\n
‘    thing in a Judge’s decision binding a party is the<\/p>\n
‘  pfincipie upon which the case is decided and for this<\/p>\n
 reason it is important to analyse a decision and isolate<\/p>\n
from it the ratio decidendi. According to the weii settied<\/p>\n
\\<\/p>\n
Q;\n<\/p>\n
MW <\/p>\n
x<\/p>\n
10<\/span><\/p>\n
the fact situation of the decision on which it has piejceethe’<\/p>\n
reiiance.\n<\/p>\n
13. If 3 private vehicle haspeeh used'”feir;v.ce\u00a7’rying,: “‘ 2<\/p>\n
passengers for hire or reward aed tE:j1_’e..jboii\u00ab;y’~’cee:6VEIti–e:\u00a7’:’:j<\/p>\n
have been violated, the insurer’\u20ac\u00a7nnetv.h:e ‘lie_b\u00abE.e,H The <\/p>\n
same has to be found eut frort1__’_h:t:he_ eyvidehce_thetvVvf?may be
\npieced on record by t!’ie’–.z_r’:\u00a3’e_:’_tiAa\u00a7.{_V’ ;”.T!u1efveepeilant\/Insurance<\/p>\n
Company has notvexaminee.eny’—git_n’eesee1te.estab\ufb01sh that<\/p>\n
the po|\u00a7cy”coeg3i;t_io’h:\u00b0$’V:ajiietibeeehSlielhoted and hence it is not .<\/p>\n
Bable.  tribuhat’y?Vhile_:t’dec\u00a7ding the matter may have to<\/p>\n
find out mth’etherVVthe’–._\u00a7re\ufb01KiVde in question was a private<\/p>\n
 * \u00ab..vehvi’\u00a7:ie ehd has heee——used for carrying passengers for hire<\/p>\n
 orVi’ewa’i*d_:’ehd:whether there is any violation of conditions<\/p>\n
of.’ p’o’iicy..A ebpredation of evidence, whether the insurer<\/p>\n
‘sis \ufb01ahle iedemnify the insured, has also to be found out.<\/p>\n
VA ‘5.’IfAA.the~\u00ab_insurer cannot be head liable, whether the L.Rs of the<\/p>\n
  deceased owner had succeeded to any estate of the<\/p>\n
  deceased and to what extent they are answerable to the<\/p>\n
claim, has aiso to be found out. E
\n.\/ ,<\/p>\n
11<\/span><\/p>\n
14. Since the materia! on record is insufficient to<\/p>\n
answer the said points, which arise for consideratEpin.4:’_an_d<\/p>\n
also the fact that the impugned award has  <\/p>\n
against owner of the vehicle whe hat} died_–<:m.  'v <\/p>\n
deem it proper to set aside the <\/p>\n
award and remand the mattergg thehibeneiv'"?aA:.':gitspeseI <\/p>\n
afresh and in accerdance with
\nIn the resuit, I pass~..the_\u00abfbi{_ewi!}g":'-.._<\/p>\n
"e\u00a7\u00a7gaoeR
\n_i.)_ xfhei' a;1t:ee'iv_;is"\u00b0ai!ewed. iudgment and award
\nL x passed"m"Mvc 349\/1995 dated 25.3.2005 by
\n  Accident Claims Tribunai, Puttur, n.v<., is
\n2 V set aside.\n<\/p>\n
 htatter is remanded back to the tribtmai. The
\ntribunal shah permit the L.Rs of the deceased
\n1″ respondent\/owner ta \ufb01te the written
\nstatement, if any. The L.Rs of the deceased,
\nowner of the vehicle shall file written<\/p>\n
X<\/p>\n
‘%>\u00bb<\/p>\n
13<\/span><\/p>\n
In the circumstances parties shall V.<\/p>\n
respective costs.\n<\/p>\n
Ksj\/~<\/p>\n","protected":false},"excerpt":{"rendered":"
Karnataka High Court National Insurance Co Ltd Karwar … vs Kariyamma @ Beriyamma on 27 August, 2009 Author: A.N.Venugopala Gowda IN THE HIGH COURT 0? KARNAYAKA AT BAP~\u00a3GAi.v.()f\u00a7E\u00bb DATED THIS THE 27*” DAY OF AUGUST, 2569; ” BEFORE THE HON’BLE MR. JUSTICE A.N.’QEk:\u00a7jG\u00a33#ALA’I?-CW\u00a3\u00a7{\u00a7 .__ :’ BETWEEN: National Insurance Co.,f:Ltr.L* (j . Karwar Branch, ‘g 1-. […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[8,20],"tags":[],"class_list":["post-71976","post","type-post","status-publish","format-standard","hentry","category-high-court","category-karnataka-high-court"],"yoast_head":"\nNational Insurance Co Ltd Karwar ... vs Kariyamma @ Beriyamma on 27 August, 2009 - Free Judgements of Supreme Court & High Court | Legal India<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.legalindia.com\/judgments\/national-insurance-co-ltd-karwar-vs-kariyamma-beriyamma-on-27-august-2009\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"National Insurance Co Ltd Karwar ... vs Kariyamma @ Beriyamma on 27 August, 2009 - 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