{"id":77257,"date":"2009-11-27T00:00:00","date_gmt":"2009-11-26T18:30:00","guid":{"rendered":"https:\/\/www.legalindia.com\/judgments\/m-ganapathi-ganapathi-iyar-vs-ms-united-india-insurance-co-ltd-on-27-november-2009"},"modified":"2014-10-01T07:06:09","modified_gmt":"2014-10-01T01:36:09","slug":"m-ganapathi-ganapathi-iyar-vs-ms-united-india-insurance-co-ltd-on-27-november-2009","status":"publish","type":"post","link":"https:\/\/www.legalindia.com\/judgments\/m-ganapathi-ganapathi-iyar-vs-ms-united-india-insurance-co-ltd-on-27-november-2009","title":{"rendered":"M Ganapathi @ Ganapathi Iyar vs M\/S United India Insurance Co Ltd on 27 November, 2009"},"content":{"rendered":"<div class=\"docsource_main\">Karnataka High Court<\/div>\n<div class=\"doc_title\">M Ganapathi @ Ganapathi Iyar vs M\/S United India Insurance Co Ltd on 27 November, 2009<\/div>\n<div class=\"doc_author\">Author: N.K.Patil And Gowda<\/div>\n<pre>m THE HIGH coum OF KARNATAKA AT BANGALORE\nDATED THIS TI-IE 2'?'rH DAY 01? NOVEMBER,\u00bb\n\nPRESENT\n\nTHE HON'BLE MR.JUST_I,CE__N.    \n\nAND'\n\nTHE I-iON'BLE MRJUSTICE   ,\n\nM.F.A.No. 3332%o[1*j_j.._&gt;,M(V&gt;o(V5A{1\\%\u00a7iI]v) \nBETWEEN: L\n\nM. Ge111apai:--hi @ G'emaipavtihi'-Eyaf, AV \nS\/0. 1\\\/E21hEid_{\u00a7V'-e111;:_ \"  \"  :\nAged 5.12 '-y4e2\u00a7j:s_--;' '\n\nR \/ 0. M \/  \" Gama sh'af]'I5if1:--?&lt;),=::r &#039;I&#039;)\u20acp()t.\nHi1fiyL1f&quot;TGw&#039;::.g_ ,   &quot; \nChit1&#039;a&#039;ci1:V5:*ga }57)i&#039;:s\u20ac:.ri&#039;.c::&#039;. .\n\n  .  &#039;   &#039; Appellant\n\n(By Sri. sp1~;;::t;hy&quot;Ii{\u00e9gdc.f\u00a7=for Sri. D. R. Naggaraja, Adv.)\nANI):,- &quot; V   &#039;\n\n.    Unit.ed  Ins. Co. I.t,d..\n\n_ V&#039; &quot; ..  i &#039;\u00a3)i&#039;visi()11e1l M 211&#039;1ager.\n* A1v;}{a1m;1h.adevi Road,\n&quot;*I)&#039;c1Va11&#039;1\ufb01 :1 gg\u00e9rc\u00e9.\n\n P... R.f--3__]&#039;k\u00a31I&#039;.&#039;i1E1I&#039;.\n\n.A  S\/&#039;0.&#039; Pale.-miswa.my&#039;,\nV &quot;Aged about 52 y&lt;=2a1&#039;s.\n ~7OW11er of Larry N0.KA\u00bbO6\/ 3 932.\nM\/S. Mures Coir Ir1d115,si1ry._\n\n\n\nii) F&#039;raet.ure 11 NCB bE1S(;&#039;. (I.&#039;I&quot;.)\n\niii} Haematoma (RT) g&quot;}1.lf.\u20ac\u00a3,11 re.g.io11 _;~1_1_1&#039;ci.:&quot;a&#039;p;je.r\n\nthigh {RT}\n\niv} ML11t.ip\u00a3e abrasions {R&#039;1&#039;_}_,fa(:_e ai:d&quot;fC)&#039;1*ea::*ii&#039;:.V&quot; .\n\nThe injuries susiiained by t.he&#039;..eI&#039;ainia1iiDis: s1f1&#039;pp()&#039;rie(:i&#039;V.L\n\nby the discharge summary  and Vih_e&quot;&#039;e&#039;--ficiei::1c%e of the\n\nelairrlam. examined asvI\u00a7V&#039;.T 1 ;iiidtt&#039;i&quot;1:.e evidence ef\ufb02the doctor\n\n8. Narayanan examined &#039;as 7&quot;PW: 2.-;\u00ab.,&quot;__iwas treated as\n\ninpatient for  period Qi7A3&#039;2, days.A._eOi&#039;i_:5i::i&#039;ering the naiiure of\n\nirruries suVs.t.ai3r1e&#039;d E)&quot; \u00abftive..e&#039;1\u00e9iir1\u00a7aaiit. and dL1rai,i()n of\n\ni:1&#039;eai;m\u20ac{11i: _L1_ridie:rgr}r1\u00abe |:;&#039;}:fF&#039;h_l&#039;__ITI?. E1s.4O,OOO\/M awarded by the\n\nTriburial i.Qwards\u00bb.pa1f&#039;I;_\u00e9.1&lt;1d&quot;Su_ffe1&#039;i.1&#039;1gs is on the lower side\n\nand ,;iI&#039;,&quot;3T\u00a73q&#039;L&#039;1i1&#039;\u20ac:&#039;_S Vf(&#039;) he erihaneed by another sum of\n\n  We award a sum of Rs.5O,OO0\/M under\n\n  \n\n A~s&quot;f?es.2,00.000\/~ awarded by the Tribuiial towards\n\n&quot;afi1eciir?:\u00aba1 expenses is based on iihe medical bills produced\n\n\n\nC)\n\nby the c}.e1i:11a11t there is no scope for enha1&#039;1(&#039;c111e11t of\n\no.(m1pe1&#039;1s21t:in u1T1cic==.1' this head.\n\n10. C0nside1'i1'1g the 11at.u1'e of inj1.1ric-rs s1.1s't',z1Vi11'&lt;-Sc}. ijy &quot;the 7\n\nclaimam&#039; and duration of treat:1;i&#039;1&lt;:*.1&#039;11&#039; &#039;1,1.1&#039;1\u00a3ie::-gc.).1i_e_ &#039;.QVy&quot;hif;&#039;1\n\nRs.3O.OOO\/A awzwdeci by 1:11;: _&quot;i&#039;1&#039;i1)1:1:&#039;1;i1.. t.(,)&quot;&#039;\u00a71J&#039; \u00a31S &quot;i1&#039;1&lt;&#039;:i(iie;\u00a7i&#039;x%t:eifiV.L\n\nexpenses such as. cor1v&lt;~: y&#039;ai1&lt;\u00e9e, ix0Li&#039;ITi--3}1rI&#039;1:er1t and\nattendant charges is &#039;*t_he_&#039;1w\u00a7:i* --.;3_i.d'e-..z111d it needs to be\nenhancecl by another sL1_1j;i' of O--'\u00a70O0:']';--._ arld we award 21\n\nsum of Rs.4O.%OOCg:;\/.9 1.,},1\"i:d\u20ac15 r:E'iis\"'h;\u00a7a--}_i'; \n\n11. C0i1\u00e9id\u00a3:V1a*i\u00bb11g\":f:ii'e \"2'1~gEt 211'id'\"21i%o(':at.i(')1'1 of Ihqw c1a_ir11a1'1E'.\nwe ccav\ufb01d 'eas\ufb01y  iI1COYI1\u20ac at Rs.6.000\/~ pm.\n\nN21t',u1'&lt;--_;=. of  that1 he nmsi. have b\u20ac()1&#039;1 u.11der\n\n4,,;,1&#039;eem&#039;E1e1A11&quot; and .1*e;&lt;;t,&quot;&quot;&#039;1&quot;c51* 22 period of six n1on1&#039;:hs and we\n\na\\%ea_r&#039;Ci--  &quot;gaf Rs.36.000\/- towards loss of iI&#039;1C()IT1C\n\ncimi._1u1g t:1.=3at.;j:1\u00e91&#039;11 period as 21g;ai1&#039;1s1:. Rs.20,000\/\u00bb an-&#039;211&#039;dcc.1\n\n ~ &#039;~ _  &#039;by the &quot;TT1VfAi7i:)u 1121}.\n\n$5\n\n\n\n&#039;J\n\n12. The clairnant has sL1si:ai_ned c()rr1111imii.ed fra__ci_.L1re of\n\nright  and the doctor has assessed the limb diszibiI.i\u00e9;y&#039; at\n\n60% and the Ciaimant has to bear with tliis&#039;diszibili&#039;t--\u00a7,\ufb02&quot;z:ii&#039;id,\n\ndiscomfort in his future life aI1d.:f:h\u20acref().%&#039;e tvgikiungVa].1j_t1ir:sc&#039; ~\n\naspects into oonsicierz-ition. We \u00a31w.211*d__&#039; +1 1 s1.;i&#039;in&quot;&quot;V.of\n\nRs.80,000\/-- towards 10-ss&#039; -.gii=.,_2111is}1iI.i\u20ac:sV,T&#039;giiisl\u00e9ibilifix azdd\n\ndiscomfort in his i&#039;2i.t1:re VRs.5O,O0O\/~\n\nawarded by the T i&#039;   L\n\n13. We hairs  .tbe1:phoi..ogif\u00e9ioh&#039;&quot;&#039;of the claimant and\nfound a__i_1_V L.1g1y&quot;*si:;ir ovewziiiis .\u00a7\u00a7i1e(:\u00a7 and Rs.-4.000\/~ awarded\nby th\u00e9:fi&#039;i&#039;i_bLi1f1s}.to{2v3j19d.s&quot; the same is on the lower side and\n\nwe enharioe may  sum of Rs.6_.0OO\/ ~ and we award\n 10 000 \/ 3 i;_oWai&#039;ds&quot;th\u00e9 same.\n\n  I?oi&#039;.s1&#039;hi\u00e9&#039;vr_easons stated iii paras 15 and 16 of the\n\nj11.dg{:m.ev1i1:--.V-f(~3fV :\u00a7&#039;f&#039;,V1&#039;l(&#039;? Tribunal and for the 1&#039;(:&#039;E1S(&quot;)I1 that Eiht&#039;.\n\nclaimarii; h\u00e9is failed to subst.ai1tiai:e his com:c11t&#039;.io11 that\n\n\ufb01cizi a&quot;c,(:ou1&quot;1t of the iI1_iu1&#039;ies sustained by him in\n\n..f\u00bbt4h\u00e9:&quot;&#039;\u00abaccideiit. he could not&quot;. continue his b1,1s_ir1ess a1&#039;&quot;;r:i\n\n\n\nup\n\n1.<\/pre>\n<p><span class=\"hidden_text\">9<\/span><\/p>\n<p>E3) &#8216;i&#8217;0w.:&gt;11&#8242;(is ugly seal&#8217;. disfigure-<br \/>\n11&#8242;:xc;&#8217;.nf of leg  10.00{}]&#8217;&#8211;:&#8217;j<\/p>\n<p>7) FutL11&#8217;e medical expenses Rs.  &#8221;\n<\/p>\n<p>Total  &#8221;  &#8212;\n<\/p>\n<p>1] The appeal is allowed in &#8216;part -a\ufb01iatie_j&#8217;1.1tlger1ier3ifw<\/p>\n<p>and award of the &#8216;\u00a3&#8217;ribt,119iea.1 is ri1~a_d&#8217;ified :&#8217;;:a\\va.rding<\/p>\n<p>Corr1pensa{:i0n of Rs.4&#8242;.:3&#8217;1~;OOI_&#8217;jV\/5. R\u00a7.3VV.44.0o0\/~.<\/p>\n<p>The claimant is \u20acI}iitI\u20acdvv_f(5Tv.a11V__af1d&#8217;\u00a7fii()1&#8217;1$1i-.\u00a3&#8217;5()1&#8243;\ufb02pC11SE1f&#8217;.i0I&#8221;l of<\/p>\n<p>Rs.87,O0O\/A \\xfii\u00a5i;1ie\u00a71d_iefe$t\u20ac;1if 6% from the date of eiaim<br \/>\npetition till    <\/p>\n<p> ._The'[fi.rSt\ufb01te\u00e9pondeni. &#8212; Insuremce Ce. <\/p>\n<p>directed to-edepo\u00e9it fV11&#8217;e\u00bb-efiheliacted &lt;.:ompe1&#039;1sat3&#039;oI1 I:1l&quot;\ufb02{)LEl&#039;1T of\n<\/p>\n<p> &#8211; \ufb01iogeihel&#8217; with il\ufb02ezrest, w1&#8242;.i;hi11 a period of six<\/p>\n<p> weeks f2.fc3&#8217;m&#8217;\u00abt1ie date of receipt. of copy of the award.<\/p>\n<p>Wiii] &#8216; -&#8216;V.&#8217;Q\ufb01;:C1eposif. of the er1he1m(:ed c:&lt;).mpe1&#039;1sati&lt;)n w1&#039;t..11<\/p>\n<p>&#039;.Vint.e1&#039;e:3.t &#039;there0I1. the same shaii be released in E&quot;avoL:r of<\/p>\n<p>{ ihVe&#039; C.-l.aimar1t__ imn1ediat:eEy.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Karnataka High Court M Ganapathi @ Ganapathi Iyar vs M\/S United India Insurance Co Ltd on 27 November, 2009 Author: N.K.Patil And Gowda m THE HIGH coum OF KARNATAKA AT BANGALORE DATED THIS TI-IE 2&#8242;?&#8217;rH DAY 01? NOVEMBER,\u00bb PRESENT THE HON&#8217;BLE MR.JUST_I,CE__N. AND&#8217; THE I-iON&#8217;BLE MRJUSTICE , M.F.A.No. 3332%o[1*j_j.._&gt;,M(V&gt;o(V5A{1\\%\u00a7iI]v) BETWEEN: L M. Ge111apai:&#8211;hi @ G&#8217;emaipavtihi&#8217;-Eyaf, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[8,20],"tags":[],"class_list":["post-77257","post","type-post","status-publish","format-standard","hentry","category-high-court","category-karnataka-high-court"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>M Ganapathi @ Ganapathi Iyar vs M\/S United India Insurance Co Ltd on 27 November, 2009 - Free Judgements of Supreme Court &amp; High Court | Legal India<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.legalindia.com\/judgments\/m-ganapathi-ganapathi-iyar-vs-ms-united-india-insurance-co-ltd-on-27-november-2009\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"M Ganapathi @ Ganapathi Iyar vs M\/S United India Insurance Co Ltd on 27 November, 2009 - Free Judgements of Supreme Court &amp; 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