{"id":88593,"date":"2009-02-25T00:00:00","date_gmt":"2009-02-24T18:30:00","guid":{"rendered":"https:\/\/www.legalindia.com\/judgments\/valiyapurayil-govindan-vs-united-india-insurance-co-ltd-on-25-february-2009"},"modified":"2018-06-27T18:18:45","modified_gmt":"2018-06-27T12:48:45","slug":"valiyapurayil-govindan-vs-united-india-insurance-co-ltd-on-25-february-2009","status":"publish","type":"post","link":"https:\/\/www.legalindia.com\/judgments\/valiyapurayil-govindan-vs-united-india-insurance-co-ltd-on-25-february-2009","title":{"rendered":"Valiyapurayil Govindan vs United India Insurance Co. Ltd on 25 February, 2009"},"content":{"rendered":"<div class=\"docsource_main\">Kerala High Court<\/div>\n<div class=\"doc_title\">Valiyapurayil Govindan vs United India Insurance Co. Ltd on 25 February, 2009<\/div>\n<pre>       \n\n  \n\n  \n\n \n \n  IN THE HIGH COURT OF KERALA AT ERNAKULAM\n\nMACA.No. 1536 of 2004()\n\n\n1. VALIYAPURAYIL GOVINDAN, S\/O. CHANTHU,\n                      ...  Petitioner\n2. VALIYAPURAYIL GOURI, W\/O. GOVINDAN,\n\n                        Vs\n\n\n\n1. UNITED INDIA INSURANCE CO. LTD.,\n                       ...       Respondent\n\n                For Petitioner  :SRI.GRASHIOUS KURIAKOSE\n\n                For Respondent  :SRI.MATHEWS JACOB (SR.)\n\nThe Hon'ble MR. Justice R.BASANT\nThe Hon'ble MR. Justice C.T.RAVIKUMAR\n\n Dated :25\/02\/2009\n\n O R D E R\n                          R.BASANT &amp;\n                   C.T.RAVIKUMAR, JJ.\n               * * * * * * * * * * * * * * * * * *\n                   M.A.C.A.No.1536 of 2004\n                  ----------------------------------------\n            Dated this the 25th day of February 2009\n\n                        J U D G M E N T\n<\/pre>\n<p>BASANT,J<\/p>\n<p>     The claimants before the Tribunal are the appellants before<\/p>\n<p>us.  They are the parents of the deceased, a person aged about<\/p>\n<p>27 years, who was employed abroad. The parents are shown to<\/p>\n<p>be aged 50 years and 45 years respectively. The deceased was<\/p>\n<p>employed as a goldsmith in Saudi Arabia.                  According to the<\/p>\n<p>claimants, the monthly income of the deceased was Rs.20,000\/-.<\/p>\n<p>After sustaining the injuries on 20\/4\/1997, the deceased<\/p>\n<p>underwent treatment and succumbed to the injuries long later on<\/p>\n<p>24\/6\/1997. Before the tribunal, Exts.A1 to A16 were produced.<\/p>\n<p>Exts.A1 to A11 and A16 were marked before the Tribunal to<\/p>\n<p>support the claim of the claimants.                 The 1st claimant was<\/p>\n<p>examined as PW1.\n<\/p>\n<p>     2.   The tribunal, on an anxious consideration of all the<\/p>\n<p>relevant circumstances, came to the conclusion that the<\/p>\n<p>appellants\/claimants are entitled to a total amount of Rs.3.17<\/p>\n<p>lakhs as compensation as per the details shown below:<\/p>\n<p><span class=\"hidden_text\">M.A.C.A.No.1536\/04              2<\/span><\/p>\n<pre>     1.    Medical expenses               Rs.77,000\/-\n           (Against bills produced)\n\n     2.    Pain and suffering             Rs.10,000\/-\n\n     3.    Funeral expenses               Rs.5,000\/-\n\n     4.    Loss of dependency             Rs.2,25,000\/-\n           (Rs.5,000 x &lt; x 12 x 15)\n\n                            Total         Rs.3,17,000\/-\n\n<\/pre>\n<p>     3.    Accordingly the impugned award was passed directing<\/p>\n<p>payment of the said amount of Rs.3.17 lakhs along with interest<\/p>\n<p>@ 9% per annum.\n<\/p>\n<p>     4.    The appellants claim to be aggrieved by the impugned<\/p>\n<p>award. What are the reasons? Called upon to explain the<\/p>\n<p>precise nature of challenge which the appellants want to mount<\/p>\n<p>against the impugned award, the learned counsel for the<\/p>\n<p>appellants contends first of all that no compensation has been<\/p>\n<p>awarded for extra nourishment, bystanders expenditure etc.<\/p>\n<p>though the deceased had continued as an in-patient for a long<\/p>\n<p>time before he breathed his last. Only Rs.77,000\/- against the<\/p>\n<p>actual medical bills alone has been granted under the head of<\/p>\n<p>medical expenses.     Miscellaneous expenses in the nature of<\/p>\n<p>transport to hospital, extra nourishment, bystanders expenditure<\/p>\n<p><span class=\"hidden_text\">M.A.C.A.No.1536\/04              3<\/span><\/p>\n<p>etc. have not been considered at all by the Tribunal, it is<\/p>\n<p>contended. We find merit in that contention. We are satisfied<\/p>\n<p>that a further amount of Rs.7,500\/- can be awarded under the<\/p>\n<p>head of miscellaneous expenses in addition to the medical<\/p>\n<p>expenses already awarded by the tribunal.<\/p>\n<p>     5.    The learned counsel for the appellants secondly<\/p>\n<p>contends that the tribunal has not realistically made an<\/p>\n<p>assessment of the compensation payable under the head of pain<\/p>\n<p>and suffering. The period of hospitalisation, nature of injuries,<\/p>\n<p>the nature of procedures undergone etc. have not been taken<\/p>\n<p>into reckoning and it is contended that the amount of Rs.10,000\/-<\/p>\n<p>awarded under the head of pain and suffering is grossly<\/p>\n<p>insufficient. Considering the totality of circumstances, we are<\/p>\n<p>persuaded to accept that contention. We are of the opinion that<\/p>\n<p>a further amount of Rs.5,000\/- can safely be awarded under the<\/p>\n<p>head pain and suffering.\n<\/p>\n<p>     6.    The learned counsel for the appellants then points<\/p>\n<p>out that for obscure reasons, amounts have not been awarded<\/p>\n<p>under the head of loss of love and affection. The deceased was<\/p>\n<p>aged 27 years. His parents are shown to be aged 50 years and<\/p>\n<p><span class=\"hidden_text\">M.A.C.A.No.1536\/04               4<\/span><\/p>\n<p>45 years. In these circumstances, we agree that some amount<\/p>\n<p>must have been awarded under the head loss of love and<\/p>\n<p>affection which we fix at Rs.7,500\/-.\n<\/p>\n<p>      7.   The main plank of attack is against the compensation<\/p>\n<p>for loss of dependency awarded by the tribunal. The tribunal<\/p>\n<p>noted that though authentic evidence about income is not<\/p>\n<p>available, it can be assumed that the deceased must have been<\/p>\n<p>earning an income of Rs.5,000\/- per mensum                 from his<\/p>\n<p>employment abroad.        Though the appellants claim to be<\/p>\n<p>dissatisfied with the said finding of fact, we are satisfied that the<\/p>\n<p>tribunal committed no error in reckoning Rs.5,000\/- as the<\/p>\n<p>reasonable monthly income which the deceased would have<\/p>\n<p>earned.    Considering the nature of his employment and the<\/p>\n<p>future uncertainties including possibilities of his returning to<\/p>\n<p>India after some period of time, that assumption does appears<\/p>\n<p>to us to be reasonable.      In any view of the matter, we are<\/p>\n<p>satisfied that acceptance of Rs.5,000\/- as the monthly income to<\/p>\n<p>be reckoned for the purpose of computation for the entire<\/p>\n<p>remaining period is fair, reasonable and just. The multiplier is<\/p>\n<p>reckoned at 15 and in any view of the matter, we are not<\/p>\n<p><span class=\"hidden_text\">M.A.C.A.No.1536\/04               5<\/span><\/p>\n<p>satisfied that such adoption of the multiplier is justified. Both<\/p>\n<p>parents are now in the age group of 45 to 50 and going through<\/p>\n<p>the 2nd schedule to the M.V.Act, proper multiplier is 13 and not<\/p>\n<p>15. We agree with the learned counsel for the respondents that<\/p>\n<p>the multiplicand should not have been taken at a flat rate for the<\/p>\n<p>entire period of 13 years. The deceased, aged about 27 years, is<\/p>\n<p>likely to get married at least within a period of 3 years.<\/p>\n<p>Thereafter the contribution would have further reduced. With<\/p>\n<p>the burden of a nuclear family depending on him, the<\/p>\n<p>contribution which the appellants\/ claimants can expect from the<\/p>\n<p>deceased must certainly be reckoned at a lower rate for the<\/p>\n<p>remaining period of 10 years, contends the learned counsel for<\/p>\n<p>the insurance company. We find merit in that contention. We<\/p>\n<p>are further satisfied that 1\/3 of the total earnings can safely be<\/p>\n<p>reckoned as the contribution which the parents together would<\/p>\n<p>have been entitled to during the said period of ten years.<\/p>\n<p>      8.   The above discussions lead us to the conclusion that<\/p>\n<p>the appellants are entitled to a total further amount of<\/p>\n<p>Rs.85,000\/- (Rupees eighty five thousand only) more in addition<\/p>\n<p>to the amounts already awarded by the tribunal as per the<\/p>\n<p><span class=\"hidden_text\">M.A.C.A.No.1536\/04               6<\/span><\/p>\n<p>details shown below:\n<\/p>\n<pre>     1.    Pain and suffering              Rs.5,000\/- more\n\n     2.    Medical and miscellaneous       Rs.7,500\/- more\n           expenses\n\n     3.    Loss of love and affection      Rs.7,500\/- more\n\n     4.    Dependency                 Rs.65,000\/- more\n<\/pre>\n<p>           [(5,000 x = x 12 x 3) plus (5,000 x 1\/3 x 12 x 10)]<br \/>\n           minus 2,25,000) i.e. [(90,000 + 2,00,000)<br \/>\n           minus 2,25,000)]<\/p>\n<p>                      Total           Rs.85,000\/- more<\/p>\n<p>     9.    Needless to say, interest shall be payable on the<\/p>\n<p>entire amount from the date of the petition as already directed<\/p>\n<p>by the tribunal.\n<\/p>\n<p>     10. In the result, this M.A.C.A is allowed in part to the<\/p>\n<p>above extent.\n<\/p>\n<\/p>\n<p>                                           (R.BASANT, JUDGE)<\/p>\n<p>                                    (C.T.RAVIKUMAR, JUDGE)<br \/>\njsr<\/p>\n<p><span class=\"hidden_text\">M.A.C.A.No.1536\/04    7<\/span><\/p>\n<p><span class=\"hidden_text\">M.A.C.A.No.1536\/04    8<\/span><\/p>\n<p>R.BASANT &amp;C.T.RAVIKUMAR, JJ.\n<\/p>\n<p><span class=\"hidden_text\">                 .No. of 200<\/span><\/p>\n<p>        ORDER\/JUDGMENT<\/p>\n<p>                 06\/02\/2009<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Kerala High Court Valiyapurayil Govindan vs United India Insurance Co. Ltd on 25 February, 2009 IN THE HIGH COURT OF KERALA AT ERNAKULAM MACA.No. 1536 of 2004() 1. VALIYAPURAYIL GOVINDAN, S\/O. CHANTHU, &#8230; Petitioner 2. VALIYAPURAYIL GOURI, W\/O. GOVINDAN, Vs 1. UNITED INDIA INSURANCE CO. LTD., &#8230; Respondent For Petitioner :SRI.GRASHIOUS KURIAKOSE For Respondent :SRI.MATHEWS [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[8,21],"tags":[],"class_list":["post-88593","post","type-post","status-publish","format-standard","hentry","category-high-court","category-kerala-high-court"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Valiyapurayil Govindan vs United India Insurance Co. 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