{"id":34665,"date":"2014-08-11T11:56:28","date_gmt":"2014-08-11T06:26:28","guid":{"rendered":"https:\/\/www.legalindia.in\/news\/?p=34665"},"modified":"2014-08-11T11:56:28","modified_gmt":"2014-08-11T06:26:28","slug":"sbi-asked-pay-rs-5000-receiving-double-payment-emis","status":"publish","type":"post","link":"https:\/\/www.legalindia.com\/news\/sbi-asked-pay-rs-5000-receiving-double-payment-emis","title":{"rendered":"SBI asked to pay Rs 5,000 for receiving double payment of EMIs"},"content":{"rendered":"<p><a href=\"https:\/\/www.legalindia.in\/news\/sbi-asked-pay-rs-5000-receiving-double-payment-emis\/sbi\" rel=\"attachment wp-att-34666\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" data-attachment-id=\"34666\" data-permalink=\"https:\/\/www.legalindia.com\/news\/sbi-asked-pay-rs-5000-receiving-double-payment-emis\/sbi\" data-orig-file=\"https:\/\/i0.wp.com\/www.legalindia.com\/news\/wp-content\/uploads\/sites\/2\/2014\/08\/SBI.jpg?fit=275%2C183&amp;ssl=1\" data-orig-size=\"275,183\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;}\" data-image-title=\"SBI\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/www.legalindia.com\/news\/wp-content\/uploads\/sites\/2\/2014\/08\/SBI.jpg?fit=275%2C183&amp;ssl=1\" class=\"alignright  wp-image-34666\" src=\"https:\/\/i0.wp.com\/www.legalindia.in\/news\/wp-content\/uploads\/2014\/08\/SBI-150x99.jpg?resize=220%2C145&#038;ssl=1\" alt=\"SBI\" width=\"220\" height=\"145\" srcset=\"https:\/\/i0.wp.com\/www.legalindia.com\/news\/wp-content\/uploads\/sites\/2\/2014\/08\/SBI.jpg?resize=150%2C99&amp;ssl=1 150w, https:\/\/i0.wp.com\/www.legalindia.com\/news\/wp-content\/uploads\/sites\/2\/2014\/08\/SBI.jpg?w=275&amp;ssl=1 275w\" sizes=\"auto, (max-width: 220px) 100vw, 220px\" \/><\/a>State Bank of India has been asked by a consumer forum here to pay a compensation of Rs 5,000 to one of its customers for receiving double payment of equated monthly installment (EMI) for home loan for two months.<\/p>\n<p>The West Delhi Consumer Disputes Redressal Forum, presided by Bimla Makin, asked the bank to pay the money to Delhi resident S Kochhar for receiving double payment of EMI for the months of March and April, 2011.<\/p>\n<p>The forum, however, observed that the complainant had not disclosed the entire facts as he himself had asked SBI for the change in mode of payment of EMIs from cheques to deposit transfer from his savings account maintained with the bank.<\/p>\n<p>&#8220;The complainant has not disclosed this fact in his complaint and has hidden the relevant fact. Impact of this transition in the payment terms and its processing time as well as return of unused cheques must have been agreed between both parties involved in the transaction and effected upon.<\/p>\n<p>&#8220;&#8230;However, it is apparent that in the process, Opposite Party (OP) has received EMI payment twice for the months of March and April, 2011, but the same was accounted for in statement of account given to the complainant.<\/p>\n<p>&#8220;Thus, OP (bank) is only deficient on account of receiving double payment of EMI for month of March and April, 2011,&#8221; the forum said.<\/p>\n<p>The forum, also comprising its member Urmila Gupta, noted that EMI payments for the months of March and April 2011 were transition period for change in mode of payment from cheque to deposit transfer from the bank account.<\/p>\n<p>Kochhar had told the forum that he took a home loan from the bank for which EMI of Rs 30,336 was to be paid by him and he had deposited advance post-dated cheques with the bank for timely payment of EMIs.<\/p>\n<p>He told that there was timely payment of EMI&#8217;s without any default since the loan was received by him.<\/p>\n<p>He said that he had paid the EMI for month of March 2011 through cheque to the bank but despite this, Rs 30,336 was deducted from his saving account.<\/p>\n<p>(Source: PTI)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>State Bank of India has been asked by a consumer forum here to pay a compensation of Rs 5,000 to one of its customers for receiving double payment of equated monthly installment (EMI) for home loan for two months. The West Delhi Consumer Disputes Redressal Forum, presided by Bimla Makin, asked the bank to pay [&hellip;]<\/p>\n","protected":false},"author":21,"featured_media":34666,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[1],"tags":[29399,29400,47765,10425,10428,47774,47775,23371],"class_list":["post-34665","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-top-law-news","tag-bimla-makin","tag-double-payment-of-emi","tag-news","tag-sbi","tag-state-bank-of-india","tag-todays-news","tag-todays-top-news","tag-top-news"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - 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West Delhi District Consumer, presided by Bimla Makin, asked the bank to pay the\u2026","rel":"","context":"In &quot;Consumer Law News&quot;","block_context":{"text":"Consumer Law News","link":"https:\/\/www.legalindia.com\/news\/category\/consumer-law-news"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":34775,"url":"https:\/\/www.legalindia.com\/news\/corp-bank-pay-rs-37k-deficiency-service","url_meta":{"origin":34665,"position":1},"title":"Corp Bank to pay Rs 37K for deficiency in service","author":"Legal India Admin","date":"August 19, 2014","format":false,"excerpt":"Corporation Bank has been asked by a consumer forum here to pay over Rs 37,000 to one of its customers after holding it guilty of \"deficiency in service\" for wrongly taking money from him. New Delhi Consumer Disputes Redressal Forum bench presided by C K Chaturvedi asked the bank to\u2026","rel":"","context":"In &quot;Banking &amp; Finance Law News&quot;","block_context":{"text":"Banking &amp; Finance Law News","link":"https:\/\/www.legalindia.com\/news\/category\/banking-finance-law-news"},"img":{"alt_text":"corporation bank","src":"https:\/\/i0.wp.com\/www.legalindia.in\/news\/wp-content\/uploads\/2014\/08\/corporation-bank-150x99.jpg?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]},{"id":36577,"url":"https:\/\/www.legalindia.com\/news\/bank-cant-recover-emi-undisbursed-loan-dispute-redressal-forum","url_meta":{"origin":34665,"position":2},"title":"Bank can&#8217;t recover EMI on undisbursed loan : Dispute Redressal Forum","author":"Legal India Admin","date":"January 20, 2015","format":false,"excerpt":"Rejecting an argument by SBI that it was not at fault in recovering monthly instalments on \"disbursed\" housing loan, the Dispute Redressal Forum here has asked the bank to refund the entire EMI charged unduly for 20 months from a policeman and directed it to pay him Rs 50,000 as\u2026","rel":"","context":"In &quot;Consumer Law News&quot;","block_context":{"text":"Consumer Law News","link":"https:\/\/www.legalindia.com\/news\/category\/consumer-law-news"},"img":{"alt_text":"Dispute Redressal Forum","src":"https:\/\/i0.wp.com\/www.legalindia.in\/news\/wp-content\/uploads\/2015\/01\/Dispute-Redressal-Forum-300x75.jpg?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]},{"id":40365,"url":"https:\/\/www.legalindia.com\/news\/bank-asked-to-pay-rs-7k-for-deficient-service","url_meta":{"origin":34665,"position":3},"title":"Bank asked to pay Rs 7k for deficient service","author":"Legal India News","date":"December 11, 2015","format":false,"excerpt":"A consumer court in Thane\u00a0has asked Bank of India (BOI) to pay a complainant Rs 7,000, including compensation and legal expenses, for deficiency in services. The complainant, advocate B R Ramchandani, informed the Thane District Consumer Redressel Forum that he had opted for BOI's 'STAR ePay' facility in 2006 and\u2026","rel":"","context":"In &quot;Consumer Law News&quot;","block_context":{"text":"Consumer Law News","link":"https:\/\/www.legalindia.com\/news\/category\/consumer-law-news"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.legalindia.com\/news\/wp-content\/uploads\/sites\/2\/2015\/08\/NCDRC.jpg?fit=420%2C239&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":26890,"url":"https:\/\/www.legalindia.com\/news\/sbi-syndicate-bank-to-pay-rs-45k-for-loss-of-cheque","url_meta":{"origin":34665,"position":4},"title":"SBI, Syndicate Bank to pay Rs 45K for loss of cheque","author":"Legal India Admin","date":"February 20, 2013","format":false,"excerpt":"State Bank of India and Syndicate Bank have been found \"guilty of dereliction of duty\" by a consumer forum here which directed them to pay Rs 45,000 to an account holder for losing a cheque deposited by him and encashing it in favour of someone else. The account payee cheque,\u2026","rel":"","context":"In &quot;Consumer Law News&quot;","block_context":{"text":"Consumer Law News","link":"https:\/\/www.legalindia.com\/news\/category\/consumer-law-news"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":21757,"url":"https:\/\/www.legalindia.com\/news\/sbi-to-pay-for-breaking-open-customers-locker","url_meta":{"origin":34665,"position":5},"title":"SBI to pay for breaking open customer\u2019s  locker","author":"Legal India Admin","date":"July 15, 2012","format":false,"excerpt":"The apex consumer forum has asked a Kolkata branch of the State Bank of India(SBI) by to pay Rs 1.85 lakh to one of its customers for breaking open his and his sister's lockers despite payment of the locker rent. \u00a0The National Consumer Disputes Redressal Commission (NCDRC) order came on\u2026","rel":"","context":"In &quot;Top Law News&quot;","block_context":{"text":"Top Law News","link":"https:\/\/www.legalindia.com\/news\/category\/top-law-news"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"jetpack_shortlink":"https:\/\/wp.me\/p6H5Bf-917","jetpack_likes_enabled":true,"_links":{"self":[{"href":"https:\/\/www.legalindia.com\/news\/wp-json\/wp\/v2\/posts\/34665","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.legalindia.com\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.legalindia.com\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.legalindia.com\/news\/wp-json\/wp\/v2\/users\/21"}],"replies":[{"embeddable":true,"href":"https:\/\/www.legalindia.com\/news\/wp-json\/wp\/v2\/comments?post=34665"}],"version-history":[{"count":0,"href":"https:\/\/www.legalindia.com\/news\/wp-json\/wp\/v2\/posts\/34665\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.legalindia.com\/news\/wp-json\/wp\/v2\/media\/34666"}],"wp:attachment":[{"href":"https:\/\/www.legalindia.com\/news\/wp-json\/wp\/v2\/media?parent=34665"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.legalindia.com\/news\/wp-json\/wp\/v2\/categories?post=34665"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.legalindia.com\/news\/wp-json\/wp\/v2\/tags?post=34665"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}