{"id":35163,"date":"2014-09-09T14:02:54","date_gmt":"2014-09-09T08:32:54","guid":{"rendered":"https:\/\/www.legalindia.in\/news\/?p=35163"},"modified":"2014-09-09T14:02:54","modified_gmt":"2014-09-09T08:32:54","slug":"upto-bank-recover-money-guarantor-borrower-ncdrc","status":"publish","type":"post","link":"https:\/\/www.legalindia.com\/news\/upto-bank-recover-money-guarantor-borrower-ncdrc","title":{"rendered":"Upto bank to recover money from guarantor or borrower: NCDRC"},"content":{"rendered":"<p>The national consumer commission has dismissed a man&#8217;s plea filed against a bank which recovered from him the dues, borrowed by a person whom he had introduced to it, saying that &#8220;it is the choice of bank to recover money either from the guarantor or the borrower&#8221;.<\/p>\n<p><a href=\"https:\/\/i0.wp.com\/www.legalindia.in\/news\/wp-content\/uploads\/2014\/09\/National-Consumer-Disputes-Redressal-Commission.png?ssl=1\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" data-attachment-id=\"35164\" data-permalink=\"https:\/\/www.legalindia.com\/news\/upto-bank-recover-money-guarantor-borrower-ncdrc\/national-consumer-disputes-redressal-commission\" data-orig-file=\"https:\/\/i0.wp.com\/www.legalindia.com\/news\/wp-content\/uploads\/sites\/2\/2014\/09\/National-Consumer-Disputes-Redressal-Commission.png?fit=259%2C194&amp;ssl=1\" data-orig-size=\"259,194\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"National Consumer Disputes Redressal Commission\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/www.legalindia.com\/news\/wp-content\/uploads\/sites\/2\/2014\/09\/National-Consumer-Disputes-Redressal-Commission.png?fit=259%2C194&amp;ssl=1\" class=\"alignright size-full wp-image-35164\" src=\"https:\/\/i0.wp.com\/www.legalindia.in\/news\/wp-content\/uploads\/2014\/09\/National-Consumer-Disputes-Redressal-Commission.png?resize=259%2C194&#038;ssl=1\" alt=\"National Consumer Disputes Redressal Commission\" width=\"259\" height=\"194\" srcset=\"https:\/\/i0.wp.com\/www.legalindia.com\/news\/wp-content\/uploads\/sites\/2\/2014\/09\/National-Consumer-Disputes-Redressal-Commission.png?w=259&amp;ssl=1 259w, https:\/\/i0.wp.com\/www.legalindia.com\/news\/wp-content\/uploads\/sites\/2\/2014\/09\/National-Consumer-Disputes-Redressal-Commission.png?resize=150%2C112&amp;ssl=1 150w\" sizes=\"auto, (max-width: 259px) 100vw, 259px\" \/><\/a>National Consumer Disputes Redressal Commission (NCDRC), presided by Justice J M Malik, dismissed the complaint filed by Kerala resident R S Vasan against Canara Bank, while rejecting his contention that he was not a guarantor and that for the recovery, the bank should have first approached the family of the borrower who had died.<\/p>\n<p>&#8220;It is well-settled that it is the choice of the bank to recover the money either from the guarantor or the borrower. It is abhorrent from the principles of law to say that the bank must first of all recover the money from the borrower and thereafter it can proceed against the guarantor,&#8221; NCDRC said. It passed the order while hearing a revision petition filed by the bank against Kerala State Consumer Commission, which had directed it to pay Rs 1,49,698 to Vasan.<\/p>\n<p>The district forum, too, had decided the case in Vasan&#8217;s favour. NCDRC reversed both the orders passed by the lower foras. NCDRC, while rejecting Vasan&#8217;s claim that he had no intention to be a guarantor, said that he had signed the blank papers at his own peril. &#8220;The complainant signed the blank papers, if any, with his open eyes and on his own volition. Even if he has signed the blank papers, he did it at his own peril,&#8221; it said.<\/p>\n<p>Vasan had told the district forum that he introduced C K Prabhakaran to the bank on June 22, 1996, which extended Rs one lakh to him (Prabhakaran) against immovable property. He said that he had no intention to be a guarantor or a surety for the overdraft facility given to Prabhakaran, but he was made to sign some blank papers. He said that Prabhakaran died on June 7, 2001, and the bank informed Vasan on June 22, 2003, that overdraft facility had been given on his (Vasan) surety and a sum of Rs 1,36,135.50 could be liquidated against his term deposit. Vasan, however, immediately replied denying his liability.<\/p>\n<p>In the meantime, the bank issued another letter mentioning the amount due as Rs 1,45,799.30. Subsequently, it informed Vasan that the amount under overdraft had been adjusted against his term deposit. The district forum, however, had asked the bank to pay Vasan Rs 1,48,698 and also to pay Rs 1,000 as costs. The state consumer commission dismissed the appeal, filed by the bank against the forum&#8217;s order, with Rs 5,000 as costs.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The national consumer commission has dismissed a man&#8217;s plea filed against a bank which recovered from him the dues, borrowed by a person whom he had introduced to it, saying that &#8220;it is the choice of bank to recover money either from the guarantor or the borrower&#8221;. National Consumer Disputes Redressal Commission (NCDRC), presided by [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":35164,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[86],"tags":[19057,10387,10318,29726],"class_list":["post-35163","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-consumer-law-news","tag-justice-j-m-malik","tag-national-consumer-disputes-redressal-commission","tag-ncdrc","tag-recover-money-from-guarantor-or-borrower"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Upto bank to recover money from guarantor or borrower: NCDRC - Legal News India - Supreme Court &amp; High Court Updates<\/title>\n<meta name=\"description\" content=\"The national consumer commission has dismissed a man&#039;s plea filed against a bank which recovered from him the dues, borrowed by a person whom he had - Get the latest legal news from the Supreme Court, High Courts, and government. Essential updates on judgements, acts, and in-depth analysis for lawyers, advocates, and law students in India.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.legalindia.com\/news\/upto-bank-recover-money-guarantor-borrower-ncdrc\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Upto bank to recover money from guarantor or borrower: NCDRC - Legal News India - Supreme Court &amp; High Court Updates\" \/>\n<meta property=\"og:description\" content=\"The national consumer commission has dismissed a man&#039;s plea filed against a bank which recovered from him the dues, borrowed by a person whom he had - Get the latest legal news from the Supreme Court, High Courts, and government. Essential updates on judgements, acts, and in-depth analysis for lawyers, advocates, and law students in India.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.legalindia.com\/news\/upto-bank-recover-money-guarantor-borrower-ncdrc\" \/>\n<meta property=\"og:site_name\" content=\"Legal News India - Supreme Court &amp; High Court Updates\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/LegalindiaCom\/\" \/>\n<meta property=\"article:published_time\" content=\"2014-09-09T08:32:54+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.legalindia.com\/news\/wp-content\/uploads\/sites\/2\/2014\/09\/National-Consumer-Disputes-Redressal-Commission.png\" \/>\n\t<meta property=\"og:image:width\" content=\"259\" \/>\n\t<meta property=\"og:image:height\" content=\"194\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Legal India Admin\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Legal India Admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/news\\\/upto-bank-recover-money-guarantor-borrower-ncdrc#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/news\\\/upto-bank-recover-money-guarantor-borrower-ncdrc\"},\"author\":{\"name\":\"Legal India Admin\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/news\\\/#\\\/schema\\\/person\\\/0bfdffe9059fb8bb24a86d094609c5ea\"},\"headline\":\"Upto bank to recover money from guarantor or borrower: NCDRC\",\"datePublished\":\"2014-09-09T08:32:54+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/news\\\/upto-bank-recover-money-guarantor-borrower-ncdrc\"},\"wordCount\":447,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/news\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/news\\\/upto-bank-recover-money-guarantor-borrower-ncdrc#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/i0.wp.com\\\/www.legalindia.com\\\/news\\\/wp-content\\\/uploads\\\/sites\\\/2\\\/2014\\\/09\\\/National-Consumer-Disputes-Redressal-Commission.png?fit=259%2C194&ssl=1\",\"keywords\":[\"Justice J M Malik\",\"National Consumer Disputes Redressal Commission\",\"NCDRC\",\"recover money from guarantor or borrower\"],\"articleSection\":[\"Consumer Law News\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.legalindia.com\\\/news\\\/upto-bank-recover-money-guarantor-borrower-ncdrc#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/news\\\/upto-bank-recover-money-guarantor-borrower-ncdrc\",\"url\":\"https:\\\/\\\/www.legalindia.com\\\/news\\\/upto-bank-recover-money-guarantor-borrower-ncdrc\",\"name\":\"Upto bank to recover money from guarantor or borrower: NCDRC - Legal News India - Supreme Court &amp; High Court Updates\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/news\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/news\\\/upto-bank-recover-money-guarantor-borrower-ncdrc#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/news\\\/upto-bank-recover-money-guarantor-borrower-ncdrc#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/i0.wp.com\\\/www.legalindia.com\\\/news\\\/wp-content\\\/uploads\\\/sites\\\/2\\\/2014\\\/09\\\/National-Consumer-Disputes-Redressal-Commission.png?fit=259%2C194&ssl=1\",\"datePublished\":\"2014-09-09T08:32:54+00:00\",\"description\":\"The national consumer commission has dismissed a man's plea filed against a bank which recovered from him the dues, borrowed by a person whom he had - Get the latest legal news from the Supreme Court, High Courts, and government. Essential updates on judgements, acts, and in-depth analysis for lawyers, advocates, and law students in India.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/news\\\/upto-bank-recover-money-guarantor-borrower-ncdrc#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.legalindia.com\\\/news\\\/upto-bank-recover-money-guarantor-borrower-ncdrc\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/news\\\/upto-bank-recover-money-guarantor-borrower-ncdrc#primaryimage\",\"url\":\"https:\\\/\\\/i0.wp.com\\\/www.legalindia.com\\\/news\\\/wp-content\\\/uploads\\\/sites\\\/2\\\/2014\\\/09\\\/National-Consumer-Disputes-Redressal-Commission.png?fit=259%2C194&ssl=1\",\"contentUrl\":\"https:\\\/\\\/i0.wp.com\\\/www.legalindia.com\\\/news\\\/wp-content\\\/uploads\\\/sites\\\/2\\\/2014\\\/09\\\/National-Consumer-Disputes-Redressal-Commission.png?fit=259%2C194&ssl=1\",\"width\":259,\"height\":194},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/news\\\/upto-bank-recover-money-guarantor-borrower-ncdrc#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.legalindia.com\\\/news\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Consumer Law News\",\"item\":\"https:\\\/\\\/www.legalindia.com\\\/news\\\/category\\\/consumer-law-news\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Upto bank to recover money from guarantor or borrower: NCDRC\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/news\\\/#website\",\"url\":\"https:\\\/\\\/www.legalindia.com\\\/news\\\/\",\"name\":\"Legal News India - Supreme Court & High Court Updates\",\"description\":\"Get the latest legal news from the Supreme Court, High Courts, and government. Essential updates on judgements, acts, and in-depth analysis for lawyers, advocates, and law students in India.\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/news\\\/#organization\"},\"alternateName\":\"Legal News India for Advocates, Lawyers & Law Students\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.legalindia.com\\\/news\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/news\\\/#organization\",\"name\":\"Legal News India: Supreme Court, High Courts & Govt Updates\",\"alternateName\":\"Legal News India for Advocates, Lawyers & Law Students\",\"url\":\"https:\\\/\\\/www.legalindia.com\\\/news\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/news\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/i0.wp.com\\\/www.legalindia.com\\\/news\\\/wp-content\\\/uploads\\\/sites\\\/2\\\/2018\\\/05\\\/538552_367793346590451_81997783_n.jpg?fit=250%2C250&ssl=1\",\"contentUrl\":\"https:\\\/\\\/i0.wp.com\\\/www.legalindia.com\\\/news\\\/wp-content\\\/uploads\\\/sites\\\/2\\\/2018\\\/05\\\/538552_367793346590451_81997783_n.jpg?fit=250%2C250&ssl=1\",\"width\":250,\"height\":250,\"caption\":\"Legal News India: Supreme Court, High Courts & Govt Updates\"},\"image\":{\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/news\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/LegalindiaCom\\\/\",\"https:\\\/\\\/x.com\\\/Legal_india\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.legalindia.com\\\/news\\\/#\\\/schema\\\/person\\\/0bfdffe9059fb8bb24a86d094609c5ea\",\"name\":\"Legal India Admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/4faa9d728ed1af3b73d52225c7f12901ac726fe6f7ea0a3348a1d51f3a930987?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/4faa9d728ed1af3b73d52225c7f12901ac726fe6f7ea0a3348a1d51f3a930987?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/4faa9d728ed1af3b73d52225c7f12901ac726fe6f7ea0a3348a1d51f3a930987?s=96&d=mm&r=g\",\"caption\":\"Legal India Admin\"},\"sameAs\":[\"https:\\\/\\\/www.legalindia.com\",\"https:\\\/\\\/x.com\\\/legaliadmin\"],\"url\":\"https:\\\/\\\/www.legalindia.com\\\/news\\\/author\\\/legal-india-admin\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Upto bank to recover money from guarantor or borrower: NCDRC - Legal News India - Supreme Court &amp; High Court Updates","description":"The national consumer commission has dismissed a man's plea filed against a bank which recovered from him the dues, borrowed by a person whom he had - Get the latest legal news from the Supreme Court, High Courts, and government. Essential updates on judgements, acts, and in-depth analysis for lawyers, advocates, and law students in India.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.legalindia.com\/news\/upto-bank-recover-money-guarantor-borrower-ncdrc","og_locale":"en_US","og_type":"article","og_title":"Upto bank to recover money from guarantor or borrower: NCDRC - Legal News India - Supreme Court &amp; High Court Updates","og_description":"The national consumer commission has dismissed a man's plea filed against a bank which recovered from him the dues, borrowed by a person whom he had - Get the latest legal news from the Supreme Court, High Courts, and government. Essential updates on judgements, acts, and in-depth analysis for lawyers, advocates, and law students in India.","og_url":"https:\/\/www.legalindia.com\/news\/upto-bank-recover-money-guarantor-borrower-ncdrc","og_site_name":"Legal News India - Supreme Court &amp; High Court Updates","article_publisher":"https:\/\/www.facebook.com\/LegalindiaCom\/","article_published_time":"2014-09-09T08:32:54+00:00","og_image":[{"width":259,"height":194,"url":"https:\/\/www.legalindia.com\/news\/wp-content\/uploads\/sites\/2\/2014\/09\/National-Consumer-Disputes-Redressal-Commission.png","type":"image\/png"}],"author":"Legal India Admin","twitter_misc":{"Written by":"Legal India Admin","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.legalindia.com\/news\/upto-bank-recover-money-guarantor-borrower-ncdrc#article","isPartOf":{"@id":"https:\/\/www.legalindia.com\/news\/upto-bank-recover-money-guarantor-borrower-ncdrc"},"author":{"name":"Legal India Admin","@id":"https:\/\/www.legalindia.com\/news\/#\/schema\/person\/0bfdffe9059fb8bb24a86d094609c5ea"},"headline":"Upto bank to recover money from guarantor or borrower: NCDRC","datePublished":"2014-09-09T08:32:54+00:00","mainEntityOfPage":{"@id":"https:\/\/www.legalindia.com\/news\/upto-bank-recover-money-guarantor-borrower-ncdrc"},"wordCount":447,"commentCount":0,"publisher":{"@id":"https:\/\/www.legalindia.com\/news\/#organization"},"image":{"@id":"https:\/\/www.legalindia.com\/news\/upto-bank-recover-money-guarantor-borrower-ncdrc#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/www.legalindia.com\/news\/wp-content\/uploads\/sites\/2\/2014\/09\/National-Consumer-Disputes-Redressal-Commission.png?fit=259%2C194&ssl=1","keywords":["Justice J M Malik","National Consumer Disputes Redressal Commission","NCDRC","recover money from guarantor or borrower"],"articleSection":["Consumer Law News"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.legalindia.com\/news\/upto-bank-recover-money-guarantor-borrower-ncdrc#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.legalindia.com\/news\/upto-bank-recover-money-guarantor-borrower-ncdrc","url":"https:\/\/www.legalindia.com\/news\/upto-bank-recover-money-guarantor-borrower-ncdrc","name":"Upto bank to recover money from guarantor or borrower: NCDRC - Legal News India - Supreme Court &amp; High Court Updates","isPartOf":{"@id":"https:\/\/www.legalindia.com\/news\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.legalindia.com\/news\/upto-bank-recover-money-guarantor-borrower-ncdrc#primaryimage"},"image":{"@id":"https:\/\/www.legalindia.com\/news\/upto-bank-recover-money-guarantor-borrower-ncdrc#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/www.legalindia.com\/news\/wp-content\/uploads\/sites\/2\/2014\/09\/National-Consumer-Disputes-Redressal-Commission.png?fit=259%2C194&ssl=1","datePublished":"2014-09-09T08:32:54+00:00","description":"The national consumer commission has dismissed a man's plea filed against a bank which recovered from him the dues, borrowed by a person whom he had - Get the latest legal news from the Supreme Court, High Courts, and government. Essential updates on judgements, acts, and in-depth analysis for lawyers, advocates, and law students in India.","breadcrumb":{"@id":"https:\/\/www.legalindia.com\/news\/upto-bank-recover-money-guarantor-borrower-ncdrc#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.legalindia.com\/news\/upto-bank-recover-money-guarantor-borrower-ncdrc"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.legalindia.com\/news\/upto-bank-recover-money-guarantor-borrower-ncdrc#primaryimage","url":"https:\/\/i0.wp.com\/www.legalindia.com\/news\/wp-content\/uploads\/sites\/2\/2014\/09\/National-Consumer-Disputes-Redressal-Commission.png?fit=259%2C194&ssl=1","contentUrl":"https:\/\/i0.wp.com\/www.legalindia.com\/news\/wp-content\/uploads\/sites\/2\/2014\/09\/National-Consumer-Disputes-Redressal-Commission.png?fit=259%2C194&ssl=1","width":259,"height":194},{"@type":"BreadcrumbList","@id":"https:\/\/www.legalindia.com\/news\/upto-bank-recover-money-guarantor-borrower-ncdrc#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.legalindia.com\/news\/"},{"@type":"ListItem","position":2,"name":"Consumer Law News","item":"https:\/\/www.legalindia.com\/news\/category\/consumer-law-news"},{"@type":"ListItem","position":3,"name":"Upto bank to recover money from guarantor or borrower: NCDRC"}]},{"@type":"WebSite","@id":"https:\/\/www.legalindia.com\/news\/#website","url":"https:\/\/www.legalindia.com\/news\/","name":"Legal News India - Supreme Court & High Court Updates","description":"Get the latest legal news from the Supreme Court, High Courts, and government. Essential updates on judgements, acts, and in-depth analysis for lawyers, advocates, and law students in India.","publisher":{"@id":"https:\/\/www.legalindia.com\/news\/#organization"},"alternateName":"Legal News India for Advocates, Lawyers & Law Students","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.legalindia.com\/news\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.legalindia.com\/news\/#organization","name":"Legal News India: Supreme Court, High Courts & Govt Updates","alternateName":"Legal News India for Advocates, Lawyers & Law Students","url":"https:\/\/www.legalindia.com\/news\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.legalindia.com\/news\/#\/schema\/logo\/image\/","url":"https:\/\/i0.wp.com\/www.legalindia.com\/news\/wp-content\/uploads\/sites\/2\/2018\/05\/538552_367793346590451_81997783_n.jpg?fit=250%2C250&ssl=1","contentUrl":"https:\/\/i0.wp.com\/www.legalindia.com\/news\/wp-content\/uploads\/sites\/2\/2018\/05\/538552_367793346590451_81997783_n.jpg?fit=250%2C250&ssl=1","width":250,"height":250,"caption":"Legal News India: Supreme Court, High Courts & Govt Updates"},"image":{"@id":"https:\/\/www.legalindia.com\/news\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/LegalindiaCom\/","https:\/\/x.com\/Legal_india"]},{"@type":"Person","@id":"https:\/\/www.legalindia.com\/news\/#\/schema\/person\/0bfdffe9059fb8bb24a86d094609c5ea","name":"Legal India Admin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/4faa9d728ed1af3b73d52225c7f12901ac726fe6f7ea0a3348a1d51f3a930987?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4faa9d728ed1af3b73d52225c7f12901ac726fe6f7ea0a3348a1d51f3a930987?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/4faa9d728ed1af3b73d52225c7f12901ac726fe6f7ea0a3348a1d51f3a930987?s=96&d=mm&r=g","caption":"Legal India Admin"},"sameAs":["https:\/\/www.legalindia.com","https:\/\/x.com\/legaliadmin"],"url":"https:\/\/www.legalindia.com\/news\/author\/legal-india-admin"}]}},"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.legalindia.com\/news\/wp-content\/uploads\/sites\/2\/2014\/09\/National-Consumer-Disputes-Redressal-Commission.png?fit=259%2C194&ssl=1","jetpack_sharing_enabled":true,"jetpack-related-posts":[{"id":21757,"url":"https:\/\/www.legalindia.com\/news\/sbi-to-pay-for-breaking-open-customers-locker","url_meta":{"origin":35163,"position":0},"title":"SBI to pay for breaking open customer\u2019s  locker","author":"Legal India Admin","date":"July 15, 2012","format":false,"excerpt":"The apex consumer forum has asked a Kolkata branch of the State Bank of India(SBI) by to pay Rs 1.85 lakh to one of its customers for breaking open his and his sister's lockers despite payment of the locker rent. \u00a0The National Consumer Disputes Redressal Commission (NCDRC) order came on\u2026","rel":"","context":"In &quot;Top Law News&quot;","block_context":{"text":"Top Law News","link":"https:\/\/www.legalindia.com\/news\/category\/top-law-news"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":36473,"url":"https:\/\/www.legalindia.com\/news\/justice-delayed-justice-underminedncdrc","url_meta":{"origin":35163,"position":1},"title":"Justice delayed is justice undermined:NCDRC","author":"Legal India Admin","date":"January 9, 2015","format":false,"excerpt":"Justice delayed is not only justice denied, it is also circumvented and undermined, the apex consumer commission has said while disallowing a man to lead additional evidences in a medical negligence case after 14 years. National Consumer Disputes Redressal Commission (NCDRC), presided by Justice J M Malik passed the order\u2026","rel":"","context":"In &quot;Bar, Bench &amp; Firm News&quot;","block_context":{"text":"Bar, Bench &amp; Firm News","link":"https:\/\/www.legalindia.com\/news\/category\/bar-bench-firm-news"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":35399,"url":"https:\/\/www.legalindia.com\/news\/icici-bank-asked-pay-rs-1l-negligence-services","url_meta":{"origin":35163,"position":2},"title":"ICICI Bank asked to pay over Rs 1L for negligence in services","author":"Legal India Admin","date":"October 3, 2014","format":false,"excerpt":"ICICI Bank Ltd has been asked by an apex consumer commission to pay a compensation of over Rs. one lakh to a Punjab-based family for charging interest on home loan at much higher rates, saying it was \"negligent in rendering services\". National Consumer Disputes Redressal Commission (NCDRC), presided by Justice\u2026","rel":"","context":"In &quot;Consumer Law News&quot;","block_context":{"text":"Consumer Law News","link":"https:\/\/www.legalindia.com\/news\/category\/consumer-law-news"},"img":{"alt_text":"icici","src":"https:\/\/i0.wp.com\/www.legalindia.in\/news\/wp-content\/uploads\/2014\/10\/icici.png?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]},{"id":42512,"url":"https:\/\/www.legalindia.com\/news\/ncdrc-fines-two-doctors-performing-unwanted-operation","url_meta":{"origin":35163,"position":3},"title":"NCDRC fines two doctors for performing &#8216;unwanted&#8217; operation","author":"Legal India Admin","date":"April 17, 2016","format":false,"excerpt":"The apex consumer commission has directed two Himachal Pradesh-based doctors to pay Rs 10 lakh to the family of a woman, who died after they performed an \"unwanted\" operation removing her uterus in a \"haste\" 13 years ago. The National Consumer Disputes Redressal Commission (NCDRC) bench headed by Justice J\u2026","rel":"","context":"In &quot;Top Law News&quot;","block_context":{"text":"Top Law News","link":"https:\/\/www.legalindia.com\/news\/category\/top-law-news"},"img":{"alt_text":"operation","src":"https:\/\/i0.wp.com\/www.legalindia.com\/news\/wp-content\/uploads\/sites\/2\/2016\/04\/operation.png?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]},{"id":24716,"url":"https:\/\/www.legalindia.com\/news\/andhra-discom-to-pay-rs-1-63l-for-cutting-power-without-notice","url_meta":{"origin":35163,"position":4},"title":"Andhra discom to pay Rs 1.63L for cutting power without notice","author":"Legal India Admin","date":"November 19, 2012","format":false,"excerpt":"The apex consumer commission the Andhra Pradesh Eastern Power Distribution Co Ltd (APEPDCL) to pay Rs 1.53 lakh as compensation to one of its customers for disconnecting his power supply without prior notice. The National Consumer Disputes Redressal Commission (NCDRC) also imposed a fine of Rs 10,000 on the state-run\u2026","rel":"","context":"In &quot;Consumer Law News&quot;","block_context":{"text":"Consumer Law News","link":"https:\/\/www.legalindia.com\/news\/category\/consumer-law-news"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":38190,"url":"https:\/\/www.legalindia.com\/news\/flat-bought-for-business-ncdrc-denies-compensation","url_meta":{"origin":35163,"position":5},"title":"Flat bought for business, NCDRC denies compensation","author":"Legal India News","date":"June 29, 2015","format":false,"excerpt":"The apex consumer commission has dismissed a man's plea for compensation from a construction firm for delay in handing over possession of a flat, saying he did not fall within the purview of 'consumer' as he had booked six flats and sold five out of them and generated profit. National\u2026","rel":"","context":"In &quot;Top Law News&quot;","block_context":{"text":"Top Law News","link":"https:\/\/www.legalindia.com\/news\/category\/top-law-news"},"img":{"alt_text":"Flat bought for business, NCDRC denies compensation","src":"https:\/\/i0.wp.com\/www.legalindia.com\/news\/wp-content\/uploads\/sites\/2\/2015\/06\/NDrmc.jpg?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]}],"jetpack_shortlink":"https:\/\/wp.me\/p6H5Bf-999","jetpack_likes_enabled":true,"_links":{"self":[{"href":"https:\/\/www.legalindia.com\/news\/wp-json\/wp\/v2\/posts\/35163","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.legalindia.com\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.legalindia.com\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.legalindia.com\/news\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.legalindia.com\/news\/wp-json\/wp\/v2\/comments?post=35163"}],"version-history":[{"count":0,"href":"https:\/\/www.legalindia.com\/news\/wp-json\/wp\/v2\/posts\/35163\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.legalindia.com\/news\/wp-json\/wp\/v2\/media\/35164"}],"wp:attachment":[{"href":"https:\/\/www.legalindia.com\/news\/wp-json\/wp\/v2\/media?parent=35163"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.legalindia.com\/news\/wp-json\/wp\/v2\/categories?post=35163"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.legalindia.com\/news\/wp-json\/wp\/v2\/tags?post=35163"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}