{"id":51577,"date":"2018-02-15T12:19:08","date_gmt":"2018-02-15T06:49:08","guid":{"rendered":"https:\/\/www.legalindia.com\/news\/?p=51577"},"modified":"2018-02-15T12:19:08","modified_gmt":"2018-02-15T06:49:08","slug":"consumer-court-ordered-pay-rs-7-87-l-husbands-death-accident-widow","status":"publish","type":"post","link":"https:\/\/www.legalindia.com\/news\/consumer-court-ordered-pay-rs-7-87-l-husbands-death-accident-widow","title":{"rendered":"Consumer court ordered to pay Rs 7.87 L for husband&#8217;s death in accident to widow"},"content":{"rendered":"<p><a href=\"https:\/\/i0.wp.com\/www.legalindia.com\/news\/wp-content\/uploads\/sites\/2\/2018\/02\/Consumer-court.jpg?ssl=1\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" width=\"253\" height=\"199\" data-attachment-id=\"51588\" data-permalink=\"https:\/\/www.legalindia.com\/news\/consumer-court-ordered-pay-rs-7-87-l-husbands-death-accident-widow\/consumer-court\" data-orig-file=\"https:\/\/i0.wp.com\/www.legalindia.com\/news\/wp-content\/uploads\/sites\/2\/2018\/02\/Consumer-court.jpg?fit=253%2C199&amp;ssl=1\" data-orig-size=\"253,199\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"Consumer court\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/www.legalindia.com\/news\/wp-content\/uploads\/sites\/2\/2018\/02\/Consumer-court.jpg?fit=253%2C199&amp;ssl=1\" class=\"alignleft size-full wp-image-51588\" src=\"https:\/\/i0.wp.com\/www.legalindia.com\/news\/wp-content\/uploads\/sites\/2\/2018\/02\/Consumer-court.jpg?resize=253%2C199&#038;ssl=1\" alt=\"\" srcset=\"https:\/\/i0.wp.com\/www.legalindia.com\/news\/wp-content\/uploads\/sites\/2\/2018\/02\/Consumer-court.jpg?w=253&amp;ssl=1 253w, https:\/\/i0.wp.com\/www.legalindia.com\/news\/wp-content\/uploads\/sites\/2\/2018\/02\/Consumer-court.jpg?resize=127%2C100&amp;ssl=1 127w\" sizes=\"auto, (max-width: 253px) 100vw, 253px\" \/><\/a>A consumer court here has ordered an insurance company to pay Rs 7.87 lakh to a widow for the death of her husband in a road accident in 2009.<\/p>\n<p>Thane District Consumer Rederessal Forum president Sneha Mhatre and member Madhuri Vishwarupe said the insurance firm was deficient in services as it rejected the claim citing wrong reasons, due to which the claimant had to undergo mental torture.<\/p>\n<p>The claimant, Achala Marde, told the forum that her husband Rudranivas Marde used to work with a company at Boisar in the neighbouring Palghar district.<\/p>\n<p>On December 24, 2009, he was on his motorcycle when another two-wheeler, coming from the opposite direction, collided with his vehicle on the Tarapur-Boisar road.<\/p>\n<p>The man sustained severe injuries and died the next day while undergoing treatment at a hospital.<\/p>\n<p>Following the man&#8217;s death, his wife filed a claim of Rs 7.5 lakh with the United India Insurance Company Ltd, since her husband had taken the policy with it.<\/p>\n<p>The insurance company rejected the claim citing the man&#8217;s medical examination report, which said he was under the influence of ethyl alcohol at the time of the accident.<\/p>\n<p>The insurer said its policy form had a column asking if the deceased was under the influence of drugs or drinks (liquor) at the time of the accident.<\/p>\n<p>The claimant had stated &#8216;No&#8217; in the said column, which was a misrepresentation\/suppression of the fact. Hence, the claim stands repudiated, the insurance firm said.<\/p>\n<p>However, the woman challenged the insurer&#8217;s argument before the forum while referring to a medical dictionary which described ethyl alcohol as the univalent alcohol radical, a flavouring agent used in pharmaceutical preparations.<\/p>\n<p>The claimant informed the forum that her husband was a man of religious nature and had never consumed liquor.<\/p>\n<p>According to the claimant, her husband was taken to hospital immediately after the accident and the medicines given to him contained a certain amount of ethyl alcohol, which was reflected in the medical report.<\/p>\n<p>Hence, it cannot be concluded that he had consumed liquor, she said.<\/p>\n<p>The claimant&#8217;s counsel, citing various judgements of other courts regarding similar cases, said the insurer wanted to take benefit of the post-mortem report and the exclusion clause in the policy, which was unjustified.<\/p>\n<p>There was a deficiency in services by the insurer which needed to be compensated and the claim settled, the counsel said.<\/p>\n<p>After hearing both the sides, the forum last week directed the insurer to pay the Rs 7,87,500 (including the sum claimed and the cumulative bonus on the policy) along with six per cent interest per annum from the date of filing the claim in February 2011.<\/p>\n<p>Disposing of another claim in connection with the same accident, the forum directed the insurer to pay the woman Rs 1 lakh personal accident insurance claim, Rs 8,932 as the charges of repair of the two-wheeler, Rs 20,000 towards mental sufferings and Rs 10,000 for the legal expenses.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A consumer court here has ordered an insurance company to pay Rs 7.87 lakh to a widow for the death of her husband in a road accident in 2009. Thane District Consumer Rederessal Forum president Sneha Mhatre and member Madhuri Vishwarupe said the insurance firm was deficient in services as it rejected the claim citing [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":51588,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[1],"tags":[5933,41643,41644,31987,41642,41647,41645,41646,41641],"class_list":["post-51577","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-top-law-news","tag-consumer-court","tag-consumer-court-ordered-to-pay-rs-7-87-l","tag-death-in-accident","tag-featured","tag-husbands-death-in-accident","tag-madhuri-vishwarupe","tag-thane-district-consumer-rederessal-forum","tag-thane-district-consumer-rederessal-forum-president-sneha-mhatre","tag-woman-gets-rs-7-87-l"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Consumer court ordered to pay Rs 7.87 L for husband&#039;s death in accident to widow - Legal News India - Supreme Court &amp; High Court Updates<\/title>\n<meta name=\"description\" content=\"A consumer court here has ordered an insurance company to pay Rs 7.87 lakh to a widow for the death of her husband in a road accident in 2009. 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In her complaint, the woman Mamta Prakash Gandhi informed the Thane District Consumer Redressel Forum that her late husband Prakash Gandhi had taken\u2026","rel":"","context":"In &quot;Consumer Law News&quot;","block_context":{"text":"Consumer Law News","link":"https:\/\/www.legalindia.com\/news\/category\/consumer-law-news"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.legalindia.com\/news\/wp-content\/uploads\/sites\/2\/2015\/08\/NCDRC.jpg?fit=420%2C239&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":40580,"url":"https:\/\/www.legalindia.com\/news\/health-insurance-frm-asked-to-pay-rs-3-lk-to-claimant","url_meta":{"origin":51577,"position":1},"title":"Health insurance frm asked to pay Rs 3 lk to claimant","author":"Legal India News","date":"December 23, 2015","format":false,"excerpt":"A consumer\u00a0court of\u00a0Thane\u00a0has ordered a health insurance\u00a0company to pay Rs 3 lakhs to a claimant as it failed to prove that his wife was suffering from a disease prior to issuance of the policy. Complainant Dilip Mohite informed the Thane District Consumer Redressal Forum that he had taken a floater\u2026","rel":"","context":"In &quot;Consumer Law News&quot;","block_context":{"text":"Consumer Law News","link":"https:\/\/www.legalindia.com\/news\/category\/consumer-law-news"},"img":{"alt_text":"Health insurance frm asked to pay Rs 3 lk to claimant","src":"https:\/\/i0.wp.com\/www.legalindia.com\/news\/wp-content\/uploads\/sites\/2\/2015\/04\/Right-to-Public-Service-Act.png?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]},{"id":44778,"url":"https:\/\/www.legalindia.com\/news\/thane-doctor-asked-pay-rs-4-lakh-surgery","url_meta":{"origin":51577,"position":2},"title":"Thane doctor asked to pay up Rs 4 lakh for surgery","author":"Legal India News","date":"September 8, 2016","format":false,"excerpt":"The Thane District Consumer Redressal Forum has ordered a doctor running a hospital at Sahad here to pay a compensation of Rs 4 lakh to a patient for a botched surgery which left him disabled for life. Forum President Sneha Mhatre and members Madhuri Vishwarupe and ND Kadam also directed\u2026","rel":"","context":"In &quot;Consumer Law News&quot;","block_context":{"text":"Consumer Law News","link":"https:\/\/www.legalindia.com\/news\/category\/consumer-law-news"},"img":{"alt_text":"law","src":"https:\/\/i0.wp.com\/www.legalindia.com\/news\/wp-content\/uploads\/sites\/2\/2016\/08\/law.jpg?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]},{"id":43559,"url":"https:\/\/www.legalindia.com\/news\/power-co-asked-cough-17k-deficient-service","url_meta":{"origin":51577,"position":3},"title":"Power Co asked to cough up 17k for deficient service","author":"Legal India News","date":"June 24, 2016","format":false,"excerpt":"A state-owned power company in Maharashtra has been ordered by a consumer court here to pay Rs 17,000 to a consumer for its deficient services. Thane District Consumer Redressal Forum president Sneha Mhatre and members Madhuri Vishwarupe and N D Kadam, in their order issued yesterday, directed the division office\u2026","rel":"","context":"In &quot;Consumer Law News&quot;","block_context":{"text":"Consumer Law News","link":"https:\/\/www.legalindia.com\/news\/category\/consumer-law-news"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.legalindia.com\/news\/wp-content\/uploads\/sites\/2\/2015\/08\/NCDRC.jpg?fit=420%2C239&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":50908,"url":"https:\/\/www.legalindia.com\/news\/consumer-forum-rejects-complaints-sbi","url_meta":{"origin":51577,"position":4},"title":"Consumer Forum rejects complaints against SBI","author":"Legal India Admin","date":"December 15, 2017","format":false,"excerpt":"The District Consumer Redressal Forum here has rejected four complaints against the State Bank of India (SBI) pertaining to interest rate on personal loans. Forum's president Sneha Mhatre and member Madhuri Vishwarupe recently held that SBI's Thane main branch was right in recovering the difference in the interest rate on\u2026","rel":"","context":"In &quot;Consumer Law News&quot;","block_context":{"text":"Consumer Law News","link":"https:\/\/www.legalindia.com\/news\/category\/consumer-law-news"},"img":{"alt_text":"Consumer Forum rejects complaints against SBI","src":"https:\/\/i0.wp.com\/www.legalindia.com\/news\/wp-content\/uploads\/sites\/2\/2017\/08\/right-to-criticise-300x168.jpg?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]},{"id":44352,"url":"https:\/\/www.legalindia.com\/news\/irctc-asked-compensate-wrong-train-schedule","url_meta":{"origin":51577,"position":5},"title":"IRCTC asked to compensate for wrong train schedule","author":"Legal India News","date":"August 12, 2016","format":false,"excerpt":"A consumer court has directed the IRCTC to pay a compensation of Rs 7,000 along with ticket and RTI costs to a Thane resident for his sufferings due to the rail corporation's deficient service in giving wrong train schedule to him. 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