High Court Kerala High Court

Bhaskaran Vadi vs Natinoal Insurance Company … on 20 August, 2009

Kerala High Court
Bhaskaran Vadi vs Natinoal Insurance Company … on 20 August, 2009
       

  

  

 
 
  IN THE HIGH COURT OF KERALA AT ERNAKULAM

MACA.No. 322 of 2005()


1. BHASKARAN VADI, S/O. NARAYANAN,
                      ...  Petitioner

                        Vs



1. NATINOAL INSURANCE COMPANY LIMITED
                       ...       Respondent

                For Petitioner  :SRI.M.V.AMARESAN

                For Respondent  :SRI.P.JAYASANKAR

The Hon'ble MR. Justice K.M.JOSEPH
The Hon'ble MR. Justice M.L.JOSEPH FRANCIS

 Dated :20/08/2009

 O R D E R
      K.M. JOSEPH & M. L. JOSEPH FRANCIS, JJ.
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                 M.A.C.A. NO: 322 OF 2005
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           Dated this the 20th Day of August, 2009.

                            JUDGMENT

K. M. Joseph J.

The appellant is the claimant in a petition filed by the

petitioner under the Section 166 of the Motor Vehicles Act. As

against the original claim of Rs.3,00,000/-, and subsequently

amended claim of Rs.10,00,000/-, the Tribunal has awarded a

total compensation of Rs.1,65,150/-.

2. We heard the learned counsel for the appellant and the

learned counsel for the Insurance Company.

3. Learned counsel for the appellant, Sri. M. V. Amaresan

would submit that, the appellant, who was a driver suffered very

serious injuries. He was out of work for a long period. But he

has been given loss of earning only for one year. Secondly, he

contends that the income was fixed at Rs.1,500/- per month.

M.A.C.A . NO: 322 OF 2005 :2:

This is too low, he contends. He submits that there is evidence

in the form of Ext.A7 to show that he was earning Rs.4,000/-

per month. Thirdly, he would contend that though the certificate

of disability shows that he had suffered disability at 30%, the

Tribunal has taken disability only at 15%. He would further

contend that the Tribunal has erred in not granting any

compensation against the claim of Rs.9,000/- towards medical

bills.

4. The learned counsel for the appellant, would point out

that the appellant had to undergo surgeries and as a result of

which, the appellant had developed osteomylitis, which

condition prevented him from pursuing any vocation. The

compensation awarded is very meager, it is contended.

5. The learned counsel for the Insurance company

supported the award. He submitted that the amount awarded by

the Tribunal is reasonable.

6. The first question to be considered is to what is the

M.A.C.A . NO: 322 OF 2005 :3:

income of the appellant. The appellant was a driver by

profession. The accident took place in year 1996 (11.8.1996).

According to the appellant, his employer Dr. Girish was

examined as PW2 to prove the receipt of the income. We feel

that, we can safely fix the income of the appellant as Rs.1,800/-

per month.

7. The next question to be considered is the percentage of

disability. The doctor who issued the certificate was not

examined to prove the disability certificate, as such. But having

regard to the nature of injuries and after effects of the accident,

we can safely fix the disability at 20% instead of 15%.

8. On this basis, applying the multiplier of 16, which we

take for the reason, that we intend to award the appellant further

compensation in the form of loss of earning, though the

multiplier ought to have taken as 17 according to 2009 ACJ

1298 (Sarla Verma and others), and not 18, which is taken by

the Tribunal. The appellant would be entitled to disability

M.A.C.A . NO: 322 OF 2005 :4:

compensation of Rs.68,520/-, and after deducting Rs.48,000/-

already awarded, the appellant is entitled to for an amount of

Rs.20,520/- more. On the basis of the increased income we have

taken, the appellant would be entitled for Rs.3,600/- for one

year.

9. The next question is regarding the loss of earning. The

appellant has referred to the medical bills to show the nature of

injuries and the condition, which he sustained from the injuries.

In the nature of injuries, it is quite clear that the appellant have

suffered loss of earning for a period of more than one year. We

are inclined to accept the said version. We awarded loss of

earning for one more year. On this ground the appellant would

be entitled for an amount of Rs.21,600/- (Rs.1,800 x 2 ).

10. The next question is regarding granting of Rs.9,000/-

towards medical bills. The learned counsel for the respondent

points out that reasons have been given by the Tribunal for not

acting on the medical bills. They are as follows:

M.A.C.A . NO: 322 OF 2005 :5:

“There is another receipt for Rs.9,100/- issued

by one Doctor. But the said receipt was not

marked in evidence, and the Doctor was not

examined to prove the receipt. Even otherwise

the receipt is not acceptable or admissible in

evidence because it is not a properly and

legally stamped receipt.”

We agree with the said reason and reject the contention.

Accordingly, this appeal is allowed and the appellant is

allowed to realise an amount of Rs.45,720/- more along with

interest of 7.5% from the date of petition till the date of realisation

from the respondents.

K. M. JOSEPH, JUDGE

M. L. JOSEPH FRANCIS, JUDGE

dl/