Bombay High Court High Court

The National Insurance Co. Ltd vs Smt.Manisha Chagan Karande & Ors on 31 July, 2009

Bombay High Court
The National Insurance Co. Ltd vs Smt.Manisha Chagan Karande & Ors on 31 July, 2009
Bench: Nishita Mhatre
                                  1

     Bsb




                                                                     
                                             
             IN THE HIGH COURT OF JUDICATURE AT BOMBAY

                      CIVIL APPELLATE JURISDICTION




                                            
                    FIRST APPEAL NO. 752 OF 2003




                                 
     The National Insurance Co. Ltd.         ... Appellant

                v/s
                      
     Smt.Manisha Chagan Karande & ors. ... Respondents
                     
     Mr.S.R.Singh for the appellant.

     Mr.S.S.Kulkarni for the respondent No.6.
      


     Mr.S.S.Shetye for respondent Nos.1 to 5.
   





                              CORAM: SMT.NISHITA MHATRE, J.

DATED: 31ST JULY, 2009

ORAL JUDGMENT:

1. This first appeal has been filed against the

order of the Commissioner for Workmen’s Compensation

under which the claimants i.e. respondent Nos.1 to 5

have been awarded compensation of Rs.2,11,790/-

along with the simple interest at the rate of 9% per

annum from 16.5.2001 till actual payment. A penalty

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of Rs.25,000/- and costs of Rs.1000/- have also been

awarded.

2. The deceased was the husband of the 1st

respondent, the father of respondent Nos.2 and 3 and

the son of the 4th and 5th respondent. He was driving

a jeep on 15.5.2001 when he met with an accident.

As a result of this accident and the injuries

sustained

relatives
by

i.e.

                          him,       the

                              respondent
                                                deceased

                                                  Nos.1
                                                              expired.

                                                             to     5       filed
                                                                                    His

                                                                                      an
                       
     application       under     the       Workmen's       Compensation             Act

     claiming     compensation         from       both     the     appellant          as

well as the respondent No.6, his employer.

3. It was the contention of the claimant that the

deceased was an employee of the respondent No.6 and

he was driving employer’s vehicle when he met with

an accident. It was pleaded that the accident had

arisen out of and in the course of employment and,

that therefore, the claimants were entitled to

compensation under the Workmen’s Compensation Act.

4. The application was contested by both, the

Insurance Company as well as the employer.

Initially, it was decided ex-parte. However,

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thereafter both the Insurance Company and the

employer had got ex-parte order set aside and the

claim was decided after the trial.

5. The claimants examined respondent No.1 herein

i.e. the widow of the deceased. She stated on oath

that her husband was an employee of the respondent

No.6 and that he was driving the jeep which was

accident.

owned by the respondent No.6 when he met with an

In her cross-examination she denied the

suggestion that her husband was not employed with

respondent No.6.

6. Respondent No.6 examined himself and deposed

that he had signed the claim form which was filled

in by the surveyor who had come to the garage where

the jeep was being repaired after the accident. He

has also deposed that the deceased was his employee

and was being paid a salary of Rs.2000/- per month.

He has stated categorically that the contents of the

insurance claim form were not filled in by him but

by somebody else. The suggestion of the advocate

for the workman that the contents of the claim form

were read over to him, has been denied by respondent

No.6. The representative for the insurance Company

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had suggested in his cross-examination of this

witness that the claim form showing that the person

driving the vehicle at the time of the accident was

his friend, had properly been filled in. The

suggestion has been denied by the witness. He has

also stated that the surveyor of the insurance

company had sold the vehicle and paid an amount of

Rs.55,000/- to him. He has further denied the

suggestion put to him that the deceased was

driver and that he was not being paid any salary.

not his

7. The investigating officer of the insurance

Company i.e. the appellant herein was also examined.

He has stated that he had no material to indicate

that he was authorized to depose on behalf of the

Divisional Manager who has signed the written

statement. He has further conceded that there was

nothing on record to indicate that he was the

investigating officer who had filled in the claim

form. He conceded that there was no contention

raised in the written statement of the Insurance

Company to the effect that the deceased was the

friend of respondent No.6, the employer who was

insured.

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8. The Commissioner for Workmen’s Compensation

has, after assessing the evidence on record, held

that the deceased was a workman within the

meaning of the Workmen’s Compensation Act. It has

further been held that he was employed on a monthly

salary of Rs.2000/- and that he was driving the jeep

at the behest of the employer when he met with an

accident on 15.5.2001. The Commissioner has then

calculated

Workmen’s
the
ig compensation

Compensation Act
payable

by
under

taking
the

into

consideration the age of the deceased and the

relevant factor and has awarded Rs.2,11,790/- to

the claimants.

9. Mr.Singh appearing for the Insurance Company

submits that the Commissioner has drawn directly

contrary conclusions and inferences and, therefore,

the order is unsustainable. He submits that, on the

one hand the Commissioner had observed that the

claim form shows that the deceased was a friend, and

on the other, the Commissioner had held that he was

a paid driver of the employer. The learned advocate

then submits that the claimants or their so-called

employer should have brought on record some material

documents to indicate that there was an employer-

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employee relationship between the two. He submits

that although under the Motor Vehicles Act, 1988 the

Insurance Company cannot take any pleas which are

contrary to the pleading of the owner of the vehicle

without leave of the Court, under the Workmen’s

Compensation Act the insurance stands on the better

footing. He buttresses this contention by relying

on the judgment of the Supreme Court in the case of

National

Insurance

reported in (2006) 2 SCC 641.

                                     Co.    Ltd.      v/s     Mastan

                                                       The learned advocate
                                                                           &    anr.,
                         

has then pointed out that the aforesaid claim form

had been signed by the respondent No.6 and that

indicates that the driver was a friend of the owner

of the vehicle. He submits that Sr.No.3 of the

claim form requires particulars of the driver at the

time of the accident. One of the particulars

required is, whether he was a paid driver or the

owner’s relative or friend. Instead of stating that

the driver was a paid driver, the respondent No.6

has chosen to describe the driver as his friend. He

therefore submits that such a claim on behalf of the

relatives of the deceased ought to have been

dismissed.

10. The learned advocate for the claimant submits

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that the employer had stepped into the witness box

and categorically asserted that the deceased was his

paid employee and, therefore, the Court had accepted

this evidence and had granted compensation. The

learned advocate further submits that there was no

reason for respondent No.6 to have conceded that the

deceased was his paid driver when respondent No.6

has also been saddled with payment of penalty,

compensation.

besides being jointly and severally liable to pay

He submits that there is no

perversity in this finding which merits any

interference from this Court.

11. The learned advocate for the respondent No.6

i.e. the owner of the vehicle, points out that the

entire form has been filled in with black ink,

whereas the signature of the owner is in blue ink.

He submits that the owner has deposed before the

Court that he had only appended the signature to a

blank form and that he was not aware of the contents

of the form. The learned advocate further submits

that there is no suggestion to the claimant that the

driver was a friend of the owner of the vehicle. He

also points out that the owner of the vehicle has

denied the suggestion put to him that the driver was

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his friend. He has also in his cross-examination

deposed that the contents of the claim form were not

filled in as instructed by him and that the officer

of the Insurance Company had only requested him to

sign the claim form.

12. After perusing the evidence and the judgment of

the Commissioner for Workmen’s Compensation, in my

appeal need

opinion, the judgment and order impugned in this

not be set aside. The evidence on

record establishes that the deceased was an employee

of the respondent No.6. He was a paid driver and

was driving the jeep in that capacity when he met

with an accident. Further more, although the claim

form shows that the driver has been described as a

friend of the owner, that description was filled in

by the officer of the Insurance Company as seen from

the deposition of the owner of the vehicle. There

is no material on record in the written statement

filed by the Insurance Company indicating that the

owner was not the employer of the deceased.

Moreover, when the owner has been made jointly and

severally liable to pay the compensation, there was

no need for him to admit that the deceased was his

employee without it being true. Besides, he has

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been made responsible solely, for paying penalty on

the compensation awarded.

13. In these circumstances, I find that the

Commissioner has appreciated the evidence on record

correctly and, therefore, there is no need to

interfere in the matter. Once it has been accepted

that the driver was a paid employee of the owner of

the vehicle

arising out

and

of
had

and
met

during
with

the
a fatal

course
accident

of his

employment, the Commissioner for Workmen’s

Compensation had no option but to grant compensation

in accordance with the Workmen’s Compensation Act.

15. Accordingly, the Commissioner has granted the

compensation and has directed the payment of penalty

and costs. There is no reason to differ from the

view taken by the Trial Court and hence the appeal

deserves to be dismissed.

16. Appeal dismissed. The amount deposited with

the Commissioner, including penalty, costs and

accrued interest, if any, shall be paid over to the

applicants.

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17. In view of dismissal of the appeal, Civil

Application No.1874 of 2003 does not survive and

stands dismissed.

…..

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