High Court Karnataka High Court

National Insurance Co Ltd vs Kempanna Maruthi Patil on 27 March, 2008

Karnataka High Court
National Insurance Co Ltd vs Kempanna Maruthi Patil on 27 March, 2008
Author: Chidananda Ullal A.S.Pachhapure
IN THE HIGH comm' OF KARNATAKA AT BANGALORE
Dated this the 27th day of March, 2oo:3f:_k
PRESENT é  %   " 
THE HON'BLE MRJUSTICE cHIDA}{ANDAeeiIL:§AL» 
A1'€D.__   %   * M    ; 
THE H()N'BLE MR.J[IE3C1'IQE A 3*
M.F.A..No.,_17fi9.[_?i)03    

"Between:

National Insurance Ce;  
Having its mrfistered. ef.'_fi.::e at
No.3, Midglletola. Stijeet,  V _ 
Ca1cutta'.a11ciit" Banga1o1'e  j. V
Regio11.-ad 0_£fice''a:; »    
Shubham;n~ Ciomplex,  ~

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duly' --1*eprese;n't:e§:'i _'by..  4 ..--~

Regior1a_1_ Mvaxiager. = _  .. Appellant

" __eAVn:l_ ;"~.._ " "  
'-Sfi ?I~ier1i'§;i-=I:1'111a }v'ia1"u'u;i Patil,
Higldu, Male, Adult,

n T R/ efiangatihal, Hukkeri

' Taluk, Belgaum District. ...Respo11de-nt

(By Sri Saehin S Pviafium, Adv. fer}

This MFA is filed under Section 173(1) of the Motor
Vehicles Act, 1988, praying set aside the judgment and award

passed by the Add}. Meter Accident. C-13.11113 '_l'1*ib1_1_n.:--1l, I-Iukkeri

L 



at Hukkeri passed in MVC No.305/2001 passed on
17.12.2002

.

This MFA coming on for final ihis day,
A s PACHHAPURE J, deiivered the fo11owir3i§: fi

. JUDGMEN i
The appellant. – h1sL1ra}1ce_”‘ fine

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‘ ; !lUULlI’fC£%..{)11 1.1.2301.

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The a1Jpefi-anif; :.4i’.”.:e.”‘.f’ ‘ ”
011 the head of future loss
of or the Clailllélllt, as pointed by the
eoilnse-lmibr! reveals that he was working as

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Atcceeuaiemt 2,1 t…e C…-o},..1..i1.e See:

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» 1*–Ii1o11Atfi11y,::suiI1 of ‘Rs.i2,3’2U/’– as salary as per the C:’1′(i11”t
. ‘– ti:-‘»S11v.t3(i..a.t. Further he was also LIC agent and in that

i;egaifd,.’_Eix.P27 and Ex.D3 have been produced, which reveal

ii ‘i the claimant had earned comlnission to an extent of

of doctor — PW.2 reveals that the claimani: had suffered

permanent disability at 45% in the left. lower limb. Though

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the doctor did not state anything with regard to ciisa

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.l 1 LHC7 WUUIU l}U(.l_y, U15 iuuurreu flab lzifitill J.ll|.U i_«._(_) 1b;’._U.

the permanent disability at 20% of the” and

calculating e01I1pe1’1satioI1 inclusive heft,’ ii

Rs.1,21,758/– as eornmissien

nd awarded e rrmensa’ fl”‘=fVPsi-.Q8.62Q[VV¥–.t

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“‘Wr-swds less urf

wvuuu

filture iI1C()I11C.

(lei ee l_tir;a.. he continued 1…
service -ueperative Society even after
the to show that he was
on the ground of disability. In
that view:’ef inelusioll of salary of the Claimant

»A the perusal of E:-LD3 does not reveal any
r that his income from the LIC agency was
r§d:,1ce§1iaitcr the accident. Ex.D3 — a letter of the LIC reveals

tliat. business performance of the elairnant from ‘1/1.2002

r\ 1 1 (‘If’\f\f”) -= :5 g-u-“-n.-u- I-1r-kc; rt , ,’1-1 1-1+ 1-ma 1’3.-_I’-It-1 I”rI1t-I;-I-“I. Di:
Us .1. -I.-xfi\J\J.£’ LC. QILCI L u L31′. 1 IJLI P311 ILJ3

int-93
H worth 125.23 Iakhs and earned commission of Rs.1,0S,095/–
for the period from 1.4.2002 to 30.11.2002. The fact of

/3¢\

securing the insurance policies, commission earned by the

el i smt is 110

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Th . counsel fo1f…tiie~appe11ant

:1 A

disputes ma (‘re t we fr”etuI” -“id by
the appellant, there is no 1’ec_h.1Cii9I1 bf’.
claimalit. and therefore the
compensation on this heatl_V.:vp”~~ ceiiiisel of

mf;_u_m. disability

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’21;

and in case the V’ “”1, he ecr’1-:1 irve

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earned still ‘ .1i1e_re gjbyi inete policies and getting
coIn1nissit)rj.«4..V i’:fi–‘fviex,1i_V~::)_:i’f ‘Vthe”Ii§fa1_r3ontentions, it is necessary

for l1S””E{\. {would} be the disability affecting the

._ 3*? be taken as permanent disability of the totai

would be 15% only. It is the contention of the

i * sepurisel for the appellant. that if the elaiinaiit has suffered

‘disability, it does not aifect the earning capacity of the

ppefiaiit as insmanee peiimes maul-:1 be secured even *..=…h

the disability suifered by the ciaimant. As the evicience

discloses that the claiinant has earned more iiicome than
‘”‘1″t. he was actually esanin” be.o1’e the 2-.ccic3,e_,,t~.i_,s.=.;?1f.i that it
would not affect his loss of future into
corisideration the feasibility of see:
in the p1’ese11t days, we are the
J – . __11d proper to corlsitiee iaifecting
the Inatter, if we f as commission and

adopting I11_u..itip1ie1* to Rs.20,69,886/ -. Out.

Thei’efofe~, vVflZ!(:f is entitled to the compensation

R V’ _ e1i§ur;aeratecl below: ‘

;~I :31 U1 _.¢’.»_.-9.’.-V £_~.D”4-s_-44_

. V”‘«LossA.oi”.f11t.ure income ~ Rs.2,()6,988/ —
sufi’eri11gs — Rs. 15,000]-
expenses – Rs. 49,000] –
.Loss of income during treatment ~ Rs. 4,640/ –
. ” of amerlities – Rs. 10,0GO,”~
Diet, conveyance, attendant
A Charges – Rs. 5,000] —
Future medical expeiises — Rs. 5,000] –

____….–_u.-…u…_-.-..——_____

In the circumstances, the appeal is allowed in part in

the above terms g1’a11ti11g compensation of Rs. — with

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The appellant. is diree'{‘.ec1″‘ ‘ to V.pa_y. ‘1’l1e “a111dL111i._ <31'

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mam. Judge